{"id":47238,"date":"2025-04-11T08:07:34","date_gmt":"2025-04-11T01:07:34","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=47238"},"modified":"2025-04-14T10:36:53","modified_gmt":"2025-04-14T03:36:53","slug":"4-023-chuyen-gia-viet-nam-da-tai-cau-truc-ngan-hang-nhung-khong-ton-tien","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/4-023-chuyen-gia-viet-nam-da-tai-cau-truc-ngan-hang-nhung-khong-ton-tien\/","title":{"rendered":"4.023. Chuy\u00ean gia: Vi\u1ec7t Nam \u0111\u00e3 t\u00e1i c\u1ea5u tr\u00fac ng\u00e2n h\u00e0ng nh\u01b0ng ‘kh\u00f4ng t\u1ed1n ti\u1ec1n'"},"content":{"rendered":"

Chuy\u00ean gia: Vi\u1ec7t Nam \u0111\u00e3 t\u00e1i c\u1ea5u tr\u00fac ng\u00e2n h\u00e0ng nh\u01b0ng ‘kh\u00f4ng t\u1ed1n ti\u1ec1n’<\/span><\/h4>\n
(VTC News) –\u00a0Theo chuy\u00ean gia t\u00e0i ch\u00ednh Nguy\u1ec5n Xu\u00e2n Th\u00e0nh, Vi\u1ec7t Nam l\u00e0m \u0111\u01b0\u1ee3c \u0111i\u1ec1u m\u00e0 \u00edt qu\u1ed1c gia l\u00e0m \u0111\u01b0\u1ee3c, \u0111\u00f3 l\u00e0 t\u00e1i c\u1ea5u tr\u00fac ng\u00e2n h\u00e0ng nh\u01b0ng \u201ckh\u00f4ng t\u1ed1n ti\u1ec1n\u201d.<\/h5>\n

Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 c\u00f4ng b\u1ed1 v\u00e0 ho\u00e0n t\u1ea5t vi\u1ec7c chuy\u1ebfn giao b\u1eaft bu\u1ed9c GPbank cho VPbank, Dong A Bank cho HDbank, OceanBank cho MB v\u00e0 chuy\u1ec3n giao CBbank cho Vietcombank. Vi\u1ec7c chuy\u1ec3n giao \u0111\u01b0\u1ee3c k\u1ef3 v\u1ecdng s\u1ebd gi\u00fap 4 ng\u00e2n h\u00e0ng n\u00e0y kh\u1eafc ph\u1ee5c t\u00ecnh tr\u1ea1ng l\u1ed7 l\u0169y k\u1ebf v\u00e0 ra kh\u1ecfi t\u00ecnh tr\u1ea1ng ki\u1ec3m so\u00e1t \u0111\u1eb7c bi\u1ec7t.<\/p>\n

Trong khi \u0111\u00f3, c\u00e1c ng\u00e2n h\u00e0ng nh\u1eadn chuy\u1ec3n giao s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng nhi\u1ec1u c\u01a1 ch\u1ebf \u01b0u \u0111\u00e3i v\u1ec1 ngu\u1ed3n v\u1ed1n, room t\u00edn d\u1ee5ng \u0111\u1ec3 m\u1edf r\u1ed9ng quy m\u00f4 t\u00e0i s\u1ea3n, d\u01b0 n\u1ee3, \u0111\u1ec3 c\u00e1c nh\u00e0 b\u0103ng tham gia t\u00e1i c\u1ea5u tr\u00fac th\u00e0nh c\u00f4ng c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng y\u1ebfu k\u00e9m.<\/p>\n

T\u1ea1i H\u1ed9i th\u1ea3o \u201cT\u00e1i c\u01a1 c\u1ea5u ng\u00e2n h\u00e0ng, l\u00e0m sao \u0111\u1ea1t hi\u1ec7u qu\u1ea3 t\u1ed1i \u0111a?\u201d di\u1ec5n ra ng\u00e0y 11\/4 t\u1ea1i TP.HCM, nhi\u1ec1u \u00fd ki\u1ebfn v\u1ec1 s\u1ef1 t\u1ed3n t\u1ea1i c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng y\u1ebfu k\u00e9m \u0111\u01b0\u1ee3c c\u00e1c chuy\u00ean gia t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng m\u1ed5 x\u1ebb.<\/p>\n

