{"id":49535,"date":"2026-01-21T16:33:14","date_gmt":"2026-01-21T09:33:14","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=49535"},"modified":"2026-01-21T16:33:14","modified_gmt":"2026-01-21T09:33:14","slug":"4-622-de-xuat-cho-phep-ban-nha-tren-giay-dang-the-chap-tang-rui-ro-cho-khach-hang","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/4-622-de-xuat-cho-phep-ban-nha-tren-giay-dang-the-chap-tang-rui-ro-cho-khach-hang\/","title":{"rendered":"4.622. \u0110\u1ec1 xu\u1ea5t cho ph\u00e9p b\u00e1n nh\u00e0 tr\u00ean gi\u1ea5y \u0111ang th\u1ebf ch\u1ea5p, t\u0103ng r\u1ee7i ro cho kh\u00e1ch h\u00e0ng."},"content":{"rendered":"

\u0110\u1ec1 xu\u1ea5t cho ph\u00e9p b\u00e1n nh\u00e0 tr\u00ean gi\u1ea5y \u0111ang th\u1ebf ch\u1ea5p, t\u0103ng r\u1ee7i ro cho kh\u00e1ch h\u00e0ng.<\/strong><\/span><\/h4>\n

(ANT\u0110) – \u0110\u1ec1 xu\u1ea5t c\u1ee7a Hi\u1ec7p h\u1ed9i B\u1ea5t \u0111\u1ed9ng s\u1ea3n TP.HCM v\u1ec1 vi\u1ec7c cho ph\u00e9p b\u00e1n nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai khi ch\u01b0a \u0111\u01b0\u1ee3c gi\u1ea3i ch\u1ea5p l\u00e0m d\u1ea5y l\u00ean lo ng\u1ea1i v\u1ec1 t\u00ednh r\u1ee7i ro trong giao d\u1ecbch mua b\u00e1n.<\/strong><\/p>\n

\u0110\u1ec1 xu\u1ea5t cho b\u00e1n nh\u00e0 tr\u00ean gi\u1ea5y \u0111ang th\u1ebf ch\u1ea5p<\/strong><\/h5>\n

T\u1ea1i v\u0103n b\u1ea3n g\u00f3p \u00fd s\u1eeda \u0111\u1ed5i, b\u1ed5 sung m\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh 96 h\u01b0\u1edbng d\u1eabn m\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u1ee7a Lu\u1eadt Kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n, Hi\u1ec7p h\u1ed9i B\u1ea5t \u0111\u1ed9ng s\u1ea3n TP.HCM (HoREA) cho bi\u1ebft, hi\u1ec7n nay, nhi\u1ec1u d\u1ef1 \u00e1n nh\u00e0 \u1edf ph\u1ea3i th\u1ebf ch\u1ea5p \u0111\u1ec3 vay v\u1ed1n x\u00e2y d\u1ef1ng. Khi d\u1ef1 \u00e1n \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n m\u1edf b\u00e1n, ch\u1ee7 \u0111\u1ea7u t\u01b0 th\u01b0\u1eddng ch\u01b0a ph\u00e1t sinh doanh thu n\u00ean kh\u00f4ng c\u00f3 ngu\u1ed3n ti\u1ec1n \u0111\u1ec3 gi\u1ea3i ch\u1ea5p. N\u1ebfu bu\u1ed9c ph\u1ea3i gi\u1ea3i ch\u1ea5p to\u00e0n b\u1ed9 tr\u01b0\u1edbc khi b\u00e1n, nhi\u1ec1u d\u1ef1 \u00e1n s\u1ebd ti\u1ebfp t\u1ee5c b\u1ecb \u0111\u00ecnh tr\u1ec7, k\u00e9o d\u00e0i th\u1eddi gian tri\u1ec3n khai.<\/p>\n

Do \u0111\u00f3, HoREA ki\u1ebfn ngh\u1ecb cho ph\u00e9p ch\u1ee7 \u0111\u1ea7u t\u01b0 v\u1eabn \u0111\u01b0\u1ee3c huy \u0111\u1ed9ng v\u1ed1n, b\u00e1n ho\u1eb7c cho thu\u00ea mua nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai \u0111ang th\u1ebf ch\u1ea5p, theo c\u01a1 ch\u1ebf b\u00e1n tr\u01b0\u1edbc – gi\u1ea3i ch\u1ea5p sau, v\u1edbi \u0111i\u1ec1u ki\u1ec7n ng\u01b0\u1eddi mua \u0111\u01b0\u1ee3c th\u00f4ng tin \u0111\u1ea7y \u0111\u1ee7 v\u00e0 ng\u00e2n h\u00e0ng cho vay ch\u1ea5p thu\u1eadn.<\/p>\n

