{"id":45555,"date":"2024-12-30T16:18:51","date_gmt":"2024-12-30T09:18:51","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=45555"},"modified":"2024-12-31T09:45:56","modified_gmt":"2024-12-31T02:45:56","slug":"4-417-tai-co-cau-ngan-hang-ky-vong-buoc-tien-thuc-chat","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/4-417-tai-co-cau-ngan-hang-ky-vong-buoc-tien-thuc-chat\/","title":{"rendered":"4.417. T\u00e1i c\u01a1 c\u1ea5u ng\u00e2n h\u00e0ng: K\u1ef3 v\u1ecdng b\u01b0\u1edbc ti\u1ebfn th\u1ef1c ch\u1ea5t."},"content":{"rendered":"

T\u00e1i c\u01a1 c\u1ea5u ng\u00e2n h\u00e0ng: K\u1ef3 v\u1ecdng b\u01b0\u1edbc ti\u1ebfn th\u1ef1c ch\u1ea5t.<\/strong><\/span><\/h4>\n
(\u0110T) – Qu\u00e1 tr\u00ecnh t\u00e1i c\u01a1 c\u1ea5u h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng ghi nh\u1eadn b\u01b0\u1edbc ti\u1ebfn m\u1edbi t\u1eeb vi\u1ec7c chuy\u1ec3n giao 2 ng\u00e2n h\u00e0ng 0 \u0111\u1ed3ng, n\u00e2ng cao c\u00f4ng t\u00e1c qu\u1ea3n tr\u1ecb c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng, t\u0103ng v\u1ed1n \u0111i\u1ec1u l\u1ec7 t\u1ea1i nhi\u1ec1u ng\u00e2n h\u00e0ng.<\/strong><\/h5>\n
\"T\u00e1i

\u0110i\u1ec3m s\u00e1ng r\u00f5 n\u00e9t trong b\u1ee9c tranh t\u00e1i c\u01a1 c\u1ea5u h\u1ec7 th\u1ed1ng c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng l\u00e0 b\u01b0\u1edbc ti\u1ebfn m\u1ea1nh v\u1ec1 quy m\u00f4 v\u1ed1n c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 t\u1ef7 l\u1ec7 an to\u00e0n v\u1ed1n (CAR) \u0111\u01b0\u1ee3c c\u1ea3i thi\u1ec7n | \u1ea2nh: L\u00ea Ti\u00ean<\/p><\/div>\n

Tuy nhi\u00ean, n\u1ee3 x\u1ea5u \u1edf ng\u01b0\u1ee1ng cao \u0111ang r\u1ee7i ro \u201c\u00e2m \u1ec9\u201d v\u00e0 l\u00e0 l\u1ef1c c\u1ea3n l\u1edbn nh\u1ea5t v\u1edbi qu\u00e1 tr\u00ecnh t\u00e1i c\u01a1 c\u1ea5u. L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 tr\u00e1nh ph\u00e1t sinh th\u00eam tr\u01b0\u1eddng h\u1ee3p ng\u00e2n h\u00e0ng ph\u1ea3i \u0111\u01b0a v\u00e0o di\u1ec7n ki\u1ec3m so\u00e1t \u0111\u1eb7c bi\u1ec7t v\u00e0 nh\u1eadn di\u1ec7n r\u00f5 th\u1ef1c tr\u1ea1ng n\u1ee3 x\u1ea5u \u0111\u1ec3 c\u00f3 gi\u1ea3i ph\u00e1p x\u1eed l\u00fd hi\u1ec7u qu\u1ea3, th\u1ef1c ch\u1ea5t l\u00e0 b\u00e0i to\u00e1n ng\u00e0nh ng\u00e2n h\u00e0ng c\u1ea7n gi\u1ea3i trong th\u1eddi gian t\u1edbi \u0111\u00e2y.<\/p>\n

