{"id":47636,"date":"2025-05-09T17:57:39","date_gmt":"2025-05-09T10:57:39","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=47636"},"modified":"2025-05-12T13:44:47","modified_gmt":"2025-05-12T06:44:47","slug":"4-068-khi-ngan-hang-viet-tham-vong-thanh-tap-doan-tai-chinh-da-nganh","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/4-068-khi-ngan-hang-viet-tham-vong-thanh-tap-doan-tai-chinh-da-nganh\/","title":{"rendered":"4.068. Khi ng\u00e2n h\u00e0ng Vi\u1ec7t tham v\u1ecdng th\u00e0nh t\u1eadp \u0111o\u00e0n t\u00e0i ch\u00ednh \u0111a ng\u00e0nh."},"content":{"rendered":"

Khi ng\u00e2n h\u00e0ng Vi\u1ec7t tham v\u1ecdng th\u00e0nh t\u1eadp \u0111o\u00e0n t\u00e0i ch\u00ednh \u0111a ng\u00e0nh.<\/span><\/h4>\n
(KTSG) – Khi \u201cchi\u1ebfc \u00e1o” ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i d\u1ea7n ch\u1eadt, m\u1ed9t s\u1ed1 \u0111\u01a1n v\u1ecb d\u1ea7n m\u1edf r\u1ed9ng ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea7u t\u01b0 sang l\u0129nh v\u1ef1c b\u1ea3o hi\u1ec3m, kinh doanh ch\u1ee9ng kho\u00e1n, tr\u00e1i phi\u1ebfu… D\u1eabn t\u1edbi m\u00f4 h\u00ecnh ho\u1ea1t \u0111\u1ed9ng chuy\u1ec3n \u0111\u1ed5i t\u1eeb ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i sang ng\u00e2n h\u00e0ng – t\u1eadp \u0111o\u00e0n t\u00e0i ch\u00ednh.<\/em><\/strong><\/h5>\n
S\u1ee9c m\u1ea1nh c\u1ed9ng h\u01b0\u1edfng t\u1eeb m\u00f4 h\u00ecnh t\u1eadp \u0111o\u00e0n t\u00e0i ch\u00ednh<\/strong><\/h5>\n

M\u00f4 h\u00ecnh ng\u00e2n h\u00e0ng – t\u1eadp \u0111o\u00e0n t\u00e0i ch\u00ednh xu\u1ea5t hi\u1ec7n t\u1ea1i Vi\u1ec7t Nam nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y, th\u01b0\u1eddng c\u00f3 c\u00e1c c\u1ea5u ph\u1ea7n nh\u01b0: ng\u00e2n h\u00e0ng, c\u00f4ng ty b\u1ea3o hi\u1ec3m, c\u00f4ng ty ch\u1ee9ng kho\u00e1n, c\u00f4ng ty t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng\u2026 cung c\u1ea5p c\u00f9ng l\u00fac nhi\u1ec1u d\u1ecbch v\u1ee5 cho kh\u00e1ch h\u00e0ng.<\/p>\n

V\u1edbi \u01b0u \u0111i\u1ec3m l\u00e0 c\u00e1c c\u00f4ng ty con c\u00f3 th\u1ec3 t\u1eadn d\u1ee5ng ngu\u1ed3n l\u1ef1c, uy t\u00edn, th\u01b0\u01a1ng hi\u1ec7u c\u1ee7a c\u00f4ng ty m\u1eb9 \u0111\u1ec3 n\u00e2ng t\u1ea7m qu\u1ea3n tr\u1ecb v\u00e0 cung c\u1ea5p h\u1ec7 sinh th\u00e1i d\u1ecbch v\u1ee5 tr\u1ecdn g\u00f3i, \u0111\u1ed3ng th\u1eddi gi\u00e1n ti\u1ebfp gia t\u0103ng t\u0103ng n\u0103ng l\u1ef1c c\u1ea1nh tranh cho c\u00f4ng ty m\u1eb9 qua c\u00e1c s\u1ea3n ph\u1ea9m mang t\u00ednh t\u01b0\u01a1ng h\u1ed7, m\u00f4 h\u00ecnh n\u00e0y \u0111\u01b0\u1ee3c kh\u00f4ng \u00edt \u0111\u01a1n v\u1ecb l\u1ef1a ch\u1ecdn.<\/p>\n

