{"id":4897,"date":"2013-08-01T23:14:11","date_gmt":"2013-08-01T16:14:11","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=4897"},"modified":"2024-11-04T14:55:17","modified_gmt":"2024-11-04T07:55:17","slug":"163-chuoc-lai-giay-phep","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/163-chuoc-lai-giay-phep\/","title":{"rendered":"163. “Chu\u1ed9c” l\u1ea1i gi\u1ea5y ph\u00e9p."},"content":{"rendered":"

“Chu\u1ed9c” l\u1ea1i gi\u1ea5y ph\u00e9p. <\/span><\/h4>\n
(KTSG) Theo th\u00f4ng tin t\u1eeb Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, \u0111\u1ebfn cu\u1ed1i th\u00e1ng 7-2013, ch\u1ec9 c\u00f3 12 ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c ph\u00e9p ho\u1ea1t \u0111\u1ed9ng gi\u1eef h\u1ed9 v\u00e0ng. C\u00e1c ng\u00e2n h\u00e0ng c\u00f2n l\u1ea1i mu\u1ed1n l\u00e0m th\u00ec ph\u1ea3i xin ph\u00e9p. V\u1eady th\u00ec ch\u1eb3ng l\u1ebd \u0111a s\u1ed1 c\u00e1c ng\u00e2n h\u00e0ng v\u1eabn \u0111ang nh\u1eadn gi\u1eef h\u1ed9 v\u00e0ng tr\u00e1i ph\u00e9p t\u1eeb tr\u01b0\u1edbc \u0111\u1ebfn nay?\u00a0<\/strong><\/h5>\n
Gi\u1ea5y ph\u00e9p gi\u1eef h\u1ed9 v\u00e0ng<\/strong><\/h5>\n

X\u00e9t v\u1ec1 h\u00ecnh th\u1ee9c th\u00ec y\u00eau c\u1ea7u c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc l\u00e0 h\u1ee3p l\u00fd, b\u00e0i b\u00e0n v\u00e0 nghi\u00eam t\u00fac. Nh\u01b0ng th\u1ef1c ch\u1ea5t \u0111\u00e2y l\u00e0 m\u1ed9t \u0111\u00f2i h\u1ecfi v\u00f4 l\u00fd, m\u1ed9t s\u1ef1 b\u1ea5t c\u1eadp trong vi\u1ec7c \u00e1p d\u1ee5ng ph\u00e1p lu\u1eadt. Tr\u01b0\u1edbc khi c\u00f3 Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng n\u0103m 2010, t\u1ea5t c\u1ea3 c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ec1u c\u00f3 c\u00f9ng t\u00ecnh tr\u1ea1ng ph\u00e1p l\u00fd gi\u1ed1ng nhau v\u1ec1 d\u1ecbch v\u1ee5 gi\u1eef h\u1ed9 v\u00e0ng. \u0110\u01b0\u1ee3c ph\u00e9p hay kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e9p kh\u00f4ng ph\u1ea3i do c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i mu\u1ed1n hay kh\u00f4ng mu\u1ed1n v\u00e0 xin hay kh\u00f4ng xin ph\u00e9p. Ch\u00ednh Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 kh\u00f4ng c\u1ea5p ph\u00e9p d\u1ecbch v\u1ee5 n\u00e0y v\u00e0 \u0111\u1ea9y c\u00e1c ng\u00e2n h\u00e0ng t\u1eeb ch\u1ed7 h\u1ee3p ph\u00e1p tr\u1edf th\u00e0nh b\u1ea5t h\u1ee3p ph\u00e1p.<\/p>\n

