{"id":40076,"date":"2024-07-05T21:58:21","date_gmt":"2024-07-05T14:58:21","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=40076"},"modified":"2024-10-01T10:11:06","modified_gmt":"2024-10-01T03:11:06","slug":"3-781-xac-thuc-sinh-trac-hoc-gop-phan-bao-ve-khach-hang-su-dung-dich-vu-ngan-hang","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-781-xac-thuc-sinh-trac-hoc-gop-phan-bao-ve-khach-hang-su-dung-dich-vu-ngan-hang\/","title":{"rendered":"3.781. X\u00e1c th\u1ef1c sinh tr\u1eafc h\u1ecdc g\u00f3p ph\u1ea7n b\u1ea3o v\u1ec7 kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng"},"content":{"rendered":"

X\u00e1c th\u1ef1c sinh tr\u1eafc h\u1ecdc g\u00f3p ph\u1ea7n b\u1ea3o v\u1ec7 kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng<\/span><\/h4>\n
(TCNH) – Ng\u00e0y 04\/7\/2024, t\u1ea1i H\u00e0 N\u1ed9i, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam (NHNN) t\u1ed5 ch\u1ee9c H\u1ed9i th\u1ea3o \u201cGi\u1ea3i ph\u00e1p b\u1ea3o v\u1ec7 kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng\u201d nh\u1eb1m cung c\u1ea5p th\u00f4ng tin, trao \u0111\u1ed5i, th\u1ea3o lu\u1eadn v\u1ec1 th\u1ef1c tr\u1ea1ng v\u00e0 \u0111\u1ec1 xu\u1ea5t c\u00e1c gi\u1ea3i ph\u00e1p trong vi\u1ec7c b\u1ea3o v\u1ec7 kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng hi\u1ec7n nay.<\/h5>\n
Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c NHNN Ph\u1ea1m Ti\u1ebfn D\u0169ng ch\u1ee7 tr\u00ec H\u1ed9i th\u1ea3o. Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c NHNN Ph\u1ea1m Ti\u1ebfn D\u0169ng ph\u00e1t bi\u1ec3u t\u1ea1i H\u1ed9i th\u1ea3o<\/em><\/h5>\n

Tham d\u1ef1 H\u1ed9i th\u1ea3o, c\u00f3 \u00f4ng Nguy\u1ec5n Qu\u1ed1c H\u00f9ng – Ph\u00f3 Ch\u1ee7 t\u1ecbch ki\u00eam T\u1ed5ng Th\u01b0 k\u00fd Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam; Trung t\u00e1 Tri\u1ec7u M\u1ea1nh T\u00f9ng – Ph\u00f3 C\u1ee5c tr\u01b0\u1edfng C\u1ee5c An ninh m\u1ea1ng v\u00e0 ph\u00f2ng, ch\u1ed1ng t\u1ed9i ph\u1ea1m s\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 cao, B\u1ed9 C\u00f4ng an; \u00f4ng L\u00ea Ho\u00e0ng Ch\u00ednh Quang – Ph\u00f3 C\u1ee5c tr\u01b0\u1edfng ph\u1ee5 tr\u00e1ch C\u1ee5c C\u00f4ng ngh\u1ec7 th\u00f4ng tin, NHNN; l\u00e3nh \u0111\u1ea1o m\u1ed9t s\u1ed1 v\u1ee5, c\u1ee5c, \u0111\u01a1n v\u1ecb thu\u1ed9c NHNN, NHNN Chi nh\u00e1nh Th\u00e0nh ph\u1ed1 H\u00e0 N\u1ed9i; \u0111\u1ea1i di\u1ec7n c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (TCTD), t\u1ed5 ch\u1ee9c cung \u1ee9ng d\u1ecbch v\u1ee5 trung gian thanh to\u00e1n, B\u1ed9 Th\u00f4ng tin v\u00e0 Truy\u1ec1n th\u00f4ng, Hi\u1ec7p h\u1ed9i An ninh m\u1ea1ng qu\u1ed1c gia, H\u1ed9i B\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng Vi\u1ec7t Nam, m\u1ed9t s\u1ed1 t\u1ed5 ch\u1ee9c trong v\u00e0 ngo\u00e0i ng\u00e0nh Ng\u00e2n h\u00e0ng; c\u00e1c chuy\u00ean gia kinh t\u1ebf, lu\u1eadt s\u01b0, chuy\u00ean gia c\u00f4ng ngh\u1ec7.<\/p>\n

16,6 tri\u1ec7u kh\u00e1ch h\u00e0ng \u0111\u00e3 \u0111\u01b0\u1ee3c c\u00e1c ng\u00e2n h\u00e0ng ki\u1ec3m tra, \u0111\u1ed1i chi\u1ebfu v\u1edbi d\u1eef li\u1ec7u sinh tr\u1eafc h\u1ecdc t\u00ednh \u0111\u1ebfn ng\u00e0y 03\/7\/2024<\/strong><\/p>\n

Th\u1eddi gian qua, d\u01b0\u1edbi s\u1ef1 ch\u1ec9 \u0111\u1ea1o, \u0111\u1ecbnh h\u01b0\u1edbng c\u1ee7a Ch\u00ednh ph\u1ee7, ng\u00e0nh Ng\u00e2n h\u00e0ng \u0111\u00e3 n\u1ed7 l\u1ef1c kh\u00f4ng ng\u1eebng v\u00e0 ph\u1ed1i h\u1ee3p ch\u1eb7t ch\u1ebd v\u1edbi c\u00e1c b\u1ed9, ng\u00e0nh li\u00ean quan trong c\u00f4ng cu\u1ed9c chuy\u1ec3n \u0111\u1ed5i s\u1ed1 v\u00e0 \u0111\u00e3 \u0111\u1ea1t \u0111\u01b0\u1ee3c nhi\u1ec1u th\u00e0nh qu\u1ea3 tr\u00ean c\u00e1c tr\u1ee5 c\u1ed9t quan tr\u1ecdng: Chuy\u1ec3n \u0111\u1ed5i nh\u1eadn th\u1ee9c, ho\u00e0n thi\u1ec7n th\u1ec3 ch\u1ebf, n\u00e2ng c\u1ea5p h\u1ea1 t\u1ea7ng, \u1ee9ng d\u1ee5ng khai th\u00e1c d\u1eef li\u1ec7u, ph\u00e1t tri\u1ec3n c\u00e1c m\u00f4 h\u00ecnh ng\u00e2n h\u00e0ng s\u1ed1 c\u00f9ng v\u1edbi c\u00f4ng t\u00e1c \u0111\u1ea3m b\u1ea3o an ninh, an to\u00e0n…<\/p>\n

Hi\u1ec7n nay, Vi\u1ec7t Nam c\u00f3 h\u01a1n 87% ng\u01b0\u1eddi tr\u01b0\u1edfng th\u00e0nh \u0111\u00e3 c\u00f3 t\u00e0i kho\u1ea3n thanh to\u00e1n t\u1ea1i ng\u00e2n h\u00e0ng; nhi\u1ec1u ng\u00e2n h\u00e0ng \u0111\u00e3 c\u00f3 tr\u00ean 95% s\u1ed1 l\u01b0\u1ee3ng giao d\u1ecbch \u0111\u01b0\u1ee3c x\u1eed l\u00fd tr\u00ean k\u00eanh s\u1ed1. Thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t (TTKDTM) t\u0103ng tr\u01b0\u1edfng m\u1ea1nh m\u1ebd, \u0111\u1eb7c bi\u1ec7t v\u1ec1 s\u1ed1 l\u01b0\u1ee3ng giao d\u1ecbch thanh to\u00e1n qua di \u0111\u1ed9ng (Mobile) v\u00e0 QR code b\u00ecnh qu\u00e2n qua c\u00e1c n\u0103m t\u1eeb 2017 – 2023 \u0111\u1ea1t tr\u00ean 100%\/n\u0103m.<\/p>\n

