{"id":47952,"date":"2025-06-05T19:36:09","date_gmt":"2025-06-05T12:36:09","guid":{"rendered":"https:\/\/anvilaw.com\/?p=47952"},"modified":"2025-07-08T16:21:07","modified_gmt":"2025-07-08T09:21:07","slug":"4-503-sua-doi-bo-sung-luat-cac-to-chuc-tin-dung-dam-bao-su-on-dinh-va-phat-trien-ben-vung-cho-he-thong-tai-chinh","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/4-503-sua-doi-bo-sung-luat-cac-to-chuc-tin-dung-dam-bao-su-on-dinh-va-phat-trien-ben-vung-cho-he-thong-tai-chinh\/","title":{"rendered":"4.503. S\u1eeda \u0111\u1ed5i, b\u1ed5 sung Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u1ea3m b\u1ea3o s\u1ef1 \u1ed5n \u0111\u1ecbnh v\u00e0 ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng cho h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh."},"content":{"rendered":"

S\u1eeda \u0111\u1ed5i, b\u1ed5 sung Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u1ea3m b\u1ea3o s\u1ef1 \u1ed5n \u0111\u1ecbnh v\u00e0 ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng cho h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh.<\/strong><\/span><\/h4>\n
(ANTV) – Trong b\u1ed1i c\u1ea3nh n\u1ec1n kinh t\u1ebf \u0111\u1ed1i m\u1eb7t v\u1edbi nhi\u1ec1u th\u00e1ch th\u1ee9c, c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111ang gi\u1eef vai tr\u00f2 then ch\u1ed1t trong vi\u1ec7c duy tr\u00ec s\u1ef1 \u1ed5n \u0111\u1ecbnh t\u00e0i ch\u00ednh v\u00e0 th\u00fac \u0111\u1ea9y ph\u00e1t tri\u1ec3n kinh t\u1ebf. T\u1ea1i k\u1ef3 h\u1ecdp Qu\u1ed1c h\u1ed9i l\u1ea7n n\u00e0y, \u0111\u1ec1 xu\u1ea5t s\u1eeda \u0111\u1ed5i Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u00e3 \u0111\u01b0\u1ee3c tr\u00ecnh, v\u1edbi nhi\u1ec1u \u0111i\u1ec3m m\u1edbi nh\u1eb1m ho\u00e0n thi\u1ec7n h\u00e0nh lang ph\u00e1p l\u00fd v\u00e0 n\u00e2ng cao hi\u1ec7u qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng c\u1ee7a h\u1ec7 th\u1ed1ng t\u00edn d\u1ee5ng.<\/h5>\n

\"S\u1eeda<\/p>\n

D\u1eef li\u1ec7u t\u1eeb b\u00e1o c\u00e1o t\u00e0i ch\u00ednh qu\u00fd I\/2025, xu h\u01b0\u1edbng gia t\u0103ng t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u t\u1ea1i nhi\u1ec1u ng\u00e2n h\u00e0ng l\u1edbn. Vietcombank, BIDV, VietinBank, VIB, Techcombank… \u0111\u1ec1u ghi nh\u1eadn m\u1ee9c t\u0103ng n\u1ee3 x\u1ea5u t\u1eeb 8% \u0111\u1ebfn h\u01a1n 30% so v\u1edbi \u0111\u1ea7u n\u0103m. Theo \u0111\u00f3, t\u1ea1i BIDV, t\u1ed5ng n\u1ee3 x\u1ea5u t\u00ednh \u0111\u1ebfn cu\u1ed1i qu\u00fd I\/2025 l\u00ean t\u1edbi 39.908 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 37% so v\u1edbi \u0111\u1ea7u n\u0103m. T\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u theo \u0111\u00f3 t\u0103ng t\u1eeb 1,41% l\u00ean 1,89%, m\u1ee9c t\u0103ng cao nh\u1ea5t trong h\u1ec7 th\u1ed1ng.<\/p>\n

