{"id":45202,"date":"2024-12-17T07:14:16","date_gmt":"2024-12-17T00:14:16","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=45202"},"modified":"2024-12-17T15:22:01","modified_gmt":"2024-12-17T08:22:01","slug":"4-412-tin-dung-den-nup-bong-cho-vay-qua-mang","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/4-412-tin-dung-den-nup-bong-cho-vay-qua-mang\/","title":{"rendered":"4.412. T\u00edn d\u1ee5ng ‘\u0111en’ n\u00fap b\u00f3ng cho vay qua m\u1ea1ng."},"content":{"rendered":"

T\u00edn d\u1ee5ng ‘\u0111en’ n\u00fap b\u00f3ng cho vay qua m\u1ea1ng.<\/span><\/h4>\n
(TN) – TAND TP.HCM \u0111ang x\u00e9t x\u1eed 3 c\u00f4ng ty n\u01b0\u1edbc ngo\u00e0i cho vay v\u1edbi l\u00e3i su\u1ea5t c\u1eaft c\u1ed5 t\u1eeb 400 – 1.379%\/n\u0103m th\u00f4ng qua hai trang web tamo.vn v\u00e0 findo.vn. V\u1ee5 vi\u1ec7c n\u00e0y m\u1ed9t l\u1ea7n n\u1eefa c\u1ea3nh b\u00e1o t\u00ecnh tr\u1ea1ng t\u00edn d\u1ee5ng “\u0111en” tr\u00e1 h\u00ecnh v\u1eabn \u0111ang len l\u1ecfi kh\u1eafp n\u01a1i v\u00e0 nhi\u1ec1u ng\u01b0\u1eddi s\u1eadp b\u1eaby.<\/h5>\n
H\u00e0ng lo\u1ea1t app cho vay xu\u1ea5t x\u1ee9 t\u1eeb Latvia, Estonia\u2026<\/h5>\n

Th\u1eddi gian qua, xu\u1ea5t hi\u1ec7n h\u00e0ng lo\u1ea1t c\u00e1 nh\u00e2n, doanh nghi\u1ec7p (DN) ngo\u1ea1i v\u00e0o VN ho\u1ea1t \u0111\u1ed9ng v\u00e0 th\u1ef1c hi\u1ec7n cho\u00a0vay qua m\u1ea1ng\u00a0(th\u00f4ng qua app, trang web) hay c\u00f2n \u0111\u01b0\u1ee3c qu\u1ea3ng b\u00e1 l\u00e0 cho vay ngang h\u00e0ng. Th\u1eed t\u00ecm ki\u1ebfm th\u00f4ng tin theo t\u1eeb kh\u00f3a “vay nhanh”, ngay l\u1eadp t\u1ee9c k\u1ebft qu\u1ea3 tr\u00ean Google cho ra h\u00e0ng lo\u1ea1t d\u1ecbch v\u1ee5, trang web kh\u00e1c nhau. C\u00f3 nhi\u1ec1u trang web, app kh\u00f4ng \u0111\u1ec3 \u0111\u1ecba ch\u1ec9 c\u1ee5 th\u1ec3 thu\u1ed9c \u0111\u01a1n v\u1ecb n\u00e0o, \u1edf \u0111\u00e2u. Ri\u00eang m\u1ed9t s\u1ed1 trang web c\u00f3 ghi r\u00f5 r\u00e0ng \u0111\u1ecba ch\u1ec9, xu\u1ea5t x\u1ee9 t\u1eeb c\u00e1c n\u01b0\u1edbc xa x\u00f4i (nh\u01b0ng c\u0169ng kh\u00f4ng bi\u1ebft \u0111\u00fang, sai).<\/p>\n

\"T\u00edn

Ng\u01b0\u1eddi d\u00e2n c\u1ea7n c\u1ea9n tr\u1ecdng khi giao d\u1ecbch, vay ti\u1ec1n qua m\u1ea1ng | \u1ea2NH: \u0110\u00c0O NG\u1eccC TH\u1ea0CH<\/p><\/div>\n

Ch\u1eb3ng h\u1ea1n, t\u1ea1i trang Jeff.vn, ngay trang ch\u1ee7 gi\u1edbi thi\u1ec7u l\u00e0 app cho vay uy t\u00edn, kh\u00e1ch h\u00e0ng vay l\u1ea7n \u0111\u1ea7u nh\u1eadn ngay l\u00e3i su\u1ea5t 0%. \u1ede d\u01b0\u1edbi cu\u1ed1i, website n\u00e0y gi\u1edbi thi\u1ec7u: “D\u1ecbch v\u1ee5 c\u1ee7a Jeff gi\u00fap \u0111\u00e1nh gi\u00e1 c\u00e1c \u0111\u1ed1i t\u00e1c vay uy t\u00edn v\u1edbi c\u00e1c s\u1ea3n ph\u1ea9m t\u00e0i ch\u00ednh \u0111a d\u1ea1ng, th\u1eddi gian tr\u1ea3 n\u1ee3 linh ho\u1ea1t t\u1eeb 91 \u0111\u1ebfn 180 ng\u00e0y, v\u1edbi l\u00e3i su\u1ea5t t\u1ed1i thi\u1ec3u l\u00e0 0% v\u00e0 t\u1ed1i \u0111a l\u00e0 20%”. Sau \u0111\u00f3, trang web \u0111\u01b0a ra v\u00ed d\u1ee5 v\u1ec1 c\u00e1ch t\u00ednh ph\u00ed, l\u00e3i v\u00e0 s\u1ed1 ti\u1ec1n g\u1ed1c d\u1ef1a tr\u00ean kho\u1ea3n vay.<\/p>\n

