{"id":4497,"date":"2018-10-18T22:04:15","date_gmt":"2018-10-18T15:04:15","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=4497"},"modified":"2024-10-30T15:14:37","modified_gmt":"2024-10-30T08:14:37","slug":"243-bao-lanh-se-hoa-giai-rui-ro-the-chap","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/243-bao-lanh-se-hoa-giai-rui-ro-the-chap\/","title":{"rendered":"243. B\u1ea3o l\u00e3nh s\u1ebd h\u00f3a gi\u1ea3i r\u1ee7i ro&#8230; th\u1ebf ch\u1ea5p"},"content":{"rendered":"<h4><span style=\"color: #723918;\">B\u1ea3o l\u00e3nh s\u1ebd h\u00f3a gi\u1ea3i r\u1ee7i ro&#8230; th\u1ebf ch\u1ea5p<\/span><\/h4>\n<h5><strong>(KTSG) &#8211; Nh\u00ecn chung, tr\u01b0\u1edbc \u0111\u00e2y, ng\u01b0\u1eddi mua nh\u00e0 s\u1ebd kh\u00f4ng ti\u1ebfp c\u1eadn \u0111\u01b0\u1ee3c th\u00f4ng tin th\u1ebf ch\u1ea5p d\u1ef1 \u00e1n t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng, v\u00ec \u0111\u01b0\u1ee3c b\u1ea3o m\u1eadt theo quy \u0111\u1ecbnh t\u1ea1i \u0111i\u1ec1u 14, Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng n\u0103m 2010.<\/strong><\/h5>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"img-fluid img-fluid alignnone wp-image-4498 size-medium\" src=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/Screen-Shot-2022-01-27-at-22.06.30-450x300.png\" alt=\"B\u1ea3o l\u00e3nh s\u1ebd h\u00f3a gi\u1ea3i r\u1ee7i ro th\u1ebf ch\u1ea5p\" width=\"450\" height=\"300\" srcset=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/Screen-Shot-2022-01-27-at-22.06.30-450x300.png 450w, https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/Screen-Shot-2022-01-27-at-22.06.30.png 545w\" sizes=\"auto, (max-width: 450px) 100vw, 450px\" \/><\/p>\n<h6><em>N\u1ebfu c\u00e1c b\u00ean tu\u00e2n th\u1ee7 \u0111\u00fang ph\u00e1p lu\u1eadt th\u00ec ng\u01b0\u1eddi mua nh\u00e0 s\u1ebd bi\u1ebft r\u00f5 d\u1ef1 \u00e1n \u0111\u00e3 th\u1ebf ch\u1ea5p hay ch\u01b0a v\u00e0 c\u00f3 quy\u1ec1n \u0111\u1ed3ng \u00fd mua hay kh\u00f4ng mua nh\u00e0 ch\u01b0a gi\u1ea3i ch\u1ea5p. \u1ea2nh: Thanh Tao.<\/em><\/h6>\n<p>Tuy nhi\u00ean, S\u1edf T\u00e0i nguy\u00ean v\u00e0 M\u00f4i tr\u01b0\u1eddng H\u00e0 N\u1ed9i \u0111\u00e3 c\u00f4ng b\u1ed1 92 d\u1ef1 \u00e1n nh\u00e0 \u1edf \u0111ang th\u1ebf ch\u1ea5p t\u1ea1i ng\u00e2n h\u00e0ng \u0111\u1ebfn ng\u00e0y 23-8-2018. \u0110\u00e2y l\u00e0 vi\u1ec7c b\u1eaft bu\u1ed9c ph\u1ea3i th\u1ef1c hi\u1ec7n theo quy \u0111\u1ecbnh t\u1ea1i \u0111i\u1ec1u 64\u00a0 &#8211; \u201cC\u00f4ng b\u1ed1 th\u00f4ng tin v\u1ec1 bi\u1ec7n ph\u00e1p b\u1ea3o \u0111\u1ea3m\u201d &#8211; c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 102\/2017\/N\u0110-CP v\u1ec1 \u201c\u0110\u0103ng k\u00fd bi\u1ec7n ph\u00e1p b\u1ea3o \u0111\u1ea3m\u201d. C\u1ee5 th\u1ec3, th\u00f4ng tin v\u1ec1 c\u00e1c b\u00ean v\u00e0 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m \u0111\u01b0\u1ee3c c\u00f4ng b\u1ed1 tr\u00ean Trang th\u00f4ng tin \u0111i\u1ec7n t\u1eed c\u1ee7a S\u1edf T\u00e0i nguy\u00ean v\u00e0 M\u00f4i tr\u01b0\u1eddng.