PGS.TS Nguy\u1ec5n H\u1eefu Hu\u00e2n, Tr\u01b0\u1edfng b\u1ed9 m\u00f4n Th\u1ecb tr\u01b0\u1eddng – T\u00e0i ch\u00ednh, \u0110\u1ea1i h\u1ecdc Kinh t\u1ebf – T\u00e0i ch\u00ednh TP.HCM cho bi\u1ebft: N\u1ee3 x\u1ea5u \u0111ang c\u00f3 xu h\u01b0\u1edbng l\u00e0 t\u0103ng nh\u1eb9 b\u1edfi nh\u1eefng b\u1ea5t \u1ed5n v\u1ec1 kinh t\u1ebf v\u0129 m\u00f4 trong th\u1eddi \u0111i\u1ec3m hi\u1ec7n t\u1ea1i. Hi\u1ec7n nay th\u00ec c\u00e1c ng\u00e2n h\u00e0ng \u0111ang g\u1eb7p kh\u00e1 l\u00e0 nhi\u1ec1u kh\u00f3 kh\u0103n trong vi\u1ec7c x\u1eed l\u00fd n\u1ee3 x\u1ea5u, \u0111\u1eb7c bi\u1ec7t l\u00e0 x\u1eed l\u00fd t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o. B\u1edfi v\u00ec quy tr\u00ecnh, th\u1ee7 t\u1ee5c th\u00ec t\u01b0\u01a1ng \u0111\u1ed1i l\u00e0 ph\u1ee9c t\u1ea1p. Nh\u01b0 hi\u1ec7n nay th\u00ec m\u1ee9c \u0111\u00e2u \u0111\u00f3 l\u00e0 kho\u1ea3ng 2 n\u0103m \u0111\u1ec3 x\u1eed l\u00fd nh\u1eefng t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o n\u00e0y. Ch\u00ednh v\u00ec th\u1ebf \u1edd trong th\u1eddi gian t\u1edbi n\u1ebfu nh\u01b0 m\u00e0 Lu\u1eadt c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng s\u1eeda \u0111\u1ed5i cho ph\u00e9p c\u00e1c ng\u00e2n h\u00e0ng to\u00e0n quy\u1ec1n x\u1eed l\u00fd t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o c\u1ee7a c\u1ee7a ng\u01b0\u1eddi ng\u01b0\u1eddi vay, khi kh\u00f4ng c\u00f3 kh\u1ea3 n\u0103ng chi tr\u1ea3 th\u00ec n\u00f3 l\u00e0 h\u1ee3p l\u00fd.<\/p>\n

Tr\u01b0\u1edbc th\u1ef1c tr\u1ea1ng tr\u00ean v\u1eeba qua Ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 c\u00f3 \u0111\u1ec1 xu\u1ea5t x\u00e2y d\u1ef1ng Lu\u1eadt s\u1eeda \u0111\u1ed5i, b\u1ed5 sung m\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u1ee7a Lu\u1eadt c\u00e1c T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng. \u0110\u00e1ng ch\u00fa \u00fd, l\u00e0 quy\u1ec1n thu gi\u1eef t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m. C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u01b0\u1ee3c ph\u00e9p thu gi\u1eef t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m c\u1ee7a kho\u1ea3n n\u1ee3 x\u1ea5u n\u1ebfu \u0111\u00e1p \u1ee9ng \u0111\u1ee7 c\u00e1c \u0111i\u1ec1u ki\u1ec7n nh\u01b0 kh\u00f4ng b\u1ecb \u00e1p d\u1ee5ng bi\u1ec7n ph\u00e1p kh\u1ea9n c\u1ea5p, kh\u00f4ng b\u1ecb k\u00ea bi\u00ean ho\u1eb7c \u0111ang trong t\u00ecnh tr\u1ea1ng ph\u00e1 s\u1ea3n. Quy \u0111\u1ecbnh n\u00e0y gi\u00fap \u0111\u1ea9y nhanh qu\u00e1 tr\u00ecnh x\u1eed l\u00fd n\u1ee3 x\u1ea5u, t\u1ea1o s\u1ef1 minh b\u1ea1ch v\u00e0 hi\u1ec7u qu\u1ea3 trong vi\u1ec7c thu h\u1ed3i v\u1ed1n vay. Hay v\u1ec1 ho\u00e0n tr\u1ea3 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m trong c\u00e1c v\u1ee5 \u00e1n h\u00ecnh s\u1ef1 ho\u1eb7c vi ph\u1ea1m h\u00e0nh ch\u00ednh, gi\u00fap b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng trong nh\u1eefng t\u00ecnh hu\u1ed1ng ph\u00e1p l\u00fd ph\u1ee9c t\u1ea1p. \u0110\u01b0\u1ee3c chuy\u00ean gia \u0111\u00e1nh gi\u00e1 cao t\u00ednh th\u1ef1c t\u1ebf.<\/p>\n

