{"id":45281,"date":"2024-12-20T12:25:23","date_gmt":"2024-12-20T05:25:23","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=45281"},"modified":"2024-12-20T15:31:42","modified_gmt":"2024-12-20T08:31:42","slug":"3-966-chinh-sach-co-cau-thoi-han-tra-no-giu-nguyen-nhom-no-nhu-cau-gia-han-va-ap-luc-no-xau","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-966-chinh-sach-co-cau-thoi-han-tra-no-giu-nguyen-nhom-no-nhu-cau-gia-han-va-ap-luc-no-xau\/","title":{"rendered":"3.966. Ch\u00ednh s\u00e1ch c\u01a1 c\u1ea5u th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3, gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3: Nhu c\u1ea7u gia h\u1ea1n v\u00e0 \u00e1p l\u1ef1c n\u1ee3 x\u1ea5u."},"content":{"rendered":"<h4><span style=\"color: #723918;\"><strong>Ch\u00ednh s\u00e1ch c\u01a1 c\u1ea5u th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3, gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3: Nhu c\u1ea7u gia h\u1ea1n v\u00e0 \u00e1p l\u1ef1c n\u1ee3 x\u1ea5u.<\/strong><\/span><\/h4>\n<h5>(\u0110T) &#8211; Sau h\u01a1n 4 n\u0103m th\u1ef1c thi, ch\u00ednh s\u00e1ch c\u01a1 c\u1ea5u th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3 v\u00e0 gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3 s\u1eafp h\u1ebft hi\u1ec7u l\u1ef1c, trong khi ch\u1ea5t l\u01b0\u1ee3ng t\u00e0i s\u1ea3n c\u1ee7a nhi\u1ec1u ng\u00e2n h\u00e0ng b\u1ed9c l\u1ed9 s\u1ef1 suy gi\u1ea3m. Vi\u1ec7c ti\u1ebfp t\u1ee5c gia h\u1ea1n quy \u0111\u1ecbnh n\u00e0y l\u00e0 c\u1ea7n thi\u1ebft \u0111\u1ec3 h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p trong giai \u0111o\u1ea1n kh\u00f3 kh\u0103n, song c\u1ea7n c\u00f3 quy \u0111\u1ecbnh kh\u1eaft khe h\u01a1n v\u1edbi vi\u1ec7c c\u01a1 c\u1ea5u th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3, \u0111\u1ed3ng th\u1eddi ch\u1ec9 r\u00f5 l\u1ed9 tr\u00ecnh ch\u1ea5m d\u1ee9t ch\u00ednh s\u00e1ch n\u00e0y.<\/h5>\n<div id=\"attachment_45282\" class=\"wp-caption alignright\" style=\"width: auto\"><img loading=\"lazy\" decoding=\"async\" class=\"img-fluid img-fluid wp-image-45282 \" src=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2024\/12\/Anh1-1-450x215.jpg\" alt=\"Ch\u00ednh s\u00e1ch c\u01a1 c\u1ea5u th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3\" width=\"601\" height=\"287\" srcset=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2024\/12\/Anh1-1-450x215.jpg 450w, https:\/\/anvilaw.com\/wp-content\/uploads\/2024\/12\/Anh1-1.jpg 605w\" sizes=\"auto, (max-width: 601px) 100vw, 601px\" \/><p class=\"wp-caption-text\">Ngu\u1ed3n: FiinProX, SHS Research<\/p><\/div>\n<p>Ch\u00ednh s\u00e1ch c\u01a1 c\u1ea5u th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3, ch\u01b0a chuy\u1ec3n nh\u00f3m n\u1ee3 b\u1eaft \u0111\u1ea7u \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n t\u1eeb ng\u00e0y 13\/3\/2020 v\u1edbi Th\u00f4ng t\u01b0 s\u1ed1 01\/2020\/TT-NHNN nh\u1eb1m h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng ch\u1ecbu \u1ea3nh h\u01b0\u1edfng c\u1ee7a d\u1ecbch Covid-19. Sau nhi\u1ec1u l\u1ea7n s\u1eeda \u0111\u1ed5i, b\u1ed5 sung v\u00e0 gia h\u1ea1n, ch\u00ednh s\u00e1ch n\u00e0y ti\u1ebfp t\u1ee5c c\u00f3 hi\u1ec7u l\u1ef1c \u0111\u1ebfn cu\u1ed1i n\u0103m nay v\u1edbi quy \u0111\u1ecbnh t\u1ea1i Th\u00f4ng t\u01b0 s\u1ed1 02\/2024\/TT-NHNN \u00e1p d\u1ee5ng v\u1edbi c\u00e1c kh\u00e1ch h\u00e0ng g\u1eb7p kh\u00f3 kh\u0103n.<\/p>\n<p>Tr\u01b0\u1edbc th\u1eddi \u0111i\u1ec3m k\u1ebft th\u00fac quy \u0111\u1ecbnh n\u00e0y, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) \u0111\u00e3 ban h\u00e0nh Th\u00f4ng t\u01b0 s\u1ed1 53\/2024\/TT-NHNN c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb ng\u00e0y 4\/12\/2024 v\u1ec1 c\u01a1 c\u1ea5u th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3 v\u1edbi kh\u00e1ch h\u00e0ng g\u1eb7p kh\u00f3 kh\u0103n do \u1ea3nh h\u01b0\u1edfng v\u00e0 thi\u1ec7t h\u1ea1i b\u1edfi b\u00e3o s\u1ed1 3 v\u00e0 ng\u1eadp l\u1ee5t, s\u1ea1t l\u1edf \u0111\u1ea5t sau b\u00e3o s\u1ed1 3.