{"id":48179,"date":"2025-06-24T19:43:07","date_gmt":"2025-06-24T12:43:07","guid":{"rendered":"https:\/\/anvilaw.com\/?p=48179"},"modified":"2025-07-10T16:27:22","modified_gmt":"2025-07-10T09:27:22","slug":"4-118-luat-cac-to-chuc-tin-dung-hoi-sinh-von-dong-bang-va-siet-ky-cuong-tin-dung","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/4-118-luat-cac-to-chuc-tin-dung-hoi-sinh-von-dong-bang-va-siet-ky-cuong-tin-dung\/","title":{"rendered":"4.118. Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng: H\u1ed3i sinh v\u1ed1n \u201c\u0111\u00f3ng b\u0103ng\u201d v\u00e0 si\u1ebft k\u1ef7 c\u01b0\u01a1ng t\u00edn d\u1ee5ng."},"content":{"rendered":"

Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng: H\u1ed3i sinh v\u1ed1n \u201c\u0111\u00f3ng b\u0103ng\u201d v\u00e0 si\u1ebft k\u1ef7 c\u01b0\u01a1ng t\u00edn d\u1ee5ng<\/span><\/h4>\n
(VN+) – D\u1ef1 th\u1ea3o Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng s\u1eeda \u0111\u1ed5i d\u1ef1 ki\u1ebfn th\u00f4ng qua ng\u00e0y 25\/5 s\u1ebd gi\u00fap x\u1eed l\u00fd h\u01a1n 1 tri\u1ec7u t\u1ef7 \u0111\u1ed3ng n\u1ee3 x\u1ea5u, kh\u01a1i th\u00f4ng d\u00f2ng v\u1ed1n \u0111\u1ed3ng th\u1eddi n\u00e2ng cao \u00fd th\u1ee9c v\u00e0 tr\u00e1ch nhi\u1ec7m tr\u1ea3 n\u1ee3 c\u1ee7a ng\u01b0\u1eddi vay.<\/strong><\/h5>\n
Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (s\u1eeda \u0111\u1ed5i) c\u00f3 nhi\u1ec1u \u0111i\u1ec3m m\u1edbi. (\u1ea2nh: Vietnam+)<\/h6>\n

D\u1ef1 th\u1ea3o Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (s\u1eeda \u0111\u1ed5i) d\u1ef1 ki\u1ebfn \u0111\u01b0\u1ee3c Qu\u1ed1c h\u1ed9i th\u00f4ng qua v\u00e0o ng\u00e0y 25\/6 v\u00e0 c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb ng\u00e0y 1\/8\/2025. Lu\u1eadt m\u1edbi \u0111\u01b0\u1ee3c k\u1ef3 v\u1ecdng s\u1ebd gi\u00fap x\u1eed l\u00fd tr\u00ean 1 tri\u1ec7u t\u1ef7 \u0111\u1ed3ng n\u1ee3 x\u1ea5u, \u0111\u1ed3ng th\u1eddi \u0111\u01b0a ra c\u00e1c c\u01a1 ch\u1ebf ph\u00e1p l\u00fd \u0111\u1ec3 b\u1ea3o v\u1ec7 an to\u00e0n h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh, n\u00e2ng cao \u00fd th\u1ee9c tr\u00e1ch nhi\u1ec7m c\u1ee7a ng\u01b0\u1eddi vay.<\/p>\n

Cho vay \u0111\u1eb7c bi\u1ec7t l\u00e3i su\u1ea5t 0% linh ho\u1ea1t nh\u01b0ng kh\u00f4ng d\u1ec5 d\u00e3i<\/strong><\/h5>\n

M\u1ed9t \u0111i\u1ec3m m\u1edbi \u0111\u00e1ng ch\u00fa \u00fd trong lu\u1eadt s\u1eeda \u0111\u1ed5i l\u00e0 quy \u0111\u1ecbnh cho vay \u0111\u1eb7c bi\u1ec7t v\u1edbi l\u00e3i su\u1ea5t 0%\/n\u0103m v\u00e0 kh\u00f4ng c\u1ea7n t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m. \u0110\u00e2y l\u00e0 gi\u1ea3i ph\u00e1p d\u00e0nh cho c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng g\u1eb7p t\u00ecnh tr\u1ea1ng r\u00fat ti\u1ec1n h\u00e0ng lo\u1ea1t ho\u1eb7c c\u1ea7n v\u1ed1n \u0111\u1ec3 th\u1ef1c hi\u1ec7n ph\u01b0\u01a1ng \u00e1n ph\u1ee5c h\u1ed3i, chuy\u1ec3n giao b\u1eaft bu\u1ed9c d\u01b0\u1edbi di\u1ec7n ki\u1ec3m so\u00e1t \u0111\u1eb7c bi\u1ec7t.<\/p>\n

Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Nguy\u1ec5n Th\u1ecb H\u1ed3ng kh\u1eb3ng \u0111\u1ecbnh ngu\u1ed3n v\u1ed1n cho vay kh\u00f4ng l\u1ea5y t\u1eeb ng\u00e2n s\u00e1ch m\u00e0 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng t\u1eeb ch\u1ee9c n\u0103ng ph\u00e1t h\u00e0nh ti\u1ec1n c\u1ee7a ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng. Vi\u1ec7c n\u00e0y nh\u1eb1m ng\u0103n ch\u1eb7n nguy c\u01a1 \u0111\u1ed5 v\u1ee1 h\u1ec7 th\u1ed1ng, kh\u00f4ng t\u1ea1o l\u1ee3i th\u1ebf c\u1ea1nh tranh cho t\u1ed5 ch\u1ee9c vay \u0111\u1eb7c bi\u1ec7t.<\/p>\n

Tuy nhi\u00ean, v\u00ec m\u1ee9c l\u00e3i su\u1ea5t 0% l\u00e0 qu\u00e1 \u01b0u \u0111\u00e3i so v\u1edbi m\u1ee9c 4%-5% tr\u00ean th\u1ecb tr\u01b0\u1eddng, nhi\u1ec1u chuy\u00ean gia cho r\u1eb1ng c\u1ea7n quy \u0111\u1ecbnh r\u00f5 ti\u00eau ch\u00ed, \u0111i\u1ec1u ki\u1ec7n cho vay.<\/p>\n

\u00d4ng Nguy\u1ec5n H\u1ea3i Nam, \u1ee6y vi\u00ean th\u01b0\u1eddng tr\u1ef1c \u1ee6y ban Kinh t\u1ebf c\u1ee7a Qu\u1ed1c h\u1ed9i c\u1ea3nh b\u00e1o: \u201cC\u1ea7n ph\u1ea3i quy \u0111\u1ecbnh r\u00f5 r\u00e0ng, n\u1ebfu kh\u00f4ng s\u1ebd d\u1ec5 d\u1eabn \u0111\u1ebfn c\u01a1 ch\u1ebf xin-cho v\u00e0 c\u00e1n b\u1ed9 th\u1ef1c thi kh\u00f3 x\u1eed l\u00fd n\u1ebfu c\u00f3 sai ph\u1ea1m.\u201d<\/p>\n

Ph\u00f3 Gi\u00e1o s\u01b0, Ti\u1ebfn s\u1ef9 Ho\u00e0ng V\u0103n C\u01b0\u1eddng c\u0169ng cho r\u1eb1ng trao quy\u1ec1n cho Th\u1ed1ng \u0111\u1ed1c l\u00e0 c\u1ea7n thi\u1ebft trong tinh th\u1ea7n ph\u00e2n c\u1ea5p, nh\u01b0ng ph\u1ea3i k\u00e8m theo c\u01a1 ch\u1ebf gi\u00e1m s\u00e1t, tr\u00e1ch nhi\u1ec7m c\u1ee5 th\u1ec3 \u0111\u1ec3 tr\u00e1nh tr\u1ee5c l\u1ee3i ch\u00ednh s\u00e1ch trong khi ng\u00e2n s\u00e1ch c\u00f2n nhi\u1ec1u kho\u1ea3n ph\u1ea3i lo th\u00ec n\u00ean quy \u0111\u1ecbnh r\u00f5 tr\u01b0\u1eddng h\u1ee3p n\u00e0o \u0111\u01b0\u1ee3c vay l\u00e3i su\u1ea5t 0%.<\/p>\n

\u201cC\u1ea7n ph\u00e2n \u0111\u1ecbnh r\u00f5 tr\u00e1ch nhi\u1ec7m c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc trong ki\u1ec3m so\u00e1t d\u00f2ng ti\u1ec1n nh\u01b0 th\u1ebf n\u00e0o \u0111\u1ec3 kh\u00f4ng r\u01a1i v\u00e0o t\u00ecnh tr\u1ea1ng r\u1ee7i ro. Theo \u0111\u00f3, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u01b0\u1ee3c trao quy\u1ec1n quy\u1ebft \u0111\u1ecbnh nh\u01b0ng c\u1ea7n ph\u1ea3i \u0111i k\u00e8m tr\u00e1ch nhi\u1ec7m,\u201d \u00f4ng C\u01b0\u1eddng nh\u1ea5n m\u1ea1nh.<\/p>\n

