{"id":48995,"date":"2025-10-07T07:45:26","date_gmt":"2025-10-07T00:45:26","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=48995"},"modified":"2025-10-09T16:36:08","modified_gmt":"2025-10-09T09:36:08","slug":"4-565-truc-loi-bao-hiem-nhan-tho-khach-hang-chan-chinh-co-thiet-thoi","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/4-565-truc-loi-bao-hiem-nhan-tho-khach-hang-chan-chinh-co-thiet-thoi\/","title":{"rendered":"4.565. Tr\u1ee5c l\u1ee3i b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd: Kh\u00e1ch h\u00e0ng ch\u00e2n ch\u00ednh c\u00f3 thi\u1ec7t th\u00f2i?"},"content":{"rendered":"

Tr\u1ee5c l\u1ee3i b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd: Kh\u00e1ch h\u00e0ng ch\u00e2n ch\u00ednh c\u00f3 thi\u1ec7t th\u00f2i?<\/strong><\/span><\/h4>\n
(TN) – Tr\u1ee5c l\u1ee3i b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 t\u00ecnh tr\u1ea1ng di\u1ec5n ra \u1edf nhi\u1ec1u th\u1ecb tr\u01b0\u1eddng, Vi\u1ec7t Nam kh\u00f4ng ngo\u1ea1i l\u1ec7. Tuy nhi\u00ean, n\u1ebfu kh\u00f4ng x\u1eed l\u00fd tri\u1ec7t \u0111\u1ec3, nh\u1eefng kh\u00e1ch h\u00e0ng sau n\u00e0y c\u00f3 th\u1ec3 s\u1ebd ph\u1ea3i tham gia b\u1ea3o hi\u1ec3m v\u1edbi m\u1ee9c ph\u00ed cao h\u01a1n.<\/h5>\n
“Ai tr\u1ee5c l\u1ee3i th\u00ec ng\u01b0\u1eddi \u0111\u00f3 ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m”<\/strong><\/h5>\n

C\u00f4ng an TP. \u0110\u00e0 N\u1eb5ng v\u1eeba kh\u1edfi t\u1ed1 10 b\u1ecb can li\u00ean quan v\u1ee5 \u00e1n “l\u1eeba \u0111\u1ea3o chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n” b\u1eb1ng th\u1ee7 \u0111o\u1ea1n l\u00e0m gi\u1ea3 h\u1ed3 s\u01a1 \u0111\u1ec3 tr\u1ee5c l\u1ee3i b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd x\u1ea3y ra t\u1ea1i x\u00e3 Nam Ph\u01b0\u1edbc, TP. \u0110\u00e0 N\u1eb5ng (tr\u01b0\u1edbc \u0111\u00e2y thu\u1ed9c H. Duy Xuy\u00ean, t\u1ec9nh Qu\u1ea3ng Nam).<\/p>\n

Th\u00f4ng qua vi\u1ec7c l\u00e0m gi\u1ea3 h\u1ed3 s\u01a1 y t\u1ebf, vi\u1ec7n ph\u00ed \u0111\u1ec3 g\u1eedi y\u00eau c\u1ea7u thanh to\u00e1n, nh\u00f3m l\u1eeba \u0111\u1ea3o \u0111\u00e3 l\u1eadp 213 b\u1ed9 h\u1ed3 s\u01a1 gi\u1ea3, chi\u1ebfm \u0111o\u1ea1t h\u01a1n 546 tri\u1ec7u \u0111\u1ed3ng c\u1ee7a\u00a0doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m.<\/p>\n

\"Tr\u1ee5c

C\u00f4ng an TP. \u0110\u00e0 N\u1eb5ng kh\u1edfi t\u1ed1 10 b\u1ecb can l\u00e0m gi\u1ea3 h\u1ed3 s\u01a1 b\u1ea3o hi\u1ec3m \u1ea2NH: \u0110.X<\/p><\/div>\n