<\/p>\n<p>Nh\u01b0 v\u1eady, n\u1ebfu Th\u00f4ng t\u01b0 s\u1ed1 02\/2024\/TT-NHNN kh\u00f4ng \u0111\u01b0\u1ee3c gia h\u1ea1n th\u00ec ch\u00ednh s\u00e1ch c\u01a1 c\u1ea5u l\u1ea1i th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3, gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3 s\u1ebd ch\u1ec9 c\u00f2n \u00e1p d\u1ee5ng v\u1edbi nh\u00f3m kh\u00e1ch h\u00e0ng b\u1ecb \u1ea3nh h\u01b0\u1edfng b\u1edfi b\u00e3o s\u1ed1 3.<\/p>\n<p>Hi\u1ec7n nay, d\u00f9 \u0111\u00e3 tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng theo quy \u0111\u1ecbnh v\u1edbi c\u00e1c kho\u1ea3n n\u1ee3 \u0111\u01b0\u1ee3c gia h\u1ea1n, n\u1ee3 x\u1ea5u n\u1ed9i b\u1ea3ng c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng l\u00ean m\u1ee9c 4,55%, h\u01a1n g\u1ea5p \u0111\u00f4i m\u1ee9c cu\u1ed1i n\u0103m 2022. \u0110\u1ed3ng th\u1eddi, t\u1ef7 l\u1ec7 bao ph\u1ee7 n\u1ee3 x\u1ea5u trung b\u00ecnh (LLCR &#8211; d\u1ef1 ph\u00f2ng n\u1ee3 x\u1ea5u\/t\u1ed5ng n\u1ee3 x\u1ea5u) &#8211; th\u01b0\u1edbc \u0111o v\u1ec1 kh\u1ea3 n\u0103ng ch\u1ed1ng ch\u1ecbu v\u1edbi t\u00ecnh tr\u1ea1ng kh\u00f4ng tr\u1ea3 \u0111\u01b0\u1ee3c n\u1ee3 c\u1ee7a kh\u00e1ch h\u00e0ng &#8211; c\u1ee7a nhi\u1ec1u ng\u00e2n h\u00e0ng gi\u1ea3m m\u1ea1nh cho th\u1ea5y ch\u1ea5t l\u01b0\u1ee3ng t\u00e0i s\u1ea3n c\u1ee7a nhi\u1ec1u ng\u00e2n h\u00e0ng \u0111ang c\u00f3 d\u1ea5u hi\u1ec7u suy gi\u1ea3m.<\/p>\n<p>S\u1ed1 li\u1ec7u t\u1eeb C\u00f4ng ty CP Ch\u1ee9ng kho\u00e1n S\u00e0i G\u00f2n &#8211; H\u00e0 N\u1ed9i (SHS) cho bi\u1ebft, t\u00ednh \u0111\u1ebfn h\u1ebft qu\u00fd III\/2024, n\u1ee3 x\u1ea5u to\u00e0n h\u1ec7 th\u1ed1ng t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u1edf m\u1ee9c 252 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng, t\u0103ng h\u01a1n 20% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc v\u00e0 t\u0103ng h\u01a1n 30% so v\u1edbi \u0111\u1ea7u n\u0103m nay. So v\u1edbi \u0111\u1ea7u n\u0103m, n\u1ee3 c\u00e1c nh\u00f3m 2, 3, 4 v\u00e0 5 t\u0103ng m\u1ea1nh, l\u1ea7n l\u01b0\u1ee3t \u1edf m\u1ee9c 0,8%, 41,7%, 6,9% v\u00e0 40,4%. T\u1ef7 l\u1ec7 LLCR \u0111\u1ebfn cu\u1ed1i qu\u00fd III\/2024 ch\u1ec9 c\u00f2n \u1edf m\u1ee9c 83%, c\u00e1ch xa so v\u1edbi con s\u1ed1 143,2% cu\u1ed1i qu\u00fd III\/2022.<\/p>\n<p>Theo \u0111\u00e1nh gi\u00e1 c\u1ee7a nh\u00f3m nghi\u00ean c\u1ee9u thu\u1ed9c SHS, t\u00ednh \u0111\u1ebfn cu\u1ed1i qu\u00fd II\/2024, d\u01b0 n\u1ee3 t\u00e1i c\u01a1 c\u1ea5u theo Th\u00f4ng t\u01b0 02\/2024\/TT-NHNN \u0111\u1ea1t 230 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng, t\u0103ng 25,6% so v\u1edbi \u0111\u1ea7u n\u0103m. Theo quy \u0111\u1ecbnh, c\u00e1c ng\u00e2n h\u00e0ng ph\u1ea3i tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng kho\u1ea3n n\u1ee3 t\u00e1i c\u01a1 c\u1ea5u theo Th\u00f4ng t\u01b0 02 theo \u0111\u00fang nh\u00f3m n\u1ee3, kho\u1ea3n ch\u00eanh l\u1ec7ch so v\u1edbi nh\u00f3m n\u1ee3 hi\u1ec7n t\u1ea1i \u0111\u01b0\u1ee3c tr\u00edch l\u1eadp 50% m\u1ed7i n\u0103m, \u0111\u1ea1t 100% v\u00e0o cu\u1ed1i n\u0103m 2024. Vi\u1ec7c kh\u00f4ng gia h\u1ea1n Th\u00f4ng t\u01b0 02 c\u00f3 th\u1ec3 l\u00e0m t\u0103ng quy m\u00f4 n\u1ee3 x\u1ea5u v\u00e0 gi\u1ea3m t\u1ef7 l\u1ec7 bao ph\u1ee7 n\u1ee3 x\u1ea5u, kh\u00f4ng \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng c\u1ee7a ng\u00e2n h\u00e0ng.<\/p>\n<p>Th\u00f4ng t\u01b0 02 h\u1ebft hi\u1ec7u l\u1ef1c s\u1ebd c\u00f3 t\u00e1c \u0111\u1ed9ng kh\u00e1c nhau \u0111\u1ed1i v\u1edbi t\u1eebng ng\u00e2n h\u00e0ng. Nh\u00f3m ng\u00e2n h\u00e0ng nh\u01b0 BIDV, Vietcombank, VietinBank, Techcombank, ACB\u2026 s\u1ebd \u00edt ch\u1ecbu \u1ea3nh h\u01b0\u1edfng nh\u1edd s\u1edf h\u1eefu b\u1ed9 \u0111\u1ec7m d\u1ef1 ph\u00f2ng v\u1eefng ch\u1eafc v\u00e0 s\u1ee9c kh\u1ecfe t\u00e0i ch\u00ednh t\u1ed1t. Nh\u00f3m ng\u00e2n h\u00e0ng c\u00f3 t\u1ef7 l\u1ec7 n\u1ee3 nh\u00f3m 2 cao v\u00e0 t\u1ef7 l\u1ec7 bao ph\u1ee7 n\u1ee3 x\u1ea5u th\u1ea5p d\u1ef1 b\u00e1o s\u1ebd ch\u1ecbu \u1ea3nh h\u01b0\u1edfng l\u1edbn h\u01a1n.