{"id":5890,"date":"2011-10-09T10:52:05","date_gmt":"2011-10-09T03:52:05","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=5890"},"modified":"2022-02-11T15:08:24","modified_gmt":"2022-02-11T08:08:24","slug":"145-5-dieu-khong-cua-1-du-thao-nghi-dinh-khong-can-thiet-khong-thong-nhat-khong-ro-rang-khong-thuc-chat-va-khong-dung-the-thuc","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/145-5-dieu-khong-cua-1-du-thao-nghi-dinh-khong-can-thiet-khong-thong-nhat-khong-ro-rang-khong-thuc-chat-va-khong-dung-the-thuc\/","title":{"rendered":"145. 5 \u0111i\u1ec1u kh\u00f4ng c\u1ee7a m\u1ed9t D\u1ef1 th\u1ea3o Ngh\u1ecb \u0111\u1ecbnh: Kh\u00f4ng c\u1ea7n thi\u1ebft, kh\u00f4ng th\u1ed1ng nh\u1ea5t, kh\u00f4ng r\u00f5 r\u00e0ng, kh\u00f4ng th\u1ef1c ch\u1ea5t v\u00e0 kh\u00f4ng \u0111\u00fang th\u1ec3 th\u1ee9c"},"content":{"rendered":"<strong><em>(ANVI) &#8211; G\u00f3p \u00fd D\u1ef1 th\u1ea3o Ngh\u1ecb \u0111\u1ecbnh v\u1ec1 Ch\u1ebf \u0111\u1ed9\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 H\u00e0 N\u1ed9i 09-10-2011<\/em><\/strong><\/p>\n<p><strong><em>t\u00e0i ch\u00ednh \u0111\u1ed1i v\u1edbi c\u00e1c TCTD<\/em><\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>Theo \u0111\u1ec1 ngh\u1ecb c\u1ee7a V\u1ee5 Ph\u00e1p lu\u1eadt, V\u0103n ph\u00f2ng Ch\u00ednh ph\u1ee7, t\u00f4i xin g\u00f3p \u00fd v\u00e0o D\u1ef1 th\u1ea3o Ngh\u1ecb \u0111\u1ecbnh v\u1ec1 Ch\u1ebf \u0111\u1ed9 t\u00e0i ch\u00ednh \u0111\u1ed1i v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i do B\u1ed9 T\u00e0i ch\u00ednh tr\u00ecnh Ch\u00ednh ph\u1ee7, v\u1edbi 5 \u0111i\u1ec1u kh\u00f4ng nh\u01b0 sau: Kh\u00f4ng c\u1ea7n thi\u1ebft, kh\u00f4ng th\u1ed1ng nh\u1ea5t, kh\u00f4ng r\u00f5 r\u00e0ng, kh\u00f4ng th\u1ef1c ch\u1ea5t v\u00e0 kh\u00f4ng \u0111\u00fang th\u1ec3 th\u1ee9c, nh\u01b0 sau:<\/p>\n<ol>\n<li><strong>Kh\u00f4ng c\u1ea7n thi\u1ebft:<\/strong><\/li>\n<\/ol>\n<ul>\n<li>To\u00e0n b\u1ed9 D\u1ef1 th\u1ea3o h\u1ea7u nh\u01b0 kh\u00f4ng c\u00f3 n\u1ed9i dung m\u1edbi hay thay \u0111\u1ed5i \u0111\u00e1ng k\u1ec3 so v\u1edbi Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 146\/2005\/N\u0110-CP ng\u00e0y 23-11-2005 v\u1ec1 Ch\u1ebf \u0111\u1ed9 t\u00e0i ch\u00ednh \u0111\u1ed1i v\u1edbi c\u00e1c TCTD.