{"id":49889,"date":"2026-04-29T07:44:20","date_gmt":"2026-04-29T00:44:20","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=49889"},"modified":"2026-04-29T07:44:20","modified_gmt":"2026-04-29T00:44:20","slug":"4-271-nen-vay-vang-trong-dan-hay-khuyen-khich-nguoi-dan-ban-vang","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/4-271-nen-vay-vang-trong-dan-hay-khuyen-khich-nguoi-dan-ban-vang\/","title":{"rendered":"4.271. N\u00ean vay v\u00e0ng trong d\u00e2n hay khuy\u1ebfn kh\u00edch ng\u01b0\u1eddi d\u00e2n b\u00e1n v\u00e0ng?"},"content":{"rendered":"

N\u00ean vay v\u00e0ng trong d\u00e2n hay khuy\u1ebfn kh\u00edch ng\u01b0\u1eddi d\u00e2n b\u00e1n v\u00e0ng?<\/strong><\/span><\/h4>\n
(VTC News) –\u00a0M\u1edbi \u0111\u00e2y, \u0111\u1ec1 xu\u1ea5t cho ph\u00e9p doanh nghi\u1ec7p \u0111\u01b0\u1ee3c vay v\u00e0ng trong d\u00e2n \u0111ang g\u00e2y x\u00f4n xao d\u01b0 lu\u1eadn, v\u1edbi nhi\u1ec1u lu\u1ed3ng \u00fd ki\u1ebfn tr\u00e1i chi\u1ec1u.<\/strong><\/h6>\n

Trong ki\u1ebfn ngh\u1ecb g\u1eedi Th\u1ee7 t\u01b0\u1edbng v\u1ec1 ch\u00ednh s\u00e1ch qu\u1ea3n l\u00fd ho\u1ea1t \u0111\u1ed9ng kinh doanh v\u00e0ng trang s\u1ee9c m\u1ef9 ngh\u1ec7, Hi\u1ec7p h\u1ed9i Kinh doanh v\u00e0ng Vi\u1ec7t Nam \u0111\u00e3 \u0111\u01b0a ra \u0111\u1ec1 xu\u1ea5t \u0111\u00e1ng ch\u00fa \u00fd: Cho ph\u00e9p doanh nghi\u1ec7p s\u1ea3n xu\u1ea5t, kinh doanh v\u00e0ng trang s\u1ee9c \u0111\u01b0\u1ee3c vay v\u00e0ng trong d\u00e2n v\u1edbi l\u00e3i su\u1ea5t th\u1ecfa thu\u1eadn.<\/p>\n

L\u00fd do \u0111\u01b0\u1ee3c \u0111\u01b0a ra l\u00e0 hi\u1ec7n ch\u01b0a c\u00f3 c\u01a1 ch\u1ebf ph\u00e1p l\u00fd h\u01b0\u1edbng d\u1eabn huy \u0111\u1ed9ng ngu\u1ed3n v\u00e0ng trong n\u01b0\u1edbc l\u00e0m nguy\u00ean li\u1ec7u s\u1ea3n xu\u1ea5t, d\u1eabn \u0111\u1ebfn l\u00e3ng ph\u00ed ngu\u1ed3n l\u1ef1c l\u1edbn \u0111ang n\u1eb1m trong d\u00e2n.<\/p>\n

\u0110\u1ed3ng t\u00ecnh v\u1edbi ki\u1ebfn ngh\u1ecb tr\u00ean, TS. Nguy\u1ec5n Tr\u00ed Hi\u1ebfu cho r\u1eb1ng \u0111\u1ec1 xu\u1ea5t n\u00e0y ho\u00e0n to\u00e0n h\u1ee3p l\u00fd, b\u1edfi l\u1ebd trong d\u00e2n hi\u1ec7n c\u00f3 kho\u1ea3ng 400 – 500 t\u1ea5n v\u00e0ng, s\u1ed1 v\u00e0ng n\u00e0y n\u1eb1m im trong “k\u00e9t” l\u00e0 s\u1ef1 l\u00e3ng ph\u00ed cho n\u1ec1n kinh t\u1ebf khi kh\u00f4ng \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng hi\u1ec7u qu\u1ea3.<\/p>\n

