{"id":46152,"date":"2025-02-08T09:07:51","date_gmt":"2025-02-08T02:07:51","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=46152"},"modified":"2025-02-10T16:32:46","modified_gmt":"2025-02-10T09:32:46","slug":"3-985-ti-le-boi-thuong-qua-thap-co-nen-bat-buoc-mua-bao-hiem-xe-may","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-985-ti-le-boi-thuong-qua-thap-co-nen-bat-buoc-mua-bao-hiem-xe-may\/","title":{"rendered":"3.985. T\u1ec9 l\u1ec7 b\u1ed3i th\u01b0\u1eddng qu\u00e1 th\u1ea5p, c\u00f3 n\u00ean b\u1eaft bu\u1ed9c mua b\u1ea3o hi\u1ec3m xe m\u00e1y?"},"content":{"rendered":"

T\u1ec9 l\u1ec7 b\u1ed3i th\u01b0\u1eddng qu\u00e1 th\u1ea5p, c\u00f3 n\u00ean b\u1eaft bu\u1ed9c mua b\u1ea3o hi\u1ec3m xe m\u00e1y?<\/span><\/h4>\n
(VOV.vn) – V\u1edbi c\u00e1c lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m kh\u00e1c, th\u00f4ng th\u01b0\u1eddng s\u1ed1 ti\u1ec1n chi tr\u1ea3 b\u1ea3o hi\u1ec3m chi\u1ebfm kho\u1ea3ng 70% t\u1ed5ng thu. Tuy nhi\u00ean, t\u1ef7 l\u1ec7 b\u1ed3i th\u01b0\u1eddng c\u1ee7a b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00f4 t\u00f4, xe g\u1eafn m\u00e1y v\u00e0 c\u00e1c lo\u1ea1i xe c\u01a1 gi\u1edbi t\u01b0\u01a1ng t\u1ef1 hi\u1ec7n ch\u1ec9 kho\u1ea3ng 4%, con s\u1ed1 n\u00e0y cho th\u1ea5y ch\u00ednh s\u00e1ch g\u1ea7n nh\u01b0 kh\u00f4ng ph\u00e1t huy t\u00e1c d\u1ee5ng.<\/h5>\n
T\u1ef7 l\u1ec7 b\u1ed3i th\u01b0\u1eddng ch\u1ec9 kho\u1ea3ng 4%<\/h5>\n

C\u1ee5c Qu\u1ea3n l\u00fd, gi\u00e1m s\u00e1t b\u1ea3o hi\u1ec3m (B\u1ed9 T\u00e0i ch\u00ednh) v\u1eeba c\u00f4ng b\u1ed1 s\u1ed1 li\u1ec7u c\u1eadp nh\u1eadt theo b\u00e1o c\u00e1o nghi\u1ec7p v\u1ee5 c\u1ee7a c\u00e1c\u00a0doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m\u00a0v\u1ec1 b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00f4 t\u00f4, xe g\u1eafn m\u00e1y v\u00e0 c\u00e1c lo\u1ea1i xe c\u01a1 gi\u1edbi t\u01b0\u01a1ng t\u1ef1. Theo \u0111\u00f3, trong 11 th\u00e1ng c\u1ee7a n\u0103m 2024, t\u1ed5ng doanh thu l\u00e0 736,9 t\u1ef7 \u0111\u1ed3ng; \u01b0\u1edbc t\u00ednh chi ph\u00ed b\u1ed3i th\u01b0\u1eddng l\u00e0 28,5 t\u1ef7 \u0111\u1ed3ng; t\u1ef7 l\u1ec7 b\u1ed3i th\u01b0\u1eddng ch\u1ec9 kho\u1ea3ng 4%.<\/p>\n

