{"id":5754,"date":"2008-07-08T14:55:01","date_gmt":"2008-07-08T07:55:01","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=5754"},"modified":"2022-02-15T13:43:12","modified_gmt":"2022-02-15T06:43:12","slug":"107-cuoc-dua-gia-ca-tui-tien-va-lai-suat","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/107-cuoc-dua-gia-ca-tui-tien-va-lai-suat\/","title":{"rendered":"107. Cu\u1ed9c \u0111ua gi\u00e1 c\u1ea3, t\u00fai ti\u1ec1n v\u00e0 l\u00e3i su\u1ea5t."},"content":{"rendered":"<strong><em>(ANVI) &#8211; Tham lu\u1eadn t\u1ea1i H\u1ed9i th\u1ea3o \u201c\u1ee8ng ph\u00f3 v\u1edbi l\u1ea1m ph\u00e1t t\u1eeb g\u00f3c \u0111\u1ed9 qu\u1ea3n tr\u1ecb doanh nghi\u1ec7p\u201d do H\u1ed9i C\u00e1c nh\u00e0 Qu\u1ea3n tr\u1ecb Doanh nghi\u1ec7p Vi\u1ec7t Nam t\u1ed5 ch\u1ee9c t\u1ea1i Trung t\u00e2m H\u1ed9i ngh\u1ecb Qu\u1ed1c t\u1ebf H\u00e0 N\u1ed9i ng\u00e0y 24-7-2008:<\/em><\/strong><\/p>\n<p><strong>Gi\u00e1 c\u1ea3 v\u00e0 b\u00e3o gi\u00e1<\/strong><\/p>\n<p>Trong kinh doanh, c\u00e1i g\u1ed1c l\u00e0 s\u1ea3n ph\u1ea9m, c\u00e1i \u0111\u00edch l\u00e0 l\u1ee3i nhu\u1eadn, nh\u01b0ng xuy\u00ean su\u1ed1t c\u1ea3 qu\u00e1 tr\u00ecnh l\u1ea1i l\u00e0 b\u00e1n h\u00e0ng v\u00e0 gi\u00e1 c\u1ea3. S\u1ea3n ph\u1ea9m nhanh, nhi\u1ec1u, t\u1ed1t, r\u1ebb v\u00e0 c\u1ea3 \u0111\u1eb9p n\u1eefa, m\u00e0 kh\u00f4ng b\u00e1n \u0111\u01b0\u1ee3c, th\u00ec c\u0169ng v\u00f4 ngh\u0129a. B\u00e1n h\u00e0ng gi\u00e1 cao m\u00e0 kh\u00f4ng thu \u0111\u01b0\u1ee3c ti\u1ec1n v\u1ec1, th\u00ec c\u0169ng v\u00f4 v\u1ecb.<\/p>\n<p>Trong \u0111i\u1ec1u ki\u1ec7n b\u00ecnh th\u01b0\u1eddng, gi\u00e1 c\u1ea3 \u0111\u1ea7u v\u00e0o c\u0169ng nh\u01b0 \u0111\u1ea7u ra \u0111\u1ec1u \u0111\u01b0\u1ee3c \u201cb\u00e0n tay v\u00f4 h\u00ecnh\u201d c\u1ee7a th\u1ecb tr\u01b0\u1edfng s\u1eafp \u0111\u1eb7t b\u00ecnh \u1ed5n. Nh\u01b0ng v\u00e0o th\u1eddi bu\u1ed5i l\u1ea1m ph\u00e1t, gi\u00e1 c\u1ea3 \u0111\u1ea3o l\u1ed9n v\u00e0 xoay chuy\u1ec3n h\u1ed7n lo\u1ea1n, kh\u00f3 l\u01b0\u1eddng.<\/p>\n<p>Gi\u00e1 c\u1ea3 \u0111i\u1ec1u ti\u1ebft th\u1ecb tr\u01b0\u1eddng c\u0169ng t\u1ef1a nh\u01b0 kh\u00f4ng kh\u00ed \u0111i\u1ec1u ho\u00e0 m\u00f4i tr\u01b0\u1eddng. Kh\u00f4ng kh\u00ed chuy\u1ec3n \u0111\u1ed9ng t\u1ea1o th\u00e0nh gi\u00f3. Gi\u00f3 to th\u00e0nh b\u00e3o gi\u00e1. B\u00e3o gi\u00e1 c\u00e0n qu\u00e9t m\u1ecdi nh\u00e0, m\u1ecdi doanh nghi\u1ec7p v\u00e0 m\u1ecdi l\u0129nh v\u1ef1c.<\/p>\n<p>V\u1eady, gi\u1ea3i ph\u00e1p qu\u1ea3n tr\u1ecb doanh nghi\u1ec7p n\u00e0o \u0111\u1ec3 \u1ee9ng ph\u00f3 v\u1edbi l\u1ea1m ph\u00e1t?<\/p>\n<p><strong>Gi\u1ea3m gi\u00e1 \u0111\u1ee5ng t\u0103ng gi\u00e1<\/strong><\/p>\n<p>M\u1ed9t trong nh\u1eefng vi\u1ec7c \u0111\u1ea7u ti\u00ean m\u00e0 c\u00e1c doanh nghi\u1ec7p l\u1ef1a ch\u1ecdn, \u0111\u00f3 l\u00e0 th\u1ef1c h\u00e0nh ti\u1ebft ki\u1ec7m, c\u1eaft gi\u1ea3m chi ph\u00ed \u0111\u1ec3 gi\u1ea3m gi\u00e1 th\u00e0nh. Doanh nh\u00e2n ch\u00e2n ch\u00ednh n\u00e0o c\u0169ng th\u1ea5m \u0111i\u1ec1u n\u00e0y, ch\u1ee9 kh\u00f4ng ph\u1ea3i \u0111\u1ebfn l\u00fac kh\u00f3 kh\u0103n m\u1edbi d\u00f9ng t\u1edbi. Nh\u01b0ng, n\u1ebfu hy v\u1ecdng ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c nhi\u1ec1u ti\u1ec1n, th\u00ec l\u1ea1i ch\u1ee9ng t\u1ecf r\u1eb1ng tr\u01b0\u1edbc \u0111\u00f3 \u0111\u00e3 qu\u00e1 l\u00e3ng ph\u00ed. C\u00f2n n\u1ebfu qu\u00e1 kh\u1ee9 kh\u00f4ng x\u1ea3y ra ph\u00ed ph\u1ea1m, th\u00ec ti\u1ebft ki\u1ec7m r\u1ea5t d\u1ec5 \u0111\u1ed3ng nh\u1ea5t v\u1edbi h\u00e0nh \u0111\u1ed9ng keo ki\u1ec7t, s\u1ebd b\u1ecb tr\u1ea3 gi\u00e1 \u0111\u1eaft. Anh n\u00e0o th\u00e0nh c\u00f4ng l\u1edbn trong vi\u1ec7c n\u00e0y, th\u00ec kh\u00f3 ph\u1ee7 nh\u1eadn l\u1ed7i l\u1ea7m \u0111\u00e3 vung tay qu\u00e1 tr\u00e1n, v\u1ee9t ti\u1ec1n qua c\u1eeda s\u1ed5.<\/p>\n<p>C\u00f2n th\u1ea3i h\u1ed3i, gi\u1ea3m l\u01b0\u01a1ng, c\u1eaft th\u01b0\u1edfng, x\u00e9n b\u1edbt l\u1ee3i \u00edch c\u1ee7a ng\u01b0\u1eddi lao \u0111\u1ed9ng, th\u00ec c\u0169ng \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c h\u1ea1 th\u1ea5p \u0111\u1ed9ng l\u1ef1c v\u00e0 \u00fd th\u1ee9c l\u00e0m vi\u1ec7c c\u1ee7a nh\u00e2n c\u00f4ng, t\u00e1c \u0111\u1ed9ng x\u1ea5u \u0111\u1ebfn kh\u1ea3 n\u0103ng v\u01b0\u1ee3t qua b\u00e3o t\u1ed1. Bi\u1ec7n ph\u00e1p n\u00e0y ch\u1ec9 ph\u00f9 h\u1ee3p n\u1ebfu nh\u01b0 \u0111\u00e3 ch\u00f3t \u0111\u00e3i ng\u1ed9 qu\u00e1 h\u1eadu h\u0129nh, c\u00f2n n\u1ebfu nh\u01b0 l\u01b0\u01a1ng kh\u00f4ng cao m\u00e0 gi\u1ea3m \u0111i th\u00ec th\u1eadt l\u00e0 nguy hi\u1ec3m kh\u00e1c n\u00e0o r\u00fat c\u1ee7i kh\u1ecfi \u0111\u00e1y n\u1ed3i. Quan \u0111i\u1ec3m qu\u1ea3n tr\u1ecb doanh nghi\u1ec7p m\u1edbi th\u1eadm ch\u00ed c\u00f2n cho r\u1eb1ng, kh\u00f4ng ph\u1ea3i l\u00e0 kh\u00e1ch h\u00e0ng, m\u00e0 nh\u00e2n vi\u00ean m\u1edbi ch\u00ednh l\u00e0 th\u01b0\u1ee3ng \u0111\u1ebf. V\u1eady th\u00ec c\u00f9ng b\u1ea5t \u0111\u1eafc d\u0129 m\u1edbi ph\u1ea3i \u0111\u1ee5ng v\u00e0o th\u01b0\u1ee3ng \u0111\u1ebf.<\/p>\n<p>Tuy nhi\u00ean, c\u00e1i kh\u00f3 nh\u1ea5t trong gi\u1ea3m chi ph\u00ed l\u1ea1i l\u00e0 \u1edf ch\u1ed7, ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi \u201c\u0111\u1ecbch th\u1ee7\u201d h\u00e0ng ho\u00e1 \u0111\u1ea7u v\u00e0o t\u0103ng gi\u00e1. Th\u1eadt ch\u1eb3ng d\u1ec5 g\u00ec c\u00f3 k\u1ebft c\u1ee5c t\u1ed1t \u0111\u1eb9p khi c\u1ea3 hai b\u00ean c\u00f9ng m\u1ed9t quy\u1ebft t\u00e2m, k\u1ebb mua mong gi\u1ea3m, ng\u01b0\u1eddi b\u00e1n l\u1ea1i mu\u1ed1n t\u0103ng. V\u00ec v\u1eady, gi\u1ea3i ph\u00e1p n\u00e0y c\u0169ng ch\u1ec9 l\u00e0 th\u00eam m\u1eafm th\u00eam mu\u1ed1i.<\/p>\n<p><strong>T\u0103ng gi\u00e1 \u0111\u1ee5ng t\u00fai ti\u1ec1n<\/strong><\/p>\n<p>L\u1ea1m ph\u00e1t l\u00ean cao, thi\u00ean h\u1ea1 \u0111ua nhau t\u0103ng gi\u00e1. M\u1ed9t trong nh\u1eefng gi\u1ea3i ph\u00e1p \u201c\u01b0u ti\u00ean\u201d h\u00e0ng \u0111\u1ea7u c\u1ee7a nhi\u1ec1u doanh nghi\u1ec7p l\u00e0 t\u0103ng gi\u00e1 h\u00e0ng ho\u00e1, d\u1ecbch v\u1ee5. Tuy nhi\u00ean, \u0111\u00f3 l\u1ea1i l\u00e0 m\u1ed9t trong nh\u1eefng vi\u1ec7c nan gi\u1ea3i nh\u1ea5t. T\u0103ng th\u00ec d\u1ec5, nh\u01b0ng \u0111\u1ec3 b\u00e1n \u0111\u01b0\u1ee3c h\u00e0ng th\u00ec l\u1ea1i l\u00e0 m\u1ed9t \u1ea9n s\u1ed1 kh\u00f3 l\u01b0\u1eddng, cho d\u00f9 g\u1eb7p th\u1eddi d\u1ec5 d\u00e0ng ch\u1ea5p nh\u1eadn gi\u00e1 c\u1ea3 \u201cleo thang\u201d, k\u1ec3 c\u1ea3 b\u1ecb \u0111\u1ea9y l\u00ean m\u1ed9t c\u00e1ch v\u00f4 l\u00fd. Ti\u1ec1n nhi\u1ec1u, gi\u00e1 l\u00ean, nh\u01b0ng khi gi\u00e1 \u0111\u00e3 b\u1ecb th\u1ed5i l\u00ean r\u1ed3i, th\u00ec d\u01b0\u1eddng nh\u01b0 ng\u01b0\u1eddi n\u00e0o c\u0169ng th\u1ea5y r\u1ed7ng t\u00fai, ai c\u0169ng ng\u1ea1i mua h\u00e0ng.