{"id":47909,"date":"2025-06-03T20:49:03","date_gmt":"2025-06-03T13:49:03","guid":{"rendered":"https:\/\/anvilaw.com\/?p=47909"},"modified":"2025-07-04T16:48:12","modified_gmt":"2025-07-04T09:48:12","slug":"4-090-luat-hoa-quyen-thu-giu-tai-san-bao-dam-cua-to-chuc-tin-dung-giai-phap-can-co-de-xu-ly-no-xau","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/4-090-luat-hoa-quyen-thu-giu-tai-san-bao-dam-cua-to-chuc-tin-dung-giai-phap-can-co-de-xu-ly-no-xau\/","title":{"rendered":"4.090. Lu\u1eadt h\u00f3a quy\u1ec1n thu gi\u1eef t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng: Gi\u1ea3i ph\u00e1p c\u0103n c\u01a1 \u0111\u1ec3 x\u1eed l\u00fd n\u1ee3 x\u1ea5u."},"content":{"rendered":"

Lu\u1eadt h\u00f3a quy\u1ec1n thu gi\u1eef t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng: Gi\u1ea3i ph\u00e1p c\u0103n c\u01a1 \u0111\u1ec3 x\u1eed l\u00fd n\u1ee3 x\u1ea5u.<\/strong><\/span><\/h4>\n
(B\u0110S) – Vi\u1ec7c lu\u1eadt h\u00f3a quy\u1ec1n thu gi\u1eef t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 l\u00e0 c\u1ea7n thi\u1ebft, g\u00f3p ph\u1ea7n gi\u1ea3i quy\u1ebft v\u1ea5n \u0111\u1ec1 n\u1ee3 x\u1ea5u v\u00e0 \u1ed5n \u0111\u1ecbnh d\u00f2ng v\u1ed1n trong n\u1ec1n kinh t\u1ebf. Tuy nhi\u00ean, c\u1ea7n \u0111\u1ea3m b\u1ea3o t\u00ednh minh b\u1ea1ch, r\u00f5 r\u00e0ng trong qu\u00e1 tr\u00ecnh tri\u1ec3n khai \u0111\u1ec3 tr\u00e1nh l\u1ea1m quy\u1ec1n.<\/h5>\n
C\u1ea7n thi\u1ebft lu\u1eadt h\u00f3a quy\u1ec1n thu gi\u1eef t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m<\/strong><\/h5>\n

Th\u1ea3o lu\u1eadn v\u1ec1 d\u1ef1 th\u1ea3o Lu\u1eadt s\u1eeda \u0111\u1ed5i, b\u1ed5 sung m\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u1ee7a Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, \u0111\u1ea1i bi\u1ec3u Nguy\u1ec5n Th\u1ecb S\u1eedu (\u0110o\u00e0n \u0110BQH TP.HCM) cho r\u1eb1ng, d\u1ef1 th\u1ea3o lu\u1eadt, v\u1edbi c\u00e1c quy \u0111\u1ecbnh v\u1ec1 x\u1eed l\u00fd n\u1ee3 x\u1ea5u t\u1ea1i \u0110i\u1ec1u 198a – quy\u1ec1n thu gi\u1eef t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m, 198b – x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ecb k\u00ea bi\u00ean v\u00e0 198c – ho\u00e0n tr\u1ea3 t\u00e0i s\u1ea3n l\u00e0 v\u1eadt ch\u1ee9ng ho\u1eb7c tang v\u1eadt h\u00e0nh ch\u00ednh, l\u00e0 b\u01b0\u1edbc ti\u1ebfn quan tr\u1ecdng trong vi\u1ec7c ho\u00e0n thi\u1ec7n khung ph\u00e1p l\u00fd cho ho\u1ea1t \u0111\u1ed9ng c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng. B\u00e0 \u0111\u00e1nh gi\u00e1 cao t\u00ednh minh b\u1ea1ch c\u1ee7a c\u00e1c quy \u0111\u1ecbnh, gi\u00fap t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng x\u1eed l\u00fd n\u1ee3 x\u1ea5u hi\u1ec7u qu\u1ea3, t\u1eeb \u0111\u00f3 h\u1ed7 tr\u1ee3 kh\u01a1i th\u00f4ng d\u00f2ng v\u1ed1n v\u00e0 b\u1ea3o v\u1ec7 ngu\u1ed3n l\u1ef1c t\u00e0i ch\u00ednh qu\u1ed1c gia.<\/p>\n

