{"id":47368,"date":"2025-04-21T17:38:33","date_gmt":"2025-04-21T10:38:33","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=47368"},"modified":"2025-04-23T11:40:03","modified_gmt":"2025-04-23T04:40:03","slug":"4-042-luat-hoa-xu-ly-no-xau-can-bang-quyen-loi-cung-co-niem-tin-tin-dung","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/4-042-luat-hoa-xu-ly-no-xau-can-bang-quyen-loi-cung-co-niem-tin-tin-dung\/","title":{"rendered":"4.042. Lu\u1eadt h\u00f3a x\u1eed l\u00fd n\u1ee3 x\u1ea5u: C\u00e2n b\u1eb1ng quy\u1ec1n l\u1ee3i, c\u1ee7ng c\u1ed1 ni\u1ec1m tin t\u00edn d\u1ee5ng."},"content":{"rendered":"

Lu\u1eadt h\u00f3a x\u1eed l\u00fd n\u1ee3 x\u1ea5u: C\u00e2n b\u1eb1ng quy\u1ec1n l\u1ee3i, c\u1ee7ng c\u1ed1 ni\u1ec1m tin t\u00edn d\u1ee5ng.<\/strong><\/span><\/h4>\n

(CP.vn) – Sau khi Ngh\u1ecb quy\u1ebft 42 h\u1ebft hi\u1ec7u l\u1ef1c, kho\u1ea3ng tr\u1ed1ng ph\u00e1p l\u00fd trong x\u1eed l\u00fd n\u1ee3 x\u1ea5u \u0111\u00e3 l\u1ed9 r\u00f5. D\u1ef1 th\u1ea3o Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (s\u1eeda \u0111\u1ed5i) \u0111ang \u0111\u1eb7t ra k\u1ef3 v\u1ecdng v\u1ec1 m\u1ed9t khu\u00f4n kh\u1ed5 ph\u00e1p l\u00fd minh b\u1ea1ch, hi\u1ec7u qu\u1ea3, h\u00e0i h\u00f2a l\u1ee3i \u00edch c\u00e1c b\u00ean. T\u1ea1i t\u1ecda \u0111\u00e0m, c\u00e1c chuy\u00ean gia v\u00e0 \u0111\u1ea1i bi\u1ec3u \u0111\u00e3 \u0111\u01b0a ra nhi\u1ec1u ki\u1ebfn ngh\u1ecb nh\u1eb1m ho\u00e0n thi\u1ec7n lu\u1eadt.<\/p>\n

\"Lu\u1eadt

Lu\u1eadt h\u00f3a x\u1eed l\u00fd n\u1ee3 x\u1ea5u: C\u00e2n b\u1eb1ng quy\u1ec1n l\u1ee3i, c\u1ee7ng c\u1ed1 ni\u1ec1m tin t\u00edn d\u1ee5ng<\/p><\/div>\n

T\u1ecda \u0111\u00e0m “T\u1ea1o l\u1eadp khu\u00f4n kh\u1ed5 ph\u00e1p l\u00fd \u0111\u1ed3ng b\u1ed9 v\u1ec1 x\u1eed l\u00fd n\u1ee3 x\u1ea5u”, do B\u00e1o \u0110\u1ea1i bi\u1ec3u nh\u00e2n d\u00e2n t\u1ed5 ch\u1ee9c ng\u00e0y 21\/4 t\u1ea1i H\u00e0 N\u1ed9i – \u1ea2nh: VGP\/HT<\/p>\n

\u0110\u00e2y l\u00e0 \u00fd ki\u1ebfn c\u00e1c \u0111\u1ea1i bi\u1ec3u trao \u0111\u1ed5i T\u1ecda \u0111\u00e0m “T\u1ea1o l\u1eadp khu\u00f4n kh\u1ed5 ph\u00e1p l\u00fd \u0111\u1ed3ng b\u1ed9 v\u1ec1 x\u1eed l\u00fd n\u1ee3 x\u1ea5u”, do B\u00e1o \u0110\u1ea1i bi\u1ec3u nh\u00e2n d\u00e2n t\u1ed5 ch\u1ee9c ng\u00e0y 21\/4 t\u1ea1i H\u00e0 N\u1ed9i.<\/p>\n

Kho\u1ea3ng tr\u1ed1ng ph\u00e1p l\u00fd v\u00e0 h\u1ec7 l\u1ee5y t\u1eeb n\u1ee3 x\u1ea5u ch\u01b0a \u0111\u01b0\u1ee3c x\u1eed l\u00fd<\/strong><\/h5>\n