V\u00e0ng v\u1ed1n l\u00e0 nguy\u00ean li\u1ec7u cho s\u1ea3n xu\u1ea5t c\u00f4ng nghi\u1ec7p, ch\u1ebf t\u00e1c, v\u00e0ng c\u0169ng l\u00e0 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m, th\u1ebf ch\u1ea5p khi vay ti\u1ec1n. \u0110\u00e2y l\u00e0 kim lo\u1ea1i qu\u00fd c\u00f3 gi\u00e1 tr\u1ecb, n\u00ean khi cho doanh nghi\u1ec7p vay v\u00e0ng c\u1ee7a ng\u01b0\u1eddi d\u00e2n \u0111\u1ec3 s\u1ea3n xu\u1ea5t th\u00ec r\u1ea5t t\u1ed1t cho n\u1ec1n kinh t\u1ebf, gi\u1ea3m nhu c\u1ea7u nh\u1eadp kh\u1ea9u v\u00e0ng, b\u1ea1c.<\/p>\n

“C\u00f3 ngu\u1ed3n v\u00e0ng d\u1ed3i d\u00e0o s\u1ebd h\u1ea1 chi ph\u00ed \u0111\u1ea7u v\u00e0o, gi\u1ea3m gi\u00e1 v\u00e0ng v\u00e0 k\u00edch th\u00edch ng\u00e0nh ch\u1ebf t\u00e1c trong n\u01b0\u1edbc<\/em>“, \u00f4ng Hi\u1ebfu nh\u1ea5n m\u1ea1nh.<\/p>\n

\"\"<\/p>\n

Theo c\u00e1c chuy\u00ean gia, vi\u1ec7c cho ph\u00e9p doanh nghi\u1ec7p vay v\u00e0ng trong d\u00e2n tuy h\u1ee3p l\u00fd nh\u01b0ng c\u00f3 nhi\u1ec1u r\u1ee7i ro. (\u1ea2nh: Minh \u0110\u1ee9c).<\/p>\n

Tuy nhi\u00ean, \u00f4ng Hi\u1ebfu c\u0169ng c\u1ea3nh b\u00e1o vi\u1ec7c cho ph\u00e9p doanh nghi\u1ec7p vay v\u00e0ng trong d\u00e2n c\u0169ng ti\u1ec1m \u1ea9n nhi\u1ec1u r\u1ee7i ro, n\u1ebfu kh\u00f4ng c\u1ea9n th\u1eadn c\u00f3 th\u1ec3 g\u00e2y “v\u00e0ng h\u00f3a” n\u1ec1n kinh t\u1ebf. C\u00e1c nh\u00e0 kinh doanh khi vay v\u00e0ng v\u1edbi th\u1eddi h\u1ea1n 3 th\u00e1ng, 6 th\u00e1ng hay 1 n\u0103m, nh\u01b0ng khi b\u00e1n v\u00e0ng \u0111\u1ec3 tr\u1ea3 l\u1ea1i cho d\u00e2n c\u00f3 th\u1ec3 l\u00e2u h\u01a1n khi vay, d\u1eabn \u0111\u1ebfn r\u1ee7i ro v\u1ec1 k\u1ef3 h\u1ea1n v\u00e0 thanh kho\u1ea3n.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, c\u00f2n c\u00f3 r\u1ee7i ro v\u1ec1 gi\u00e1, n\u1ebfu vay v\u1edbi gi\u00e1 th\u1ea5p nh\u01b0ng tr\u1ea3 l\u1ea1i gi\u00e1 cao th\u00ec ph\u1ea3i mua v\u00e0ng gi\u00e1 cao \u0111\u1ec3 tr\u1ea3 l\u1ea1i.<\/p>\n

Ngo\u00e0i ra, n\u1ebfu kh\u00f4ng ki\u1ec3m so\u00e1t t\u1ed1t, s\u1ebd d\u1eabn \u0111\u1ebfn t\u00ecnh tr\u1ea1ng bi\u1ebfn t\u01b0\u1edbng vay v\u00e0ng, huy \u0111\u1ed9ng v\u00e0ng tr\u00e1 h\u00ecnh, g\u00e2y b\u1ea5t \u1ed5n cho n\u1ec1n kinh t\u1ebf.<\/p>\n

