{"id":40246,"date":"2024-07-18T20:42:45","date_gmt":"2024-07-18T13:42:45","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=40246"},"modified":"2024-09-09T10:05:56","modified_gmt":"2024-09-09T03:05:56","slug":"3-799-van-can-che-tai-manh-tay-de-xu-ly-tinh-trang-ep-mua-bao-hiem-khi-vay-von","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-799-van-can-che-tai-manh-tay-de-xu-ly-tinh-trang-ep-mua-bao-hiem-khi-vay-von\/","title":{"rendered":"3.799. V\u1eabn c\u1ea7n ch\u1ebf t\u00e0i m\u1ea1nh tay \u0111\u1ec3 x\u1eed l\u00fd t\u00ecnh tr\u1ea1ng “\u00e9p” mua b\u1ea3o hi\u1ec3m khi vay v\u1ed1n"},"content":{"rendered":"

V\u1eabn c\u1ea7n ch\u1ebf t\u00e0i m\u1ea1nh tay \u0111\u1ec3 x\u1eed l\u00fd t\u00ecnh tr\u1ea1ng “\u00e9p” mua b\u1ea3o hi\u1ec3m khi vay v\u1ed1n<\/span><\/h3>\n

(Bnews) –\u00a0\u0110\u00e3 c\u00f3 quy \u0111\u1ecbnh c\u1ea5m b\u00e1n b\u1ea3o hi\u1ec3m kh\u00f4ng b\u1eaft bu\u1ed9c khi vay v\u1ed1n v\u00e0 c\u0169ng \u0111\u00e3 c\u00f3 m\u1ed9t s\u1ed1 quy \u0111\u1ecbnh \u0111\u1ec3 ng\u0103n ch\u1eb7n t\u00ecnh tr\u1ea1ng n\u00e0y. Tuy nhi\u00ean ch\u1ebf t\u00e0i x\u1eed l\u00fd cho h\u00e0nh vi vi ph\u1ea1m quy \u0111\u1ecbnh kh\u00f4ng \u0111\u1ee7 l\u1edbn.<\/h4>\n

Vi\u1ec7c b\u00e1n b\u1ea3o hi\u1ec3m qua k\u00eanh ng\u00e2n h\u00e0ng (bancassurance) t\u1eeb l\u00e2u \u0111\u00e3 tr\u1edf th\u00e0nh m\u1ed9t ph\u1ea7n quan tr\u1ecdng trong chi\u1ebfn l\u01b0\u1ee3c kinh doanh c\u1ee7a nhi\u1ec1u ng\u00e2n h\u00e0ng v\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m. Tuy nhi\u00ean, v\u1edbi quy \u0111\u1ecbnh m\u1edbi v\u1ec1 c\u1ea5m b\u00e1n b\u1ea3o hi\u1ec3m kh\u00f4ng b\u1eaft bu\u1ed9c k\u00e8m kho\u1ea3n vay theo Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng n\u0103m 2024, kh\u00f4ng \u00edt ng\u00e2n h\u00e0ng v\u00e0 doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m t\u1ecf ra l\u00fang t\u00fang, doanh thu b\u1ea3o hi\u1ec3m v\u00ec th\u1ebf c\u0169ng \u1ea3nh h\u01b0\u1edfng.<\/p>\n

C\u1ee5 th\u1ec3, t\u1eeb ng\u00e0y 1\/7\/2024, Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng n\u0103m 2024 c\u00f3 hi\u1ec7u l\u1ef1c thi h\u00e0nh. Trong \u0111\u00f3, \u0111i\u1ec3m n\u1ed5i b\u1eadt l\u00e0 quy \u0111\u1ecbnh c\u1ea5m t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i, ng\u01b0\u1eddi qu\u1ea3n l\u00fd, ng\u01b0\u1eddi \u0111i\u1ec1u h\u00e0nh, nh\u00e2n vi\u00ean c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i g\u1eafn vi\u1ec7c b\u00e1n s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m kh\u00f4ng b\u1eaft bu\u1ed9c v\u1edbi vi\u1ec7c cung \u1ee9ng s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng d\u01b0\u1edbi m\u1ecdi h\u00ecnh th\u1ee9c.<\/p>\n