<\/p>\n<p>V\u00ec v\u1eady, c\u0169ng gi\u1ed1ng nh\u01b0 gi\u1ea3m l\u01b0\u01a1ng v\u00e0 ti\u1ebft ki\u1ec7m, cu\u1ed9c \u0111ua t\u0103ng gi\u00e1 ch\u1ee7 y\u1ebfu l\u00e0 nh\u1eb1m ch\u1ed1ng l\u1ed7 (ch\u1ed1ng b\u00e3o) v\u00e0 g\u1ee1 g\u1ea1c ph\u1ea7n n\u00e0o, ch\u1ee9 \u00edt c\u00f3 hy v\u1ecdng ki\u1ebfm l\u1eddi l\u00e3i ra tr\u00f2. C\u01a1 h\u1ed9i ki\u1ebfm l\u00e3i nh\u01b0 trong qu\u00e1 kh\u1ee9 ch\u1ec9 \u0111\u1ebfn v\u1edbi m\u1ed9t s\u1ed1 \u00edt doanh nghi\u1ec7p c\u00f3 l\u1ee3i th\u1ebf \u0111\u1eb7c bi\u1ec7t, ch\u1ee9 kh\u00f4ng d\u00e0nh cho t\u1ea5t c\u1ea3 m\u1ecdi ng\u01b0\u1eddi nh\u01b0 c\u00e1i th\u1eddi tr\u1eddi y\u00ean gi\u00f3 l\u1eb7ng. B\u00e3o gi\u00e1 c\u0169ng gi\u1ed1ng nh\u01b0 b\u00e3o l\u0169, qu\u00e9t s\u1ea1ch m\u00e1i tranh, t\u01b0\u1eddng \u0111\u1ea5t c\u1ee7a nh\u00e0 ngh\u00e8o, nh\u01b0ng c\u00f3 khi ch\u1ec9 g\u00e2y h\u01b0 h\u1ea1i \u0111\u1ebfn v\u01b0\u1eddn hoa, c\u00e2y c\u1ea3nh c\u1ee7a nh\u00e0 gi\u1ea7u.<\/p>\n<p>M\u1ed9t gi\u1ea3i ph\u00e1p t\u00e0i ch\u00ednh c\u01a1 b\u1ea3n \u0111\u01b0\u1ee3c nh\u1eafc \u0111\u1ebfn l\u00e0 qu\u1ea3n ch\u1eb7t t\u00fai ti\u1ec1n c\u00f4ng n\u1ee3, thu d\u00f3c n\u1ee3 c\u0169, gi\u1ea3m thi\u1ec3u n\u1ee3 m\u1edbi. Tuy nhi\u00ean, th\u1eddi bu\u1ed5i khan ti\u1ec1n, \u0111\u00f3i v\u1ed1n, b\u1ea1n h\u00e0ng kh\u00f4ng d\u1ec5 g\u00ec tr\u1ea3 s\u1edbm, \u0111\u1ed1i t\u00e1c c\u0169ng kh\u00f4ng qu\u00ean \u00e1p d\u1ee5ng \u201cb\u1ea3o b\u1ed1i\u201d n\u00e0y. K\u1ebb b\u00e1n t\u00e2m ni\u1ec7m: M\u1ed9t kho\u1ea3n thu, th\u00ec thu c\u00e0ng s\u1edbm c\u00e0ng t\u1ed1t. Nh\u01b0ng ng\u01b0\u1eddi mua c\u0169ng thu\u1ed9c b\u00e0i: M\u1ed9t kho\u1ea3n chi, th\u00ec chi c\u00e0ng mu\u1ed9n c\u00e0ng hay. M\u1ed9t n\u1eeda mu\u1ed1n thu h\u1ed3i v\u1ed1n nhanh ch\u00f3ng, nh\u01b0ng ph\u00e2n n\u1eeda c\u00f2n l\u1ea1i s\u1ebd t\u00ecm m\u1ecdi c\u00e1ch l\u1ea1m d\u1ee5ng v\u1ed1n. T\u00fai ti\u1ec1n c\u1ee7a ng\u01b0\u1eddi b\u00e1n v\u00e0 t\u00fai ti\u1ec1n c\u1ee7a ng\u01b0\u1eddi mua l\u00e0 hai b\u00ecnh th\u00f4ng nhau v\u00e0 n\u1ed1i qua ng\u00e2n h\u00e0ng. Kh\u00f4ng d\u1ec5 g\u00ec \u0111\u00f3ng t\u00fai c\u1ee7a m\u00ecnh, m\u1edf t\u00fai c\u1ee7a ng\u01b0\u1eddi kh\u00e1c.<\/p>\n<p><strong>T\u00fai ti\u1ec1n \u0111\u1ee5ng ng\u00e2n h\u00e0ng<\/strong><\/p>\n<p>T\u00fai r\u1ed7ng th\u00ec kh\u00f4ng th\u1ec3 n\u00f3i \u0111\u1ebfn chuy\u1ec7n kinh doanh. \u0110\u00e3 tr\u00e8o tr\u00ean con t\u00e0u th\u01b0\u01a1ng m\u1ea1i, th\u00ec kh\u00f4ng th\u1ec3 kh\u00f4ng m\u00f3c t\u00fai. Ngay c\u1ea3 gi\u1ea3i ph\u00e1p t\u00ecnh th\u1ebf, t\u1eeb ti\u1ebft ki\u1ec7m chi ph\u00ed, thu h\u1eb9p kinh doanh cho \u0111\u1ebfn gi\u1ea3m, gi\u00e3n, l\u00f9i, hu\u1ef7 vi\u1ec7c \u0111\u1ea7u t\u01b0, c\u0169ng s\u1ebd nh\u00ecn th\u1ea5y k\u1ebft c\u1ee5c m\u1ea5t m\u00f9a g\u1eb7t h\u00e1i ti\u1ebfp theo. Ti\u1ec1n v\u1ed1n lu\u00f4n l\u00e0 m\u1ed9t y\u1ebfu t\u1ed1 quan tr\u1ecdng \u201c\u0111\u1ea7u ti\u00ean\u201d. T\u1ea5t c\u1ea3 ti\u1ec1n \u0111\u1ec1u l\u00e0 c\u1ee7a d\u00e2n, c\u1ee7a c\u00e1c doanh nghi\u1ec7p, nh\u01b0ng kho ti\u1ec1n v\u00e0 k\u00eanh d\u1eabn v\u1ed1n ch\u1ee7 y\u1ebfu nh\u1ea5t, \u0111\u01b0\u01a1ng nhi\u00ean l\u00e0 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i.<\/p>\n<p>C\u00f3 \u0111i\u1ec1u, khi t\u1ea5t c\u1ea3 \u0111\u1ec1u b\u00ed ti\u1ec1n, th\u00ec nh\u00e0 b\u0103ng c\u0169ng c\u1ea1n. Khi gi\u00e1 cu\u1ed3ng nh\u01b0 b\u00e3o, th\u00ec d\u01b0\u1eddng nh\u01b0 ti\u1ec1n b\u1ea1c c\u0169ng bay \u0111\u00e2u m\u1ea5t. D\u00f2ng ti\u1ec1n b\u1ea5t \u1ed5n, cung c\u1ea7u l\u1ec7ch pha b\u1edfi b\u00e3o t\u00e1p, d\u00f4ng t\u1ed1. Nh\u01b0ng k\u1ec3 c\u1ea3 ng\u00e2n h\u00e0ng kh\u00f4ng thi\u1ebfu ti\u1ec1n \u0111i ch\u0103ng n\u1eefa, th\u00ec c\u0169ng r\u1ea5t d\u1ec5 t\u1eeb ch\u1ed1i cho vay.<\/p>\n<p>L\u00e0 doanh nghi\u1ec7p bu\u00f4n ti\u1ec1n, t\u1ea1i sao ng\u00e2n h\u00e0ng l\u1ea1i kh\u00f4ng mu\u1ed1n b\u00e1n h\u00e0ng? V\u00ec vi\u1ec7c cho vay c\u1ee7a ng\u00e2n h\u00e0ng l\u00e0 b\u00e1n ch\u1ecbu h\u00e0ng ho\u00e1, \u0111\u00f4i khi \u0111\u01b0\u1ee3c v\u00ed nh\u01b0 c\u1ea7m dao \u0111\u1eb1ng l\u01b0\u1ee1i. B\u00e1n ch\u1ecbu khi s\u00f3ng to, gi\u00f3 c\u1ea3 th\u00ec kh\u00e1c n\u00e0o c\u1ea7m dao hai l\u01b0\u1ee1i. C\u00f3 ng\u00e0nh kinh doanh n\u00e0o \u0111\u1eb7c bi\u1ec7t h\u01a1n t\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng, khi m\u00e0 \u0111\u1ea7u v\u00e0o l\u00e0 \u0111\u1ed3ng ti\u1ec1n, th\u00ec \u0111\u1ea7u ra c\u0169ng ch\u00ednh l\u00e0 \u0111\u1ed3ng ti\u1ec1n \u0111\u00f3, m\u1ed9t s\u1ea3n ph\u1ea9m kh\u00f4ng th\u1ec3 ch\u1ebf bi\u1ebfn, n\u00e2ng c\u1ea5p.<\/p>\n<p>B\u00e3o gi\u00e1, m\u1ecdi th\u1ee9 \u0111\u1ec1u \u0111\u1eaft \u0111\u1ecf, ti\u1ec1n c\u0169ng \u201c\u0111\u1eaft\u201d. Ti\u1ec1n g\u1eedi t\u0103ng l\u00e3i, t\u1ee9c l\u00e0 t\u0103ng gi\u00e1. Ng\u00e2n h\u00e0ng c\u0169ng kh\u00f4ng t\u1ef1 d\u01b0ng \u1ea5m \u0111\u1ea7u \u0111\u1ebfn m\u1ee9c \u0111ua nhau mua \u0111\u1eaft, ch\u1eb3ng qua th\u1ecb tr\u01b0\u1eddng bu\u1ed9c ph\u1ea3i t\u0103ng l\u00e3i su\u1ea5t huy \u0111\u1ed9ng. Doanh nghi\u1ec7p thi\u1ebfu v\u1eadt t\u01b0, nguy\u00ean li\u1ec7u c\u0169ng ch\u01b0a d\u1ec5 g\u00ec s\u1ee5p \u0111\u1ed5, nh\u01b0ng ng\u00e2n h\u00e0ng kh\u00f4ng ki\u1ebfm \u0111\u01b0\u1ee3c \u0111\u1ee7 m\u1ed9t l\u01b0\u1ee3ng v\u1ed1n t\u1ed1i thi\u1ec3u, th\u00ec th\u1ea5y ngay c\u00e1i ch\u1ebft b\u1ea5t \u0111\u1eafc k\u1ef3 t\u1eed kh\u00f4ng g\u00ec c\u1ee9u v\u00e3n. Do v\u1eady, \u0111\u00f4i khi ng\u00e2n h\u00e0ng ph\u1ea3i mua ti\u1ec1n b\u1eb1ng m\u1ecdi gi\u00e1, ch\u1eb3ng kh\u00e1c n\u00e0o mua m\u00e1u c\u1ee9u ng\u01b0\u1eddi. V\u00e0 hi\u1ec3n nhi\u00ean, h\u1ecd ph\u1ea3i t\u0103ng l\u00e3i su\u1ea5t cho vay. Kh\u00f4ng \u00edt ng\u01b0\u1eddi ngh\u0129 \u0111\u01a1n gi\u1ea3n r\u1eb1ng, l\u00e3i su\u1ea5t cho vay qu\u00e1 cao, ng\u00e2n h\u00e0ng tha h\u1ed3 \u0111\u1eafc l\u1ee3i. Nh\u01b0ng c\u00f3 bi\u1ebft \u0111\u00e2u, ng\u00e2n h\u00e0ng l\u1ea1i n\u1eb1m trong t\u00e2m b\u00e3o gi\u00e1. C\u00e1i tai ho\u1ea1 \u0111\u1ed1i v\u1edbi ng\u00e2n h\u00e0ng, \u0111\u1ed3ng th\u1eddi c\u0169ng s\u1ebd l\u00e0 h\u1eadu ho\u1ea1 c\u1ee7a n\u1ec1n kinh t\u1ebf, l\u00e0 ng\u00e2n h\u00e0ng \u0111ang tr\u1ea7n m\u00ecnh trong b\u00e3o k\u00e9p: Mua b\u00e1n ti\u1ec1n trong b\u00e3o gi\u00e1 v\u00e0 gi\u1ea3i ng\u00e2n trong b\u00e3o, \u0111\u1ee3i ng\u00e0y thu h\u00e1i. Khi b\u00e3o tan, s\u1ebd ph\u1ea3i g\u1eb7p m\u1eb7t nhi\u1ec1u kh\u00e1ch h\u00e0ng \u00a0vay v\u1ed1n m\u1ea5t kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3, do b\u1ecb b\u00e3o t\u00e0n ph\u00e1. Ng\u00e2n h\u00e0ng mu\u1ed1n thu, ng\u01b0\u1eddi vay ch\u1eadm tr\u1ea3. Ng\u01b0\u1eddi kh\u00e1c kh\u00f3 vay, v\u00f2ng quay b\u1ebf t\u1eafc.<\/p>\n<p><strong>Ng\u00e2n h\u00e0ng \u0111\u1ee5ng l\u00e3i su\u1ea5t<\/strong><\/p>\n<p>Sau nhi\u1ec1u n\u0103m th\u1ef1c hi\u1ec7n r\u1ea5t th\u00e0nh c\u00f4ng c\u01a1 ch\u1ebf t\u1ef1 do ho\u00e1 l\u00e3i su\u1ea5t, quy \u0111\u1ecbnh tr\u00f3i l\u1ea1i v\u1ec1 l\u00e3i su\u1ea5t cho vay kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 150% l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n c\u1ee7a B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 n\u0103m 2005 \u0111\u00e3 kh\u00f4ng \u0111\u01b0\u1ee3c c\u00e1c c\u01a1 quan c\u00f3 tr\u00e1ch nhi\u1ec7m t\u00f4n tr\u1ecdng v\u00e0 th\u1ef1c hi\u1ec7n. D\u00e2n ch\u00fang, doanh nghi\u1ec7p v\u00e0 ng\u00e2n h\u00e0ng tha h\u1ed3 vi ph\u1ea1m. L\u00e0m sao kh\u00f4ng vi ph\u1ea1m \u0111\u01b0\u1ee3c khi lu\u1eadt ph\u00e1p \u0111i ng\u01b0\u1ee3c l\u1ea1i cu\u1ed9c s\u1ed1ng? \u0110\u1ebfn nay, c\u0169ng ch\u1ec9 c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i ph\u1ea3i tu\u00e2n th\u1ee7.