<\/li>\n<li>\u0110i\u1ec1u 22 v\u1ec1 \u201cPh\u00e2n ph\u1ed1i l\u1ee3i nhu\u1eadn sau thu\u1ebf thu nh\u1eadp doanh nghi\u1ec7p \u0111\u1ed1i v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng l\u00e0 c\u00f4ng ty tr\u00e1ch nhi\u1ec7m h\u1eefu h\u1ea1n m\u1ed9t th\u00e0nh vi\u00ean do Nh\u00e0 n\u01b0\u1edbc l\u00e0m ch\u1ee7 s\u1edf h\u1eefu\u201d: Kho\u1ea3n 3 quy \u0111\u1ecbnh \u201c<em>Tr\u00edch 5% v\u00e0o qu\u1ef9 d\u1ef1 tr\u1eef b\u1ed5 sung v\u1ed1n \u0111i\u1ec1u l\u1ec7, m\u1ee9c t\u1ed1i \u0111a c\u1ee7a qu\u1ef9 n\u00e0y kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 m\u1ee9c v\u1ed1n \u0111i\u1ec1u l\u1ec7 c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng<\/em>\u201d. \u0110\u1ec1 ngh\u1ecb b\u1ecf \u0111o\u1ea1n \u201c<em>m\u1ee9c t\u1ed1i \u0111a c\u1ee7a qu\u1ef9 n\u00e0y kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 m\u1ee9c v\u1ed1n \u0111i\u1ec1u l\u1ec7 c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng\u201d<\/em> ho\u1eb7c gi\u1ea3m t\u1ef7 l\u1ec7 n\u00e0y xu\u1ed1ng m\u1ed9t m\u1ee9c h\u1ee3p l\u00fd h\u01a1n. V\u00ec quy \u0111\u1ecbnh nh\u01b0 v\u1eady, th\u00ec c\u00f3 th\u1ec3 hi\u1ec3u l\u00e0, n\u1ebfu kh\u00f4ng mu\u1ed1n ti\u1ebfp t\u1ee5c tr\u00edch qu\u1ef9 n\u00e0y, th\u00ec c\u1ee9 ph\u1ea3i \u0111\u1ea1t gi\u1eef m\u00e3i qu\u1ef9 b\u1eb1ng 100% v\u1ed1n \u0111i\u1ec1u l\u1ec7. Trong khi \u0111\u00f3, m\u1ee5c \u0111\u00edch c\u1ee7a qu\u1ef9 n\u00e0y l\u00e0 \u0111\u1ec3 t\u0103ng v\u1ed1n \u0111i\u1ec1u l\u1ec7, nh\u01b0 v\u1eady th\u00ec vi\u1ec7c duy tr\u00ec qu\u1ef9 \u0111\u1ebfn m\u1ee9c b\u1eb1ng v\u1ed1n \u0111i\u1ec1u l\u1ec7 m\u00e0 l\u1ea1i kh\u00f4ng chuy\u1ec3n th\u00e0nh v\u1ed1n \u0111i\u1ec1u l\u1ec7 l\u00e0 \u0111i\u1ec1u kh\u00f4ng h\u1ee3p l\u00fd. Ng\u01b0\u1ee3c l\u1ea1i, n\u1ebfu mu\u1ed1n tr\u00edch ti\u1ebfp qu\u1ef9 n\u00e0y, th\u00ec vi\u1ec7c chuy\u1ec3n qu\u1ef9 n\u00e0y th\u00e0nh v\u1ed1n \u0111i\u1ec1u l\u1ec7 l\u00e0 vi\u1ec7c l\u00e0m \u0111\u01b0\u01a1ng nhi\u00ean, qu\u00e1 \u0111\u01a1n gi\u1ea3n \u0111\u1ec3 gi\u1ea3m qu\u1ef9, do \u0111\u00f3, gi\u1edbi h\u1ea1n n\u00e0y s\u1ebd kh\u00f4ng c\u00f3 \u00fd ngh\u0129a.<\/li>\n<\/ul>\n<ol start=\"2\">\n<li><strong>Kh\u00f4ng th\u1ed1ng nh\u1ea5t v\u1edbi h\u1ec7 th\u1ed1ng v\u0103n b\u1ea3n quy ph\u1ea1m ph\u00e1p lu\u1eadt:<\/strong><\/li>\n<\/ol>\n<ul>\n<li>Ch\u1ec9 c\u00f3 ng\u01b0\u1eddi \u0111i\u1ec1u h\u00e0nh, kh\u00f4ng c\u00f3 \u201cBan \u0111i\u1ec1u h\u00e0nh\u201d (\u0110i\u1ec1u 5) hay \u201cBan qu\u1ea3n l\u00fd \u0111i\u1ec1u h\u00e0nh\u201d (kho\u1ea3n 5, \u0110i\u1ec1u 22 v\u00e0 kho\u1ea3n 4, \u0110i\u1ec1u 24) trong c\u01a1 c\u1ea5u t\u1ed5 ch\u1ee9c ch\u00ednh th\u1ee9c