Gi\u1ea3i tr\u00ecnh v\u1ec1 n\u1ed9i dung cho vay \u0111\u1eb7c bi\u1ec7t n\u00e0y, Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Nguy\u1ec5n Th\u1ecb H\u1ed3ng cho bi\u1ebft, ngu\u1ed3n ti\u1ec1n \u0111\u1ec3 cho vay \u0111\u1eb7c bi\u1ec7t \u0111\u01b0\u1ee3c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc l\u1ea5y t\u1eeb ngu\u1ed3n th\u1ef1c hi\u1ec7n ch\u1ee9c n\u0103ng c\u1ee7a ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng v\u1ec1 ph\u00e1t h\u00e0nh ti\u1ec1n, kh\u00f4ng d\u00f9ng ngu\u1ed3n t\u1eeb ng\u00e2n s\u00e1ch nh\u00e0 n\u01b0\u1edbc. Do v\u1eady, vi\u1ec7c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc cho vay \u0111\u1eb7c bi\u1ec7t c\u00f3 l\u00e3i su\u1ea5t 0% kh\u00f4ng d\u1eabn t\u1edbi r\u1ee7i ro ng\u00e2n s\u00e1ch nh\u00e0 n\u01b0\u1edbc ph\u1ea3i b\u00f9 l\u00e3i su\u1ea5t.<\/p>\n

B\u00e0 H\u1ed3ng c\u0169ng nh\u1ea5n m\u1ea1nh Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc s\u1ebd ti\u1ebfp t\u1ee5c r\u00e0 so\u00e1t k\u1ef9 quy \u0111\u1ecbnh x\u1eed l\u00fd kho\u1ea3n vay \u0111\u1eb7c bi\u1ec7t theo ch\u1ebf \u0111\u1ed9 t\u00e0i ch\u00ednh hi\u1ec7n h\u00e0nh \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o hi\u1ec7u qu\u1ea3 v\u00e0 minh b\u1ea1ch.<\/p>\n

C\u0169ng theo Th\u1ed1ng \u0111\u1ed1c, hai tr\u01b0\u1eddng h\u1ee3p duy nh\u1ea5t \u0111\u01b0\u1ee3c vay \u0111\u1eb7c bi\u1ec7t l\u00e0 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng b\u1ecb r\u00fat ti\u1ec1n h\u00e0ng lo\u1ea1t v\u00e0 c\u1ea7n b\u1ed5 sung thanh kho\u1ea3n \u0111\u1ec3 chi tr\u1ea3 cho ng\u01b0\u1eddi g\u1eedi ti\u1ec1n v\u00e0 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111ang th\u1ef1c hi\u1ec7n ph\u01b0\u01a1ng \u00e1n ph\u1ee5c h\u1ed3i ho\u1eb7c chuy\u1ec3n giao b\u1eaft bu\u1ed9c, n\u1eb1m trong di\u1ec7n b\u1ecb ki\u1ec3m so\u00e1t \u0111\u1eb7c bi\u1ec7t.<\/p>\n

\"Lu\u1eadt

Th\u1ed1ng \u0111\u1ed1c cho bi\u1ebft ch\u1ec9 hai tr\u01b0\u1eddng h\u1ee3p duy nh\u1ea5t \u0111\u01b0\u1ee3c vay \u0111\u1eb7c bi\u1ec7t. (\u1ea2nh: Vietnam+)<\/p><\/div>\n

\u201cPh\u01b0\u01a1ng \u00e1n n\u00e0y ch\u1ec9 \u00e1p d\u1ee5ng sau khi \u0111\u00e3 s\u1eed d\u1ee5ng c\u00e1c c\u00f4ng c\u1ee5 nghi\u1ec7p v\u1ee5 kh\u00e1c nh\u01b0 t\u00e1i c\u1ea5p v\u1ed1n, nghi\u1ec7p v\u1ee5 th\u1ecb tr\u01b0\u1eddng m\u1edf\u2026 v\u00e0 \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf \u0111\u1ec3 ng\u0103n ch\u1eb7n r\u1ee7i ro lan truy\u1ec1n trong h\u1ec7 th\u1ed1ng,\u201d Th\u1ed1ng \u0111\u1ed1c kh\u1eb3ng \u0111\u1ecbnh.<\/p>\n

\u0110\u1ec3 \u0111\u1ea3m b\u1ea3o t\u00ednh minh b\u1ea1ch, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 ban h\u00e0nh Th\u00f4ng t\u01b0 37 quy \u0111\u1ecbnh chi ti\u1ebft c\u00e1c n\u1ed9i dung li\u00ean quan \u0111\u1ebfn m\u1ee5c \u0111\u00edch, h\u1ea1n m\u1ee9c, \u0111i\u1ec1u ki\u1ec7n vay, tr\u1ea3 n\u1ee3 v\u00e0 ki\u1ec3m so\u00e1t d\u00f2ng ti\u1ec1n. Ho\u1ea1t \u0111\u1ed9ng cho vay \u0111\u1eb7c bi\u1ec7t ch\u1ec9 l\u00e0 b\u01b0\u1edbc cu\u1ed1i c\u00f9ng, sau khi \u0111\u00e3 s\u1eed d\u1ee5ng c\u00e1c c\u00f4ng c\u1ee5 nghi\u1ec7p v\u1ee5 kh\u00e1c nh\u01b0 t\u00e1i c\u1ea5p v\u1ed1n, th\u1ecb tr\u01b0\u1eddng m\u1edf.<\/p>\n