\"Chuy\u00ean

H\u1ed9i th\u1ea3o \u201cT\u00e1i c\u01a1 c\u1ea5u ng\u00e2n h\u00e0ng, l\u00e0m sao \u0111\u1ea1t hi\u1ec7u qu\u1ea3 t\u1ed1i \u0111a?\u201d do B\u00e1o Ti\u1ec1n Phong t\u1ed5 ch\u1ee9c t\u1ea1i TP.HCM ng\u00e0y 11\/4. (\u1ea2nh: \u0110\u1ea1i Vi\u1ec7t)<\/p><\/div>\n

\u00d4ng Nguy\u1ec5n Xu\u00e2n Th\u00e0nh, Gi\u1ea3ng vi\u00ean ch\u00ednh s\u00e1ch c\u00f4ng \u0110\u1ea1i h\u1ecdc Fulbright Vi\u1ec7t Nam, cho bi\u1ebft Vi\u1ec7t Nam l\u00e0m \u0111\u01b0\u1ee3c vi\u1ec7c m\u00e0 \u00edt qu\u1ed1c gia l\u00e0m \u0111\u01b0\u1ee3c, \u0111\u00f3 l\u00e0 t\u00e1i c\u1ea5u tr\u00fac ng\u00e2n h\u00e0ng nh\u01b0ng \u201ckh\u00f4ng t\u1ed1n ti\u1ec1n\u201d. Tuy nhi\u00ean, vi\u1ec7c n\u00e0y kh\u00f4ng ph\u1ea3i l\u00e0 kh\u00f4ng m\u1ea5t \u0111\u1ed3ng n\u00e0o.<\/p>\n

Th\u1ef1c ch\u1ea5t, ph\u01b0\u01a1ng \u00e1n gi\u1ea3i quy\u1ebft m\u00e0 Vi\u1ec7t Nam \u0111ang l\u00e0m l\u00e0 gi\u00fap ng\u00e2n h\u00e0ng nh\u1eadn chuy\u1ec3n giao t\u0103ng tr\u01b0\u1edfng nhanh. C\u1ee5 th\u1ec3, c\u00e1c ng\u00e2n h\u00e0ng nh\u1eadn chuy\u1ec3n giao s\u1ebd l\u1ea5y l\u1ee3i nhu\u1eadn t\u1eeb t\u0103ng tr\u01b0\u1edfng nhanh trong t\u01b0\u01a1ng lai, \u0111\u1ec3 b\u00f9 \u0111\u1eafp cho thua l\u1ed7 trong qu\u00e1 kh\u1ee9.<\/p>\n

\u201cNh\u1eefng ng\u00e2n h\u00e0ng y\u1ebfu k\u00e9m s\u1ebd gi\u1eef nguy\u00ean, nh\u1eefng ng\u00e2n h\u00e0ng nh\u1eadn chuy\u1ec3n giao s\u1ebd t\u0103ng tr\u01b0\u1edfng nhanh, \u0111\u1ec3 b\u00f9 \u0111\u1eafp. Tr\u00ean th\u1ef1c t\u1ebf kh\u00f4ng ai mu\u1ed1n nh\u1eadn c\u00e1c ng\u00e2n h\u00e0ng y\u1ebfu k\u00e9m c\u1ea3. Tuy nhi\u00ean, Nh\u00e0 n\u01b0\u1edbc s\u1ebd t\u1ea1o c\u01a1 ch\u1ebf \u01b0u \u0111\u00e3i cho c\u00e1c ng\u00e2n h\u00e0ng nh\u1eadn chuy\u1ec3n giao\u201d,<\/em>\u00a0\u00f4ng Th\u00e0nh n\u00f3i.<\/p>\n