C\u0169ng n\u00eau quan \u0111i\u1ec3m v\u1ec1 quy\u1ec1n thu gi\u1eef t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m, \u0111\u1ea1i bi\u1ec3u Th\u00e1i Qu\u1ef3nh Mai Dung (\u0110o\u00e0n \u0110BQH t\u1ec9nh V\u0129nh Ph\u00fac) \u0111\u00e1nh gi\u00e1, vi\u1ec7c x\u1eed l\u00fd t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o kh\u00f4ng ch\u1ec9 l\u00e0 c\u00e2u chuy\u1ec7n gi\u1eefa t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng v\u00e0 ng\u01b0\u1eddi vay, m\u00e0 c\u00f2n li\u00ean quan tr\u1ef1c ti\u1ebfp \u0111\u1ebfn quy\u1ec1n l\u1ee3i c\u1ee7a ng\u01b0\u1eddi g\u1eedi ti\u1ec1n. Hi\u1ec7n ti\u1ec1n g\u1eedi c\u1ee7a d\u00e2n c\u01b0 l\u00ean t\u1edbi kho\u1ea3ng 7,3 tri\u1ec7u t\u1ef7 \u0111\u1ed3ng, \u0111\u00e2y l\u00e0 ngu\u1ed3n l\u1ef1c ch\u1ee7 y\u1ebfu \u0111\u1ec3 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng c\u1ea5p v\u1ed1n cho n\u1ec1n kinh t\u1ebf. N\u1ebfu n\u1ee3 x\u1ea5u kh\u00f4ng \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft, t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng s\u1ebd kh\u00f3 ho\u00e0n tr\u1ea3 \u0111\u00fang h\u1ea1n cho ng\u01b0\u1eddi g\u1eedi ti\u1ec1n, t\u1eeb \u0111\u00f3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn an ninh t\u00e0i ch\u00ednh – ti\u1ec1n t\u1ec7 v\u00e0 tr\u1eadt t\u1ef1 x\u00e3 h\u1ed9i.<\/p>\n

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B\u00e0 Mai Dung cho r\u1eb1ng, vi\u1ec7c lu\u1eadt h\u00f3a c\u00e1c quy \u0111\u1ecbnh v\u1ec1 thu gi\u1eef t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m l\u00e0 c\u1ea7n thi\u1ebft, k\u1ebf th\u1eeba t\u1eeb th\u1ef1c ti\u1ec5n Ngh\u1ecb quy\u1ebft 42\/2017\/QH14, \u0111\u1ed3ng th\u1eddi b\u1ed5 sung tr\u00ecnh t\u1ef1 th\u1ee7 t\u1ee5c r\u00f5 r\u00e0ng, c\u00f3 gi\u00e1m s\u00e1t, tr\u00e1nh l\u1ea1m d\u1ee5ng.<\/p>\n

\"Lu\u1eadt

N\u1ee3 x\u1ea5u c\u00f3 xu h\u01b0\u1edbng gia t\u0103ng trong qu\u00fd \u0111\u1ea7u n\u0103m 2025. (\u1ea2nh minh h\u1ecda)<\/p><\/div>\n

Tr\u00ean th\u1ef1c t\u1ebf, Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (2024) \u0111\u00e3 lu\u1eadt h\u00f3a m\u1ed9t ph\u1ea7n n\u1ed9i dung c\u1ee7a Ngh\u1ecb quy\u1ebft 42, g\u00f3p ph\u1ea7n th\u00e1o g\u1ee1 \u0111i\u1ec3m ngh\u1ebdn trong qu\u00e1 tr\u00ecnh thu h\u1ed3i n\u1ee3 x\u1ea5u nh\u01b0 x\u1eed l\u00fd t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o l\u00e0 d\u1ef1 \u00e1n b\u1ea5t \u0111\u1ed9ng s\u1ea3n; ph\u00e2n b\u1ed5 l\u00e3i d\u1ef1 thu, ch\u00eanh l\u1ec7ch khi b\u00e1n kho\u1ea3n n\u1ee3 x\u1ea5u c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, t\u1ed5 ch\u1ee9c mua b\u00e1n, x\u1eed l\u00fd n\u1ee3. Tuy nhi\u00ean, v\u1eabn c\u00f2n m\u1ed9t s\u1ed1 n\u1ed9i dung quan tr\u1ecdng ch\u01b0a \u0111\u01b0\u1ee3c lu\u1eadt h\u00f3a, trong \u0111\u00f3 c\u00f3 quy\u1ec1n thu gi\u1eef t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m (tr\u1eeb quy \u0111\u1ecbnh v\u1ec1 vi\u1ec7c chuy\u1ec3n ti\u1ebfp t\u1ea1i kho\u1ea3n 6 \u0110i\u1ec1u 210 Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng).<\/p>\n