C\u1ea7n thay \u0111\u1ed5i \u00fd th\u1ee9c tr\u1ea3 n\u1ee3 t\u1eeb g\u1ed1c<\/strong><\/h5>\n

M\u1ed9t trong nh\u1eefng v\u1ea5n \u0111\u1ec1 \u0111\u01b0\u1ee3c \u0111\u1eb7c bi\u1ec7t quan t\u00e2m l\u00e0 x\u1eed l\u00fd n\u1ee3 x\u1ea5u. Sau khi Ngh\u1ecb quy\u1ebft 42\/2017\/QH14 h\u1ebft hi\u1ec7u l\u1ef1c v\u00e0o cu\u1ed1i n\u0103m 2023, c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng v\u00e0 \u0111\u01a1n v\u1ecb mua b\u00e1n n\u1ee3 g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n trong thu h\u1ed3i t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m. Trong khi \u0111\u00f3, Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng 2024 hi\u1ec7n h\u00e0nh (c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb 1\/7\/2024) l\u1ea1i kh\u00f4ng k\u1ebf th\u1eeba quy \u0111\u1ecbnh v\u1ec1 quy\u1ec1n thu gi\u1eef t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m.<\/p>\n

Theo \u00f4ng Nguy\u1ec5n Qu\u1ed1c H\u00f9ng, Ph\u00f3 Ch\u1ee7 t\u1ecbch ki\u00eam T\u1ed5ng Th\u01b0 k\u00fd Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam, vi\u1ec7c lu\u1eadt h\u00f3a tinh th\u1ea7n c\u1ee7a Ngh\u1ecb quy\u1ebft 42 trong l\u1ea7n s\u1eeda \u0111\u1ed5i n\u00e0y l\u00e0 c\u1ea7n thi\u1ebft. M\u1ee5c ti\u00eau kh\u00f4ng ch\u1ec9 \u0111\u1ec3 x\u1eed l\u00fd n\u1ee3 hi\u1ec7u qu\u1ea3 m\u00e0 c\u00f2n \u201cc\u1ea3nh t\u1ec9nh ng\u01b0\u1eddi vay,\u201d bu\u1ed9c h\u1ecd ph\u1ea3i c\u00f3 tr\u00e1ch nhi\u1ec7m tr\u1ea3 n\u1ee3 v\u00e0 t\u1eeb b\u1ecf t\u01b0 duy n\u00e9 tr\u00e1nh ngh\u0129a v\u1ee5.<\/p>\n

Lu\u1eadt s\u01b0<\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/span><\/a>, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt<\/span><\/a> ANVI<\/span><\/a><\/span><\/strong> nh\u1eadn \u0111\u1ecbnh, khi bi\u1ebft r\u1eb1ng h\u00e0nh vi ch\u00e2y \u1ef3 s\u1ebd d\u1eabn \u0111\u1ebfn vi\u1ec7c b\u1ecb thu gi\u1eef t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m, ng\u01b0\u1eddi vay s\u1ebd ch\u1ee7 \u0111\u1ed9ng h\u01a1n trong h\u1ee3p t\u00e1c v\u00e0 thanh to\u00e1n n\u1ee3.<\/em><\/h5>\n
B\u1ea5t \u0111\u1ed9ng s\u1ea3n th\u01b0\u1eddng hay \u0111\u01b0\u1ee3c mang th\u1ebf ch\u1ea5p l\u00e0m t\u00e0i s\u1ea3n vay v\u1ed1n. (\u1ea2nh: Vietnam+)<\/em><\/h6>\n

Hi\u1ec7n nay, n\u1ee3 x\u1ea5u to\u00e0n h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng \u0111\u00e3 v\u01b0\u1ee3t 1 tri\u1ec7u t\u1ef7 \u0111\u1ed3ng – t\u01b0\u01a1ng \u0111\u01b0\u01a1ng kho\u1ea3ng 10% GDP, tr\u1edf th\u00e0nh \u201cc\u1ee5c m\u00e1u \u0111\u00f4ng\u201d c\u1ea3n tr\u1edf d\u00f2ng ch\u1ea3y v\u1ed1n. Theo c\u00e1c chuy\u00ean gia, \u0111\u00e2y kh\u00f4ng ch\u1ec9 l\u00e0 t\u00e0i s\u1ea3n c\u1ee7a ng\u00e2n h\u00e0ng m\u00e0 c\u00f2n l\u00e0 ti\u1ec1n c\u1ee7a ng\u01b0\u1eddi d\u00e2n, doanh nghi\u1ec7p b\u1ecb “ch\u00f4n” trong n\u1ee3 x\u1ea5u.<\/p>\n