Trao \u0111\u1ed5i v\u1edbi ph\u00f3ng vi\u00ean TTXVN v\u1ec1 quy \u0111\u1ecbnh m\u1edbi n\u00eau tr\u00ean, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt<\/a> ANVI<\/strong><\/a><\/span><\/em>, nh\u1eadn \u0111\u1ecbnh, c\u00e2u chuy\u1ec7n “b\u00e1n bia k\u00e8m l\u1ea1c”, \u00e9p kh\u00e1ch h\u00e0ng vay v\u1ed1n mua b\u1ea3o hi\u1ec3m “n\u00f3ng” l\u00ean trong th\u1eddi gian qua c\u1ea7n ph\u1ea3i \u0111\u01b0\u1ee3c nh\u00ecn l\u1ea1i.<\/em><\/h4>\n

\"mua<\/p>\n

Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/em><\/a>, <\/em>Gi\u00e1m \u0111\u1ed1c <\/em>C\u00f4ng ty Lu\u1eadt<\/em><\/a> ANVI<\/em><\/strong><\/a><\/span><\/p>\n

Nguy\u00ean nh\u00e2n m\u1ea5u ch\u1ed1t c\u1ee7a t\u00ecnh tr\u1ea1ng n\u00e0y l\u00e0 kh\u00f4ng \u00edt \u0111\u01a1n v\u1ecb nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y \u0111\u00e3 g\u00e2y s\u1ee9c \u00e9p, ch\u1ea1y ch\u1ec9 ti\u00eau cao nh\u1eb1m m\u1ee5c \u0111\u00edch h\u01b0\u1edfng l\u1ee3i t\u1eeb c\u00e1c kho\u1ea3n hoa h\u1ed3ng chia l\u1ea1i t\u1eeb c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. S\u1ee9c \u00e9p \u0111\u1ea1t ch\u1ec9 ti\u00eau \u0111\u00e8 n\u1eb7ng l\u00ean nh\u00e2n vi\u00ean th\u1ef1c hi\u1ec7n, k\u00e9o theo \u0111\u00f3 l\u00e0 c\u00e2u chuy\u1ec7n v\u1ec1 \u0111\u1ea1o \u0111\u1ee9c kinh doanh \u0111i xu\u1ed1ng.<\/em><\/p>\n

Th\u00eam n\u1eefa, v\u1ecb lu\u1eadt s\u01b0 c\u0169ng ch\u1ec9 ra v\u1ea5n \u0111\u1ec1 v\u1ec1 c\u1ea1nh tranh gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng. L\u1ebd ra \u0111\u1ec3 c\u1ea1nh tranh gay g\u1eaft, gi\u00e0nh gi\u1eadt kh\u00e1ch h\u00e0ng th\u00ec \u0111\u01a1n v\u1ecb n\u00e0o th\u1ee7 t\u1ee5c \u0111\u01a1n gi\u1ea3n, thu\u1eadn ti\u1ec7n h\u01a1n s\u1ebd c\u00f3 l\u1ee3i th\u1ebf, \u0111\u01a1n v\u1ecb n\u00e0o th\u1ee7 t\u1ee5c ph\u1ee9c t\u1ea1p, \u00e9p kh\u00e1ch mua k\u00e8m s\u1ea3n ph\u1ea9m kh\u00f4ng b\u1eaft bu\u1ed9c s\u1ebd \u00edt \u0111\u01b0\u1ee3c l\u1ef1a ch\u1ecdn.<\/em><\/p>\n

Nh\u01b0ng tr\u00ean th\u1ef1c t\u1ebf, kh\u00e1ch h\u00e0ng c\u00f3 nhu c\u1ea7u vay v\u1ed1n, h\u1ea7u nh\u01b0 \u0111\u1ebfn \u0111\u00e2u c\u0169ng b\u1ecb \u00e9p mua b\u1ea3o hi\u1ec3m th\u00ec m\u1edbi \u0111\u01b0\u1ee3c gi\u1ea3i ng\u00e2n kho\u1ea3n vay ho\u1eb7c mua b\u1ea3o hi\u1ec3m s\u1ebd \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng l\u00e3i su\u1ea5t cho vay gi\u1ea3m 1-2% so v\u1edbi l\u00e3i su\u1ea5t ni\u00eam y\u1ebft.<\/em><\/p>\n