Lu\u1eadt s\u01b0<\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/span><\/a>, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt<\/span><\/a> <\/em>ANVI<\/span><\/a><\/span>,<\/em><\/strong> Tr\u1ecdng t\u00e0i vi\u00ean Trung t\u00e2m Tr\u1ecdng t\u00e0i Qu\u1ed1c t\u1ebf Vi\u1ec7t Nam (VIAC)<\/em><\/strong> cho r\u1eb1ng:\u00a0 <\/em><\/h5>\n

N\u1ee3 x\u1ea5u ng\u00e2n h\u00e0ng gia t\u0103ng th\u00ec s\u1ebd r\u1ea5t nguy hi\u1ec3m cho n\u1ec1n kinh t\u1ebf, vi\u1ec7c l\u00e3i su\u1ea5t r\u1ed3i l\u00e0 chi ph\u00ed \u0111\u1ea7u v\u00e0o s\u1ebd c\u1ed9ng v\u00e0o. Ng\u00e0nh ng\u00e2n h\u00e0ng s\u1ebd l\u1ea1i \u0111\u1ea9y l\u00e3i su\u1ea5t l\u00ean cao v\u00e0 doanh nghi\u1ec7p s\u1ebd l\u1ea1i ph\u1ea3i g\u00e1nh ch\u1ecbu. N\u00f3 l\u00e0 m\u1ed9t c\u00e1i v\u00f2ng lu\u1ea9n qu\u1ea9n nh\u01b0 v\u1eady th\u00ec c\u1ea7n thi\u1ebft l\u00e0 ph\u1ea3i c\u00f3 nh\u1eefng gi\u1ea3i ph\u00e1p \u0111\u1ec3 x\u1eed l\u00fd t\u1ed1t h\u01a1n, hi\u1ec7u qu\u1ea3 h\u01a1n, tr\u00e1nh t\u00ecnh tr\u1ea1ng l\u00e0 l\u00e0m x\u1ea5u \u0111i cho ng\u00e0nh ng\u00e2n h\u00e0ng c\u0169ng cho n\u1ec1n kinh t\u1ebf. N\u1ebfu nh\u01b0 m\u00e0 \u0111\u01b0\u1ee3c thu gi\u1eef t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m v\u00e0 m\u1ed9t s\u1ed1 c\u01a1 ch\u1ebf kh\u00e1c trong l\u1ea7n Qu\u1ed1c h\u1ed9i th\u00f4ng qua th\u00ec t\u00f4i ngh\u0129 l\u00e0 ch\u1eafc ch\u1eafn l\u00e0 s\u1ebd h\u1ed7 tr\u1ee3 t\u1ed1t h\u01a1n nhi\u1ec1u \u0111\u1ec3 x\u1eed l\u00fd n\u1ee3 x\u1ea5u.<\/em><\/p>\n

Theo B\u00e0 Nguy\u1ec5n Th\u1ecb H\u1ed3ng, Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc: Vi\u1ec7c thu gi\u1eef t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o ch\u1ec9 \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n trong tr\u01b0\u1eddng h\u1ee3p h\u1ee3p \u0111\u1ed3ng b\u1ea3o \u0111\u1ea3m c\u00f3 th\u1ecfa thu\u1eadn v\u1ec1 vi\u1ec7c b\u00ean b\u1ea3o \u0111\u1ea3m \u0111\u1ed3ng \u00fd cho b\u00ean nh\u1eadn \u0111\u1ea3m b\u1ea3o c\u00f3 quy\u1ec1n thu gi\u1eef t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o v\u00e0 thu gi\u1eef t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o ph\u1ea3i tu\u00e2n th\u1ee7 \u0111\u00fang quy tr\u00ecnh, th\u1ee7 t\u1ee5c, \u0111\u1ea3m b\u1ea3o c\u00f4ng khai, minh b\u1ea1ch, \u0111\u1ea3m b\u1ea3o quy\u1ec1n v\u00e0 l\u1ee3i \u00edch h\u1ee3p ph\u00e1p c\u1ee7a c\u00e1c b\u00ean c\u00f3 li\u00ean quan. Kh\u00f4ng \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng c\u00e1c bi\u1ec7n ph\u00e1p vi ph\u1ea1m \u0111i\u1ec1u c\u1ea5m c\u1ee7a Lu\u1eadt, tr\u00e1i \u0111\u1ea1o \u0111\u1ee9c x\u00e3 h\u1ed9i. Vi\u1ec7c \u1ee7y quy\u1ec1n thu gi\u1eef \u0111\u1ea3m b\u1ea3o ch\u1eb7t ch\u1ebd \u0111\u1ed1i v\u1edbi \u0111\u1ed1i t\u01b0\u1ee3ng nh\u1eadn \u1ee7y quy\u1ec1n ph\u00f9 h\u1ee3p v\u00e0 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng ph\u1ea3i ban h\u00e0nh quy \u0111\u1ecbnh n\u1ed9i b\u1ed9 v\u1ec1 vi\u1ec7c th\u1ef1c hi\u1ec7n thu gi\u1eef bao g\u1ed3m c\u00e1c quy \u0111\u1ecbnh khi th\u1ef1c hi\u1ec7n vi\u1ec7c thu, \u1ee7y quy\u1ec1n thu gi\u1eef<\/p>\n