S\u1ed1 li\u1ec7u B\u1ed9 T\u00e0i ch\u00ednh c\u00f4ng b\u1ed1 tr\u01b0\u1edbc \u0111\u00f3 cho th\u1ea5y: 6 th\u00e1ng \u0111\u1ea7u n\u0103m 2024, doanh thu ph\u00ed b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ee7 m\u00f4 t\u00f4, xe g\u1eafn m\u00e1y \u0111\u1ea1t h\u01a1n 431,78 t\u1ef7 \u0111\u1ed3ng, chi b\u1ed3i th\u01b0\u1eddng l\u00e0 41,9 t\u1ef7 \u0111\u1ed3ng, d\u1ef1 ph\u00f2ng b\u1ed3i th\u01b0\u1eddng l\u00e0 35,86 t\u1ef7 \u0111\u1ed3ng. C\u00e1c kho\u1ea3n chi tr\u00ean ch\u01b0a t\u00ednh chi hoa h\u1ed3ng, chi qu\u1ea3n l\u00fd, chi b\u00e1n h\u00e0ng… c\u0169ng nh\u01b0 tr\u00e1ch nhi\u1ec7m b\u1ed3i th\u01b0\u1eddng ph\u00e1t sinh.<\/p>\n

B\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c thu h\u01a1n 730 t\u1ef7, b\u1ed3i th\u01b0\u1eddng ch\u1ec9 28,5 t\u1ef7 \u0111\u1ed3ng (\u1ea2nh minh h\u1ecda: KT)<\/h6>\n

Theo B\u1ed9 T\u00e0i ch\u00ednh, v\u1edbi m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m 55.000 \u0111\u1ed3ng ho\u1eb7c 60.000 \u0111\u1ed3ng, khi kh\u00f4ng may g\u00e2y tai n\u1ea1n \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi th\u1ee9 ba v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng, b\u1ea3o hi\u1ec3m s\u1ebd chi tr\u1ea3 cho ng\u01b0\u1eddi th\u1ee9 ba t\u1ed1i \u0111a 150 tri\u1ec7u \u0111\u1ed3ng\/ng\u01b0\u1eddi\/v\u1ee5 tai n\u1ea1n; v\u1ec1 t\u00e0i s\u1ea3n s\u1ebd \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m chi tr\u1ea3 t\u1ed1i \u0111a 50 tri\u1ec7u \u0111\u1ed3ng\/v\u1ee5 tai n\u1ea1n.<\/p>\n

“Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 67\/2023\/N\u0110-CP c\u1ee7a Ch\u00ednh ph\u1ee7 \u0111\u00e3 k\u1ebf th\u1eeba v\u00e0 b\u1ed5 sung nhi\u1ec1u quy \u0111\u1ecbnh m\u1edbi nh\u1eb1m \u0111\u01a1n gi\u1ea3n th\u1ee7 t\u1ee5c b\u1ed3i th\u01b0\u1eddng, \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i c\u1ee7a ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m”, B\u1ed9 T\u00e0i ch\u00ednh cho hay.<\/p>\n

C\u1ea7n c\u00e2n nh\u1eafc v\u1ec1 t\u00ednh hi\u1ec7u qu\u1ea3<\/h5>\n

Trao \u0111\u1ed5i v\u1edbi m\u1ed9t s\u1ed1 b\u00e1o ch\u00ed v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y, \u00f4ng Nguy\u1ec5n Ng\u1ecdc T\u00fa, chuy\u00ean gia t\u00e0i ch\u00ednh cho bi\u1ebft, v\u1edbi c\u00e1c lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m kh\u00e1c, th\u00f4ng th\u01b0\u1eddng s\u1ed1 ti\u1ec1n chi tr\u1ea3 b\u1ea3o hi\u1ec3m chi\u1ebfm kho\u1ea3ng 70% t\u1ed5ng thu. T\u1ef7 l\u1ec7 b\u1ed3i th\u01b0\u1eddng c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y hi\u1ec7n nay l\u00e0 qu\u00e1 th\u1ea5p, g\u1ea7n nh\u01b0 ch\u00ednh s\u00e1ch kh\u00f4ng ph\u00e1t huy t\u00e1c d\u1ee5ng.<\/p>\n