C\u1ee5 th\u1ec3, trong th\u00f4ng b\u00e1o d\u1ef1 \u00e1n \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n m\u1edf b\u00e1n v\u00e0 trong h\u1ee3p \u0111\u1ed3ng mua b\u00e1n ph\u1ea3i ghi r\u00f5 c\u0103n nh\u00e0 \u0111\u00e3 \u0111\u01b0\u1ee3c gi\u1ea3i ch\u1ea5p hay ch\u01b0a. Tr\u01b0\u1eddng h\u1ee3p ch\u01b0a gi\u1ea3i ch\u1ea5p, vi\u1ec7c kh\u00f4ng gi\u1ea3i ch\u1ea5p ngay ph\u1ea3i c\u00f3 s\u1ef1 \u0111\u1ed3ng \u00fd b\u1eb1ng v\u0103n b\u1ea3n c\u1ee7a c\u00e1c b\u00ean li\u00ean quan (ng\u01b0\u1eddi mua v\u00e0 b\u00ean nh\u1eadn th\u1ebf ch\u1ea5p). Ng\u01b0\u1eddi mua ch\u1ec9 k\u00fd h\u1ee3p \u0111\u1ed3ng khi \u0111\u00e3 n\u1eafm r\u00f5 t\u00ecnh tr\u1ea1ng ph\u00e1p l\u00fd c\u1ee7a t\u00e0i s\u1ea3n.<\/p>\n

Ng\u00e2n h\u00e0ng – b\u00ean nh\u1eadn th\u1ebf ch\u1ea5p – \u0111\u01b0\u1ee3c quy\u1ec1n ki\u1ec3m so\u00e1t d\u00f2ng ti\u1ec1n thu \u0111\u01b0\u1ee3c t\u1eeb vi\u1ec7c b\u00e1n, cho thu\u00ea mua nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai, nh\u1eb1m b\u1ea3o \u0111\u1ea3m kho\u1ea3n ti\u1ec1n n\u00e0y \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u00fang m\u1ee5c \u0111\u00edch, \u01b0u ti\u00ean tr\u1ea3 n\u1ee3 vay v\u00e0 th\u1ef1c hi\u1ec7n gi\u1ea3i ch\u1ea5p theo quy \u0111\u1ecbnh. Theo HoREA, c\u01a1 ch\u1ebf n\u00e0y gi\u00fap h\u1ea1n ch\u1ebf r\u1ee7i ro cho c\u1ea3 ng\u01b0\u1eddi mua v\u00e0 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng.<\/p>\n

Trong khi \u0111\u00f3, theo quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh, ch\u1ee7 \u0111\u1ea7u t\u01b0 ch\u1ec9 \u0111\u01b0\u1ee3c b\u00e1n, cho thu\u00ea mua nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai \u0111ang th\u1ebf ch\u1ea5p ng\u00e2n h\u00e0ng khi \u0111\u00e3 gi\u1ea3i ch\u1ea5p.<\/p>\n

\"\"<\/p>\n

\u0110\u1ec1 xu\u1ea5t cho ph\u00e9p doanh nghi\u1ec7p \u0111\u01b0\u1ee3c b\u00e1n nh\u00e0 tr\u00ean gi\u1ea5y v\u1eabn \u0111ang th\u1ebf ch\u1ea5p mang r\u1ee7i ro l\u1edbn cho ng\u01b0\u1eddi mua<\/em><\/p>\n