H\u1ea1 t\u1ea7ng c\u00f4ng ngh\u1ec7 ng\u00e2n h\u00e0ng th\u01b0\u1eddng xuy\u00ean \u0111\u01b0\u1ee3c \u0111\u1ea7u t\u01b0 n\u00e2ng c\u1ea5p, ph\u00e1t tri\u1ec3n, \u0111\u1ea3m b\u1ea3o ho\u1ea1t \u0111\u1ed9ng li\u00ean t\u1ee5c, th\u00f4ng su\u1ed1t, an to\u00e0n; h\u1ec7 th\u1ed1ng thanh to\u00e1n \u0111i\u1ec7n t\u1eed li\u00ean ng\u00e2n h\u00e0ng x\u1eed l\u00fd b\u00ecnh qu\u00e2n 830 ngh\u00ecn t\u1ec9 \u0111\u1ed3ng\/ng\u00e0y (t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 40 t\u1ec9 USD); h\u1ec7 th\u1ed1ng chuy\u1ec3n m\u1ea1ch t\u00e0i ch\u00ednh v\u00e0 b\u00f9 tr\u1eeb \u0111i\u1ec7n t\u1eed x\u1eed l\u00fd b\u00ecnh qu\u00e2n 20 – 25 tri\u1ec7u giao d\u1ecbch\/ng\u00e0y.<\/p>\n

\"sinh
\nTo\u00e0n c\u1ea3nh H\u1ed9i th\u1ea3o<\/em><\/h6>\n

C\u00e1c c\u00f4ng ngh\u1ec7 s\u1ed1 m\u1edbi, th\u00e0nh t\u1ef1u c\u1ee7a cu\u1ed9c C\u00e1ch m\u1ea1ng c\u00f4ng nghi\u1ec7p l\u1ea7n th\u1ee9 t\u01b0 c\u0169ng \u0111\u01b0\u1ee3c \u1ee9ng d\u1ee5ng m\u1ea1nh m\u1ebd \u0111\u1ec3 ph\u1ee5c v\u1ee5 nhu c\u1ea7u ph\u00e1t tri\u1ec3n s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 m\u1edbi v\u00e0 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u ng\u00e0y c\u00e0ng t\u0103ng cao c\u1ee7a ng\u01b0\u1eddi d\u00e2n, doanh nghi\u1ec7p.<\/p>\n

Ng\u00e0nh Ng\u00e2n h\u00e0ng \u0111\u00e3 ph\u1ed1i h\u1ee3p ch\u1eb7t ch\u1ebd v\u1edbi B\u1ed9 C\u00f4ng an trong c\u00f4ng t\u00e1c ph\u00f2ng ch\u1ed1ng t\u1ed9i ph\u1ea1m v\u00e0 \u0111\u1eb7c bi\u1ec7t l\u00e0 \u0111\u00e3 ti\u00ean phong tri\u1ec3n khai hi\u1ec7u qu\u1ea3 c\u00e1c nhi\u1ec7m v\u1ee5 theo Quy\u1ebft \u0111\u1ecbnh s\u1ed1 06\/Q\u0110-TTg ng\u00e0y 06\/01\/2022 c\u1ee7a Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 ph\u00ea duy\u1ec7t \u0110\u1ec1 \u00e1n ph\u00e1t tri\u1ec3n \u1ee9ng d\u1ee5ng d\u1eef li\u1ec7u v\u1ec1 d\u00e2n c\u01b0, \u0111\u1ecbnh danh v\u00e0 x\u00e1c th\u1ef1c \u0111i\u1ec7n t\u1eed ph\u1ee5c v\u1ee5 chuy\u1ec3n \u0111\u1ed5i s\u1ed1 qu\u1ed1c gia giai \u0111o\u1ea1n 2022 – 2025, t\u1ea7m nh\u00ecn \u0111\u1ebfn n\u0103m 2030 (\u0110\u1ec1 \u00e1n 06); trong \u0111\u00f3, c\u00f3 \u1ee9ng d\u1ee5ng d\u1eef li\u1ec7u d\u00e2n c\u01b0 \u0111\u1ec3 ph\u1ee5c v\u1ee5 vi\u1ec7c l\u00e0m s\u1ea1ch d\u1eef li\u1ec7u, \u0111\u1ecbnh danh\/x\u00e1c th\u1ef1c ch\u00ednh x\u00e1c th\u00f4ng tin kh\u00e1ch h\u00e0ng, h\u1ed7 tr\u1ee3 ho\u1ea1t \u0111\u1ed9ng cho vay ti\u00eau d\u00f9ng tr\u00ean k\u00eanh \u0111i\u1ec7n t\u1eed, b\u1ea3o l\u00e3nh \u0111i\u1ec7n t\u1eed c\u0169ng nh\u01b0 g\u00f3p ph\u1ea7n \u0111\u1ea3m b\u1ea3o an to\u00e0n ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng.<\/p>\n

Tuy nhi\u00ean, b\u00ean c\u1ea1nh nh\u1eefng ti\u1ec7n \u00edch, ti\u1ec7n l\u1ee3i m\u00e0 c\u00e1c s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng tr\u00ean kh\u00f4ng gian m\u1ea1ng \u0111em l\u1ea1i, ng\u00e0nh Ng\u00e2n h\u00e0ng c\u0169ng ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi nh\u1eefng r\u1ee7i ro, th\u00e1ch th\u1ee9c li\u00ean quan \u0111\u1ebfn v\u1ea5n \u0111\u1ec1 an ninh, an to\u00e0n, b\u1ea3o m\u1eadt tr\u01b0\u1edbc nguy c\u01a1 b\u1ecb t\u1ea5n c\u00f4ng m\u1ea1ng, t\u00ecnh tr\u1ea1ng s\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 cao \u0111\u1ec3 l\u1eeba \u0111\u1ea3o, chi\u1ebfm \u0111o\u1ea1t ti\u1ec1n, t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng c\u1ee7a ng\u01b0\u1eddi d\u00e2n v\u1edbi c\u00e1c th\u1ee7 \u0111o\u1ea1n ng\u00e0y c\u00e0ng tinh vi v\u00e0 ph\u1ee9c t\u1ea1p h\u01a1n.<\/p>\n

\u0110\u1ec3 h\u1ea1n ch\u1ebf, gi\u1ea3m thi\u1ec3u c\u00e1c r\u1ee7i ro li\u00ean quan \u0111\u1ebfn v\u1ea5n \u0111\u1ec1 an ninh, an to\u00e0n th\u00f4ng tin trong ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng tr\u00ean kh\u00f4ng gian m\u1ea1ng, trong th\u1eddi gian qua, ng\u00e0nh Ng\u00e2n h\u00e0ng \u0111\u00e3 ch\u1ee7 \u0111\u1ed9ng tri\u1ec3n khai c\u00e1c nh\u00f3m gi\u1ea3i ph\u00e1p ch\u00ednh g\u1ed3m: Ho\u00e0n thi\u1ec7n c\u01a1 ch\u1ebf, ch\u00ednh s\u00e1ch v\u00e0 ch\u1ec9 \u0111\u1ea1o th\u1ef1c hi\u1ec7n; tri\u1ec3n khai c\u00e1c gi\u1ea3i ph\u00e1p c\u00f4ng ngh\u1ec7 v\u00e0 c\u01a1 ch\u1ebf ph\u1ed1i h\u1ee3p; tuy\u00ean truy\u1ec1n, c\u1ea3nh b\u00e1o ph\u00f2ng, ch\u1ed1ng t\u1ed9i ph\u1ea1m l\u1eeba \u0111\u1ea3o; ph\u1ed1i h\u1ee3p v\u1edbi c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng trong ph\u00f2ng, ch\u1ed1ng l\u1eeba \u0111\u1ea3o qua m\u1ea1ng.<\/p>\n