<\/p>\n<p>T\u1eeb ch\u1ed7 ho\u00e0n to\u00e0n bu\u00f4ng l\u1ecfng, b\u1ea5t ng\u1edd Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc quay ra h\u00e0nh \u0111\u1ed9ng c\u1ee9ng r\u1eafn qu\u00e1 m\u1ee9c. Bi\u1ec7n ph\u00e1p h\u00e0nh ch\u00ednh \u00e9p bu\u1ed9c ng\u00e2n h\u00e0ng ph\u1ea3i gi\u1ea3m l\u00e3i su\u1ea5t cho vay \u0111\u01b0\u1ee3c l\u00fd gi\u1ea3i l\u00e0 v\u00ec quy\u1ec1n l\u1ee3i c\u1ee7a ng\u01b0\u1eddi vay. Nh\u01b0 v\u1eady \u0111\u01b0\u01a1ng nhi\u00ean l\u00e0 kh\u00f4ng v\u00ec l\u1ee3i \u00edch c\u1ee7a ng\u01b0\u1eddi cho vay l\u00e0 ng\u00e2n h\u00e0ng. V\u1ebf ng\u01b0\u1ee3c l\u1ea1i, c\u01b0\u1ee1ng \u00e9p ng\u00e2n h\u00e0ng gi\u1ea3m l\u00e3i su\u1ea5t huy \u0111\u1ed9ng, \u0111\u01b0\u1ee3c giao gi\u1ea3ng l\u00e0 v\u00ec s\u1ef1 an nguy c\u1ee7a ch\u00ednh ng\u00e2n h\u00e0ng. Nh\u01b0 v\u1eady, m\u1eb7c nhi\u00ean b\u1ecf qua l\u1ee3i \u00edch c\u1ee7a ng\u01b0\u1eddi cho vay l\u00e0 d\u00e2n ch\u00fang g\u1eedi ti\u1ec1n v\u00e0o ng\u00e2n h\u00e0ng. C\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, t\u1ef1 d\u01b0ng bi\u1ebfn th\u00e0nh nh\u1eefng c\u00e2y c\u1ed9t ch\u1ed1ng b\u00e3o. C\u00e1i nguy c\u1ee7a ng\u00e2n h\u00e0ng, \u0111\u1eb7c bi\u1ec7t \u0111\u1ed1i v\u1edbi ng\u00e2n h\u00e0ng c\u1ed5 ph\u1ea7n, l\u00e0 trong khi c\u00f3 th\u1ec3 b\u1ecb \u0111\u1ed5 g\u1eaby b\u1ea5t c\u1ee9 l\u00fac n\u00e0o v\u00ec c\u0169ng s\u1ee9c c\u00f9ng, l\u1ef1c ki\u1ec7t m\u00e0 l\u1ea1i kh\u00f4ng \u0111\u01b0\u1ee3c Nh\u00e0 n\u01b0\u1edbc b\u00f9 l\u1ed7 ho\u1eb7c x\u00ed xo\u00e1 nh\u01b0 m\u1ed9t s\u1ed1 c\u00e2y c\u1ed9t gi\u1eef gi\u00e1 kh\u00e1c.<\/p>\n<p>Qu\u00e1 nhi\u1ec1u b\u1ea5t \u1ed5n chung quanh c\u00e2u chuy\u1ec7n l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng. T\u1ea5t c\u1ea3 \u0111ang tr\u00e1i v\u1edbi c\u01a1 ch\u1ebf th\u1ecb tr\u01b0\u1eddng, quay ng\u01b0\u1ee3c v\u1ec1 th\u1eddi ng\u00e2n h\u00e0ng bao c\u1ea5p:<\/p>\n<ul>\n<li>L\u00e3i su\u1ea5t qu\u00e1 h\u1ea1n b\u1ecb ch\u1ed1t c\u1ee9ng kh\u00f4ng qu\u00e1 150% l\u00e3i su\u1ea5t trong h\u1ea1n, tr\u00e1i v\u1edbi quy \u0111\u1ecbnh t\u1eeb g\u1ea7n 3 n\u0103m nay c\u1ee7a B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 (l\u00e3i su\u1ea5t qu\u00e1 h\u1ea1n t\u00ednh theo l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n);<\/li>\n<li>L\u00e3i su\u1ea5t cho vay b\u1ecb gi\u1edbi h\u1ea1n tuy\u1ec7t \u0111\u1ed1i, gi\u1ed1ng nh\u01b0 7 n\u0103m tr\u01b0\u1edbc;<\/li>\n<li>L\u00e3i su\u1ea5t huy \u0111\u1ed9ng b\u1ecb gi\u1edbi h\u1ea1n v\u00f4 c\u1edb, gi\u1ed1ng nh\u01b0 13 n\u0103m tr\u01b0\u1edbc;<\/li>\n<li>Kh\u00f4ng \u0111\u01b0\u1ee3c thu b\u1ea5t k\u1ef3 lo\u1ea1i ph\u00ed n\u00e0o, gi\u1ed1ng nh\u01b0 2 ch\u1ee5c n\u0103m tr\u01b0\u1edbc, th\u1eddi ch\u01b0a c\u00f3 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i. V\u1ea5n \u0111\u1ec1 c\u00f2n nh\u1ee9c nh\u1ed1i h\u01a1n, khi c\u00e1c v\u0103n b\u1ea3n quy ph\u1ea1m ph\u00e1p lu\u1eadt kh\u00f4ng h\u1ec1 c\u1ea5m \u0111o\u00e1n vi\u1ec7c thu ph\u00ed. Nh\u1eefng c\u00f4ng v\u0103n c\u1ee7a NHNN \u0111\u00e3 v\u01b0\u1ee3t qua lu\u1eadt, \u0111\u00e3 c\u1ea5m l\u00e0m c\u00e1i \u0111i\u1ec1u m\u00e0 c\u1ea3 th\u1ebf gi\u1edbi n\u00e0y \u0111\u01b0\u1ee3c l\u00e0m v\u00e0 ch\u00ednh Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng c\u0169ng gi\u00e1n ti\u1ebfp cho ph\u00e9p.<\/li>\n<\/ul>\n<p>L\u00e3i su\u1ea5t cao hay th\u1ea5p ph\u1ea3i do th\u1ecb tr\u01b0\u1eddng, v\u1edbi nh\u1eefng quy lu\u1eadt cung c\u1ea7u quy\u1ebft \u0111\u1ecbnh. Nh\u00e0 n\u01b0\u1edbc mu\u1ed1n \u0111i\u1ec1u ch\u1ec9nh kinh t\u1ebf, th\u00ec ph\u1ea3i d\u00f9ng c\u00e1c c\u00f4ng c\u1ee5 kinh t\u1ebf. Can thi\u1ec7p th\u00f4 b\u1ea1o b\u1eb1ng c\u00f4ng v\u0103n v\u00e0 c\u00f4ng c\u1ee5 h\u00e0nh ch\u00ednh l\u00e0 b\u00f3p m\u00e9o th\u1ecb tr\u01b0\u1eddng. L\u00e3i su\u1ea5t th\u1ea5p m\u00e0 kh\u00f4ng c\u00f3 ng\u01b0\u1eddi g\u1eedi, kh\u00f4ng gi\u00e1m cho vay th\u00ec ch\u1ec9 l\u00e0 th\u00e0nh t\u00edch \u1ea3o, c\u00f3 h\u1ea1i tr\u01b0\u1edbc m\u1eaft c\u0169ng nh\u01b0 l\u00e2u d\u00e0i cho n\u1ec1n kinh t\u1ebf. Vi\u1ec7c vi ph\u1ea1m c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y l\u00e0 h\u1eadu qu\u1ea3 c\u1ee7a c\u01a1 ch\u1ebf \u0111i\u1ec1u h\u00e0nh v\u0129 m\u00f4 b\u1ea5t c\u1eadp, l\u00e0 t\u00ecnh th\u1ebf t\u1ef1 c\u1ee9u m\u00ecnh, ch\u1ee9 kh\u00f4ng v\u00ec v\u1ecb th\u1ebf \u0111\u1ed9c quy\u1ec1n ho\u1eb7c do \u00fd mu\u1ed1n ch\u1ee7 quan.<\/p>\n<p>Vi\u1ec7c ph\u1ea1m lu\u1eadt th\u00ec ph\u1ea3i \u0111\u01b0\u1ee3c x\u1eed l\u00fd b\u1eb1ng lu\u1eadt. \u01af\u1edbc t\u00ednh c\u00f3 h\u00e0ng ng\u00e0n chi nh\u00e1nh v\u00e0 ph\u00f2ng giao d\u1ecbch ng\u00e2n h\u00e0ng ph\u1ea1m l\u1ed7i. N\u1ebfu s\u00f2ng ph\u1eb3ng ra, th\u00ec NHNN kh\u00f4ng th\u1ec3 ch\u1ec9 y\u00eau c\u1ea7u c\u00e1ch ch\u1ee9c m\u1ed9t v\u00e0i ng\u01b0\u1eddi. M\u00e0 c\u00e1ch ch\u1ee9c h\u00e0ng ng\u00e0n gi\u00e1m \u0111\u1ed1c, th\u00ec kh\u00e1c n\u00e0o gi\u00e1ng m\u1ed9t \u0111\u00f2n ch\u00ed m\u1ea1ng v\u00e0o h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng, nh\u1ed3i th\u00eam c\u01a1n b\u00e3o th\u1ee9 ba v\u00e0o t\u00e2m b\u00e3o. Y\u00eau c\u1ea7u c\u00e1ch ch\u1ee9c gi\u00e1m \u0111\u1ed1c l\u00e0 m\u1ed9t s\u00e1ng t\u00e1c ng\u1eabu h\u1ee9ng kh\u00f4ng d\u1ef1a tr\u00ean c\u01a1 s\u1edf ph\u00e1p l\u00fd n\u00e0o. N\u00f3 c\u00f3 th\u1ec3 c\u00f3 ch\u00fat l\u00fd \u0111\u1ed1i v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i nh\u00e0 n\u01b0\u1edbc (m\u00e0 con d\u1ea5u c\u00f3 ch\u1eef Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam).<\/p>\n<p>N\u1ebfu giao d\u1ecbch vay m\u01b0\u1ee3n v\u01b0\u1ee3t 150% l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n, th\u00ec c\u00f3 ba h\u00ecnh th\u1ee9c x\u1eed l\u00fd nh\u01b0 sau theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt:<\/p>\n<ul>\n<li>X\u1eed l\u00fd theo tr\u00e1ch nhi\u1ec7m h\u00ecnh s\u1ef1, n\u1ebfu cho vay v\u01b0\u1ee3t 1.500% l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n (10 l\u1ea7n l\u00e3i su\u1ea5t cho vay cao nh\u1ea5t), \u0111\u00f3 l\u00e0 c\u00f4ng vi\u1ec7c c\u1ee7a c\u00e1c c\u01a1 quan \u0111i\u1ec1u tra, truy t\u1ed1 v\u00e0 x\u00e9t x\u1eed;<\/li>\n<li>X\u1eed l\u00fd vi ph\u1ea1m h\u00e0nh ch\u00ednh, n\u1ebfu ph\u00e1p lu\u1eadt c\u00f3 quy \u0111\u1ecbnh. Hi\u1ec7n nay, ch\u01b0a c\u00f3 quy \u0111\u1ecbnh v\u1ec1 x\u1eed ph\u1ea1t v\u1ec1 lo\u1ea1i vi ph\u1ea1m v\u01b0\u1ee3t tr\u1ea7n l\u00e3i su\u1ea5t;<\/li>\n<li>X\u1eed l\u00fd theo quan h\u1ec7 ph\u00e1p lu\u1eadt d\u00e2n s\u1ef1, th\u00f4ng qua to\u00e0 \u00e1n ho\u1eb7c tr\u1ecdng t\u00e0i th\u01b0\u01a1ng m\u1ea1i.