<\/p>\n<p>Trao \u0111\u1ed5i v\u1edbi B\u00e1o \u0110\u1ea5u th\u1ea7u, TS. Ch\u00e2u \u0110\u00ecnh Linh, gi\u1ea3ng vi\u00ean Tr\u01b0\u1eddng \u0110\u1ea1i h\u1ecdc Ng\u00e2n h\u00e0ng TP.HCM cho r\u1eb1ng, vi\u1ec7c ban h\u00e0nh c\u00e1c th\u00f4ng t\u01b0 v\u1ec1 c\u01a1 c\u1ea5u th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3, ch\u01b0a chuy\u1ec3n nh\u00f3m n\u1ee3 l\u00e0 ch\u00ednh s\u00e1ch h\u1ee3p l\u00fd v\u00e0 hi\u1ec7u qu\u1ea3 trong giai \u0111o\u1ea1n kh\u00f3 kh\u0103n c\u1ee7a doanh nghi\u1ec7p v\u00e0 n\u1ec1n kinh t\u1ebf, g\u00f3p ph\u1ea7n gi\u00fap doanh nghi\u1ec7p kh\u00f4i ph\u1ee5c s\u1ea3n xu\u1ea5t kinh doanh v\u00e0 \u0111\u1ea1t k\u1ebft qu\u1ea3 t\u00edch c\u1ef1c nh\u01b0 th\u1eddi gian qua. Tuy nhi\u00ean, vi\u1ec7c th\u1ef1c thi m\u1ed9t ch\u00ednh s\u00e1ch mang t\u00ednh ch\u1ea5t h\u1ed7 tr\u1ee3 t\u00ecnh hu\u1ed1ng nh\u01b0ng l\u1ea1i k\u00e9o d\u00e0i \u0111\u1ebfn h\u01a1n 4 n\u0103m c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn t\u00ecnh tr\u1ea1ng \u201cnh\u1eddn\u201d ho\u1eb7c l\u1ee3i d\u1ee5ng ch\u00ednh s\u00e1ch \u0111\u1ec3 k\u00e9o d\u00e0i th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3, g\u00e2y r\u1ee7i ro kh\u00f3 ki\u1ec3m so\u00e1t.<\/p>\n<p>\u00d4ng Linh cho r\u1eb1ng, \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m hi\u1ec7n nay, d\u00f9 c\u00e1c doanh nghi\u1ec7p v\u1eabn c\u00f2n kh\u00f3 kh\u0103n, song \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o ki\u1ec3m so\u00e1t ho\u1ea1t \u0111\u1ed9ng c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng, \u0111\u00e3 \u0111\u1ebfn l\u00fac c\u1ea7n xem x\u00e9t ch\u1ea5m d\u1ee9t quy \u0111\u1ecbnh n\u00e0y m\u1ed9t c\u00e1ch ph\u00f9 h\u1ee3p, t\u1ee9c l\u00e0 c\u00f3 th\u1ec3 gia h\u1ea1n th\u00eam m\u1ed9t th\u1eddi gian ng\u1eafn v\u1edbi th\u00f4ng \u0111i\u1ec7p r\u00f5 r\u00e0ng \u201c\u0111\u00e2y l\u00e0 l\u1ea7n cu\u1ed1i gia h\u1ea1n\u201d, \u0111\u1ed3ng th\u1eddi y\u00eau c\u1ea7u c\u00e1c ng\u00e2n h\u00e0ng n\u00eau gi\u1ea3i ph\u00e1p x\u1eed l\u00fd kh\u1ed1i n\u1ee3 x\u1ea5u tr\u01b0\u1edbc th\u1eddi \u0111i\u1ec3m h\u1ebft h\u1ea1n hi\u1ec7u l\u1ef1c.<\/p>\n<p><strong><em><a href=\"https:\/\/anvilaw.com\/vi\/lawyers\/\"><span style=\"color: #0000ff;\">Lu\u1eadt s\u01b0<\/span><\/a> <a style=\"color: #0000ff;\" href=\"https:\/\/anvilaw.com\/vi\/lawyers\/truong-thanh-duc\/\">Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a><a href=\"https:\/\/anvilaw.com\/vi\/lawyers\/\">,<\/a> Gi\u00e1m \u0111\u1ed1c <a style=\"color: #0000ff;\" href=\"https:\/\/anvilaw.com\/\">C\u00f4ng ty Lu\u1eadt<\/a> <a style=\"color: #723900;\" href=\"https:\/\/www.facebook.com\/anvilawfirm\">ANVI<\/a><\/em><\/strong><strong><em>\u00a0<\/em><\/strong><em>cho r\u1eb1ng, vi\u1ec7c c\u01a1 c\u1ea5u th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3 v\u00e0 gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3 khi\u1ebfn b\u1ee9c tranh t\u1ed5ng th\u1ec3 v\u1ec1 n\u1ee3 x\u1ea5u c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng c\u0169ng nh\u01b0 n\u1ee3 x\u1ea5u c\u1ee5 th\u1ec3 c\u1ee7a t\u1eebng ng\u00e2n h\u00e0ng b\u1ecb &#8220;l\u00e0m m\u1edd&#8221;, khi\u1ebfn con s\u1ed1 n\u1ee3 x\u1ea5u th\u1ef1c ch\u1ea5t c\u00f3 th\u1ec3 cao h\u01a1n \u0111\u00e1ng k\u1ec3 so v\u1edbi m\u1ee9c n\u1ee3 x\u1ea5u \u0111\u01b0\u1ee3c c\u00f4ng b\u1ed1. Trong khi \u0111\u00f3, nguy\u00ean t\u1eafc ho\u1ea1t \u0111\u1ed9ng c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng l\u00e0 \u0111\u00e1nh gi\u00e1 v\u00e0 ph\u00e2n lo\u1ea1i n\u1ee3 ch\u00ednh x\u00e1c, tr\u00edch l\u1eadp \u0111\u1ea7y \u0111\u1ee7 \u0111\u1ec3 ph\u00f2ng ng\u1eeba, x\u1eed l\u00fd r\u1ee7i ro. \u0110\u00e2y c\u0169ng l\u00e0 y\u00eau c\u1ea7u b\u1eaft bu\u1ed9c trong vi\u1ec7c n\u00e2ng c\u1ea5p chu\u1ea9n m\u1ef1c qu\u1ea3n tr\u1ecb r\u1ee7i ro c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng theo ti\u00eau chu\u1ea9n qu\u1ed1c t\u1ebf.