\"Khi

M\u00f4 h\u00ecnh t\u1eadp \u0111o\u00e0n t\u00e0i ch\u00ednh \u0111a ng\u00e0nh \u0111\u01b0\u1ee3c k\u1ef3 v\u1ecdng s\u1ebd gi\u00fap ng\u00e2n h\u00e0ng v\u00e0 c\u1ed5 \u0111\u00f4ng t\u1ed1i \u01b0u ho\u00e1 hi\u1ec7u qu\u1ea3 s\u1eed d\u1ee5ng v\u1ed1n \u0111\u1ea7u t\u01b0. \u1ea2nh minh ho\u1ea1: H.T<\/p><\/div>\n

V\u1edbi VPBank, \u00f4ng B\u00f9i H\u1ea3i Qu\u00e2n, Ph\u00f3 ch\u1ee7 t\u1ecbch, \u0111\u01a1n v\u1ecb d\u1ef1 ki\u1ebfn s\u1ebd b\u1ed5 sung c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd v\u00e0 c\u00f4ng ty qu\u1ea3n l\u00fd qu\u1ef9 v\u00e0o h\u1ec7 sinh th\u00e1i, g\u1ed3m: ng\u00e2n h\u00e0ng, c\u00f4ng ty t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng (FE Credit), c\u00f4ng ty ch\u1ee9ng kho\u00e1n (VPBank Securities) v\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m phi nh\u00e2n th\u1ecd (OPES). \u00a0D\u1ef1 ki\u1ebfn, m\u1ed7i c\u00f4ng ty s\u1ebd c\u00f3 v\u1ed1n \u0111i\u1ec1u l\u1ec7 \u1edf m\u1ee9c 2.000 t\u1ec9 \u0111\u1ed3ng, v\u1edbi t\u1ef7 l\u1ec7 s\u1edf h\u1eefu t\u1ed1i \u0111a l\u00e0 100%, thu\u1ed9c v\u1ec1 VPBank v\u00e0 c\u00e1c b\u00ean li\u00ean quan.<\/p>\n

T\u1ea1i l\u0129nh v\u1ef1c b\u1ea3o hi\u1ec3m, d\u1ef1a tr\u00ean n\u1ec1n t\u1ea3ng l\u00e0 kinh nghi\u1ec7m v\u1eadn h\u00e0nh OPES, l\u00e3nh \u0111\u1ea1o VPBank k\u1ef3 v\u1ecdng vi\u1ec7c th\u00e0nh l\u1eadp v\u00e0 v\u1eadn h\u00e0nh c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd s\u1ebd di\u1ec5n ra thu\u1eadn l\u1ee3i, g\u00f3p ph\u1ea7n khai th\u00e1c t\u1ed1i \u0111a ti\u1ec1m n\u0103ng c\u1ee7a t\u1ec7p kh\u00e1ch h\u00e0ng c\u00f3 quy m\u00f4 h\u01a1n 30 tri\u1ec7u ng\u01b0\u1eddi.<\/p>\n

\u201cN\u1ebfu ch\u1ec9 h\u1ee3p t\u00e1c ph\u00e2n ph\u1ed1i b\u1ea3o hi\u1ec3m v\u1edbi c\u00e1c \u0111\u1ed1i t\u00e1c kh\u00e1c, VPBank s\u1ebd lu\u00f4n b\u1ecb \u0111\u1ed9ng v\u1ec1 s\u1ea3n ph\u1ea9m, m\u00f4 h\u00ecnh kinh doanh, qu\u1ea3n l\u00fd v\u00e0 ch\u0103m s\u00f3c kh\u00e1ch h\u00e0ng. Do \u0111\u00f3, ch\u00fang t\u00f4i x\u00e1c \u0111\u1ecbnh ph\u1ea3i ch\u1ee7 \u0111\u1ed9ng ngu\u1ed3n kinh doanh, t\u1eeb s\u1ea3n ph\u1ea9m cho t\u1edbi t\u1ec7p kh\u00e1ch h\u00e0ng v\u00e0 quy tr\u00ecnh khai th\u00e1c. M\u1eb7t kh\u00e1c, b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd v\u00e0 ng\u00e2n h\u00e0ng c\u00f3 s\u1ef1 g\u1eafn k\u1ebft r\u1ea5t ch\u1eb7t ch\u1ebd v\u1ec1 m\u00f4 h\u00ecnh kinh doanh c\u0169ng nh\u01b0 s\u1ef1 t\u01b0\u01a1ng t\u00e1c trong h\u1ec7 sinh th\u00e1i kh\u00e1ch h\u00e0ng\u201d, \u00f4ng Qu\u00e2n n\u00f3i t\u1ea1i cu\u1ed9c h\u1ecdp \u0110H\u0110C\u0110 th\u01b0\u1eddng ni\u00ean 2025.<\/p>\n