Trong b\u1ed1i c\u1ea3nh n\u1ee3 x\u1ea5u li\u00ean t\u1ee5c t\u0103ng nhanh t\u1ea1i nhi\u1ec1u ng\u00e2n h\u00e0ng, vi\u1ec7c lu\u1eadt h\u00f3a quy \u0111\u1ecbnh v\u1ec1 thu gi\u1eef t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 l\u00e0 c\u1ea5p thi\u1ebft.<\/h5>\n

Kh\u1ea3o s\u00e1t b\u00e1o c\u00e1o t\u00e0i ch\u00ednh qu\u00fd I\/2025 c\u1ee7a nh\u00f3m ng\u00e2n h\u00e0ng qu\u1ed1c doanh, t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u c\u00f3 xu h\u01b0\u1edbng t\u0103ng m\u1ea1nh. Trong \u0111\u00f3, BIDV l\u00e0 ng\u00e2n h\u00e0ng c\u00f3 m\u1ee9c t\u0103ng tr\u01b0\u1edfng n\u1ee3 x\u1ea5u cao nh\u1ea5t, l\u00ean t\u1edbi 37%, t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u t\u00ednh \u0111\u1ebfn cu\u1ed1i th\u00e1ng 3\/2025 l\u00e0 1,89%, t\u0103ng so v\u1edbi m\u1ee9c 1,41% h\u1ed3i \u0111\u1ea7u n\u0103m. Trong khi \u0111\u00f3, t\u1ea1i Vietcombank, t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u trong 3 th\u00e1ng \u0111\u1ea7u n\u0103m t\u0103ng t\u1eeb 0,95% l\u00ean 1,03%; VietinBank t\u0103ng t\u1eeb 1,24% l\u00ean 1,55%.<\/p>\n

V\u1ec1 ph\u00eda nh\u00f3m ng\u00e2n h\u00e0ng t\u01b0 nh\u00e2n, c\u00e1c ng\u00e2n h\u00e0ng l\u1edbn c\u0169ng ghi nh\u1eadn t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u t\u0103ng \u0111\u00e1ng k\u1ec3. \u0110\u01a1n c\u1eed nh\u01b0 Techcombank, t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u t\u00ednh \u0111\u1ebfn ng\u00e0y 31\/3\/3025 l\u00e0 1,23%; MBBank l\u00e0 1,84%. \u0110\u00e1ng ch\u00fa \u00fd, nhi\u1ec1u ng\u00e2n h\u00e0ng c\u00f3 t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u v\u01b0\u1ee3t ng\u01b0\u1ee1ng 3% nh\u01b0 Saigonbank, BVBank, VIB…<\/p>\n

Chia s\u1ebb v\u1ec1 t\u00ecnh h\u00ecnh n\u1ee3 x\u1ea5u, t\u1ea1i \u0110\u1ea1i h\u1ed9i \u0111\u1ed3ng c\u1ed5 \u0111\u00f4ng th\u01b0\u1eddng ni\u00ean n\u0103m 2025, \u00f4ng Nguy\u1ec5n \u0110\u1ee9c Vinh – T\u1ed5ng Gi\u00e1m \u0111\u1ed1c VPBank cho bi\u1ebft, n\u1ee3 x\u1ea5u n\u0103m nay s\u1ebd th\u1ec3 hi\u1ec7n r\u00f5 trong n\u1eeda \u0111\u1ea7u n\u0103m. Theo \u0111\u00f3, ph\u1ea7n l\u1edbn nguy\u00ean nh\u00e2n l\u00e0 do c\u00e1c kho\u1ea3n vay b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111\u01b0\u1ee3c t\u00e1i c\u01a1 c\u1ea5u trong n\u0103m 2024, sang n\u0103m 2025 \u0111\u00e3 h\u1ebft th\u1eddi gian c\u01a1 c\u1ea5u.<\/p>\n

X\u00e2y d\u1ef1ng c\u01a1 ch\u1ebf r\u00f5 r\u00e0ng, tr\u00e1nh l\u1ea1m quy\u1ec1n<\/strong><\/h5>\n