Tr\u01b0\u1edbc \u0111\u00f3, kh\u00f4ng \u00edt v\u1ee5 tr\u1ee5c l\u1ee3i b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u0169ng \u0111\u01b0\u1ee3c phanh phui. Tr\u01b0\u1edbc t\u00ecnh tr\u1ea1ng n\u00e0y, kh\u00f4ng \u00edt kh\u00e1ch h\u00e0ng b\u00e0y t\u1ecf b\u0103n kho\u0103n, li\u1ec7u tr\u1ee5c l\u1ee3i b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u00f3 g\u00e2y \u1ea3nh h\u01b0\u1edfng t\u1edbi quy\u1ec1n l\u1ee3i c\u1ee7a ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m ch\u00e2n ch\u00ednh hay kh\u00f4ng?<\/p>\n

Trao \u0111\u1ed5i v\u1edbi\u00a0Thanh Ni\u00ean, Ph\u00f3 t\u1ed5ng th\u01b0 k\u00fd Hi\u1ec7p h\u1ed9i B\u1ea3o hi\u1ec3m Vi\u1ec7t Nam Ng\u00f4 Trung D\u0169ng ph\u00e2n t\u00edch, tr\u1ee5c l\u1ee3i b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd \u1edf c\u00e1c th\u1ecb tr\u01b0\u1eddng tr\u00ean th\u1ebf gi\u1edbi \u0111\u1ec1u c\u00f3, Vi\u1ec7t Nam kh\u00f4ng ngo\u1ea1i l\u1ec7.<\/p>\n

Khi ph\u00e1t hi\u1ec7n c\u00e1c tr\u01b0\u1eddng h\u1ee3p tr\u1ee5c l\u1ee3i, doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m s\u1ebd ki\u00ean quy\u1ebft x\u1eed l\u00fd. Nhi\u1ec1u v\u1ee5 vi\u1ec7c, doanh nghi\u1ec7p ch\u1ee7 \u0111\u1ed9ng ph\u1ed1i h\u1ee3p, chuy\u1ec3n h\u1ed3 s\u01a1 sang c\u01a1 quan c\u00f4ng an \u0111\u1ec3 \u0111i\u1ec1u tra, l\u00e0m r\u00f5; ng\u01b0\u1eddi tr\u1ee5c l\u1ee3i c\u00f3 th\u1ec3 b\u1ecb truy c\u1ee9u tr\u00e1ch nhi\u1ec7m h\u00ecnh s\u1ef1.<\/p>\n

“Ai tr\u1ee5c l\u1ee3i th\u00ec ng\u01b0\u1eddi \u0111\u00f3 ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m. V\u1edbi c\u00e1c kh\u00e1ch h\u00e0ng ch\u00e2n ch\u00ednh, quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m v\u1eabn \u0111\u01b0\u1ee3c \u0111\u1ea3m b\u1ea3o. Khi doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m \u0111\u00e3 ph\u00e1t h\u00e0nh h\u1ee3p \u0111\u1ed3ng, \u0111\u01b0\u01a1ng nhi\u00ean ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m \u0111\u1ed1i v\u1edbi quy\u1ec1n l\u1ee3i c\u1ee7a kh\u00e1ch h\u00e0ng”, \u00f4ng D\u0169ng nh\u1ea5n m\u1ea1nh.<\/p>\n

D\u00f9 v\u1eady, v\u1ecb chuy\u00ean gia c\u0169ng ph\u00e2n t\u00edch, n\u1ebfu to\u00e0n th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd kh\u00f4ng m\u1ea1nh tay \u0111\u1ea5u tranh v\u1edbi tr\u1ee5c l\u1ee3i b\u1ea3o hi\u1ec3m, v\u1ec1 l\u00e2u d\u00e0i, quy\u1ec1n l\u1ee3i n\u00f3i chung c\u1ee7a c\u00e1c kh\u00e1ch h\u00e0ng s\u1ebd b\u1ecb \u1ea3nh h\u01b0\u1edfng. Nh\u1eefng kh\u00e1ch h\u00e0ng sau n\u00e0y c\u00f3 th\u1ec3 s\u1ebd ph\u1ea3i tham gia b\u1ea3o hi\u1ec3m v\u1edbi m\u1ee9c ph\u00ed cao h\u01a1n.<\/p>\n