Do \u0111\u00f3, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c \u0111\u1ec1 xu\u1ea5t ph\u1ea3i c\u00f3 ch\u1ebf t\u00e0i ch\u1eb7t ch\u1ebd \u0111\u1ec3 x\u1eed l\u00fd nh\u1eefng h\u00e0nh vi vi ph\u1ea1m quy \u0111\u1ecbnh, tr\u1ee5c l\u1ee3i t\u1eeb ho\u1ea1t \u0111\u1ed9ng b\u00e1n ch\u00e9o b\u1ea3o hi\u1ec3m qua ng\u00e2n h\u00e0ng. \u00d4ng khuy\u1ebfn ngh\u1ecb Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc ban h\u00e0nh v\u0103n b\u1ea3n h\u01b0\u1edbng d\u1eabn th\u1ef1c hi\u1ec7n ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m qua ng\u00e2n h\u00e0ng, trong \u0111\u00f3 li\u1ec7t k\u00ea c\u1ee5 th\u1ec3 nh\u1eefng h\u00e0nh vi \u0111i\u1ec3n h\u00ecnh kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e9p l\u00e0m v\u00e0 nh\u1eefng h\u00e0nh vi t\u01b0\u01a1ng t\u1ef1…<\/em><\/p>\n

<\/h6>\n

B\u00ean c\u1ea1nh \u0111\u00f3, c\u0169ng c\u00f3 \u00fd ki\u1ebfn \u0111\u1ec1 xu\u1ea5t n\u00ean b\u1eaft bu\u1ed9c c\u00f4ng b\u1ed1 t\u1ef7 l\u1ec7 duy tr\u00ec h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. Vi\u1ec7c ki\u1ec3m so\u00e1t ch\u1ec9 s\u1ed1 n\u00e0y m\u1edbi l\u00e0 ti\u00eau ch\u00ed quan tr\u1ecdng nh\u1ea5t \u0111\u00e1nh gi\u00e1 ch\u1ea5t l\u01b0\u1ee3ng ho\u1ea1t \u0111\u1ed9ng c\u1ee7a k\u00eanh b\u00e1n qua ng\u00e2n h\u00e0ng, b\u1edfi n\u1ebfu t\u1ef7 l\u1ec7 duy tr\u00ec h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m n\u0103m th\u1ee9 hai kh\u00f4ng cao ngh\u0129a l\u00e0 nhi\u1ec1u kh\u00e1ch h\u00e0ng kh\u00f4ng th\u1ef1c s\u1ef1 c\u00f3 nhu c\u1ea7u mua b\u1ea3o hi\u1ec3m nh\u01b0ng v\u1eabn b\u1ecb \u201c\u00e9p\u201d mua.<\/p>\n

\u0110\u1ed3ng quan \u0111i\u1ec3m, TS. Nguy\u1ec5n Minh Phong, Chuy\u00ean gia kinh t\u1ebf cho r\u1eb1ng, \u0111\u00e3 c\u00f3 quy \u0111\u1ecbnh c\u1ea5m b\u00e1n b\u1ea3o hi\u1ec3m kh\u00f4ng b\u1eaft bu\u1ed9c khi vay v\u1ed1n v\u00e0 c\u0169ng \u0111\u00e3 c\u00f3 m\u1ed9t s\u1ed1 quy \u0111\u1ecbnh \u0111\u1ec3 ng\u0103n ch\u1eb7n t\u00ecnh tr\u1ea1ng n\u00e0y. Tuy nhi\u00ean ch\u1ebf t\u00e0i x\u1eed l\u00fd cho h\u00e0nh vi vi ph\u1ea1m quy \u0111\u1ecbnh kh\u00f4ng \u0111\u1ee7 l\u1edbn.<\/p>\n

\u0110\u1ed3ng th\u1eddi, ch\u01b0a c\u00f3 \u0111\u1ecbnh ngh\u0129a r\u00f5 r\u00e0ng trong v\u1ea5n \u0111\u1ec1 nh\u1eadn di\u1ec7n nh\u1eefng l\u1ed7i vi ph\u1ea1m. T\u1eeb \u0111\u00f3, t\u1ea1o ra s\u1ef1 m\u1eadp m\u1edd khi\u1ebfn nh\u1eefng ng\u01b0\u1eddi t\u01b0 v\u1ea5n b\u00e1n b\u1ea3o hi\u1ec3m c\u1ee7a ng\u00e2n h\u00e0ng m\u01b0\u1ee3n k\u1ebd h\u1edf n\u00e0y \u0111\u1ec3 c\u00e0i v\u00e0o b\u00e1n b\u1ea3o hi\u1ec3m nh\u01b0 l\u00e0 m\u1ed9t \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 cho vay.<\/p>\n