Lu\u1eadt s\u01b0<\/span><\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt<\/a> ANVI<\/a><\/strong><\/em>,<\/em><\/strong> Tr\u1ecdng t\u00e0i vi\u00ean Trung<\/em><\/strong> t\u00e2m Tr\u1ecdng t\u00e0i Qu\u1ed1c t\u1ebf Vi\u1ec7t Nam<\/em><\/strong>, chia s\u1ebb hi\u1ec7n nay, vi\u1ec7c c\u1ea1nh tranh tr\u00ean th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng l\u00e0 h\u1ebft s\u1ee9c kh\u1ed1c li\u1ec7t. M\u1ed9t ng\u00e2n h\u00e0ng kh\u00f4ng qu\u00e1 m\u1ea1nh l\u1ea1i nh\u1eadn th\u00eam m\u1ed9t ng\u00e2n h\u00e0ng y\u1ebfu k\u00e9m \u0111\u1ec3 t\u00e1i c\u01a1 c\u1ea5u th\u00ec c\u00f4ng vi\u1ec7c h\u1ebft s\u1ee9c v\u1ea5t v\u1ea3.<\/em><\/h5>\n

Theo \u00f4ng \u0110\u1ee9c, n\u00ean l\u00e0m r\u00f5 vi\u1ec7c Vi\u1ec7t Nam c\u1ea7n c\u00f3 bao nhi\u00eau ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n l\u00e0 v\u1eeba. Hi\u1ec7n t\u1ea1i, Vi\u1ec7t Nam c\u00f3 35 ng\u00e2n h\u00e0ng \u0111ang ho\u1ea1t \u0111\u1ed9ng. Tuy nhi\u00ean, nh\u1eefng ng\u00e2n h\u00e0ng n\u00e0o y\u1ebfu k\u00e9m th\u00ec c\u1ea7n xem l\u1ea1i, b\u1edfi ch\u1ee7 tr\u01b0\u01a1ng l\u00e0 kh\u00f4ng c\u1ea7n qu\u00e1 nhi\u1ec1u ng\u00e2n h\u00e0ng.<\/em><\/p>\n

\"Chuy\u00ean

Lu\u1eadt s\u01b0\u00a0Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c: Chuy\u1ec3n giao b\u1eaft bu\u1ed9c c\u00e1c ng\u00e2n h\u00e0ng y\u1ebfu k\u00e9m hi\u1ec7n nay l\u00e0 gi\u1ea3i ph\u00e1p t\u00ecnh th\u1ebf. (\u1ea2nh: \u0110\u1ea1i Vi\u1ec7t)<\/p><\/div>\n

\u201cChuy\u1ec3n giao b\u1eaft bu\u1ed9c c\u00e1c ng\u00e2n h\u00e0ng y\u1ebfu k\u00e9m hi\u1ec7n nay l\u00e0 gi\u1ea3i ph\u00e1p t\u00ecnh th\u1ebf. Vi\u1ec7c ch\u1eefa ch\u00e1y c\u1ea7n c\u00f3 t\u1ea7m nh\u00ecn l\u00e2u d\u00e0i. S\u1ef1 chuy\u1ec3n giao c\u1ea7n ph\u1ea3i \u0111\u1ea3m b\u1ea3o c\u00e1c quy \u0111\u1ecbnh ph\u00e1p l\u00fd, v\u1eefng v\u00e0ng v\u1ec1 kinh t\u1ebf th\u00ec m\u1edbi gi\u1ea3i quy\u1ebft \u0111\u01b0\u1ee3c c\u00e2u chuy\u1ec7n hi\u1ec7u qu\u1ea3, an to\u00e0n cho h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh, ti\u1ec1n t\u1ec7\u201d,<\/em>\u00a0\u00f4ng \u0110\u1ee9c n\u00f3i.<\/em><\/p>\n

Ti\u1ebfn s\u0129 Nguy\u1ec5n Tr\u00ed Hi\u1ebfu, Vi\u1ec7n tr\u01b0\u1edfng Vi\u1ec7n nghi\u00ean c\u1ee9u v\u00e0 ph\u00e1t tri\u1ec3n th\u1ecb tr\u01b0\u1eddng T\u00e0i ch\u00ednh v\u00e0 B\u1ea5t \u0111\u1ed9ng s\u1ea3n to\u00e0n c\u1ea7u, cho r\u1eb1ng c\u1ea7n c\u00f3 c\u01a1 ch\u1ebf \u0111\u1ec3 c\u00e1c ng\u00e2n h\u00e0ng t\u1ef1 nguy\u1ec7n chuy\u1ec3n giao. C\u00e1c ng\u00e2n h\u00e0ng y\u1ebfu k\u00e9m ph\u1ea3i t\u1ef1 \u0111i t\u00ecm ng\u00e2n h\u00e0ng \u201cm\u1eb9\u201d \u0111\u1ec3 th\u1ef1c hi\u1ec7n vi\u1ec7c t\u00e1i c\u01a1 c\u1ea5u.<\/p>\n