NHNN \u0111\u00e3 x\u00e2y d\u1ef1ng v\u00e0 li\u00ean t\u1ee5c ho\u00e0n thi\u1ec7n h\u00e0nh lang ph\u00e1p l\u00fd v\u1ec1 ho\u1ea1t \u0111\u1ed9ng an ninh, an to\u00e0n th\u00f4ng tin m\u1ea1ng c\u0169ng nh\u01b0 thanh to\u00e1n (hi\u1ec7n nay, NHNN \u0111ang t\u1eadp trung ho\u00e0n thi\u1ec7n c\u00e1c v\u0103n b\u1ea3n h\u01b0\u1edbng d\u1eabn tri\u1ec3n khai \u0111\u1ed3ng b\u1ed9 c\u00f9ng Lu\u1eadt C\u00e1c TCTD n\u0103m 2024, Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 52\/2024\/N\u0110-CP ng\u00e0y 15\/5\/2024 c\u1ee7a Ch\u00ednh ph\u1ee7 quy \u0111\u1ecbnh v\u1ec1 TTKDTM (Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 52\/2024\/N\u0110-CP); c\u00e1c th\u00f4ng t\u01b0 thay th\u1ebf, s\u1eeda \u0111\u1ed5i, b\u1ed5 sung quy \u0111\u1ecbnh v\u1ec1 an to\u00e0n, b\u1ea3o m\u1eadt cho vi\u1ec7c cung c\u1ea5p d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng tr\u00ean Internet\u2026). Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 52\/2024\/N\u0110-CP ban h\u00e0nh nh\u1eb1m m\u1ee5c \u0111\u00edch t\u1ea1o l\u1eadp khu\u00f4n kh\u1ed5 ph\u00e1p l\u00fd c\u01a1 b\u1ea3n, v\u1eefng ch\u1eafc cho ho\u1ea1t \u0111\u1ed9ng TTKDTM, th\u00fac \u0111\u1ea9y TTKDTM, t\u1ea1o thu\u1eadn l\u1ee3i cho ho\u1ea1t \u0111\u1ed9ng kinh doanh, cung \u1ee9ng nhi\u1ec1u s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 thanh to\u00e1n m\u1edbi, ti\u1ec7n \u00edch, an to\u00e0n v\u1edbi chi ph\u00ed h\u1ee3p l\u00fd.<\/p>\n

Ng\u00e0y 18\/12\/2023, Th\u1ed1ng \u0111\u1ed1c NHNN \u0111\u00e3 ban h\u00e0nh Quy\u1ebft \u0111\u1ecbnh s\u1ed1 2345\/Q\u0110-NHNN v\u1ec1 tri\u1ec3n khai c\u00e1c gi\u1ea3i ph\u00e1p an to\u00e0n, b\u1ea3o m\u1eadt trong thanh to\u00e1n tr\u1ef1c tuy\u1ebfn v\u00e0 thanh to\u00e1n th\u1ebb ng\u00e2n h\u00e0ng (Quy\u1ebft \u0111\u1ecbnh s\u1ed1 2345\/Q\u0110-NHNN), c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb 01\/7\/2024. Theo Quy\u1ebft \u0111\u1ecbnh s\u1ed1 2345\/Q\u0110-NHNN, t\u1eeb ng\u00e0y 01\/7\/2024, c\u00e1c giao d\u1ecbch \u0111i\u1ec7n t\u1eed c\u1ee7a c\u00e1 nh\u00e2n c\u00f3 gi\u00e1 tr\u1ecb tr\u00ean 10 tri\u1ec7u \u0111\u1ed3ng ho\u1eb7c t\u1ed5ng gi\u00e1 tr\u1ecb thanh to\u00e1n trong ng\u00e0y v\u01b0\u1ee3t 20 tri\u1ec7u \u0111\u1ed3ng ph\u1ea3i \u00e1p d\u1ee5ng m\u1ed9t trong c\u00e1c bi\u1ec7n ph\u00e1p x\u00e1c th\u1ef1c sinh tr\u1eafc h\u1ecdc. Vi\u1ec7c tri\u1ec3n khai Quy\u1ebft \u0111\u1ecbnh n\u00e0y g\u00f3p ph\u1ea7n b\u1ea3o \u0111\u1ea3m c\u00e1c giao d\u1ecbch thanh to\u00e1n tr\u1ef1c tuy\u1ebfn ch\u1ec9 \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n b\u1edfi ch\u00ednh ch\u1ee7 t\u00e0i kho\u1ea3n; qua \u0111\u00f3, s\u1ebd n\u00e2ng cao an ninh, an to\u00e0n, b\u1ea3o m\u1eadt cho c\u00e1c giao d\u1ecbch thanh to\u00e1n tr\u1ef1c tuy\u1ebfn, gi\u1ea3m thi\u1ec3u r\u1ee7i ro gian l\u1eadn, l\u1eeba \u0111\u1ea3o trong giao d\u1ecbch thanh to\u00e1n tr\u1ef1c tuy\u1ebfn, c\u0169ng nh\u01b0 ph\u00f2ng ng\u1eeba nh\u1eefng v\u1ee5 vi\u1ec7c cho thu\u00ea, m\u01b0\u1ee3n, mua b\u00e1n t\u00e0i kho\u1ea3n thanh to\u00e1n, v\u00ed \u0111i\u1ec7n t\u1eed s\u1eed d\u1ee5ng cho m\u1ee5c \u0111\u00edch b\u1ea5t h\u1ee3p ph\u00e1p. \u0110\u00e2y c\u0169ng l\u00e0 m\u1ed9t trong nh\u1eefng gi\u1ea3i ph\u00e1p g\u00f3p ph\u1ea7n b\u1ea3o v\u1ec7 kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng.<\/p>\n

Ph\u00e1t bi\u1ec3u t\u1ea1i H\u1ed9i th\u1ea3o, Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c NHNN Ph\u1ea1m Ti\u1ebfn D\u0169ng cho bi\u1ebft, Quy\u1ebft \u0111\u1ecbnh s\u1ed1 2345\/Q\u0110-NHNN gi\u1ea3i quy\u1ebft hai \u0111i\u1ec3m quan tr\u1ecdng: M\u1ed9t l\u00e0, ch\u1ea5m d\u1ee9t t\u00ecnh tr\u1ea1ng m\u1edf t\u00e0i kho\u1ea3n b\u1eb1ng gi\u1ea5y t\u1edd gi\u1ea3; hai l\u00e0, x\u00f3a b\u1ecf vi\u1ec7c m\u1edf t\u00e0i kho\u1ea3n b\u1eb1ng gi\u1ea5y t\u1edd th\u1eadt nh\u01b0ng kh\u00f4ng ph\u1ea3i do \u0111\u00fang ng\u01b0\u1eddi \u0111\u00f3 m\u1edf. Vi\u1ec7c x\u00e1c th\u1ef1c sinh tr\u1eafc h\u1ecdc theo y\u00eau c\u1ea7u c\u1ee7a Quy\u1ebft \u0111\u1ecbnh s\u1ed1 2345\/Q\u0110-NHNN s\u1ebd x\u00e1c \u0111\u1ecbnh \u0111\u00fang ng\u01b0\u1eddi m\u1edf t\u00e0i kho\u1ea3n l\u00e0 ng\u01b0\u1eddi c\u00f3 c\u0103n c\u01b0\u1edbc c\u00f4ng d\u00e2n do B\u1ed9 C\u00f4ng an c\u1ea5p.<\/p>\n