Kho\u1ea3n 2, \u0110i\u1ec1u 90, Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng n\u0103m 2010 quy \u0111\u1ecbnh: \u201cT\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng kh\u00f4ng \u0111\u01b0\u1ee3c ti\u1ebfn h\u00e0nh b\u1ea5t k\u1ef3 ho\u1ea1t \u0111\u1ed9ng kinh doanh n\u00e0o ngo\u00e0i c\u00e1c ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng, ho\u1ea1t \u0111\u1ed9ng kinh doanh kh\u00e1c ghi trong Gi\u1ea5y ph\u00e9p \u0111\u01b0\u1ee3c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u1ea5p cho t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng.<\/em>\u201d Tuy nhi\u00ean, kho\u1ea3n 1, \u0110i\u1ec1u 161 c\u1ee7a Lu\u1eadt n\u00e0y l\u1ea1i quy \u0111\u1ecbnh r\u00f5: \u201cT\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i, v\u0103n ph\u00f2ng \u0111\u1ea1i di\u1ec7n c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng n\u01b0\u1edbc ngo\u00e0i, t\u1ed5 ch\u1ee9c n\u01b0\u1edbc ngo\u00e0i kh\u00e1c c\u00f3 ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng \u0111\u00e3 th\u00e0nh l\u1eadp v\u00e0 ho\u1ea1t \u0111\u1ed9ng theo Gi\u1ea5y ph\u00e9p do Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u1ea5p tr\u01b0\u1edbc ng\u00e0y Lu\u1eadt n\u00e0y c\u00f3 hi\u1ec7u l\u1ef1c thi h\u00e0nh kh\u00f4ng ph\u1ea3i xin c\u1ea5p l\u1ea1i Gi\u1ea5y ph\u00e9p theo quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt n\u00e0y<\/em>.\u201d Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc ch\u1ec9 b\u00e1m v\u00e0o \u0111i\u1ec1u lu\u1eadt tr\u01b0\u1edbc, m\u00e0 b\u1ecf qua \u0111i\u1ec1u lu\u1eadt sau, n\u00ean \u0111\u00e3 y\u00eau c\u1ea7u \u201cxin c\u1ea5p l\u1ea1i Gi\u1ea5y ph\u00e9p\u201d.<\/p>\n

T\u1eeb ng\u00e0y c\u00f3 ng\u00e0nh Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam \u0111\u1ebfn nay, kh\u00f4ng c\u00f3 quy \u0111\u1ecbnh n\u00e0o v\u1ec1 vi\u1ec7c c\u1ea5p ph\u00e9p v\u00e0 xin ph\u00e9p th\u1ef1c hi\u1ec7n d\u1ecbch v\u1ee5 b\u1ea3o qu\u1ea3n t\u00e0i s\u1ea3n qu\u00fd hi\u1ebfm n\u00f3i chung v\u00e0 d\u1ecbch v\u1ee5 gi\u1eef h\u1ed9 v\u00e0ng n\u00f3i ri\u00eang. \u0110\u00e2y l\u00e0 lo\u1ea1i d\u1ecbch v\u1ee5 \u0111\u01a1n gi\u1ea3n nh\u1ea5t m\u00e0 \u0111\u00e3 l\u00e0 ng\u00e2n h\u00e0ng th\u00ec \u0111\u1ec1u d\u1ec5 d\u00e0ng th\u1ef1c hi\u1ec7n ngay t\u1eeb khi b\u1eaft \u0111\u1ea7u \u0111i v\u00e0o ho\u1ea1t \u0111\u1ed9ng. V\u00ec \u0111\u00e3 l\u00e0 ng\u00e2n h\u00e0ng, th\u00ec bu\u1ed9c ph\u1ea3i b\u1ea3o \u0111\u1ea3m m\u1ecdi ti\u00eau chu\u1ea9n kh\u1eaft khe v\u1ec1 kho t\u00e0ng v\u00e0 \u0111i\u1ec1u ki\u1ec7n ho\u1ea1t \u0111\u1ed9ng b\u1ea3o qu\u1ea3n ti\u1ec1n, v\u00e0ng.<\/p>\n

Ho\u1ea1t \u0111\u1ed9ng b\u1ea3o qu\u1ea3n v\u00e0ng n\u1eb1m trong nh\u00f3m \u201cd\u1ecbch v\u1ee5 qu\u1ea3n l\u00fd, b\u1ea3o qu\u1ea3n t\u00e0i s\u1ea3n, cho thu\u00ea t\u1ee7, k\u00e9t an to\u00e0n\u201d theo quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng. C\u00f2n theo quy \u0111\u1ecbnh c\u1ee7a B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1, giao d\u1ecbch n\u00e0y l\u00e0 lo\u1ea1i \u201ch\u1ee3p \u0111\u1ed3ng g\u1eedi gi\u1eef t\u00e0i s\u1ea3n\u201d. Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 t\u1eebng ban h\u00e0nh “Quy ch\u1ebf v\u1ec1 nh\u1eadn b\u1ea3o qu\u1ea3n t\u00e0i s\u1ea3n qu\u00fd hi\u1ebfm” k\u00e8m theo Quy\u1ebft \u0111\u1ecbnh s\u1ed1 259-Q\u0110\/NH6 ng\u00e0y 22-10-1994. Sau \u0111\u00f3, d\u1ecbch v\u1ee5 n\u00e0y \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n theo c\u00e1c quy \u0111\u1ecbnh v\u1ec1 qu\u1ea3n l\u00fd, v\u1eadn chuy\u1ec3n, b\u1ea3o qu\u1ea3n t\u00e0i s\u1ea3n qu\u00fd hi\u1ebfm v\u00e0 gi\u1ea5y t\u1edd c\u00f3 gi\u00e1 n\u00f3i chung. Do \u0111\u00f3, d\u1ecbch v\u1ee5 gi\u1eef h\u1ed9 v\u00e0ng c\u1ee7a c\u00e1c c\u00e1c ng\u00e2n h\u00e0ng lu\u00f4n lu\u00f4n l\u00e0 m\u1ed9t ho\u1ea1t \u0111\u1ed9ng b\u00ecnh th\u01b0\u1eddng v\u00e0 h\u1ee3p ph\u00e1p kh\u00f4ng c\u1ea7n gi\u1ea5y ph\u00e9p ri\u00eang.<\/p>\n