<\/li>\n<\/ul>\n<p>Nh\u01b0 v\u1eady, trong c\u1ea3 3 h\u00ecnh th\u1ee9c x\u1eed l\u00fd n\u00f3i tr\u00ean, ph\u00e1p lu\u1eadt kh\u00f4ng giao quy\u1ec1n cho NHNN c\u00f3 ch\u1ed7 cho vi\u1ec7c x\u1eed l\u00fd. Do v\u1eady, n\u1ebfu h\u00e0nh x\u1eed \u0111\u00fang lu\u1eadt, NHNN ch\u1ec9 c\u00f3 th\u1ec3 l\u01b0u \u00fd, nh\u1eafc nh\u1edf c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i. C\u00f2n x\u1eed l\u00fd c\u1ee5 th\u1ec3 th\u1ebf n\u00e0o l\u00e0 ph\u1ea3i theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt. N\u1ebfu ng\u01b0\u1eddi lao \u0111\u1ed9ng c\u00f3 vi ph\u1ea1m k\u1ef7 lu\u1eadt lao \u0111\u1ed9ng, th\u00ec tu\u1ef3 theo m\u1ee9c \u0111\u1ed9 m\u00e0 x\u1eed l\u00fd. Ho\u00e0n to\u00e0n kh\u00f4ng c\u00f3 b\u1ea5t c\u1ee9 c\u01a1 s\u1edf ph\u00e1p l\u00fd n\u00e0o \u0111\u1ec3 c\u01a1 quan qu\u1ea3n l\u00fd Nh\u00e0 n\u01b0\u1edbc y\u00eau c\u1ea7u doanh nghi\u1ec7p c\u00e1ch ch\u1ee9c ng\u01b0\u1eddi n\u00e0y, ng\u01b0\u1eddi n\u1ecd. T\u1ea1i sao l\u1ea1i l\u00e0 c\u00e1ch ch\u1ee9c m\u00e0 kh\u00f4ng ph\u1ea3i l\u00e0 khi\u1ec3n tr\u00e1ch hay sa th\u1ea3i? V\u00e0 s\u1ebd ph\u1ea3i c\u00e1ch ch\u1ee9c ai, khi m\u00e0 ch\u00ednh NHNN c\u0169ng v\u01b0\u1ee3t tr\u1ea7n l\u00e3i su\u1ea5t theo quy \u0111\u1ecbnh c\u1ee7a B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1, c\u1ee5 th\u1ec3 l\u00e0 gi\u1eefa th\u00e1ng 2-2008, l\u00e3i su\u1ea5t th\u1ecb tr\u01b0\u1eddng m\u1edf qua \u0111\u1ea5u th\u1ea7u gi\u1ea5y t\u1edd c\u00f3 gi\u00e1 ng\u1eafn h\u1ea1n t\u1ea1i NHNN l\u00ean t\u1edbi 15%\/n\u0103m cho k\u1ef3 h\u1ea1n vay ch\u1ec9 c\u00f3 2 tu\u1ea7n<a href=\"#_ftn1\" name=\"_ftnref1\">[1]<\/a>, b\u1eb1ng 171% l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n (8,75%) do ch\u00ednh m\u00ecnh \u0111\u1eb7t ra?<\/p>\n<p>\u0110\u00e2y l\u00e0 m\u1ed9t h\u00e0nh \u0111\u1ed9ng l\u1ea1m quy\u1ec1n, l\u00e0 s\u1ef1 can thi\u1ec7p h\u00e0nh ch\u00ednh qu\u00e1 s\u00e2u v\u00e0o quan h\u1ec7 kinh doanh. Nguy h\u1ea1i l\u00e0 \u1edf ch\u1ed7, nh\u1eefng \u0111\u1ed9ng th\u00e1i n\u00e0y c\u00f3 th\u1ebf d\u1eabn \u0111\u1ebfn th\u1ea3m ho\u1ea1 v\u1edbi ng\u00e0nh ng\u00e2n h\u00e0ng v\u00e0 h\u1eadu ho\u1ea1 ti\u1ebfp theo cho c\u1ea3 n\u1ec1n kinh t\u1ebf. N\u1ebfu c\u1ee9 ch\u1eb7n h\u1ecdng ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, th\u00ec c\u0169ng \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c ch\u1eb7n \u0111\u1ee9ng d\u00f2ng v\u1ed1n t\u1eeb ng\u00e2n h\u00e0ng \u0111\u1ebfn doanh nghi\u1ec7p. Ng\u01b0\u1eddi vay v\u1ed1n ch\u1ea5p nh\u1eadn mua h\u00e0ng \u0111\u1eaft hay kh\u00f4ng mua \u0111\u01b0\u1ee3c g\u00ec trong th\u1eddi b\u00e3o gi\u00e1?<\/p>\n<p><strong>Gi\u1ea3i ph\u00e1p cho doanh nghi\u1ec7p<\/strong><\/p>\n<p>Con t\u00e0u kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e9p d\u1eebng l\u1ea1i khi g\u1eb7p b\u00e3o bi\u1ec3n, kh\u00f4ng ph\u1ea3i nh\u1eb1m ti\u1ebfn l\u00ean, m\u00e0 tr\u01b0\u1edbc h\u1ebft l\u00e0 \u0111\u1ec3 kh\u00f4ng b\u1ecb x\u00f4 \u0111\u1ea9y, v\u00f9i d\u1eadp, nh\u1ea5n ch\u00ecm. Doanh nghi\u1ec7p c\u0169ng kh\u00f4ng th\u1ec3 tr\u1ed1n kh\u1ecfi c\u01a1n b\u00e3o gi\u00e1, m\u00e0 ph\u1ea3i ch\u1ea5p nh\u1eadn \u0111\u1ed1i \u0111\u1ea7u b\u1eb1ng c\u00e1ch:<\/p>\n<ul>\n<li>L\u00ean ph\u01b0\u01a1ng \u00e1n v\u00e0 t\u00ecm gi\u1ea3i ph\u00e1p ch\u1ee7 \u0111\u1ed9ng \u1ee9ng ph\u00f3 \u0111\u1ed1i v\u1edbi c\u00e1c t\u00ecnh hu\u1ed1ng kh\u00f3 kh\u0103n, kh\u00f4ng lo\u1ea1i tr\u1eeb di\u1ec5n bi\u1ebfn x\u1ea5u nh\u1ea5t. S\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 t\u01b0 v\u1ea5n c\u1ee7a c\u00e1c c\u00f4ng ty v\u00e0 chuy\u00ean gia \u0111\u1ec3 qu\u1ea3n l\u00fd c\u00e1c n\u1ed9i dung v\u00e0 x\u1eed l\u00fd c\u00e1c th\u1ee7 t\u1ee5c trong vi\u1ec7c thay \u0111\u1ed5i h\u1ee3p \u0111\u1ed3ng kinh doanh, th\u01b0\u01a1ng m\u1ea1i, lao \u0111\u1ed9ng, t\u00edn d\u1ee5ng, b\u1ea3o \u0111\u1ea3m ti\u1ec1n vay,.. tr\u00e1nh h\u00e0nh x\u1eed sai ph\u00e1p lu\u1eadt, d\u1eabn \u0111\u1ebfn tranh ch\u1ea5p, c\u00e1i x\u1ea3y n\u1ea3y c\u00e1i ung.<\/li>\n<li>\u0110i\u1ec1u ch\u1ec9nh ngay m\u1ee5c ti\u00eau, k\u1ebf ho\u1ea1ch th\u00edch h\u1ee3p, t\u1eeb b\u1ecf \u0111a m\u1ee5c ti\u00eau, v\u00ed d\u1ee5 nh\u01b0 ph\u1ea3i l\u1ef1a ch\u1ecdn gi\u1eef kh\u00e1ch h\u00e0ng hay gi\u1eef quy m\u00f4, gi\u1eef th\u1ecb ph\u1ea7n hay gi\u1eef l\u1ee3i nhu\u1eadn;<\/li>\n<li>Th\u1eaft ch\u1eb7t chi ti\u00eau th\u1eadt s\u1ef1 kh\u00f4ng c\u1ea5p thi\u1ebft, ti\u1ebft ki\u1ec7m m\u1ecdi th\u1ee9 chi ph\u00ed. C\u00f3 th\u1ec3 ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c nhi\u1ec1u ti\u1ec1n b\u1ea1c t\u1eeb m\u1ed9t ch\u1ed7, m\u1ed9t kh\u00e2u ti\u00eau nhi\u1ec1u ti\u1ec1n v\u00e0 t\u1eeb nhi\u1ec1u ch\u1ed7, nhi\u1ec1u kh\u00e2u ti\u00eau \u00edt ti\u1ec1n. Tuy nhi\u00ean, kh\u00f4ng n\u00ean c\u1eaft gi\u1ea3m l\u01b0\u01a1ng c\u1ee7a nh\u1eefng v\u1ecb tr\u00ed qu\u1ea3n l\u00fd v\u00e0 nh\u00e2n vi\u00ean lao \u0111\u1ed9ng ch\u00ednh. Doanh nghi\u1ec7p kh\u00f3 kh\u0103n, th\u00ec ng\u01b0\u1eddi lao \u0111\u1ed9ng c\u0169ng kh\u00f3 kh\u0103n, c\u1ea7n ch\u1ea5p nh\u1eadn kho\u1ea3n chi ph\u00ed \u0111\u1ed3ng th\u1eddi l\u00e0 \u0111\u1ea7u t\u01b0 n\u00e0y \u0111\u1ec3 gi\u1eef ng\u01b0\u1eddi, ch\u00ednh l\u00e0 t\u00e0i s\u1ea3n c\u1ee7a doanh nghi\u1ec7p; gi\u1eef \u0111\u01b0\u1ee3c ng\u01b0\u1eddi l\u00e0 gi\u1eef \u0111\u01b0\u1ee3c c\u1ea3 ti\u1ec1n b\u1ea1c v\u00e0 ni\u1ec1m tin;<\/li>\n<li>Qu\u1ea3n l\u00fd ch\u1eb7t ch\u1ebd c\u00f4ng n\u1ee3, gi\u1ea3m thi\u1ec3u \u0111\u1ea7u t\u01b0 m\u1edbi, th\u1eadn tr\u1ecdng trong vi\u1ec7c \u0111\u1ea7u t\u01b0 m\u1edf r\u1ed9ng; h\u1ea1n ch\u1ebf c\u00e1c ho\u1ea1t \u0111\u1ed9ng v\u00ec m\u1ee5c ti\u00eau xa; gi\u1eef v\u1eefng nh\u1eefng kh\u00e2u s\u1ea3n xu\u1ea5t, kinh doanh c\u1ed1t l\u00f5i, thu h\u1eb9p quy m\u00f4 \u1edf nh\u1eefng kh\u00e2u trung gian, hi\u1ec7u qu\u1ea3 kh\u00f4ng r\u00f5 r\u00e0ng;<\/li>\n<li>L\u00e0m vi\u1ec7c v\u1edbi ng\u00e2n h\u00e0ng \u0111ang quan h\u1ec7, x\u00e1c \u0111\u1ecbnh l\u1ea1i m\u1ed9t c\u00e1ch ch\u1eafc ch\u1eafn v\u1ec1 kh\u1ea3 n\u0103ng c\u1ea5p v\u1ed1n, l\u00e3i su\u1ea5t, t\u1ef7 gi\u00e1, v\u00ec kh\u00f3 c\u00f3 kh\u1ea3 n\u0103ng l\u1ef1a ch\u1ecdn ng\u00e2n h\u00e0ng thay th\u1ebf, do c\u00e1c ng\u00e2n h\u00e0ng c\u0169ng trong t\u00ecnh tr\u1ea1ng kh\u00f3 kh\u0103n;<\/li>\n<li>Xem ra, kh\u00f4ng c\u00f3 gi\u1ea3i ph\u00e1p \u0111\u1eb7c th\u00f9 n\u00e0o \u0111\u1ec3 \u0111\u1ed1i ph\u00f3 v\u1edbi t\u00ecnh hu\u1ed1ng n\u00e0y v\u00e0 c\u00e0ng kh\u00f4ng c\u00f3 c\u00f4ng th\u1ee9c chung cho m\u1ecdi doanh nghi\u1ec7p. Gi\u1ea3i ph\u00e1p, n\u1ebfu c\u00f3, th\u00ec c\u0169ng ch\u1ec9 l\u00e0 t\u1ed5ng h\u1ee3p t\u1ea5t c\u1ea3 nh\u1eefng b\u00e0i to\u00e1n kinh doanh \u00e1p d\u1ee5ng trong m\u1ecdi th\u1eddi. B\u00ed quy\u1ebft th\u00e0nh c\u00f4ng ph\u1ee5 thu\u1ed9c v\u00e0o k\u1ef9 n\u0103ng, ngh\u1ec7 thu\u1eadt, bi\u1ec7n ph\u00e1p \u1ee9ng x\u1eed tu\u1ef3 theo th\u1eddi \u0111i\u1ec3m, li\u1ec1u l\u01b0\u1ee3ng, l\u00e0 s\u1ef1 gia gi\u1ea3m, nh\u1ea1y c\u1ea3m c\u1ee7a t\u01b0 duy v\u00e0 t\u1ed1c \u0111\u1ed9. D\u00f9 \u00e1p d\u1ee5ng gi\u1ea3i ph\u00e1p n\u00e0o, th\u00ec c\u0169ng \u0111\u1ec1u c\u1ea7n h\u01b0\u1edbng t\u1edbi k\u1ebf s\u00e1ch l\u00e2u b\u1ec1n, th\u1ef1c ch\u1ea5t nh\u01b0 c\u01a1 c\u1ea5u l\u1ea1i doanh nghi\u1ec7p, x\u00e2y d\u1ef1ng ho\u1eb7c thay \u0111\u1ed5i chi\u1ebfn l\u01b0\u1ee3c s\u1ea3n ph\u1ea9m, chi\u1ebfn l\u01b0\u1ee3c c\u1ea1nh tranh, chi\u1ebfn l\u01b0\u1ee3c nh\u00e2n s\u1ef1 \u0111\u1ec3 \u0111\u1ed1i ph\u00f3 v\u1edbi kh\u1ee7ng ho\u1ea3ng. Ch\u1ed1ng b\u00e3o ph\u1ea3i t\u1eeb thi\u1ebft k\u1ebf, \u0111\u1ed5 m\u00f3ng, x\u00e2y t\u01b0\u1eddng, d\u1ef1ng m\u00e1i, ch\u1ee9 kh\u00f4ng th\u1ec3 ch\u1ec9 l\u00e0 \u0111\u00f3ng c\u1eeda, ch\u1eb1ng d\u00e2y, c\u01b0a c\u00e2y, ch\u1eafn s\u00f3ng.