\u201c\u0110\u1ebfn 17h ng\u00e0y 03\/7\/2024, \u0111\u00e3 c\u00f3 16,6 tri\u1ec7u kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c c\u00e1c ng\u00e2n h\u00e0ng ki\u1ec3m tra, \u0111\u1ed1i chi\u1ebfu v\u1edbi d\u1eef li\u1ec7u sinh tr\u1eafc h\u1ecdc c\u1ee7a B\u1ed9 C\u00f4ng an; trong \u0111\u00f3, 90% ng\u01b0\u1eddi l\u00e0m x\u00e1c th\u1ef1c online v\u00e0 10% th\u1ef1c hi\u1ec7n t\u1ea1i qu\u1ea7y giao d\u1ecbch ng\u00e2n h\u00e0ng. V\u1ec1 c\u01a1 b\u1ea3n, \u0111a s\u1ed1 ng\u01b0\u1eddi c\u00f3 t\u00e0i kho\u1ea3n c\u00f3 th\u1ec3 x\u00e1c th\u1ef1c \u0111\u01b0\u1ee3c qua \u0111i\u1ec7n tho\u1ea1i c\u00f3 NFC (vi\u1ebft t\u1eaft c\u1ee7a\u00a0Near-Field Communication); c\u00f2n m\u1ed9t s\u1ed1 \u00edt v\u01b0\u1edbng m\u1eafc \u0111\u00e3 \u0111\u01b0\u1ee3c c\u00e1c ng\u00e2n h\u00e0ng th\u1ef1c hi\u1ec7n h\u1ed7 tr\u1ee3 t\u1ea1i qu\u1ea7y\u201d, Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c NHNN Ph\u1ea1m Ti\u1ebfn D\u0169ng chia s\u1ebb.<\/p>\n

Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c NHNN Ph\u1ea1m Ti\u1ebfn D\u0169ng nh\u1ea5n m\u1ea1nh, vi\u1ec7c \u00e1p d\u1ee5ng c\u00e1c c\u00f4ng ngh\u1ec7 m\u1edbi l\u00e0 \u0111\u1ec3 h\u1ea1n ch\u1ebf giao d\u1ecbch l\u1eeba \u0111\u1ea3o, gi\u1ea3m thi\u1ec3u s\u1eed d\u1ee5ng t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng ch\u1ee9a ti\u1ec1n l\u1eeba \u0111\u1ea3o.<\/p>\n

Ng\u00e0nh Ng\u00e2n h\u00e0ng \u0111\u00e3 th\u1ef1c hi\u1ec7n nhi\u1ec1u gi\u1ea3i ph\u00e1p b\u1ea3o v\u1ec7 kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng \u0111i\u1ec7n t\u1eed<\/strong><\/h5>\n

Theo Trung t\u00e1 Tri\u1ec7u M\u1ea1nh T\u00f9ng – Ph\u00f3 C\u1ee5c tr\u01b0\u1edfng C\u1ee5c An ninh m\u1ea1ng v\u00e0 ph\u00f2ng, ch\u1ed1ng t\u1ed9i ph\u1ea1m s\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 cao, B\u1ed9 C\u00f4ng an (A05) cho bi\u1ebft, r\u1ee7i ro an ninh m\u1ea1ng trong b\u1ed1i c\u1ea3nh hi\u1ec7n nay l\u00e0 r\u1ea5t l\u1edbn, n\u1ebfu kh\u00f4ng qu\u1ea3n l\u00fd \u0111\u01b0\u1ee3c vi\u1ec7c m\u1edf t\u00e0i kho\u1ea3n, s\u1eed d\u1ee5ng t\u00e0i kho\u1ea3n \u0111\u1ec3 giao d\u1ecbch l\u00e0 ch\u00ednh ch\u1ee7 th\u00ec b\u1ea5t k\u1ef3 t\u1ed9i ph\u1ea1m n\u00e0o c\u0169ng c\u00f3 th\u1ec3 l\u1ee3i d\u1ee5ng vi\u1ec7c n\u00e0y \u0111\u1ec3 chi\u1ebfm \u0111o\u1ea1t ti\u1ec1n, t\u00e0i kho\u1ea3n c\u1ee7a kh\u00e1ch h\u00e0ng. Ch\u1ec9 ri\u00eang 5 th\u00e1ng \u0111\u1ea7u n\u0103m 2024, \u0111\u00e3 c\u00f3 4.239 v\u1ee5 l\u1eeba \u0111\u1ea3o qua m\u1ea1ng, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi c\u1ea3 n\u0103m 2023.<\/p>\n

Trung t\u00e1 Tri\u1ec7u M\u1ea1nh T\u00f9ng – Ph\u00f3 C\u1ee5c tr\u01b0\u1edfng C\u1ee5c An ninh m\u1ea1ng v\u00e0 ph\u00f2ng, ch\u1ed1ng t\u1ed9i ph\u1ea1m s\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 cao, B\u1ed9 C\u00f4ng an (A05) ph\u00e1t bi\u1ec3u t\u1ea1i H\u1ed9i th\u1ea3o<\/p>\n

C\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng l\u1eeba \u0111\u1ea3o ng\u00e0y c\u00e0ng chuy\u00ean nghi\u1ec7p, quy m\u00f4 c\u00f3 t\u1ed5 ch\u1ee9c l\u00ean t\u1edbi h\u00e0ng tr\u0103m ng\u01b0\u1eddi, ph\u00e2n nhi\u1ec7m v\u1ee5 r\u00f5 r\u00e0ng: C\u00f3 nh\u00f3m chuy\u00ean nghi\u00ean c\u1ee9u k\u1ecbch b\u1ea3n; c\u00f3 nh\u00f3m \u0111\u01b0\u1ee3c \u0111\u00e0o t\u1ea1o \u0111\u1ec3 th\u1ef1c hi\u1ec7n k\u1ecbch b\u1ea3n l\u1eeba \u0111\u1ea3o; c\u00f3 nh\u00f3m x\u1eed l\u00fd d\u00f2ng ti\u1ec1n\u2026<\/p>\n

\u201cC\u00e1c k\u1ecbch b\u1ea3n \u0111\u01b0\u1ee3c c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng l\u1eeba \u0111\u1ea3o \u201cs\u00e1ng t\u1ea1o\u201d r\u1ea5t nhanh. \u0110\u01a1n c\u1eed, ng\u00e0nh Ng\u00e2n h\u00e0ng m\u1edbi th\u1ef1c hi\u1ec7n x\u00e1c th\u1ef1c sinh tr\u1eafc h\u1ecdc t\u1eeb ng\u00e0y 01\/7\/2024 th\u00ec ngay l\u1eadp t\u1ee9c \u0111\u00e3 xu\u1ea5t hi\u1ec7n h\u00ecnh th\u1ee9c l\u1eeba \u0111\u1ea3o gi\u1ea3 danh c\u00e1n b\u1ed9 ng\u00e2n h\u00e0ng h\u01b0\u1edbng d\u1eabn ng\u01b0\u1eddi d\u00e2n x\u00e1c th\u1ef1c sinh tr\u1eafc h\u1ecdc\u201d, Trung t\u00e1 Tri\u1ec7u M\u1ea1nh T\u00f9ng cho bi\u1ebft.<\/p>\n