C\u0169ng theo l\u00e3nh \u0111\u1ea1o VPBank, m\u00f4 h\u00ecnh t\u1eadp \u0111o\u00e0n t\u00e0i ch\u00ednh s\u1ebd gi\u00fap \u0111\u01a1n v\u1ecb t\u1ea1o ra s\u1ee9c m\u1ea1nh c\u1ed9ng h\u01b0\u1edfng cho to\u00e0n h\u1ec7 th\u1ed1ng, nh\u1edd t\u1ed1i \u0111a h\u00f3a ngu\u1ed3n l\u1ef1c qua vi\u1ec7c t\u1ea1o ra c\u00e1c trung t\u00e2m chia s\u1ebb d\u1ecbch v\u1ee5. Ch\u1eb3ng h\u1ea1n, c\u00e1c th\u00e0nh vi\u00ean c\u00f3 th\u1ec3 chia s\u1ebb c\u00f4ng ngh\u1ec7, mua s\u1eafm chung, \u0111i\u1ec1u h\u00e0nh ngu\u1ed3n v\u1ed1n chung\u2026 g\u00f3p ph\u1ea7n gi\u1ea3m chi ph\u00ed v\u1ed1n v\u00e0 v\u1eadn h\u00e0nh, c\u1ea3i thi\u1ec7n hi\u1ec7u su\u1ea5t ho\u1ea1t \u0111\u1ed9ng.<\/p>\n

T\u01b0\u01a1ng t\u1ef1, HDBank c\u00f4ng b\u1ed1 m\u00f4 h\u00ecnh v\u1eadn h\u00e0nh m\u1edbi d\u01b0\u1edbi t\u00ean g\u1ecdi HD Financial Group, t\u00edch h\u1ee3p c\u00e1c c\u1ea5u ph\u1ea7n, g\u1ed3m: ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i (HDBank), ng\u00e2n h\u00e0ng s\u1ed1 (Vikki), t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng (HD Saison), ch\u1ee9ng kho\u00e1n (HD Securities), b\u1ea3o hi\u1ec3m (HD Insurance), qu\u1ea3n l\u00fd qu\u1ef9 (HD Capital), d\u1ecbch v\u1ee5 ki\u1ec1u h\u1ed1i (\u0110\u00f4ng \u00c1 Money Transfer), v\u1edbi m\u1ee5c ti\u00eau n\u00e2ng cao hi\u1ec7u qu\u1ea3 s\u1eed d\u1ee5ng v\u1ed1n v\u00e0 m\u1edf r\u1ed9ng h\u1ec7 sinh th\u00e1i t\u00e0i ch\u00ednh.<\/p>\n

HDBank v\u00e0 Vikki Bank \u0111\u01b0\u1ee3c H\u0110QT doanh nghi\u1ec7p x\u00e1c \u0111\u1ecbnh l\u00e0 hai tr\u1ee5 c\u1ed9t HD Financial Group, v\u1edbi vai tr\u00f2 \u0111\u01b0\u1ee3c ph\u00e2n chia c\u1ee5 th\u1ec3. Trong \u0111\u00f3, Vikki Bank kinh doanh ch\u1ee7 y\u1ebfu tr\u00ean n\u1ec1n t\u1ea3ng s\u1ed1, ph\u1ee5c v\u1ee5 kh\u00e1ch h\u00e0ng b\u00e1n l\u1ebb v\u00e0 doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba (DNNVV), d\u1ef1a tr\u00ean ngu\u1ed3n l\u1ef1c t\u00edch h\u1ee3p c\u1ee7a t\u1eadp \u0111o\u00e0n.<\/p>\n

