{"id":40485,"date":"2024-08-12T20:00:43","date_gmt":"2024-08-12T13:00:43","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=40485"},"modified":"2024-09-07T18:23:08","modified_gmt":"2024-09-07T11:23:08","slug":"3-821-tac-dong-tu-viec-giam-ty-le-so-huu-toi-da-cua-ca-nhan-va-to-chuc-tai-ngan-hang","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-821-tac-dong-tu-viec-giam-ty-le-so-huu-toi-da-cua-ca-nhan-va-to-chuc-tai-ngan-hang\/","title":{"rendered":"3.821. T\u00e1c \u0111\u1ed9ng t\u1eeb vi\u1ec7c gi\u1ea3m t\u1ef7 l\u1ec7 s\u1edf h\u1eefu t\u1ed1i \u0111a c\u1ee7a c\u00e1 nh\u00e2n v\u00e0 t\u1ed5 ch\u1ee9c t\u1ea1i ng\u00e2n h\u00e0ng?"},"content":{"rendered":"

T\u00e1c \u0111\u1ed9ng t\u1eeb vi\u1ec7c gi\u1ea3m t\u1ef7 l\u1ec7 s\u1edf h\u1eefu t\u1ed1i \u0111a c\u1ee7a c\u00e1 nh\u00e2n v\u00e0 t\u1ed5 ch\u1ee9c t\u1ea1i ng\u00e2n h\u00e0ng?<\/span><\/h3>\n

(TT) – <\/strong>Vi\u1ec7c gi\u1ea3m t\u1ef7 l\u1ec7 s\u1edf h\u1eefu t\u1ed1i \u0111a c\u1ee7a c\u1ed5 \u0111\u00f4ng v\u00e0 ng\u01b0\u1eddi c\u00f3 li\u00ean quan s\u1ebd h\u1ea1n ch\u1ebf kh\u1ea3 n\u0103ng thao t\u00fang ng\u00e2n h\u00e0ng c\u1ee7a m\u1ed9t nh\u00f3m c\u1ed5 \u0111\u00f4ng nh\u1ecf. \u0110\u1ed3ng th\u1eddi, quy \u0111\u1ecbnh c\u00f4ng b\u1ed1 th\u00f4ng tin c\u1ed5 \u0111\u00f4ng t\u1eeb 1% tr\u1edf l\u00ean s\u1ebd gi\u00fap n\u00e2ng cao t\u00ednh minh b\u1ea1ch trong qu\u1ea3n l\u00fd ng\u00e2n h\u00e0ng.<\/strong><\/p>\n

T\u1ef7 l\u1ec7 s\u1edf h\u1eefu t\u1ed1i \u0111a c\u1ee7a c\u00e1 nh\u00e2n v\u00e0 t\u1ed5 ch\u1ee9c t\u1ea1i ng\u00e2n h\u00e0ng gi\u1ea3m m\u1ea1nh<\/strong><\/h4>\n

Lu\u1eadt c\u00e1c T\u1ed5 ch\u1ee9c T\u00edn d\u1ee5ng (TCTD) 2024 c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb ng\u00e0y 1\/7, quy \u0111\u1ecbnh v\u1ec1 t\u1ef7 l\u1ec7 s\u1edf h\u1eefu c\u1ed5 ph\u1ea7n trong c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u00e3 c\u00f3 s\u1ef1 thay \u0111\u1ed5i theo h\u01b0\u1edbng si\u1ebft h\u01a1n so v\u1edbi tr\u01b0\u1edbc \u0111\u00e2y.<\/p>\n