<\/em><\/p>\n<p><em>Theo \u00f4ng \u0110\u1ee9c, vi\u1ec7c x\u00e1c \u0111\u1ecbnh \u0111\u00fang v\u00e0 x\u1eed l\u00fd m\u1ea1nh n\u1ee3 x\u1ea5u l\u00e0 c\u1ea7n thi\u1ebft, song n\u1ebfu d\u1eebng \u00e1p d\u1ee5ng trong b\u1ed1i c\u1ea3nh doanh nghi\u1ec7p v\u1eabn c\u00f2n r\u1ea5t kh\u00f3 kh\u0103n c\u00f3 th\u1ec3 t\u1ea1o ra nh\u1eefng t\u00e1c \u0111\u1ed9ng b\u1ea5t l\u1ee3i. Do \u0111\u00f3, c\u00f3 th\u1ec3 xem x\u00e9t giai \u0111o\u1ea1n chuy\u1ec3n ti\u1ebfp b\u1eb1ng c\u00e1ch gia h\u1ea1n m\u1ed9t ph\u1ea7n quy \u0111\u1ecbnh v\u1ec1 c\u01a1 c\u1ea5u th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3 v\u00e0 gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3 theo h\u01b0\u1edbng t\u0103ng th\u00eam \u0111i\u1ec1u ki\u1ec7n \u0111\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n n\u1ee3 \u0111\u01b0\u1ee3c gia h\u1ea1n, ki\u1ec3m so\u00e1t ch\u1eb7t vi\u1ec7c tu\u00e2n th\u1ee7 t\u1ef7 l\u1ec7 tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng r\u1ee7i ro v\u1edbi c\u00e1c kho\u1ea3n n\u1ee3 gia h\u1ea1n, y\u00eau c\u1ea7u kh\u1eaft khe h\u01a1n v\u1ec1 ch\u00ednh s\u00e1ch chia c\u1ed5 t\u1ee9c v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 s\u1ed1 n\u1ee3 gia h\u1ea1n l\u1edbn, r\u00fat ng\u1eafn th\u1eddi gian gia h\u1ea1n, \u0111\u1ed3ng th\u1eddi n\u00eau r\u00f5 \u0111\u00e2y l\u00e0 l\u1ea7n cu\u1ed1i \u0111\u1ec3 c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 \u0111\u1ecbnh h\u01b0\u1edbng x\u1eed l\u00fd n\u1ee3 x\u1ea5u tri\u1ec7t \u0111\u1ec3 tr\u01b0\u1edbc khi h\u1ebft h\u1ea1n hi\u1ec7u l\u1ef1c c\u1ee7a quy \u0111\u1ecbnh n\u00e0y.<\/em><\/p>\n<p><strong>Xu\u00e2n Y\u1ebfn<\/strong><\/p>\n<p><em>&#8212;&#8212;&#8212;&#8212;-<\/em><\/p>\n<p><strong><em>\u0110\u1ea7u th\u1ea7u (T\u00e0i ch\u00ednh) ng\u00e0y 20-12-2024:<\/em><\/strong><\/p>\n<p><a href=\"https:\/\/baodauthau.vn\/chinh-sach-co-cau-thoi-han-tra-no-giu-nguyen-nhom-no-nhu-cau-gia-han-va-ap-luc-no-xau-post171343.html\"><em>https:\/\/baodauthau.vn\/chinh-sach-co-cau-thoi-han-tra-no-giu-nguyen-nhom-no-nhu-cau-gia-han-va-ap-luc-no-xau-post171343.html<\/em><\/a><\/p>\n<p><em>(291\/1.203)<\/em>","protected":false},"excerpt":{"rendered":"<p>Ch\u00ednh s\u00e1ch c\u01a1 c\u1ea5u th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3, gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3: Nhu c\u1ea7u gia h\u1ea1n v\u00e0 \u00e1p l\u1ef1c n\u1ee3 x\u1ea5u. (\u0110T) &#8211; Sau h\u01a1n 4 n\u0103m th\u1ef1c thi, ch\u00ednh s\u00e1ch c\u01a1 c\u1ea5u th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3 v\u00e0 gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3 s\u1eafp h\u1ebft hi\u1ec7u l\u1ef1c, trong khi ch\u1ea5t l\u01b0\u1ee3ng t\u00e0i s\u1ea3n c\u1ee7a nhi\u1ec1u ng\u00e2n [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":45282,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[36],"class_list":["post-45281","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>3.966. Ch\u00ednh s\u00e1ch c\u01a1 c\u1ea5u th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3, gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3: Nhu c\u1ea7u gia h\u1ea1n v\u00e0 \u00e1p l\u1ef1c n\u1ee3 x\u1ea5u. - ANVI Law Firm<\/title>\n<meta name=\"description\" content=\"Sau h\u01a1n 4 n\u0103m th\u1ef1c thi, ch\u00ednh s\u00e1ch c\u01a1 c\u1ea5u th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3 v\u00e0 gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3 s\u1eafp h\u1ebft hi\u1ec7u l\u1ef1c, trong khi ch\u1ea5t l\u01b0\u1ee3ng t\u00e0i s\u1ea3n...