Th\u1ef1c t\u1ebf, c\u00e1c ng\u00e2n h\u00e0ng y\u1ebfu k\u00e9m \u0111\u01b0\u1ee3c mua l\u1ea1i 0 \u0111\u1ed3ng nh\u01b0ng kh\u00f4ng v\u1ef1c d\u1eady \u0111\u01b0\u1ee3c, c\u00e0ng l\u00e0m c\u00e0ng l\u1ed7. Vi\u1ec7t Nam \u0111ang ho\u1ea1t \u0111\u1ed9ng trong n\u1ec1n kinh t\u1ebf th\u1ecb tr\u01b0\u1eddng, h\u00e3y \u0111\u1ec3 th\u1ecb tr\u01b0\u1eddng quy\u1ebft \u0111\u1ecbnh s\u1ed1 ph\u1eadn c\u00e1c ng\u00e2n h\u00e0ng ho\u1ea1t \u0111\u1ed9ng kh\u00f4ng hi\u1ec7u qu\u1ea3.<\/p>\n

Theo PGS.TS Nguy\u1ec5n \u0110\u1ee9c Trung, Hi\u1ec7u tr\u01b0\u1edfng Tr\u01b0\u1eddng \u0110\u1ea1i h\u1ecdc Ng\u00e2n h\u00e0ng TP.HCM, thu\u1eadt ng\u1eef \u201cng\u00e2n h\u00e0ng 0 \u0111\u1ed3ng\u201d \u0111ang b\u1ecb l\u1ea1m d\u1ee5ng. Th\u1ef1c ch\u1ea5t, v\u0103n b\u1ea3n ph\u00e1p lu\u1eadt kh\u00f4ng \u0111\u1ec1 c\u1eadp kh\u00e1i ni\u1ec7m tr\u00ean.<\/p>\n

C\u00e2u chuy\u1ec7n 0 \u0111\u1ed3ng l\u00e0 c\u00e1c ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c t\u00e1i c\u01a1 c\u1ea5u 2 n\u0103m nh\u01b0ng kh\u00f4ng \u0111\u1ee7 s\u1ee9c v\u1ef1c d\u1eady, bu\u1ed9c ph\u1ea3i x\u1eed l\u00fd. Ng\u00e2n h\u00e0ng c\u1ee7a M\u1ef9, Trung Qu\u1ed1c c\u0169ng th\u1ef1c hi\u1ec7n nh\u1eefng vi\u1ec7c t\u01b0\u01a1ng t\u1ef1. M\u1ee5c \u0111\u00edch c\u01a1 b\u1ea3n l\u00e0 \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i cho ng\u01b0\u1eddi g\u1eedi ti\u1ec1n, c\u00f3 ng\u01b0\u1eddi \u0111\u1ee9ng ra nh\u1eadn tr\u00e1ch nhi\u1ec7m n\u1ebfu ng\u01b0\u1eddi g\u1eedi mu\u1ed1n r\u00fat ti\u1ec1n. Vi\u1ec7c t\u00e1i c\u01a1 c\u1ea5u kh\u00f4ng th\u1ec3 gi\u00fap ng\u00e2n h\u00e0ng y\u1ebfu k\u00e9m tr\u1edf n\u00ean m\u1ea1nh h\u01a1n ngay l\u1eadp t\u1ee9c, m\u00e0 c\u1ea7n c\u00f3 th\u1eddi gian h\u00e0ng ch\u1ee5c n\u0103m.<\/p>\n