Sau khi 2 ng\u00e2n h\u00e0ng 0 \u0111\u1ed3ng \u0111\u01b0\u1ee3c chuy\u1ec3n giao b\u1eaft bu\u1ed9c (Ng\u00e2n h\u00e0ng X\u00e2y d\u1ef1ng \u0111\u01b0\u1ee3c chuy\u1ec3n giao cho Vietcombank; Ng\u00e2n h\u00e0ng \u0110\u1ea1i d\u01b0\u01a1ng \u0111\u01b0\u1ee3c chuy\u1ec3n giao cho MBBank), Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 y\u00eau c\u1ea7u Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) ho\u00e0n th\u00e0nh v\u00e0 tr\u00ecnh \u0111\u1ec1 \u00e1n chuy\u1ec3n giao b\u1eaft bu\u1ed9c 2 ng\u00e2n h\u00e0ng c\u00f2n l\u1ea1i tr\u01b0\u1edbc ng\u00e0y 20\/12\/2024. \u0110\u00e2y l\u00e0 nh\u1eefng chuy\u1ec3n \u0111\u1ed9ng t\u00edch c\u1ef1c sau 9 n\u0103m c\u00e1c ng\u00e2n h\u00e0ng n\u00e0y \u0111\u01b0\u1ee3c NHNN mua l\u1ea1i 0 \u0111\u1ed3ng. B\u00ean c\u1ea1nh \u0111\u00f3, t\u1ea1i C\u00f4ng \u0111i\u1ec7n 137\/C\u0110-TTg v\u1ec1 th\u00fac \u0111\u1ea9y t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf n\u0103m 2025, m\u1ed9t trong nh\u1eefng nhi\u1ec7m v\u1ee5 Th\u1ee7 t\u01b0\u1edbng \u0111\u1eb7t ra v\u1edbi NHNN l\u00e0 \u201cti\u1ebfp t\u1ee5c c\u01a1 c\u1ea5u l\u1ea1i c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng g\u1eafn v\u1edbi x\u1eed l\u00fd hi\u1ec7u qu\u1ea3 n\u1ee3 x\u1ea5u\u201d.<\/p>\n

T\u00ednh \u0111\u1ebfn 30\/9\/2024, t\u1ed5ng t\u00e0i s\u1ea3n c\u1ee7a to\u00e0n h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng \u0111\u1ea1t h\u01a1n 21,4 tri\u1ec7u t\u1ef7 \u0111\u1ed3ng, t\u0103ng g\u1ea7n 6,9% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc, t\u1ed5ng v\u1ed1n \u0111i\u1ec1u l\u1ec7 c\u1ee7a to\u00e0n h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng \u0111\u1ea1t g\u1ea7n 1,1 tri\u1ec7u t\u1ef7 \u0111\u1ed3ng, t\u0103ng h\u01a1n 7%. H\u1ec7 s\u1ed1 an to\u00e0n v\u1ed1n (CAR) c\u1ee7a nhi\u1ec1u ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u0111\u1ea1t m\u1ee9c tr\u00ean 10%.<\/em><\/h5>\n

\u0110\u00e1nh gi\u00e1 v\u1ec1 ti\u1ebfn \u0111\u1ed9 x\u1eed l\u00fd c\u00e1c ng\u00e2n h\u00e0ng y\u1ebfu k\u00e9m, TS. Nguy\u1ec5n Tr\u00ed Hi\u1ebfu, chuy\u00ean gia t\u00e0i ch\u00ednh – ng\u00e2n h\u00e0ng cho r\u1eb1ng, vi\u1ec7c chuy\u1ec3n giao b\u1eaft bu\u1ed9c l\u00e0 ph\u01b0\u01a1ng \u00e1n \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (TCTD) nh\u1eb1m kh\u1eafc ph\u1ee5c t\u00ecnh tr\u1ea1ng y\u1ebfu k\u00e9m c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, kh\u00f4ng ch\u1ec9 gi\u00fap c\u1ea3i thi\u1ec7n t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u1ee7a ng\u00e2n h\u00e0ng \u201c0 \u0111\u1ed3ng\u201d m\u00e0 c\u00f2n t\u1ea1o c\u01a1 h\u1ed9i m\u1edf r\u1ed9ng quy m\u00f4 ho\u1ea1t \u0111\u1ed9ng cho nh\u1eefng ng\u00e2n h\u00e0ng nh\u1eadn chuy\u1ec3n giao, t\u1eadn d\u1ee5ng ch\u00ednh s\u00e1ch \u01b0u \u0111\u00e3i t\u1eeb vi\u1ec7c nh\u1eadn chuy\u1ec3n giao \u0111\u1ec3 ph\u00e1t tri\u1ec3n ho\u1ea1t \u0111\u1ed9ng kinh doanh.<\/p>\n