T\u1eeb th\u1ef1c t\u1ebf sau khi Ngh\u1ecb quy\u1ebft 42\/2017\/QH14 h\u1ebft hi\u1ec7u l\u1ef1c \u0111\u1ea7u n\u0103m 2024, ti\u1ebfn tr\u00ecnh x\u1eed l\u00fd n\u1ee3 x\u1ea5u c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (TCTD) \u0111ang g\u1eb7p kh\u00f4ng \u00edt r\u00e0o c\u1ea3n. Nhi\u1ec1u quy \u0111\u1ecbnh c\u1ed1t l\u00f5i trong ngh\u1ecb quy\u1ebft n\u00e0y v\u1eabn ch\u01b0a \u0111\u01b0\u1ee3c lu\u1eadt h\u00f3a, khi\u1ebfn n\u1ee3 x\u1ea5u c\u00f3 nguy c\u01a1 gia t\u0103ng v\u00e0 t\u1ea1o \u00e1p l\u1ef1c l\u1edbn \u0111\u1ebfn h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng, trong khi \u0111\u00f3 v\u1ec7c Ngh\u1ecb quy\u1ebft 42 h\u1ebft hi\u1ec7u l\u1ef1c \u0111ang khi\u1ebfn x\u1eed l\u00fd n\u1ee3 x\u1ea5u \u0111\u00ecnh tr\u1ec7, ki\u1ec7n t\u1ee5ng gia t\u0103ng.<\/p>\n

\u00d4ng Phan \u0110\u1ee9c Hi\u1ebfu, \u1ee6y vi\u00ean chuy\u00ean tr\u00e1ch \u1ee6y ban Kinh t\u1ebf v\u00e0 T\u00e0i ch\u00ednh c\u1ee7a Qu\u1ed1c h\u1ed9i – \u1ea2nh: VGP\/HT<\/h6>\n

\u00d4ng Phan \u0110\u1ee9c Hi\u1ebfu, \u1ee6y vi\u00ean chuy\u00ean tr\u00e1ch \u1ee6y ban Kinh t\u1ebf v\u00e0 T\u00e0i ch\u00ednh c\u1ee7a Qu\u1ed1c h\u1ed9i cho bi\u1ebft: Nh\u1eb1m kh\u1eafc ph\u1ee5c kho\u1ea3ng tr\u1ed1ng ph\u00e1p l\u00fd n\u00e0y, Th\u1ee7 t\u01b0\u1edbng \u0111\u00e3 y\u00eau c\u1ea7u Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc s\u1eeda Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, lu\u1eadt h\u00f3a Ngh\u1ecb quy\u1ebft 42. D\u1ef1 ki\u1ebfn, d\u1ef1 th\u1ea3o Lu\u1eadt n\u00e0y s\u1ebd tr\u00ecnh Qu\u1ed1c h\u1ed9i xem x\u00e9t th\u00f4ng qua t\u1ea1i K\u1ef3 h\u1ecdp th\u00e1ng 5 t\u1edbi \u0111\u00e2y.<\/p>\n

Lu\u1eadt h\u00f3a l\u00e0 m\u1ed9t y\u00eau c\u1ea7u c\u1ea7n thi\u1ebft trong b\u1ed1i c\u1ea3nh hi\u1ec7n nay, tuy nhi\u00ean, vi\u1ec7c chuy\u1ec3n h\u00f3a c\u00e1c quy \u0111\u1ecbnh mang t\u00ednh th\u00ed \u0111i\u1ec3m th\u00e0nh lu\u1eadt \u0111\u00f2i h\u1ecfi ph\u1ea3i \u0111\u1ea3m b\u1ea3o t\u00ednh h\u1ee3p hi\u1ebfn, h\u1ee3p ph\u00e1p v\u00e0 \u0111\u1eb7c bi\u1ec7t l\u00e0 s\u1ef1 c\u00f4ng b\u1eb1ng gi\u1eefa c\u00e1c b\u00ean li\u00ean quan, bao g\u1ed3m t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, kh\u00e1ch h\u00e0ng vay v\u1ed1n v\u00e0 c\u00e1c ch\u1ee7 th\u1ec3 c\u00f3 quy\u1ec1n l\u1ee3i li\u00ean \u0111\u1edbi kh\u00e1c.<\/p>\n

