{"id":47257,"date":"2025-04-11T08:24:55","date_gmt":"2025-04-11T01:24:55","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=47257"},"modified":"2025-04-14T11:30:29","modified_gmt":"2025-04-14T04:30:29","slug":"4-030-seminar-discusses-how-to-successfully-restructure-banking-sector","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/4-030-seminar-discusses-how-to-successfully-restructure-banking-sector\/","title":{"rendered":"4.030. Seminar discusses how to successfully restructure banking sector."},"content":{"rendered":"

Seminar discusses how to successfully restructure banking sector.<\/strong><\/span><\/h4>\n
(VNN) – Experts explored the root causes behind both the successes and failures of Vi\u1ec7t Nam\u2019s bank restructuring efforts, while proposing practical measures to enhance their effectiveness going forward, at a seminar in HCM City on April 11.<\/h5>\n\n\n\n\n
\"Seminar<\/td>\n<\/tr>\n
Dr Nguy\u1ec5n Tr\u00ed Hi\u1ebfu, director of the Institute of Research and Development of Global Financial and Real Estate Markets, speaks at the seminar on ‘Bank Restructuring: How to Achieve Maximum Efficiency?’ held by Ti\u1ec1n Phong newspaper in HCM City on April 11. \u2014 Photo courtesy of the newspaper<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

HCM CITY \u2014 Experts explored the root causes behind both the successes and failures of Vi\u1ec7t Nam\u2019s bank restructuring efforts, while proposing practical measures to enhance their effectiveness going forward at a seminar in HCM City on April 11.<\/p>\n

Speaking at the forum titled ‘Bank Restructuring: How to Achieve Maximum Efficiency?’<\/em>\u00a0held by\u00a0Ti\u1ec1n Phong<\/em>\u00a0newspaper, Ph\u00f9ng C\u00f4ng S\u01b0\u1edfng, the Editor-in-Chief emphasised that the Vietnamese banking sector is undergoing a pivotal transformation.<\/p>\n

The State Bank of Vietnam (SBV) has recently executed mandatory transfers of certain weak banks and is actively seeking investors for Saigon Commercial Bank (SCB). In this context, the seminar served as a timely platform for stakeholders to evaluate the ongoing restructuring process and propose optimal strategies, he said.<\/p>\n

Vi\u1ec7t Nam’s banking history has witnessed multiple restructuring efforts with some successful, others offering sobering lessons, he said, adding that analysing past cases is essential to help policymakers and experts formulate effective solutions. The ultimate goal is not just to help weak banks overcome hardship, but to build a healthier, more transparent and resilient banking system that supports sustainable economic growth.<\/p>\n

According to Nguy\u1ec5n Xu\u00e2n Th\u00e0nh, a public policy lecturer at Fulbright University Vietnam, Vi\u1ec7t Nam currently has 35 commercial banks, five of which are under special control due to serious financial instability. While a competitive banking environment benefits businesses and depositors, it also increases the risk of market failures and makes regulatory supervision more difficult.<\/p>\n

Since 2010, the banking sector has experienced explosive growth, with some banks expanding their scale by 10 to 15 times. While this rapid expansion has raised regulatory challenges, it also provides a solid foundation and an opportunity for comprehensive restructuring.<\/p>\n

Th\u00e0nh noted that Vi\u1ec7t Nam has used several restructuring approaches since 2011, including mergers, consolidations, the entry of new investors, and most notably, mandatory transfers.<\/p>\n

He noted that one of the key drivers behind the weakness of joint-stock commercial banks is manipulation by large shareholder groups. These groups often establish cross-ownership structures to dominate decision-making, effectively bypassing regulations intended to ensure safe and sound operations.<\/p>\n

Such banks frequently issued credit to affiliated companies and projects within their own ecosystems, many of which were poorly performing. The result was a rapid accumulation of non-performing loans and, ultimately, forced restructuring, he said.<\/p>\n

Lawyer<\/span><\/a>\u00a0Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, Direct of\u00a0 ANVI<\/a> Law Firm<\/a><\/strong><\/em>\u00a0outlined the three main stages in handling weak banks: ‘early intervention’, followed by ‘special control’ and ultimately, ‘mandatory transfer’ or bankruptcy. Of these, mandatory transfer is considered the final measure before insolvency.<\/em><\/h5>\n

Mandatory restructuring is necessary because troubled banks rarely agree to voluntary handovers, Th\u00e0nh emphasised. No one wants to give up a bank for zero compensation, even if its financials are deeply negative. If a voluntary solution fails, the State must choose between forced transfer or bankruptcy.<\/p>\n