“Nhi\u1ec1u n\u0103m qua, b\u1ea3o hi\u1ec3m xe m\u00e1y l\u00e0 d\u1ea1ng b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c, ng\u01b0\u1eddi d\u00e2n v\u1eabn \u0111\u00f3ng nh\u01b0ng khi x\u1ea3y ra va ch\u1ea1m, h\u1ea7u nh\u01b0 ng\u01b0\u1eddi d\u00e2n t\u1ef1 gi\u1ea3i quy\u1ebft v\u1edbi nhau. B\u1edfi th\u1ee7 t\u1ee5c h\u01b0\u1edfng b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m t\u01b0\u01a1ng \u0111\u1ed1i ph\u1ee9c t\u1ea1p, t\u1ed1n th\u1eddi gian, nh\u01b0ng m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m c\u00f3 khi ch\u1ec9 v\u00e0i tr\u0103m ngh\u00ecn \u0111\u1ed3ng”, \u00f4ng T\u00fa n\u00f3i.<\/p>\n

C\u0169ng theo \u00f4ng T\u00fa, s\u1ed1 ti\u1ec1n chi ra \u0111\u1ec3 mua b\u1ea3o hi\u1ec3m xe m\u00e1y kh\u00f4ng l\u1edbn nh\u01b0ng v\u1edbi h\u00e0ng ch\u1ee5c tri\u1ec7u xe m\u00e1y, s\u1ed1 ti\u1ec1n c\u1ea3 n\u01b0\u1edbc thu v\u1ec1 r\u1ea5t l\u1edbn. Do \u0111\u00f3,\u00a0n\u00ean b\u1ecf b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c \u0111\u1ec3 gi\u1ea3m phi\u1ec1n h\u00e0 cho ng\u01b0\u1eddi d\u00e2n, ai th\u1ea5y c\u1ea7n thi\u1ebft th\u00ec mua.<\/p>\n

Nhi\u1ec1u \u00fd ki\u1ebfn \u0111\u1ec1 ngh\u1ecb b\u1ecf quy \u0111\u1ecbnh b\u1eaft bu\u1ed9c ph\u1ea3i mua b\u1ea3o hi\u1ec3m xe m\u00e1y. (\u1ea2nh minh h\u1ecda: KT)<\/h6>\n

“Trong tr\u01b0\u1eddng h\u1ee3p v\u1eabn b\u1eaft bu\u1ed9c mua b\u1ea3o hi\u1ec3m xe m\u00e1y, B\u1ed9 T\u00e0i ch\u00ednh ph\u1ea3i c\u00f3 gi\u1ea3i ph\u00e1p c\u1ea3i c\u00e1ch th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh trong kh\u00e2u ghi nh\u1eadn v\u00e0 b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m”, \u00f4ng Nguy\u1ec5n Ng\u1ecdc T\u00fa nh\u1ea5n m\u1ea1nh.<\/p>\n

Th\u1eddi gian qua, c\u1eed tri nhi\u1ec1u \u0111\u1ecba ph\u01b0\u01a1ng nh\u01b0 An Giang, \u0110\u1ed3ng Nai, TP.HCM\u2026 c\u0169ng g\u1eedi t\u1edbi B\u1ed9 T\u00e0i ch\u00ednh \u0111\u1ec1 ngh\u1ecb xem x\u00e9t, \u0111i\u1ec1u ch\u1ec9nh quy \u0111\u1ecbnh v\u1ec1 mua b\u1ea3o hi\u1ec3m \u0111\u1ed1i v\u1edbi xe m\u00e1y theo h\u01b0\u1edbng t\u1ef1 nguy\u1ec7n khi ng\u01b0\u1eddi d\u00e2n c\u00f3 nhu c\u1ea7u thay cho b\u1eaft bu\u1ed9c hi\u1ec7n nay. L\u00fd do \u0111\u01b0a ra l\u00e0 khi c\u00f3 s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m ph\u00e1t sinh, ng\u01b0\u1eddi d\u00e2n g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n trong th\u1ef1c hi\u1ec7n c\u00e1c th\u1ee7 t\u1ee5c b\u1ea3o hi\u1ec3m.<\/p>\n