\u0110\u1ec1 xu\u1ea5t tr\u00ean c\u1ee7a Hi\u1ec7p h\u1ed9i B\u1ea5t \u0111\u1ed9ng s\u1ea3n TP.HCM v\u1ea5p ph\u1ea3i nhi\u1ec1u \u00fd ki\u1ebfn tr\u00e1i chi\u1ec1u c\u1ee7a gi\u1edbi chuy\u00ean m\u00f4n, trong \u0111\u00f3 ph\u1ea7n \u0111a cho r\u1eb1ng, kh\u00f4ng n\u00ean “m\u1edf” lu\u1eadt qu\u00e1 tho\u00e1ng cho doanh nghi\u1ec7p b\u1ea5t \u0111\u1ed9ng s\u1ea3n. Lu\u1eadt ra \u0111\u1eddi nh\u1eb1m m\u1ee5c \u0111\u00edch l\u00e0 h\u00e0ng r\u00e0o k\u1ef9 thu\u1eadt \u0111\u1ec3 ng\u0103n ng\u1eeba nh\u1eefng h\u00e0nh vi sai tr\u00e1i, l\u00e0m m\u00e9o m\u00f3 th\u1ecb tr\u01b0\u1eddng, c\u00f9ng v\u1edbi \u0111\u00f3 c\u0169ng nh\u1eb1m ng\u0103n ng\u1eeba nh\u1eefng nh\u00e0 \u0111\u1ea7u t\u01b0 ki\u1ec3u “tay kh\u00f4ng b\u1eaft gi\u1eb7c”, n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh y\u1ebfu k\u00e9m khi\u1ebfn ng\u01b0\u1eddi d\u00e2n mua nh\u00e0 ph\u1ea3i g\u00e1nh r\u1ee7i ro l\u1edbn.<\/p>\n

Ng\u01b0\u1eddi mua th\u1eadp ph\u1ea7n r\u1ee7i ro<\/strong><\/h5>\n
Lu\u1eadt s\u01b0\u00a0<\/em><\/strong><\/a>Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/em><\/strong><\/a>,<\/em><\/strong> Gi\u00e1m \u0111\u1ed1c <\/em><\/strong>C\u00f4ng ty Lu\u1eadt<\/em><\/strong><\/a> ANVI<\/em><\/strong><\/a> b\u00e0y t\u1ecf, nhi\u1ec1u qu\u1ed1c gia tr\u00ean th\u1ebf gi\u1edbi \u00e1p d\u1ee5ng quy \u0111\u1ecbnh c\u1ea5m tuy\u1ec7t \u0111\u1ed1i vi\u1ec7c mua b\u00e1n nh\u00e0 h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai v\u00ec v\u1edbi ng\u01b0\u1eddi d\u00e2n, nh\u00e0 l\u00e0 t\u00e0i s\u1ea3n c\u00f3 tr\u1ecb r\u1ea5t l\u1edbn, trong khi vi\u1ec7c mua b\u00e1n nh\u00e0 h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai c\u00f3 t\u00ednh r\u1ee7i ro cao.<\/em><\/h6>\n
Theo <\/em>Lu\u1eadt s\u01b0\u00a0<\/em><\/strong><\/a>Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/em><\/strong><\/a>, th\u1ef1c t\u1ebf \u1edf Vi\u1ec7t Nam th\u1eddi gian qua cho th\u1ea5y, c\u00f3 r\u1ea5t nhi\u1ec1u t\u1ed3n t\u1ea1i trong vi\u1ec7c cho ph\u00e9p b\u00e1n nh\u00e0 h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai, v\u00e0 h\u1eadu qu\u1ea3 l\u00e0 ng\u01b0\u1eddi d\u00e2n \u0111\u00e3 v\u00e0 \u0111ang g\u00e1nh ch\u1ecbu r\u1ee7i ro.<\/em><\/h6>\n
“Th\u1eadm ch\u00ed d\u00f9 d\u1ef1 \u00e1n c\u00f3 s\u1ef1 b\u1ea3o l\u00e3nh c\u1ee7a ng\u00e2n h\u00e0ng nh\u01b0ng khi x\u1ea3y ra s\u1ef1 c\u1ed1 d\u1ef1 \u00e1n ch\u1eadm tr\u1ec5, \u0111\u00ecnh tr\u1ec7 k\u00e9o d\u00e0i\u2026 th\u00ec ng\u00e2n h\u00e0ng v\u1eabn lu\u00f4n c\u00f3 l\u00fd l\u1ebd c\u1ee7a m\u00ecnh v\u00e0 lu\u00f4n n\u1eafm \u0111\u1eb1ng chu\u00f4i v\u00e0 thi\u1ec7t h\u1ea1i lu\u00f4n thu\u1ed9c v\u1ec1 ng\u01b0\u1eddi mua”, \u00f4ng \u0110\u1ee9c chia s\u1ebb.<\/em><\/h6>\n
C\u0169ng theo <\/em>Lu\u1eadt s\u01b0\u00a0<\/em><\/strong><\/a>Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/em><\/strong><\/a>, lu\u1eadt ph\u00e1p n\u00ean c\u1ea5m tuy\u1ec7t \u0111\u1ed1i h\u00ecnh th\u1ee9c cho ph\u00e9p mua b\u00e1n nh\u00e0 h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai v\u00ec qu\u00e1 r\u1ee7i ro cho ng\u01b0\u1eddi mua. “\u0110\u00e1ng l\u00fd ra kh\u00f4ng \u1ee7ng h\u1ed9, kh\u00f4ng ch\u1ea5p nh\u1eadn cho giao d\u1ecbch nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai v\u00ec qu\u00e1 \u1ea3o, qu\u00e1 r\u1ee7i ro, r\u1ed3i th\u1ed5i gi\u00e1, \u0111\u1ea9y gi\u00e1 l\u00e0m m\u00e9o m\u00f3 th\u1ecb tr\u01b0\u1eddng cung c\u1ea7u”, \u00f4ng \u0110\u1ee9c n\u00eau quan \u0111i\u1ec3m.<\/em><\/h6>\n
D\u00f9 v\u1eady, \u00f4ng \u0110\u1ee9c c\u0169ng cho r\u1eb1ng, n\u1ebfu \u0111\u00e3 kh\u00f4ng cho ph\u00e9p vi\u1ec7c b\u00e1n nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai \u0111ang b\u1ecb th\u1ebf ch\u1ea5p th\u00ec c\u00e1c B\u1ed9, ng\u00e0nh li\u00ean quan c\u0169ng c\u1ea7n ph\u1ea3i xem x\u00e9t l\u1ea1i m\u1ed9t lo\u1ea1t c\u00e1c quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y \u0111\u1ec3 gi\u1ea3m r\u1ee7i ro cho ng\u01b0\u1eddi d\u00e2n khi mua b\u00e1n.<\/em><\/h6>\n