<\/li>\n<\/ul>\n<p><strong>Ki\u1ebfn ngh\u1ecb v\u1edbi Ch\u00ednh ph\u1ee7<\/strong><\/p>\n<ul>\n<li>C\u1ea7n \u0111i\u1ec1u h\u00e0nh n\u1ec1n kinh t\u1ebf v\u1edbi c\u00e1c gi\u1ea3i ph\u00e1p \u0111\u1ed3ng b\u1ed9, c\u00e2n \u0111\u1ed1i t\u1ed5ng th\u1ec3, kh\u00f4ng quy\u1ebft m\u1ed9t ho\u1ea1t \u0111\u1ed9ng n\u00e0y nh\u01b0ng kh\u00f4ng t\u00ednh \u0111\u1ebfn hi\u1ec7u \u1ee9ng, l\u00e0m \u1ea3nh h\u01b0\u1edfng x\u1ea5u \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng kh\u00e1c. \u00c1p \u0111\u1eb7t ch\u00ednh s\u00e1ch kinh t\u1ebf c\u1ea7n c\u00f3 l\u1ed9 tr\u00ecnh h\u1ee3p l\u00fd; kh\u00f4ng \u00e1p d\u1ee5ng bi\u1ec7n ph\u00e1p s\u1ed1c. \u0110i\u1ec1u ch\u1ec9nh \u0111\u1ed9t ng\u1ed9t l\u00e0m cho doanh nghi\u1ec7p cho\u00e1ng v\u00e1ng v\u00e0 g\u1ee5c ng\u00e3. Ch\u1eb3ng h\u1ea1n, duy tr\u00ec l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n m\u1ed9t c\u00e1ch b\u1ea5t h\u1ee3p l\u00fd trong nhi\u1ec1u n\u0103m, r\u1ed3i b\u1ea5t ng\u1edd t\u0103ng l\u00ean 37%, k\u00e9o d\u00e0i vi\u1ec7c gi\u1eef gi\u00e1 x\u0103ng d\u1ea7u m\u1ed9t c\u00e1ch b\u1ea5t h\u1ee3p l\u00fd, r\u1ed3i b\u1ea5t th\u00ecnh l\u00ecnh t\u0103ng 31-44%, hay trong l\u00fac ngu\u1ed3n v\u1ed1n v\u00e0 kh\u1ea3 n\u0103ng thanh to\u00e1n c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng \u0111ang r\u1ea5t c\u0103ng th\u1eb3ng, l\u1ea1i t\u1ee9c th\u1eddi r\u00fat \u0111i 20.300 t\u1ef7 \u0111\u1ed3ng;<\/li>\n<li>Ch\u00ednh s\u00e1ch c\u1ee7a Ch\u00ednh ph\u1ee7 ph\u1ea3i nh\u1eb1m th\u00fac \u0111\u1ea9y t\u1ef1 so s\u00e1ng t\u1ea1o, t\u1ef1 do kinh doanh, t\u1ea1o ra nhi\u1ec1u giao d\u1ecbch v\u00e0 gi\u00e1 tr\u1ecb gia t\u0103ng. \u0110\u1eb7t ra h\u00e0ng tr\u0103m lo\u1ea1i gi\u1ea5y ph\u00e9p kinh doanh, m\u00e0 ch\u1ec9 qu\u1ea3n \u0111\u01b0\u1ee3c gi\u1ea5y, th\u00ec kh\u00e1c n\u00e0o \u0111\u01b0\u1eddi \u01b0\u01a1i gi\u1eef \u1ed1ng. D\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 c\u0169ng ph\u1ea3i c\u00f3 v\u1ed1n ph\u00e1p \u0111\u1ecbnh 2 t\u1ef7 \u0111\u1ed3ng, ch\u1eafc ch\u1eafn l\u00e0m kh\u00f3 doanh nghi\u1ec7p, nh\u01b0ng s\u1ebd ch\u1eb3ng c\u00f3 t\u00e1c d\u1ee5ng t\u1ed1t h\u01a1n cho th\u1ecb tr\u01b0\u1eddng n\u00e0y. Ch\u00ednh ph\u1ee7 c\u00e0ng kh\u00f4ng th\u1ec3 \u0111\u1ee9ng tr\u00ean ph\u00e1p lu\u1eadt, kh\u00f4ng th\u1ec3 c\u1ea5m c\u00e1c doanh nghi\u1ec7p l\u00e0m nh\u1eefng \u0111i\u1ec1u m\u00e0 ph\u00e1p lu\u1eadt kh\u00f4ng c\u1ea5m. B\u1edfi \u0110i\u1ec1u 57, Hi\u1ebfn ph\u00e1p n\u01b0\u1edbc ta \u0111\u00e3 kh\u1eb3ng \u0111\u1ecbnh: \u201cC\u00f4ng d\u00e2n c\u00f3 quy\u1ec1n t\u1ef1 do kinh doanh theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt\u201d. Vi\u1ec7c c\u1ea5m ng\u00e2n h\u00e0ng thu t\u1ea5t c\u1ea3 c\u00e1c lo\u1ea1i ph\u00ed li\u00ean quan \u0111\u1ebfn t\u00edn d\u1ee5ng v\u00e0 USD, trong khi ph\u00e1p lu\u1eadt kh\u00f4ng c\u1ea5m, th\u00ec c\u00f3 ph\u1ea3i l\u00e0 h\u00e0nh \u0111\u1ed9ng c\u1ea5m tr\u00e1i lu\u1eadt? C\u00e0ng nh\u1eefng l\u00fac kh\u00f3 kh\u0103n nh\u01b0 th\u1ebf n\u00e0y, lu\u1eadt l\u1ec7, ch\u00ednh s\u00e1ch c\u1ee7a Nh\u00e0 n\u01b0\u1edbc c\u00e0ng ph\u1ea3i h\u01b0\u1edbng t\u1edbi hi\u1ec7u qu\u1ea3 v\u00e0 l\u1ee3i \u00edch kinh t\u1ebf, trong \u0111\u00f3 \u0111\u1eb7c bi\u1ec7t \u01b0u ti\u00ean cho s\u1ef1 v\u1eadn h\u00e0nh theo quy lu\u1eadt kinh t\u1ebf th\u1ecb tr\u01b0\u1eddng c\u1ea1nh tranh \u2013 \u0111\u00e0o th\u1ea3i m\u1ed9t c\u00e1ch c\u00f4ng b\u1eb1ng, t\u1ef1 nhi\u00ean. N\u1ebfu v\u00ec l\u1ee3i \u00edch chung, c\u1ea7n c\u00f3 m\u1ed9t s\u1ed1 h\u1ea1n ch\u1ebf c\u00f3 t\u00ednh ch\u1ea5t t\u00ecnh th\u1ebf, th\u00ec tr\u01b0\u1edbc h\u1ebft c\u1ea7n thuy\u1ebft ph\u1ee5c doanh nghi\u1ec7p \u0111\u1ed3ng t\u00ecnh v\u00e0 t\u1ef1 nguy\u1ec7n, ch\u1ee9 kh\u00f4ng th\u1ec3 d\u00f9ng c\u01a1 ch\u1ebf h\u00e0nh ch\u00ednh \u00e1p \u0111\u1eb7t;<\/li>\n<li>C\u1ea7n n\u1edbi l\u1ecfng c\u00e1c bi\u1ec7n ph\u00e1p ch\u1ed1ng l\u1ea1m ph\u00e1t \u0111\u00e1nh v\u00e0o ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i ngo\u00e0i qu\u1ed1c doanh, tr\u00e1nh cho nguy c\u01a1 ng\u00e2n h\u00e0ng \u0111ang v\u00e0 s\u1ebd r\u01a1i v\u00e0o t\u00ecnh tr\u1ea1ng t\u00ea li\u1ec7t. Ng\u00e2n h\u00e0ng y\u1ebfu m\u1ed9t, n\u1ec1n kinh t\u1ebf y\u1ebfu hai, ng\u00e2n h\u00e0ng thi\u1ec7t m\u1ed9t, c\u00e1c doanh nghi\u1ec7p thi\u1ec7t m\u01b0\u1eddi. C\u1ea7n nhanh ch\u00f3ng c\u1ea5p ph\u00e9p ch\u00ednh th\u1ee9c cho c\u00e1c ng\u00e2n h\u00e0ng \u0111\u00e3 \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn v\u1ec1 nguy\u00ean t\u1eafc, \u0111\u1ec3 \u0111\u01b0a h\u00e0ng ch\u1ee5c ng\u00e0n t\u1ef7 \u0111\u1ed3ng \u0111ang b\u1ecb phong to\u1ea3 tham gia s\u1ea3n xu\u1ea5t, kinh doanh, \u0111\u1ed3ng th\u1eddi l\u1ea5y l\u1ea1i ni\u1ec1m tin c\u1ee7a doanh nghi\u1ec7p v\u1ec1 c\u01a1 h\u1ed9i ti\u1ebfp c\u1eadn ngu\u1ed3n v\u1ed1n m\u1edbi c\u0169ng nh\u01b0 v\u1ec1 ch\u00ednh s\u00e1ch nh\u1ea5t qu\u00e1n c\u1ee7a Ch\u00ednh ph\u1ee7.<\/li>\n<li>Ch\u00ednh ph\u1ee7 ph\u1ea3i t\u1eeb b\u1ecf t\u01b0 c\u00e1ch c\u1ee7a \u00f4ng ch\u1ee7 doanh nghi\u1ec7p nh\u00e0 n\u01b0\u1edbc khi ban h\u00e0nh quy\u1ebft s\u00e1ch cho c\u1ed9ng \u0111\u1ed3ng doanh nghi\u1ec7p. \u00d4ng ch\u1ee7 Nh\u00e0 n\u01b0\u1edbc c\u00f3 to\u00e0n quy\u1ec1n ra l\u1ec7nh cho c\u00f4ng ty nh\u00e0 n\u01b0\u1edbc mua \u0111\u1eaft, b\u00e1n l\u1ed7, c\u00f3 quy\u1ec1n y\u00eau c\u1ea7u ng\u00e2n h\u00e0ng ch\u00ednh s\u00e1ch cho vay v\u1edbi b\u1ea5t k\u1ef3 l\u00e3i su\u1ea5t n\u00e0o. Nh\u01b0ng \u00f4ng ch\u1ee7 \u1ea5y kh\u00f4ng th\u1ec3 \u0111\u00f3ng vai c\u1ee7a \u00f4ng ch\u1ee7 ng\u00e2n h\u00e0ng c\u1ed5 ph\u1ea7n, b\u1eaft h\u1ecd ph\u1ea3i cho vay v\u1edbi l\u00e3i su\u1ea5t kh\u00f4ng \u0111\u1ee7 b\u00f9 \u0111\u1eafp chi ph\u00ed v\u00e0 b\u00e1n USD v\u1edbi gi\u00e1 th\u1ea5p h\u01a1n gi\u00e1 mua v\u00e0o, b\u1ea5t lu\u1eadn v\u00ec ch\u1ed1ng l\u1ea1m ph\u00e1t hay l\u00e0 m\u1ed9t m\u1ee5c ti\u00eau n\u00e0o kh\u00e1c.<\/li>\n<li>T\u1ea5t c\u1ea3 nh\u1eefng ch\u00ednh s\u00e1ch \u0111\u00fang \u0111\u1eafn, nh\u01b0ng ch\u01b0a \u0111\u00fang th\u1eddi \u0111i\u1ec3m, kh\u00f4ng \u0111\u1ed3ng b\u1ed9, thi\u1ebfu gi\u1ea3i ph\u00e1p th\u1ea5u \u0111\u00e1o, c\u1ee5 th\u1ec3, th\u00ec r\u1ea5t c\u00f3 nguy c\u01a1 bi\u1ebfn th\u00e0nh sai l\u1ea7m. Ch\u1eadm tr\u1ec5, tr\u00ec tr\u1ec7 hay n\u00f3ng v\u1ed9i m\u1ed9t chi\u1ec1u th\u00ec c\u0169ng \u0111\u1ec1u g\u00e2y ho\u1ea1. Kh\u1ed5ng T\u1eed \u0111\u00e3 n\u00f3i: \u201cKh\u00f4ng d\u0103n b\u1ea3o tr\u01b0\u1edbc m\u00e0 mu\u1ed1n th\u00e0nh vi\u1ec7c ngay, \u0111\u1ea5y g\u1ecdi l\u00e0 hung b\u1ea1o; hi\u1ec7u l\u1ec7nh \u0111\u1ec3 tr\u1ec5 l\u00e2u, \u0111\u1ebfn k\u1ef3 th\u00fac gi\u1ee5c, \u1ea5y l\u00e0 th\u00f9 h\u1ea1i d\u00e2n\u201d.