C\u1ee5 th\u1ec3, theo quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh, c\u1ed5 \u0111\u00f4ng c\u00e1 nh\u00e2n kh\u00f4ng \u0111\u01b0\u1ee3c s\u1edf h\u1eefu v\u01b0\u1ee3t qu\u00e1 5% v\u1ed1n \u0111i\u1ec1u l\u1ec7, t\u1ef7 l\u1ec7 s\u1edf h\u1eefu c\u1ee7a c\u1ed5 \u0111\u00f4ng l\u00e0 t\u1ed5 ch\u1ee9c gi\u1ea3m t\u1eeb m\u1ee9c kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 15% xu\u1ed1ng kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 10% v\u00e0 t\u1ef7 l\u1ec7 s\u1edf h\u1eefu c\u1ee7a nh\u00f3m c\u1ed5 \u0111\u00f4ng li\u00ean quan t\u1eeb\u00a0m\u1ee9c t\u1ed1i \u0111a\u00a0 20% v\u1ec1 15% v\u1ed1n \u0111i\u1ec1u l\u1ec7 c\u1ee7a m\u1ed9t TCTD.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, c\u1ed5 \u0111\u00f4ng l\u1edbn c\u1ee7a m\u1ed9t t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng v\u00e0 ng\u01b0\u1eddi c\u00f3 li\u00ean quan c\u1ee7a c\u1ed5 \u0111\u00f4ng \u0111\u00f3 kh\u00f4ng \u0111\u01b0\u1ee3c s\u1edf h\u1eefu c\u1ed5 ph\u1ea7n t\u1eeb 5% tr\u1edf l\u00ean v\u1ed1n \u0111i\u1ec1u l\u1ec7 c\u1ee7a m\u1ed9t t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng kh\u00e1c.<\/p>\n

Nh\u1eefng quy \u0111\u1ecbnh n\u00eau tr\u00ean (ngo\u1ea1i tr\u1eeb quy \u0111\u1ecbnh c\u1ed5 \u0111\u00f4ng l\u00e0 c\u00e1 nh\u00e2n kh\u00f4ng \u0111\u01b0\u1ee3c s\u1edf h\u1eefu c\u1ed5 ph\u1ea7n v\u01b0\u1ee3t qu\u00e1 5% v\u1ed1n \u0111i\u1ec1u l\u1ec7) s\u1ebd kh\u00f4ng \u00e1p d\u1ee5ng \u0111\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p nh\u01b0 s\u1edf h\u1eefu c\u1ed5 ph\u1ea7n t\u1ea1i c\u00f4ng ty con, c\u00f4ng ty li\u00ean k\u1ebft l\u00e0 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng; s\u1edf h\u1eefu c\u1ed5 ph\u1ea7n nh\u00e0 n\u01b0\u1edbc t\u1ea1i t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng c\u1ed5 ph\u1ea7n h\u00f3a; s\u1edf h\u1eefu c\u1ed5 ph\u1ea7n c\u1ee7a nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i.<\/p>\n

Theo \u0111\u00f3, c\u00e1c c\u1ed5 \u0111\u00f4ng v\u00e0 ng\u01b0\u1eddi c\u00f3 li\u00ean quan \u0111\u00e3 s\u1edf h\u1eefu c\u1ed5 ph\u1ea7n v\u01b0\u1ee3t t\u1ef7 l\u1ec7 s\u1edf h\u1eefu c\u1ed5 ph\u1ea7n cho ph\u00e9p tr\u01b0\u1edbc 1\/7 \u0111\u01b0\u1ee3c ti\u1ebfp t\u1ee5c duy tr\u00ec c\u1ed5 ph\u1ea7n nh\u01b0ng kh\u00f4ng \u0111\u01b0\u1ee3c t\u0103ng th\u00eam c\u1ed5 ph\u1ea7n, tr\u1eeb tr\u01b0\u1eddng h\u1ee3p nh\u1eadn c\u1ed5 t\u1ee9c b\u1eb1ng c\u1ed5 phi\u1ebfu.<\/p>\n