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/3-966-chinh-sach-co-cau-thoi-han-tra-no-giu-nguyen-nhom-no-nhu-cau-gia-han-va-ap-luc-no-xau\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]3.966. Ch\u00ednh s\u00e1ch c\u01a1 c\u1ea5u th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3, gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3: Nhu c\u1ea7u gia h\u1ea1n v\u00e0 \u00e1p l\u1ef1c n\u1ee3 x\u1ea5u.[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"Sau h\u01a1n 4 n\u0103m th\u1ef1c thi, ch\u00ednh s\u00e1ch c\u01a1 c\u1ea5u th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3 v\u00e0 gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3 s\u1eafp h\u1ebft hi\u1ec7u l\u1ef1c, trong khi ch\u1ea5t l\u01b0\u1ee3ng t\u00e0i s\u1ea3n...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/vi\/3-966-chinh-sach-co-cau-thoi-han-tra-no-giu-nguyen-nhom-no-nhu-cau-gia-han-va-ap-luc-no-xau\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2024-12-20T05:25:23+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-12-20T08:31:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2024\/12\/Anh1-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"605\" \/>\n\t<meta property=\"og:image:height\" content=\"289\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/anvilaw.com\/vi\/3-966-chinh-sach-co-cau-thoi-han-tra-no-giu-nguyen-nhom-no-nhu-cau-gia-han-va-ap-luc-no-xau\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/3-966-chinh-sach-co-cau-thoi-han-tra-no-giu-nguyen-nhom-no-nhu-cau-gia-han-va-ap-luc-no-xau\/\"},\"author\":{\"name\":\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/f250bfe7ec16ce4eba7ae37ffd717a9e\"},\"headline\":\"3.966. Ch\u00ednh s\u00e1ch c\u01a1 c\u1ea5u th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3, gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3: Nhu c\u1ea7u gia h\u1ea1n v\u00e0 \u00e1p l\u1ef1c n\u1ee3 x\u1ea5u.\",\"datePublished\":\"2024-12-20T05:25:23+00:00\",\"dateModified\":\"2024-12-20T08:31:42+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/3-966-chinh-sach-co-cau-thoi-han-tra-no-giu-nguyen-nhom-no-nhu-cau-gia-han-va-ap-luc-no-xau\/\"},\"wordCount\":1839,\"publisher\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#organization\"},\"image\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/3-966-chinh-sach-co-cau-thoi-han-tra-no-giu-nguyen-nhom-no-nhu-cau-gia-han-va-ap-luc-no-xau\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2024\/12\/Anh1-1.jpg\",\"keywords\":[\"Lu\u1eadt s\u01b0 T\u00e0i ch\u00ednh - Ng\u00e2n h\u00e0ng\"],\"articleSection\":[\"Tr\u00edch d\u1eabn\",\"T\u01b0 li\u1ec7u ANVI\"],\"inLanguage\":\"vi\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/anvilaw.com\/vi\/3-966-chinh-sach-co-cau-thoi-han-tra-no-giu-nguyen-nhom-no-nhu-cau-gia-han-va-ap-luc-no-xau\/\",\"url\":\"https:\/\/anvilaw.com\/vi\/3-966-chinh-sach-co-cau-thoi-han-tra-no-giu-nguyen-nhom-no-nhu-cau-gia-han-va-ap-luc-no-xau\/\",\"name\":\"[:vi]3.966. Ch\u00ednh s\u00e1ch c\u01a1 c\u1ea5u th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3, gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3: Nhu c\u1ea7u gia h\u1ea1n v\u00e0 \u00e1p l\u1ef1c n\u1ee3 x\u1ea5u.[:] - ANVI Law Firm\",\"isPartOf\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/3-966-chinh-sach-co-cau-thoi-han-tra-no-giu-nguyen-nhom-no-nhu-cau-gia-han-va-ap-luc-no-xau\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/3-966-chinh-sach-co-cau-thoi-han-tra-no-giu-nguyen-nhom-no-nhu-cau-gia-han-va-ap-luc-no-xau\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2024\/12\/Anh1-1.jpg\",\"datePublished\":\"2024-12-20T05:25:23+00:00\",\"dateModified\":\"2024-12-20T08:31:42+00:00\",\"description\":\"Sau h\u01a1n 4 n\u0103m th\u1ef1c thi, ch\u00ednh s\u00e1ch c\u01a1 c\u1ea5u th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3 v\u00e0 gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3 s\u1eafp h\u1ebft hi\u1ec7u l\u1ef1c, trong khi ch\u1ea5t l\u01b0\u1ee3ng t\u00e0i s\u1ea3n...