“Ng\u00e0nh b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd ch\u1ecbu s\u1ef1 qu\u1ea3n l\u00fd, gi\u00e1m s\u00e1t r\u1ea5t ch\u1eb7t c\u1ee7a Nh\u00e0 n\u01b0\u1edbc. T\u1ea5t c\u1ea3 doanh nghi\u1ec7p ph\u1ea3i \u0111\u0103ng k\u00fd c\u01a1 s\u1edf v\u00e0 ph\u01b0\u01a1ng ph\u00e1p t\u00ednh ph\u00ed v\u1edbi B\u1ed9 T\u00e0i ch\u00ednh. B\u1ed9 T\u00e0i ch\u00ednh ph\u00ea chu\u1ea9n th\u00ec doanh nghi\u1ec7p m\u1edbi \u0111\u01b0\u1ee3c b\u00e1n ra.<\/p>\n

Khi c\u00e1c v\u1ee5 tr\u1ee5c l\u1ee3i b\u1ea3o hi\u1ec3m kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e1t hi\u1ec7n, d\u1eabn \u0111\u1ebfn s\u1ed1 ti\u1ec1n chi tr\u1ea3 b\u1ed3i th\u01b0\u1eddng quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m c\u1ee7a c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m t\u0103ng v\u00e0 c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ph\u1ea3i t\u0103ng ph\u00ed b\u1ea3o hi\u1ec3m. \u0110i\u1ec1u n\u00e0y s\u1ebd \u1ea3nh h\u01b0\u1edfng t\u1edbi quy\u1ec1n l\u1ee3i c\u1ee7a ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m ch\u00e2n ch\u00ednh”, \u00f4ng D\u0169ng l\u00fd gi\u1ea3i.<\/p>\n

X\u00e2y d\u1ef1ng d\u1eef li\u1ec7u kh\u00e1ch h\u00e0ng chung \u0111\u1ec3 ch\u1eb7n tr\u1ee5c l\u1ee3i b\u1ea3o hi\u1ec3m<\/strong><\/h5>\n
Nh\u00ecn t\u1eeb g\u00f3c \u0111\u1ed9 ph\u00e1p l\u00fd, <\/em>Lu\u1eadt s\u01b0\u00a0<\/em><\/strong><\/a>Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/em><\/strong><\/a>,<\/em><\/strong> Gi\u00e1m \u0111\u1ed1c <\/em><\/strong>C\u00f4ng ty Lu\u1eadt<\/em><\/strong><\/a> ANVI<\/em><\/strong><\/a><\/span>, <\/em><\/strong>Tr\u1ecdng t\u00e0i vi\u00ean VIAC<\/em><\/strong>, cho r\u1eb1ng c\u00e1c quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt li\u00ean quan qu\u1ea3n l\u00fd kinh doanh b\u1ea3o hi\u1ec3m \u0111\u00e3 kh\u00e1 ch\u1eb7t ch\u1ebd, th\u1eadm ch\u00ed ch\u1eb7t h\u01a1n nhi\u1ec1u n\u01b0\u1edbc tr\u00ean th\u1ebf gi\u1edbi, nh\u01b0 ph\u1ea3i ghi \u00e2m c\u00e1c cu\u1ed9c t\u01b0 v\u1ea5n s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m c\u1ee7a \u0111\u1ea1i l\u00fd.<\/em><\/h5>\n
C\u01a1 s\u1edf d\u1eef li\u1ec7u kh\u00e1ch h\u00e0ng d\u00f9ng trong trong ng\u00e0nh b\u1ea3o hi\u1ec3m s\u1ebd gi\u00fap ph\u00f2ng ng\u1eeba hi\u1ec7u qu\u1ea3 tr\u1ee5c l\u1ee3i b\u1ea3o hi\u1ec3m<\/h6>\n
\u1ea2NH: NG\u1eccC TH\u1eaeNG<\/h6>\n