<\/h6>\n

B\u00ean c\u1ea1nh \u0111\u00f3, Lu\u1eadt c\u00e1c TCTD s\u1eeda \u0111\u1ed5i c\u0169ng \u0111\u01b0a ra quy \u0111\u1ecbnh nh\u1eefng c\u1ed5 \u0111\u00f4ng c\u00f3 t\u1ef7 l\u1ec7 s\u1edf h\u1eefu cao h\u01a1n gi\u1edbi h\u1ea1n cho ph\u00e9p, tr\u01b0\u1edbc khi Lu\u1eadt c\u00f3 hi\u1ec7u l\u1ef1c v\u1eabn s\u1ebd \u0111\u01b0\u1ee3c gi\u1eef nguy\u00ean, nh\u01b0ng kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e9p tham gia v\u00e0o c\u00e1c \u0111\u1ee3t ph\u00e1t h\u00e0nh c\u1ed5 ph\u1ea7n m\u1edbi c\u1ee7a ng\u00e2n h\u00e0ng \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o t\u1ef7 l\u1ec7 s\u1edf h\u1eefu hi\u1ec7n t\u1ea1i s\u1ebd gi\u1ea3m d\u1ea7n v\u1ec1 gi\u1edbi h\u1ea1n theo l\u1ed9 tr\u00ecnh \u0111\u1ebfn n\u0103m 2029, qua \u0111\u00f3 \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i, ngh\u0129a v\u1ee5 c\u1ee7a c\u00e1c c\u1ed5 \u0111\u00f4ng hi\u1ec7n h\u1eefu.<\/p>\n

\"gi\u1ea3m<\/p>\n

T\u1ef7 l\u1ec7 s\u1edf h\u1eefu t\u1ed1i \u0111a c\u1ee7a c\u1ed5 \u0111\u00f4ng c\u00e1 nh\u00e2n kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 5%, t\u1ef7 l\u1ec7 s\u1edf h\u1eefu t\u1ed1i \u0111a c\u1ee7a m\u1ed9t t\u1ed5 ch\u1ee9c gi\u1ea3m t\u1eeb 15% v\u1ec1 10% v\u00e0 v\u00e0 t\u1ef7 l\u1ec7 s\u1edf h\u1eefu c\u1ee7a nh\u00f3m c\u1ed5 \u0111\u00f4ng li\u00ean quan kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 15%. Tr\u01b0\u1edbc \u0111\u00e2y, c\u00e1c ng\u00e2n h\u00e0ng ch\u1ec9 ph\u1ea3i c\u00f4ng khai th\u00f4ng tin c\u1ee7a c\u1ed5 \u0111\u00f4ng l\u1edbn n\u1eafm gi\u1eef t\u1eeb 5% v\u1ed1n ho\u1eb7c th\u00f4ng tin c\u1ee7a l\u00e3nh \u0111\u1ea1o c\u00f9ng ng\u01b0\u1eddi c\u00f3 li\u00ean quan. Tuy nhi\u00ean, theo Lu\u1eadt c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng m\u1edbi, ng\u00e2n h\u00e0ng c\u0169ng ph\u1ea3i c\u00f4ng khai th\u00f4ng tin c\u1ed5 \u0111\u00f4ng s\u1edf h\u1eefu t\u1eeb 1% v\u1ed1n \u0111i\u1ec1u l\u1ec7. \u0110\u1ed3ng th\u1eddi, danh s\u00e1ch ng\u01b0\u1eddi c\u00f3 li\u00ean quan, \u0111\u1ed1i v\u1edbi c\u1ea3 c\u00e1 nh\u00e2n v\u00e0 t\u1ed5 ch\u1ee9c, c\u0169ng \u0111\u01b0\u1ee3c m\u1edf r\u1ed9ng h\u01a1n nhi\u1ec1u so v\u1edbi tr\u01b0\u1edbc.<\/p>\n