Ch\u00ednh v\u00ec v\u1eady, vi\u1ec7c ng\u00e0nh Ng\u00e2n h\u00e0ng th\u1ef1c hi\u1ec7n y\u00eau c\u1ea7u x\u00e1c th\u1ef1c sinh tr\u1eafc h\u1ecdc v\u1edbi giao d\u1ecbch chuy\u1ec3n ti\u1ec1n tr\u00ean 10 tri\u1ec7u \u0111\u1ed3ng\/giao d\u1ecbch ho\u1eb7c t\u1ed5ng gi\u00e1 tr\u1ecb giao d\u1ecbch trong ng\u00e0y tr\u00ean 20 tri\u1ec7u \u0111\u1ed3ng h\u1ebft s\u1ee9c quan tr\u1ecdng. Trung t\u00e1 Tri\u1ec7u M\u1ea1nh T\u00f9ng mong mu\u1ed1n ng\u00e0nh Ng\u00e2n h\u00e0ng tri\u1ec3n khai th\u1ef1c hi\u1ec7n th\u1eadt t\u1ed1t vi\u1ec7c x\u00e1c th\u1ef1c sinh tr\u1eafc h\u1ecdc khi chuy\u1ec3n ti\u1ec1n, lo\u1ea1i b\u1ecf t\u00e0i kho\u1ea3n kh\u00f4ng ch\u00ednh ch\u1ee7, t\u1eeb \u0111\u00f3 b\u1ea3o v\u1ec7 kh\u00e1ch h\u00e0ng v\u00e0 ng\u0103n ch\u1eb7n l\u1eeba \u0111\u1ea3o.<\/p>\n

Th\u00f4ng tin t\u1ea1i H\u1ed9i th\u1ea3o, \u00f4ng L\u00ea Ho\u00e0ng Ch\u00ednh Quang – Ph\u00f3 C\u1ee5c tr\u01b0\u1edfng ph\u1ee5 tr\u00e1ch C\u1ee5c C\u00f4ng ngh\u1ec7 Th\u00f4ng tin NHNN cho bi\u1ebft: T\u00ecnh tr\u1ea1ng l\u1eeba \u0111\u1ea3o, chi\u1ebfm \u0111o\u1ea1t ti\u1ec1n v\u00e0 t\u00e0i kho\u1ea3n \u0111ang c\u00f3 xu h\u01b0\u1edbng gia t\u0103ng. \u0110\u00f3 l\u00e0 l\u1eeba \u0111\u1ea3o chi\u1ebfm \u0111o\u1ea1t ti\u1ec1n tr\u1ef1c ti\u1ebfp c\u1ee7a kh\u00e1ch h\u00e0ng b\u1eb1ng c\u00e1ch l\u1ee3i d\u1ee5ng c\u00e1c k\u00eanh truy\u1ec1n th\u00f4ng ph\u1ed5 bi\u1ebfn \u0111\u1ec3 t\u1ea5n c\u00f4ng v\u00e0o t\u00e2m l\u00fd c\u1ee7a kh\u00e1ch h\u00e0ng, sau \u0111\u00f3 y\u00eau c\u1ea7u n\u1ea1n nh\u00e2n chuy\u1ec3n ti\u1ec1n cho \u0111\u1ed1i t\u01b0\u1ee3ng l\u1eeba \u0111\u1ea3o; l\u1eeba \u0111\u1ea3o th\u00f4ng qua chi\u1ebfm \u0111o\u1ea1t th\u00f4ng tin \u0111\u0103ng nh\u1eadp v\u00e0 x\u00e1c th\u1ef1c giao d\u1ecbch ng\u00e2n h\u00e0ng \u0111i\u1ec7n t\u1eed ho\u1eb7c chi\u1ebfm quy\u1ec1n \u0111i\u1ec1u khi\u1ec3n thi\u1ebft b\u1ecb c\u1ee7a kh\u00e1ch h\u00e0ng, th\u1ef1c hi\u1ec7n c\u00e1c h\u00e0nh vi chi\u1ebfm \u0111o\u1ea1t ti\u1ec1n t\u1eeb t\u00e0i kho\u1ea3n c\u1ee7a kh\u00e1ch h\u00e0ng.<\/p>\n

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\u00d4ng L\u00ea Ho\u00e0ng Ch\u00ednh Quang – Ph\u00f3 C\u1ee5c tr\u01b0\u1edfng ph\u1ee5 tr\u00e1ch C\u1ee5c C\u00f4ng ngh\u1ec7 th\u00f4ng tin, NHNN tham lu\u1eadn t\u1ea1i H\u1ed9i th\u1ea3o<\/h6>\n

Theo \u00f4ng L\u00ea Ho\u00e0ng Ch\u00ednh Quang, trong th\u1eddi gian qua, ng\u00e0nh Ng\u00e2n h\u00e0ng \u0111\u00e3 th\u1ef1c hi\u1ec7n nhi\u1ec1u gi\u1ea3i ph\u00e1p b\u1ea3o v\u1ec7 kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng \u0111i\u1ec7n t\u1eed. \u0110\u00f3 l\u00e0: Ho\u00e0n thi\u1ec7n h\u1ec7 th\u1ed1ng v\u0103n b\u1ea3n quy \u0111\u1ecbnh v\u1ec1 an ninh, an to\u00e0n th\u00f4ng tin \u0111\u1ed1i v\u1edbi c\u00e1c h\u1ec7 th\u1ed1ng th\u00f4ng tin cung c\u1ea5p d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng \u0111i\u1ec7n t\u1eed; th\u1ef1c hi\u1ec7n c\u00e1c gi\u1ea3i ph\u00e1p v\u1ec1 quy tr\u00ecnh, c\u00f4ng ngh\u1ec7 nh\u01b0 l\u00e0m s\u1ea1ch d\u1eef li\u1ec7u kh\u00e1ch h\u00e0ng, t\u00e0i kho\u1ea3n kh\u00f4ng ch\u00ednh ch\u1ee7; thi\u1ebft l\u1eadp c\u01a1 ch\u1ebf trao \u0111\u1ed5i, ph\u1ea3n \u1ee9ng nhanh \u0111\u1ec3 ng\u0103n ch\u1eb7n website gi\u1ea3 m\u1ea1o; tri\u1ec3n khai c\u00e1c gi\u1ea3i ph\u00e1p x\u00e1c th\u1ef1c m\u1ea1nh; tri\u1ec3n khai h\u1ec7 th\u1ed1ng gi\u00e1m s\u00e1t c\u00e1c t\u00e0i kho\u1ea3n thanh to\u00e1n, v\u00ed \u0111i\u1ec7n t\u1eed nghi ng\u1edd gian l\u1eadn (SIMO). Ph\u1ed1i h\u1ee3p cung c\u1ea5p th\u00f4ng tin trong \u0111i\u1ec1u tra, x\u1eed l\u00fd c\u00e1c v\u1ee5 vi\u1ec7c l\u1eeba \u0111\u1ea3o li\u00ean quan \u0111\u1ebfn kh\u00e1ch h\u00e0ng c\u1ee7a ng\u00e2n h\u00e0ng, b\u1ea3o \u0111\u1ea3m l\u1ee3i \u00edch ch\u00ednh \u0111\u00e1ng c\u1ee7a kh\u00e1ch h\u00e0ng. Ph\u1ed1i h\u1ee3p tuy\u00ean truy\u1ec1n, ph\u1ed5 bi\u1ebfn n\u00e2ng cao nh\u1eadn th\u1ee9c, k\u1ef9 n\u0103ng v\u1ec1 an ninh, an to\u00e0n th\u00f4ng tin t\u1edbi nh\u00e2n vi\u00ean v\u00e0 kh\u00e1ch h\u00e0ng c\u1ee7a ng\u00e2n h\u00e0ng \u0111\u1ec3 b\u1ea3o v\u1ec7 kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng \u0111i\u1ec7n t\u1eed v\u00e0 ph\u00f2ng, ch\u1ed1ng l\u1eeba \u0111\u1ea3o qua m\u1ea1ng.<\/p>\n