\u201c\u0110\u00e2y l\u00e0 vi\u1ec7c ch\u01b0a c\u00f3 ti\u1ec1n l\u1ec7 trong ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng Vi\u1ec7t Nam v\u00e0 kh\u00e1c bi\u1ec7t v\u1edbi th\u00f4ng l\u1ec7 qu\u1ed1c t\u1ebf. V\u00ec v\u1eady, c\u1ea7n ti\u1ebfp t\u1ee5c \u0111\u00e1nh gi\u00e1 v\u00e0 \u0111\u01b0a ra c\u00e1ch th\u1ee9c x\u1eed l\u00fd hi\u1ec7u qu\u1ea3 trong th\u1eddi gian t\u1edbi. Trong \u0111\u00f3, c\u00f3 th\u1ec3 xem x\u00e9t b\u00e1n cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i \u0111\u1ec3 h\u1ecd b\u01a1m v\u1ed1n v\u00e0 x\u1eed l\u00fd n\u1ee3 x\u1ea5u tri\u1ec7t \u0111\u1ec3 d\u00f9 vi\u1ec7c n\u00e0y kh\u00f4ng d\u1ec5 d\u00e0ng b\u1edfi v\u01b0\u1edbng quy \u0111\u1ecbnh v\u1ec1 gi\u1edbi h\u1ea1n s\u1edf h\u1eefu c\u1ee7a nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i trong ng\u00e2n h\u00e0ng\u201d, \u00f4ng Hi\u1ebfu n\u00f3i.<\/p>\n

Lu\u1eadt s\u01b0<\/span><\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>,<\/a> Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt<\/a> ANVI<\/a><\/strong><\/em><\/em> cho r\u1eb1ng, \u0111\u00e2y l\u00e0 vi\u1ec7c \u0111\u01b0\u1ee3c ch\u1edd \u0111\u1ee3i trong g\u1ea7n 10 n\u0103m qua, \u0111\u01b0a c\u00e1c ng\u00e2n h\u00e0ng n\u00e0y v\u00e0o ch\u1eb7ng th\u1ee9 hai c\u1ee7a chi\u1ebfn l\u01b0\u1ee3c t\u00e1i c\u01a1 c\u1ea5u. \u201cB\u00ean c\u1ea1nh vi\u1ec7c k\u1ef3 v\u1ecdng qu\u00e1 tr\u00ecnh n\u00e0y s\u1ebd mang l\u1ea1i hi\u1ec7u qu\u1ea3 t\u00edch c\u1ef1c trong th\u1eddi gian t\u1edbi \u0111\u1ed1i v\u1edbi c\u1ea3 b\u00ean \u0111\u01b0\u1ee3c v\u00e0 b\u00ean nh\u1eadn chuy\u1ec3n giao, c\u1ea7n ch\u00fa \u00fd ki\u1ec3m so\u00e1t ch\u1eb7t h\u1ec7 th\u1ed1ng \u0111\u1ec3 tr\u00e1nh ph\u00e1t sinh th\u00eam ng\u00e2n h\u00e0ng r\u01a1i v\u00e0o di\u1ec7n ki\u1ec3m so\u00e1t \u0111\u1eb7c bi\u1ec7t. \u0110i\u1ec1u n\u00e0y v\u1eabn c\u00f3 th\u1ec3 x\u1ea3y ra trong b\u1ed1i c\u1ea3nh ch\u1ea5t l\u01b0\u1ee3ng t\u00e0i s\u1ea3n c\u1ee7a nhi\u1ec1u ng\u00e2n h\u00e0ng suy gi\u1ea3m, n\u1ee3 x\u1ea5u t\u0103ng. \u0110\u00e1ng ch\u00fa \u00fd, nh\u1eefng con s\u1ed1 th\u1ef1c t\u1ebf c\u1ee7a n\u1ee3 x\u1ea5u c\u00f3 th\u1ec3 s\u1ebd cao h\u01a1n n\u1ebfu quy \u0111\u1ecbnh v\u1ec1 c\u01a1 c\u1ea5u th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3, gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3 h\u1ebft hi\u1ec7u l\u1ef1c\u201d, \u00f4ng \u0110\u1ee9c nh\u1eadn \u0111\u1ecbnh.<\/em><\/p>\n