\u0110\u00e1nh gi\u00e1 v\u1ec1 t\u00e1c \u0111\u1ed9ng c\u1ee7a vi\u1ec7c lu\u1eadt h\u00f3a quy\u1ec1n thu gi\u1eef t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m c\u0169ng nh\u01b0 c\u00e1c \u0111i\u1ec1u kho\u1ea3n kh\u00e1c trong Ngh\u1ecb quy\u1ebft 42, chuy\u00ean gia ph\u00e2n t\u00edch c\u1ee7a Ch\u1ee9ng kho\u00e1n VNDirect nh\u1eadn \u0111\u1ecbnh, vi\u1ec7c n\u00e0y c\u00f3 th\u1ec3 gi\u00fap gi\u1ea3m t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u ng\u00e0nh ng\u00e2n h\u00e0ng xu\u1ed1ng d\u01b0\u1edbi 3%, so v\u1edbi m\u1ee9c 4,3% to\u00e0n ng\u00e0nh t\u00ednh \u0111\u1ebfn th\u00e1ng 1\/2025.<\/p>\n

Vi\u1ec7c lu\u1eadt h\u00f3a Ngh\u1ecb quy\u1ebft 42 trong d\u1ef1 th\u1ea3o Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (s\u1eeda \u0111\u1ed5i) g\u00f3p ph\u1ea7n th\u00fac \u0111\u1ea9y qu\u00e1 tr\u00ecnh thu h\u1ed3i n\u1ee3 x\u1ea5u \u0111\u1ec3 b\u1ea3o v\u1ec7 ng\u01b0\u1eddi g\u1eedi ti\u1ec1n. \u0110\u1ed3ng th\u1eddi, khi n\u1ee3 x\u1ea5u \u0111\u01b0\u1ee3c \u0111\u1ea9y l\u00f9i, d\u00f2ng v\u1ed1n t\u00edn d\u1ee5ng s\u1ebd \u0111\u01b0\u1ee3c kh\u01a1i th\u00f4ng, ho\u1ea1t \u0111\u1ed9ng cho vay t\u1ea1i c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng tr\u1edf n\u00ean l\u00e0nh m\u1ea1nh h\u01a1n, t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho c\u00e1c doanh nghi\u1ec7p, nh\u1ea5t l\u00e0 doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba ti\u1ebfp c\u1eadn v\u1edbi ngu\u1ed3n v\u1ed1n d\u1ec5 d\u00e0ng h\u01a1n.<\/p>\n

Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Nguy\u1ec5n Th\u1ecb H\u1ed3ng c\u0169ng kh\u1eb3ng \u0111\u1ecbnh: “Vi\u1ec7c lu\u1eadt h\u00f3a Ngh\u1ecb quy\u1ebft 42 kh\u00f4ng ch\u1ec9 gi\u00fap c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng x\u1eed l\u00fd t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o c\u1ee7a c\u00e1c kho\u1ea3n n\u1ee3 x\u1ea5u m\u00e0 c\u00f2n kh\u01a1i th\u00f4ng d\u00f2ng v\u1ed1n b\u1ecb \u00e1ch t\u1eafc tr\u01b0\u1edbc \u0111\u00e2y. Khi n\u1ee3 x\u1ea5u \u0111\u01b0\u1ee3c x\u1eed l\u00fd, t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng s\u1ebd c\u00f3 th\u00eam ngu\u1ed3n l\u1ef1c \u0111\u1ec3 lu\u00e2n chuy\u1ec3n v\u1ed1n, \u0111\u00e1p \u1ee9ng nhu c\u1ea7u vay v\u1ed1n c\u1ee7a kh\u00e1ch h\u00e0ng. \u0110\u1ed3ng th\u1eddi, vi\u1ec7c gi\u1ea3m n\u1ee3 x\u1ea5u c\u0169ng gi\u00fap c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng gi\u1ea3m \u00e1p l\u1ef1c tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng r\u1ee7i ro, t\u1eeb \u0111\u00f3 t\u1ea1o \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 gi\u1ea3m l\u00e3i su\u1ea5t cho vay, mang l\u1ea1i l\u1ee3i \u00edch cho c\u1ea3 doanh nghi\u1ec7p v\u00e0 ng\u01b0\u1eddi vay”.<\/p>\n