\",\"breadcrumb\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/3-966-chinh-sach-co-cau-thoi-han-tra-no-giu-nguyen-nhom-no-nhu-cau-gia-han-va-ap-luc-no-xau\/#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/anvilaw.com\/vi\/3-966-chinh-sach-co-cau-thoi-han-tra-no-giu-nguyen-nhom-no-nhu-cau-gia-han-va-ap-luc-no-xau\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/anvilaw.com\/vi\/3-966-chinh-sach-co-cau-thoi-han-tra-no-giu-nguyen-nhom-no-nhu-cau-gia-han-va-ap-luc-no-xau\/#primaryimage\",\"url\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2024\/12\/Anh1-1.jpg\",\"contentUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2024\/12\/Anh1-1.jpg\",\"width\":605,\"height\":289,\"caption\":\"Ch\u00ednh s\u00e1ch c\u01a1 c\u1ea5u th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/anvilaw.com\/vi\/3-966-chinh-sach-co-cau-thoi-han-tra-no-giu-nguyen-nhom-no-nhu-cau-gia-han-va-ap-luc-no-xau\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/anvilaw.com\/vi\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"3.966. Ch\u00ednh s\u00e1ch c\u01a1 c\u1ea5u th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3, gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3: Nhu c\u1ea7u gia h\u1ea1n v\u00e0 \u00e1p l\u1ef1c n\u1ee3 x\u1ea5u.\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#website\",\"url\":\"https:\/\/anvilaw.com\/vi\/\",\"name\":\"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI\",\"description\":\"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm\",\"publisher\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#organization\"},\"alternateName\":\"anvilaw.com\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/anvilaw.com\/vi\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"vi\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#organization\",\"name\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\",\"alternateName\":\"ANVI\",\"url\":\"https:\/\/anvilaw.com\/vi\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"contentUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"width\":3493,\"height\":1535,\"caption\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\"},\"image\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/facebook.com\/anvilawfirm\",\"https:\/\/x.com\/anvilawfirm\",\"https:\/\/www.youtube.com\/@anvilawfirm\",\"https:\/\/www.youtube.com\/@lsduc_anvi\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/f250bfe7ec16ce4eba7ae37ffd717a9e\",\"name\":\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/939cd8149fd8babbde69424b0b9cd8c1d6d82a1eb91f15a25a976dcc104497f9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/939cd8149fd8babbde69424b0b9cd8c1d6d82a1eb91f15a25a976dcc104497f9?s=96&d=mm&r=g\",\"caption\":\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\"},\"sameAs\":[\"https:\/\/anvilaw.com\"],\"url\":\"https:\/\/anvilaw.com\/vi\/author\/ductt\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"[:vi]3.966. Ch\u00ednh s\u00e1ch c\u01a1 c\u1ea5u th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3, gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3: Nhu c\u1ea7u gia h\u1ea1n v\u00e0 \u00e1p l\u1ef1c n\u1ee3 x\u1ea5u.[:] - ANVI Law Firm","description":"Sau h\u01a1n 4 n\u0103m th\u1ef1c thi, ch\u00ednh s\u00e1ch c\u01a1 c\u1ea5u th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3 v\u00e0 gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3 s\u1eafp h\u1ebft hi\u1ec7u l\u1ef1c, trong khi ch\u1ea5t l\u01b0\u1ee3ng t\u00e0i s\u1ea3n...","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/anvilaw.com\/vi\/3-966-chinh-sach-co-cau-thoi-han-tra-no-giu-nguyen-nhom-no-nhu-cau-gia-han-va-ap-luc-no-xau\/","og_locale":"vi_VN","og_type":"article","og_title":"[:vi]3.966. Ch\u00ednh s\u00e1ch c\u01a1 c\u1ea5u th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3, gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3: Nhu c\u1ea7u gia h\u1ea1n v\u00e0 \u00e1p l\u1ef1c n\u1ee3 x\u1ea5u.