B\u00ean c\u1ea1nh vi\u1ec7c ti\u1ebfp t\u1ee5c chuy\u1ec3n giao b\u1eaft bu\u1ed9c c\u00e1c ng\u00e2n h\u00e0ng 0 \u0111\u1ed3ng, \u00f4ng \u0110\u1ee9c cho r\u1eb1ng c\u1ea7n c\u00f3 gi\u1ea3i ph\u00e1p v\u1edbi Ng\u00e2n h\u00e0ng SCB. Theo \u0111\u00f3, c\u00f3 th\u1ec3 \u0111\u01b0a ra l\u1ed9 tr\u00ecnh gi\u1ea3m d\u1ea7n chi nh\u00e1nh, gi\u1ea3i quy\u1ebft quy\u1ec1n l\u1ee3i cho ng\u01b0\u1eddi g\u1eedi ti\u1ec1n v\u00e0 chuy\u1ec3n giao c\u00e1c h\u1ea1ng m\u1ee5c c\u00f2n l\u1ea1i cho ng\u00e2n h\u00e0ng kh\u00e1c theo c\u01a1 ch\u1ebf ri\u00eang.<\/em><\/h5>\n

C\u00f9ng v\u1edbi \u0111\u1ed9ng th\u00e1i t\u00edch c\u1ef1c t\u1eeb vi\u1ec7c chuy\u1ec3n giao b\u1eaft bu\u1ed9c c\u00e1c ng\u00e2n h\u00e0ng, c\u00f3 th\u1ec3 nh\u1eadn th\u1ea5y \u0111i\u1ec3m s\u00e1ng r\u00f5 n\u00e9t trong b\u1ee9c tranh t\u00e1i c\u01a1 c\u1ea5u h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng l\u00e0 b\u01b0\u1edbc ti\u1ebfn v\u1ec1 quy m\u00f4 v\u1ed1n v\u00e0 c\u1ea3i thi\u1ec7n t\u1ef7 l\u1ec7 an to\u00e0n v\u1ed1n (CAR). Theo \u0111\u00f3, t\u00ednh \u0111\u1ebfn 30\/9\/2024, t\u1ed5ng t\u00e0i s\u1ea3n c\u1ee7a to\u00e0n h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng \u0111\u1ea1t h\u01a1n 21,4 tri\u1ec7u t\u1ef7 \u0111\u1ed3ng, t\u0103ng g\u1ea7n 6,9% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc, t\u1ed5ng v\u1ed1n \u0111i\u1ec1u l\u1ec7 c\u1ee7a to\u00e0n h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng \u0111\u1ea1t g\u1ea7n 1,1 tri\u1ec7u t\u1ef7 \u0111\u1ed3ng, t\u0103ng h\u01a1n 7%. H\u1ec7 s\u1ed1 an to\u00e0n v\u1ed1n (CAR) c\u1ee7a nhi\u1ec1u ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u0111\u1ea1t m\u1ee9c tr\u00ean 10%.<\/p>\n