TS. L\u00ea Duy B\u00ecnh, Gi\u00e1m \u0111\u1ed1c Economica Vi\u1ec7t Nam nh\u1ea5n m\u1ea1nh: Vi\u1ec7c ho\u00e0n thi\u1ec7n h\u00e0nh lang ph\u00e1p l\u00fd kh\u00f4ng ch\u1ec9 \u0111\u01a1n thu\u1ea7n l\u00e0 m\u1ed9t y\u00eau c\u1ea7u k\u1ef9 thu\u1eadt, m\u00e0 c\u00f2n l\u00e0 \u0111i\u1ec1u ki\u1ec7n ti\u00ean quy\u1ebft \u0111\u1ec3 gi\u1ea3i ph\u00f3ng ngu\u1ed3n l\u1ef1c \u0111ang b\u1ecb “\u0111\u00f3ng b\u0103ng” trong h\u1ec7 th\u1ed1ng t\u00edn d\u1ee5ng. Theo \u00f4ng, v\u1edbi d\u01b0 n\u1ee3 to\u00e0n n\u1ec1n kinh t\u1ebf kho\u1ea3ng 4 tri\u1ec7u t\u1ef7 \u0111\u1ed3ng, t\u1ef7 l\u1ec7 ngu\u1ed3n l\u1ef1c b\u1ecb \u1ea3nh h\u01b0\u1edfng n\u1ee3 x\u1ea5u l\u00e0 con s\u1ed1 r\u1ea5t l\u1edbn, c\u00f3 nguy c\u01a1 tr\u1edf th\u00e0nh “v\u1ed1n ch\u1ebft”.<\/p>\n

<\/h6>\n

Kh\u00f4ng d\u1eebng l\u1ea1i \u1edf \u0111\u00f3, theo TS. L\u00ea Duy B\u00ecnh, t\u00e1c \u0111\u1ed9ng k\u00e9p t\u1eeb n\u1ee3 x\u1ea5u l\u00e0 r\u1ea5t r\u00f5 r\u1ec7t. V\u1ed1n kh\u00f4ng quay v\u00f2ng \u0111\u01b0\u1ee3c, trong khi t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m \u0111i k\u00e8m l\u1ea1i kh\u00f4ng th\u1ec3 x\u1eed l\u00fd do v\u01b0\u1edbng ph\u00e1p l\u00fd, khi\u1ebfn h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng v\u1eeba m\u1ea5t v\u1ed1n, v\u1eeba “giam gi\u1eef” t\u00e0i s\u1ea3n. \u0110i\u1ec1u n\u00e0y l\u00e0m gia t\u0103ng chi ph\u00ed tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng, t\u1eeb \u0111\u00f3 \u0111\u1ea9y l\u00e3i su\u1ea5t cho vay t\u0103ng cao – m\u1ed9t h\u1ec7 l\u1ee5y m\u00e0 to\u00e0n n\u1ec1n kinh t\u1ebf ph\u1ea3i g\u00e1nh ch\u1ecbu.<\/p>\n

V\u1ecb chuy\u00ean gia n\u00e0y cho r\u1eb1ng, quy\u1ec1n thu gi\u1eef t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m v\u1ed1n l\u00e0 \u0111i\u1ec1u ph\u1ed5 bi\u1ebfn \u1edf nhi\u1ec1u qu\u1ed1c gia, \u0111\u01b0\u1ee3c ph\u00e1p lu\u1eadt b\u1ea3o v\u1ec7 nh\u01b0 m\u1ed9t quy\u1ec1n d\u00e2n s\u1ef1 \u0111\u01b0\u01a1ng nhi\u00ean. Tuy nhi\u00ean, t\u1ea1i Vi\u1ec7t Nam, quy\u1ec1n n\u00e0y ch\u01b0a \u0111\u01b0\u1ee3c th\u1ec3 ch\u1ebf h\u00f3a m\u1ed9t c\u00e1ch \u0111\u1ea7y \u0111\u1ee7, g\u00e2y c\u1ea3n tr\u1edf l\u1edbn cho vi\u1ec7c thi h\u00e0nh h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng v\u00e0 x\u1eed l\u00fd n\u1ee3.<\/p>\n

“V\u1ec1 kh\u00eda c\u1ea1nh x\u00e3 h\u1ed9i, t\u00e2m l\u00fd ‘ch\u00e2y \u1ef3’ trong tr\u1ea3 n\u1ee3 \u0111ang c\u00f3 d\u1ea5u hi\u1ec7u quay tr\u1edf l\u1ea1i. Khi ng\u01b0\u1eddi vay thi\u1ebfu \u00fd th\u1ee9c tr\u00e1ch nhi\u1ec7m, th\u1eadm ch\u00ed coi t\u00e0i s\u1ea3n vay \u0111\u01b0\u1ee3c l\u00e0 ‘ti\u1ec1n c\u1ee7a ng\u00e2n h\u00e0ng’, h\u1ec7 qu\u1ea3 s\u1ebd l\u00e0 s\u1ef1 suy gi\u1ea3m ni\u1ec1m tin trong to\u00e0n h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh”, TS L\u00ea Duy B\u00ecnh c\u1ea3nh b\u00e1o.<\/p>\n