\u201cL\u00e0 ng\u00e2n h\u00e0ng s\u1ed1 th\u1ebf h\u1ec7 m\u1edbi, Vikki hi\u1ec7n th\u1ef1c h\u00f3a t\u1ea7m nh\u00ecn k\u1ebft n\u1ed1i v\u00e0 trao c\u01a1 h\u1ed9i cho h\u00e0ng tri\u1ec7u kh\u00e1ch h\u00e0ng. C\u00e1ch ti\u1ebfp c\u1eadn n\u00e0y kh\u00f4ng ch\u1ec9 ph\u00e1t huy s\u1ee9c m\u1ea1nh c\u1ed9ng h\u01b0\u1edfng n\u1ed9i b\u1ed9 m\u00e0 c\u00f2n gi\u00fap t\u1ed1i \u01b0u h\u00f3a hi\u1ec7u qu\u1ea3 \u0111\u1ea7u t\u01b0, v\u1eadn h\u00e0nh, \u0111\u1ea9y nhanh \u0111\u1ed5i m\u1edbi s\u00e1ng t\u1ea1o, mang l\u1ea1i gi\u00e1 tr\u1ecb v\u01b0\u1ee3t tr\u1ed9i cho h\u01a1n 20 tri\u1ec7u kh\u00e1ch h\u00e0ng\u201d, \u00f4ng Kim Byoungho, Ch\u1ee7 t\u1ecbch H\u0110QT HDBank n\u00f3i v\u00e0 cho bi\u1ebft 80% kh\u00e1ch h\u00e0ng m\u1edbi c\u1ee7a ng\u00e2n h\u00e0ng n\u0103m 2024 \u0111\u1ebfn t\u1eeb k\u00eanh s\u1ed1.<\/p>\n

Kh\u00f4ng ch\u1ec9 HDBank v\u00e0 VPBank, nhi\u1ec1u \u0111\u01a1n v\u1ecb c\u0169ng h\u01b0\u1edbng t\u1edbi m\u00f4 h\u00ecnh t\u1eadp \u0111o\u00e0n t\u00e0i ch\u00ednh – ng\u00e2n h\u00e0ng nh\u1eefng n\u0103m qua. Ch\u1eb3ng h\u1ea1n, MB nhi\u1ec1u l\u1ea7n xu\u1ea5t hi\u1ec7n tr\u00ean c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n truy\u1ec1n th\u00f4ng v\u1edbi t\u00ean g\u1ecdi MB Group, c\u00f9ng h\u1ec7 sinh th\u00e1i \u0111a d\u1ea1ng, g\u1ed3m s\u00e1u c\u00f4ng ty con l\u00e0: MB AMC, MBS, MB Capital, MIC, MB AgeasLife, t\u00e0i ch\u00ednh MB Shinsei v\u00e0 MBV.<\/p>\n

T\u1ea1i c\u00e1c cu\u1ed9c h\u1ecdp v\u1edbi c\u1ed5 \u0111\u00f4ng v\u00e0 nh\u00e0 \u0111\u1ea7u t\u01b0, l\u00e3nh \u0111\u1ea1o MB nhi\u1ec1u l\u1ea7n kh\u1eb3ng \u0111\u1ecbnh h\u1ec7 sinh th\u00e1i c\u1ee7a ng\u00e2n h\u00e0ng l\u00e0 t\u1eadp \u0111o\u00e0n t\u00e0i ch\u00ednh, v\u1edbi \u0111\u1ea7y \u0111\u1ee7 c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh t\u1eeb ch\u1ee9ng kho\u00e1n, qu\u1ea3n l\u00fd qu\u1ef9, ng\u00e2n h\u00e0ng, b\u1ea3o hi\u1ec3m v\u00e0 t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng, mua b\u00e1n n\u1ee3\u2026 t\u1ea1o ra \u0111\u1ed9ng l\u1ef1c n\u1ed9i sinh \u0111\u1ea7y \u0111\u1ee7, trong \u0111\u00f3 l\u1edbn nh\u1ea5t ng\u00e0nh t\u00e0i ch\u00ednh – ng\u00e2n h\u00e0ng.<\/p>\n

C\u1ea7n khung ph\u00e1p l\u00fd c\u1ee5 th\u1ec3 \u0111\u1ec3 h\u1ea1n ch\u1ebf r\u1ee7i ro<\/strong><\/h5>\n