B\u00e0 \u0110o\u00e0n H\u1ed3ng Nhung – Gi\u00e1m \u0111\u1ed1c Kh\u1ed1i B\u00e1n l\u1ebb, Vietcombank cho r\u1eb1ng, Quy\u1ebft \u0111\u1ecbnh s\u1ed1 2345\/Q\u0110-NHNN \u0111\u00e3 t\u0103ng c\u01b0\u1eddng m\u1ed9t l\u1edbp b\u1ea3o v\u1ec7 v\u00f4 c\u00f9ng ch\u1eb7t ch\u1ebd cho h\u00e0ng r\u00e0o c\u00f4ng ngh\u1ec7 c\u1ee7a Vietcombank, b\u1ed5 sung th\u00eam ti\u1ec7n \u00edch v\u1ec1 an to\u00e0n b\u1ea3o m\u1eadt cho kh\u00e1ch h\u00e0ng khi s\u1eed d\u1ee5ng ph\u1ea7n m\u1ec1m giao d\u1ecbch \u0111i\u1ec7n tho\u1ea1i c\u1ee7a Ng\u00e2n h\u00e0ng. Ng\u00e0y 01\/7\/2024, Vietcombank \u0111\u00e3 tri\u1ec3n khai x\u00e1c th\u1ef1c sinh tr\u1eafc h\u1ecdc, \u0111\u1ed3ng th\u1eddi tri\u1ec3n khai khai th\u00e1c d\u1ecbch v\u1ee5 x\u00e1c th\u1ef1c \u0111i\u1ec7n t\u1eed c\u1ee7a B\u1ed9 C\u00f4ng an. S\u1ed1 l\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng c\u00f9ng l\u00fac truy c\u1eadp v\u00e0 th\u1ef1c hi\u1ec7n \u0111\u0103ng k\u00fd sinh tr\u1eafc h\u1ecdc l\u00e0 r\u1ea5t l\u1edbn \u0111\u00e3 g\u00e2y ra m\u1ed9t v\u00e0i kh\u00f3 kh\u0103n nh\u1ea5t \u0111\u1ecbnh, song ngay sau \u0111\u00f3, Vietcombank \u0111\u00e3 nhanh ch\u00f3ng c\u1eadp nh\u1eadt v\u00e0 c\u1ea3i thi\u1ec7n d\u1ecbch v\u1ee5 \u0111\u1ec3 \u0111\u01b0a ho\u1ea1t \u0111\u1ed9ng giao d\u1ecbch v\u00e0 \u0111\u0103ng k\u00fd x\u00e1c th\u1ef1c sinh tr\u1eafc h\u1ecdc th\u00f4ng su\u1ed1t tr\u1edf l\u1ea1i.<\/p>\n

B\u00e0 Nguy\u1ec5n Th\u1ecb Qu\u1ef3nh Giao – Ph\u00f3 T\u1ed5ng Gi\u00e1m \u0111\u1ed1c BIDV cho bi\u1ebft, Ng\u00e2n h\u00e0ng c\u00f3 7.000 c\u00e1n b\u1ed9 \u0111\u01b0\u1ee3c \u0111\u00e0o t\u1ea1o h\u1ed7 tr\u1ee3 ng\u01b0\u1eddi d\u00e2n 24\/7 b\u1eb1ng nhi\u1ec1u h\u00ecnh th\u1ee9c. T\u00ednh \u0111\u1ebfn \u0111\u00eam 03\/7\/2024, \u0111\u00e3 c\u00f3 h\u01a1n 1,7 tri\u1ec7u kh\u00e1ch h\u00e0ng \u0111\u00e3 x\u00e1c th\u1ef1c th\u00e0nh c\u00f4ng sinh tr\u1eafc h\u1ecdc, trong \u0111\u00f3 c\u00f3 166.000 thu th\u1eadp t\u1ea1i qu\u1ea7y.<\/p>\n

\u0110\u1ea1i di\u1ec7n Techcombank cho bi\u1ebft, Ng\u00e2n h\u00e0ng c\u1ed1 g\u1eafng \u0111\u01a1n gi\u1ea3n h\u00f3a c\u00e1c thao t\u00e1c \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng \u0111\u1ec3 ai c\u0169ng c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n, kh\u00f4ng t\u1ed1n nhi\u1ec1u th\u1eddi gian m\u00e0 v\u1eabn b\u1ea3o \u0111\u1ea3m an to\u00e0n. T\u1eeb th\u00e1ng 12\/2023, Techcombank \u0111\u00e3 x\u00e2y d\u1ef1ng m\u1ed9t \u0111\u1ed9i ng\u0169 chuy\u00ean gia v\u1ec1 tr\u1ea3i nghi\u1ec7m ng\u01b0\u1eddi d\u00f9ng, qu\u1ea3n l\u00fd s\u1ea3n ph\u1ea9m ph\u00e1t tri\u1ec3n c\u00f4ng ngh\u1ec7 gi\u00fap g\u1eafn k\u1ebft, k\u1ebft n\u1ed1i kh\u00e1ch h\u00e0ng. \u0110\u1ed3ng th\u1eddi, Techcombank c\u0169ng \u0111\u00e3 nghi\u00ean c\u1ee9u v\u00e0 x\u00e2y d\u1ef1ng k\u1ebf ho\u1ea1ch qu\u1ea3n tr\u1ecb r\u1ee7i ro \u0111\u1ec3 c\u00f3 th\u1ec3 cung c\u1ea5p \u0111\u01b0\u1ee3c m\u1ed9t c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng \u0111\u1ea3m b\u1ea3o y\u00eau c\u1ea7u, x\u1eed l\u00fd c\u00e1c v\u1ea5n \u0111\u1ec1 m\u00e0 kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 g\u1eb7p ph\u1ea3i trong qu\u00e1 tr\u00ecnh cung c\u1ea5p th\u00f4ng tin sinh tr\u1eafc h\u1ecdc.<\/p>\n

Lu\u1eadt s\u01b0\u00a0<\/span><\/a>Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c,<\/a> Gi\u00e1m \u0111\u1ed1c <\/span>C\u00f4ng ty Lu\u1eadt<\/a> ANVI<\/a><\/strong><\/span><\/em>\u00a0cho r\u1eb1ng, h\u00e0nh vi l\u1eeba \u0111\u1ea3o chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n qua kh\u00f4ng gian m\u1ea1ng \u0111ang tr\u1edf th\u00e0nh m\u1ed9t v\u1ea5n n\u1ea1n chung, do v\u1eady, y\u00eau c\u1ea7u x\u00e1c th\u1ef1c theo Quy\u1ebft \u0111\u1ecbnh s\u1ed1 2345\/Q\u0110-NHNN l\u00e0 r\u1ea5t c\u1ea5p thi\u1ebft v\u00e0 c\u1ea7n thi\u1ebft. \u0110\u1ec3 \u0111\u1ea3m b\u1ea3o an to\u00e0n, b\u1ea3o m\u1eadt th\u00f4ng tin v\u00e0 t\u00e0i s\u1ea3n c\u00e1 nh\u00e2n, kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng c\u1ea7n th\u1ef1c hi\u1ec7n x\u00e1c th\u1ef1c sinh tr\u1eafc h\u1ecdc \u0111\u1ec3 t\u1ef1 b\u1ea3o v\u1ec7 m\u00ecnh tr\u01b0\u1edbc ti\u00ean, tr\u00e1nh x\u1ea3y ra thi\u1ec7t h\u1ea1i \u0111\u00e1ng ti\u1ebfc.<\/em><\/p>\n