C\u1ea5p thi\u1ebft lu\u1eadt h\u00f3a quy\u1ec1n thu gi\u1eef t\u00e0i s\u1ea3n nh\u01b0ng c\u1ea7n ki\u1ec3m so\u00e1t ch\u1eb7t ch\u1ebd<\/h5>\n

Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 \u0111\u1ec1 xu\u1ea5t lu\u1eadt h\u00f3a ba nh\u00f3m ch\u00ednh s\u00e1ch t\u1eeb Ngh\u1ecb quy\u1ebft 42, trong \u0111\u00f3 \u0111\u00e1ng ch\u00fa \u00fd nh\u1ea5t l\u00e0 quy\u1ec1n thu gi\u1eef t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m n\u1ebfu c\u00f3 th\u1ecfa thu\u1eadn trong h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng. Tuy nhi\u00ean, nhi\u1ec1u \u00fd ki\u1ebfn cho r\u1eb1ng c\u1ea7n ph\u1ea3i quy \u0111\u1ecbnh r\u00f5 r\u00e0ng \u0111\u1ec3 tr\u00e1nh b\u1ecb l\u1ea1m d\u1ee5ng. Lu\u1eadt s\u01b0<\/span><\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, Gi\u00e1m \u0111\u1ed1c <\/em>C\u00f4ng ty Lu\u1eadt<\/a> <\/em>ANVI<\/a><\/em><\/strong> nh\u1eadn \u0111\u1ecbnh, \u0111i\u1ec3m m\u1edbi c\u1ee7a d\u1ef1 th\u1ea3o l\u00e0 cho ph\u00e9p thu gi\u1eef t\u00e0i s\u1ea3n \u0111ang trong di\u1ec7n tranh ch\u1ea5p – \u0111i\u1ec1u m\u00e0 Ngh\u1ecb quy\u1ebft 42 tr\u01b0\u1edbc \u0111\u00e2y kh\u00f4ng cho ph\u00e9p. \u0110i\u1ec1u n\u00e0y s\u1ebd l\u00e0m gia t\u0103ng quy\u1ec1n l\u1ef1c c\u1ee7a TCTD, do \u0111\u00f3 r\u1ea5t c\u1ea7n c\u00e1c c\u01a1 ch\u1ebf r\u00e0ng bu\u1ed9c tr\u00e1ch nhi\u1ec7m \u0111\u1ec3 ng\u0103n ng\u1eeba vi\u1ec7c l\u1ea1m d\u1ee5ng.<\/em><\/p>\n

TS Nguy\u1ec5n Qu\u1ed1c H\u00f9ng, Ph\u00f3 Ch\u1ee7 t\u1ecbch ki\u00eam T\u1ed5ng Th\u01b0 k\u00fd Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng ph\u00e1t bi\u1ec3u t\u1ea1i T\u1ecda \u0111\u00e0m – \u1ea2nh: VGP\/HT<\/h6>\n

TS Nguy\u1ec5n Qu\u1ed1c H\u00f9ng, Ph\u00f3 Ch\u1ee7 t\u1ecbch ki\u00eam T\u1ed5ng Th\u01b0 k\u00fd Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng ph\u00e2n t\u00edch: Kh\u00f4ng th\u1ec3 hi\u1ec3u quy\u1ec1n thu gi\u1eef t\u00e0i s\u1ea3n l\u00e0 quy\u1ec1n tuy\u1ec7t \u0111\u1ed1i; ph\u1ea3i c\u00f3 \u0111i\u1ec1u ki\u1ec7n c\u1ee5 th\u1ec3, minh b\u1ea1ch. Vi\u1ec7c thu gi\u1eef ph\u1ea3i \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng khi ng\u01b0\u1eddi vay kh\u00f4ng h\u1ee3p t\u00e1c, ch\u00e2y \u1ef3 tr\u1ea3 n\u1ee3. Theo TS Nguy\u1ec5n Qu\u1ed1c H\u00f9ng, \u0111i\u1ec1u quan tr\u1ecdng nh\u1ea5t l\u00e0 b\u1ea3o \u0111\u1ea3m s\u1ef1 b\u00ecnh \u0111\u1eb3ng gi\u1eefa c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng v\u00e0 ng\u01b0\u1eddi vay, trong \u0111\u00f3 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng ph\u1ea3i t\u1ea1o \u0111i\u1ec1u ki\u1ec7n t\u1ed1i \u0111a cho nh\u1eefng kh\u00e1ch h\u00e0ng thi\u1ec7n ch\u00ed.<\/p>\n