Jeff.vn \u0111\u01b0\u1ee3c gi\u1edbi thi\u1ec7u c\u00f3 xu\u1ea5t x\u1ee9 t\u1eeb Estonia<\/h6>\n
\u1ea2NH: CH\u1ee4P M\u00c0N H\u00ccNH<\/h6>\n

C\u1ee5 th\u1ec3, \u0111\u1ed1i v\u1edbi kho\u1ea3n vay 6 tri\u1ec7u \u0111\u1ed3ng trong th\u1eddi gian tr\u1ea3 g\u00f3p 6 th\u00e1ng (180 ng\u00e0y) th\u00ec s\u1ebd ch\u1ecbu ph\u00ed t\u01b0 v\u1ea5n 600.000 \u0111\u1ed3ng, ph\u00ed d\u1ecbch v\u1ee5 1,36 tri\u1ec7u \u0111\u1ed3ng, l\u00e3i (18,3%\/n\u0103m) l\u00e0 540.000 \u0111\u1ed3ng. T\u1ed5ng s\u1ed1 ti\u1ec1n kh\u00e1ch vay ph\u1ea3i tr\u1ea3 l\u00e0 8,5 tri\u1ec7u \u0111\u1ed3ng. V\u1edbi c\u00e1ch t\u00ednh n\u00e0y, t\u1ed5ng c\u1ed9ng\u00a0l\u00e3i su\u1ea5t\u00a0v\u00e0 ph\u00ed m\u00e0 kh\u00e1ch h\u00e0ng ph\u1ea3i tr\u1ea3 t\u01b0\u01a1ng \u1ee9ng g\u1ea7n 42% trong v\u00f2ng 6 th\u00e1ng (ph\u00ed v\u00e0 l\u00e3i ph\u1ea3i tr\u1ea3 l\u00e0 2,5 tri\u1ec7u \u0111\u1ed3ng tr\u00ean t\u1ed5ng s\u1ed1 ti\u1ec1n vay 6 tri\u1ec7u \u0111\u1ed3ng). B\u00ecnh qu\u00e2n m\u1ed7i th\u00e1ng kh\u00e1ch h\u00e0ng ph\u1ea3i tr\u1ea3 l\u00e3i v\u00e0 ph\u00ed g\u1ea7n 7%. C\u00f4ng ty n\u00e0y gi\u1edbi thi\u1ec7u c\u00f3 tr\u1ee5 s\u1edf l\u00e0 m\u1ed9t \u0111\u1ecba ch\u1ec9 \u1edf Estonia.<\/p>\n

C\u00f3 c\u00f9ng \u0111\u1ecba ch\u1ec9 t\u1ea1i Estonia l\u00e0 trang web Crezu.vn v\u00e0 qu\u1ea3ng c\u00e1o cho vay ch\u1ec9 v\u1edbi l\u00e3i su\u1ea5t t\u1ed1i \u0111a 36%\/n\u0103m; Credy-vn.com v\u1edbi l\u00e3i su\u1ea5t cho vay t\u1ed1i \u0111a 47%\/n\u0103m\u2026 Nh\u1eefng trang web cho vay n\u00e0y \u0111\u1ec1u \u0111\u01b0\u1ee3c gi\u1edbi thi\u1ec7u c\u00f9ng tr\u00ean m\u1ed9t website kh\u00e1c l\u00e0 vay-nhanh24.vn v\u00e0 c\u0169ng c\u00f9ng chung xu\u1ea5t x\u1ee9 t\u1ea1i Estonia.<\/p>\n

Trong khi \u0111\u00f3, m\u1ed9t lo\u1ea1t website kh\u00e1c \u0111\u01b0\u1ee3c gi\u1edbi thi\u1ec7u chung tr\u00ean trang Vayonline365.vn nh\u01b0 vaynvd.vn \u0111\u01b0\u1ee3c gi\u1edbi thi\u1ec7u l\u00e0 c\u1ee7a C\u00f4ng ty TNHH Vayo v\u00e0 Monyveo.vn c\u00f3 \u0111\u1ecba ch\u1ec9 \u1edf VN, nh\u01b0ng hai trang kh\u00e1c c\u00f3 \u0111\u1ecba ch\u1ec9 n\u01b0\u1edbc ngo\u00e0i l\u00e0 Credify.vn v\u00e0 Soscredit.vn c\u0169ng \u0111\u01b0\u1ee3c gi\u1edbi thi\u1ec7u l\u00e0 \u0111\u01b0\u1ee3c ph\u00e1t tri\u1ec3n b\u1edfi goodday.group t\u1ea1i Latvia nh\u01b0 Vayonline365.vn. C\u00e1c trang n\u00e0y \u0111\u1ec1u c\u00f3 l\u1eddi gi\u1edbi thi\u1ec7u g\u1ea7n gi\u1ed1ng nhau v\u1edbi kho\u1ea3n vay t\u1eeb 10 – 15 tri\u1ec7u \u0111\u1ed3ng trong th\u1eddi gian 3 – 6 th\u00e1ng, th\u1eddi gian thanh to\u00e1n t\u1ed1i \u0111a l\u00ean 12 th\u00e1ng, l\u00e3i su\u1ea5t t\u1ed1i \u0111a t\u1eeb 18 – 20%\/n\u0103m\u2026<\/p>\n