<\/h6>\n

Tuy nhi\u00ean, \u0111\u1ec3 c\u00e1c quy \u0111\u1ecbnh ph\u00e1t huy hi\u1ec7u qu\u1ea3 t\u1ed1t nh\u1ea5t, c\u1ea7n ph\u1ea3i \u0111\u1ea3m b\u1ea3o c\u00f4ng khai, minh b\u1ea1ch, tr\u00e1nh l\u1ea1m quy\u1ec1n v\u00e0 c\u00f3 s\u1ef1 ph\u1ed1i h\u1ee3p v\u1edbi ch\u00ednh quy\u1ec1n \u0111\u1ecba ph\u01b0\u01a1ng. Theo \u0111\u00f3, \u0111\u1ea1i bi\u1ec3u Nguy\u1ec5n H\u1ea3i Nam (\u0110o\u00e0n \u0110BQH TP. Hu\u1ebf) cho r\u1eb1ng, khi th\u1ef1c hi\u1ec7n quy \u0111\u1ecbnh n\u00e0y c\u1ea7n b\u1ea3o \u0111\u1ea3m t\u00ednh nh\u00e2n v\u0103n, nh\u00e2n quy\u1ec1n theo \u0111\u00fang \u0110i\u1ec1u 106 c\u1ee7a Hi\u1ebfn ph\u00e1p v\u00ec trong th\u1ef1c t\u1ebf c\u0169ng c\u00f3 nh\u1eefng tr\u01b0\u1eddng h\u1ee3p c\u00f3 gia c\u1ea3nh th\u1eadt s\u1ef1 kh\u00f3 kh\u0103n.<\/p>\n

Trong khi \u0111\u00f3, \u0111\u1ea1i bi\u1ec3u Tr\u1ea7n Anh Tu\u1ea5n (\u0110o\u00e0n \u0110BQH TP.HCM) \u0111\u1ec1 ngh\u1ecb b\u1ed5 sung quy \u0111\u1ecbnh cho ph\u00e9p t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng ch\u1ee7 \u0111\u1ed9ng ph\u1ed1i h\u1ee3p v\u1edbi ch\u00ednh quy\u1ec1n \u0111\u1ecba ph\u01b0\u01a1ng v\u00e0 c\u00f4ng an c\u1ea5p x\u00e3 ngay t\u1eeb \u0111\u1ea7u n\u1ebfu \u0111\u00e1nh gi\u00e1 \u0111\u01b0\u1ee3c kh\u1ea3 n\u0103ng b\u00ean gi\u1eef t\u00e0i s\u1ea3n kh\u00f4ng h\u1ee3p t\u00e1c, nh\u1eb1m h\u1ea1n ch\u1ebf t\u1ed1i \u0111a c\u00e1c t\u00ecnh hu\u1ed1ng m\u1ea5t an ninh tr\u1eadt t\u1ef1 khi ti\u1ebfn h\u00e0nh thu gi\u1eef t\u00e0i s\u1ea3n.<\/p>\n

Lu\u1eadt s\u01b0<\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/span><\/a>, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt<\/span><\/a>\u00a0ANVI<\/span><\/a><\/span><\/strong><\/em>, <\/em><\/strong>Tr\u1ecdng t\u00e0i vi\u00ean Trung t\u00e2m Tr\u1ecdng t\u00e0i Qu\u1ed1c t\u1ebf Vi\u1ec7t Nam (VIAC)<\/em><\/strong> \u0111\u00e1nh gi\u00e1, \u0110i\u1ec1u 198a t\u1ea1i D\u1ef1 th\u1ea3o gi\u00fap lu\u1eadt h\u00f3a quy\u1ec1n thu gi\u1eef t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m, trong khi v\u1eabn \u0111\u1eb7t ra c\u00e1c \u0111i\u1ec1u ki\u1ec7n ch\u1eb7t ch\u1ebd: t\u00e0i s\u1ea3n kh\u00f4ng \u0111ang b\u1ecb tranh ch\u1ea5p, kh\u00f4ng b\u1ecb k\u00ea bi\u00ean, h\u1ee3p \u0111\u1ed3ng b\u1ea3o \u0111\u1ea3m c\u00f3 th\u1ecfa thu\u1eadn r\u00f5 r\u00e0ng, th\u00f4ng b\u00e1o tr\u01b0\u1edbc 15 ng\u00e0y\u2026 Nh\u1eefng quy \u0111\u1ecbnh n\u00e0y gi\u00fap c\u00e2n b\u1eb1ng gi\u1eefa quy\u1ec1n c\u1ee7a ch\u1ee7 n\u1ee3 v\u00e0 quy\u1ec1n l\u1ee3i h\u1ee3p ph\u00e1p c\u1ee7a b\u00ean b\u1ea3o \u0111\u1ea3m.<\/em><\/h5>\n