<\/h6>\n

Tuy nhi\u00ean, t\u00ednh hi\u1ec7u l\u1ef1c, hi\u1ec7u qu\u1ea3 c\u1ee7a quy \u0111\u1ecbnh n\u00e0y c\u00f2n ph\u1ee5 thu\u1ed9c nhi\u1ec1u v\u00e0o kh\u00e2u th\u1ef1c thi sau n\u00e0y, nh\u1ea5t l\u00e0 vi\u1ec7c tu\u00e2n th\u1ee7 c\u00f4ng b\u1ed1 th\u00f4ng tin, \u0111\u1ea3m b\u1ea3o th\u1ef1c ch\u1ea5t, c\u00f4ng khai, minh b\u1ea1ch v\u00e0 k\u1ecbp th\u1eddi\u2026<\/p>\n

Ngay trong th\u00e1ng 7, sau khi Lu\u1eadt c\u00e1c TCTD c\u00f3 hi\u1ec7u l\u1ef1c,\u00a0c\u00e1c ng\u00e2n h\u00e0ng l\u1ea7n l\u01b0\u1ee3t c\u00f4ng b\u1ed1 c\u00e1c danh s\u00e1ch c\u1ed5 \u0111\u00f4ng s\u1edf h\u1eefu 1% v\u1ed1n \u0111i\u1ec1u l\u1ec7 ng\u00e2n h\u00e0ng trong th\u1eddi gian v\u1eeba qua. C\u00f3 th\u1ec3 k\u1ec3 \u0111\u1ebfn m\u1ed9t s\u1ed1 nh\u00e0 b\u0103ng nh\u01b0 Vietcombank, VietinBank, VPBank, Techcombank, MB, MSB, OCB, VIB, KienlongBank.<\/p>\n

Theo c\u00f4ng b\u1ed1 t\u1eeb c\u00e1c ng\u00e2n h\u00e0ng, nhi\u1ec1u c\u00e1i t\u00ean m\u1edbi \u0111\u01b0\u1ee3c xu\u1ea5t hi\u1ec7n trong danh s\u00e1ch nh\u1eefng “\u00f4ng ch\u1ee7” nh\u00e0 b\u0103ng. \u0110\u1ed3ng th\u1eddi, t\u1ea1i nhi\u1ec1u ng\u00e2n h\u00e0ng c\u00e1c nh\u00f3m c\u1ed5 \u0111\u00f4ng v\u00e0 ng\u01b0\u1eddi c\u00f3 li\u00ean quan c\u00f3 t\u1ef7 l\u1ec7 s\u1edf h\u1eefu v\u01b0\u1ee3t m\u1ee9c t\u1ed1i \u0111a quy \u0111\u1ecbnh.<\/p>\n

H\u1ea1n ch\u1ebf kh\u1ea3 n\u0103ng thao t\u00fang ng\u00e2n h\u00e0ng<\/strong><\/h4>\n

Theo c\u00e1c chuy\u00ean gia, vi\u1ec7c gi\u1ea3m t\u1ef7 l\u1ec7 s\u1edf h\u1eefu t\u1ed1i \u0111a c\u1ee7a c\u1ed5 \u0111\u00f4ng v\u00e0 ng\u01b0\u1eddi c\u00f3 li\u00ean quan s\u1ebd h\u1ea1n ch\u1ebf kh\u1ea3 n\u0103ng thao t\u00fang ng\u00e2n h\u00e0ng c\u1ee7a m\u1ed9t nh\u00f3m c\u1ed5 \u0111\u00f4ng nh\u1ecf. \u0110\u1ed3ng th\u1eddi, quy \u0111\u1ecbnh c\u00f4ng b\u1ed1 th\u00f4ng tin c\u1ed5 \u0111\u00f4ng t\u1eeb 1% tr\u1edf l\u00ean s\u1ebd gi\u00fap n\u00e2ng cao t\u00ednh minh b\u1ea1ch trong qu\u1ea3n l\u00fd ng\u00e2n h\u00e0ng. C\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 s\u1ebd c\u00f3 c\u00e1i nh\u00ecn r\u00f5 r\u00e0ng h\u01a1n v\u1ec1 c\u01a1 c\u1ea5u s\u1edf h\u1eefu, t\u1eeb \u0111\u00f3 \u0111\u00e1nh gi\u00e1 ch\u00ednh x\u00e1c r\u1ee7i ro v\u00e0 ti\u1ec1m n\u0103ng c\u1ee7a ng\u00e2n h\u00e0ng.<\/p>\n