Ngo\u00e0i ra c\u00f2n c\u00f3 nhi\u1ec1u trang web c\u0169ng cho vay nh\u01b0 Utua.com.br gi\u1edbi thi\u1ec7u \u0111\u1ecba ch\u1ec9 t\u1ea1i Brazil, gi\u1edbi thi\u1ec7u th\u1eddi gian cho vay t\u1eeb 6 – 36 th\u00e1ng v\u00e0 l\u00e3i su\u1ea5t t\u1eeb 12,9 – 18,9%; Credit24.vn gi\u1edbi thi\u1ec7u \u0111\u1ecba ch\u1ec9 t\u1ea1i H\u00e0 Lan; Binixo.vn \u0111\u01b0\u1ee3c gi\u1edbi thi\u1ec7u \u1edf Hungary\u2026<\/p>\n

L\u1eadp c\u00f4ng ty trong n\u01b0\u1edbc, thu\u00ea ng\u01b0\u1eddi Vi\u1ec7t \u0111\u1ee9ng t\u00ean<\/strong><\/h5>\n

Ch\u01b0a k\u1ec3 c\u00e1c h\u00ecnh th\u1ee9c \u0111\u00f2i n\u1ee3 h\u01a1n c\u1ea3 t\u00edn d\u1ee5ng “\u0111en” th\u00ec m\u1ee9c l\u00e3i su\u1ea5t v\u00e0 ph\u00ed d\u00f9 \u0111\u01b0\u1ee3c qu\u1ea3ng b\u00e1 \u1edf m\u1ee9c th\u1ea5p, vay d\u1ec5 d\u00e0ng, c\u00e1c app k\u1ec3 tr\u00ean c\u0169ng \u0111\u00e3 “c\u1eaft c\u1ed5” ng\u01b0\u1eddi vay. V\u00ed d\u1ee5 nh\u01b0 Jeff.vn, d\u00f9 qu\u1ea3ng c\u00e1o l\u00e3i su\u1ea5t cho vay t\u1ed1i \u0111a ch\u1ec9 20%\/n\u0103m nh\u01b0ng th\u1ef1c t\u1ebf khi c\u1ed9ng th\u00eam c\u00e1c m\u1ee9c ph\u00ed m\u00e0 \u0111\u01a1n v\u1ecb n\u00e0y c\u00f4ng khai \u0111\u01b0a ra l\u00e0 \u0111\u00e3 l\u00ean \u0111\u1ebfn 7%\/th\u00e1ng. M\u1ee9c l\u00e3i n\u00e0y cao h\u01a1n g\u1ea5p \u0111\u00f4i so v\u1edbi l\u00e3i vay “ngo\u00e0i lu\u1ed3ng” \u1edf m\u1ed9t s\u1ed1 ch\u1ee3 t\u1ea1i TP.HCM.<\/p>\n

M\u1ed9t s\u1ed1 \u1ee9ng d\u1ee5ng cho vay ti\u1ec1n \u0111\u01b0\u1ee3c gi\u1edbi thi\u1ec7u c\u00f3 xu\u1ea5t x\u1ee9 n\u01b0\u1edbc ngo\u00e0i<\/h6>\n
\u1ea2NH: CH\u1ee4P M\u00c0N H\u00ccNH<\/h6>\n

Ch\u1ecb T.H (ng\u1ee5 Q.T\u00e2n B\u00ecnh, TP.HCM) ti\u1ebft l\u1ed9 \u1edf m\u1ed9t s\u1ed1 ch\u1ee3 v\u00e0 ng\u01b0\u1eddi quen, khi ch\u1ecb c\u1ea7n ti\u1ec1n g\u1ea5p v\u1eabn vay kh\u00f4ng c\u1ea7n th\u1ebf ch\u1ea5p, kh\u00f4ng gi\u1ea5y t\u1edd th\u00ec s\u1ebd tr\u1ea3 l\u00e3i 3 – 3,5%\/th\u00e1ng. M\u1ee9c n\u00e0y \u0111\u00e3 cao h\u01a1n l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng nhi\u1ec1u, nh\u01b0ng v\u00ec kh\u00f4ng c\u00f3 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p v\u00e0 th\u01b0\u1eddng ph\u00f9 h\u1ee3p cho ng\u01b0\u1eddi c\u1ea7n s\u1ed1 ti\u1ec1n nh\u1ecf 5 – 10 tri\u1ec7u \u0111\u1ed3ng trong v\u00f2ng 15 – 30 ng\u00e0y n\u00ean ch\u1ecb ch\u1ea5p nh\u1eadn.<\/p>\n

“M\u00ecnh nghe gi\u1edbi thi\u1ec7u vay qua m\u1ea1ng l\u00e2u r\u1ed3i, th\u1ea5y qu\u1ea3ng c\u00e1o l\u00e3i su\u1ea5t th\u1ea5p nh\u01b0ng \u0111\u1ecdc nhi\u1ec1u th\u00f4ng tin tr\u00ean b\u00e1o ch\u00ed th\u00ec c\u1ed9ng c\u1ea3 ph\u00ed c\u00f2n cao h\u01a1n g\u1ea5p \u0111\u00f4i, g\u1ea5p ba. \u1ede \u0111\u00e2y khi n\u00e0o k\u1eb9t ti\u1ec1n qu\u00e1 th\u00ec vay \u0111\u1ee1 ng\u01b0\u1eddi quen v\u00e0i ch\u1ee5c tri\u1ec7u trong v\u00f2ng 1 th\u00e1ng l\u00e0 tr\u1ea3 v\u1edbi l\u00e3i su\u1ea5t t\u1eeb 3 – 3,5%\/th\u00e1ng. Th\u1eadm ch\u00ed c\u00f3 n\u01a1i l\u1ea5y 4%\/th\u00e1ng, nh\u01b0ng n\u1ebfu ai qu\u00e1 c\u1ea7n th\u00ec c\u0169ng ph\u1ea3i vay, v\u00ec ra ng\u00e2n h\u00e0ng th\u00ec kh\u00f4ng th\u1ec3 vay \u0111\u01b0\u1ee3c do kh\u00f4ng c\u00f3 g\u00ec th\u1ebf ch\u1ea5p”, ch\u1ecb T.H chia s\u1ebb th\u00eam.<\/p>\n