Ph\u00e9p chung v\u00e0 ph\u00e9p ri\u00eang<\/strong><\/h5>\n

Trong s\u1ed1 12 ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c ghi nh\u1eadn c\u1ee5 th\u1ec3 d\u1ecbch v\u1ee5 gi\u1eef h\u1ed9 v\u00e0ng trong gi\u1ea5y ph\u00e9p, ch\u1ec9 c\u00f3 1 Ng\u00e2n h\u00e0ng ACB l\u00e0 m\u1edbi \u0111\u01b0\u1ee3c c\u1ea5p ph\u00e9p ri\u00eang, c\u00f2n l\u1ea1i l\u00e0 do qu\u00e1 kh\u1ee9 \u201ct\u1ef1 nhi\u00ean\u201d m\u00e0 c\u00f3. Ba ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n ra \u0111\u1eddi sau c\u00f9ng l\u00e0 Baoviet Bank, Lienvietpost Bank v\u00e0 Tienphong Bank \u0111\u01b0\u1ee3c l\u00e0m d\u1ecbch v\u1ee5 gi\u1eef h\u1ed9 v\u00e0ng l\u00e0 v\u00ec gi\u1ea5y ph\u00e9p khi \u0111\u00f3 \u0111\u01b0\u01a1ng nhi\u00ean ch\u00e9p h\u1ebft m\u1ea5y \u0111i\u1ec1u lu\u1eadt li\u00ean quan trong Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng n\u0103m 1997, trong \u0111\u00f3 c\u00f3 \u0111\u1ee7 m\u1ecdi th\u1ee9.\u00a0Vietcombank, Vietinbank, BIDV v\u00e0 MHB v\u00ec v\u1eeba \u0111\u01b0\u1ee3c c\u1ed5 ph\u1ea7n ho\u00e1, khi \u0111\u01b0\u1ee3c c\u1ea5p l\u1ea1i Gi\u1ea5y ph\u00e9p m\u1edbi, th\u00ec c\u0169ng nh\u01b0 v\u1eady. C\u00f2n v\u00e0i ng\u00e2n h\u00e0ng kh\u00e1c th\u00ec thu\u1ed9c tr\u01b0\u1eddng h\u1ee3p ngo\u1ea1i l\u1ec7, nh\u01b0 v\u00ec \u0111\u00e3 qua chuy\u1ec3n \u0111\u1ed5i n\u00ean c\u0169ng \u0111\u01b0\u1ee3c c\u1ea5p ph\u00e9p s\u1eeda \u0111\u1ed5i, b\u1ed5 sung t\u01b0\u01a1ng t\u1ef1 nh\u01b0 c\u1ea5p ph\u00e9p m\u1edbi.<\/p>\n

Nh\u00f3m ng\u00e2n h\u00e0ng tr\u00ean ho\u00e0n to\u00e0n kh\u00f4ng ph\u1ea3i l\u00e0 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n h\u01a1n c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c, m\u00e0 ch\u1ec9 l\u00e0 g\u1eb7p may, do t\u1ea1i c\u00e1c th\u1eddi \u0111i\u1ec3m \u0111\u00f3 \u0111\u01b0\u1ee3c m\u1eb7c nhi\u00ean ghi nh\u1eadn g\u1ea7n nh\u01b0 \u0111\u1ea7y \u0111\u1ee7 m\u1ecdi th\u1ee9, trong \u0111\u00f3 c\u00f3 d\u1ecbch v\u1ee5 b\u1ea3o qu\u1ea3n t\u00e0i s\u1ea3n.<\/p>\n