Tuy nhi\u00ean, \u0111\u00e1nh gi\u00e1 v\u1ec1 t\u00e1c \u0111\u1ed9ng c\u1ee7a quy \u0111\u1ecbnh m\u1edbi, Ti\u1ebfn s\u1ef9 Nguy\u1ec5n Minh Phong, chuy\u00ean gia kinh t\u1ebf, cho r\u1eb1ng d\u00f9 \u0111\u00e3 quy \u0111\u1ecbnh ch\u1eb7t ch\u1ebd trong Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng nh\u01b0ng v\u1eabn c\u00f3 nhi\u1ec1u c\u00e1ch \u0111\u1ec3 “l\u00e1ch” t\u1ef7 l\u1ec7 s\u1edf h\u1eefu nh\u01b0 m\u01b0\u1ee3n ng\u01b0\u1eddi \u0111\u1ee9ng t\u00ean, \u1ea9n t\u00ean, chia nh\u1ecf c\u1ed5 ph\u1ea7n s\u1edf h\u1eefu… Do \u0111\u00f3, th\u1ef1c s\u1ef1 ph\u1ea3i c\u00f3 qu\u00e1 tr\u00ecnh \u0111i\u1ec1u tra \u0111\u1ec3 nh\u1eadn di\u1ec7n v\u00e0 x\u1eed l\u00fd c\u00e1c h\u00e0nh vi vi ph\u1ea1m ch\u1ee9 kh\u00f4ng ch\u1ec9 d\u1eebng l\u1ea1i \u1edf c\u00e1c quy \u0111\u1ecbnh, s\u1ebd r\u1ea5t d\u1ec5 b\u1ecb v\u01b0\u1ee3t qua.<\/p>\n

V\u1ec7c gi\u1ea3m t\u1ef7 l\u1ec7 s\u1edf h\u1eefu t\u1ed1i \u0111a c\u1ee7a c\u1ed5 \u0111\u00f4ng v\u00e0 ng\u01b0\u1eddi c\u00f3 li\u00ean quan s\u1ebd h\u1ea1n ch\u1ebf kh\u1ea3 n\u0103ng thao t\u00fang ng\u00e2n h\u00e0ng c\u1ee7a m\u1ed9t nh\u00f3m c\u1ed5 \u0111\u00f4ng nh\u1ecf.<\/p>\n