\u0110\u00e1ng n\u00f3i, r\u1ea5t nhi\u1ec1u app cho vay l\u00e0 do c\u00e1 nh\u00e2n, t\u1ed5 ch\u1ee9c n\u01b0\u1edbc ngo\u00e0i th\u1ef1c hi\u1ec7n. C\u1ee5 th\u1ec3, theo v\u1ee5 \u00e1n \u0111ang \u0111\u01b0\u1ee3c x\u00e9t x\u1eed t\u1ea1i TP.HCM, Aigars Pliv\u011bs (qu\u1ed1c t\u1ecbch Latvia) l\u00e0 k\u1ebb \u0111\u1ee9ng sau \u0111i\u1ec1u h\u00e0nh 3 c\u00f4ng ty g\u1ed3m C\u00f4ng ty Digital Credit, C\u00f4ng ty Fincap VN v\u00e0 C\u00f4ng ty TNHH Sofi Solutions. Vi\u1ec7c cho vay \u0111\u01b0\u1ee3c ho\u1ea1t \u0111\u1ed9ng, \u0111i\u1ec1u h\u00e0nh qua hai trang web tamo.vn v\u00e0 findo.vn. Hai trong s\u1ed1 3 c\u00f4ng ty n\u00f3i tr\u00ean do ng\u01b0\u1eddi VN \u0111\u1ee9ng t\u00ean gi\u00e1m \u0111\u1ed1c nh\u01b0ng th\u1ef1c ch\u1ea5t \u0111\u1ec1u do Aigars Pliv\u011bs \u0111i\u1ec1u h\u00e0nh v\u00e0 tr\u1ef1c ti\u1ebfp ch\u1ec9 \u0111\u1ea1o m\u1ecdi ho\u1ea1t \u0111\u1ed9ng.<\/p>\n

Tr\u01b0\u1edbc \u0111\u00f3, h\u00e0ng lo\u1ea1t v\u1ee5 t\u01b0\u01a1ng t\u1ef1 do c\u01a1 quan c\u00f4ng an \u0111\u00e1nh s\u1eadp c\u0169ng ch\u1ec9 ra th\u1ee7 \u0111o\u1ea1n c\u1ee7a nh\u1eefng c\u00e1 nh\u00e2n, t\u1ed5 ch\u1ee9c n\u01b0\u1edbc ngo\u00e0i v\u00e0o VN th\u1ef1c hi\u1ec7n cho vay v\u1edbi l\u00e3i su\u1ea5t “c\u1eaft c\u1ed5”. C\u00e1c c\u00e1 nh\u00e2n, t\u1ed5 ch\u1ee9c n\u00e0y v\u00e0o VN l\u1eadp nhi\u1ec1u c\u00f4ng ty, t\u1ea1o ra nhi\u1ec1u app cho vay, thu\u00ea ng\u01b0\u1eddi VN l\u00e0m gi\u00e1m \u0111\u1ed1c, tuy\u1ec3n d\u1ee5ng nh\u00e2n s\u1ef1 trong n\u01b0\u1edbc\u2026 N\u0103m 2023, C\u00f4ng an TP.HCM \u0111\u00e3 x\u00e1c \u0111\u1ecbnh c\u00f3 h\u01a1n 32 app cho vay ho\u1ea1t \u0111\u1ed9ng v\u1edbi ph\u01b0\u01a1ng th\u1ee9c, th\u1ee7 \u0111o\u1ea1n \u0111\u00f2i n\u1ee3 nh\u01b0 tr\u00ean. Trong \u0111\u00f3 c\u00f3 h\u00e0ng lo\u1ea1t app cho vay do ng\u01b0\u1eddi Trung Qu\u1ed1c l\u00e0m ch\u1ee7 l\u00e0 Nano, Gola, Asa, Benta, Bason, Roly, Anfa, Misa\u2026 C\u00f4ng an TP.HCM c\u1ea3nh b\u00e1o v\u1ec1 c\u00e1c th\u1ee7 \u0111o\u1ea1n tinh vi, bi\u1ebfn t\u01b0\u1edbng cho\u00a0vay ti\u1ec1n qua app, n\u1ebfu ng\u01b0\u1eddi d\u00e2n kh\u00f4ng nh\u1eadn di\u1ec7n, n\u00e2ng cao tinh th\u1ea7n c\u1ea3nh gi\u00e1c th\u00ec r\u1ea5t d\u1ec5 s\u1eadp b\u1eaby, tr\u1edf th\u00e0nh n\u1ea1n nh\u00e2n.<\/p>\n