[:] - ANVI Law Firm","og_description":"Sau h\u01a1n 4 n\u0103m th\u1ef1c thi, ch\u00ednh s\u00e1ch c\u01a1 c\u1ea5u th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3 v\u00e0 gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3 s\u1eafp h\u1ebft hi\u1ec7u l\u1ef1c, trong khi ch\u1ea5t l\u01b0\u1ee3ng t\u00e0i s\u1ea3n...","og_url":"https:\/\/anvilaw.com\/vi\/3-966-chinh-sach-co-cau-thoi-han-tra-no-giu-nguyen-nhom-no-nhu-cau-gia-han-va-ap-luc-no-xau\/","og_site_name":"ANVI Law Firm","article_publisher":"https:\/\/facebook.com\/anvilawfirm","article_published_time":"2024-12-20T05:25:23+00:00","article_modified_time":"2024-12-20T08:31:42+00:00","og_image":[{"width":605,"height":289,"url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2024\/12\/Anh1-1.jpg","type":"image\/jpeg"}],"author":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c","twitter_card":"summary_large_image","twitter_creator":"@anvilawfirm","twitter_site":"@anvilawfirm","twitter_misc":{"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c","\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"7 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/anvilaw.com\/vi\/3-966-chinh-sach-co-cau-thoi-han-tra-no-giu-nguyen-nhom-no-nhu-cau-gia-han-va-ap-luc-no-xau\/#article","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/3-966-chinh-sach-co-cau-thoi-han-tra-no-giu-nguyen-nhom-no-nhu-cau-gia-han-va-ap-luc-no-xau\/"},"author":{"name":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/f250bfe7ec16ce4eba7ae37ffd717a9e"},"headline":"3.966. Ch\u00ednh s\u00e1ch c\u01a1 c\u1ea5u th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3, gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3: Nhu c\u1ea7u gia h\u1ea1n v\u00e0 \u00e1p l\u1ef1c n\u1ee3 x\u1ea5u.","datePublished":"2024-12-20T05:25:23+00:00","dateModified":"2024-12-20T08:31:42+00:00","mainEntityOfPage":{"@id":"https:\/\/anvilaw.com\/vi\/3-966-chinh-sach-co-cau-thoi-han-tra-no-giu-nguyen-nhom-no-nhu-cau-gia-han-va-ap-luc-no-xau\/"},"wordCount":1839,"publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/3-966-chinh-sach-co-cau-thoi-han-tra-no-giu-nguyen-nhom-no-nhu-cau-gia-han-va-ap-luc-no-xau\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2024\/12\/Anh1-1.jpg","keywords":["Lu\u1eadt s\u01b0 T\u00e0i ch\u00ednh - Ng\u00e2n h\u00e0ng"],"articleSection":["Tr\u00edch d\u1eabn","T\u01b0 li\u1ec7u ANVI"],"inLanguage":"vi"},{"@type":"WebPage","@id":"https:\/\/anvilaw.com\/vi\/3-966-chinh-sach-co-cau-thoi-han-tra-no-giu-nguyen-nhom-no-nhu-cau-gia-han-va-ap-luc-no-xau\/","url":"https:\/\/anvilaw.com\/vi\/3-966-chinh-sach-co-cau-thoi-han-tra-no-giu-nguyen-nhom-no-nhu-cau-gia-han-va-ap-luc-no-xau\/","name":"[:vi]3.966. Ch\u00ednh s\u00e1ch c\u01a1 c\u1ea5u th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3, gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3: Nhu c\u1ea7u gia h\u1ea1n v\u00e0 \u00e1p l\u1ef1c n\u1ee3 x\u1ea5u.