<\/li>\n<\/ul>\n<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;<\/p>\n<p>Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, <em>C\u00f4ng ty Lu\u1eadt ANVI<\/em><\/p>\n<p>&nbsp;<\/p>\n<p><strong><em>Nh\u00e2n D\u00e2n \u0111i\u1ec7n t\u1eed<\/em><\/strong><\/p>\n<p>C\u1eadp nh\u1eadt 18:01 ng\u00e0y 24-07-2008<\/p>\n<p><strong>V\u00f2ng xo\u00e1y l\u1ea1m ph\u00e1t: Doanh nghi\u1ec7p nh\u1ecf &#8211; \u00a0n\u1ed7i lo l\u1edbn<\/strong><\/p>\n<p><strong>ND\u0110T &#8211; L\u1ea1m ph\u00e1t, th\u00e2m h\u1ee5t c\u00e1n c\u00e2n th\u01b0\u01a1ng m\u1ea1i, \u0111ang \u1ea3nh h\u01b0\u1edfng nghi\u00eam tr\u1ecdng \u0111\u1ebfn t\u1ea5t c\u1ea3 c\u00e1c kh\u00eda c\u1ea1nh c\u1ee7a \u0111\u1eddi s\u1ed1ng kinh t\u1ebf-x\u00e3 h\u1ed9i. M\u01b0u sinh ng\u00e0y c\u00e0ng kh\u00f3 kh\u0103n, gi\u00e1 c\u1ea3 \u0111\u1ea7u v\u00e0o cho s\u1ea3n xu\u1ea5t li\u00ean t\u1ee5c t\u0103ng \u0111\u1ed9t bi\u1ebfn, nguy c\u01a1 th\u1ea5t nghi\u1ec7p, ph\u00e1 s\u1ea3n \u0111ang hi\u1ec3n hi\u1ec7n. <\/strong><\/p>\n<p>M\u1edf \u0111\u1ea7u cu\u1ed9c h\u1ed9i th\u1ea3o \u201c\u1ee8ng ph\u00f3 l\u1ea1m ph\u00e1t t\u1eeb g\u00f3c \u0111\u1ed9 qu\u1ea3n tr\u1ecb doanh nghi\u1ec7p\u201d s\u00e1ng nay, ti\u1ebfn s\u0129 H\u00e0n M\u1ea1nh Ti\u1ebfn, Ch\u1ee7 t\u1ecbch H\u1ed9i c\u00e1c nh\u00e0 qu\u1ea3n tr\u1ecb doanh nghi\u1ec7p Vi\u1ec7t Nam n\u00f3i: \u201cH\u01a1n ai h\u1ebft, ch\u00fang ta, c\u00e1c nh\u00e0 qu\u1ea3n tr\u1ecb doanh nghi\u1ec7p, c\u1ea3m nh\u1eadn m\u1ed9t c\u00e1ch tr\u1ef1c ti\u1ebfp v\u00e0 s\u00e2u s\u1eafc nh\u1ea5t nh\u1eefng t\u00e1c \u0111\u1ed9ng c\u1ee7a t\u00ecnh tr\u1ea1ng n\u00e0y\u201d.<\/p>\n<p>H\u01a1n 100 \u0111\u1ea1i bi\u1ec3u l\u00e0 c\u00e1c nh\u00e0 qu\u1ea3n tr\u1ecb doanh nghi\u1ec7p, c\u00e1c chuy\u00ean gia trong n\u01b0\u1edbc v\u00e0 qu\u1ed1c t\u1ebf, \u0111\u1ea1i di\u1ec7n m\u1ed9t s\u1ed1 c\u01a1 quan qu\u1ea3n l\u00fd nh\u00e0 n\u01b0\u1edbc s\u00e1ng nay \u0111\u1ebfn d\u1ef1 H\u1ed9i th\u1ea3o v\u1edbi nh\u1eefng c\u00f4ng vi\u1ec7c, v\u1ecb tr\u00ed kh\u00e1c nhau, nh\u01b0ng t\u1ea5t c\u1ea3 h\u1ecd \u0111\u1ec1u c\u00f3 chung m\u1ed9t n\u1ed7i lo l\u00e0 l\u1ea1m ph\u00e1t v\u00e0 l\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 s\u1ed1ng chung v\u1edbi l\u1ea1m ph\u00e1t.<\/p>\n<p><strong>\u201cV\u00f2ng quay b\u1ebf t\u1eafc\u201d c\u1ee7a \u00f4ng \u0110<\/strong><strong>\u1ee9c<\/strong><\/p>\n<p>\u00d4ng Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c l\u00e0 <em>Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI<\/em>. C\u00e1i kh\u00f3 \u0111\u1ed1i v\u1edbi \u00f4ng v\u00e0 c\u1ee7a c\u00e1c nh\u00e0 qu\u1ea3n tr\u1ecb doanh nghi\u1ec7p hi\u1ec7n nay l\u00e0 ch\u01b0a th\u1ec3 tho\u00e1t kh\u1ecfi v\u00f2ng xo\u00e1y l\u1ea1m ph\u00e1t.<\/p>\n<p>\u00d4ng \u0110\u1ee9c n\u00f3i, c\u00e1c doanh nghi\u1ec7p ch\u00e2n ch\u00ednh \u0111\u1ec1u mu\u1ed1n gi\u1ea3m gi\u00e1 th\u00e0nh s\u1ea3n ph\u1ea9m, nh\u01b0ng l\u1ea1i ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi \u201c\u0111\u1ecbch th\u1ee7\u201d l\u00e0 h\u00e0ng h\u00f3a \u0111\u1ea7u v\u00e0o li\u00ean t\u1ee5c t\u0103ng cao. Khi l\u1ea1m ph\u00e1t l\u00ean cao, thi\u00ean h\u1ea1 l\u1ea1i \u0111ua nhau t\u0103ng gi\u00e1. T\u0103ng gi\u00e1 th\u00ec d\u1ec5, nh\u01b0ng b\u00e1n \u0111\u01b0\u1ee3c l\u1ea1i l\u00e0 v\u1ea5n \u0111\u1ec1, v\u00ec t\u00fai ti\u1ec1n c\u1ee7a m\u1ecdi ng\u01b0\u1eddi \u0111\u1ec1u r\u1ed7ng. Khi t\u00fai r\u1ed7ng th\u00ec kh\u00f4ng th\u1ec3 n\u00f3i chuy\u1ec7n kinh doanh, v\u00ec v\u1eady, doanh nghi\u1ec7p ph\u1ea3i c\u1ea7u \u0111\u1ebfn ng\u00e2n h\u00e0ng. Nh\u01b0ng b\u1ea3n ch\u1ea5t ng\u00e2n h\u00e0ng c\u0169ng l\u00e0 m\u1ed9t doanh nghi\u1ec7p, m\u00e0 l\u1ea1i l\u00e0 lo\u1ea1i doanh nghi\u1ec7p \u0111\u1eb7c bi\u1ec7t, ngh\u0129a l\u00e0 v\u1eabn ph\u1ea3i coi c\u00e1i g\u1ed1c c\u1ee7a kinh doanh l\u00e0 s\u1ea3n ph\u1ea9m, c\u00e1i \u0111\u00edch l\u00e0 l\u1ee3i nhu\u1eadn. Nh\u01b0ng s\u1ea3n ph\u1ea9m c\u00f3 t\u1ed1t, b\u1ec1n, r\u1ebb, \u0111\u1eb9p, m\u00e0 kh\u00f4ng b\u00e1n \u0111\u01b0\u1ee3c th\u00ec c\u0169ng v\u00f4 ngh\u0129a. Nh\u01b0ng cho d\u00f9 c\u00f3 b\u00e1n h\u00e0ng gi\u00e1 cao, m\u00e0 kh\u00f4ng thu \u0111\u01b0\u1ee3c ti\u1ec1n v\u1ec1 th\u00ec c\u0169ng v\u00f4 v\u1ecb.<\/p>\n<p>\u00d4ng \u0110\u1ee9c ph\u00e2n t\u00edch, m\u1eb7c d\u00f9 kh\u00f4ng mu\u1ed1n nh\u01b0ng c\u00e1c ng\u00e2n h\u00e0ng ph\u1ea3i \u0111ua nhau t\u0103ng l\u00e3i su\u1ea5t v\u00ec kh\u00f4ng c\u00f3 ti\u1ec1n m\u1eb7t v\u00e0 k\u1ebft qu\u1ea3 l\u00e0 \u201cdoanh nghi\u1ec7p l\u1ea1i kh\u00f3 vay, v\u00f2ng quay l\u1ea1i b\u1ebf t\u1eafc\u201d.<\/p>\n<p>Cu\u1ed1i c\u00f9ng \u00f4ng \u0110\u1ee9c c\u0169ng n\u00f3i l\u00ean \u0111\u01b0\u1ee3c n\u1ed7i lo c\u1ee7a m\u00ecnh khi d\u1eabn d\u1ee5, ng\u00e2n h\u00e0ng \u0111ang duy tr\u00ec l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n m\u1ed9t c\u00e1ch h\u1ee3p l\u00fd trong nhi\u1ec1u n\u0103m, r\u1ed3i b\u1ea5t ng\u1edd t\u0103ng l\u00ean 37%. Gi\u00e1 x\u0103ng d\u1ea7u \u0111ang gi\u1eef \u1edf m\u1ee9c h\u1ee3p l\u00fd trong m\u1ed9t th\u1eddi gian d\u00e0i, b\u1ed5ng ch\u1ed1c v\u1ecdt l\u00ean h\u01a1n 30%. Trong l\u00fac ngu\u1ed3n v\u1ed1n v\u00e0 kh\u1ea3 n\u0103ng thanh to\u00e1n c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng \u0111ang c\u0103ng th\u1eb3ng, l\u1ea1i \u0111\u1ed9t ng\u1ed9t r\u00fat \u0111i h\u01a1n 20 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng.<\/p>\n<p>\u00d4ng \u0110\u1ee9c mong r\u1eb1ng, Ch\u00ednh ph\u1ee7 c\u1ea7n \u0111i\u1ec1u h\u00e0nh n\u1ec1n kinh t\u1ebf v\u1edbi c\u00e1c gi\u1ea3i ph\u00e1p \u0111\u1ed3ng b\u1ed9, c\u00e2n \u0111\u1ed1i t\u1ed5ng th\u1ec3. C\u00e1c ch\u00ednh s\u00e1ch c\u1ea7n c\u00f3 m\u1ed9t l\u1ed9 tr\u00ecnh h\u1ee3p l\u00fd, tr\u00e1nh bi\u1ec7n ph\u00e1p s\u1ed1c, \u0111i\u1ec1u ch\u1ec9nh \u0111\u1ed9t ng\u1ed9t d\u1ec5 l\u00e0m doanh nghi\u1ec7p cho\u00e1ng v\u00e1ng v\u00e0 g\u1ee5c ng\u00e3.<\/p>\n<p>\u2026\u2026\u2026<\/p>\n<p><strong><em>VietNamnet<\/em><\/strong><\/p>\n<p><em>04:55&#8242; 25\/07\/2008 (GMT+7)<\/em><\/p>\n<p><strong>Doanh nghi\u1ec7p t\u1ef1 c\u1ee9u: Mu\u00f4n m\u00e0u mu\u00f4n v\u1ebb<\/strong><\/p>\n<p><strong>Con t\u00e0u \u0111i bi\u1ec3n kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e9p d\u1eebng l\u1ea1i khi g\u1eb7p b\u00e3o. Doanh nghi\u1ec7p c\u0169ng kh\u00f4ng th\u1ec3 tr\u1ed1n kh\u1ecfi b\u00e3o gi\u00e1 m\u00e0 ph\u1ea3i ch\u1ea5p nh\u1eadn \u0111\u1ed1i \u0111\u1ea7u v\u00e0 c\u00f3 nhi\u1ec1u k\u1ebf s\u00e1ch. C\u00f3 r\u1ea5t nhi\u1ec1u gi\u1ea3i ph\u00e1p nh\u01b0ng kh\u00f4ng c\u00f3 gi\u1ea3i ph\u00e1p \u0111\u1eb7c th\u00f9 n\u00e0o \u0111\u1ec3 \u0111\u1ed1i ph\u00f3 v\u1edbi m\u1ecdi t\u00ecnh hu\u1ed1ng v\u00e0 c\u00e0ng kh\u00f4ng c\u00f3 c\u00f4ng th\u1ee9c chung n\u00e0o cho m\u1ecdi DN. B\u00ed quy\u1ebft th\u00e0nh c\u00f4ng ph\u1ee5 thu\u1ed9c v\u00e0o k\u1ef9 n\u0103ng, ngh\u1ec7 thu\u1eadt, bi\u1ec7n ph\u00e1p \u1ee9ng x\u1eed t\u1eebng th\u1eddi \u0111i\u1ec3m, li\u1ec1u l\u01b0\u1ee3ng, s\u1ef1 nh\u1ea1y c\u1ea3m c\u1ee7a t\u01b0 duy v\u00e0 t\u1ed1c \u0111\u1ed9&#8221;.