Post-transfer strategies often include renaming the bank, retaining its licence, and eliminating brand value. Th\u00e0nh noted that this model closely resembles Indonesia\u2019s approach to resolving its own banking crises.<\/p>\n

The amended 2024 Law on Credit Institutions now provides a clear legal framework for mandatory transfers, allowing both credit institutions and non-bank enterprises to participate as transferees. However, this expansion has generated controversy, particularly over the financial and operational capabilities of non-bank participants.<\/p>\n

Despite being the most feasible option in certain scenarios, mandatory transfers come with considerable risks<\/p>\n

Director of the Institute of Research and Development of Global Financial and Real Estate Markets, Dr Nguy\u1ec5n Tr\u00ed Hi\u1ebfu, cautioned that while mandatory transfers may be the most feasible solution in certain cases, they are not a panacea.<\/p>\n

\u201cVi\u1ec7t Nam carried out such transfers ten years ago, informally known as \u2018zero-\u0111\u1ed3ng acquisitions,\u2019\u201d he said. \u201cNow we\u2019re doing it again, but there\u2019s no transparency about the new entities\u2014how they operate, their capital structure, etc. Depositors face significant risks, especially since the national deposit insurance covers only a modest amount.\u201d<\/p>\n

According to Article 185 of the 2024 Law on Credit Institutions, transferee entities assume 100 per cent of the charter capital of the weak bank, but are not required to consolidate financial statements or include the acquisition in their capital adequacy ratios. This diverges from international accounting standards and could lead to major information gaps for shareholders, customers and regulators, he said.<\/p>\n

To ensure the success of such restructurings, Hi\u1ebfu proposed several measures.<\/p>\n

The restructured bank must have a minimum charter capital of VN\u01103 trillion (US$117.6 million) and the parent bank must guarantee all customer deposits held by the restructured entity, he said.<\/p>\n

He also urged the central bank to publish detailed information on the financial health of all commercial banks on its official website. \u2014 VNS<\/p>\n

————-<\/em><\/p>\n

Vi\u1ec7t<\/em><\/strong> Nam News <\/em><\/strong>(Economy) ng\u00e0y <\/em><\/strong>11-4<\/em><\/strong>-202<\/em><\/strong>5<\/em><\/strong>:<\/em><\/strong><\/p>\n

https:\/\/vietnamnews.vn\/economy\/1695686\/seminar-discusses-how-to-successfully-restructure-banking-sector.html<\/em><\/a><\/p>\n

(<\/em>36\/863<\/em>)<\/em>","protected":false},"excerpt":{"rendered":"