“Tuy nhi\u00ean, c\u1ea7n l\u01b0u \u00fd r\u1eb1ng, quy\u1ec1n thu gi\u1eef kh\u00f4ng \u0111\u1ed3ng ngh\u0129a l\u00e0 ng\u00e2n h\u00e0ng mu\u1ed1n thu gi\u1eef l\u00fac n\u00e0o c\u0169ng \u0111\u01b0\u1ee3c, nh\u1ea5t l\u00e0 khi \u0111ang c\u00f3 tranh ch\u1ea5p. N\u1ebfu t\u00e0i s\u1ea3n \u0111ang c\u00f3 tranh ch\u1ea5p th\u1ef1c s\u1ef1, ho\u1eb7c ng\u01b0\u1eddi gi\u1eef t\u00e0i s\u1ea3n kh\u00f4ng \u0111\u1ed3ng thu\u1eadn b\u00e0n giao, th\u00ec ng\u00e2n h\u00e0ng kh\u00f4ng th\u1ec3 \u0111\u01a1n ph\u01b0\u01a1ng thu gi\u1eef m\u00e0 v\u1eabn ph\u1ea3i x\u1eed l\u00fd qua t\u00f2a. \u0110i\u1ec1u n\u00e0y c\u0169ng \u0111\u00e3 \u0111\u01b0\u1ee3c B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 2015 quy \u0111\u1ecbnh. V\u00ec v\u1eady, b\u1ea3n th\u00e2n ng\u00e2n h\u00e0ng ph\u1ea3i h\u00e0nh x\u1eed r\u1ea5t chuy\u00ean nghi\u1ec7p, c\u00f3 quy tr\u00ecnh n\u1ed9i b\u1ed9 minh b\u1ea1ch v\u00e0 ph\u1ea3i \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t ch\u1eb7t ch\u1ebd \u0111\u1ec3 kh\u00f4ng b\u1ecb l\u1ea1m d\u1ee5ng”, <\/em>Lu\u1eadt s\u01b0\u00a0<\/em><\/strong><\/a>Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/em><\/strong><\/a> n\u00f3i.\/.<\/em><\/p>\n

Ng\u1ecdc<\/strong> Tr\u00e2m<\/strong><\/h5>\n

————-<\/em><\/p>\n

B\u1ea5t<\/em><\/strong> \u0111\u1ed9ng s\u1ea3n<\/em><\/strong> (Ch\u00ednh<\/em><\/strong> s\u00e1ch & Cu\u1ed9c s\u1ed1ng<\/em><\/strong>) ng\u00e0y <\/em><\/strong>03-6<\/em><\/strong>-202<\/em><\/strong>5<\/em><\/strong>:<\/em><\/strong><\/p>\n

https:\/\/reatimes.vn\/luat-hoa-quyen-thu-giu-tai-san-bao-dam-cua-to-chuc-tin-dung-giai-phap-can-co-de-xu-ly-no-xau-202250531120118112.htm<\/a><\/em><\/p>\n

(<\/em>210\/1.423<\/em>)<\/em>","protected":false},"excerpt":{"rendered":"

Lu\u1eadt h\u00f3a quy\u1ec1n thu gi\u1eef t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng: Gi\u1ea3i ph\u00e1p c\u0103n c\u01a1 \u0111\u1ec3 x\u1eed l\u00fd n\u1ee3 x\u1ea5u. (B\u0110S) – Vi\u1ec7c lu\u1eadt h\u00f3a quy\u1ec1n thu gi\u1eef t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 l\u00e0 c\u1ea7n thi\u1ebft, g\u00f3p ph\u1ea7n gi\u1ea3i quy\u1ebft v\u1ea5n \u0111\u1ec1 n\u1ee3 x\u1ea5u v\u00e0 \u1ed5n \u0111\u1ecbnh d\u00f2ng v\u1ed1n trong […]<\/p>\n","protected":false},"author":2,"featured_media":47910,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[50,36],"class_list":["post-47909","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media","tag-luat-su-dan-su","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"\n4.090. 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