\"T\u1ec9

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI<\/p><\/div>\n

Lu\u1eadt s\u01b0<\/em><\/a>\u00a0<\/span><\/em>Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/em><\/a><\/strong>\u00a0– Gi\u00e1m \u0111\u1ed1c <\/em>C\u00f4ng ty Lu\u1eadt<\/em><\/strong><\/a> ANVI<\/em><\/strong><\/a> ph\u00e2n t\u00edch, x\u00e9t v\u1ec1 b\u1ea3n ch\u1ea5t, b\u1ea3o hi\u1ec3m xe m\u00e1y c\u00f3 vai tr\u00f2 r\u1ea5t quan tr\u1ecdng, c\u1ea7n thi\u1ebft trong b\u1ed1i c\u1ea3nh Vi\u1ec7t Nam c\u00f3 qu\u00e1 nhi\u1ec1u v\u1ee5 tai n\u1ea1n xe m\u00e1y, v\u00e0 kh\u00f4ng \u00edt ng\u01b0\u1eddi \u0111i xe m\u00e1y g\u00e2y tai n\u1ea1n kh\u00f4ng \u0111\u1ee7 ti\u1ec1n \u0111\u1ec1n b\u00f9 cho n\u1ea1n nh\u00e2n. Kho\u1ea3n ti\u1ec1n b\u1ea3o hi\u1ec3m s\u1ebd g\u00f3p ph\u1ea7n \u0111\u1ea3m b\u1ea3o an sinh cho ng\u01b0\u1eddi b\u1ecb n\u1ea1n. Nh\u00ecn nh\u1eadn \u1edf g\u00f3c \u0111\u1ed9 n\u00e0y, n\u00ean b\u1eaft bu\u1ed9c mua b\u1ea3o hi\u1ec3m xe m\u00e1y.<\/em><\/p>\n

Tuy nhi\u00ean, tr\u00ean th\u1ef1c t\u1ebf, ng\u01b0\u1eddi d\u00e2n ph\u1ea3n \u1ee9ng kh\u00e1 ti\u00eau c\u1ef1c v\u1edbi vi\u1ec7c b\u1eaft bu\u1ed9c mua b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1edfi quan ng\u1ea1i v\u1ec1 chuy\u1ec7n t\u1edbi l\u00fac g\u1eb7p r\u1ee7i ro l\u1ea1i kh\u00f3 nh\u1eadn b\u1ed3i th\u01b0\u1eddng v\u00ec th\u1ee7 t\u1ee5c ph\u1ee9c t\u1ea1p, doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m \u0111\u01b0a ra nhi\u1ec1u quy \u0111\u1ecbnh ki\u1ec3u \u201cb\u1eaft b\u00ed\u201d \u0111\u1ec3 c\u00f3 c\u1edb \u201cph\u1ee7i tay\u201d.<\/em><\/p>\n

Ch\u1eb3ng h\u1ea1n, theo quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt, khi tai n\u1ea1n x\u1ea3y ra, ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ph\u1ea3i c\u00f3 tr\u00e1ch nhi\u1ec7m th\u00f4ng b\u00e1o ngay cho doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m v\u00e0o \u0111\u01b0\u1eddng d\u00e2y n\u00f3ng; kh\u00f4ng \u0111\u01b0\u1ee3c di chuy\u1ec3n, th\u00e1o g\u1ee1 ho\u1eb7c s\u1eeda ch\u1eefa t\u00e0i s\u1ea3n khi ch\u01b0a c\u00f3 \u00fd ki\u1ebfn ch\u1ea5p thu\u1eadn c\u1ee7a doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m, tr\u1eeb tr\u01b0\u1eddng h\u1ee3p c\u1ea7n thi\u1ebft \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o an to\u00e0n, \u0111\u1ec1 ph\u00f2ng h\u1ea1n ch\u1ebf thi\u1ec7t h\u1ea1i v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng v\u00e0 t\u00e0i s\u1ea3n ho\u1eb7c ph\u1ea3i thi h\u00e0nh theo y\u00eau c\u1ea7u c\u1ee7a c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n. Tuy nhi\u00ean, kh\u00f4ng \u00edt tr\u01b0\u1eddng h\u1ee3p tai n\u1ea1n, v\u00ec qu\u00e1 ho\u1ea3ng, kh\u00f4ng nh\u1edb ra nh\u1eefng vi\u1ec7c ph\u1ea3i l\u00e0m ngay, d\u1eabn \u0111\u1ebfn kh\u00f4ng \u0111\u00e1p \u1ee9ng \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 \u0111\u01b0\u1ee3c thanh to\u00e1n b\u1ed3i th\u01b0\u1eddng, \u0111\u00e0nh ng\u1eadm ng\u00f9i ch\u1ecbu m\u1ea5t quy\u1ec1n l\u1ee3i.<\/em><\/p>\n