\u00d4ng L\u01b0u Danh \u0110\u1ee9c – Ph\u00f3 T\u1ed5ng Gi\u00e1m \u0111\u1ed1c ki\u00eam Gi\u00e1m \u0111\u1ed1c Kh\u1ed1i C\u00f4ng ngh\u1ec7 Th\u00f4ng tin Ng\u00e2n h\u00e0ng Th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n S\u00e0i G\u00f2n – H\u00e0 N\u1ed9i (SHB) cho bi\u1ebft: SHB \u0111\u00e3 x\u00e2y d\u1ef1ng h\u1ec7 th\u1ed1ng ph\u00f2ng th\u1ee7 \u0111\u1ec3 ng\u0103n ng\u1eeba t\u1ea5n c\u00f4ng m\u1ea1ng nh\u1eb1m b\u1ea3o v\u1ec7 t\u1ed1i \u0111a t\u00e0i s\u1ea3n c\u00f4ng c\u0169ng nh\u01b0 t\u00e0i s\u1ea3n c\u1ee7a kh\u00e1ch h\u00e0ng trong h\u1ec7 th\u1ed1ng. V\u1edbi Mobile App, SHB \u0111\u00e3 li\u00ean t\u1ee5c c\u1ea3nh b\u00e1o m\u1ea1nh m\u1ebd t\u1edbi kh\u00e1ch h\u00e0ng qua \u0111a d\u1ea1ng k\u00eanh nh\u01b0 b\u00e1o ch\u00ed, sms, push app, website, t\u1ea1i qu\u1ea7y… v\u1ec1 c\u00e1c h\u00ecnh th\u1ee9c l\u1eeba \u0111\u1ea3o v\u00e0 bi\u1ec7n ph\u00e1p ph\u00f2ng tr\u00e1nh. B\u00ean c\u1ea1nh \u0111\u00f3, Ng\u00e2n h\u00e0ng \u0111ang t\u0103ng c\u01b0\u1eddng h\u01a1n n\u1eefa c\u00e1c bi\u1ec7n ph\u00e1p k\u1ef9 thu\u1eadt nh\u01b0 m\u00e3 h\u00f3a d\u1eef li\u1ec7u m\u1ea1nh, b\u1ea3o m\u1eadt \u1ee9ng d\u1ee5ng, x\u00e1c th\u1ef1c m\u1ea1nh… trong \u0111\u00f3 c\u00f3 tu\u00e2n th\u1ee7 nghi\u00eam ng\u1eb7t Quy\u1ebft \u0111\u1ecbnh s\u1ed1 2345\/Q\u0110-NHNN v\u1ec1 x\u00e1c th\u1ef1c sinh tr\u1eafc h\u1ecdc tr\u00ean giao d\u1ecbch tr\u1ef1c tuy\u1ebfn. Ng\u00e2n h\u00e0ng c\u0169ng b\u1ed5 sung nhi\u1ec1u bi\u1ec7n ph\u00e1p kh\u00e1c nh\u01b0 c\u00e0i \u0111\u1eb7t h\u1ea1n m\u1ee9c giao d\u1ecbch, y\u00eau c\u1ea7u kh\u00e1ch h\u00e0ng thay \u0111\u1ed5i m\u1eadt kh\u1ea9u li\u00ean t\u1ee5c trong ph\u1ea1m vi 3 th\u00e1ng hay t\u1ea1o c\u00e1c nguy\u00ean t\u1eafc c\u1ea3nh b\u00e1o ho\u1ea1t \u0111\u1ed9ng b\u1ea5t th\u01b0\u1eddng tr\u00ean App. Ri\u00eang \u0111\u1ed1i v\u1edbi ng\u0103n ch\u1eb7n gi\u1ea3 m\u1ea1o b\u1eb1ng Deepfake, SHB c\u0169ng \u0111ang ti\u1ebfn h\u00e0nh s\u1eed d\u1ee5ng Tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o (AI), H\u1ecdc m\u00e1y (Machine learning); \u00e1p d\u1ee5ng c\u00e1c gi\u1ea3i ph\u00e1p sinh tr\u1eafc h\u1ecdc n\u00e2ng cao. \u0110\u1ed9i ng\u0169 IT c\u1ee7a Ng\u00e2n h\u00e0ng li\u00ean t\u1ee5c \u0111\u1ecbnh k\u1ef3 ki\u1ec3m th\u1eed b\u1ea3o m\u1eadt c\u0169ng nh\u01b0 truy\u1ec1n th\u00f4ng cho kh\u00e1ch h\u00e0ng n\u00e2ng cao c\u1ea3nh gi\u00e1c cao \u0111\u1ed9 h\u01a1n n\u1eefa. Hi\u1ec7n nay, SHB \u0111ang n\u1ed7 l\u1ef1c nh\u1eb1m bi\u1ebfn Mobile App th\u00e0nh \u201cth\u00e0nh tr\u00ec\u201d b\u1ea3o v\u1ec7 kh\u00e1ch h\u00e0ng b\u1eb1ng vi\u1ec7c thi\u1ebft k\u1ebf c\u00e1c ch\u1ee9c n\u0103ng th\u00f4ng minh nh\u1eb1m hi\u1ec3u \u0111\u01b0\u1ee3c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a ng\u01b0\u1eddi s\u1eed d\u1ee5ng, ph\u00e1t hi\u1ec7n nh\u1eefng ho\u1ea1t \u0111\u1ed9ng b\u1ea5t th\u01b0\u1eddng… qua \u0111\u00f3, gi\u00fap ng\u0103n ch\u1eb7n nh\u1eefng h\u00e0nh vi gian l\u1eadn.<\/p>\n

T\u0103ng c\u01b0\u1eddng b\u1ea3o \u0111\u1ea3m an ninh, an to\u00e0n, b\u1ea3o m\u1eadt \u0111\u1ed1i v\u1edbi d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng tr\u00ean kh\u00f4ng gian m\u1ea1ng<\/strong><\/h5>\n

Th\u1eddi gian t\u1edbi, nh\u1eb1m th\u00fac \u0111\u1ea9y, t\u0103ng c\u01b0\u1eddng b\u1ea3o \u0111\u1ea3m an ninh, an to\u00e0n, b\u1ea3o m\u1eadt cho d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng tr\u00ean kh\u00f4ng gian m\u1ea1ng theo ch\u1ee7 tr\u01b0\u01a1ng c\u1ee7a \u0110\u1ea3ng v\u00e0 Ch\u00ednh ph\u1ee7, g\u00f3p ph\u1ea7n b\u1ea3o v\u1ec7 kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh – ng\u00e2n h\u00e0ng, NHNN ti\u1ebfp t\u1ee5c t\u1eadp trung v\u00e0o m\u1ed9t s\u1ed1 nhi\u1ec7m v\u1ee5 tr\u1ecdng t\u00e2m sau:<\/p>\n