Theo \u00f4ng Hi\u1ebfu, \u0111\u1ec3 \u0111\u1ec1 xu\u1ea5t tr\u00ean \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n hi\u1ec7u qu\u1ea3, c\u1ea7n c\u00f3 th\u1eddi gian th\u1eed nghi\u1ec7m k\u1ef9 c\u00e0ng, tr\u01b0\u1edbc m\u1eaft n\u00ean cho m\u1ed9t s\u1ed1 doanh nghi\u1ec7p l\u1edbn, minh b\u1ea1ch, ti\u1ec1m l\u1ef1c t\u00e0i ch\u00ednh m\u1ea1nh tham gia th\u1ecb tr\u01b0\u1eddng tr\u01b0\u1edbc.<\/p>\n

Ngo\u00e0i ra, cho c\u00e1c nh\u00e0 kinh doanh v\u00e0ng c\u00f3 c\u00e1c c\u00f4ng c\u1ee5 ph\u00e1i sinh nh\u01b0: Mua v\u00e0ng trong t\u01b0\u01a1ng lai ph\u1ed1i h\u1ee3p th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf, y\u00eau c\u1ea7u doanh nghi\u1ec7p ph\u1ea3i c\u00f3 ng\u00e2n h\u00e0ng b\u1ea3o l\u00e3nh cho ng\u01b0\u1eddi d\u00e2n nh\u1eb1m \u0111\u1ea3m b\u1ea3o \u0111\u1ebfn \u0111\u00e1o h\u1ea1n ng\u00e2n h\u00e0ng s\u1ebd tr\u1ea3 cho ng\u01b0\u1eddi d\u00e2n.<\/p>\n

V\u00e0 \u0111i\u1ec1u ki\u1ec7n quan tr\u1ecdng n\u1eefa \u0111\u00f3 l\u00e0 Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc ph\u1ea3i gi\u00e1m s\u00e1t ch\u1eb7t ch\u1ebd xem th\u1ecb tr\u01b0\u1eddng s\u1ebd ch\u1ea5p nh\u1eadn h\u00ecnh th\u1ee9c n\u00e0y nh\u01b0 th\u1ebf n\u00e0o.<\/p>\n

\u0110\u1eb7c bi\u1ec7t, theo \u00f4ng Hi\u1ebfu, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u1ea7n ph\u00e1t h\u00e0nh ch\u1ee9ng ch\u1ec9 v\u00e0ng, ch\u1ee9ng ch\u1ec9 n\u00e0y s\u1ebd ghi r\u00f5 s\u1ed1 l\u01b0\u1ee3ng v\u00e0ng, lo\u1ea1i v\u00e0ng, th\u01b0\u01a1ng hi\u1ec7u v\u00e0ng. Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u0169ng th\u1ef1c hi\u1ec7n vi\u1ec7c l\u01b0u tr\u1eef v\u00e0ng, \u0111\u1ebfn ng\u00e0y \u0111\u00e1o h\u1ea1n, ng\u01b0\u1eddi d\u00e2n s\u1ebd nh\u1eadn l\u1ea1i s\u1ed1 v\u00e0ng \u0111\u00e3 g\u1eedi cho Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc.<\/p>\n

“C\u00f3 th\u1ec3 trong th\u1eddi gian g\u1eedi, ng\u01b0\u1eddi d\u00e2n s\u1ebd r\u00fat v\u00e0ng tr\u01b0\u1edbc h\u1ea1n, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u1ea7n c\u00f3 quy ch\u1ebf, quy \u0111\u1ecbnh \u0111\u1ec3 qu\u1ea3n tr\u1ecb khi ng\u01b0\u1eddi d\u00e2n r\u00fat tr\u01b0\u1edbc h\u1ea1n<\/em>“, \u00f4ng Hi\u1ebfu n\u00eau \u00fd ki\u1ebfn.<\/p>\n

C\u0169ng theo \u00f4ng Hi\u1ebfu, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u00e0 B\u1ed9 T\u00e0i ch\u00ednh n\u00ean t\u1ed5 ch\u1ee9c s\u00e0n v\u00e0ng, cho ph\u00e9p nh\u00e0 kinh doanh giao d\u1ecbch v\u00e0ng tr\u00ean t\u00e0i kho\u1ea3n. Tr\u01b0\u1eddng h\u1ee3p n\u00e0y, c\u00e1c nh\u00e0 kinh doanh c\u0169ng c\u00f3 th\u1ec3 ph\u00e1t h\u00e0nh ch\u1ee9ng ch\u1ec9 v\u00e0ng v\u00e0 ch\u1ee9ng ch\u1ec9 n\u00e0y ph\u1ea3i \u0111\u00e1p \u1ee9ng \u0111\u1ea7y \u0111\u1ee7 c\u00e1c ti\u00eau chu\u1ea9n nh\u01b0 ch\u1ee9ng ch\u1ec9 c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc..<\/p>\n