\u201cN\u1ebfu th\u1ef1c tr\u1ea1ng n\u00e0y kh\u00f4ng \u0111\u01b0\u1ee3c c\u1ea3i thi\u1ec7n, c\u00f3 th\u1ec3 b\u1ecf b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 v\u1edbi xe m\u00e1y\u201d, lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c n\u00f3i.<\/em><\/h5>\n

Tr\u01b0\u1edbc \u0111\u00f3, Li\u00ean \u0111o\u00e0n Th\u01b0\u01a1ng m\u1ea1i v\u00e0 C\u00f4ng nghi\u1ec7p Vi\u1ec7t Nam (VCCI) \u0111\u00e1nh gi\u00e1 v\u1ec1 t\u1ed5ng l\u1ee3i \u00edch cho x\u00e3 h\u1ed9i, b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c v\u1edbi xe m\u00e1y kh\u00f4ng b\u1ea3o \u0111\u1ea3m nguy\u00ean t\u1eafc l\u1ee3i \u00edch l\u1edbn h\u01a1n chi ph\u00ed.<\/p>\n

VCCI \u0111\u1ec1 ngh\u1ecb c\u01a1 quan so\u1ea1n th\u1ea3o\u00a0c\u00e2n nh\u1eafc thu h\u1eb9p ph\u1ea1m vi ch\u1ee7 th\u1ec3 c\u00f3 ngh\u0129a v\u1ee5 b\u1eaft bu\u1ed9c mua b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m xe c\u01a1 gi\u1edbi, theo h\u01b0\u1edbng lo\u1ea1i tr\u1eeb tr\u01b0\u1eddng h\u1ee3p xe m\u00e1y. Theo \u0111\u00f3, vi\u1ec7c mua b\u1ea3o hi\u1ec3m xe m\u00e1y, bao g\u1ed3m c\u1ea3 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 v\u00e0 c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m kh\u00e1c, s\u1ebd d\u1ef1a tr\u00ean s\u1ef1 t\u1ef1 nguy\u1ec7n tho\u1ea3 thu\u1eadn c\u1ee7a c\u00e1c b\u00ean.<\/p>\n

\u0110i\u1ec1u n\u00e0y kh\u00f4ng ch\u1ec9 gi\u00fap gi\u1ea3m chi ph\u00ed x\u00e3 h\u1ed9i m\u00e0 c\u00f2n gi\u00fap c\u00e1c doanh nghi\u1ec7p kinh doanh b\u1ea3o hi\u1ec3m c\u00f3 \u0111\u1ed9ng l\u1ef1c thi\u1ebft k\u1ebf v\u00e0 cung c\u1ea5p nh\u1eefng s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m t\u1ed1t h\u01a1n, ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng v\u00e0 mang l\u1ea1i l\u1ee3i \u00edch th\u1ef1c s\u1ef1 cho x\u00e3 h\u1ed9i.<\/p>\n

VCCI l\u1eadp lu\u1eadn, b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c l\u00e0 s\u1ef1 can thi\u1ec7p b\u1eb1ng quy\u1ec1n l\u1ef1c h\u00e0nh ch\u00ednh c\u1ee7a Nh\u00e0 n\u01b0\u1edbc v\u00e0o quy\u1ec1n t\u1ef1 do tho\u1ea3 thu\u1eadn c\u1ee7a ng\u01b0\u1eddi d\u00e2n v\u00e0 doanh nghi\u1ec7p, m\u1ed9t trong nh\u1eefng quy\u1ec1n d\u00e2n s\u1ef1 \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7.<\/p>\n