Trong khi \u0111\u00f3, gi\u1ea5y ph\u00e9p c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng c\u00f2n l\u1ea1i, ph\u1ea7n ph\u1ea1m vi ho\u1ea1t \u0111\u1ed9ng ch\u1ec9 \u0111\u01b0\u1ee3c ghi nh\u1eadn v\u00e0i ba d\u00f2ng, thay v\u00ec v\u00e0i ba trang nh\u01b0 m\u1ea5y n\u0103m g\u1ea7n \u0111\u00e2y. Tuy nhi\u00ean, t\u1ea5t c\u1ea3 c\u00e1c ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp trong nh\u1eefng n\u0103m 1980 v\u00e0 1990 \u0111\u1ec1u \u0111\u01b0\u1eddng \u0111\u01b0\u1eddng ch\u00ednh ch\u00ednh th\u1ef1c hi\u1ec7n d\u1ecbch v\u1ee5 g\u1eedi gi\u1eef t\u00e0i s\u1ea3n qu\u00fd hi\u1ebfm, trong \u0111\u00f3 c\u00f3 v\u00e0ng. \u0110\u1ebfn nay m\u1ed9t lo\u1ea1t ng\u00e2n h\u00e0ng b\u1ed7ng d\u01b0ng kh\u00f4ng \u0111\u01b0\u1ee3c nh\u1eadn gi\u1eef h\u1ed9 v\u00e0ng (trong khi l\u1ea1i \u0111\u01b0\u1ee3c ph\u00e9p l\u00e0m m\u1ed9t vi\u1ec7c ph\u1ee9c t\u1ea1p h\u01a1n nhi\u1ec1u, \u0111\u00f3 l\u00e0 kinh doanh, mua b\u00e1n v\u00e0ng). V\u00e0 mu\u1ed1n xin ph\u00e9p th\u00ec ph\u1ea3i l\u00e0m t\u1edd tr\u00ecnh c\u1ee7a H\u1ed9i \u0111\u1ed3ng qu\u1ea3n tr\u1ecb, ngh\u1ecb quy\u1ebft c\u1ee7a \u0110\u1ea1i h\u1ed9i \u0111\u1ed3ng c\u1ed5 \u0111\u00f4ng, c\u00f9ng v\u1edbi \u0111\u1ec1 \u00e1n v\u00e0i ch\u1ee5c trang gi\u1ea5y ch\u1eb3ng kh\u00e1c n\u00e0o xin th\u00e0nh l\u1eadp m\u1ed9t ng\u00e2n h\u00e0ng m\u1edbi.<\/p>\n

Y\u00eau c\u1ea7u ph\u1ea3i xin ph\u00e9p, nh\u01b0ng xin th\u1ebf n\u00e0o v\u00e0 cho ra sao th\u00ec kh\u00f4ng ai tr\u1ea3 l\u1eddi \u0111\u01b0\u1ee3c b\u1eb1ng ph\u00e1p lu\u1eadt. V\u00ec cho \u0111\u1ebfn cu\u1ed1i th\u00e1ng 7-2013, v\u1eabn ch\u01b0a c\u00f3 b\u1ea5t c\u1ee9 quy \u0111\u1ecbnh n\u00e0o v\u1ec1 vi\u1ec7c xin ph\u00e9p \u201cgi\u1eef h\u1ed9 v\u00e0ng\u201d. B\u1ed9 th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh do Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u00f4ng b\u1ed1 c\u00f3 t\u1edbi 263 th\u1ee7 t\u1ee5c, c\u0169ng ch\u01b0a h\u1ec1 c\u00f3 th\u1ee7 t\u1ee5c xin c\u1ea5p ph\u00e9p d\u1ecbch v\u1ee5 gi\u1eef h\u1ed9 v\u00e0ng.<\/p>\n