<\/p>\n<p>Nh\u01b0 v\u1eady, hi\u1ec7n nay, ng\u01b0\u1eddi mua nh\u00e0 d\u1ec5 d\u00e0ng bi\u1ebft \u0111\u01b0\u1ee3c th\u00f4ng tin v\u1ec1 d\u1ef1 \u00e1n th\u1ebf ch\u1ea5p ch\u1ee9 kh\u00f4ng c\u00f2n kh\u00f3 kh\u0103n nh\u01b0 tr\u01b0\u1edbc khi c\u00f3 Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 102\/2017\/N\u0110-CP.<\/p>\n<p>Th\u1ebf nh\u01b0ng, v\u1ea5n \u0111\u1ec1 \u1edf ch\u1ed7 l\u00e0 khi n\u00e0o th\u00ec d\u1ef1 \u00e1n nh\u00e0 \u1edf \u0111\u00e3 th\u1ebf ch\u1ea5p v\u1eabn c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c b\u00e1n v\u00e0 ng\u01b0\u1ee3c l\u1ea1i, d\u1ef1 \u00e1n \u0111\u00e3 b\u00e1n v\u1eabn c\u00f3 th\u1ebf \u0111\u01b0\u1ee3c th\u1ebf ch\u1ea5p?<\/p>\n<p>Lu\u1eadt Nh\u00e0 \u1edf v\u00e0 Lu\u1eadt Kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n n\u0103m 2014 \u0111\u00e3 quy \u0111\u1ecbnh, nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai ch\u1ec9 \u0111\u01b0\u1ee3c b\u00e1n khi c\u00f3 b\u1ed1n \u0111i\u1ec1u ki\u1ec7n sau: Th\u1ee9 nh\u1ea5t, \u0111\u00e3 x\u00e2y xong m\u00f3ng. Th\u1ee9 hai, c\u00f3 v\u0103n b\u1ea3n c\u1ee7a S\u1edf X\u00e2y d\u1ef1ng th\u00f4ng b\u00e1o nha\u0300 \u01a1\u0309 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n \u0111\u01b0\u01a1\u0323c ba\u0301n. Th\u1ee9 ba, c\u00f3 b\u1ea3o l\u00e3nh b\u00e1n nh\u00e0 c\u1ee7a ng\u00e2n h\u00e0ng. Th\u1ee9 t\u01b0, n\u1ebfu \u0111\u00e3 th\u1ebf ch\u1ea5p th\u00ec ph\u1ea3i \u0111\u01b0\u1ee3c gi\u1ea3i ch\u1ea5p tr\u01b0\u1edbc khi k\u00fd h\u1ee3p \u0111\u1ed3ng mua b\u00e1n.<\/p>\n<p>D\u00f9 v\u1eady, \u0111i\u1ec1u 147 v\u1ec1 \u201cTh\u1ebf ch\u1ea5p d\u01b0\u0323 a\u0301n \u0111\u00e2\u0300u t\u01b0 x\u00e2y d\u01b0\u0323ng nha\u0300 \u01a1\u0309 va\u0300 th\u00ea\u0301 ch\u00e2\u0301p nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai\u201d c\u1ee7a Lu\u1eadt Nh\u00e0 \u1edf n\u0103m 2014 c\u0169ng quy \u0111\u1ecbnh, c\u00f3 th\u1ec3 kh\u00f4ng c\u1ea7n gi\u1ea3i ch\u1ea5p n\u1ebfu nh\u01b0 \u0111\u01b0\u01a1\u0323c b\u00ean mua va\u0300 b\u00ean nh\u00e2\u0323n th\u00ea\u0301 ch\u00e2\u0301p \u0111\u00f4\u0300ng y\u0301 kh\u00f4ng gi\u1ea3i ch\u1ea5p.<\/p>\n<p>C\u00f3 th\u1ec3 th\u1ea5y, n\u1ebfu c\u00e1c b\u00ean tu\u00e2n th\u1ee7 \u0111\u00fang ph\u00e1p lu\u1eadt th\u00ec ng\u01b0\u1eddi mua nh\u00e0 s\u1ebd bi\u1ebft r\u00f5 d\u1ef1 \u00e1n \u0111\u00e3 th\u1ebf ch\u1ea5p hay ch\u01b0a v\u00e0 c\u00f3 quy\u1ec1n \u0111\u1ed3ng \u00fd mua hay kh\u00f4ng mua nh\u00e0 ch\u01b0a gi\u1ea3i ch\u1ea5p.<\/p>\n<p>N\u1ebfu vi\u1ec7c mua b\u00e1n nh\u00e0 c\u00f3 b\u1ea3o l\u00e3nh c\u1ee7a ng\u00e2n h\u00e0ng, k\u1ec3 c\u1ea3 tr\u01b0\u1eddng h\u1ee3p ch\u1ee7 \u0111\u1ea7u t\u01b0 c\u1ed1 t\u00ecnh l\u00e0m sai nh\u01b0 b\u00e1n nh\u00e0 ch\u01b0a \u0111\u01b0\u1ee3c gi\u1ea3i ch\u1ea5p, th\u00ec ng\u00e2n h\u00e0ng s\u1ebd c\u00f3 tr\u00e1ch nhi\u1ec7m ki\u1ec3m so\u00e1t, b\u1ea3o \u0111\u1ea3m m\u1ecdi \u0111i\u1ec1u ki\u1ec7n mua b\u00e1n v\u00e0 vi\u1ec7c giao nh\u00e0 (c\u00f9ng v\u1edbi quy\u1ec1n s\u1edf h\u1eefu) cho ng\u01b0\u1eddi mua. Lu\u1eadt \u0111\u00e3 quy \u0111\u1ecbnh r\u00f5 \u201cn\u1ebfu ch\u1ee7 \u0111\u1ea7u t\u01b0 kh\u00f4ng b\u00e0n giao nh\u00e0 \u1edf theo \u0111\u00fang ti\u1ebfn \u0111\u1ed9 \u0111\u00e3 cam k\u1ebft v\u1edbi