<\/h6>\n

C\u00f9ng quan \u0111i\u1ec3m, <\/em>Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt<\/a> ANVI<\/span><\/strong><\/a><\/em>\u00a0nh\u1ea5n m\u1ea1nh r\u1eb1ng gi\u1edbi h\u1ea1n v\u1ec1 m\u1eb7t con s\u1ed1 ch\u01b0a ch\u1eafc \u0111\u00e3 gi\u1ea3i quy\u1ebft g\u1ed1c r\u1ec5 v\u1ea5n \u0111\u1ec1. Ch\u1eb3ng h\u1ea1n quy \u0111\u1ecbnh t\u1ef7 l\u1ec7 t\u1ed1i \u0111a l\u00e0 5% nh\u01b0ng s\u1ed1 li\u1ec7u b\u00e1o c\u00e1o ch\u1ec9 \u0111\u1ec3 m\u1ee9c 4,99%, c\u00f2n th\u1ef1c t\u1ebf c\u00f3 th\u1ec3 n\u1eafm gi\u1eef nhi\u1ec1u c\u1ed5 ph\u1ea7n h\u01a1n nh\u01b0 v\u1eady. Th\u00eam n\u1eefa, vi\u1ec7c gi\u1ea3m t\u1ef7 l\u1ec7 s\u1edf h\u1eefu c\u00f3 th\u1ec3 t\u1ea1o ra kh\u00f3 kh\u0103n trong qu\u1ea3n tr\u1ecb ng\u00e2n h\u00e0ng. N\u1ebfu kh\u00f4ng c\u00f3 c\u1ed5 \u0111\u00f4ng l\u1edbn n\u00e0o gi\u1eef vai tr\u00f2 d\u1eabn d\u1eaft, ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 g\u1eb7p kh\u00f3 kh\u0103n trong vi\u1ec7c \u0111\u1ed3ng thu\u1eadn v\u00e0 \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh chi\u1ebfn l\u01b0\u1ee3c. Tuy v\u1eady, v\u1ecb lu\u1eadt s\u01b0 n\u00e0y \u0111\u00e1nh gi\u00e1 quy \u0111\u1ecbnh m\u1edbi l\u00e0 t\u00edn hi\u1ec7u t\u1ed1t, c\u00f3 th\u1ec3 t\u1ea1o th\u00eam s\u1ef1 minh b\u1ea1ch n\u1ebfu ng\u00e2n h\u00e0ng v\u00e0 c\u1ed5 \u0111\u00f4ng nghi\u00eam t\u00fac th\u1ef1c hi\u1ec7n.<\/em><\/p>\n

Chuy\u00ean gia t\u1eeb C\u00f4ng ty Tr\u00e1ch nhi\u1ec7m h\u1eefu h\u1ea1n ch\u1ee9ng kho\u00e1n Shinhan Vi\u1ec7t Nam nh\u1eadn \u0111\u1ecbnh, hi\u1ec7u qu\u1ea3 c\u1ee7a quy \u0111\u1ecbnh m\u1edbi ph\u1ee5 thu\u1ed9c nhi\u1ec1u v\u00e0o vi\u1ec7c gi\u00e1m s\u00e1t v\u00e0 th\u1ef1c thi c\u1ee7a c\u01a1 quan Nh\u00e0 n\u01b0\u1edbc. Vi\u1ec7c gi\u00e1m s\u00e1t ch\u1eb7t ch\u1ebd v\u00e0 minh b\u1ea1ch s\u1ebd \u0111\u1ea3m b\u1ea3o r\u1eb1ng c\u00e1c quy \u0111\u1ecbnh \u0111\u01b0\u1ee3c th\u1ef1c thi nghi\u00eam t\u00fac v\u00e0 hi\u1ec7u qu\u1ea3. S\u1edf h\u1eefu ch\u00e9o trong l\u0129nh v\u1ef1c ng\u00e2n h\u00e0ng kh\u00f4ng ph\u1ea3i l\u00e0 vi\u1ec7c m\u1edbi x\u1ea3y ra m\u1ed9t s\u1edbm m\u1ed9t chi\u1ec1u, song t\u00ednh ch\u1ea5t ng\u00e0y c\u00e0ng ph\u1ee9c t\u1ea1p, vi\u1ec7c x\u1eed l\u00fd c\u0169ng kh\u00f4ng h\u1ec1 \u0111\u01a1n gi\u1ea3n.<\/p>\n