“N\u1ebfu l\u00e0m \u0111\u01b0\u1ee3c nh\u1eefng \u0111i\u1ec1u n\u00e0y th\u00ec s\u1ebd t\u0103ng t\u00ednh minh b\u1ea1ch cho th\u1ecb tr\u01b0\u1eddng v\u00e0ng, ch\u00fang ta c\u00f3 kh\u1ea3 n\u0103ng k\u00e9o \u0111\u01b0\u1ee3c v\u00e0ng trong d\u00e2n ra n\u1ec1n kinh t\u1ebf<\/em>“, \u00f4ng Hi\u1ebfu n\u00f3i.<\/p>\n

N\u00ean khuy\u1ebfn kh\u00edch ng\u01b0\u1eddi d\u00e2n b\u00e1n v\u00e0ng<\/strong><\/h5>\n

B\u00e0y t\u1ecf \u00fd ki\u1ebfn v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y, \u00f4ng Nguy\u1ec5n Quang Huy, chuy\u00ean gia Khoa T\u00e0i ch\u00ednh – Ng\u00e2n h\u00e0ng, \u0110\u1ea1i h\u1ecdc Nguy\u1ec5n Tr\u00e3i, cho r\u1eb1ng, vi\u1ec7c doanh nghi\u1ec7p vay v\u00e0ng trong d\u00e2n, n\u1ebfu c\u00f3 tr\u1ea3 l\u00e3i, th\u1ef1c ch\u1ea5t kh\u00f4ng c\u00f2n l\u00e0 giao d\u1ecbch d\u00e2n s\u1ef1 \u0111\u01a1n thu\u1ea7n m\u00e0 \u0111\u00e3 mang b\u1ea3n ch\u1ea5t c\u1ee7a m\u1ed9t ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng. Khi \u0111\u00f3, c\u00e1c y\u00eau c\u1ea7u v\u1ec1 chu\u1ea9n h\u00f3a, b\u1ea3o \u0111\u1ea3m v\u00e0 k\u1ef7 lu\u1eadt th\u1ecb tr\u01b0\u1eddng tr\u1edf th\u00e0nh y\u1ebfu t\u1ed1 b\u1eaft bu\u1ed9c.<\/p>\n

Nhi\u1ec1u \u00fd ki\u1ebfn cho r\u1eb1ng, \u0111\u1ec3 v\u1eeba h\u1ea1n ch\u1ebf r\u1ee7i ro, v\u1eeba huy \u0111\u1ed9ng \u0111\u01b0\u1ee3c v\u00e0ng trong d\u00e2n th\u00ec n\u00ean khuy\u1ebfn kh\u00edch ng\u01b0\u1eddi d\u00e2n b\u00e1n v\u00e0ng ra th\u1ecb tr\u01b0\u1eddng. (\u1ea2nh: Minh \u0110\u1ee9c).<\/p>\n

\u00d4ng Huy c\u0169ng \u0111\u1eb7t v\u1ea5n \u0111\u1ec1: \u0110i\u1ec1u g\u00ec x\u1ea3y ra n\u1ebfu doanh nghi\u1ec7p g\u1eb7p kh\u00f3 kh\u0103n t\u00e0i ch\u00ednh ho\u1eb7c ng\u1eebng ho\u1ea1t \u0111\u1ed9ng? Khi \u0111\u00f3, ngh\u0129a v\u1ee5 ho\u00e0n tr\u1ea3 v\u00e0ng c\u00f3 th\u1ec3 b\u1ecb gi\u00e1n \u0111o\u1ea1n, trong khi ng\u01b0\u1eddi d\u00e2n kh\u00f4ng c\u00f3 c\u01a1 ch\u1ebf b\u1ea3o v\u1ec7 t\u01b0\u01a1ng \u0111\u01b0\u01a1ng h\u1ec7 th\u1ed1ng ti\u1ec1n g\u1eedi.<\/p>\n