kh\u00e1ch h\u00e0ng\u201d th\u00ec ng\u00e2n h\u00e0ng b\u1ea3o l\u00e3nh c\u00f3 ngh\u0129a v\u1ee5 \u201cho\u00e0n l\u1ea1i s\u1ed1 ti\u1ec1n \u1ee9ng tr\u01b0\u1edbc v\u00e0 c\u00e1c kho\u1ea3n ti\u1ec1n kh\u00e1c cho kh\u00e1ch h\u00e0ng theo h\u1ee3p \u0111\u1ed3ng\u201d. Nh\u01b0 v\u1eady, d\u00f9 nh\u00e0 \u1edf c\u00f3 b\u1ecb th\u1ebf ch\u1ea5p trong tr\u01b0\u1eddng h\u1ee3p \u0111\u00e3 c\u00f3 b\u1ea3o l\u00e3nh ng\u00e2n h\u00e0ng th\u00ec ng\u01b0\u1eddi mua c\u0169ng kh\u00f4ng lo vi\u1ec7c b\u1ecb si\u1ebft n\u1ee3. \u0110\u1ed3ng th\u1eddi, n\u1ebfu nh\u00e0 \u0111\u00e3 b\u00e1n nh\u01b0ng ch\u1ee7 \u0111\u1ea7u t\u01b0 v\u1eabn mang d\u1ef1 \u00e1n \u0111i th\u1ebf ch\u1ea5p (ch\u1ec9 \u0111\u01b0\u1ee3c ph\u00e9p th\u1ebf ch\u1ea5p nh\u1eefng c\u0103n h\u1ed9 ch\u01b0a b\u00e1n), th\u00ec ng\u01b0\u1eddi mua c\u0169ng s\u1ebd v\u1eabn \u0111\u01b0\u1ee3c ph\u00e1p lu\u1eadt b\u1ea3o v\u1ec7.<\/p>\n<p>Tuy nhi\u00ean, ng\u01b0\u1eddi mua c\u00f3 th\u1ec3 g\u1eb7p r\u1eafc r\u1ed1i (nh\u01b0 kh\u00f4ng \u0111\u01b0\u1ee3c l\u00e0m gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1edf h\u1eefu nh\u00e0 \u1edf, th\u1eadm ch\u00ed m\u1ea5t quy\u1ec1n s\u1edf h\u1eefu) khi b\u1ecb ng\u00e2n h\u00e0ng si\u1ebft n\u1ee3 n\u1ebfu nh\u01b0&#8230; kh\u00f4ng c\u00f3 b\u1ea3o l\u00e3nh c\u1ee7a ng\u00e2n h\u00e0ng, \u0111\u01b0\u1ee3c di\u1ec5n gi\u1ea3i theo b\u1ed1n tr\u01b0\u1eddng h\u1ee3p sau: Th\u1ee9 nh\u1ea5t l\u00e0 ch\u1ee7 \u0111\u1ea7u t\u01b0 c\u1ed1 t\u00ecnh b\u00e1n nh\u00e0 m\u00e0 kh\u00f4ng c\u00f3 b\u1ea3o l\u00e3nh ng\u00e2n h\u00e0ng. Th\u1ee9 hai l\u00e0 b\u1ea3o l\u00e3nh c\u1ee7a ng\u00e2n h\u00e0ng kh\u00f4ng h\u1ee3p ph\u00e1p, h\u1ee3p l\u1ec7. Th\u1ee9 ba, d\u1ef1 \u00e1n nh\u00e0 \u1edf \u0111\u01b0\u1ee3c m\u1edf b\u00e1n tr\u01b0\u1edbc khi Lu\u1eadt Nh\u00e0 \u1edf v\u00e0 Lu\u1eadt Kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n 2014 c\u00f3 hi\u1ec7u l\u1ef1c v\u00e0o ng\u00e0y 1-7-2015 th\u00ec kh\u00f4ng b\u1eaft bu\u1ed9c ph\u1ea3i c\u00f3 b\u1ea3o l\u00e3nh. Th\u1ee9 t\u01b0, c\u0103n h\u1ed9 trong c\u00e1c d\u1ef1 \u00e1n b\u1ea5t \u0111\u1ed9ng s\u1ea3n ngh\u1ec9 d\u01b0\u1ee1ng, d\u1ef1 \u00e1n t\u00f2a nh\u00e0 v\u0103n ph\u00f2ng (condotel, officetel, hometel&#8230;) kh\u00f4ng \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh l\u00e0 ph\u1ea3i \u0111\u01b0\u1ee3c b\u1ea3o l\u00e3nh theo quy \u0111\u1ecbnh b\u00e1n nh\u00e0 \u1edf.<\/p>\n<p>Nh\u01b0 v\u1eady, v\u1ea5n \u0111\u1ec1 c\u1ed1t y\u1ebfu \u0111\u1ec3 tr\u00e1nh r\u1ee7i ro l\u00e0 ph\u1ea3i c\u00f3 b\u1ea3o l\u00e3nh h\u1ee3p ph\u00e1p c\u1ee7a ng\u00e2n h\u00e0ng, ch\u1ee9 kh\u00f4ng ph\u1ea3i l\u00e0 nh\u00e0 c\u00f3 b\u1ecb hay kh\u00f4ng b\u1ecb th\u1ebf ch\u1ea5p tr\u01b0\u1edbc ho\u1eb7c sau khi b\u00e1n.