B\u00e0 Nguy\u1ec5n Thu Lan – Ph\u00f3 Ch\u1ee7 t\u1ecbch H\u1ed9i \u0111\u1ed3ng qu\u1ea3n tr\u1ecb Techcombank nh\u1ea5n m\u1ea1nh, ng\u00e2n h\u00e0ng l\u00e0 \u0111\u01a1n v\u1ecb \u0111\u01b0\u1ee3c \u1ee7y th\u00e1c qu\u1ea3n l\u00fd h\u00e0ng tri\u1ec7u t\u1ef7 \u0111\u1ed3ng t\u1eeb ng\u01b0\u1eddi g\u1eedi ti\u1ec1n n\u00ean kh\u00f4ng th\u1ec3 t\u00f9y ti\u1ec7n. Vi\u1ec7c thu h\u1ed3i n\u1ee3 x\u1ea5u \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n ch\u1eb7t ch\u1ebd, th\u1eadn tr\u1ecdng v\u00ec ch\u1ec9 m\u1ed9t sai s\u00f3t c\u0169ng c\u00f3 th\u1ec3 g\u00e2y h\u1eadu qu\u1ea3 nghi\u00eam tr\u1ecdng.<\/p>\n

B\u00e0 Lan cho bi\u1ebft: \u201cTrong tr\u01b0\u1eddng h\u1ee3p kh\u00e1ch h\u00e0ng c\u00f3 kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 m\u00e0 c\u1ed1 t\u00ecnh kh\u00f4ng tr\u1ea3, ng\u00e2n h\u00e0ng s\u1ebd d\u00f9ng m\u1ecdi bi\u1ec7n ph\u00e1p h\u1ed7 tr\u1ee3 \u0111\u1ec3 kh\u00e1ch h\u00e0ng tr\u1ea3 n\u1ee3 \u0111\u00fang h\u1ea1n, v\u00ec tr\u00e1ch nhi\u1ec7m v\u1edbi ng\u01b0\u1eddi g\u1eedi ti\u1ec1n v\u00e0 h\u1ec7 th\u1ed1ng.\u201d<\/p>\n

C\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u0169ng kh\u1eb3ng \u0111\u1ecbnh ngu\u1ed3n cho vay l\u00e0 ti\u1ec1n huy \u0111\u1ed9ng t\u1eeb ng\u01b0\u1eddi d\u00e2n, do \u0111\u00f3 c\u1ea7n \u0111\u1ea3m b\u1ea3o an to\u00e0n v\u1ed1n v\u00e0 l\u00e3i. Thu h\u1ed3i n\u1ee3 kh\u00f4ng ch\u1ec9 l\u00e0 y\u1ebfu t\u1ed1 s\u1ed1ng c\u00f2n trong kinh doanh m\u00e0 c\u00f2n l\u00e0 y\u00eau c\u1ea7u \u0111\u1ec3 gi\u1eef \u1ed5n \u0111\u1ecbnh h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh qu\u1ed1c gia.<\/p>\n

D\u1ef1 th\u1ea3o Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (s\u1eeda \u0111\u1ed5i) \u0111\u01b0\u1ee3c k\u1ef3 v\u1ecdng s\u1ebd l\u00e0 c\u00f4ng c\u1ee5 ph\u00e1p l\u00fd quan tr\u1ecdng gi\u00fap h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng x\u1eed l\u00fd d\u1ee9t \u0111i\u1ec3m n\u1ee3 x\u1ea5u, t\u0103ng t\u00ednh ch\u1ee7 \u0111\u1ed9ng trong \u0111i\u1ec1u h\u00e0nh c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u00e0 ch\u1ea5n ch\u1ec9nh \u00fd th\u1ee9c tr\u1ea3 n\u1ee3 c\u1ee7a ng\u01b0\u1eddi vay.\/.<\/p>\n

Thu\u00fd<\/strong> H\u00e0<\/strong><\/h5>\n

————-<\/em><\/p>\n

Vietnam<\/em><\/strong>+<\/em><\/strong> (T\u00e0i ch\u00ednh) ng\u00e0y <\/em><\/strong>24-6<\/em><\/strong>-202<\/em><\/strong>5<\/em><\/strong>:<\/em><\/strong><\/p>\n

https:\/\/www.vietnamplus.vn\/luat-cac-to-chuc-tin-dung-hoi-sinh-von-dong-bang-va-siet-ky-cuong-tin-dung-post1046063.vnp#google_vignette<\/a><\/em><\/p>\n