Seminar discusses how to successfully restructure banking sector. (VNN) – Experts explored the root causes behind both the successes and failures of Vi\u1ec7t Nam\u2019s bank restructuring efforts, while proposing practical measures to enhance their effectiveness going forward, at a seminar in HCM City on April 11. Dr Nguy\u1ec5n Tr\u00ed Hi\u1ebfu, director of the Institute of […]<\/p>\n","protected":false},"author":2,"featured_media":47256,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[32,39,36],"class_list":["post-47257","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media","tag-anvi","tag-cong-ty-luat-anvi","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"\n4.030. Seminar discusses how to successfully restructure banking sector. - ANVI Law Firm<\/title>\n<meta name=\"description\" content=\"Seminar discusses how to successfully restructure banking sector | Experts explored the root causes behind both the successes and failures of...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/4-030-seminar-discusses-how-to-successfully-restructure-banking-sector\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]4.030. Seminar discusses how to successfully restructure banking sector.[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"Seminar discusses how to successfully restructure banking sector | Experts explored the root causes behind both the successes and failures of...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/vi\/4-030-seminar-discusses-how-to-successfully-restructure-banking-sector\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2025-04-11T01:24:55+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-04-14T04:30:29+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2025\/04\/Picture1-14.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"606\" \/>\n\t<meta property=\"og:image:height\" content=\"416\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/anvilaw.com\/vi\/4-030-seminar-discusses-how-to-successfully-restructure-banking-sector\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/4-030-seminar-discusses-how-to-successfully-restructure-banking-sector\/\"},\"author\":{\"name\":\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/f250bfe7ec16ce4eba7ae37ffd717a9e\"},\"headline\":\"4.030. Seminar discusses how to successfully restructure banking sector.\",\"datePublished\":\"2025-04-11T01:24:55+00:00\",\"dateModified\":\"2025-04-14T04:30:29+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/4-030-seminar-discusses-how-to-successfully-restructure-banking-sector\/\"},\"wordCount\":903,\"publisher\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#organization\"},\"image\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/4-030-seminar-discusses-how-to-successfully-restructure-banking-sector\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2025\/04\/Picture1-14.jpg\",\"keywords\":[\"ANVI\",\"C\u00f4ng ty Lu\u1eadt ANVI\",\"Lu\u1eadt s\u01b0 T\u00e0i ch\u00ednh - Ng\u00e2n h\u00e0ng\"],\"articleSection\":[\"Tr\u00edch d\u1eabn\",\"T\u01b0 li\u1ec7u ANVI\"],\"inLanguage\":\"vi\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/anvilaw.com\/vi\/4-030-seminar-discusses-how-to-successfully-restructure-banking-sector\/\",\"url\":\"https:\/\/anvilaw.com\/vi\/4-030-seminar-discusses-how-to-successfully-restructure-banking-sector\/\",\"name\":\"[:vi]4.030. Seminar discusses how to successfully restructure banking sector.[:] - ANVI Law Firm\",\"isPartOf\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/4-030-seminar-discusses-how-to-successfully-restructure-banking-sector\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/4-030-seminar-discusses-how-to-successfully-restructure-banking-sector\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2025\/04\/Picture1-14.jpg\",\"datePublished\":\"2025-04-11T01:24:55+00:00\",\"dateModified\":\"2025-04-14T04:30:29+00:00\",\"description\":\"Seminar discusses how to successfully restructure banking sector | Experts explored the root causes behind both the successes and failures of...\",\"breadcrumb\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/4-030-seminar-discusses-how-to-successfully-restructure-banking-sector\/#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/anvilaw.com\/vi\/4-030-seminar-discusses-how-to-successfully-restructure-banking-sector\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/anvilaw.com\/vi\/4-030-seminar-discusses-how-to-successfully-restructure-banking-sector\/#primaryimage\",\"url\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2025\/04\/Picture1-14.jpg\",\"contentUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2025\/04\/Picture1-14.jpg\",\"width\":606,\"height\":416,\"caption\":\"Seminar discusses how to successfully restructure banking sector\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/anvilaw.com\/vi\/4-030-seminar-discusses-how-to-successfully-restructure-banking-sector\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/anvilaw.com\/vi\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"4.030. Seminar discusses how to successfully restructure banking sector.\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#website\",\"url\":\"https:\/\/anvilaw.com\/vi\/\",\"name\":\"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI\",\"description\":\"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm\",\"publisher\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#organization\"},\"alternateName\":\"anvilaw.com\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/anvilaw.com\/vi\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"vi\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#organization\",\"name\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\",\"alternateName\":\"ANVI\",\"url\":\"https:\/\/anvilaw.com\/vi\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"contentUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"width\":3493,\"height\":1535,\"caption\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\"},\"image\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/facebook.com\/anvilawfirm\",\"https:\/\/x.com\/anvilawfirm\",\"https:\/\/www.youtube.com\/@anvilawfirm\",\"https:\/\/www.youtube.com\/@lsduc_anvi\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/f250bfe7ec16ce4eba7ae37ffd717a9e\",\"name\":\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/939cd8149fd8babbde69424b0b9cd8c1d6d82a1eb91f15a25a976dcc104497f9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/939cd8149fd8babbde69424b0b9cd8c1d6d82a1eb91f15a25a976dcc104497f9?s=96&d=mm&r=g\",\"caption\":\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\"},\"sameAs\":[\"https:\/\/anvilaw.com\"],\"url\":\"https:\/\/anvilaw.com\/vi\/author\/ductt\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"[:vi]4.030. Seminar discusses how to successfully restructure banking sector.