<\/h6>\n

Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc cho bi\u1ebft s\u1ebd ti\u1ebfp t\u1ee5c th\u1ef1c hi\u1ec7n gi\u00e1m s\u00e1t an to\u00e0n ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng th\u00f4ng qua c\u00f4ng t\u00e1c thanh tra v\u1ec1 v\u1ed1n, t\u00ecnh h\u00ecnh s\u1edf h\u1eefu c\u1ed5 ph\u1ea7n, ho\u1ea1t \u0111\u1ed9ng cho vay, \u0111\u1ea7u t\u01b0, g\u00f3p v\u1ed1n… Trong tr\u01b0\u1eddng h\u1ee3p ph\u00e1t hi\u1ec7n r\u1ee7i ro, vi ph\u1ea1m, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc s\u1ebd ch\u1ec9 \u0111\u1ea1o c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng x\u1eed l\u00fd \u0111\u1ec3 ng\u0103n ng\u1eeba. \u0110\u1ed1i v\u1edbi c\u00e1c tr\u01b0\u1eddng h\u1ee3p c\u00f3 d\u1ea5u hi\u1ec7u vi ph\u1ea1m ph\u00e1p lu\u1eadt, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc s\u1ebd xem x\u00e9t chuy\u1ec3n giao cho C\u01a1 quan C\u00f4ng an \u0111i\u1ec1u tra, l\u00e0m r\u00f5 h\u00e0nh vi vi ph\u1ea1m ph\u00e1p lu\u1eadt (n\u1ebfu c\u00f3) v\u00e0 x\u1eed l\u00fd.<\/p>\n

Trong b\u1ed1i c\u1ea3nh ng\u00e0nh ng\u00e2n h\u00e0ng tr\u1ea3i qua nhi\u1ec1u bi\u1ebfn \u0111\u1ed9ng, vi\u1ec7c Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (s\u1eeda \u0111\u1ed5i) \u0111\u01b0\u1ee3c Qu\u1ed1c h\u1ed9i th\u00f4ng qua t\u1ea1i K\u1ef3 h\u1ecdp b\u1ea5t th\u01b0\u1eddng l\u1ea7n th\u1ee9 5 nh\u1eb1m \u0111\u1ea3m b\u1ea3o s\u1ef1 an to\u00e0n, l\u00e0nh m\u1ea1nh, minh b\u1ea1ch v\u00e0 b\u1ec1n v\u1eefng cho h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng. Lu\u1eadt \u0111\u01b0\u1ee3c ph\u00e1t tri\u1ec3n theo \u0111\u00fang nguy\u00ean t\u1eafc th\u1ecb tr\u01b0\u1eddng \u0111\u1ecbnh h\u01b0\u1edbng x\u00e3 h\u1ed9i ch\u1ee7 ngh\u0129a v\u00e0 ph\u00f9 h\u1ee3p v\u1edbi th\u00f4ng l\u1ec7, chu\u1ea9n m\u1ef1c qu\u1ed1c t\u1ebf ph\u1ed5 bi\u1ebfn.<\/p>\n

<\/h6>\n

Vi\u1ec7c gi\u1ea3m t\u1ef7 l\u1ec7 s\u1edf h\u1eefu t\u1ed1i \u0111a c\u1ee7a c\u1ed5 \u0111\u00f4ng ng\u00e2n h\u00e0ng theo Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng 2024 kh\u00f4ng ch\u1ec9 nh\u1eb1m t\u1ea1o ra s\u1ef1 minh b\u1ea1ch v\u00e0 an to\u00e0n h\u01a1n trong ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, m\u00e0 c\u00f2n ph\u1ea3n \u00e1nh xu h\u01b0\u1edbng chung c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng tr\u00ean th\u1ebf gi\u1edbi. D\u00f9 v\u1eady, \u0111\u1ec3 quy \u0111\u1ecbnh n\u00e0y th\u1ef1c s\u1ef1 hi\u1ec7u qu\u1ea3, c\u1ea7n c\u00f3 s\u1ef1 \u0111\u1ed3ng b\u1ed9 t\u1eeb c\u00e1c bi\u1ec7n ph\u00e1p qu\u1ea3n l\u00fd, gi\u00e1m s\u00e1t v\u00e0 th\u1ef1c thi nghi\u00eam t\u00fac t\u1eeb c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng.<\/p>\n

Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (s\u1eeda \u0111\u1ed5i) \u0111\u01b0\u1ee3c k\u1ef3 v\u1ecdng s\u1ebd g\u00f3p ph\u1ea7n t\u1ea1o ra m\u1ed9t m\u00f4i tr\u01b0\u1eddng t\u00e0i ch\u00ednh \u1ed5n \u0111\u1ecbnh v\u00e0 b\u1ec1n v\u1eefng, ng\u0103n ch\u1eb7n c\u00e1c r\u1ee7i ro ti\u1ec1m \u1ea9n v\u00e0 \u0111\u1ea3m b\u1ea3o s\u1ef1 ph\u00e1t tri\u1ec3n l\u00e0nh m\u1ea1nh c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng Vi\u1ec7t Nam trong th\u1eddi gian t\u1edbi.<\/p>\n

\u0110\u1ee9c<\/strong> Minh<\/strong><\/p>\n

————-<\/em><\/p>\n

Th\u01b0\u01a1ng<\/em><\/strong> tr\u01b0\u1eddng (T\u00e0i ch\u00ednh \u2013 Ng\u00e2n h\u00e0ng) 12-8-2024<\/em><\/strong><\/p>\n

https:\/\/thuongtruong.com.vn\/news\/tac-dong-tu-viec-giam-ty-le-so-huu-toi-da-cua-ca-nhan-va-to-chuc-tai-ngan-hang-125193.html<\/em><\/a><\/p>\n

(145\/1.551)<\/em>","protected":false},"excerpt":{"rendered":"

T\u00e1c \u0111\u1ed9ng t\u1eeb vi\u1ec7c gi\u1ea3m t\u1ef7 l\u1ec7 s\u1edf h\u1eefu t\u1ed1i \u0111a c\u1ee7a c\u00e1 nh\u00e2n v\u00e0 t\u1ed5 ch\u1ee9c t\u1ea1i ng\u00e2n h\u00e0ng? (TT) – Vi\u1ec7c gi\u1ea3m t\u1ef7 l\u1ec7 s\u1edf h\u1eefu t\u1ed1i \u0111a c\u1ee7a c\u1ed5 \u0111\u00f4ng v\u00e0 ng\u01b0\u1eddi c\u00f3 li\u00ean quan s\u1ebd h\u1ea1n ch\u1ebf kh\u1ea3 n\u0103ng thao t\u00fang ng\u00e2n h\u00e0ng c\u1ee7a m\u1ed9t nh\u00f3m c\u1ed5 \u0111\u00f4ng nh\u1ecf. \u0110\u1ed3ng th\u1eddi, […]<\/p>\n","protected":false},"author":2,"featured_media":40486,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[36],"class_list":["post-40485","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"\n3.821. T\u00e1c \u0111\u1ed9ng t\u1eeb vi\u1ec7c gi\u1ea3m t\u1ef7 l\u1ec7 s\u1edf h\u1eefu t\u1ed1i \u0111a c\u1ee7a c\u00e1 nh\u00e2n v\u00e0 t\u1ed5 ch\u1ee9c t\u1ea1i ng\u00e2n h\u00e0ng? - ANVI Law Firm<\/title>\n<meta name=\"description\" content=\"Vi\u1ec7c gi\u1ea3m t\u1ef7 l\u1ec7 s\u1edf h\u1eefu t\u1ed1i \u0111a c\u1ee7a c\u1ed5 \u0111\u00f4ng v\u00e0 ng\u01b0\u1eddi c\u00f3 li\u00ean quan s\u1ebd h\u1ea1n ch\u1ebf kh\u1ea3 n\u0103ng thao t\u00fang ng\u00e2n h\u00e0ng c\u1ee7a m\u1ed9t nh\u00f3m c\u1ed5 \u0111\u00f4ng nh\u1ecf.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/tieng-viet-3-821-tac-dong-tu-viec-giam-ty-le-so-huu-toi-da-cua-ca-nhan-va-to-chuc-tai-ngan-hang\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]3.821. 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