K\u1ec3 t\u1eeb \u0111\u1ea7u th\u00e1ng 7 t\u1edbi nay, \u0111\u1ee9ng tr\u01b0\u1edbc quy \u0111\u1ecbnh m\u1edbi, m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i t\u1ea1i Vi\u1ec7t Nam \u0111\u00e3 t\u1ea1m d\u1eebng tri\u1ec3n khai ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m. Th\u00f4ng tin t\u1eeb Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng cho bi\u1ebft m\u1ed7i ng\u00e2n h\u00e0ng \u0111ang c\u00f3 m\u1ed9t c\u00e1ch hi\u1ec3u kh\u00e1c nhau v\u1ec1 quy \u0111\u1ecbnh tr\u00ean.<\/p>\n

<\/h6>\n

Ph\u00f3 T\u1ed5ng Gi\u00e1m \u0111\u1ed1c B\u1ea3o hi\u1ec3m VietinBank L\u00ea Th\u1ecb Qu\u1ef3nh Hoa cho bi\u1ebft, s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c theo Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m n\u0103m 2022 ch\u1ec9 g\u1ed3m b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ee7 xe c\u01a1 gi\u1edbi, b\u1ea3o hi\u1ec3m ch\u00e1y, n\u1ed5 b\u1eaft bu\u1ed9c v\u00e0 b\u1ea3o hi\u1ec3m trong ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng.<\/p>\n

Tuy nhi\u00ean, trong ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng, t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p ph\u1ea3i \u0111\u01b0\u1ee3c tham gia b\u1ea3o hi\u1ec3m \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o an to\u00e0n. \u0110i\u1ec1u n\u00e0y d\u1eabn \u0111\u1ebfn m\u00e2u thu\u1eabn v\u1ec1 vi\u1ec7c li\u1ec7u s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m n\u00e0y c\u00f3 thu\u1ed9c ph\u1ea1m vi \u0111i\u1ec1u ch\u1ec9nh c\u1ee7a kho\u1ea3n 5, \u0110i\u1ec1u 15 hay kh\u00f4ng?<\/p>\n

Vi\u1ec7c t\u1ea1m d\u1eebng tri\u1ec3n khai ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m \u0111\u00e3 ngay l\u1eadp t\u1ee9c \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn k\u1ebft qu\u1ea3 kinh doanh m\u1ea3ng d\u1ecbch v\u1ee5 n\u00e0y. B\u00e0 B\u00f9i Th\u1ecb Thanh Xu\u00e2n, Ph\u00f3 T\u1ed5ng gi\u00e1m \u0111\u1ed1c ph\u1ee5 tr\u00e1ch Ban \u0111i\u1ec1u h\u00e0nh T\u1ed5ng C\u00f4ng ty c\u1ed5 ph\u1ea7n B\u1ea3o hi\u1ec3m Ng\u00e2n h\u00e0ng TMCP C\u00f4ng Th\u01b0\u01a1ng Vi\u1ec7t Nam (B\u1ea3o hi\u1ec3m VietinBank – VBI), cho bi\u1ebft doanh s\u1ed1 b\u00e1n b\u1ea3o hi\u1ec3m c\u1ee7a c\u00f4ng ty n\u00e0y gi\u1ea3m 50% ch\u1ec9 trong 2 ng\u00e0y \u0111\u1ea7u ti\u00ean c\u1ee7a th\u00e1ng 7. B\u00e0 nh\u1ea5n m\u1ea1nh r\u1eb1ng n\u1ebfu kh\u00f4ng c\u00f3 h\u01b0\u1edbng d\u1eabn chi ti\u1ebft, c\u1ee5 th\u1ec3 v\u1ec1 \u0111i\u1ec1u kho\u1ea3n quy \u0111\u1ecbnh nghi\u00eam c\u1ea5m n\u00e0y, doanh s\u1ed1 c\u1ee7a ng\u00e0nh b\u1ea3o hi\u1ec3m phi nh\u00e2n th\u1ecd s\u1ebd suy gi\u1ea3m nghi\u00eam tr\u1ecdng.<\/p>\n