\u201cM\u1ed9t ng\u01b0\u1eddi b\u1ecb s\u1ed1t xu\u1ea5t huy\u1ebft kh\u00f4ng th\u1ec3 \u0111\u1ee9ng l\u00ean ch\u1ea1y 25km ngay \u0111\u01b0\u1ee3c, h\u1ecd c\u1ea7n nhi\u1ec1u n\u0103m m\u1edbi c\u00f3 th\u1ec3 ch\u1ea1y \u0111\u01b0\u1ee3c nh\u01b0 v\u1eady. Ng\u00e2n h\u00e0ng y\u1ebfu k\u00e9m c\u0169ng kh\u00f4ng th\u1ec3 ngay t\u1ee9c kh\u1eafc v\u1ef1c d\u1eady, h\u1ecd c\u1ea7n th\u1eddi gian. T\u00f4i ngh\u0129, t\u00e1i c\u01a1 c\u1ea5u th\u00e0nh c\u00f4ng l\u00e0 b\u1ea3o v\u1ec7 \u0111\u01b0\u1ee3c ng\u01b0\u1eddi g\u1eedi ti\u1ec1n, kh\u00f4ng c\u00f3 cu\u1ed9c xung \u0111\u1ed9t n\u00e0o v\u1edbi ng\u01b0\u1eddi g\u1eedi ti\u1ec1n\u201d,<\/em>\u00a0\u00f4ng Trung n\u00f3i.<\/p>\n

\u0110\u1ea1i Vi\u1ec7t<\/strong><\/p>\n

————-<\/em><\/p>\n

VTCNews (T\u00e0i<\/em><\/strong> ch\u00ednh<\/em><\/strong>) ng\u00e0y <\/em><\/strong>11-4<\/em><\/strong>-202<\/em><\/strong>5<\/em><\/strong>:<\/em><\/strong><\/p>\n

https:\/\/vtcnews.vn\/chuyen-gia-viet-nam-da-tai-cau-truc-ngan-hang-nhung-khong-ton-tien-ar937134.html<\/a><\/p>\n

(<\/em>201\/888<\/em>)<\/em>","protected":false},"excerpt":{"rendered":"

Chuy\u00ean gia: Vi\u1ec7t Nam \u0111\u00e3 t\u00e1i c\u1ea5u tr\u00fac ng\u00e2n h\u00e0ng nh\u01b0ng ‘kh\u00f4ng t\u1ed1n ti\u1ec1n’ (VTC News) –\u00a0Theo chuy\u00ean gia t\u00e0i ch\u00ednh Nguy\u1ec5n Xu\u00e2n Th\u00e0nh, Vi\u1ec7t Nam l\u00e0m \u0111\u01b0\u1ee3c \u0111i\u1ec1u m\u00e0 \u00edt qu\u1ed1c gia l\u00e0m \u0111\u01b0\u1ee3c, \u0111\u00f3 l\u00e0 t\u00e1i c\u1ea5u tr\u00fac ng\u00e2n h\u00e0ng nh\u01b0ng \u201ckh\u00f4ng t\u1ed1n ti\u1ec1n\u201d. Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 c\u00f4ng b\u1ed1 v\u00e0 ho\u00e0n […]<\/p>\n","protected":false},"author":2,"featured_media":47222,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[32,39,36],"class_list":["post-47238","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media","tag-anvi","tag-cong-ty-luat-anvi","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"\n4.023. Chuy\u00ean gia: Vi\u1ec7t Nam \u0111\u00e3 t\u00e1i c\u1ea5u tr\u00fac ng\u00e2n h\u00e0ng nh\u01b0ng 'kh\u00f4ng t\u1ed1n ti\u1ec1n' - ANVI Law Firm<\/title>\n<meta name=\"description\" content=\"Theo chuy\u00ean gia t\u00e0i ch\u00ednh Nguy\u1ec5n Xu\u00e2n Th\u00e0nh, VN l\u00e0m \u0111\u01b0\u1ee3c \u0111i\u1ec1u m\u00e0 \u00edt qu\u1ed1c gia l\u00e0m \u0111\u01b0\u1ee3c, \u0111\u00f3 l\u00e0 t\u00e1i c\u1ea5u tr\u00fac ng\u00e2n h\u00e0ng nh\u01b0ng \u201ckh\u00f4ng t\u1ed1n ti\u1ec1n\u201d\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/4-023-chuyen-gia-viet-nam-da-tai-cau-truc-ngan-hang-nhung-khong-ton-tien\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]4.023. 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