c\u1ee7a c\u00e1c TCTD. V\u00ec v\u1eady, c\u1ea7n s\u1eeda th\u1ed1ng nh\u1ea5t v\u1edbi Lu\u1eadt doanh nghi\u1ec7p v\u00e0 Lu\u1eadt C\u00e1c TCTD l\u00e0 Qu\u1ef9 th\u01b0\u1edfng cho Ng\u01b0\u1eddi qu\u1ea3n l\u00fd v\u00e0 \u0111i\u1ec1u h\u00e0nh. T\u01b0\u01a1ng t\u1ef1 l\u00e0 kh\u00f4ng c\u00f3 \u201cBan gi\u00e1m \u0111\u1ed1c\u201d (kho\u1ea3n 4, \u0110i\u1ec1u 24), m\u00e0 x\u00e9t theo kh\u00eda c\u1ea1nh ph\u00e1p l\u00fd, th\u00ec ch\u1ec9 c\u00f3 c\u00e1c Ph\u00f3 T\u1ed5ng Gi\u00e1m \u0111\u1ed1c ho\u1eb7c Ph\u00f3 Gi\u00e1m \u0111\u1ed1c tham m\u01b0u, gi\u00fap vi\u1ec7c cho T\u1ed5ng gi\u00e1m \u0111\u1ed1c ho\u1eb7c Gi\u00e1m \u0111\u1ed1c theo c\u01a1 ch\u1ebf m\u1ed9t th\u1ee7 tr\u01b0\u1edfng.<\/li>\n<li>\u0110i\u1ec1u 8 v\u1ec1 \u201cB\u1ea3o \u0111\u1ea3m an to\u00e0n v\u1ed1n\u201d: Kho\u1ea3n 4 quy \u0111\u1ecbnh TCTD c\u00f3 tr\u00e1ch nhi\u1ec7m \u201c<em>Tham gia t\u1ed5 ch\u1ee9c b\u1ea3o to\u00e0n, b\u1ea3o hi\u1ec3m ti\u1ec1n g\u1eedi theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt v\u00e0 c\u00f4ng khai vi\u1ec7c tham gia t\u1ed5 ch\u1ee9c b\u1ea3o to\u00e0n, b\u1ea3o hi\u1ec3m ti\u1ec1n g\u1eedi t\u1ea1i tr\u1ee5 s\u1edf v\u00e0 chi nh\u00e1nh<\/em>\u201d. \u0110o\u1ea1n \u201c<em>v\u00e0 c\u00f4ng khai vi\u1ec7c tham gia t\u1ed5 ch\u1ee9c b\u1ea3o to\u00e0n, b\u1ea3o hi\u1ec3m ti\u1ec1n g\u1eedi t\u1ea1i tr\u1ee5 s\u1edf v\u00e0 chi nh\u00e1nh\u201d<\/em>m\u1edbi \u0111\u01b0\u1ee3c b\u1ed5 sung so v\u1edbi Ngh\u1ecb \u0111\u1ecbnh hi\u1ec7n h\u00e0nh v\u1eeba th\u1eeba v\u1eeba kh\u00f4ng ch\u00ednh x\u00e1c. Th\u1eeba, v\u00ec ch\u1ec9 c\u1ea7n quy \u0111\u1ecbnh \u201ctheo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt\u201d l\u00e0 \u0111\u1ee7, tr\u00e1nh tr\u00f9ng l\u1eb7p v\u1edbi quy \u0111\u1ecbnh kh\u00e1c. Kh\u00f4ng ch\u00ednh x\u00e1c, v\u00ec theo quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 2, Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 89\/1999\/N\u0110-CP ng\u00e0y 01-9-1999 c\u1ee7a Ch\u00ednh ph\u1ee7 v\u1ec1 B\u1ea3o hi\u1ec3m ti\u1ec1n g\u1eedi, th\u00ec \u201c<em>C\u00e1c t\u1ed5 ch\u1ee9c tham gia b\u1ea3o hi\u1ec3m ti\u1ec1n g\u1eedi ph\u1ea3i ni\u00eam y\u1ebft c\u00f4ng khai v\u1ec1 vi\u1ec7c tham gia b\u1ea3o hi\u1ec3m ti\u1ec1n g\u1eedi t\u1ea1i tr\u1ee5 s\u1edf v\u00e0 c\u00e1c \u0111\u1ecba \u0111i\u1ec3m giao d\u1ecbch<\/em>.\u201d, ch\u1ee9 kh\u00f4ng ch\u1ec9 t\u1ea1i tr\u1ee5 s\u1edf v\u00e0 chi nh\u00e1nh.