Trong b\u1ed9 lu\u1eadt H\u00ecnh s\u1ef1 n\u0103m 2015 \u0111\u00e3 quy \u0111\u1ecbnh t\u1ea1i \u0111i\u1ec1u 213 v\u1ec1 “t\u1ed9i gian l\u1eadn trong kinh doanh b\u1ea3o hi\u1ec3m” v\u00e0 nh\u1eefng t\u1ed9i kh\u00e1c nh\u01b0 l\u1eeba \u0111\u1ea3o, v\u1edbi h\u00ecnh ph\u1ea1t nghi\u00eam kh\u1eafc, g\u00f3p ph\u1ea7n h\u1ea1n ch\u1ebf t\u00ecnh tr\u1ea1ng gian l\u1eadn b\u1ea3o hi\u1ec3m.<\/em><\/p>\n

Tuy nhi\u00ean, tri\u1ec7t ti\u00eau tr\u1ee5c l\u1ee3i b\u1ea3o hi\u1ec3m l\u00e0 r\u1ea5t kh\u00f3, v\u00ec ch\u1ee7 y\u1ebfu l\u00e0 do con ng\u01b0\u1eddi. Quan tr\u1ecdng nh\u1ea5t v\u1eabn l\u00e0 ph\u1ea3i gi\u1ea3m d\u1ea7n s\u1ed1 ng\u01b0\u1eddi c\u00f3 \u00fd \u0111\u1ed3 ph\u1ea1m ph\u00e1p, t\u00ecm m\u1ecdi c\u00e1ch l\u1ee3i d\u1ee5ng trong m\u1ecdi kh\u00e2u, t\u1eeb kh\u00e1ch h\u00e0ng, nh\u00e2n vi\u00ean, cho \u0111\u1ebfn \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m, t\u1eeb kh\u00e2u b\u00e1n b\u1ea3o hi\u1ec3m cho \u0111\u1ebfn x\u1eed l\u00fd b\u1ed3i th\u01b0\u1eddng.<\/em><\/p>\n

“V\u00ec v\u1eady, c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng c\u1ea7n ti\u1ebfp t\u1ee5c m\u1ea1nh tay x\u1eed l\u00fd c\u00e1c v\u1ee5 vi\u1ec7c vi ph\u1ea1m ph\u00e1p lu\u1eadt b\u1ea3o hi\u1ec3m, \u0111\u1ec3 gia t\u0103ng s\u1ee9c r\u0103n \u0111e. \u0110\u1ed3ng th\u1eddi, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m, ngo\u00e0i vi\u1ec7c n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng d\u1ecbch v\u1ee5, gi\u1eef uy t\u00edn v\u1edbi kh\u00e1ch h\u00e0ng, th\u00ec c\u1ea7n c\u00f3 c\u00e1c gi\u1ea3i ph\u00e1p hi\u1ec7u qu\u1ea3 \u0111\u1ec3 ch\u1ed1ng l\u1ea1i s\u1ef1 gian l\u1eadn t\u1eeb b\u00ean ngo\u00e0i v\u00e0 ng\u0103n ng\u1eeba s\u1ef1 ti\u1ebfp tay t\u1eeb b\u00ean trong”, \u00f4ng \u0110\u1ee9c nh\u1ea5n m\u1ea1nh.<\/em><\/p>\n