“Thu gi\u1eef t\u00e0i s\u1ea3n l\u00e0 gi\u1ea3i ph\u00e1p cu\u1ed1i c\u00f9ng, kh\u00f4ng kh\u00e1c g\u00ec m\u1ed9t bi\u1ec7n ph\u00e1p thi h\u00e0nh \u00e1n. B\u1edfi v\u1eady, quy tr\u00ecnh n\u00e0y c\u1ea7n c\u00f4ng khai \u0111\u1ec3 ng\u01b0\u1eddi d\u00e2n v\u00e0 c\u00e1c b\u00ean li\u00ean quan bi\u1ebft v\u00e0 c\u00f3 th\u1ec3 gi\u00e1m s\u00e1t”, TS Nguy\u1ec5n Qu\u1ed1c H\u00f9ng nh\u1ea5n m\u1ea1nh.<\/p>\n

T\u1eeb g\u00f3c \u0111\u1ed9 \u0111\u1ea1i di\u1ec7n c\u1ed9ng \u0111\u1ed3ng doanh nghi\u1ec7p, \u00f4ng \u0110\u1eadu Anh Tu\u1ea5n – Ph\u00f3 T\u1ed5ng th\u01b0 k\u00fd, Tr\u01b0\u1edfng ban Ph\u00e1p ch\u1ebf VCCI \u0111\u1ed3ng t\u00ecnh v\u1edbi vi\u1ec7c lu\u1eadt h\u00f3a quy\u1ec1n thu gi\u1eef t\u00e0i s\u1ea3n, nh\u01b0ng nh\u1ea5n m\u1ea1nh r\u1eb1ng ph\u1ea3i c\u00f3 thi\u1ebft ch\u1ebf ki\u1ec3m so\u00e1t quy\u1ec1n l\u1ef1c. Theo \u00f4ng \u0110\u1eadu Anh Tu\u1ea5n, lu\u1eadt c\u1ea7n quy \u0111\u1ecbnh r\u00f5 tr\u00ecnh t\u1ef1, th\u1ee7 t\u1ee5c thu gi\u1eef, c\u00f3 c\u01a1 ch\u1ebf gi\u00e1m s\u00e1t \u0111\u1ed9c l\u1eadp v\u00e0 \u0111\u1ea3m b\u1ea3o quy\u1ec1n ph\u1ea3n h\u1ed3i t\u1eeb ph\u00eda ng\u01b0\u1eddi vay.<\/p>\n

Kh\u00f4ng nh\u1eefng th\u1ebf, \u00f4ng \u0110\u1eadu Anh Tu\u1ea5n c\u0169ng ch\u1ec9 ra s\u1ef1 c\u1ea7n thi\u1ebft c\u1ee7a vi\u1ec7c minh b\u1ea1ch h\u00f3a c\u00e1c th\u00f4ng tin li\u00ean quan: t\u1eeb danh m\u1ee5c t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m, th\u1eddi gian x\u1eed l\u00fd, gi\u00e1 tr\u1ecb thu h\u1ed3i cho t\u1edbi c\u00e1ch ph\u00e2n chia kho\u1ea3n thu v\u1ec1…<\/p>\n

“N\u1ebfu kh\u00f4ng l\u00e0m r\u00f5 nh\u1eefng n\u1ed9i dung n\u00e0y, ti\u00eau c\u1ef1c d\u1ec5 ph\u00e1t sinh, \u0111\u1eb7c bi\u1ec7t trong c\u00e1c giao d\u1ecbch li\u00ean quan t\u1edbi ng\u01b0\u1eddi y\u1ebfu th\u1ebf”, \u00f4ng \u0110\u1eadu Anh Tu\u1ea5n l\u01b0u \u00fd.<\/p>\n

K\u1ef3 v\u1ecdng t\u1eeb ph\u00eda ng\u00e2n h\u00e0ng v\u00e0 vai tr\u00f2 x\u00e2y d\u1ef1ng ni\u1ec1m tin t\u00edn d\u1ee5ng<\/strong><\/h5>\n

Nh\u1ea5n m\u1ea1nh c\u1ea7n c\u1ee5 th\u1ec3 h\u00f3a quy \u0111\u1ecbnh v\u1ec1 thu gi\u1eef t\u00e0i s\u1ea3n, \u00f4ng L\u00ea Duy B\u00ecnh cho r\u1eb1ng: C\u1ea7n thi\u1ebft k\u1ebf quy tr\u00ecnh thu gi\u1eef t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m d\u1ef1a tr\u00ean nguy\u00ean t\u1eafc h\u00e0i h\u00f2a l\u1ee3i \u00edch-t\u1ee9c l\u00e0 kh\u00f4ng nghi\u00eang v\u1ec1 ph\u00eda ng\u00e2n h\u00e0ng hay ng\u01b0\u1eddi vay, m\u00e0 \u0111\u1eb7t trong khu\u00f4n kh\u1ed5 ph\u00e1p lu\u1eadt c\u00f4ng b\u1eb1ng, minh b\u1ea1ch. \u0110\u00e2y l\u00e0 \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 kh\u00f4i ph\u1ee5c l\u00f2ng tin gi\u1eefa c\u00e1c b\u00ean v\u00e0 \u0111\u1ea3m b\u1ea3o tr\u1eadt t\u1ef1 t\u00edn d\u1ee5ng-y\u1ebfu t\u1ed1 s\u1ed1ng c\u00f2n c\u1ee7a n\u1ec1n kinh t\u1ebf.<\/p>\n