\u1ede chi\u1ec1u ng\u01b0\u1ee3c l\u1ea1i, t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u v\u1eabn \u1edf ng\u01b0\u1ee1ng cao l\u00e0 m\u1ed9t l\u1ef1c c\u1ea3n \u0111\u1ed1i v\u1edbi qu\u00e1 tr\u00ecnh t\u00e1i c\u01a1 c\u1ea5u h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng. NHNN cho bi\u1ebft, n\u1ee3 x\u1ea5u n\u1ed9i b\u1ea3ng c\u1ee7a h\u1ec7 th\u1ed1ng c\u00e1c TCTD hi\u1ec7n \u1edf m\u1ee9c 4,55%, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng con s\u1ed1 c\u1ee7a cu\u1ed1i n\u0103m 2023 nh\u01b0ng t\u0103ng g\u1ea5p \u0111\u00f4i m\u1ee9c c\u1ee7a n\u0103m 2022.<\/p>\n

Trong khi \u0111\u00f3, nhi\u1ec7m v\u1ee5 x\u1eed l\u00fd n\u1ee3 x\u1ea5u \u0111\u01b0\u1ee3c \u0111\u1eb7t ra kh\u00e1 tham v\u1ecdng t\u1ea1i \u0110\u1ec1 \u00e1n \u201cC\u01a1 c\u1ea5u l\u1ea1i h\u1ec7 th\u1ed1ng c\u00e1c TCTD g\u1eafn v\u1edbi x\u1eed l\u00fd n\u1ee3 x\u1ea5u giai \u0111o\u1ea1n 2021 – 2025\u201d. Theo \u0111\u00f3, m\u1ee5c ti\u00eau l\u00e0 ph\u1ea5n \u0111\u1ea5u \u0111\u1ebfn cu\u1ed1i n\u0103m 2025, t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u n\u1ed9i b\u1ea3ng c\u1ee7a h\u1ec7 th\u1ed1ng c\u00e1c TCTD, n\u1ee3 x\u1ea5u \u0111\u00e3 b\u00e1n cho C\u00f4ng ty TNHH MTV Qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n c\u1ee7a c\u00e1c TCTD Vi\u1ec7t Nam (VAMC) ch\u01b0a \u0111\u01b0\u1ee3c x\u1eed l\u00fd, thu h\u1ed3i v\u00e0 n\u1ee3 ti\u1ec1m \u1ea9n tr\u1edf th\u00e0nh n\u1ee3 x\u1ea5u \u1edf d\u01b0\u1edbi m\u1ee9c 3% (kh\u00f4ng bao g\u1ed3m c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i y\u1ebfu k\u00e9m).<\/p>\n

X\u1eed l\u00fd n\u1ee3 x\u1ea5u l\u00e0 m\u1ed9t trong nh\u1eefng th\u00e1ch th\u1ee9c v\u1edbi ng\u00e0nh ng\u00e2n h\u00e0ng trong th\u1eddi gian t\u1edbi. \u1ea2nh: Nh\u00e3 Chi<\/h6>\n

Theo \u00f4ng Nguy\u1ec5n Tr\u00ed Hi\u1ebfu, h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng kh\u00f4ng th\u1ec3 th\u1ef1c hi\u1ec7n t\u00e1i c\u01a1 c\u1ea5u m\u1ed9t c\u00e1ch to\u00e0n v\u1eb9n n\u1ebfu kh\u00f4ng x\u1eed l\u00fd t\u1ed1t n\u1ee3 x\u1ea5u. NHNN \u0111\u00e3 c\u00f3 nhi\u1ec1u \u0111\u1ed9ng th\u00e1i quy\u1ebft li\u1ec7t \u0111\u1ec3 th\u00fac \u0111\u1ea9y x\u1eed l\u00fd n\u1ee3 x\u1ea5u. Nhi\u1ec1u ng\u00e2n h\u00e0ng c\u1ea5p t\u1eadp rao b\u00e1n t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p \u0111\u1ec3 thu h\u1ed3i n\u1ee3 nh\u01b0ng v\u1eabn kh\u00f3 kh\u0103n. B\u00ean c\u1ea1nh \u0111\u00f3, n\u1ec1n kinh t\u1ebf ch\u1ecbu nhi\u1ec1u t\u00e1c \u0111\u1ed9ng b\u1ea5t l\u1ee3i t\u1eeb Covid-19, b\u1ea5t \u1ed5n \u0111\u1ecba ch\u00ednh tr\u1ecb th\u1ebf gi\u1edbi, b\u00e3o Yagi khi\u1ebfn n\u1ed7 l\u1ef1c gi\u1ea3m t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u trong h\u1ec7 th\u1ed1ng TCTD ch\u01b0a \u0111\u1ea1t hi\u1ec7u qu\u1ea3, th\u1eadm ch\u00ed ch\u01b0a th\u1ec3 k\u1ef3 v\u1ecdng gi\u1ea3i quy\u1ebft m\u1ea1nh trong th\u1eddi gian t\u1edbi.<\/p>\n