<\/p>\n<p>\u0110\u1ec3 h\u1ea1n ch\u1ebf nh\u1eefng r\u1ee7i ro, r\u1eafc r\u1ed1i cho ng\u01b0\u1eddi mua nh\u00e0, c\u1ea7n s\u1eeda \u0111\u1ed5i Lu\u1eadt Nh\u00e0 \u1edf v\u00e0 Lu\u1eadt Kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n theo h\u01b0\u1edbng sau:<\/p>\n<p>Th\u1ee9 nh\u1ea5t, vi\u1ec7c b\u1ea3o l\u00e3nh b\u00e1n nh\u00e0 ph\u1ea3i l\u00e0 \u0111i\u1ec1u ki\u1ec7n ti\u00ean quy\u1ebft \u0111\u1ec3 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n \u0111\u01b0\u01a1\u0323c ba\u0301n nh\u00e0 (b\u1ea3o l\u00e3nh cho ch\u1ee7 \u0111\u1ea7u t\u01b0 tr\u01b0\u1edbc khi k\u00fd h\u1ee3p \u0111\u1ed3ng mua b\u00e1n nh\u00e0 v\u00e0 b\u1ea3n ch\u00ednh b\u1ea3o l\u00e3nh k\u00e8m theo h\u1ee3p \u0111\u1ed3ng mua b\u00e1n nh\u00e0, ch\u1ee9 kh\u00f4ng ph\u1ea3i quy \u0111\u1ecbnh nh\u01b0 hi\u1ec7n nay l\u00e0\u00a0 \u201cCh\u1ee7 \u0111\u1ea7u t\u01b0 c\u00f3 tr\u00e1ch nhi\u1ec7m g\u1eedi b\u1ea3n sao h\u1ee3p \u0111\u1ed3ng b\u1ea3o l\u00e3nh cho b\u00ean mua\u201d).<\/p>\n<p>Th\u1ee9 hai, vi\u1ec7c thanh to\u00e1n ti\u1ec1n mua nh\u00e0 ph\u1ea3i th\u00f4ng qua ng\u00e2n h\u00e0ng nh\u1eadn th\u1ebf ch\u1ea5p ho\u1eb7c b\u1ea3o l\u00e3nh \u0111\u1ec3 tr\u00e1nh r\u1ee7i ro cho c\u00e1c b\u00ean.<\/p>\n<p>Th\u1ee9 ba, t\u1eebng kho\u1ea3n v\u00e0 to\u00e0n b\u1ed9 qu\u1ef9 b\u1ea3o tr\u00ec ph\u1ea3i \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng phong t\u1ecfa \u0111\u1ec3 tr\u00e1nh vi\u1ec7c thu thi\u1ebfu v\u00e0 b\u1ecb th\u1ea5t tho\u00e1t.<\/p>\n<p>Th\u1ee9 t\u01b0, UBND c\u1ea5p t\u1ec9nh c\u00f3 quy\u1ec1n c\u01b0\u1ee1ng ch\u1ebf b\u00e0n giao qu\u1ef9 b\u1ea3o tr\u00ec ph\u1ea3i \u0111\u01b0\u1ee3c quy\u1ec1n y\u00eau c\u1ea7u ng\u00e2n h\u00e0ng cung c\u1ea5p th\u00f4ng tin t\u00e0i kho\u1ea3n qu\u1ef9 b\u1ea3o tr\u00ec th\u00ec m\u1edbi th\u1ef1c hi\u1ec7n \u0111\u01b0\u1ee3c quy\u1ec1n n\u00e0y.<\/p>\n<p><strong><em><a href=\"https:\/\/anvilaw.com\/vi\/lawyers\/\"><span style=\"color: #0000ff;\">Lu\u1eadt s\u01b0<\/span><\/a> <a style=\"color: #0000ff;\" href=\"https:\/\/anvilaw.com\/vi\/lawyers\/truong-thanh-duc\/\">Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a><\/em><\/strong><\/p>\n<p><strong><em>Gi\u00e1m \u0111\u1ed1c <a style=\"color: #0000ff;\" href=\"https:\/\/anvilaw.com\/\">C\u00f4ng ty Lu\u1eadt<\/a> <a style=\"color: #723900;\" href=\"https:\/\/www.facebook.com\/anvilawfirm\">ANVI<\/a>, Tr\u1ecdng t\u00e0i vi\u00ean VIAC<\/em><\/strong><\/p>\n<p><em>(1.000\/1.000)<\/em><\/p>\n<p><em>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;<\/em><\/p>\n<h4><strong><em>B\u00e0i g\u1eedi:<\/em><\/strong><\/h4>\n<h4><strong>R\u1ee7i ro mua nh\u00e0 d\u1ef1 \u00e1n th\u1ebf ch\u1ea5p<\/strong><\/h4>\n<p><strong><em><a href=\"https:\/\/anvilaw.com\/vi\/lawyers\/\"><span style=\"color: #0000ff;\">Lu\u1eadt s\u01b0<\/span><\/a> <a style=\"color: #0000ff;\" href=\"https:\/\/anvilaw.com\/vi\/lawyers\/truong-thanh-duc\/\">Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a><\/em><\/strong><\/p>\n<p><strong><em>Gi\u00e1m \u0111\u1ed1c <a style=\"color: #0000ff;\" href=\"https:\/\/anvilaw.com\/\">C\u00f4ng ty Lu\u1eadt<\/a> <a style=\"color: #723900;\" href=\"https:\/\/www.facebook.com\/anvilawfirm\">ANVI<\/a><\/em><\/strong><\/p>\n<p><strong><em>Tr\u1ecdng t\u00e0i vi\u00ean VIAC<\/em><\/strong><\/p>\n<h5><em>D\u1ef1 \u00e1n chung c\u01b0 Tokyon Tower t\u1ea1i H\u00e0 \u0110\u00f4ng, H\u00e0 N\u1ed9i v\u1eeba b\u1ecb Ng\u00e2n h\u00e0ng \u0110\u1ea1i ch\u00fang (PVCombank) thu