Theo PGS-TS Nguy\u1ec5n H\u1eefu Hu\u00e2n (\u0110H Kinh t\u1ebf TP.HCM), r\u1ea5t nhi\u1ec1u app cho vay ngang h\u00e0ng c\u00f3 ch\u1ee7 s\u1edf h\u1eefu t\u1eeb Trung Qu\u1ed1c v\u00e0 \u0110\u00f4ng \u00c2u, nhi\u1ec1u trang web c\u00f3 \u0111\u1ecba ch\u1ec9 t\u00ean mi\u1ec1n n\u01b0\u1edbc ngo\u00e0i n\u00ean VN kh\u00f3 ng\u0103n ch\u1eb7n. \u0110a s\u1ed1 c\u00e1c app cho vay \u1ea9n d\u01b0\u1edbi nh\u1eefng c\u00f4ng ty \u0111\u1ea7u t\u01b0, t\u01b0 v\u1ea5n t\u00e0i ch\u00ednh\u2026 v\u00e0 \u0111\u0103ng k\u00fd ho\u1ea1t \u0111\u1ed9ng nh\u01b0 DN th\u00f4ng th\u01b0\u1eddng m\u00e0 kh\u00f4ng c\u1ea7n c\u00f3 th\u00eam gi\u1ea5y ph\u00e9p t\u1eeb c\u01a1 quan qu\u1ea3n l\u00fd chuy\u00ean ng\u00e0nh nh\u01b0 c\u00f4ng ty t\u00e0i ch\u00ednh ph\u1ea3i xin ph\u00e9p t\u1eeb Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc. V\u00ec v\u1eady, ng\u01b0\u1eddi d\u00e2n c\u1ea7n c\u1ea9n th\u1eadn khi c\u00f3 nhu c\u1ea7u vay ti\u1ec1n nhanh.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, PGS-TS Nguy\u1ec5n H\u1eefu Hu\u00e2n cho r\u1eb1ng ho\u1ea1t \u0111\u1ed9ng cho vay ngang h\u00e0ng \u1edf VN \u0111\u01b0\u1ee3c xem l\u00e0 trong “v\u00f9ng x\u00e1m” v\u00ec c\u0169ng kh\u00f4ng c\u00f3 quy \u0111\u1ecbnh c\u1ea5m ho\u1ea1t \u0111\u1ed9ng hay cho ph\u00e9p. Do \u0111\u00f3, Ch\u00ednh ph\u1ee7 c\u1ea7n xem x\u00e9t, s\u1edbm \u0111\u01b0a ra c\u01a1 ch\u1ebf th\u1eed nghi\u1ec7m (Sandbox) cho d\u1ecbch v\u1ee5 n\u00e0y \u0111\u1ec3 tr\u00e1nh c\u00e1c h\u1ec7 l\u1ee5y cho kinh t\u1ebf – x\u00e3 h\u1ed9i khi b\u1ecb nhi\u1ec1u c\u00e1 nh\u00e2n, t\u1ed5 ch\u1ee9c l\u1ee3i d\u1ee5ng v\u00e0 b\u1ea3n th\u00e2n ng\u01b0\u1eddi d\u00e2n c\u0169ng kh\u00f4ng hi\u1ec3u r\u00f5. Vi\u1ec7c qu\u1ea3n l\u00fd theo c\u01a1 ch\u1ebf Sandbox c\u0169ng gi\u00fap VN ph\u00e1t tri\u1ec3n \u0111\u01b0\u1ee3c l\u0129nh v\u1ef1c c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh theo xu h\u01b0\u1edbng c\u1ee7a th\u1ebf gi\u1edbi.<\/p>\n

Nhi\u1ec1u d\u1ecbch v\u1ee5 cho vay qua m\u1ea1ng, app cho vay “l\u00e1ch lu\u1eadt” khi ch\u1ec9 qu\u1ea3ng c\u00e1o l\u00e3i su\u1ea5t cho vay d\u01b0\u1edbi 20%\/n\u0103m kh\u00f4ng v\u01b0\u1ee3t quy \u0111\u1ecbnh cho ph\u00e9p. Tuy nhi\u00ean, n\u1ebfu c\u1ed9ng th\u00eam c\u00e1c lo\u1ea1i ph\u00ed, c\u00e1ch t\u00ednh l\u00e3i ch\u1ed3ng l\u00e3i khi n\u1ee3 qu\u00e1 h\u1ea1n\u2026 th\u00ec s\u1ebd v\u01b0\u1ee3t xa. Nh\u01b0ng ch\u1ec9 khi c\u00e1c c\u00e1 nh\u00e2n, t\u1ed5 ch\u1ee9c n\u00e0o cho vay c\u00f3 d\u1ea5u hi\u1ec7u h\u00ecnh s\u1ef1 th\u00ec m\u1edbi x\u1eed l\u00fd \u0111\u01b0\u1ee3c. T\u01b0\u01a1ng t\u1ef1, ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng “\u0111en” c\u0169ng kh\u00f4ng th\u1ec3 x\u1eed l\u00fd d\u00e2n s\u1ef1 m\u00e0 ch\u1ec9 khi c\u00f3 d\u1ea5u hi\u1ec7u l\u1eeba \u0111\u1ea3o\u2026 m\u1edbi x\u1eed l\u00fd \u0111\u01b0\u1ee3c h\u00ecnh s\u1ef1. Hay ti\u1ec7m c\u1ea7m \u0111\u1ed3 l\u00e0 ho\u1ea1t \u0111\u1ed9ng c\u00f3 \u0111i\u1ec1u ki\u1ec7n, \u0111\u01b0\u1ee3c c\u1ea5p ph\u00e9p th\u00ec c\u0169ng ch\u1ec9 qu\u1ea3ng c\u00e1o l\u00e3i su\u1ea5t \u1edf m\u1ee9c th\u1ea5p, nh\u01b0ng th\u1ef1c t\u1ebf c\u1ed9ng th\u00eam c\u00e1c lo\u1ea1i ph\u00ed th\u00ec ng\u01b0\u1eddi vay ph\u1ea3i tr\u1ea3 cao g\u1ea5p nhi\u1ec1u l\u1ea7n so v\u1edbi ng\u00e2n h\u00e0ng. V\u00ec v\u1eady, ng\u01b0\u1eddi d\u00e2n th\u1eadt c\u1ea9n tr\u1ecdng \u0111\u1ed1i v\u1edbi vi\u1ec7c \u0111i vay ngo\u00e0i h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng v\u00ec d\u1ec5 r\u01a1i v\u00e0o b\u1eaby l\u00e3i su\u1ea5t cao m\u00e0 kh\u00f4ng bi\u1ebft.<\/em><\/p>\n