[:] - ANVI Law Firm","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/#website"},"primaryImageOfPage":{"@id":"https:\/\/anvilaw.com\/vi\/3-966-chinh-sach-co-cau-thoi-han-tra-no-giu-nguyen-nhom-no-nhu-cau-gia-han-va-ap-luc-no-xau\/#primaryimage"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/3-966-chinh-sach-co-cau-thoi-han-tra-no-giu-nguyen-nhom-no-nhu-cau-gia-han-va-ap-luc-no-xau\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2024\/12\/Anh1-1.jpg","datePublished":"2024-12-20T05:25:23+00:00","dateModified":"2024-12-20T08:31:42+00:00","description":"Sau h\u01a1n 4 n\u0103m th\u1ef1c thi, ch\u00ednh s\u00e1ch c\u01a1 c\u1ea5u th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3 v\u00e0 gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3 s\u1eafp h\u1ebft hi\u1ec7u l\u1ef1c, trong khi ch\u1ea5t l\u01b0\u1ee3ng t\u00e0i s\u1ea3n...","breadcrumb":{"@id":"https:\/\/anvilaw.com\/vi\/3-966-chinh-sach-co-cau-thoi-han-tra-no-giu-nguyen-nhom-no-nhu-cau-gia-han-va-ap-luc-no-xau\/#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/anvilaw.com\/vi\/3-966-chinh-sach-co-cau-thoi-han-tra-no-giu-nguyen-nhom-no-nhu-cau-gia-han-va-ap-luc-no-xau\/"]}]},{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/3-966-chinh-sach-co-cau-thoi-han-tra-no-giu-nguyen-nhom-no-nhu-cau-gia-han-va-ap-luc-no-xau\/#primaryimage","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2024\/12\/Anh1-1.jpg","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2024\/12\/Anh1-1.jpg","width":605,"height":289,"caption":"Ch\u00ednh s\u00e1ch c\u01a1 c\u1ea5u th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3"},{"@type":"BreadcrumbList","@id":"https:\/\/anvilaw.com\/vi\/3-966-chinh-sach-co-cau-thoi-han-tra-no-giu-nguyen-nhom-no-nhu-cau-gia-han-va-ap-luc-no-xau\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/anvilaw.com\/vi\/"},{"@type":"ListItem","position":2,"name":"3.966. Ch\u00ednh s\u00e1ch c\u01a1 c\u1ea5u th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3, gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3: Nhu c\u1ea7u gia h\u1ea1n v\u00e0 \u00e1p l\u1ef1c n\u1ee3 x\u1ea5u."}]},{"@type":"WebSite","@id":"https:\/\/anvilaw.com\/vi\/#website","url":"https:\/\/anvilaw.com\/vi\/","name":"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI","description":"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm","publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"alternateName":"anvilaw.com","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/anvilaw.com\/vi\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"vi"},{"@type":"Organization","@id":"https:\/\/anvilaw.com\/vi\/#organization","name":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm","alternateName":"ANVI","url":"https:\/\/anvilaw.com\/vi\/","logo":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","width":3493,"height":1535,"caption":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/facebook.com\/anvilawfirm","https:\/\/x.com\/anvilawfirm","https:\/\/www.youtube.com\/@anvilawfirm","https:\/\/www.youtube.com\/@lsduc_anvi"]},{"@type":"Person","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/f250bfe7ec16ce4eba7ae37ffd717a9e","name":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c","image":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/939cd8149fd8babbde69424b0b9cd8c1d6d82a1eb91f15a25a976dcc104497f9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/939cd8149fd8babbde69424b0b9cd8c1d6d82a1eb91f15a25a976dcc104497f9?s=96&d=mm&r=g","caption":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c"},"sameAs":["https:\/\/anvilaw.com"],"url":"https:\/\/anvilaw.com\/vi\/author\/ductt\/"}]}},"_links":{"self":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/45281","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/comments?post=45281"}],"version-history":[{"count":1,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/45281\/revisions"}],"predecessor-version":[{"id":45292,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/45281\/revisions\/45292"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media\/45282"}],"wp:attachment":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media?parent=45281"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/categories?post=45281"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/tags?post=45281"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}