Trong khi \u0111\u00f3, \u00f4ng Ph\u1ea1m \u0110\u1ee9c To\u1ea3n, T\u1ed5ng Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty CP B\u1ea5t \u0111\u1ed9ng s\u1ea3n EZ cho r\u1eb1ng, \u0111\u1ec1 xu\u1ea5t c\u1ee7a HoREA l\u00e0 ho\u00e0n to\u00e0n ph\u00f9 h\u1ee3p.<\/p>\n

Theo \u00f4ng To\u1ea3n, v\u1edbi c\u00e1c doanh nghi\u1ec7p b\u1ea5t \u0111\u1ed9ng s\u1ea3n d\u1ef1 \u00e1n \u0111a ph\u1ea7n \u0111\u1ec1u th\u1ebf ch\u1ea5p \u1edf ng\u00e2n h\u00e0ng b\u1edfi \u0111\u1ea7u t\u01b0 b\u1ea5t \u0111\u1ed9ng s\u1ea3n c\u1ea7n v\u1ed1n l\u1edbn.<\/p>\n

“T\u00e0i s\u1ea3n c\u1ee7a doanh nghi\u1ec7p \u0111\u00e3 th\u1ebf ch\u1ea5p \u1edf ng\u00e2n h\u00e0ng r\u1ed3i, khi cho ph\u00e9p b\u00e1n th\u00ec \u0111\u1ed3ng th\u1eddi d\u00f2ng ti\u1ec1n n\u00e0y c\u0169ng ch\u1ea3y v\u1ec1 ng\u00e2n h\u00e0ng \u0111\u1ec3 tr\u1ea3 n\u1ee3 v\u00e0 ch\u1ec9 m\u1ed9t ph\u1ea7n ch\u1ee7 \u0111\u1ea7u t\u01b0 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 x\u00e2y d\u1ef1ng h\u1ea1 t\u1ea7ng. C\u00f2n nh\u01b0 hi\u1ec7n nay, ch\u1ee7 \u0111\u1ea7u t\u01b0 bu\u1ed9c ph\u1ea3i gi\u1ea3i ch\u1ea5p th\u00ec m\u1edbi \u0111\u01b0\u1ee3c b\u00e1n nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai d\u1eabn \u0111\u1ebfn kh\u00f3 kh\u0103n cho doanh nghi\u1ec7p”, \u00f4ng To\u1ea3n cho hay.<\/p>\n