V\u00ec th\u1ebf, \u00f4ng Huy cho r\u1eb1ng c\u1ea7n \u0111\u1eb7t ra ti\u00eau ch\u00ed tham gia nghi\u00eam ng\u1eb7t \u0111\u1ed1i v\u1edbi doanh nghi\u1ec7p, bao g\u1ed3m n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh, l\u1ecbch s\u1eed tu\u00e2n th\u1ee7 ph\u00e1p lu\u1eadt v\u00e0 kh\u1ea3 n\u0103ng qu\u1ea3n tr\u1ecb r\u1ee7i ro. Quy m\u00f4 huy \u0111\u1ed9ng c\u0169ng c\u1ea7n \u0111\u01b0\u1ee3c gi\u1edbi h\u1ea1n ph\u00f9 h\u1ee3p v\u1edbi v\u1ed1n t\u1ef1 c\u00f3 \u0111\u1ec3 tr\u00e1nh r\u1ee7i ro \u0111\u00f2n b\u1ea9y.<\/p>\n

V\u1ecb chuy\u00ean gia n\u00eau quan \u0111i\u1ec3m minh b\u1ea1ch th\u00f4ng tin l\u00e0 y\u1ebfu t\u1ed1 then ch\u1ed1t. Doanh nghi\u1ec7p c\u1ea7n c\u00f4ng b\u1ed1 \u0111\u1ecbnh k\u1ef3 v\u1ec1 quy m\u00f4 huy \u0111\u1ed9ng, m\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng v\u00e0ng v\u00e0 c\u00e1c r\u1ee7i ro li\u00ean quan. Ki\u1ec3m to\u00e1n \u0111\u1ed9c l\u1eadp c\u0169ng n\u00ean tr\u1edf th\u00e0nh y\u00eau c\u1ea7u b\u1eaft bu\u1ed9c \u0111\u1ec3 x\u00e1c nh\u1eadn ngh\u0129a v\u1ee5 v\u00e0 t\u00e0i s\u1ea3n.<\/p>\n

C\u0169ng theo \u00f4ng Huy, trong b\u1ed1i c\u1ea3nh Vi\u1ec7t Nam \u0111ang theo \u0111\u1ecbnh h\u01b0\u1edbng h\u1ea1n ch\u1ebf \u201cv\u00e0ng h\u00f3a\u201d n\u1ec1n kinh t\u1ebf, vi\u1ec7c m\u1edf l\u1ea1i c\u01a1 ch\u1ebf huy \u0111\u1ed9ng v\u00e0ng c\u1ea7n \u0111\u01b0\u1ee3c c\u00e2n nh\u1eafc k\u1ef9 l\u01b0\u1ee1ng. M\u1ed9t h\u01b0\u1edbng ti\u1ebfp c\u1eadn kh\u1ea3 thi l\u00e0 th\u00ed \u0111i\u1ec3m v\u1edbi quy m\u00f4 nh\u1ecf, \u0111\u1ed1i t\u01b0\u1ee3ng h\u1ea1n ch\u1ebf v\u00e0 c\u00f3 gi\u00e1m s\u00e1t ch\u1eb7t ch\u1ebd.<\/p>\n

\u0110\u00e1ng n\u00f3i l\u00e0 vi\u1ec7c huy \u0111\u1ed9ng v\u00e0ng trong d\u00e2n l\u00e0 \u00fd t\u01b0\u1edfng nh\u1eb1m t\u1eadn d\u1ee5ng ngu\u1ed3n l\u1ef1c x\u00e3 h\u1ed9i nh\u01b0ng \u0111\u00e2y kh\u00f4ng ph\u1ea3i l\u00e0 \u201c\u0111\u0169a th\u1ea7n\u201d \u0111\u1ec3 c\u00f3 th\u1ec3 gi\u1ea3i quy\u1ebft ngay b\u00e0i to\u00e1n nguy\u00ean li\u1ec7u cho ng\u00e0nh v\u00e0ng trang s\u1ee9c.<\/p>\n

“N\u1ebfu kh\u00f4ng \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf \u0111\u1ed3ng b\u1ed9 v\u1ec1 ph\u00e1p l\u00fd, ki\u1ec3m so\u00e1t r\u1ee7i ro v\u00e0 minh b\u1ea1ch th\u00f4ng tin, ch\u00ednh s\u00e1ch n\u00e0y th\u1eadm ch\u00ed c\u00f3 th\u1ec3 t\u1ea1o ra nh\u1eefng b\u1ea5t \u1ed5n l\u1edbn h\u01a1n cho th\u1ecb tr\u01b0\u1eddng<\/em>“, \u00f4ng Huy n\u00f3i.<\/p>\n