Nh\u01b0 v\u1eady, Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng n\u0103m 2010 nh\u1eb1m tr\u00f3i ng\u00e2n h\u00e0ng m\u1edbi v\u00e0 qu\u1ea3n ch\u1eb7t c\u00e1c ho\u1ea1t \u0111\u1ed9ng r\u1ee7i ro, c\u1ea7n ph\u1ea3i c\u00f3 gi\u1ea5y ph\u00e9p ri\u00eang, nh\u01b0ng nay l\u1ea1i tr\u00f3i nh\u1ea7m c\u1ea3 ng\u00e2n h\u00e0ng c\u0169 v\u00e0 c\u00e1c ho\u1ea1t \u0111\u1ed9ng \u0111\u01b0\u01a1ng nhi\u00ean v\u1eabn \u0111\u01b0\u1ee3c l\u00e0m t\u1eeb thu\u1edf khai sinh. Kh\u00f4ng ch\u1ec9 c\u00f3 d\u1ecbch v\u1ee5 gi\u1eef h\u1ed9 v\u00e0ng, m\u1ed9t lo\u1ea1t d\u1ecbch v\u1ee5 kh\u00e1c c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u0169ng r\u01a1i v\u00e0o t\u00ecnh tr\u1ea1ng \u0111ang ho\u1ea1t \u0111\u1ed9ng h\u1ee3p ph\u00e1p, t\u1ef1 d\u01b0ng tr\u1edf th\u00e0nh b\u1ea5t h\u1ee3p ph\u00e1p.<\/p>\n

\u201cChu\u1ed9c\u201d gi\u1ea5y ph\u00e9p con<\/strong><\/h5>\n

C\u00f3 th\u1ec3 coi gi\u1ea5y ph\u00e9p d\u1ecbch v\u1ee5 gi\u1eef h\u1ed9 v\u00e0ng l\u00e0 m\u1ed9t lo\u1ea1i gi\u1ea5y ph\u00e9p con trong gi\u1ea5y ph\u00e9p ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng. N\u1ebfu mu\u1ed1n th\u1ec3 hi\u1ec7n \u0111\u1ea7y \u0111\u1ee7 m\u1ecdi th\u1ee9 tr\u00ean gi\u1ea5y ph\u00e9p ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, th\u00ec\u00a0Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u1ea7n ch\u1ee7 \u0111\u1ed9ng r\u00e0 so\u00e1t v\u00e0 c\u1ea5p l\u1ea1i gi\u1ea5y ph\u00e9p. Nh\u01b0ng thay v\u00ec s\u1eeda l\u1ed7i tr\u01b0\u1edbc \u0111\u00e2y \u0111\u00e3 ghi thi\u1ebfu \u0111\u1ea7y \u0111\u1ee7 tr\u00ean gi\u1ea5y ph\u00e9p, l\u1ea1i \u0111i b\u1eaft l\u1ed7i, bu\u1ed9c c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i ph\u1ea3i xin th\u00eam gi\u1ea5y ph\u00e9p nh\u01b0 \u0111\u1ed1i v\u1edbi m\u1ed9t ho\u1ea1t \u0111\u1ed9ng m\u1edbi. C\u1ee9 b\u1eaft xin ph\u00e9p t\u1ee9c l\u00e0 b\u1eaft c\u00e1c ng\u00e2n h\u00e0ng ph\u1ea3i \u201cchu\u1ed9c\u201d l\u1ea1i gi\u1ea5y ph\u00e9p con \u0111\u00e3 c\u00f3 trong ch\u00ednh gi\u1ea5y ph\u00e9p c\u1ee7a m\u00ecnh. N\u1ebfu c\u1ee9 b\u1eaft ph\u1ea3i xin c\u1ea5p ph\u00e9p \u0111\u1ec3 \u0111\u01b0\u1ee3c l\u00e0m d\u1ecbch v\u1ee5 gi\u1eef h\u1ed9 v\u00e0ng, th\u00ec c\u00f3 ngh\u0129a l\u00e0, h\u1ea7u h\u1ebft c\u00e1c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a nhi\u1ec1u ng\u00e2n h\u00e0ng l\u00e2u nay l\u00e0 b\u1ea5t h\u1ee3p ph\u00e1p, v\u00ec ch\u01b0a h\u1ec1 \u0111\u01b0\u1ee3c ghi nh\u1eadn c\u1ee5 th\u1ec3 trong gi\u1ea5y ph\u00e9p.<\/p>\n