Th\u1ee9 nh\u1ea5t,\u00a0<\/em>ti\u1ebfp t\u1ee5c nghi\u00ean c\u1ee9u, ho\u00e0n thi\u1ec7n, ban h\u00e0nh k\u1ecbp th\u1eddi c\u00e1c v\u0103n b\u1ea3n, th\u00f4ng t\u01b0 thay th\u1ebf, s\u1eeda \u0111\u1ed5i, b\u1ed5 sung quy \u0111\u1ecbnh v\u1ec1 an to\u00e0n, b\u1ea3o m\u1eadt cho vi\u1ec7c cung c\u1ea5p d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng tr\u00ean Internet\u2026; tri\u1ec3n khai hi\u1ec7u qu\u1ea3 Quy\u1ebft \u0111\u1ecbnh s\u1ed1 2345\/Q\u0110-NHNN nh\u1eb1m \u0111\u1ea3m b\u1ea3o an to\u00e0n, b\u1ea3o m\u1eadt trong giao d\u1ecbch thanh to\u00e1n n\u00f3i ri\u00eang v\u00e0 s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng n\u00f3i chung.<\/p>\n

Th\u1ee9 hai,\u00a0<\/em>ti\u1ebfp t\u1ee5c \u0111\u1ea7u t\u01b0 ho\u00e0n thi\u1ec7n h\u1ea1 t\u1ea7ng c\u00f4ng ngh\u1ec7 th\u00f4ng tin c\u1ee7a c\u00e1c TCTD, t\u1ed5 ch\u1ee9c trung gian thanh to\u00e1n; \u0111\u1ed3ng th\u1eddi n\u00e2ng c\u1ea5p, ph\u00e1t tri\u1ec3n c\u00e1c h\u1ea1 t\u1ea7ng thanh to\u00e1n \u0111\u1ea3m b\u1ea3o ho\u1ea1t \u0111\u1ed9ng li\u00ean t\u1ee5c, th\u00f4ng su\u1ed1t, an to\u00e0n, k\u1ebft n\u1ed1i li\u1ec1n m\u1ea1ch, xuy\u00ean su\u1ed1t v\u1edbi c\u00e1c ng\u00e0nh, l\u0129nh v\u1ef1c kh\u00e1c (nh\u01b0 d\u1ecbch v\u1ee5 c\u00f4ng, y t\u1ebf, gi\u00e1o d\u1ee5c, th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed\u2026) v\u00e0 k\u1ebft n\u1ed1i thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi nh\u1eb1m \u0111\u00e1p \u1ee9ng t\u1ed1t nhu c\u1ea7u s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng \u0111a d\u1ea1ng, ng\u00e0y c\u00e0ng t\u0103ng nhanh c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n trong n\u1ec1n kinh t\u1ebf.<\/p>\n

 <\/p>\n

Th\u1ee9 ba,<\/em>\u00a0ti\u1ebfp t\u1ee5c ph\u1ed1i h\u1ee3p v\u1edbi B\u1ed9 C\u00f4ng an tri\u1ec3n khai hi\u1ec7u qu\u1ea3 \u0110\u1ec1 \u00e1n 06; trong \u0111\u00f3, ch\u00fa tr\u1ecdng khai th\u00e1c th\u00f4ng tin c\u0103n c\u01b0\u1edbc c\u00f4ng d\u00e2n g\u1eafn ch\u00edp v\u00e0 t\u00e0i kho\u1ea3n VNeID \u0111\u1ec3 \u0111\u1ecbnh danh, x\u00e1c th\u1ef1c ch\u00ednh x\u00e1c th\u00f4ng tin kh\u00e1ch h\u00e0ng v\u00e0 ph\u1ed1i h\u1ee3p, h\u1ed7 tr\u1ee3 trong qu\u00e1 tr\u00ecnh cung \u1ee9ng c\u00e1c s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng m\u1ed9t c\u00e1ch ti\u1ec7n l\u1ee3i, an to\u00e0n, \u0111\u1ea3m b\u1ea3o ph\u00f2ng ng\u1eeba r\u1ee7i ro, t\u1ed9i ph\u1ea1m l\u1ee3i d\u1ee5ng d\u1ecbch v\u1ee5 thanh to\u00e1n cho m\u1ee5c \u0111\u00edch gian l\u1eadn, l\u1eeba \u0111\u1ea3o.<\/p>\n

Th\u1ee9 t\u01b0,<\/em>\u00a0t\u0103ng c\u01b0\u1eddng b\u1ea3o \u0111\u1ea3m an ninh, an to\u00e0n th\u00f4ng tin trong ho\u1ea1t \u0111\u1ed9ng thanh to\u00e1n, ng\u00e2n h\u00e0ng, ph\u1ed1i h\u1ee3p c\u00e1c \u0111\u01a1n v\u1ecb ch\u1ee9c n\u0103ng trong vi\u1ec7c ph\u00f2ng ng\u1eeba v\u00e0 \u0111i\u1ec1u tra, x\u1eed l\u00fd t\u1ed9i ph\u1ea1m c\u00f4ng ngh\u1ec7 cao; b\u1ea3o v\u1ec7 quy\u1ec1n, l\u1ee3i \u00edch h\u1ee3p ph\u00e1p c\u1ee7a kh\u00e1ch h\u00e0ng\u2026<\/p>\n

Th\u1ee9 n\u0103m,\u00a0<\/em>ti\u1ebfp t\u1ee5c \u0111\u1ea9y m\u1ea1nh truy\u1ec1n th\u00f4ng, gi\u00e1o d\u1ee5c t\u00e0i ch\u00ednh nh\u1eb1m n\u00e2ng cao ki\u1ebfn th\u1ee9c, k\u1ef9 n\u0103ng cho c\u00f4ng ch\u00fang; ti\u1ebfp t\u1ee5c \u0111\u1ed5i m\u1edbi, \u0111a d\u1ea1ng h\u00f3a c\u00e1c h\u00ecnh th\u1ee9c th\u1ec3 hi\u1ec7n, \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 4.0 v\u00e0 ph\u01b0\u01a1ng ti\u1ec7n truy\u1ec1n th\u00f4ng hi\u1ec7n \u0111\u1ea1i; h\u01b0\u1edbng \u0111\u1ebfn ng\u01b0\u1eddi d\u00e2n khu v\u1ef1c n\u00f4ng th\u00f4n, v\u00f9ng s\u00e2u, v\u00f9ng xa, gi\u1edbi tr\u1ebb, h\u1ecdc sinh, sinh vi\u00ean.<\/p>\n

Thu\u1eadn \u0110\u00e0o<\/strong><\/p>\n

————-<\/em><\/p>\n

T\u1ea1p<\/em><\/strong> ch\u00ed Ng\u00e2n h\u00e0ng (S\u1ef1 ki\u1ec7n) 05-7-2024:<\/em><\/strong><\/p>\n

https:\/\/tapchinganhang.gov.vn\/xac-thuc-sinh-trac-hoc-gop-phan-bao-ve-khach-hang-su-dung-dich-vu-ngan-hang.htm<\/em><\/a><\/p>\n

(<\/em>95\/3.352<\/em>)<\/em>","protected":false},"excerpt":{"rendered":"

X\u00e1c th\u1ef1c sinh tr\u1eafc h\u1ecdc g\u00f3p ph\u1ea7n b\u1ea3o v\u1ec7 kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng (TCNH) – Ng\u00e0y 04\/7\/2024, t\u1ea1i H\u00e0 N\u1ed9i, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam (NHNN) t\u1ed5 ch\u1ee9c H\u1ed9i th\u1ea3o \u201cGi\u1ea3i ph\u00e1p b\u1ea3o v\u1ec7 kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng\u201d nh\u1eb1m cung c\u1ea5p th\u00f4ng tin, trao \u0111\u1ed5i, th\u1ea3o […]<\/p>\n","protected":false},"author":2,"featured_media":40077,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[36,43],"class_list":["post-40076","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media","tag-luat-su-ngan-hang","tag-luat-su-thuong-mai-dien-tu"],"acf":[],"yoast_head":"\n3.781. 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