<\/strong><\/p>\n<p>L\u1ea1m ph\u00e1t t\u0103ng cao,\u00a0ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 th\u1eaft ch\u1eb7t, t\u1ec9 gi\u00e1 bi\u1ebfn \u0111\u1ed9ng&#8230; \u0111\u00e3 khi\u1ebfn h\u00e0ng lo\u1ea1t doanh nghi\u1ec7p (DN), nh\u1ea5t l\u00e0 c\u00e1c DN t\u01b0 nh\u00e2n v\u1eeba v\u00e0 nh\u1ecf r\u01a1i v\u00e0o ho\u00e0n c\u1ea3nh kh\u00f3 kh\u0103n. \u0110\u1ec3\u00a0t\u00ecm c\u00e1ch tho\u00e1t kh\u1ecfi thua l\u1ed7 v\u00e0 ph\u00e1 s\u1ea3n,\u00a0c\u00e1c DN \u0111\u00e3 c\u00f3 h\u00e0ng lo\u1ea1t gi\u1ea3i ph\u00e1p \u1ee9ng ph\u00f3 trong ng\u1eafn h\u1ea1n, \u0111\u1ed3ng th\u1eddi c\u0169ng ph\u1ea3i\u00a0\u0111\u1ecbnh h\u00ecnh l\u1ea1i h\u01b0\u1edbng \u0111i d\u00e0i h\u1ea1n c\u1ee7a m\u00ecnh.<\/p>\n<p>\u2026\u2026\u2026.<\/p>\n<p>Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c &#8211; <em>Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI<\/em>\u00a0so s\u00e1nh: Con t\u00e0u \u0111i bi\u1ec3n kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e9p d\u1eebng l\u1ea1i khi g\u1eb7p b\u00e3o. DN c\u0169ng kh\u00f4ng th\u1ec3 tr\u1ed1n kh\u1ecfi b\u00e3o gi\u00e1 m\u00e0 ph\u1ea3i ch\u1ea5p nh\u1eadn \u0111\u1ed1i \u0111\u1ea7u v\u00e0 c\u00f3 nhi\u1ec1u k\u1ebf s\u00e1ch. C\u00f3 r\u1ea5t nhi\u1ec1u gi\u1ea3i ph\u00e1p nh\u01b0ng kh\u00f4ng c\u00f3 gi\u1ea3i ph\u00e1p \u0111\u1eb7c th\u00f9 n\u00e0o \u0111\u1ec3 \u0111\u1ed1i ph\u00f3 v\u1edbi m\u1ecdi t\u00ecnh hu\u1ed1ng v\u00e0 c\u00e0ng kh\u00f4ng c\u00f3 c\u00f4ng th\u1ee9c chung n\u00e0o cho m\u1ecdi DN. B\u00ed quy\u1ebft th\u00e0nh c\u00f4ng ph\u1ee5 thu\u1ed9c v\u00e0o k\u1ef9 n\u0103ng, ngh\u1ec7 thu\u1eadt, bi\u1ec7n ph\u00e1p \u1ee9ng x\u1eed t\u1eebng th\u1eddi \u0111i\u1ec3m, li\u1ec1u l\u01b0\u1ee3ng, s\u1ef1 nh\u1ea1y c\u1ea3m c\u1ee7a t\u01b0 duy v\u00e0 t\u1ed1c \u0111\u1ed9.<\/p>\n<p>\u00d4ng \u0110\u1ee9c nh\u1ea5n m\u1ea1nh: Tuy nhi\u00ean, d\u00f9 \u00e1p d\u1ee5ng gi\u1ea3i ph\u00e1p n\u00e0o th\u00ec \u0111\u1ec1u c\u1ea7n h\u01b0\u1edbng t\u1edbi k\u1ebf s\u00e1ch l\u00e2u b\u1ec1n nh\u01b0 c\u01a1 c\u1ea5u l\u1ea1i DN, x\u00e2y d\u1ef1ng ho\u1eb7c thay \u0111\u1ed5i chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ec3 \u0111\u1ed1i ph\u00f3 v\u1edbi kh\u1ee7ng ho\u1ea3ng. Ch\u1ed1ng b\u00e3o ph\u1ea3i t\u1eeb thi\u1ebft k\u1ebf, \u0111\u1ed5 m\u00f3ng, x\u00e2y t\u1ea7ng&#8230; ch\u1ee9 kh\u00f4ng th\u1ec3 ch\u1ec9 l\u00e0 \u0111\u00f3ng c\u1eeda, ch\u1eb1ng d\u00e2y&#8230;<\/p>\n<p>&nbsp;<\/p>\n<p><strong><em>B\u00e1o Ph\u00e1p lu\u1eadt TP H\u1ed3 Ch\u00ed Minh<\/em><\/strong><\/p>\n<p>24-07-2008 22:59:33 GMT +7<\/p>\n<p><strong>Ch\u1edbp c\u01a1 h\u1ed9i c\u1ea3i t\u1ed5 doanh nghi\u1ec7p trong l\u1ea1m ph\u00e1t<\/strong><\/p>\n<p>\u2026\u2026\u2026\u2026..<\/p>\n<p><strong>Th\u1eddi c\u01a1 s\u00e0ng l\u1ecdc nh\u00e2n l\u1ef1c <\/strong><\/p>\n<p>Theo lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c &#8211; <em>Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI<\/em>, m\u1ed9t trong nh\u1eefng vi\u1ec7c \u0111\u1ea7u ti\u00ean m\u00e0 c\u00e1c doanh nghi\u1ec7p l\u1ef1a ch\u1ecdn l\u00e0 th\u1ef1c h\u00e0nh ti\u1ebft ki\u1ec7m, c\u1eaft gi\u1ea3m chi ph\u00ed \u0111\u1ec3 gi\u1ea3m gi\u00e1 th\u00e0nh. Th\u1eaft ch\u1eb7t chi ti\u00eau th\u1eadt s\u1ef1 kh\u00f4ng c\u1ea7n thi\u1ebft. Tuy nhi\u00ean, \u00f4ng \u0110\u1ee9c c\u0169ng nh\u1ea5n m\u1ea1nh \u0111\u1ebfn vi\u1ec7c kh\u00f4ng n\u00ean c\u1eaft gi\u1ea3m l\u01b0\u01a1ng c\u1ee7a nh\u1eefng v\u1ecb tr\u00ed qu\u1ea3n l\u00fd v\u00e0 nh\u00e2n vi\u00ean lao \u0111\u1ed9ng ch\u00ednh. Doanh nghi\u1ec7p kh\u00f3 kh\u0103n th\u00ec ng\u01b0\u1eddi lao \u0111\u1ed9ng c\u0169ng kh\u00f3 kh\u0103n. Do v\u1eady, ch\u00ednh l\u00fac n\u00e0y c\u0169ng c\u1ea7n ch\u1ea5p nh\u1eadn nh\u1eefng kho\u1ea3n chi ph\u00ed \u0111\u00e0o t\u1ea1o \u0111\u1ec3 n\u00e2ng cao ki\u1ebfn th\u1ee9c, tay ngh\u1ec1 cho ng\u01b0\u1eddi lao \u0111\u1ed9ng v\u1edbi m\u1ee5c ti\u00eau l\u00e0 gi\u1eef ng\u01b0\u1eddi v\u00ec \u0111\u00e2y ch\u00ednh l\u00e0 m\u1ed9t t\u00e0i s\u1ea3n v\u00f4 gi\u00e1 c\u1ee7a doanh nghi\u1ec7p.<\/p>\n<p>\u0110\u1ed3ng t\u00ecnh v\u1edbi \u00fd ki\u1ebfn c\u1ee7a lu\u1eadt s\u01b0 \u0110\u1ee9c, \u00f4ng Nguy\u1ec5n Thanh Ho\u00e0n &#8211; T\u1ed5ng Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty c\u1ed5 ph\u1ea7n X\u00e2y d\u1ef1ng c\u00f4ng tr\u00ecnh ng\u1ea7m cho r\u1eb1ng \u0111\u00e2y l\u00e0 th\u1eddi \u0111i\u1ec3m t\u1ed1t nh\u1ea5t \u0111\u1ec3 l\u00e3nh \u0111\u1ea1o c\u00f4ng ty c\u1ee7ng c\u1ed1 h\u1ec7 th\u1ed1ng qu\u1ea3n l\u00fd, t\u0103ng c\u01b0\u1eddng ngu\u1ed3n nh\u00e2n l\u1ef1c c\u00f3 ch\u1ea5t l\u01b0\u1ee3ng th\u00f4ng qua vi\u1ec7c ph\u00e2n lo\u1ea1i, tuy\u1ec3n d\u1ee5ng v\u00e0 \u0111\u00e0o t\u1ea1o c\u00e1n b\u1ed9.<\/p>\n<p>Tuy nhi\u00ean, lu\u1eadt s\u01b0 \u0110\u1ee9c l\u1ea1i cho r\u1eb1ng trong t\u00ecnh h\u00ecnh kh\u00f3 kh\u0103n nh\u01b0 hi\u1ec7n nay, vi\u1ec7c tinh gi\u1ea3n nh\u00e2n c\u00f4ng c\u0169ng l\u00e0 \u0111i\u1ec1u c\u1ea7n thi\u1ebft. Tr\u01b0\u1edbc m\u1eaft doanh nghi\u1ec7p c\u0169ng n\u00ean xem x\u00e9t gi\u1ea3i ph\u00e1p thu\u00ea ngu\u1ed3n l\u1ef1c ch\u1ea5t l\u01b0\u1ee3ng cao \u1edf b\u00ean ngo\u00e0i \u0111\u1ec3 t\u0103ng gi\u00e1 tr\u1ecb cho doanh nghi\u1ec7p m\u00e0 kh\u00f4ng t\u1ed1n chi ph\u00ed qu\u1ea3n l\u00fd. C\u00f2n v\u1ec1 l\u00e2u d\u00e0i th\u00ec v\u1eabn c\u1ea7n thi\u1ebft ph\u1ea3i c\u1ee7ng c\u1ed1, r\u00e0 so\u00e1t l\u1ea1i k\u1ebf ho\u1ea1ch kinh doanh, \u0111\u1ed3ng th\u1eddi x\u00e2y d\u1ef1ng v\u0103n h\u00f3a ti\u1ebft ki\u1ec7m t\u1eeb \u0111i\u1ec7n, n\u01b0\u1edbc, v\u0103n ph\u00f2ng ph\u1ea9m&#8230; \u0111\u1ec3 gi\u1ea3m chi t\u1ed1i \u0111a cho doanh nghi\u1ec7p.<\/p>\n<p><a href=\"http:\/\/www.tinnhanhchungkhoan.vn\/tintuc.php?nid=13229\">http:\/\/www.tinnhanhchungkhoan.vn\/tintuc.php?nid=13229<\/a><\/p>\n<p>Ng\u00e0y 29-07-2008, 14:24<\/p>\n<p>C\u00f3 n\u00ean n\u1edbi l\u1ecfng ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7?<\/p>\n<p><strong>(\u0110TCK-online) V\u00f2ng xo\u00e1y l\u1ea1m ph\u00e1t c\u1ed9ng v\u1edbi s\u1ee9c \u00e9p l\u00e3i su\u1ea5t cao \u0111ang \u0111\u1ea9y nhi\u1ec1u DN v\u00e0o t\u00ecnh tr\u1ea1ng \u0111\u00ecnh \u0111\u1ed1n s\u1ea3n xu\u1ea5t. Vi\u1ec7c th\u1eaft ch\u1eb7t chi ti\u00eau v\u00e0 \u0111\u1ea7u t\u01b0 c\u00f4ng \u0111\u00e3 c\u00f3 nh\u1eefng k\u1ebft qu\u1ea3 ban \u0111\u1ea7u, tr\u01b0\u1edbc di\u1ec5n bi\u1ebfn n\u00e0y, m\u1ed9t s\u1ed1 chuy\u00ean gia v\u00e0 DN \u0111\u00e3 \u0111\u1ec1 ngh\u1ecb NHNN n\u00ean xem x\u00e9t n\u1edbi l\u1ecfng ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 (CSTT).<\/strong><\/p>\n<p>\u2026\u2026..<\/p>\n<p>T\u1ea1i m\u1ed9t cu\u1ed9c h\u1ed9i th\u1ea3o h\u00f4m 24\/7, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, <em>Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI<\/em> cho r\u1eb1ng, c\u1ea7n n\u1edbi l\u1ecfng c\u00e1c bi\u1ec7n ph\u00e1p th\u1eaft ch\u1eb7t \u0111\u1ed1i v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, b\u1edfi ng\u00e2n h\u00e0ng y\u1ebfu m\u1ed9t n\u1ec1n kinh t\u1ebf y\u1ebfu hai, \u0111\u1ed3ng th\u1eddi nhanh ch\u00f3ng c\u1ea5p ph\u00e9p ch\u00ednh th\u1ee9c cho c\u00e1c ng\u00e2n h\u00e0ng \u0111\u00e3 \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn v\u1ec1 nguy\u00ean t\u1eafc \u0111\u1ec3 \u0111\u01b0a h\u00e0ng ch\u1ee5c ngh\u00ecn t\u1ef7 \u0111\u1ed3ng \u0111ang b\u1ecb phong t\u1ecfa tham gia s\u1ea3n xu\u1ea5t &#8211; kinh doanh.