gi\u1eef t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m theo Ngh\u1ecb quy\u1ebft s\u1ed1 42\/2017\/NQ-QH14, trong khi nh\u00e0 \u0111\u1ea7u t\u01b0 \u0111\u00e3 b\u00e1n g\u1ea7n h\u1ebft c\u00e1c c\u0103n h\u1ed9 trong D\u1ef1 \u00e1n n\u00e0y cho kh\u00e1ch h\u00e0ng. V\u1eady, ng\u01b0\u1eddi mua nh\u00e0 l\u00e0m sao bi\u1ebft \u0111\u01b0\u1ee3c d\u1ef1 \u00e1n \u0111\u00e3 th\u1ebf ch\u1ea5p hay ch\u01b0a v\u00e0 n\u1ebfu \u0111\u00e3 th\u1ebf ch\u1ea5p th\u00ec c\u0103n h\u1ed9 c\u1ee7a m\u00ecnh c\u00f3 b\u1ecb si\u1ebft n\u1ee3 hay kh\u00f4ng?<\/em><\/h5>\n<h5><strong>Th\u00f4ng tin th\u1ebf ch\u1ea5p d\u1ef1 \u00e1n<\/strong><\/h5>\n<p>Nh\u00ecn chung, ng\u01b0\u1eddi mua nh\u00e0 s\u1ebd kh\u00f4ng ti\u1ebfp c\u1eadn \u0111\u01b0\u1ee3c th\u00f4ng tin th\u1ebf ch\u1ea5p d\u1ef1 \u00e1n t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng, v\u00ec \u0111\u01b0\u1ee3c b\u1ea3o m\u1eadt theo quy \u0111\u1ecbnh \u0110i\u1ec1u 14, Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng n\u0103m 2010.<\/p>\n<p>Tuy nhi\u00ean, S\u1edf T\u00e0i nguy\u00ean v\u00e0 M\u00f4i tr\u01b0\u1eddng H\u00e0 N\u1ed9i \u0111\u00e3 c\u00f4ng b\u1ed1 92 d\u1ef1 \u00e1n nh\u00e0 \u1edf \u0111ang th\u1ebf ch\u1ea5p t\u1ea1i ng\u00e2n h\u00e0ng \u0111\u1ebfn ng\u00e0y 23-8-2018. \u0110\u00e2y l\u00e0 vi\u1ec7c b\u1eaft bu\u1ed9c ph\u1ea3i th\u1ef1c hi\u1ec7n quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 64 v\u1ec1 \u201cC\u00f4ng b\u1ed1 th\u00f4ng tin v\u1ec1 bi\u1ec7n ph\u00e1p b\u1ea3o \u0111\u1ea3m\u201d, Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 102\/2017\/N\u0110-CP ng\u00e0y 01-9-2017 c\u1ee7a Ch\u00ednh ph\u1ee7 v\u1ec1 \u201c\u0110\u0103ng k\u00fd bi\u1ec7n ph\u00e1p b\u1ea3o \u0111\u1ea3m\u201d quy \u0111\u1ecbnh, th\u00f4ng tin v\u1ec1 c\u00e1c b\u00ean v\u00e0 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m \u0111\u01b0\u1ee3c c\u00f4ng b\u1ed1 tr\u00ean Trang th\u00f4ng tin \u0111i\u1ec7n t\u1eed c\u1ee7a S\u1edf T\u00e0i nguy\u00ean v\u00e0 M\u00f4i tr\u01b0\u1eddng.<\/p>\n<p>Nh\u01b0 v\u1eady, ng\u01b0\u1eddi mua nh\u00e0 d\u1ec5 d\u00e0ng bi\u1ebft \u0111\u01b0\u1ee3c th\u00f4ng tin v\u1ec1 d\u1ef1 \u00e1n th\u1ebf ch\u1ea5p, ch\u1ee9 kh\u00f4ng c\u00f2n kh\u00f3 kh\u0103n nh\u01b0 tr\u01b0\u1edbc khi c\u00f3 Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 102\/2017\/N\u0110-CP.<\/p>\n<p>Tuy nhi\u00ean, v\u1ea5n \u0111\u1ec1 \u1edf ch\u1ed7 l\u00e0 khi n\u00e0o th\u00ec d\u1ef1 \u00e1n nh\u00e0 \u1edf \u0111\u00e3 th\u1ebf ch\u1ea5p v\u1eabn c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c b\u00e1n v\u00e0 ng\u01b0\u1ee3c l\u1ea1i, d\u1ef1 \u00e1n \u0111\u00e3 b\u00e1n v\u1eabn c\u00f3 th\u1ebf \u0111\u01b0\u1ee3c th\u1ebf ch\u1ea5p?