T\u1eeb g\u00f3c \u0111\u1ed9 c\u00e1c ng\u00e2n h\u00e0ng, Ph\u00f3 Ch\u1ee7 t\u1ecbch ki\u00eam T\u1ed5ng Th\u01b0 k\u00fd Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam (VNBA) Nguy\u1ec5n Qu\u1ed1c H\u00f9ng \u0111\u00e1nh gi\u00e1, m\u1ed9t trong nh\u1eefng th\u00e1ch th\u1ee9c v\u1edbi ng\u00e0nh ng\u00e2n h\u00e0ng trong th\u1eddi gian t\u1edbi l\u00e0 x\u1eed l\u00fd n\u1ee3 x\u1ea5u. Tuy nhi\u00ean, c\u00e1c TCTD ph\u1ea3i \u0111\u1ed1i di\u1ec7n v\u1edbi n\u1ee3 x\u1ea5u ti\u1ec1m \u1ea9n r\u1ee7i ro trong b\u1ed1i c\u1ea3nh Ngh\u1ecb quy\u1ebft 42\/2017\/QH14 (th\u00ed \u0111i\u1ec3m x\u1eed l\u00fd n\u1ee3 x\u1ea5u c\u1ee7a c\u00e1c TCTD) h\u1ebft hi\u1ec7u l\u1ef1c, c\u00f4ng t\u00e1c thu h\u1ed3i n\u1ee3 x\u1ea5u g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n, nhi\u1ec1u kh\u00e1ch h\u00e0ng thi\u1ebfu h\u1ee3p t\u00e1c, TCTD kh\u00f4ng \u0111\u01b0\u1ee3c quy\u1ec1n thu gi\u1eef t\u00e0i s\u1ea3n, c\u00e1 bi\u1ec7t c\u00f3 kh\u00e1ch h\u00e0ng c\u1ed1 t\u00ecnh kh\u00f4ng tr\u1ea3 n\u1ee3\u2026, l\u00e0m \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn qu\u00e1 tr\u00ecnh t\u00e1i c\u01a1 c\u1ea5u v\u00e0 x\u1eed l\u00fd n\u1ee3 x\u1ea5u.<\/p>\n

\u00d4ng Hi\u1ebfu cho r\u1eb1ng, b\u00ean c\u1ea1nh n\u1ed7 l\u1ef1c c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng, c\u00e1c b\u1ed9, ng\u00e0nh, NHNN, c\u00e1c c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n c\u1ea7n xem x\u00e9t, h\u1ed7 tr\u1ee3 c\u00e1c TCTD trong qu\u00e1 tr\u00ecnh x\u1eed l\u00fd n\u1ee3 x\u1ea5u, thu gi\u1eef t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m; trong \u0111\u00f3 c\u00f4ng t\u00e1c t\u1ed1 t\u1ee5ng gi\u1ea3i quy\u1ebft v\u1ee5 \u00e1n t\u1ea1i t\u00f2a \u00e1n c\u00e1c c\u1ea5p v\u00e0 thi h\u00e0nh \u00e1n c\u1ea7n \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft r\u00fat g\u1ecdn, \u0111\u1ea9y nhanh ti\u1ebfn \u0111\u1ed9. \u0110\u1ed3ng th\u1eddi, NHNN c\u1ea7n ti\u1ebfp t\u1ee5c t\u1eadp trung thanh tra chuy\u00ean \u0111\u1ec1 \u0111\u1ed1i v\u1edbi nh\u1eefng l\u0129nh v\u1ef1c ti\u1ec1m \u1ea9n nhi\u1ec1u r\u1ee7i ro trong ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c TCTD nh\u01b0 c\u1ea5p t\u00edn d\u1ee5ng t\u1eadp trung v\u00e0o c\u00e1c kh\u00e1ch h\u00e0ng l\u1edbn ti\u1ec1m \u1ea9n r\u1ee7i ro, ho\u1ea1t \u0111\u1ed9ng t\u01b0 v\u1ea5n, gi\u1edbi thi\u1ec7u li\u00ean quan \u0111\u1ebfn tr\u00e1i phi\u1ebfu doanh nghi\u1ec7p v\u00e0 c\u00e1c d\u1ecbch v\u1ee5 t\u01b0 v\u1ea5n, gi\u1edbi thi\u1ec7u kh\u00e1c; thanh tra x\u1eed l\u00fd n\u1ee3 x\u1ea5u v\u00e0 thu h\u1ed3i n\u1ee3 ngo\u1ea1i b\u1ea3ng sau khi x\u1eed l\u00fd r\u1ee7i ro; thanh tra t\u1ef7 l\u1ec7 s\u1edf h\u1eefu c\u1ed5 ph\u1ea7n, mua b\u00e1n, chuy\u1ec3n nh\u01b0\u1ee3ng c\u1ed5 ph\u1ea7n…<\/p>\n