\u00d4ng Huy c\u0169ng cho r\u1eb1ng, b\u00e0i to\u00e1n \u0111\u1eb7t ra kh\u00f4ng ch\u1ec9 l\u00e0 \u201cc\u00f3 n\u00ean hay kh\u00f4ng\u201d, m\u00e0 quan tr\u1ecdng h\u01a1n l\u00e0 \u201cl\u00e0m th\u1ebf n\u00e0o\u201d \u0111\u1ec3 v\u1eeba khai th\u00e1c hi\u1ec7u qu\u1ea3 ngu\u1ed3n l\u1ef1c v\u00e0ng trong d\u00e2n, v\u1eeba \u0111\u1ea3m b\u1ea3o an to\u00e0n cho h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh v\u00e0 ni\u1ec1m tin c\u1ee7a ng\u01b0\u1eddi d\u00e2n.<\/p>\n

Trong khi \u0111\u00f3, <\/em>Lu\u1eadt s\u01b0\u00a0<\/em><\/strong><\/a>Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/em><\/strong><\/a> –<\/em><\/strong> Gi\u00e1m \u0111\u1ed1c <\/em><\/strong>C\u00f4ng ty Lu\u1eadt<\/em><\/strong><\/a> ANVI<\/em><\/strong><\/a>, <\/em><\/strong>Tr\u1ecdng t\u00e0i vi\u00ean <\/em><\/strong>VIAC<\/em><\/strong><\/a> th\u1eb3ng th\u1eafn nh\u1eadn \u0111\u1ecbnh, vi\u1ec7c ki\u1ebfn ngh\u1ecb Ch\u00ednh ph\u1ee7 ban h\u00e0nh quy \u0111\u1ecbnh ri\u00eang cho ho\u1ea1t \u0111\u1ed9ng n\u00e0y l\u00e0 kh\u00f4ng c\u1ea7n thi\u1ebft.<\/em><\/h6>\n
\u201cNguy\u00ean t\u1eafc c\u1ee7a ph\u00e1p lu\u1eadt l\u00e0 nh\u1eefng g\u00ec kh\u00f4ng c\u1ea5m th\u00ec ng\u01b0\u1eddi d\u00e2n \u0111\u01b0\u1ee3c l\u00e0m. N\u1ebfu ban h\u00e0nh th\u00eam quy \u0111\u1ecbnh \u0111\u1ec3 \u201ccho ph\u00e9p\u201d ch\u1eb3ng kh\u00e1c n\u00e0o t\u1ef1 \u201cmua d\u00e2y bu\u1ed9c m\u00ecnh\u201d, \u0111i ng\u01b0\u1ee3c l\u1ea1i tinh th\u1ea7n t\u1ef1 do kinh doanh, c\u1eaft gi\u1ea3m gi\u1ea5y ph\u00e9p con v\u00e0 \u0111i\u1ec1u ki\u1ec7n kinh doanh. \u0110\u1ed3ng th\u1eddi, \u0111i\u1ec1u n\u00e0y c\u00f2n c\u00f3 th\u1ec3 g\u00e2y hi\u1ec3u nh\u1ea7m r\u1eb1ng vi\u1ec7c vay v\u00e0ng \u0111\u00e3 \u0111\u01b0\u1ee3c Nh\u00e0 n\u01b0\u1edbc \u201cc\u1ea5p ph\u00e9p\u201d ho\u1eb7c \u201cb\u1ea3o \u0111\u1ea3m\u201d, v\u1ecb lu\u1eadt s\u01b0 l\u01b0u \u00fd.<\/em><\/h6>\n
V\u1ec1 l\u00e3i su\u1ea5t, do kh\u00f4ng ph\u1ea3i vay ti\u1ec1n n\u00ean ho\u1ea1t \u0111\u1ed9ng n\u00e0y kh\u00f4ng b\u1ecb \u0111i\u1ec1u ch\u1ec9nh b\u1edfi quy \u0111\u1ecbnh tr\u1ea7n l\u00e3i su\u1ea5t trong B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1, c\u00e1c b\u00ean c\u00f3 th\u1ec3 th\u1ecfa thu\u1eadn t\u1ef1 do.<\/em><\/h6>\n
Lu\u1eadt s\u01b0\u00a0<\/em><\/strong><\/a>Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/em><\/strong><\/a> c\u0169ng \u0111\u00e1nh gi\u00e1, \u0111\u00e2y kh\u00f4ng ph\u1ea3i l\u00e0 gi\u1ea3i ph\u00e1p t\u1ed1t \u0111\u1ec3 huy \u0111\u1ed9ng ngu\u1ed3n l\u1ef1c. Thay v\u00e0o \u0111\u00f3, c\u1ea7n khuy\u1ebfn kh\u00edch ng\u01b0\u1eddi d\u00e2n b\u00e1n v\u00e0ng \u0111\u1ec3 l\u1ea5y v\u1ed1n l\u00e0m \u0103n hay \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c k\u00eanh nh\u01b0 g\u00f3p v\u1ed1n th\u00e0nh l\u1eadp doanh nghi\u1ec7p, mua tr\u00e1i phi\u1ebfu, c\u1ed5 phi\u1ebfu, b\u1ea5t \u0111\u1ed9ng s\u1ea3n ho\u1eb7c g\u1eedi ti\u1ec1n ng\u00e2n h\u00e0ng, qua \u0111\u00f3 \u0111\u01b0a ngu\u1ed3n l\u1ef1c v\u00e0o l\u01b0u th\u00f4ng, s\u1ea3n xu\u1ea5t, kinh doanh. Nh\u01b0 th\u1ebf s\u1ebd v\u1eeba thu h\u00fat \u0111\u01b0\u1ee3c v\u00e0ng trong d\u00e2n, v\u1eeba h\u1ea1n ch\u1ebf \u0111\u01b0\u1ee3c nh\u1eefng r\u1ee7i ro qua h\u00ecnh th\u1ee9c \u0111i vay.<\/em><\/h6>\n
Ngo\u00e0i ra, v\u00e0ng l\u00e0 t\u00e0i s\u1ea3n c\u00f3 gi\u00e1 tr\u1ecb cao, g\u1ecdn nh\u1eb9, d\u1ec5 qu\u1ea3n l\u00fd v\u00e0 thanh kho\u1ea3n t\u1ed1t, n\u00ean c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng hi\u1ec7u qu\u1ea3 trong c\u00e1c giao d\u1ecbch b\u1ea3o \u0111\u1ea3m nh\u01b0 c\u1ea7m c\u1ed1, \u0111\u1eb7t c\u1ecdc, k\u00fd c\u01b0\u1ee3c cho c\u00e1c kho\u1ea3n vay, ngh\u0129a v\u1ee5 b\u1ea3o l\u00e3nh v\u00e0 nhi\u1ec1u ngh\u0129a v\u1ee5 d\u00e2n s\u1ef1 kh\u00e1c, thay v\u00ec \u0111\u1ec3 \u201cn\u1eb1m ch\u1ebft\u201d trong k\u00e9t.<\/em><\/h6>\n