\u0110i\u1ec1u 14.2 c\u1ee7a Hi\u1ebfn ph\u00e1p v\u00e0 \u0110i\u1ec1u 2.2 c\u1ee7a B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 quy \u0111\u1ecbnh r\u1eb1ng quy\u1ec1n n\u00e0y ch\u1ec9 c\u00f3 th\u1ec3 b\u1ecb h\u1ea1n ch\u1ebf trong tr\u01b0\u1eddng h\u1ee3p c\u1ea7n thi\u1ebft “v\u00ec l\u00fd do qu\u1ed1c ph\u00f2ng, an ninh qu\u1ed1c gia, tr\u1eadt t\u1ef1, an to\u00e0n x\u00e3 h\u1ed9i, \u0111\u1ea1o \u0111\u1ee9c x\u00e3 h\u1ed9i, s\u1ee9c kho\u1ebb c\u1ed9ng \u0111\u1ed3ng\u201d. Nh\u01b0 v\u1eady, \u0111\u1ec3 h\u1ea1n ch\u1ebf quy\u1ec1n n\u00e0y, c\u01a1 quan nh\u00e0 n\u01b0\u1edbc ph\u1ea3i ch\u1ee9ng minh \u0111\u01b0\u1ee3c r\u1eb1ng l\u1ee3i \u00edch c\u00f4ng c\u1ed9ng thu \u0111\u01b0\u1ee3c t\u1eeb vi\u1ec7c h\u1ea1n ch\u1ebf quy\u1ec1n v\u01b0\u1ee3t xa chi ph\u00ed ph\u1ea3i b\u1ecf ra.<\/p>\n

Theo kh\u1ea3o s\u00e1t c\u1ee7a VCCI, trong th\u1eddi gian qua, vi\u1ec7c th\u1ef1c hi\u1ec7n c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c \u0111\u00e3 \u0111\u01b0\u1ee3c ch\u1ee9ng minh l\u00e0 mang l\u1ea1i nhi\u1ec1u l\u1ee3i \u00edch x\u00e3 h\u1ed9i nh\u01b0ng v\u1edbi b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ee7 xe m\u00e1y th\u00ec kh\u00f4ng.<\/p>\n

Di\u1ec7p Di\u1ec7p\/VOV.VN<\/strong><\/h5>\n

————-<\/em><\/p>\n

VOV.vn (Kinh t\u1ebf) 08-02-2025:<\/em><\/strong><\/p>\n

https:\/\/vov.vn\/kinh-te\/ti-le-boi-thuong-qua-thap-co-nen-bat-buoc-mua-bao-hiem-xe-may-post1153117.vov<\/a><\/em><\/p>\n

(<\/em>317\/1.372<\/em>)<\/em>","protected":false},"excerpt":{"rendered":"

T\u1ec9 l\u1ec7 b\u1ed3i th\u01b0\u1eddng qu\u00e1 th\u1ea5p, c\u00f3 n\u00ean b\u1eaft bu\u1ed9c mua b\u1ea3o hi\u1ec3m xe m\u00e1y? (VOV.vn) – V\u1edbi c\u00e1c lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m kh\u00e1c, th\u00f4ng th\u01b0\u1eddng s\u1ed1 ti\u1ec1n chi tr\u1ea3 b\u1ea3o hi\u1ec3m chi\u1ebfm kho\u1ea3ng 70% t\u1ed5ng thu. Tuy nhi\u00ean, t\u1ef7 l\u1ec7 b\u1ed3i th\u01b0\u1eddng c\u1ee7a b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00f4 […]<\/p>\n","protected":false},"author":2,"featured_media":46153,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[51],"class_list":["post-46152","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media","tag-luat-su-bao-hiem"],"acf":[],"yoast_head":"\n3.985. 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