Lu\u1eadt s\u01b0<\/span><\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>,<\/a> Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt<\/a> ANVI<\/a><\/em><\/strong><\/a>.<\/em><\/strong><\/p>\n

Mai<\/strong> Ph\u01b0\u01a1ng<\/strong><\/p>\n

—————<\/p>\n

Thanh<\/em><\/strong> ni\u00ean (Kinh t\u1ebf) 17-12-2024:<\/em><\/strong><\/p>\n

https:\/\/thanhnien.vn\/tin-dung-den-nup-bong-cho-vay-qua-mang-185241216232546606.htm<\/a><\/em><\/p>\n

(181\/1.600)<\/em>","protected":false},"excerpt":{"rendered":"

T\u00edn d\u1ee5ng ‘\u0111en’ n\u00fap b\u00f3ng cho vay qua m\u1ea1ng. (TN) – TAND TP.HCM \u0111ang x\u00e9t x\u1eed 3 c\u00f4ng ty n\u01b0\u1edbc ngo\u00e0i cho vay v\u1edbi l\u00e3i su\u1ea5t c\u1eaft c\u1ed5 t\u1eeb 400 – 1.379%\/n\u0103m th\u00f4ng qua hai trang web tamo.vn v\u00e0 findo.vn. V\u1ee5 vi\u1ec7c n\u00e0y m\u1ed9t l\u1ea7n n\u1eefa c\u1ea3nh b\u00e1o t\u00ecnh tr\u1ea1ng t\u00edn d\u1ee5ng “\u0111en” tr\u00e1 h\u00ecnh […]<\/p>\n","protected":false},"author":2,"featured_media":45203,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[49,36,43],"class_list":["post-45202","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media","tag-luat-su-hinh-su","tag-luat-su-ngan-hang","tag-luat-su-thuong-mai-dien-tu"],"acf":[],"yoast_head":"\n4.412. T\u00edn d\u1ee5ng '\u0111en' n\u00fap b\u00f3ng cho vay qua m\u1ea1ng. - ANVI Law Firm<\/title>\n<meta name=\"description\" content=\"T\u00edn d\u1ee5ng '\u0111en' n\u00fap b\u00f3ng cho vay qua m\u1ea1ng | C.ty n\u01b0\u1edbc ngo\u00e0i cho vay v\u1edbi l\u00e3i su\u1ea5t 400 - 1.379%\/n\u0103m qua 2 trang web tamo.vn v\u00e0 findo.vn...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/4-412-tin-dung-den-nup-bong-cho-vay-qua-mang\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]4.412. T\u00edn d\u1ee5ng '\u0111en' n\u00fap b\u00f3ng cho vay qua m\u1ea1ng.[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"T\u00edn d\u1ee5ng '\u0111en' n\u00fap b\u00f3ng cho vay qua m\u1ea1ng | C.ty n\u01b0\u1edbc ngo\u00e0i cho vay v\u1edbi l\u00e3i su\u1ea5t 400 - 1.379%\/n\u0103m qua 2 trang web tamo.vn v\u00e0 findo.vn...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/vi\/4-412-tin-dung-den-nup-bong-cho-vay-qua-mang\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2024-12-17T00:14:16+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-12-17T08:22:01+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2024\/12\/Picture1-16.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2211\" \/>\n\t<meta property=\"og:image:height\" content=\"1555\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"10 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/anvilaw.com\/vi\/4-412-tin-dung-den-nup-bong-cho-vay-qua-mang\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/4-412-tin-dung-den-nup-bong-cho-vay-qua-mang\/\"},\"author\":{\"name\":\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/f250bfe7ec16ce4eba7ae37ffd717a9e\"},\"headline\":\"4.412. T\u00edn d\u1ee5ng ‘\u0111en’ n\u00fap b\u00f3ng cho vay qua m\u1ea1ng.\",\"datePublished\":\"2024-12-17T00:14:16+00:00\",\"dateModified\":\"2024-12-17T08:22:01+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/4-412-tin-dung-den-nup-bong-cho-vay-qua-mang\/\"},\"wordCount\":2354,\"publisher\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#organization\"},\"image\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/4-412-tin-dung-den-nup-bong-cho-vay-qua-mang\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2024\/12\/Picture1-16.jpg\",\"keywords\":[\"Lu\u1eadt s\u01b0 H\u00ecnh s\u1ef1\",\"Lu\u1eadt s\u01b0 T\u00e0i ch\u00ednh - Ng\u00e2n h\u00e0ng\",\"Lu\u1eadt s\u01b0 Th\u01b0\u01a1ng m\u1ea1i \u0110i\u1ec7n t\u1eed | Ti\u1ec1n m\u00e3 h\u00f3a | T\u00e0i s\u1ea3n s\u1ed1\"],\"articleSection\":[\"Ph\u1ecfng v\u1ea5n\",\"T\u01b0 li\u1ec7u ANVI\"],\"inLanguage\":\"vi\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/anvilaw.com\/vi\/4-412-tin-dung-den-nup-bong-cho-vay-qua-mang\/\",\"url\":\"https:\/\/anvilaw.com\/vi\/4-412-tin-dung-den-nup-bong-cho-vay-qua-mang\/\",\"name\":\"[:vi]4.412. T\u00edn d\u1ee5ng '\u0111en' n\u00fap b\u00f3ng cho vay qua m\u1ea1ng.[:] - ANVI Law Firm\",\"isPartOf\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/4-412-tin-dung-den-nup-bong-cho-vay-qua-mang\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/4-412-tin-dung-den-nup-bong-cho-vay-qua-mang\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2024\/12\/Picture1-16.jpg\",\"datePublished\":\"2024-12-17T00:14:16+00:00\",\"dateModified\":\"2024-12-17T08:22:01+00:00\",\"description\":\"T\u00edn d\u1ee5ng '\u0111en' n\u00fap b\u00f3ng cho vay qua m\u1ea1ng | C.ty n\u01b0\u1edbc ngo\u00e0i cho vay v\u1edbi l\u00e3i su\u1ea5t 400 - 1.379%\/n\u0103m qua 2 trang web tamo.vn v\u00e0 findo.vn...