<\/p>\n<h5><strong>\u0110i\u1ec1u ki\u1ec7n mua b\u00e1n nh\u00e0 d\u1ef1 \u00e1n th\u1ebf ch\u1ea5p <\/strong><\/h5>\n<p>Lu\u1eadt Nh\u00e0 \u1edf v\u00e0 Lu\u1eadt Kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n n\u0103m 2014 \u0111\u00e3 quy \u0111\u1ecbnh, nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai ch\u1ec9 \u0111\u01b0\u1ee3c b\u00e1n khi c\u00f3 4 \u0111i\u1ec1u ki\u1ec7n sau: Th\u1ee9 nh\u1ea5t, l\u00e0 \u0111\u00e3 x\u00e2y xong m\u00f3ng. Th\u1ee9 hai, c\u00f3 v\u0103n b\u1ea3n c\u1ee7a S\u1edf X\u00e2y d\u1ef1ng th\u00f4ng b\u00e1o nha\u0300 \u01a1\u0309 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n \u0111\u01b0\u01a1\u0323c ba\u0301n. Th\u1ee9 ba, c\u00f3 b\u1ea3o l\u00e3nh b\u00e1n nh\u00e0 c\u1ee7a ng\u00e2n h\u00e0ng. Th\u1ee9 t\u01b0, n\u1ebfu \u0111\u00e3 th\u1ebf ch\u1ea5p th\u00ec ph\u1ea3i \u0111\u01b0\u1ee3c gi\u1ea3i ch\u1ea5p tr\u01b0\u1edbc khi k\u00fd h\u1ee3p \u0111\u1ed3ng mua b\u00e1n.<\/p>\n<p>Tuy nhi\u00ean, \u0110i\u1ec1u 147 v\u1ec1 \u201cTh\u1ebf ch\u1ea5p d\u01b0\u0323 a\u0301n \u0111\u00e2\u0300u t\u01b0 x\u00e2y d\u01b0\u0323ng nha\u0300 \u01a1\u0309 va\u0300 th\u00ea\u0301 ch\u00e2\u0301p nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai\u201d Lu\u1eadt Nh\u00e0 \u1edf n\u0103m 2014 c\u0169ng quy \u0111\u1ecbnh, c\u00f3 th\u1ec3 kh\u00f4ng c\u1ea7n gi\u1ea3i ch\u1ea5p n\u1ebfu nh\u01b0 \u0111\u01b0\u01a1\u0323c b\u00ean mua va\u0300 b\u00ean nh\u00e2\u0323n th\u00ea\u0301 ch\u00e2\u0301p \u0111\u00f4\u0300ng y\u0301 kh\u00f4ng gi\u1ea3i ch\u1ea5p.<\/p>\n<p>Nh\u01b0 v\u1eady, n\u1ebfu c\u00e1c b\u00ean tu\u00e2n th\u1ee7 \u0111\u00fang ph\u00e1p lu\u1eadt, th\u00ec ng\u01b0\u1eddi mua nh\u00e0 s\u1ebd bi\u1ebft r\u00f5 vi\u1ec7c mua nh\u00e0 d\u1ef1 \u00e1n \u0111\u00e3 th\u1ebf ch\u1ea5p hay ch\u01b0a v\u00e0 c\u00f3 quy\u1ec1n \u0111\u1ed3ng \u00fd mua hay kh\u00f4ng mua nh\u00e0 ch\u01b0a gi\u1ea3i ch\u1ea5p.<\/p>\n<h5><strong>R\u1ee7i ro mua nh\u00e0 d\u1ef1 \u00e1n th\u1ebf ch\u1ea5p <\/strong><\/h5>\n<p>N\u1ebfu vi\u1ec7c mua b\u00e1n nh\u00e0 c\u00f3 b\u1ea3o l\u00e3nh c\u1ee7a ng\u00e2n h\u00e0ng, k\u1ec3 c\u1ea3 tr\u01b0\u1eddng h\u1ee3p ch\u1ee7 \u0111\u1ea7u t\u01b0 c\u1ed1 t\u00ecnh l\u00e0m sai nh\u01b0 b\u00e1n nh\u00e0 ch\u01b0a \u0111\u01b0\u1ee3c gi\u1ea3i ch\u1ea5p, th\u00ec ng\u00e2n h\u00e0ng s\u1ebd c\u00f3 tr\u00e1ch nhi\u1ec7m ki\u1ec3m so\u00e1t b\u1ea3o \u0111\u1ea3m m\u1ecdi \u0111i\u1ec1u ki\u1ec7n mua b\u00e1n v\u00e0 vi\u1ec7c giao nh\u00e0 (c\u00f9ng v\u1edbi quy\u1ec1n s\u1edf h\u1eefu) cho ng\u01b0\u1eddi mua. Lu\u1eadt \u0111\u00e3 quy \u0111\u1ecbnh r\u00f5 \u201cn\u1ebfu ch\u1ee7 \u0111\u1ea7u t\u01b0 kh\u00f4ng b\u00e0n giao nh\u00e0 \u1edf theo \u0111\u00fang ti\u1ebfn \u0111\u1ed9 \u0111\u00e3 cam k\u1ebft v\u1edbi kh\u00e1ch h\u00e0ng\u201d, th\u00ec ng\u00e2n h\u00e0ng b\u1ea3o l\u00e3nh c\u00f3 ngh\u0129a v\u1ee5 \u201cho\u00e0n l\u1ea1i s\u1ed1 ti\u1ec1n \u1ee9ng tr\u01b0\u1edbc\u00a0v\u00e0 c\u00e1c kho\u1ea3n ti\u1ec1n kh\u00e1c cho kh\u00e1ch h\u00e0ng\u00a0theo h\u1ee3p \u0111\u1ed3ng\u201d. Nh\u01b0 v\u1eady, d\u00f9 nh\u00e0 \u1edf c\u00f3 b\u1ecb th\u1ebf ch\u1ea5p trong tr\u01b0\u1eddng h\u1ee3p \u0111\u00e3 c\u00f3 b\u1ea3o l\u00e3nh ng\u00e2n h\u00e0ng th\u00ec ng\u01b0\u1eddi mua c\u0169ng kh\u00f4ng lo vi\u1ec7c b\u1ecb si\u1ebft n\u1ee3. \u0110\u1ed3ng th\u1eddi, n\u1ebfu nh\u00e0 \u0111\u00e3 b\u00e1n nh\u01b0ng ch\u1ee7 \u0111\u1ea7u t\u01b0 v\u1eabn mang d\u1ef1 \u00e1n \u0111i th\u1ebf ch\u1ea5p (ch\u1ec9 \u0111\u01b0\u1ee3c ph\u00e9p th\u1ebf ch\u1ea5p nh\u1eefng c\u0103n h\u1ed9 ch\u01b0a b\u00e1n), th\u00ec ng\u01b0\u1eddi mua c\u0169ng s\u1ebd v\u1eabn \u0111\u01b0\u1ee3c ph\u00e1p lu\u1eadt b\u1ea3o v\u1ec7.