B\u00e0 Tr\u1ea7n H\u1ed3ng Nguy\u00ean, Ph\u00f3 Ch\u1ee7 nhi\u1ec7m \u1ee6y ban Ph\u00e1p lu\u1eadt v\u00e0 T\u01b0 ph\u00e1p c\u1ee7a Qu\u1ed1c h\u1ed9i ph\u00e1t bi\u1ec3u t\u1ea1i T\u1ecda \u0111\u00e0m – \u1ea2nh: VGP\/HT<\/h6>\n

B\u00e0 Tr\u1ea7n H\u1ed3ng Nguy\u00ean, Ph\u00f3 Ch\u1ee7 nhi\u1ec7m \u1ee6y ban Ph\u00e1p lu\u1eadt v\u00e0 T\u01b0 ph\u00e1p c\u1ee7a Qu\u1ed1c h\u1ed9i \u0111\u1eb7t v\u1ea5n \u0111\u1ec1 v\u1ec1 t\u00ednh h\u1ee3p hi\u1ebfn, h\u1ee3p ph\u00e1p v\u00e0 kh\u1ea3 thi c\u1ee7a c\u00e1c quy \u0111\u1ecbnh \u0111\u1ec1 xu\u1ea5t. Theo b\u00e0, vi\u1ec7c lu\u1eadt h\u00f3a c\u00e1c n\u1ed9i dung nh\u01b0 quy\u1ec1n thu gi\u1eef t\u00e0i s\u1ea3n c\u1ea7n ph\u1ea3i \u0111\u01b0\u1ee3c xem x\u00e9t t\u1ed5ng th\u1ec3 trong h\u1ec7 th\u1ed1ng ph\u00e1p lu\u1eadt hi\u1ec7n h\u00e0nh, tr\u00e1nh m\u00e2u thu\u1eabn v\u00e0 \u0111\u1ea3m b\u1ea3o t\u00ednh th\u1ed1ng nh\u1ea5t.<\/p>\n

B\u00e0 Tr\u1ea7n H\u1ed3ng Nguy\u00ean nh\u1ea5n m\u1ea1nh r\u1eb1ng, trong b\u1ed1i c\u1ea3nh nhi\u1ec1u ngh\u1ecb quy\u1ebft \u0111ang \u0111\u01b0\u1ee3c ban h\u00e0nh v\u1edbi c\u00e1c c\u01a1 ch\u1ebf \u0111\u1eb7c th\u00f9 nh\u01b0 quy \u0111\u1ecbnh li\u00ean quan \u0111\u1ebfn nh\u00e0 \u1edf x\u00e3 h\u1ed9i, v\u00e0nh \u0111ai 4, hay Lu\u1eadt Th\u1ee7 \u0111\u00f4, th\u00ec vi\u1ec7c \u0111\u00e1nh gi\u00e1 t\u00ednh h\u1ee3p hi\u1ebfn kh\u00f4ng n\u00ean theo c\u00f4ng th\u1ee9c c\u1ee9ng nh\u1eafc, m\u00e0 c\u1ea7n d\u1ef1a tr\u00ean t\u00e1c \u0111\u1ed9ng th\u1ef1c ti\u1ec5n \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi d\u00e2n v\u00e0 n\u1ec1n kinh t\u1ebf.<\/p>\n

V\u1ec1 m\u1eb7t k\u1ef9 thu\u1eadt, b\u00e0 Tr\u1ea7n H\u1ed3ng Nguy\u00ean cho r\u1eb1ng: C\u00e1c quy \u0111\u1ecbnh nh\u01b0 th\u1ee7 t\u1ee5c r\u00fat g\u1ecdn trong x\u1eed l\u00fd tranh ch\u1ea5p c\u1ea7n \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf c\u1ee5 th\u1ec3 v\u00e0 th\u1ef1c ch\u1ea5t h\u01a1n, tr\u00e1nh t\u00ecnh tr\u1ea1ng so\u1ea1n th\u1ea3o h\u00ecnh th\u1ee9c. \u0110\u1ed3ng th\u1eddi, c\u1ea7n c\u00f3 \u00fd ki\u1ebfn c\u1ee7a c\u00e1c c\u01a1 quan t\u1ed1 t\u1ee5ng nh\u01b0 t\u00f2a \u00e1n, vi\u1ec7n ki\u1ec3m s\u00e1t \u0111\u1ec3 b\u1ea3o \u0111\u1ea3m t\u00ednh kh\u1ea3 thi trong th\u1ef1c ti\u1ec5n.<\/p>\n