(<\/em>44\/1.291<\/em>)<\/em>","protected":false},"excerpt":{"rendered":"

Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng: H\u1ed3i sinh v\u1ed1n \u201c\u0111\u00f3ng b\u0103ng\u201d v\u00e0 si\u1ebft k\u1ef7 c\u01b0\u01a1ng t\u00edn d\u1ee5ng (VN+) – D\u1ef1 th\u1ea3o Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng s\u1eeda \u0111\u1ed5i d\u1ef1 ki\u1ebfn th\u00f4ng qua ng\u00e0y 25\/5 s\u1ebd gi\u00fap x\u1eed l\u00fd h\u01a1n 1 tri\u1ec7u t\u1ef7 \u0111\u1ed3ng n\u1ee3 x\u1ea5u, kh\u01a1i th\u00f4ng d\u00f2ng v\u1ed1n \u0111\u1ed3ng th\u1eddi n\u00e2ng cao \u00fd […]<\/p>\n","protected":false},"author":2,"featured_media":48180,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[50,36],"class_list":["post-48179","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media","tag-luat-su-dan-su","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"\n4.118. Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng: H\u1ed3i sinh v\u1ed1n \u201c\u0111\u00f3ng b\u0103ng\u201d v\u00e0 si\u1ebft k\u1ef7 c\u01b0\u01a1ng t\u00edn d\u1ee5ng. - ANVI Law Firm<\/title>\n<meta name=\"description\" content=\"Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng | Kh\u01a1i th\u00f4ng d\u00f2ng v\u1ed1n \u0111\u1ed3ng th\u1eddi n\u00e2ng cao \u00fd th\u1ee9c v\u00e0 tr\u00e1ch nhi\u1ec7m tr\u1ea3 n\u1ee3 c\u1ee7a ng\u01b0\u1eddi vay...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/?p=48179\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]4.118. Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng: H\u1ed3i sinh v\u1ed1n \u201c\u0111\u00f3ng b\u0103ng\u201d v\u00e0 si\u1ebft k\u1ef7 c\u01b0\u01a1ng t\u00edn d\u1ee5ng.[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng | Kh\u01a1i th\u00f4ng d\u00f2ng v\u1ed1n \u0111\u1ed3ng th\u1eddi n\u00e2ng cao \u00fd th\u1ee9c v\u00e0 tr\u00e1ch nhi\u1ec7m tr\u1ea3 n\u1ee3 c\u1ee7a ng\u01b0\u1eddi vay...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/vi\/?p=48179\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2025-06-24T12:43:07+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-10T09:27:22+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2025\/06\/Picture1-22.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"454\" \/>\n\t<meta property=\"og:image:height\" content=\"301\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/anvilaw.com\/vi\/?p=48179#article\",\"isPartOf\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/?p=48179\"},\"author\":{\"name\":\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/f250bfe7ec16ce4eba7ae37ffd717a9e\"},\"headline\":\"4.118. Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng: H\u1ed3i sinh v\u1ed1n \u201c\u0111\u00f3ng b\u0103ng\u201d v\u00e0 si\u1ebft k\u1ef7 c\u01b0\u01a1ng t\u00edn d\u1ee5ng.\",\"datePublished\":\"2025-06-24T12:43:07+00:00\",\"dateModified\":\"2025-07-10T09:27:22+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/?p=48179\"},\"wordCount\":1998,\"publisher\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#organization\"},\"image\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/?p=48179#primaryimage\"},\"thumbnailUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2025\/06\/Picture1-22.jpg\",\"keywords\":[\"Lu\u1eadt s\u01b0 D\u00e2n s\u1ef1\",\"Lu\u1eadt s\u01b0 T\u00e0i ch\u00ednh - Ng\u00e2n h\u00e0ng\"],\"articleSection\":[\"Tr\u00edch d\u1eabn\",\"T\u01b0 li\u1ec7u ANVI\"],\"inLanguage\":\"vi\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/anvilaw.com\/vi\/?p=48179\",\"url\":\"https:\/\/anvilaw.com\/vi\/?p=48179\",\"name\":\"[:vi]4.118. Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng: H\u1ed3i sinh v\u1ed1n \u201c\u0111\u00f3ng b\u0103ng\u201d v\u00e0 si\u1ebft k\u1ef7 c\u01b0\u01a1ng t\u00edn d\u1ee5ng.[:] - ANVI Law Firm\",\"isPartOf\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/?p=48179#primaryimage\"},\"image\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/?p=48179#primaryimage\"},\"thumbnailUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2025\/06\/Picture1-22.jpg\",\"datePublished\":\"2025-06-24T12:43:07+00:00\",\"dateModified\":\"2025-07-10T09:27:22+00:00\",\"description\":\"Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng | Kh\u01a1i th\u00f4ng d\u00f2ng v\u1ed1n \u0111\u1ed3ng th\u1eddi n\u00e2ng cao \u00fd th\u1ee9c v\u00e0 tr\u00e1ch nhi\u1ec7m tr\u1ea3 n\u1ee3 c\u1ee7a ng\u01b0\u1eddi vay...