<\/p>\n<p>Tuy nhi\u00ean, ng\u01b0\u1eddi mua v\u1eabn c\u00f3 th\u1ec3 g\u1eb7p r\u1eafc r\u1ed1i (nh\u01b0 kh\u00f4ng \u0111\u01b0\u1ee3c l\u00e0m s\u1ed5 \u0111\u1ecf, th\u1eadm ch\u00ed m\u1ea5t quy\u1ec1n s\u1edf h\u1eefu) khi b\u1ecb ng\u00e2n h\u00e0ng si\u1ebft n\u1ee3 n\u1ebfu nh\u01b0 kh\u00f4ng c\u00f3 b\u1ea3o l\u00e3nh c\u1ee7a ng\u00e2n h\u00e0ng v\u1edbi 4 tr\u01b0\u1eddng h\u1ee3p sau: Th\u1ee9 nh\u1ea5t l\u00e0 ch\u1ee7 \u0111\u1ea7u t\u01b0 c\u1ed1 t\u00ecnh b\u00e1n nh\u00e0 m\u00e0 kh\u00f4ng c\u00f3 b\u1ea3o l\u00e3nh ng\u00e2n h\u00e0ng. Th\u1ee9 hai l\u00e0 b\u1ea3o l\u00e3nh c\u1ee7a ng\u00e2n h\u00e0ng kh\u00f4ng h\u1ee3p ph\u00e1p, h\u1ee3p l\u1ec7. Th\u1ee9 ba, d\u1ef1 \u00e1n nh\u00e0 \u1edf \u0111\u01b0\u1ee3c m\u1edf b\u00e1n tr\u01b0\u1edbc khi Lu\u1eadt Nh\u00e0 \u1edf v\u00e0 Lu\u1eadt Kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n c\u00f3 hi\u1ec7u l\u1ef1c v\u00e0o ng\u00e0y 01-7-2015 th\u00ec kh\u00f4ng b\u1eaft bu\u1ed9c ph\u1ea3i c\u00f3 b\u1ea3o l\u00e3nh. Th\u1ee9 t\u01b0, c\u0103n h\u1ed9 trong c\u00e1c d\u1ef1 \u00e1n b\u1ea5t \u0111\u1ed9ng s\u1ea3n ngh\u1ec9 d\u01b0\u1ee1ng, d\u1ef1 \u00e1n to\u00e0 nh\u00e0 v\u0103n ph\u00f2ng (condotel, officetel, hometel,\u2026) kh\u00f4ng \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh l\u00e0 ph\u1ea3i \u0111\u01b0\u1ee3c b\u1ea3o l\u00e3nh theo quy \u0111\u1ecbnh b\u00e1n nh\u00e0 \u1edf. Nh\u01b0 v\u1eady, v\u1ea5n \u0111\u1ec1 c\u1ed1t y\u1ebfu \u0111\u1ec3 tr\u00e1nh r\u1ee7i ro l\u00e0 c\u00f3 b\u1ea3o l\u00e3nh h\u1ee3p ph\u00e1p c\u1ee7a ng\u00e2n h\u00e0ng, ch\u1ee9 kh\u00f4ng ph\u1ea3i l\u00e0 nh\u00e0 c\u00f3 b\u1ecb hay kh\u00f4ng b\u1ecb th\u1ebf ch\u1ea5p tr\u01b0\u1edbc ho\u1eb7c sau khi b\u00e1n.<\/p>\n<h5><strong>Ki\u1ebfn ngh\u1ecb kh\u1eafc ph\u1ee5c<\/strong><\/h5>\n<p>\u0110\u1ec3 h\u1ea1n ch\u1ebf nh\u1eefng r\u1ee7i ro, r\u1eafc r\u1ed1i cho ng\u01b0\u1eddi mua nh\u00e0, c\u1ea7n s\u1eeda \u0111\u1ed5i Lu\u1eadt Nh\u00e0 \u1edf v\u00e0 Lu\u1eadt Kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n theo h\u01b0\u1edbng sau:<\/p>\n<p>Th\u1ee9 nh\u1ea5t, vi\u1ec7c b\u1ea3o l\u00e3nh b\u00e1n nh\u00e0 ph\u1ea3i l\u00e0 \u0111i\u1ec1u ki\u1ec7n ti\u00ean quy\u1ebft \u0111\u1ec3 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n \u0111\u01b0\u01a1\u0323c ba\u0301n nh\u00e0 (b\u1ea3o l\u00e3nh cho ch\u1ee7 \u0111\u1ea7u t\u01b0 tr\u01b0\u1edbc khi k\u00fd h\u1ee3p \u0111\u1ed3ng mua b\u00e1n nh\u00e0 v\u00e0 b\u1ea3n ch\u00ednh b\u1ea3o l\u00e3nh k\u00e8m theo h\u1ee3p \u0111\u1ed3ng mua b\u00e1n n\u00e0h, ch\u1ee9 kh\u00f4ng ph\u1ea3i nh\u01b0 hi\u1ec7n nay quy \u0111\u1ecbnh t\u1ea1i kho\u1ea3n 2, \u0110i\u1ec1u\u00a056 v\u1ec1 \u201cB\u1ea3o l\u00e3nh trong b\u00e1n, cho thu\u00ea mua nh\u00e0\u00a0\u1edf\u00a0h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai\u201d, Lu\u1eadt Kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n n\u0103m 2014 quy \u0111\u1ecbnh \u201cCh\u1ee7 \u0111\u1ea7u t\u01b0 c\u00f3 tr\u00e1ch nhi\u1ec7m g\u1eedi b\u1ea3n sao h\u1ee3p \u0111\u1ed3ng b\u1ea3o l\u00e3nh cho b\u00ean mua\u201d).