\",\"breadcrumb\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/4-412-tin-dung-den-nup-bong-cho-vay-qua-mang\/#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/anvilaw.com\/vi\/4-412-tin-dung-den-nup-bong-cho-vay-qua-mang\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/anvilaw.com\/vi\/4-412-tin-dung-den-nup-bong-cho-vay-qua-mang\/#primaryimage\",\"url\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2024\/12\/Picture1-16.jpg\",\"contentUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2024\/12\/Picture1-16.jpg\",\"width\":2211,\"height\":1555,\"caption\":\"T\u00edn d\u1ee5ng '\u0111en' n\u00fap b\u00f3ng cho vay qua m\u1ea1ng\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/anvilaw.com\/vi\/4-412-tin-dung-den-nup-bong-cho-vay-qua-mang\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/anvilaw.com\/vi\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"4.412. T\u00edn d\u1ee5ng ‘\u0111en’ n\u00fap b\u00f3ng cho vay qua m\u1ea1ng.\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#website\",\"url\":\"https:\/\/anvilaw.com\/vi\/\",\"name\":\"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI\",\"description\":\"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm\",\"publisher\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#organization\"},\"alternateName\":\"anvilaw.com\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/anvilaw.com\/vi\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"vi\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#organization\",\"name\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\",\"alternateName\":\"ANVI\",\"url\":\"https:\/\/anvilaw.com\/vi\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"contentUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"width\":3493,\"height\":1535,\"caption\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\"},\"image\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/facebook.com\/anvilawfirm\",\"https:\/\/x.com\/anvilawfirm\",\"https:\/\/www.youtube.com\/@anvilawfirm\",\"https:\/\/www.youtube.com\/@lsduc_anvi\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/f250bfe7ec16ce4eba7ae37ffd717a9e\",\"name\":\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/939cd8149fd8babbde69424b0b9cd8c1d6d82a1eb91f15a25a976dcc104497f9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/939cd8149fd8babbde69424b0b9cd8c1d6d82a1eb91f15a25a976dcc104497f9?s=96&d=mm&r=g\",\"caption\":\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\"},\"sameAs\":[\"https:\/\/anvilaw.com\"],\"url\":\"https:\/\/anvilaw.com\/vi\/author\/ductt\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"[:vi]4.412. T\u00edn d\u1ee5ng '\u0111en' n\u00fap b\u00f3ng cho vay qua m\u1ea1ng.[:] - ANVI Law Firm","description":"T\u00edn d\u1ee5ng '\u0111en' n\u00fap b\u00f3ng cho vay qua m\u1ea1ng | C.ty n\u01b0\u1edbc ngo\u00e0i cho vay v\u1edbi l\u00e3i su\u1ea5t 400 - 1.379%\/n\u0103m qua 2 trang web tamo.vn v\u00e0 findo.vn...","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/anvilaw.com\/vi\/4-412-tin-dung-den-nup-bong-cho-vay-qua-mang\/","og_locale":"vi_VN","og_type":"article","og_title":"[:vi]4.412. T\u00edn d\u1ee5ng '\u0111en' n\u00fap b\u00f3ng cho vay qua m\u1ea1ng.[:] - ANVI Law Firm","og_description":"T\u00edn d\u1ee5ng '\u0111en' n\u00fap b\u00f3ng cho vay qua m\u1ea1ng | C.ty n\u01b0\u1edbc ngo\u00e0i cho vay v\u1edbi l\u00e3i su\u1ea5t 400 - 1.379%\/n\u0103m qua 2 trang web tamo.vn v\u00e0 findo.vn...","og_url":"https:\/\/anvilaw.com\/vi\/4-412-tin-dung-den-nup-bong-cho-vay-qua-mang\/","og_site_name":"ANVI Law Firm","article_publisher":"https:\/\/facebook.com\/anvilawfirm","article_published_time":"2024-12-17T00:14:16+00:00","article_modified_time":"2024-12-17T08:22:01+00:00","og_image":[{"width":2211,"height":1555,"url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2024\/12\/Picture1-16.jpg","type":"image\/jpeg"}],"author":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c","twitter_card":"summary_large_image","twitter_creator":"@anvilawfirm","twitter_site":"@anvilawfirm","twitter_misc":{"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c","\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"10 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/anvilaw.com\/vi\/4-412-tin-dung-den-nup-bong-cho-vay-qua-mang\/#article","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/4-412-tin-dung-den-nup-bong-cho-vay-qua-mang\/"},"author":{"name":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/f250bfe7ec16ce4eba7ae37ffd717a9e"},"headline":"4.412. T\u00edn d\u1ee5ng ‘\u0111en’ n\u00fap b\u00f3ng cho vay qua