Trong b\u1ed1i c\u1ea3nh ng\u00e2n h\u00e0ng \u0111\u00f3ng vai tr\u00f2 quan tr\u1ecdng v\u1edbi vi\u1ec7c x\u00e2y d\u1ef1ng v\u00e0 ph\u00e1t tri\u1ec3n c\u00e1c t\u1eadp \u0111o\u00e0n t\u00e0i ch\u00ednh l\u1edbn, ho\u1ea1t \u0111\u1ed9ng \u0111a ng\u00e0nh ngh\u1ec1 v\u00e0 t\u1ea1o \u1ea3nh h\u01b0\u1edfng l\u1edbn \u0111\u1ebfn s\u1ef1 \u1ed5n \u0111\u1ecbnh v\u00e0 ph\u00e1t tri\u1ec3n c\u1ee7a n\u1ec1n kinh t\u1ebf, \u00f4ng Ph\u1ea1m Xu\u00e2n Ho\u00e8, Ph\u00f3 ch\u1ee7 t\u1ecbch Hi\u1ec7p h\u1ed9i cho thu\u00ea t\u00e0i ch\u00ednh Vi\u1ec7t Nam, cho r\u1eb1ng n\u1ebfu t\u1eadp \u0111o\u00e0n t\u00e0i ch\u00ednh ph\u00e1t tri\u1ec3n kh\u00f4ng b\u1ec1n v\u1eefng, th\u00ec n\u1ec1n kinh t\u1ebf kh\u00f4ng th\u1ec3 b\u1ec1n v\u1eefng. B\u1edfi c\u00e1c t\u1eadp \u0111o\u00e0n, nh\u00f3m c\u1ed5 \u0111\u00f4ng c\u1ee7a t\u1eadp \u0111o\u00e0n th\u01b0\u1eddng li\u00ean quan \u0111\u1ebfn nh\u1eefng l\u0129nh v\u1ef1c c\u00f3 r\u1ee7i ro cao nh\u01b0 b\u1ea5t \u0111\u1ed9ng s\u1ea3n, ch\u1ee9ng kho\u00e1n, tr\u00e1i phi\u1ebfu doanh nghi\u1ec7p\u2026 n\u00ean d\u1ec5 g\u00e2y l\u00e0n s\u00f3ng \u0111\u1ed5 v\u1ee1 tr\u00ean c\u00e1c th\u1ecb tr\u01b0\u1eddng.<\/p>\n

\u0110\u1ec3 h\u1ea1n ch\u1ebf r\u1ee7i ro, \u00f4ng Ho\u00e8 \u0111\u1ec1 xu\u1ea5t minh b\u1ea1ch ho\u00e1 thu nh\u1eadp c\u00e1c c\u00e1 nh\u00e2n li\u00ean quan t\u1edbi t\u1eadp \u0111o\u00e0n v\u00e0 c\u00f4ng ty con, ti\u1ebfn h\u00e0nh ki\u1ec3m to\u00e1n b\u00e1o c\u00e1o t\u00e0i ch\u00ednh h\u1ee3p nh\u1ea5t v\u00e0 ri\u00eang l\u1ebb c\u1ee7a c\u00e1c c\u00f4ng ty con.<\/p>\n

V\u1edbi ho\u1ea1t \u0111\u1ed9ng gi\u00e1m s\u00e1t theo chuy\u00ean ng\u00e0nh, c\u1ea7n th\u1ef1c hi\u1ec7n chuy\u00ean s\u00e2u h\u01a1n. \u0110\u1ed3ng th\u1eddi, n\u00e2ng t\u1ea7m ph\u1ed1i h\u1ee3p gi\u00e1m s\u00e1t gi\u1eefa c\u00e1c c\u01a1 quan chuy\u00ean m\u00f4n thu\u1ed9c NHNN v\u00e0 B\u1ed9 T\u00e0i ch\u00ednh.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, c\u00f3 th\u1ec3 nghi\u00ean c\u1ee9u so\u1ea1n th\u1ea3o m\u1ed9t Ngh\u1ecb \u0111\u1ecbnh v\u1ec1 gi\u00e1m s\u00e1t b\u1ed5 sung h\u1ee3p nh\u1ea5t v\u1edbi t\u1eadp \u0111o\u00e0n t\u00e0i ch\u00ednh, d\u1ef1a tr\u00ean c\u0103n c\u1ee9 c\u1ee7a kho\u1ea3n 10 v\u00e0 11, \u0110i\u1ec1u 4 Lu\u1eadt T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng 2024. Trong \u0111\u00f3, nh\u1ea5n m\u1ea1nh tr\u00e1ch nhi\u1ec7m c\u1ee7a ban qu\u1ea3n tr\u1ecb \u00a0– t\u1eadp h\u1ee3p nh\u1eefng c\u00e1 nh\u00e2n \u0111\u1ee9ng \u0111\u1ea7u t\u1eadp \u0111o\u00e0n t\u00e0i ch\u00ednh, v\u00e0 \u0111i\u1ec1u l\u1ec7 c\u1ee7a t\u1eadp \u0111o\u00e0n t\u00e0i ch\u00ednh.<\/p>\n