<\/h6>\n

Trong khi \u0111\u00f3, \u00f4ng Phan \u0110\u1ee9c Hi\u1ebfu – \u1ee6y vi\u00ean th\u01b0\u1eddng tr\u1ef1c \u1ee6y ban Kinh t\u1ebf Qu\u1ed1c h\u1ed9i cho r\u1eb1ng: C\u00e1c nh\u00f3m v\u1ea5n \u0111\u1ec1 l\u1edbn trong d\u1ef1 th\u1ea3o (thu gi\u1eef t\u00e0i s\u1ea3n, x\u1eed l\u00fd t\u00e0i s\u1ea3n li\u00ean quan thi h\u00e0nh \u00e1n, x\u1eed l\u00fd v\u1eadt ch\u1ee9ng) \u0111\u1ec1u c\u1ea7n \u0111\u01b0\u1ee3c lu\u1eadt h\u00f3a tr\u00ean nguy\u00ean t\u1eafc minh b\u1ea1ch, c\u00e2n b\u1eb1ng l\u1ee3i \u00edch v\u00e0 t\u00ednh kh\u1ea3 thi cao. \u00d4ng c\u0169ng \u0111\u1ec1 xu\u1ea5t r\u1eb1ng c\u1ea7n ti\u1ebfn t\u1edbi ban h\u00e0nh m\u1ed9t \u0111\u1ea1o lu\u1eadt ri\u00eang v\u1ec1 x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m, \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o t\u00ednh h\u1ec7 th\u1ed1ng, thay v\u00ec x\u1eed l\u00fd l\u1ebb t\u1ebb qua nhi\u1ec1u lu\u1eadt kh\u00e1c nhau.<\/p>\n

D\u01b0\u1edbi g\u00f3c \u0111\u1ed9 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, \u00f4ng Ho\u00e0ng H\u1ea3i V\u01b0\u01a1ng – Gi\u00e1m \u0111\u1ed1c Khu v\u1ef1c Nam S\u00f4ng h\u1ed3ng, Ng\u00e2n h\u00e0ng Eximbank nh\u1ea5n m\u1ea1nh: Quy\u1ec1n thu gi\u1eef t\u00e0i s\u1ea3n kh\u00f4ng n\u00ean ch\u1ec9 d\u1eebng l\u1ea1i \u1edf v\u0103n b\u1ea3n ph\u00e1p lu\u1eadt, m\u00e0 c\u1ea7n c\u00f3 quy \u0111\u1ecbnh r\u00f5 v\u1ec1 tr\u00e1ch nhi\u1ec7m c\u00e1 nh\u00e2n khi \u0111\u1ec3 x\u1ea3y ra n\u1ee3 qu\u00e1 h\u1ea1n, n\u1ee3 x\u1ea5u, h\u1ea1n ch\u1ebf t\u1ed1i \u0111a vi\u1ec7c l\u1ea1m d\u1ee5ng \u0111\u1ec3 “o b\u1ebf”, l\u1ea1m tr\u1ee5c l\u1ee3i vi\u1ec7c b\u00e1n t\u00e0i s\u1ea3n kh\u00e1ch h\u00e0ng…<\/p>\n

“V\u1ec1 ph\u00eda ng\u00e2n h\u00e0ng c\u0169ng c\u00f3 nh\u1eefng quy \u0111\u1ecbnh ki\u1ec3m so\u00e1t ch\u1eb7t ch\u1ebd v\u1edbi c\u00e1c c\u00e1n b\u1ed9, c\u00f3 ch\u1ebf t\u00e0i v\u1edbi c\u00e1n b\u1ed9 khi \u0111\u1ec3 x\u1ea3y ra n\u1ee3 x\u1ea5u. Eximbank k\u1ef3 v\u1ecdng r\u1eb1ng khi lu\u1eadt \u0111\u01b0\u1ee3c ban h\u00e0nh, ng\u00e2n h\u00e0ng s\u1ebd c\u00f3 c\u00f4ng c\u1ee5 ph\u00e1p l\u00fd \u0111\u1ee7 m\u1ea1nh \u0111\u1ec3 x\u1eed l\u00fd n\u1ee3 \u0111\u1ebfn t\u1eadn c\u00f9ng v\u1ee5 vi\u1ec7c kh\u00f4ng \u0111\u1ec3 v\u01b0\u1edbng m\u1eafc k\u00e9o d\u00e0i, \u0111\u1ed3ng th\u1eddi c\u1ee7ng c\u1ed1 v\u0103n h\u00f3a vay v\u00e0 cho vay tr\u00ean c\u01a1 s\u1edf li\u00eam ch\u00ednh”, \u00f4ng Ho\u00e0ng H\u1ea3i V\u01b0\u01a1ng nh\u1ea5n m\u1ea1nh.<\/p>\n