N\u1ebfu Th\u00f4ng t\u01b0 m\u1edbi m\u00e0 Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc s\u1eafp ban h\u00e0nh v\u1eabn b\u1eaft c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u0111ang ho\u1ea1t \u0111\u1ed9ng ph\u1ea3i xin c\u1ea5p ph\u00e9p d\u1ecbch v\u1ee5 gi\u1eef h\u1ed9 v\u00e0ng th\u00ec s\u1ebd l\u00e0 tr\u00e1i Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng. Nh\u01b0 v\u1eady, th\u00ec ch\u1eb3ng kh\u00e1c n\u00e0o vi\u1ec7c kh\u00f4ng th\u1eeba nh\u1eadn m\u1ed9t ng\u01b0\u1eddi l\u00e0 c\u1eed nh\u00e2n lu\u1eadt, ch\u1ec9 v\u00ec b\u1eb1ng \u0111\u1ea1i h\u1ecdc c\u1ee7a anh ta \u0111\u01b0\u1ee3c c\u1ea5p trong nh\u1eefng n\u0103m 1980 kh\u00f4ng h\u1ec1 c\u00f3 m\u1ed9t ch\u1eef n\u00e0o trong c\u1ee5m t\u1eeb “c\u1eed nh\u00e2n lu\u1eadt”, m\u00e0 chi c\u00f3 c\u00e1c t\u1eeb t\u1ed1t nghi\u1ec7p \u0111\u1ea1i h\u1ecdc ph\u00e1p l\u00fd.<\/p>\n

\u0110\u00e2y l\u00e0 m\u1ed9t v\u00ed d\u1ee5 \u0111i\u1ec3n h\u00ecnh c\u1ee7a t\u00ecnh tr\u1ea1ng, n\u1ebfu ph\u00e1p lu\u1eadt quy \u0111\u1ecbnh kh\u00f4ng r\u00f5, th\u00ec c\u01a1 quan nh\u00e0 n\u01b0\u1edbc c\u1ee9 tha h\u1ed3 xi\u1ebft ch\u1eb7t \u0111\u1ec3 l\u00e0m kh\u00f3 doanh nghi\u1ec7p. Hay n\u00f3i c\u00e1ch kh\u00e1c, ng\u01b0\u1eddi ta th\u01b0\u1eddng ch\u1ec9 b\u00e1m v\u00e0o m\u1ed9t v\u00e0i ch\u1eef ngh\u0129a gi\u1ea3n \u0111\u01a1n, m\u00e0 qu\u00ean h\u1eb3n \u00fd ngh\u0129a \u0111\u00edch th\u1ef1c v\u00e0 m\u1ee5c ti\u00eau ti\u1ebfn b\u1ed9 c\u1ee7a c\u1ea3 m\u1ed9t \u0111\u1ea1o lu\u1eadt.<\/p>\n

Ghi ch\u00fa: C\u00f3 th\u1ec3 ch\u1ee5p \u1ea3nh 1 trang Gi\u1ea5y ph\u00e9p c\u1ee7a 2 Ng\u00e2n hang.<\/em><\/p>\n

———————<\/p>\n

Lu\u1eadt s\u01b0<\/span><\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>,<\/a> Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt<\/a> ANVI<\/a>, Tr\u1ecdng t\u00e0i vi\u00ean VIAC.\u00a0<\/strong><\/p>\n

——-<\/p>\n

Th\u1eddi b\u00e1o Kinh t\u1ebf S\u00e0i G\u00f2n s\u1ed1 31-2013 (1.181) 01-8-2013:\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/em><\/strong>","protected":false},"excerpt":{"rendered":"

“Chu\u1ed9c” l\u1ea1i gi\u1ea5y ph\u00e9p. (KTSG) Theo th\u00f4ng tin t\u1eeb Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, \u0111\u1ebfn cu\u1ed1i th\u00e1ng 7-2013, ch\u1ec9 c\u00f3 12 ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c ph\u00e9p ho\u1ea1t \u0111\u1ed9ng gi\u1eef h\u1ed9 v\u00e0ng. C\u00e1c ng\u00e2n h\u00e0ng c\u00f2n l\u1ea1i mu\u1ed1n l\u00e0m th\u00ec ph\u1ea3i xin ph\u00e9p. V\u1eady th\u00ec ch\u1eb3ng l\u1ebd \u0111a s\u1ed1 c\u00e1c ng\u00e2n h\u00e0ng v\u1eabn \u0111ang nh\u1eadn gi\u1eef h\u1ed9 v\u00e0ng […]<\/p>\n","protected":false},"author":7,"featured_media":5383,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[14,26],"tags":[36],"class_list":["post-4897","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nghien-cuu-bao-chi","category-legal-media","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"\n163. 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