Hi\u1ec7n nay, vi\u1ec7c ph\u00e1t hi\u1ec7n ra tr\u1ee5c l\u1ee3i b\u1ea3o hi\u1ec3m ch\u1ee7 y\u1ebfu t\u1eeb quy tr\u00ecnh th\u1ea9m \u0111\u1ecbnh tr\u01b0\u1edbc khi chi tr\u1ea3 quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m c\u1ee7a doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m.<\/p>\n

T\u1eeb g\u00f3c \u0111\u1ed9 doanh nghi\u1ec7p, \u0111\u1ea1i di\u1ec7n Prudential cho bi\u1ebft: “V\u1edbi b\u1ea5t k\u1ef3 d\u1ea5u hi\u1ec7u tr\u1ee5c l\u1ee3i n\u00e0o, ch\u00fang t\u00f4i kh\u00f4ng ch\u1ec9 nhanh ch\u00f3ng ph\u1ed1i h\u1ee3p v\u1edbi c\u01a1 quan ch\u1ee9c n\u0103ng \u0111\u1ec3 x\u1eed l\u00fd theo ph\u00e1p lu\u1eadt m\u00e0 c\u00f2n ti\u1ebfn h\u00e0nh r\u00e0 so\u00e1t to\u00e0n b\u1ed9 quy tr\u00ecnh n\u1ed9i b\u1ed9”.<\/p>\n

Tuy nhi\u00ean, ngo\u00e0i c\u00e1c gi\u1ea3i ph\u00e1p t\u1ef1 th\u00e2n c\u1ee7a doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m, nhi\u1ec1u chuy\u00ean gia trong l\u0129nh v\u1ef1c b\u1ea3o hi\u1ec3m cho r\u1eb1ng, m\u1ea5u ch\u1ed1t l\u00e0 ph\u1ea3i \u0111\u1ea9y nhanh vi\u1ec7c x\u00e2y d\u1ef1ng c\u01a1 s\u1edf d\u1eef li\u1ec7u chung cho ng\u00e0nh b\u1ea3o hi\u1ec3m, trong \u0111\u00f3 c\u00f3 c\u01a1 s\u1edf d\u1eef li\u1ec7u v\u1ec1 kh\u00e1ch h\u00e0ng.<\/p>\n

Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m 2022 \u0111\u00e3 c\u00f3 \u0111i\u1ec1u kho\u1ea3n quy \u0111\u1ecbnh v\u1ec1 vi\u1ec7c x\u00e2y d\u1ef1ng c\u01a1 s\u1edf d\u1eef li\u1ec7u chung cho ng\u00e0nh b\u1ea3o hi\u1ec3m, giao B\u1ed9 T\u00e0i ch\u00ednh th\u1ef1c hi\u1ec7n. Hi\u1ec7n nay, m\u1ed7i doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m \u0111\u1ec1u c\u00f3 c\u01a1 s\u1edf d\u1eef li\u1ec7u kh\u00e1ch h\u00e0ng ri\u00eang. C\u01a1 s\u1edf d\u1eef li\u1ec7u kh\u00e1ch h\u00e0ng chung s\u1ebd \u0111\u01b0\u1ee3c h\u00ecnh th\u00e0nh tr\u00ean c\u01a1 s\u1edf d\u1eef li\u1ec7u \u0111\u00f3ng g\u00f3p c\u1ee7a c\u00e1c doanh nghi\u1ec7p.<\/p>\n

Khi c\u00f3 d\u1eef li\u1ec7u kh\u00e1ch h\u00e0ng chung, m\u1ecdi doanh nghi\u1ec7p \u0111\u1ec1u c\u00f3 quy\u1ec1n s\u1eed d\u1ee5ng. Ch\u1ec9 c\u1ea7n g\u00f5 t\u00ean kh\u00e1ch h\u00e0ng v\u00e0o ph\u1ea7n tra c\u1ee9u, doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ngay l\u1eadp t\u1ee9c n\u1eafm r\u00f5 l\u1ecbch s\u1eed tham gia b\u1ea3o hi\u1ec3m c\u1ee7a t\u1eebng kh\u00e1ch h\u00e0ng. Ph\u00f2ng ng\u1eeba tr\u1ee5c l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ebd r\u1ea5t thu\u1eadn ti\u1ec7n, hi\u1ec7u qu\u1ea3.<\/p>\n