<\/h6>\n

Trong b\u1ed1i c\u1ea3nh tr\u00ean, Th\u00f4ng t\u01b0 s\u1ed1 34\/2024\/TT-NHNN c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc quy \u0111\u1ecbnh v\u1ec1 vi\u1ec7c c\u1ea5p \u0111\u1ed5i Gi\u1ea5y ph\u00e9p, c\u1ea5p b\u1ed5 sung n\u1ed9i dung ho\u1ea1t \u0111\u1ed9ng v\u00e0o Gi\u1ea5y ph\u00e9p v\u00e0 t\u1ed5 ch\u1ee9c, ho\u1ea1t \u0111\u1ed9ng c\u1ee7a ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i, v\u0103n ph\u00f2ng \u0111\u1ea1i di\u1ec7n t\u1ea1i Vi\u1ec7t Nam c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng n\u01b0\u1edbc ngo\u00e0i, t\u1ed5 ch\u1ee9c n\u01b0\u1edbc ngo\u00e0i kh\u00e1c c\u00f3 ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng, \u0111\u00e3 \u0111\u01b0a ra c\u00e1c h\u01b0\u1edbng d\u1eabn c\u1ee5 th\u1ec3 h\u01a1n v\u1ec1 ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i.<\/p>\n

C\u1ee5 th\u1ec3, \u0110i\u1ec1u 14 c\u1ee7a Th\u00f4ng t\u01b0 34\/2024 quy \u0111\u1ecbnh r\u1eb1ng khi Gi\u1ea5y ph\u00e9p c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u1ea5p cho ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i c\u00f3 n\u1ed9i dung ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m, ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m theo quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m.<\/p>\n

\u0110\u1ed3ng th\u1eddi, ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i ph\u1ea3i tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt v\u1ec1 kinh doanh b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt c\u00f3 li\u00ean quan khi th\u1ef1c hi\u1ec7n ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m.<\/p>\n

Nh\u01b0 v\u1eady, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u1eabn cho ph\u00e9p c\u00e1c ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m \u0111\u1ed1i v\u1edbi s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m li\u00ean k\u1ebft \u0111\u1ea7u t\u01b0 theo quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m.\/.<\/p>\n

L\u00ea Ph\u01b0\u01a1ng<\/strong><\/p>\n

————-<\/em><\/p>\n

Bnews (T\u00e0i<\/em><\/strong> ch\u00ednh ng\u00e2n h\u00e0ng<\/em><\/strong>) ng\u00e0y <\/em><\/strong>18-7<\/em><\/strong>-2024:<\/em><\/strong><\/p>\n

https:\/\/bnews.vn\/van-can-che-tai-manh-tay-de-xu-ly-tinh-trang-ep-mua-bao-hiem-khi-vay-von\/340950.html#google_vignette<\/a> <\/em><\/p>\n

(321\/1.295)<\/em>","protected":false},"excerpt":{"rendered":"

V\u1eabn c\u1ea7n ch\u1ebf t\u00e0i m\u1ea1nh tay \u0111\u1ec3 x\u1eed l\u00fd t\u00ecnh tr\u1ea1ng “\u00e9p” mua b\u1ea3o hi\u1ec3m khi vay v\u1ed1n (Bnews) –\u00a0\u0110\u00e3 c\u00f3 quy \u0111\u1ecbnh c\u1ea5m b\u00e1n b\u1ea3o hi\u1ec3m kh\u00f4ng b\u1eaft bu\u1ed9c khi vay v\u1ed1n v\u00e0 c\u0169ng \u0111\u00e3 c\u00f3 m\u1ed9t s\u1ed1 quy \u0111\u1ecbnh \u0111\u1ec3 ng\u0103n ch\u1eb7n t\u00ecnh tr\u1ea1ng n\u00e0y. Tuy nhi\u00ean ch\u1ebf t\u00e0i x\u1eed l\u00fd cho h\u00e0nh […]<\/p>\n","protected":false},"author":2,"featured_media":40247,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[51,36],"class_list":["post-40246","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media","tag-luat-su-bao-hiem","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"\n3.799. 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