<\/p>\n<p>\u2026\u2026\u2026<\/p>\n<p>B\u00e1o Di\u1ec5n \u0111\u00e0n Doanh nghi\u1ec7p<\/p>\n<p>http:\/\/www.dddn.com.vn\/home\/117\/20080801072619493\/Thi-truong\/Rui-ro-den-tu-he-thong-ngan-hang-noi-dia.htm<\/p>\n<p>C\u1eadp nh\u1eadt l\u00fac 19:35 &#8211; Th\u1ee9 s\u00e1u, 01\/08\/2008<\/p>\n<p><strong>R\u1ee7i ro \u0111\u1ebfn t\u1eeb h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng n\u1ed9i \u0111\u1ecba<\/strong><\/p>\n<p><strong>Trong b\u1ea3n b\u00e1o c\u00e1o m\u1edbi nh\u1ea5t c\u00f4ng b\u1ed1 cu\u1ed1i th\u00e1ng 7 v\u1eeba qua, c\u00e1c chuy\u00ean gia ph\u00e2n t\u00edch c\u1ee7a Ng\u00e2n h\u00e0ng Deutsche Bank cho r\u1eb1ng: &#8220;Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc s\u1ebd \u0111\u1ee9ng tr\u01b0\u1edbc m\u1ed9t l\u1ef1a ch\u1ecdn kh\u00f3 kh\u0103n, \u0111\u00f3 l\u00e0 c\u1eaft gi\u1ea3m l\u00e3i su\u1ea5t v\u00e0 ch\u1ecbu t\u00ecnh tr\u1ea1ng l\u1ea1m ph\u00e1t cao, hay gi\u1eef nguy\u00ean l\u00e3i su\u1ea5t v\u00e0 ch\u1ea5p nh\u1eadn r\u1ee7i ro t\u00edn d\u1ee5ng c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng&#8221;.<\/strong><\/p>\n<p>\u2026\u2026<\/p>\n<p>Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c &#8211; <em>Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI<\/em> cho r\u1eb1ng, c\u1ea7n n\u1edbi l\u1ecfng c\u00e1c bi\u1ec7n ph\u00e1p th\u1eaft ch\u1eb7t \u0111\u1ed1i v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, b\u1edfi ng\u00e2n h\u00e0ng y\u1ebfu m\u1ed9t n\u1ec1n kinh t\u1ebf y\u1ebfu hai, \u0111\u1ed3ng th\u1eddi nhanh ch\u00f3ng c\u1ea5p ph\u00e9p ch\u00ednh th\u1ee9c cho c\u00e1c ng\u00e2n h\u00e0ng \u0111\u00e3 \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn v\u1ec1 nguy\u00ean t\u1eafc \u0111\u1ec3 \u0111\u01b0a h\u00e0ng ch\u1ee5c ngh\u00ecn t\u1ef7 \u0111\u1ed3ng \u0111ang b\u1ecb phong t\u1ecfa tham gia s\u1ea3n xu\u1ea5t &#8211; kinh doanh.<\/p>\n<p>\u2026\u2026\u2026..<br \/>\n<strong>C\u00e1c trang web \u0111\u0103ng l\u1ea1i b\u00e0i c\u1ee7a Vietnam net v\u00e0 PL TP HCM:<\/strong><\/p>\n<ol>\n<li>B\u00e1o Kinh t\u1ebf v\u00e0 \u0110\u00f4 th\u1ecb<\/li>\n<li>C\u00f4ng ty Ch\u1ee9ng kho\u00e1n Ng\u00e2n h\u00e0ng Sacombank<\/li>\n<li>C\u00f4ng ty Ch\u1ee9ng kho\u00e1n Ng\u00e2n h\u00e0ng \u0110\u1ea7u t\u01b0 (bsc.com.vn)<\/li>\n<li>C\u00f4ng ty C\u1ed5 ph\u1ea7n Ch\u1ee9ng kho\u00e1n H\u00e0 N\u1ed9i<\/li>\n<li>C\u00f4ng ty C\u1ed5 ph\u1ea7n Ch\u1ee9ng kho\u00e1n S\u00e0i G\u00f2n<\/li>\n<li>C\u00f4ng ty \u0110o\u00e0n v\u00e0 C\u1ed9ng s\u1ef1 (news.dfc.vn)<\/li>\n<li>C\u1ed5ng th\u00f4ng tin doanh nghi\u1ec7p v\u00e0 \u0111\u1ea7u t\u01b0 H\u01b0ng Y\u00ean<\/li>\n<li>Di\u1ec5n \u0111\u00e0n Doanh nghi\u1ec7p (www.dddn.com.vn)<\/li>\n<li>Doanh nghi\u1ec7p 24h.com (kenhdoanhnghiep.vn)<\/li>\n<li>\u0110\u1ea7u t\u01b0 \u2013 Ch\u1ee9ng kho\u00e1n (tinnhanhchungkhoan.vn)<\/li>\n<li>\u0110\u1ecdc b\u00e1o tr\u1ef1c tuy\u1ebfn (maxreading.com)<\/li>\n<li>Nh\u00e0 Qu\u1ea3n l\u00fd (nhaquanly.vn)<\/li>\n<li>Qu\u1ea3ng Ninh \u0110i\u1ec7n t\u1eed.<\/li>\n<li>S\u00e0n OTC<\/li>\n<li>Th\u00f4ng tin Kinh t\u1ebf &#8211; Nh\u1ecbp c\u1ea7u Th\u01b0\u01a1ng m\u1ea1i (vntrades.com)<\/li>\n<li>Th\u00f4ng tin Th\u01b0\u01a1ng m\u1ea1i (thongtinthuongmai.vn)<\/li>\n<li>Ti\u1ebfp th\u1ecb 24h.vn<\/li>\n<li>Tin Nhanh (timnhanh.com)<\/li>\n<li>Tin Vi\u1ec7t Online (www.tinvietonline.com)<\/li>\n<li>T\u1ed5ng c\u1ee5c Thu\u1ebf (www.gdt.gov.vn)<\/li>\n<li>Trung t\u00e2m Th\u00f4ng tin v\u00e0 D\u1ef1 b\u00e1o Kinh t\u1ebf X\u00e3 h\u1ed9i Qu\u1ed1c gia (thongtindubao.gov.vn)<\/li>\n<li>Tr\u01b0\u1eddng \u0110\u1ea1i h\u1ecdc L\u1ea1c H\u1ed3ng (www.lhu.edu.vn)<\/li>\n<li>com<\/li>\n<li>com.vn<\/li>\n<li>com.vn<\/li>\n<li>vn<\/li>\n<li>com.vn<\/li>\n<li>acomm.vn<\/li>\n<li>com<\/li>\n<li>com<\/li>\n<li>net<\/li>\n<li>com.vn<\/li>\n<\/ol>\n<p>\u2026\u2026\u2026..<\/p>\n<p><a href=\"#_ftnref1\" name=\"_ftn1\">[1]<\/a> http:\/\/vietnamnet.vn\/kinhte\/2008\/02\/770207","protected":false},"excerpt":{"rendered":"<p>(ANVI) &#8211; Tham lu\u1eadn t\u1ea1i H\u1ed9i th\u1ea3o \u201c\u1ee8ng ph\u00f3 v\u1edbi l\u1ea1m ph\u00e1t t\u1eeb g\u00f3c \u0111\u1ed9 qu\u1ea3n tr\u1ecb doanh nghi\u1ec7p\u201d do H\u1ed9i C\u00e1c nh\u00e0 Qu\u1ea3n tr\u1ecb Doanh nghi\u1ec7p Vi\u1ec7t Nam t\u1ed5 ch\u1ee9c t\u1ea1i Trung t\u00e2m H\u1ed9i ngh\u1ecb Qu\u1ed1c t\u1ebf H\u00e0 N\u1ed9i ng\u00e0y 24-7-2008: Gi\u00e1 c\u1ea3 v\u00e0 b\u00e3o gi\u00e1 Trong kinh doanh, c\u00e1i g\u1ed1c l\u00e0 s\u1ea3n ph\u1ea9m, [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":6511,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[18,26],"tags":[],"class_list":["post-5754","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-chi-phong-van","category-legal-media"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>107. Cu\u1ed9c \u0111ua gi\u00e1 c\u1ea3, t\u00fai ti\u1ec1n v\u00e0 l\u00e3i su\u1ea5t.  - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/107-cuoc-dua-gia-ca-tui-tien-va-lai-suat\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]107. Cu\u1ed9c \u0111ua gi\u00e1 c\u1ea3, t\u00fai ti\u1ec1n v\u00e0 l\u00e3i su\u1ea5t. [:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(ANVI) &#8211; Tham lu\u1eadn t\u1ea1i H\u1ed9i th\u1ea3o \u201c\u1ee8ng ph\u00f3 v\u1edbi l\u1ea1m ph\u00e1t t\u1eeb g\u00f3c \u0111\u1ed9 qu\u1ea3n tr\u1ecb doanh nghi\u1ec7p\u201d do H\u1ed9i C\u00e1c nh\u00e0 Qu\u1ea3n tr\u1ecb Doanh nghi\u1ec7p Vi\u1ec7t Nam t\u1ed5 ch\u1ee9c t\u1ea1i Trung t\u00e2m H\u1ed9i ngh\u1ecb Qu\u1ed1c t\u1ebf H\u00e0 N\u1ed9i ng\u00e0y 24-7-2008: Gi\u00e1 c\u1ea3 v\u00e0 b\u00e3o gi\u00e1 Trong kinh doanh, c\u00e1i g\u1ed1c l\u00e0 s\u1ea3n ph\u1ea9m, [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/en\/107-cuoc-dua-gia-ca-tui-tien-va-lai-suat\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2008-07-08T07:55:01+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-02-15T06:43:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2008\/07\/Screen-Shot-2022-02-11-at-15.22.24.png\" \/>\n\t<meta property=\"og:image:width\" content=\"363\" \/>\n\t<meta property=\"og:image:height\" content=\"222\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Tr\u01b0\u01a1ng Thu H\u1eb1ng\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tr\u01b0\u01a1ng Thu H\u1eb1ng\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"42 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/anvilaw.com\/en\/107-cuoc-dua-gia-ca-tui-tien-va-lai-suat\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/anvilaw.com\/en\/107-cuoc-dua-gia-ca-tui-tien-va-lai-suat\/\"},\"author\":{\"name\":\"Tr\u01b0\u01a1ng Thu H\u1eb1ng\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/3ed6356b2b43ea929d46dfbdac9c841c\"},\"headline\":\"107. 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