m\u1ea1ng.","datePublished":"2024-12-17T00:14:16+00:00","dateModified":"2024-12-17T08:22:01+00:00","mainEntityOfPage":{"@id":"https:\/\/anvilaw.com\/vi\/4-412-tin-dung-den-nup-bong-cho-vay-qua-mang\/"},"wordCount":2354,"publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/4-412-tin-dung-den-nup-bong-cho-vay-qua-mang\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2024\/12\/Picture1-16.jpg","keywords":["Lu\u1eadt s\u01b0 H\u00ecnh s\u1ef1","Lu\u1eadt s\u01b0 T\u00e0i ch\u00ednh - Ng\u00e2n h\u00e0ng","Lu\u1eadt s\u01b0 Th\u01b0\u01a1ng m\u1ea1i \u0110i\u1ec7n t\u1eed | Ti\u1ec1n m\u00e3 h\u00f3a | T\u00e0i s\u1ea3n s\u1ed1"],"articleSection":["Ph\u1ecfng v\u1ea5n","T\u01b0 li\u1ec7u ANVI"],"inLanguage":"vi"},{"@type":"WebPage","@id":"https:\/\/anvilaw.com\/vi\/4-412-tin-dung-den-nup-bong-cho-vay-qua-mang\/","url":"https:\/\/anvilaw.com\/vi\/4-412-tin-dung-den-nup-bong-cho-vay-qua-mang\/","name":"[:vi]4.412. T\u00edn d\u1ee5ng '\u0111en' n\u00fap b\u00f3ng cho vay qua m\u1ea1ng.[:] - ANVI Law Firm","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/#website"},"primaryImageOfPage":{"@id":"https:\/\/anvilaw.com\/vi\/4-412-tin-dung-den-nup-bong-cho-vay-qua-mang\/#primaryimage"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/4-412-tin-dung-den-nup-bong-cho-vay-qua-mang\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2024\/12\/Picture1-16.jpg","datePublished":"2024-12-17T00:14:16+00:00","dateModified":"2024-12-17T08:22:01+00:00","description":"T\u00edn d\u1ee5ng '\u0111en' n\u00fap b\u00f3ng cho vay qua m\u1ea1ng | C.ty n\u01b0\u1edbc ngo\u00e0i cho vay v\u1edbi l\u00e3i su\u1ea5t 400 - 1.379%\/n\u0103m qua 2 trang web tamo.vn v\u00e0 findo.vn...","breadcrumb":{"@id":"https:\/\/anvilaw.com\/vi\/4-412-tin-dung-den-nup-bong-cho-vay-qua-mang\/#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/anvilaw.com\/vi\/4-412-tin-dung-den-nup-bong-cho-vay-qua-mang\/"]}]},{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/4-412-tin-dung-den-nup-bong-cho-vay-qua-mang\/#primaryimage","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2024\/12\/Picture1-16.jpg","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2024\/12\/Picture1-16.jpg","width":2211,"height":1555,"caption":"T\u00edn d\u1ee5ng '\u0111en' n\u00fap b\u00f3ng cho vay qua m\u1ea1ng"},{"@type":"BreadcrumbList","@id":"https:\/\/anvilaw.com\/vi\/4-412-tin-dung-den-nup-bong-cho-vay-qua-mang\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/anvilaw.com\/vi\/"},{"@type":"ListItem","position":2,"name":"4.412. T\u00edn d\u1ee5ng ‘\u0111en’ n\u00fap b\u00f3ng cho vay qua m\u1ea1ng."}]},{"@type":"WebSite","@id":"https:\/\/anvilaw.com\/vi\/#website","url":"https:\/\/anvilaw.com\/vi\/","name":"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI","description":"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm","publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"alternateName":"anvilaw.com","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/anvilaw.com\/vi\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"vi"},{"@type":"Organization","@id":"https:\/\/anvilaw.com\/vi\/#organization","name":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm","alternateName":"ANVI","url":"https:\/\/anvilaw.com\/vi\/","logo":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","width":3493,"height":1535,"caption":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/facebook.com\/anvilawfirm","https:\/\/x.com\/anvilawfirm","https:\/\/www.youtube.com\/@anvilawfirm","https:\/\/www.youtube.com\/@lsduc_anvi"]},{"@type":"Person","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/f250bfe7ec16ce4eba7ae37ffd717a9e","name":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c","image":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/939cd8149fd8babbde69424b0b9cd8c1d6d82a1eb91f15a25a976dcc104497f9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/939cd8149fd8babbde69424b0b9cd8c1d6d82a1eb91f15a25a976dcc104497f9?s=96&d=mm&r=g","caption":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c"},"sameAs":["https:\/\/anvilaw.com"],"url":"https:\/\/anvilaw.com\/vi\/author\/ductt\/"}]}},"_links":{"self":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/45202","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/comments?post=45202"}],"version-history":[{"count":1,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/45202\/revisions"}],"predecessor-version":[{"id":45205,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/45202\/revisions\/45205"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media\/45203"}],"wp:attachment":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media?parent=45202"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/categories?post=45202"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/tags?post=45202"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}