Huy Th\u1eafng<\/strong><\/h5>\n

————-<\/em><\/p>\n

Ch\u00ednh ph\u1ee7 (Kinh t\u1ebf) 21-4-2025:<\/em><\/strong><\/p>\n

https:\/\/baochinhphu.vn\/luat-hoa-xu-ly-no-xau-can-bang-quyen-loi-cung-co-niem-tin-tin-dung-102250421155712706.htm<\/a><\/em><\/p>\n

(66\/1.783)<\/em>","protected":false},"excerpt":{"rendered":"

Lu\u1eadt h\u00f3a x\u1eed l\u00fd n\u1ee3 x\u1ea5u: C\u00e2n b\u1eb1ng quy\u1ec1n l\u1ee3i, c\u1ee7ng c\u1ed1 ni\u1ec1m tin t\u00edn d\u1ee5ng. (CP.vn) – Sau khi Ngh\u1ecb quy\u1ebft 42 h\u1ebft hi\u1ec7u l\u1ef1c, kho\u1ea3ng tr\u1ed1ng ph\u00e1p l\u00fd trong x\u1eed l\u00fd n\u1ee3 x\u1ea5u \u0111\u00e3 l\u1ed9 r\u00f5. D\u1ef1 th\u1ea3o Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (s\u1eeda \u0111\u1ed5i) \u0111ang \u0111\u1eb7t ra k\u1ef3 v\u1ecdng v\u1ec1 m\u1ed9t […]<\/p>\n","protected":false},"author":2,"featured_media":47369,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[50,36],"class_list":["post-47368","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media","tag-luat-su-dan-su","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"\n4.042. Lu\u1eadt h\u00f3a x\u1eed l\u00fd n\u1ee3 x\u1ea5u: C\u00e2n b\u1eb1ng quy\u1ec1n l\u1ee3i, c\u1ee7ng c\u1ed1 ni\u1ec1m tin t\u00edn d\u1ee5ng. - ANVI Law Firm<\/title>\n<meta name=\"description\" content=\"Lu\u1eadt h\u00f3a x\u1eed l\u00fd n\u1ee3 x\u1ea5u | D\u1ef1 th\u1ea3o l\u00e0 cho ph\u00e9p thu gi\u1eef t\u00e0i s\u1ea3n \u0111ang trong di\u1ec7n tranh ch\u1ea5p - \u0111i\u1ec1u m\u00e0 Ngh\u1ecb quy\u1ebft 42 tr\u01b0\u1edbc \u0111\u00e2y kh\u00f4ng cho ph\u00e9p...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/4-042-luat-hoa-xu-ly-no-xau-can-bang-quyen-loi-cung-co-niem-tin-tin-dung\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]4.042. Lu\u1eadt h\u00f3a x\u1eed l\u00fd n\u1ee3 x\u1ea5u: C\u00e2n b\u1eb1ng quy\u1ec1n l\u1ee3i, c\u1ee7ng c\u1ed1 ni\u1ec1m tin t\u00edn d\u1ee5ng.[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"Lu\u1eadt h\u00f3a x\u1eed l\u00fd n\u1ee3 x\u1ea5u | D\u1ef1 th\u1ea3o l\u00e0 cho ph\u00e9p thu gi\u1eef t\u00e0i s\u1ea3n \u0111ang trong di\u1ec7n tranh ch\u1ea5p - \u0111i\u1ec1u m\u00e0 Ngh\u1ecb quy\u1ebft 42 tr\u01b0\u1edbc \u0111\u00e2y kh\u00f4ng cho ph\u00e9p...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/vi\/4-042-luat-hoa-xu-ly-no-xau-can-bang-quyen-loi-cung-co-niem-tin-tin-dung\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2025-04-21T10:38:33+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-04-23T04:40:03+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2025\/04\/Anh1-3.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"605\" \/>\n\t<meta property=\"og:image:height\" content=\"333\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"11 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/anvilaw.com\/vi\/4-042-luat-hoa-xu-ly-no-xau-can-bang-quyen-loi-cung-co-niem-tin-tin-dung\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/4-042-luat-hoa-xu-ly-no-xau-can-bang-quyen-loi-cung-co-niem-tin-tin-dung\/\"},\"author\":{\"name\":\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/f250bfe7ec16ce4eba7ae37ffd717a9e\"},\"headline\":\"4.042. 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