\",\"breadcrumb\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/?p=48179#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/anvilaw.com\/vi\/?p=48179\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/anvilaw.com\/vi\/?p=48179#primaryimage\",\"url\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2025\/06\/Picture1-22.jpg\",\"contentUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2025\/06\/Picture1-22.jpg\",\"width\":454,\"height\":301,\"caption\":\"Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng: H\u1ed3i sinh v\u1ed1n \u201c\u0111\u00f3ng b\u0103ng\u201d v\u00e0 si\u1ebft k\u1ef7 c\u01b0\u01a1ng t\u00edn d\u1ee5ng\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/anvilaw.com\/vi\/?p=48179#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/anvilaw.com\/vi\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"4.118. Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng: H\u1ed3i sinh v\u1ed1n \u201c\u0111\u00f3ng b\u0103ng\u201d v\u00e0 si\u1ebft k\u1ef7 c\u01b0\u01a1ng t\u00edn d\u1ee5ng.\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#website\",\"url\":\"https:\/\/anvilaw.com\/vi\/\",\"name\":\"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI\",\"description\":\"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm\",\"publisher\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#organization\"},\"alternateName\":\"anvilaw.com\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/anvilaw.com\/vi\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"vi\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#organization\",\"name\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\",\"alternateName\":\"ANVI\",\"url\":\"https:\/\/anvilaw.com\/vi\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"contentUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"width\":3493,\"height\":1535,\"caption\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\"},\"image\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/facebook.com\/anvilawfirm\",\"https:\/\/x.com\/anvilawfirm\",\"https:\/\/www.youtube.com\/@anvilawfirm\",\"https:\/\/www.youtube.com\/@lsduc_anvi\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/f250bfe7ec16ce4eba7ae37ffd717a9e\",\"name\":\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/939cd8149fd8babbde69424b0b9cd8c1d6d82a1eb91f15a25a976dcc104497f9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/939cd8149fd8babbde69424b0b9cd8c1d6d82a1eb91f15a25a976dcc104497f9?s=96&d=mm&r=g\",\"caption\":\"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\"},\"sameAs\":[\"https:\/\/anvilaw.com\"],\"url\":\"https:\/\/anvilaw.com\/vi\/author\/ductt\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"[:vi]4.118. Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng: H\u1ed3i sinh v\u1ed1n \u201c\u0111\u00f3ng b\u0103ng\u201d v\u00e0 si\u1ebft k\u1ef7 c\u01b0\u01a1ng t\u00edn d\u1ee5ng.[:] - ANVI Law Firm","description":"Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng | Kh\u01a1i th\u00f4ng d\u00f2ng v\u1ed1n \u0111\u1ed3ng th\u1eddi n\u00e2ng cao \u00fd th\u1ee9c v\u00e0 tr\u00e1ch nhi\u1ec7m tr\u1ea3 n\u1ee3 c\u1ee7a ng\u01b0\u1eddi vay...","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/anvilaw.com\/vi\/?p=48179","og_locale":"vi_VN","og_type":"article","og_title":"[:vi]4.118. Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng: H\u1ed3i sinh v\u1ed1n \u201c\u0111\u00f3ng b\u0103ng\u201d v\u00e0 si\u1ebft k\u1ef7 c\u01b0\u01a1ng t\u00edn d\u1ee5ng.[:] - ANVI Law Firm","og_description":"Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng | Kh\u01a1i th\u00f4ng d\u00f2ng v\u1ed1n \u0111\u1ed3ng th\u1eddi n\u00e2ng cao \u00fd th\u1ee9c v\u00e0 tr\u00e1ch nhi\u1ec7m tr\u1ea3 n\u1ee3 c\u1ee7a ng\u01b0\u1eddi vay...","og_url":"https:\/\/anvilaw.com\/vi\/?p=48179","og_site_name":"ANVI Law Firm","article_publisher":"https:\/\/facebook.com\/anvilawfirm","article_published_time":"2025-06-24T12:43:07+00:00","article_modified_time":"2025-07-10T09:27:22+00:00","og_image":[{"width":454,"height":301,"url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2025\/06\/Picture1-22.jpg","type":"image\/jpeg"}],"author":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c","twitter_card":"summary_large_image","twitter_creator":"@anvilawfirm","twitter_site":"@anvilawfirm","twitter_misc":{"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c","\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"8 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/anvilaw.com\/vi\/?p=48179#article","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/?p=48179"},"author":{"name":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/f250bfe7ec16ce4eba7ae37ffd717a9e"},"headline":"4.118. Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng: H\u1ed3i sinh v\u1ed1n \u201c\u0111\u00f3ng b\u0103ng\u201d v\u00e0 si\u1ebft k\u1ef7 c\u01b0\u01a1ng t\u00edn d\u1ee5ng.","datePublished":"2025-06-24T12:43:07+00:00","dateModified":"2025-07-10T09:27:22+00:00","mainEntityOfPage":{"@id":"https:\/\/anvilaw.com\/vi\/?p=48179"},"wordCount":1998,"publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/?p=48179#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2025\/06\/Picture1-22.jpg","keywords":["Lu\u1eadt s\u01b0 D\u00e2n s\u1ef1","Lu\u1eadt s\u01b0 T\u00e0i ch\u00ednh - Ng\u00e2n h\u00e0ng"],"articleSection":["Tr\u00edch d\u1eabn","T\u01b0 li\u1ec7u ANVI"],"inLanguage":"vi"},{"@type":"WebPage","@id":"https:\/\/anvilaw.com\/vi\/?p=48179","url":"https:\/\/anvilaw.com\/vi\/?p=48179","name":"[:vi]4.118. Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng: H\u1ed3i sinh v\u1ed1n \u201c\u0111\u00f3ng b\u0103ng\u201d v\u00e0 si\u1ebft k\u1ef7 c\u01b0\u01a1ng t\u00edn d\u1ee5ng.[:] - ANVI Law Firm","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/#website"},"primaryImageOfPage":{"@id":"https:\/\/anvilaw.com\/vi\/?p=48179#primaryimage"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/?p=48179#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2025\/06\/Picture1-22.jpg","datePublished":"2025-06-24T12:43:07+00:00","dateModified":"2025-07-10T09:27:22+00:00","description":"Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng | Kh\u01a1i th\u00f4ng d\u00f2ng v\u1ed1n \u0111\u1ed3ng th\u1eddi n\u00e2ng cao \u00fd th\u1ee9c v\u00e0 tr\u00e1ch nhi\u1ec7m tr\u1ea3 n\u1ee3 c\u1ee7a ng\u01b0\u1eddi vay...","breadcrumb":{"@id":"https:\/\/anvilaw.com\/vi\/?p=48179#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/anvilaw.com\/vi\/?p=48179"]}]},{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/?p=48179#primaryimage","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2025\/06\/Picture1-22.jpg","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2025\/06\/Picture1-22.jpg","width":454,"height":301,"caption":"Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng: H\u1ed3i sinh v\u1ed1n \u201c\u0111\u00f3ng b\u0103ng\u201d v\u00e0 si\u1ebft k\u1ef7 c\u01b0\u01a1ng t\u00edn d\u1ee5ng"},{"@type":"BreadcrumbList","@id":"https:\/\/anvilaw.com\/vi\/?p=48179#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/anvilaw.com\/vi\/"},{"@type":"ListItem","position":2,"name":"4.118. Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng: H\u1ed3i sinh v\u1ed1n \u201c\u0111\u00f3ng b\u0103ng\u201d v\u00e0 si\u1ebft k\u1ef7 c\u01b0\u01a1ng t\u00edn d\u1ee5ng."}]},{"@type":"WebSite","@id":"https:\/\/anvilaw.com\/vi\/#website","url":"https:\/\/anvilaw.com\/vi\/","name":"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI","description":"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm","publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"alternateName":"anvilaw.com","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/anvilaw.com\/vi\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"vi"},{"@type":"Organization","@id":"https:\/\/anvilaw.com\/vi\/#organization","name":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm","alternateName":"ANVI","url":"https:\/\/anvilaw.com\/vi\/","logo":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","width":3493,"height":1535,"caption":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/facebook.com\/anvilawfirm","https:\/\/x.com\/anvilawfirm","https:\/\/www.youtube.com\/@anvilawfirm","https:\/\/www.youtube.com\/@lsduc_anvi"]},{"@type":"Person","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/f250bfe7ec16ce4eba7ae37ffd717a9e","name":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c","image":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/939cd8149fd8babbde69424b0b9cd8c1d6d82a1eb91f15a25a976dcc104497f9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/939cd8149fd8babbde69424b0b9cd8c1d6d82a1eb91f15a25a976dcc104497f9?s=96&d=mm&r=g","caption":"Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c"},"sameAs":["https:\/\/anvilaw.com"],"url":"https:\/\/anvilaw.com\/vi\/author\/ductt\/"}]}},"_links":{"self":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/48179","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/comments?post=48179"}],"version-history":[{"count":5,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/48179\/revisions"}],"predecessor-version":[{"id":48358,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/48179\/revisions\/48358"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media\/48180"}],"wp:attachment":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media?parent=48179"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/categories?post=48179"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/tags?post=48179"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}