Lu\u1eadt s\u01b0<\/span><\/a><\/em><\/em> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a><\/em><\/em>\u00a0cho r\u1eb1ng, \u0111\u1ec3 x\u1eed l\u00fd n\u1ee3 x\u1ea5u tri\u1ec7t \u0111\u1ec3, c\u1ea7n c\u00f3 l\u1ed9 tr\u00ecnh nhanh ch\u00f3ng ch\u1ea5m d\u1ee9t quy \u0111\u1ecbnh v\u1ec1 c\u01a1 c\u1ea5u th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3, ch\u01b0a chuy\u1ec3n nh\u00f3m n\u1ee3, ch\u1ec9 r\u00f5 th\u1ef1c tr\u1ea1ng ch\u1ea5t l\u01b0\u1ee3ng t\u00e0i s\u1ea3n ng\u00e2n h\u00e0ng \u0111\u1ec3 c\u00f3 gi\u1ea3i ph\u00e1p x\u1eed l\u00fd, ki\u1ec3m so\u00e1t ho\u1ea1t \u0111\u1ed9ng hi\u1ec7u qu\u1ea3 h\u01a1n.<\/em><\/h5>\n

Xu\u00e2n Y\u1ebfn<\/strong><\/p>\n

—————<\/p>\n

\u0110\u1ea5u th\u1ea7u (T\u00e0i ch\u00ednh) 30-12-2024:<\/em><\/strong><\/p>\n

https:\/\/baodauthau.vn\/tai-co-cau-ngan-hang-ky-vong-buoc-tien-thuc-chat-post171940.html<\/em><\/a><\/p>\n

(<\/em>270\/1.558<\/em>)<\/em>","protected":false},"excerpt":{"rendered":"

T\u00e1i c\u01a1 c\u1ea5u ng\u00e2n h\u00e0ng: K\u1ef3 v\u1ecdng b\u01b0\u1edbc ti\u1ebfn th\u1ef1c ch\u1ea5t. (\u0110T) – Qu\u00e1 tr\u00ecnh t\u00e1i c\u01a1 c\u1ea5u h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng ghi nh\u1eadn b\u01b0\u1edbc ti\u1ebfn m\u1edbi t\u1eeb vi\u1ec7c chuy\u1ec3n giao 2 ng\u00e2n h\u00e0ng 0 \u0111\u1ed3ng, n\u00e2ng cao c\u00f4ng t\u00e1c qu\u1ea3n tr\u1ecb c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng, t\u0103ng v\u1ed1n \u0111i\u1ec1u l\u1ec7 t\u1ea1i nhi\u1ec1u ng\u00e2n h\u00e0ng. Tuy […]<\/p>\n","protected":false},"author":2,"featured_media":45553,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[36],"class_list":["post-45555","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"\n4.417. 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