D\u1ef1 th\u1ea3o s\u1eeda \u0111\u1ed5i Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng kh\u00f4ng ch\u1ec9 \u0111\u01a1n thu\u1ea7n l\u00e0 \u0111i\u1ec1u ch\u1ec9nh c\u00e1c quy \u0111\u1ecbnh ph\u00e1p l\u00fd m\u00e0 c\u00f2n l\u00e0 b\u01b0\u1edbc ti\u1ebfn quan tr\u1ecdng \u0111\u1ec3 t\u1ea1o n\u1ec1n t\u1ea3ng v\u1eefng ch\u1eafc cho h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh.\/.<\/p>\n

BT<\/strong><\/h5>\n

—————<\/p>\n

Truy\u1ec1n<\/em><\/strong> h\u00ecnh C\u00f4ng an <\/em><\/strong>(Kinh<\/em><\/strong> t\u1ebf<\/em><\/strong>) ng\u00e0y <\/em><\/strong>05-6<\/em><\/strong>-202<\/em><\/strong>5<\/em><\/strong>:<\/em><\/strong><\/p>\n

https:\/\/antv.gov.vn\/kinh-te-5\/sua-doi-bo-sung-luat-cac-to-chuc-tin-dung-dam-bao-su-on-dinh-va-phat-trien-ben-vung-cho-he-thong-tai-chinh-ECFCA5775.html<\/a><\/em><\/p>\n

(Ph\u00fat<\/em> 02:20; 152\/876<\/em>)<\/em>","protected":false},"excerpt":{"rendered":"

S\u1eeda \u0111\u1ed5i, b\u1ed5 sung Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u1ea3m b\u1ea3o s\u1ef1 \u1ed5n \u0111\u1ecbnh v\u00e0 ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng cho h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh. (ANTV) – Trong b\u1ed1i c\u1ea3nh n\u1ec1n kinh t\u1ebf \u0111\u1ed1i m\u1eb7t v\u1edbi nhi\u1ec1u th\u00e1ch th\u1ee9c, c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111ang gi\u1eef vai tr\u00f2 then ch\u1ed1t trong vi\u1ec7c duy tr\u00ec s\u1ef1 […]<\/p>\n","protected":false},"author":2,"featured_media":47954,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[36],"class_list":["post-47952","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"\n4.503. S\u1eeda \u0111\u1ed5i, b\u1ed5 sung Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u1ea3m b\u1ea3o s\u1ef1 \u1ed5n \u0111\u1ecbnh v\u00e0 ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng cho h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh. - ANVI Law Firm<\/title>\n<meta name=\"description\" content=\"S\u1eeda \u0111\u1ed5i, b\u1ed5 sung Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng | Nhi\u1ec1u \u0111i\u1ec3m m\u1edbi nh\u1eb1m ho\u00e0n thi\u1ec7n h\u00e0nh lang ph\u00e1p l\u00fd v\u00e0 n\u00e2ng cao hi\u1ec7u qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng c\u1ee7a h\u1ec7 th\u1ed1ng...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/?p=47952\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]4.503. 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