“C\u00e1c giao d\u1ecbch n\u1ed9i b\u1ed9 trong t\u1eadp \u0111o\u00e0n t\u00e0i ch\u00ednh ph\u1ea3i \u0111\u01b0\u1ee3c qu\u1ea3n l\u00fd b\u1edfi c\u01a1 quan gi\u00e1m s\u00e1t. V\u00e0 c\u00e1c c\u00f4ng ty th\u00e0nh vi\u00ean trong t\u1eadp \u0111o\u00e0n t\u00e0i ch\u00ednh ph\u1ea3i b\u00e1o c\u00e1o \u0111\u1ecbnh k\u1ef3 cho c\u01a1 quan gi\u00e1m s\u00e1t c\u00e1c giao d\u1ecbch n\u1ed9i b\u1ed9. V\u1ec1 d\u00e0i h\u1ea1n, n\u00ean c\u1ee5 th\u1ec3 h\u01a1n trong Lu\u1eadt v\u1ec1 thanh tra gi\u00e1m s\u00e1t, Lu\u1eadt Ki\u1ec3m to\u00e1n, Lu\u1eadt Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc s\u1eeda \u0111\u1ed5i g\u1ed3m c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee5 th\u1ec3 v\u1ec1 qu\u1ea3n l\u00fd gi\u00e1m s\u00e1t t\u1eadp \u0111o\u00e0n t\u00e0i ch\u00ednh”, \u00f4ng Ho\u00e8 n\u00f3i t\u1ea1i m\u1ed9t h\u1ed9i th\u1ea3o v\u1ec1 x\u00e2y d\u1ef1ng c\u00e1c t\u1eadp \u0111o\u00e0n t\u00e0i ch\u00ednh \u1edf Vi\u1ec7t Nam.<\/p>\n

HDBank l\u00e0 m\u1ed9t trong nh\u1eefng ng\u00e2n h\u00e0ng d\u1eabn \u0111\u1ea7u m\u1ee9c t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng c\u1ee7a ng\u00e0nh. \u1ea2nh: T.L<\/p>\n

C\u00f2n <\/em>Lu\u1eadt s\u01b0\u00a0<\/em><\/strong><\/a>Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/em><\/strong><\/a>, <\/em><\/strong>Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt<\/span><\/a> \u00a0ANVI<\/span><\/strong><\/a><\/em>, nh\u1ea5n m\u1ea1nh m\u1ee9c \u0111\u1ed9 gi\u00e1m s\u00e1t v\u1edbi l\u0129nh v\u1ef1c ph\u1ea3i \u1edf m\u1ee9c cao nh\u1ea5t. Ch\u1eb3ng h\u1ea1n, to\u00e0n b\u1ed9 c\u1ed5 \u0111\u00f4ng c\u1ea7n \u0111\u01b0\u1ee3c c\u00f4ng khai, thay v\u00ec ch\u1ec9 c\u00f4ng khai th\u00f4ng tin c\u1ed5 \u0111\u00f4ng s\u1edf h\u1eefu 1% c\u1ed5 ph\u1ea7n ng\u00e2n h\u00e0ng; to\u00e0n b\u1ed9 danh s\u00e1ch kh\u00e1ch h\u00e0ng vay v\u1ed1n \u0111\u1ec1u ph\u1ea3i c\u00f4ng b\u1ed1 tr\u00ean website ng\u00e2n h\u00e0ng, thay v\u00ec ch\u1ec9 th\u00f4n tin kh\u00e1ch h\u00e0ng c\u00f3 d\u01b0 n\u1ee3 t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 10% v\u1ed1n \u0111i\u1ec1u l\u1ec7 ng\u00e2n h\u00e0ng.<\/em><\/h5>\n