Theo b\u00e0\u00a0Ph\u1ea1m Thu Ph\u01b0\u01a1ng, Ph\u00f3 c\u1ee5c tr\u01b0\u1edfng C\u1ee5c Qu\u1ea3n l\u00fd, gi\u00e1m s\u00e1t b\u1ea3o hi\u1ec3m (B\u1ed9 T\u00e0i ch\u00ednh), c\u1ee5c n\u00e0y \u0111ang ph\u1ed1i h\u1ee3p v\u1edbi c\u00e1c \u0111\u01a1n v\u1ecb trong B\u1ed9 T\u00e0i ch\u00ednh \u0111\u1ec3 tri\u1ec3n khai d\u1ef1 \u00e1n h\u00ecnh th\u00e0nh c\u01a1 s\u1edf d\u1eef li\u1ec7u ng\u00e0nh b\u1ea3o hi\u1ec3m.<\/p>\n

Khi c\u01a1 s\u1edf d\u1eef li\u1ec7u \u0111i v\u00e0o v\u1eadn h\u00e0nh, to\u00e0n b\u1ed9 85 doanh nghi\u1ec7p v\u00e0 t\u1ed5 ch\u1ee9c m\u00f4i gi\u1edbi b\u1ea3o hi\u1ec3m s\u1ebd \u0111\u01b0\u1ee3c t\u00edch h\u1ee3p d\u1eef li\u1ec7u, tr\u01b0\u1edbc m\u1eaft c\u01a1 s\u1edf d\u1eef li\u1ec7u ph\u1ee5c v\u1ee5 c\u00f4ng t\u00e1c qu\u1ea3n l\u00fd nh\u00e0 n\u01b0\u1edbc.<\/p>\n

\u0110an Thanh<\/strong><\/p>\n

—————<\/p>\n

Thanh<\/em><\/strong> ni\u00ean<\/em><\/strong> (Kinh<\/em><\/strong> t\u1ebf<\/em><\/strong>) ng\u00e0y <\/em><\/strong>07-10<\/em><\/strong>-202<\/em><\/strong>5<\/em><\/strong>:<\/em><\/strong><\/p>\n

https:\/\/thanhnien.vn\/truc-loi-bao-hiem-nhan-tho-khach-hang-chan-chinh-co-thiet-thoi-185251007164401165.htm<\/em><\/a><\/p>\n

(<\/em>251\/1.177<\/em>)<\/em>","protected":false},"excerpt":{"rendered":"

Tr\u1ee5c l\u1ee3i b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd: Kh\u00e1ch h\u00e0ng ch\u00e2n ch\u00ednh c\u00f3 thi\u1ec7t th\u00f2i? (TN) – Tr\u1ee5c l\u1ee3i b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 t\u00ecnh tr\u1ea1ng di\u1ec5n ra \u1edf nhi\u1ec1u th\u1ecb tr\u01b0\u1eddng, Vi\u1ec7t Nam kh\u00f4ng ngo\u1ea1i l\u1ec7. Tuy nhi\u00ean, n\u1ebfu kh\u00f4ng x\u1eed l\u00fd tri\u1ec7t \u0111\u1ec3, nh\u1eefng kh\u00e1ch h\u00e0ng sau n\u00e0y c\u00f3 th\u1ec3 s\u1ebd ph\u1ea3i tham gia b\u1ea3o […]<\/p>\n","protected":false},"author":2,"featured_media":48996,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[51],"class_list":["post-48995","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media","tag-luat-su-bao-hiem"],"acf":[],"yoast_head":"\n4.565. 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