[:] - ANVI Law Firm","description":"Seminar discusses how to successfully restructure banking sector | Experts explored the root causes behind both the successes and failures of...","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/anvilaw.com\/vi\/4-030-seminar-discusses-how-to-successfully-restructure-banking-sector\/","og_locale":"vi_VN","og_type":"article","og_title":"[:vi]4.030. Seminar discusses how to successfully restructure banking sector.[:] - ANVI Law Firm","og_description":"Seminar discusses how to successfully restructure banking sector | Experts explored the root causes behind both the successes and failures of...","og_url":"https:\/\/anvilaw.com\/vi\/4-030-seminar-discusses-how-to-successfully-restructure-banking-sector\/","og_site_name":"ANVI Law Firm","article_publisher":"https:\/\/facebook.com\/anvilawfirm","article_published_time":"2025-04-11T01:24:55+00:00","article_modified_time":"2025-04-14T04:30:29+00:00","og_image":[{"width":606,"height":416,"url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2025\/04\/Picture1-14.jpg","type":"image\/jpeg"}],"author":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c","twitter_card":"summary_large_image","twitter_creator":"@anvilawfirm","twitter_site":"@anvilawfirm","twitter_misc":{"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c","\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"6 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/anvilaw.com\/vi\/4-030-seminar-discusses-how-to-successfully-restructure-banking-sector\/#article","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/4-030-seminar-discusses-how-to-successfully-restructure-banking-sector\/"},"author":{"name":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/f250bfe7ec16ce4eba7ae37ffd717a9e"},"headline":"4.030. Seminar discusses how to successfully restructure banking sector.","datePublished":"2025-04-11T01:24:55+00:00","dateModified":"2025-04-14T04:30:29+00:00","mainEntityOfPage":{"@id":"https:\/\/anvilaw.com\/vi\/4-030-seminar-discusses-how-to-successfully-restructure-banking-sector\/"},"wordCount":903,"publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/4-030-seminar-discusses-how-to-successfully-restructure-banking-sector\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2025\/04\/Picture1-14.jpg","keywords":["ANVI","C\u00f4ng ty Lu\u1eadt ANVI","Lu\u1eadt s\u01b0 T\u00e0i ch\u00ednh - Ng\u00e2n h\u00e0ng"],"articleSection":["Tr\u00edch d\u1eabn","T\u01b0 li\u1ec7u ANVI"],"inLanguage":"vi"},{"@type":"WebPage","@id":"https:\/\/anvilaw.com\/vi\/4-030-seminar-discusses-how-to-successfully-restructure-banking-sector\/","url":"https:\/\/anvilaw.com\/vi\/4-030-seminar-discusses-how-to-successfully-restructure-banking-sector\/","name":"[:vi]4.030. Seminar discusses how to successfully restructure banking sector.[:] - ANVI Law Firm","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/#website"},"primaryImageOfPage":{"@id":"https:\/\/anvilaw.com\/vi\/4-030-seminar-discusses-how-to-successfully-restructure-banking-sector\/#primaryimage"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/4-030-seminar-discusses-how-to-successfully-restructure-banking-sector\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2025\/04\/Picture1-14.jpg","datePublished":"2025-04-11T01:24:55+00:00","dateModified":"2025-04-14T04:30:29+00:00","description":"Seminar discusses how to successfully restructure banking sector | Experts explored the root causes behind both the successes and failures of...","breadcrumb":{"@id":"https:\/\/anvilaw.com\/vi\/4-030-seminar-discusses-how-to-successfully-restructure-banking-sector\/#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/anvilaw.com\/vi\/4-030-seminar-discusses-how-to-successfully-restructure-banking-sector\/"]}]},{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/4-030-seminar-discusses-how-to-successfully-restructure-banking-sector\/#primaryimage","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2025\/04\/Picture1-14.jpg","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2025\/04\/Picture1-14.jpg","width":606,"height":416,"caption":"Seminar discusses how to successfully restructure banking sector"},{"@type":"BreadcrumbList","@id":"https:\/\/anvilaw.com\/vi\/4-030-seminar-discusses-how-to-successfully-restructure-banking-sector\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/anvilaw.com\/vi\/"},{"@type":"ListItem","position":2,"name":"4.030. Seminar discusses how to successfully restructure banking sector."}]},{"@type":"WebSite","@id":"https:\/\/anvilaw.com\/vi\/#website","url":"https:\/\/anvilaw.com\/vi\/","name":"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI","description":"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm","publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"alternateName":"anvilaw.com","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/anvilaw.com\/vi\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"vi"},{"@type":"Organization","@id":"https:\/\/anvilaw.com\/vi\/#organization","name":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm","alternateName":"ANVI","url":"https:\/\/anvilaw.com\/vi\/","logo":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","width":3493,"height":1535,"caption":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/facebook.com\/anvilawfirm","https:\/\/x.com\/anvilawfirm","https:\/\/www.youtube.com\/@anvilawfirm","https:\/\/www.youtube.com\/@lsduc_anvi"]},{"@type":"Person","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/f250bfe7ec16ce4eba7ae37ffd717a9e","name":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c","image":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/939cd8149fd8babbde69424b0b9cd8c1d6d82a1eb91f15a25a976dcc104497f9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/939cd8149fd8babbde69424b0b9cd8c1d6d82a1eb91f15a25a976dcc104497f9?s=96&d=mm&r=g","caption":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c"},"sameAs":["https:\/\/anvilaw.com"],"url":"https:\/\/anvilaw.com\/vi\/author\/ductt\/"}]}},"_links":{"self":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/47257","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/comments?post=47257"}],"version-history":[{"count":1,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/47257\/revisions"}],"predecessor-version":[{"id":47313,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/47257\/revisions\/47313"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media\/47256"}],"wp:attachment":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media?parent=47257"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/categories?post=47257"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/tags?post=47257"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}