\u201cCh\u1ec9 c\u00f4ng khai, minh b\u1ea1ch th\u00ec m\u1edbi c\u00f3 gi\u00e1m s\u00e1t th\u1ef1c s\u1ef1. Tr\u00e1nh vi\u1ec7c m\u1ed9t ng\u01b0\u1eddi kh\u00f4ng n\u1eb1m trong di\u1ec7n n\u1ed9p thu\u1ebf thu nh\u1eadp c\u00e1 nh\u00e2n, nh\u01b0ng l\u00e0 c\u1ed5 \u0111\u00f4ng n\u1eafm 1% c\u1ed5 ph\u1ea7n ng\u00e2n h\u00e0ng ho\u1eb7c doanh nghi\u1ec7p li\u00ean quan \u0111\u1ebfn gi\u1edbi ch\u1ee7 vay t\u1eeb ng\u00e2n h\u00e0ng. B\u1edfi ch\u1ec9 c\u1ea7n 10 c\u1ed5 \u0111\u00f4ng, m\u1ed7i ng\u01b0\u1eddi \u0111\u1ee9ng t\u00ean s\u1edf h\u1eefu su\u00fdt so\u00e1t 1% th\u00ec \u0111\u00e3 th\u00e0nh s\u1ed1 g\u1ea7n g\u1ea5p \u0111\u00f4i gi\u1edbi h\u1ea1n \u0111\u1ed1i v\u1edbi m\u1ed9t c\u1ed5 \u0111\u00f4ng c\u00e1 nh\u00e2n”, \u00f4ng \u0110\u1ee9c \u0111\u1eb7t v\u1ea5n \u0111\u1ec1.<\/em><\/p>\n

V\u00e2n<\/strong> Phong<\/strong><\/h5>\n

————-<\/em><\/p>\n

Kinh<\/em><\/strong> t\u1ebf S\u00e0i G\u00f2n<\/em><\/strong> (T\u00e0i<\/em><\/strong> ch\u00ednh<\/em><\/strong>) ng\u00e0y <\/em><\/strong>09-5<\/em><\/strong>-202<\/em><\/strong>5<\/em><\/strong>:<\/em><\/strong><\/p>\n

https:\/\/thesaigontimes.vn\/khi-ngan-hang-viet-tham-vong-thanh-tap-doan-tai-chinh-da-nganh\/<\/a><\/em><\/p>\n

(<\/em>170\/1.503<\/em>)<\/em>","protected":false},"excerpt":{"rendered":"

Khi ng\u00e2n h\u00e0ng Vi\u1ec7t tham v\u1ecdng th\u00e0nh t\u1eadp \u0111o\u00e0n t\u00e0i ch\u00ednh \u0111a ng\u00e0nh. (KTSG) – Khi \u201cchi\u1ebfc \u00e1o” ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i d\u1ea7n ch\u1eadt, m\u1ed9t s\u1ed1 \u0111\u01a1n v\u1ecb d\u1ea7n m\u1edf r\u1ed9ng ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea7u t\u01b0 sang l\u0129nh v\u1ef1c b\u1ea3o hi\u1ec3m, kinh doanh ch\u1ee9ng kho\u00e1n, tr\u00e1i phi\u1ebfu… D\u1eabn t\u1edbi m\u00f4 h\u00ecnh ho\u1ea1t \u0111\u1ed9ng chuy\u1ec3n \u0111\u1ed5i t\u1eeb […]<\/p>\n","protected":false},"author":2,"featured_media":47637,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[34,36],"class_list":["post-47636","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media","tag-luat-su-doanh-nghiep","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"\n4.068. Khi ng\u00e2n h\u00e0ng Vi\u1ec7t tham v\u1ecdng th\u00e0nh t\u1eadp \u0111o\u00e0n t\u00e0i ch\u00ednh \u0111a ng\u00e0nh. - ANVI Law Firm<\/title>\n<meta name=\"description\" content=\"Khi ng\u00e2n h\u00e0ng Vi\u1ec7t tham v\u1ecdng th\u00e0nh t\u1eadp \u0111o\u00e0n t\u00e0i ch\u00ednh | Khi \u201cchi\u1ebfc \u00e1o" NH d\u1ea7n ch\u1eadt, m\u1ed9t s\u1ed1 \u0111\u01a1n v\u1ecb d\u1ea7n m\u1edf r\u1ed9ng ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea7u t\u01b0 sang...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/4-068-khi-ngan-hang-viet-tham-vong-thanh-tap-doan-tai-chinh-da-nganh\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]4.068. 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