Ch\u00e2u Anh<\/strong><\/p>\n

————-<\/em><\/p>\n

VTCNews (Kinh t\u1ebf) ng\u00e0y 29-4-2026:<\/em><\/strong><\/p>\n

https:\/\/vtcnews.vn\/nen-vay-vang-trong-dan-hay-khuyen-khich-nguoi-dan-ban-vang-ar1015281.html<\/a><\/em><\/p>\n

(312\/1.540)<\/em>","protected":false},"excerpt":{"rendered":"

N\u00ean vay v\u00e0ng trong d\u00e2n hay khuy\u1ebfn kh\u00edch ng\u01b0\u1eddi d\u00e2n b\u00e1n v\u00e0ng? (VTC News) –\u00a0M\u1edbi \u0111\u00e2y, \u0111\u1ec1 xu\u1ea5t cho ph\u00e9p doanh nghi\u1ec7p \u0111\u01b0\u1ee3c vay v\u00e0ng trong d\u00e2n \u0111ang g\u00e2y x\u00f4n xao d\u01b0 lu\u1eadn, v\u1edbi nhi\u1ec1u lu\u1ed3ng \u00fd ki\u1ebfn tr\u00e1i chi\u1ec1u. Trong ki\u1ebfn ngh\u1ecb g\u1eedi Th\u1ee7 t\u01b0\u1edbng v\u1ec1 ch\u00ednh s\u00e1ch qu\u1ea3n l\u00fd ho\u1ea1t \u0111\u1ed9ng kinh doanh […]<\/p>\n","protected":false},"author":2,"featured_media":49890,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-49889","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n4.271. 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