Tr\u01b0\u1edbc lo ng\u1ea1i c\u1ee7a ng\u01b0\u1eddi d\u00e2n v\u1ec1 vi\u1ec7c, \u0111\u1ec1 xu\u1ea5t n\u00e0y n\u1ebfu \u0111\u01b0\u1ee3c th\u00f4ng qua s\u1ebd gia t\u0103ng t\u00ecnh tr\u1ea1ng nh\u00e0 \u0111\u1ea7u t\u01b0 y\u1ebfu k\u00e9m k\u00e9o theo d\u1ef1 \u00e1n ch\u1eadm tr\u1ec5, r\u1ee7i ro l\u1edbn cho ng\u01b0\u1eddi mua \u00f4ng To\u1ea3n cho r\u1eb1ng, vi\u1ec7c n\u00e0y c\u0169ng c\u00f3 th\u1ec3 x\u1ea3y ra nh\u01b0ng s\u1ebd l\u00e0 s\u1ed1 r\u1ea5t \u00edt.<\/p>\n

Theo ph\u00e2n t\u00edch, \u0111\u1ec3 \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng r\u00f3t v\u1ed1n v\u00e0o d\u1ef1 \u00e1n b\u1ea5t \u0111\u1ed9ng s\u1ea3n l\u00e0 c\u1ef1c k\u1ef3 kh\u00f3 kh\u0103n n\u1ebfu kh\u00f4ng c\u00f3 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p kh\u00e1c th\u00ec g\u1ea7n nh\u01b0 kh\u00f4ng vay \u0111\u01b0\u1ee3c v\u1ed1n. B\u00ean c\u1ea1nh \u0111\u00f3, ng\u00e2n h\u00e0ng kh\u00f4ng r\u00f3t v\u1ed1n cho doanh nghi\u1ec7p gi\u1ea3i ph\u00f3ng m\u1eb7t b\u1eb1ng m\u00e0 ch\u1ec9 r\u00f3t v\u1ed1n cho doanh nghi\u1ec7p th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 \u0111\u1ea5t \u0111ai v\u00e0 m\u1ed9t ph\u1ea7n l\u00e0m h\u1ea1 t\u1ea7ng.<\/p>\n

“Tr\u01b0\u1edbc \u0111\u00e2y nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p doanh nghi\u1ec7p b\u00e1n l\u00faa non, huy \u0111\u1ed9ng v\u1ed1n khi ch\u01b0a \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n, nh\u01b0ng v\u1edbi quy \u0111\u1ecbnh hi\u1ec7n t\u1ea1i vi\u1ec7c vay v\u1ed1n t\u1ea1i ng\u00e2n h\u00e0ng ng\u00e0y c\u00e0ng ng\u00e0y c\u00e0ng ch\u1eb7t ch\u1ebd. Doanh nghi\u1ec7p ph\u1ea3i c\u00f3 ti\u1ec1n m\u1eb7t \u0111\u1ed1i \u1ee9ng, ph\u1ea3i c\u00f3 t\u00e0i s\u1ea3n kh\u00e1c th\u1ebf ch\u1ea5p, ng\u00e2n h\u00e0ng lu\u00f4n n\u1eafm \u0111\u1eb1ng chu\u00f4i n\u00ean n\u1ebfu doanh nghi\u1ec7p y\u1ebfu k\u00e9m th\u00ec c\u0169ng kh\u00f3 thuy\u1ebft ph\u1ee5c \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng r\u00f3t v\u1ed1n”, \u00f4ng To\u1ea3n cho hay.<\/p>\n

Ng\u00e2n Tuy\u1ec1n<\/strong><\/p>\n

—————<\/p>\n

An ninh Th\u1ee7 \u0111\u00f4 (Kinh doanh) ng\u00e0y 21-01-2026:<\/em><\/strong><\/p>\n

https:\/\/anninhthudo.vn\/de-xuat-cho-phep-ban-nha-tren-giay-dang-the-chap-tang-rui-ro-cho-khach-hang-post636061.antd<\/a><\/em><\/p>\n

(294\/1.175)<\/em>","protected":false},"excerpt":{"rendered":"

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