<\/p>\n<p>Th\u1ee9 hai, vi\u1ec7c thanh to\u00e1n ti\u1ec1n mua nh\u00e0 ph\u1ea3i th\u00f4ng qua ng\u00e2n h\u00e0ng nh\u1eadn th\u1ebf ch\u1ea5p ho\u1eb7c b\u1ea3o l\u00e3nh \u0111\u1ec3 tr\u00e1nh r\u1ee7i ro cho c\u00e1c b\u00ean.<\/p>\n<p>Th\u1ee9 ba, t\u1eebng kho\u1ea3n v\u00e0 to\u00e0n b\u1ed9 qu\u1ef9 b\u1ea3o tr\u00ec ph\u1ea3i \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng phong to\u1ea3, \u0111\u1ec3 tr\u00e1nh vi\u1ec7c thu thi\u1ebfu v\u00e0 b\u1ecb th\u1ea5t tho\u00e1t.<\/p>\n<p>Th\u1ee9 t\u01b0, u\u1ef7 ban nh\u00e2n d\u00e2n c\u1ea5p t\u00ednh c\u00f3 quy\u1ec1n c\u01b0\u1ee1ng ch\u1ebf b\u00e0n giao qu\u1ef9 b\u1ea3o tr\u00ec ph\u1ea3i \u0111\u01b0\u1ee3c quy\u1ec1n y\u00eau c\u1ea7u ng\u00e2n h\u00e0ng cung c\u1ea5p th\u00f4ng tin t\u00e0i kho\u1ea3n qu\u1ef9 b\u1ea3o tr\u00ec th\u00ec m\u1edbi th\u1ef1c hi\u1ec7n \u0111\u01b0\u1ee3c quy\u1ec1n n\u00e0y.<\/p>\n<h5><strong><a href=\"https:\/\/anvilaw.com\/vi\/lawyers\/\"><span style=\"color: #0000ff;\">Lu\u1eadt s\u01b0<\/span><\/a> <a style=\"color: #0000ff;\" href=\"https:\/\/anvilaw.com\/vi\/lawyers\/truong-thanh-duc\/\">Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, Gi\u00e1m \u0111\u1ed1c <a style=\"color: #0000ff;\" href=\"https:\/\/anvilaw.com\/\">C\u00f4ng ty Lu\u1eadt<\/a> <a style=\"color: #723900;\" href=\"https:\/\/www.facebook.com\/anvilawfirm\">ANVI<\/a>, Tr\u1ecdng t\u00e0i vi\u00ean VIAC.\u00a0<\/strong><\/h5>\n<p>\u2014\u2014\u2014\u2014\u2014\u2014<\/p>\n<p><strong><em>Th\u1eddi b\u00e1o Kinh t\u1ebf S\u00e0i G\u00f2n (Nh\u00e0 \u0111\u1ea5t) 18-10-2018:<\/em><\/strong><\/p>\n<p><em><a href=\"https:\/\/www.thesaigontimes.vn\/280302\/Bao-lanh-se-hoa-giai-rui-ro-the-chap.html\">https:\/\/www.thesaigontimes.vn\/280302\/Bao-lanh-se-hoa-giai-rui-ro-the-chap.html<\/a><\/em>","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o l\u00e3nh s\u1ebd h\u00f3a gi\u1ea3i r\u1ee7i ro&#8230; th\u1ebf ch\u1ea5p (KTSG) &#8211; Nh\u00ecn chung, tr\u01b0\u1edbc \u0111\u00e2y, ng\u01b0\u1eddi mua nh\u00e0 s\u1ebd kh\u00f4ng ti\u1ebfp c\u1eadn \u0111\u01b0\u1ee3c th\u00f4ng tin th\u1ebf ch\u1ea5p d\u1ef1 \u00e1n t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng, v\u00ec \u0111\u01b0\u1ee3c b\u1ea3o m\u1eadt theo quy \u0111\u1ecbnh t\u1ea1i \u0111i\u1ec1u 14, Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng n\u0103m 2010. N\u1ebfu c\u00e1c b\u00ean tu\u00e2n [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":4498,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[14,26],"tags":[42,36],"class_list":["post-4497","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nghien-cuu-bao-chi","category-legal-media","tag-luat-su-dat-dai","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>243. B\u1ea3o l\u00e3nh s\u1ebd h\u00f3a gi\u1ea3i r\u1ee7i ro... th\u1ebf ch\u1ea5p - ANVI Law Firm<\/title>\n<meta name=\"description\" content=\"B\u1ea3o l\u00e3nh s\u1ebd h\u00f3a gi\u1ea3i r\u1ee7i ro th\u1ebf ch\u1ea5p? 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