<\/li>\n<li>\u0110i\u1ec1u 9 v\u1ec1 \u201cKi\u1ec3m k\u00ea, \u0111\u00e1nh gi\u00e1 l\u1ea1i t\u00e0i s\u1ea3n\u201d: \u0110i\u1ec3m a, kho\u1ea3n 2 quy \u0111\u1ecbnh tr\u01b0\u1eddng h\u1ee3p: \u201c<em>Th\u1ef1c hi\u1ec7n chuy\u1ec3n \u0111\u1ed5i s\u1edf h\u1eefu, \u0111a d\u1ea1ng ho\u00e1 h\u00ecnh th\u1ee9c s\u1edf h\u1eefu<\/em>;\u201d l\u00e0 kh\u00f4ng th\u1ed1ng nh\u1ea5t c\u00e1ch gi\u1ea3i th\u00edch t\u1eeb ng\u1eef \u201c<em>T\u1ed5 ch\u1ee9c l\u1ea1i doanh nghi\u1ec7p l\u00e0 vi\u1ec7c chia, t\u00e1ch, h\u1ee3p nh\u1ea5t, s\u00e1p nh\u1eadp ho\u1eb7c chuy\u1ec3n \u0111\u1ed5i doanh nghi\u1ec7p<\/em>\u201d \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh t\u1ea1i kho\u1ea3n 16, <a name=\"_Toc193967964\"><\/a>\u0110i\u1ec1u 4 v\u1ec1 \u201cGi\u1ea3i th\u00edch t\u1eeb ng\u1eef\u201d v\u00e0 <a name=\"_Toc193968123\"><\/a>\u0110i\u1ec1u 154 v\u1ec1 \u201cChuy\u1ec3n \u0111\u1ed5i c\u00f4ng ty\u201d c\u1ee7a Lu\u1eadt Doanh nghi\u1ec7p.<\/li>\n<li>\u0110i\u1ec1u 12 v\u1ec1 \u201cCho thu\u00ea, th\u1ebf ch\u1ea5p, c\u1ea7m c\u1ed1 t\u00e0i s\u1ea3n\u201d: \u0110i\u1ec1u n\u00e0y \u201c<em>T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i \u0111\u01b0\u1ee3c cho thu\u00ea, th\u1ebf ch\u1ea5p, c\u1ea7m c\u1ed1 c\u00e1c t\u00e0i s\u1ea3n thu\u1ed9c quy\u1ec1n qu\u1ea3n l\u00fd, s\u1eed d\u1ee5ng c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng,&#8230;<\/em>\u201d. Quy \u0111\u1ecbnh nh\u01b0 v\u1eady l\u00e0 kh\u00f4ng cho ph\u00e9p TCTD \u0111\u01b0\u1ee3c quy\u1ec1n k\u00fd qu\u1ef9, \u0111\u1eb7t c\u1ecdc, k\u00fd c\u01b0\u1ee3c t\u00e0i s\u1ea3n theo quy \u0111\u1ecbnh c\u1ee7a B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1. V\u00e0 vi\u1ec7c cho thu\u00ea, th\u1ebf ch\u1ea5p, c\u1ea7m c\u1ed1 t\u00e0i s\u1ea3n kh\u00f4ng thu\u1ed9c quy\u1ec1n s\u1edf h\u1eefu l\u00e0 kh\u00f4ng \u0111\u00fang ph\u00e1p lu\u1eadt (tr\u1eeb \u0111\u1ed1i v\u1edbi TCTD thu\u1ed9c s\u1edf h\u1eefu nh\u00e0 n\u01b0\u1edbc v\u00e0 t\u00e0i s\u1ea3n l\u00e0 quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t v\u00e0).<\/li>\n<li>\u0110i\u1ec1u 14 v\u1ec1 \u201cThanh l\u00fd t\u00e0i s\u1ea3n\u201d: Kho\u1ea3n 2 quy \u0111\u1ecbnh \u201c<em>\u0110\u1ed1i v\u1edbi nh\u1eefng t\u00e0i s\u1ea3n ph\u00e1p lu\u1eadt quy \u0111\u1ecbnh ph\u1ea3i b\u00e1n \u0111\u1ea5u gi\u00e1, khi thanh l\u00fd t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i ph\u1ea3i t\u1ed5 ch\u1ee9c b\u00e1n \u0111\u1ea5u gi\u00e1 theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt<\/em>\u201d l\u00e0 kh\u00f4ng ph\u00f9 h\u1ee3p v\u1edbi quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 14 v\u1ec1 \u201cT\u1ed5 ch\u1ee9c b\u00e1n \u0111\u1ea5u gi\u00e1 chuy\u00ean nghi\u1ec7p\u201d, Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 17\/2010\/N\u0110-CP ng\u00e0y\u00a0 04-3-2010 c\u1ee7a Ch\u00ednh ph\u1ee7 v\u1ec1 B\u00e1n \u0111\u1ea5u gi\u00e1 t\u00e0i s\u1ea3n. Theo Ngh\u1ecb \u0111\u1ecbnh n\u00e0y, th\u00ec c\u00e1c TCTD kh\u00f4ng \u0111\u01b0\u1ee3c b\u00e1n \u0111\u1ea5u gi\u00e1, m\u00e0 ch\u1ec9 c\u00f3 t\u1ed5 ch\u1ee9c kinh doanh d\u1ecbch v\u1ee5 b\u00e1n \u0111\u1ea5u gi\u00e1 t\u00e0i s\u1ea3n m\u1edbi \u0111\u01b0\u1ee3c ph\u00e9p b\u00e1n \u0111\u1ea5u gi\u00e1.<\/li>\n<li>\u0110i\u1ec1u 15 v\u1ec1 \u201cDoanh thu\u201d: \u0110i\u1ec3m a, kho\u1ea3n 1 \u0110i\u1ec1u n\u00e0y li\u1ec7t k\u00ea \u201c<em>Thu t\u1eeb ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng: thu l\u00e3i ti\u1ec1n g\u1eedi, thu l\u00e3i cho vay, thu l\u00e3i cho thu\u00ea t\u00e0i ch\u00ednh, thu kh\u00e1c t\u1eeb ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng;<\/em>\u201d thi\u1ebfu chi ti\u1ebft v\u00e0 kh\u00f4ng th\u1ed1ng nh\u1ea5t v\u1edbi quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt C\u00e1c TCTD. Ch\u1eb3ng h\u1ea1n, ch\u1ec9 \u201cho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng\u201d \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 \u201cc\u1ea5p t\u00edn d\u1ee5ng\u201d t\u1ea1i kho\u1ea3n 14, \u0110i\u1ec1u 14 v\u1ec1 \u201cGi\u1ea3i th\u00edch t\u1eeb ng\u1eef\u201d c\u1ee7a Lu\u1eadt C\u00e1c TCTD nh\u01b0 sau: \u201c<em>C\u1ea5p t\u00edn d\u1ee5ng l\u00e0 vi\u1ec7c th\u1ecfa thu\u1eadn \u0111\u1ec3 t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n s\u1eed d\u1ee5ng m\u1ed9t kho\u1ea3n ti\u1ec1n ho\u1eb7c cam k\u1ebft cho ph\u00e9p s\u1eed d\u1ee5ng m\u1ed9t kho\u1ea3n ti\u1ec1n theo nguy\u00ean t\u1eafc c\u00f3 ho\u00e0n tr\u1ea3 b\u1eb1ng nghi\u1ec7p v\u1ee5 cho vay, chi\u1ebft kh\u1ea5u, cho thu\u00ea t\u00e0i ch\u00ednh, bao thanh to\u00e1n, b\u1ea3o l\u00e3nh ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c nghi\u1ec7p v\u1ee5 c\u1ea5p t\u00edn d\u1ee5ng kh\u00e1c.<\/em>\u201d T\u01b0\u01a1ng t\u1ef1 l\u00e0 quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 16 v\u1ec1 \u201cChi ph\u00ed\u201d c\u1ee7a d\u1ef1 th\u1ea3o.<\/li>\n<li>\u0110i\u1ec1u 22 v\u1ec1 \u201cPh\u00e2n ph\u1ed1i l\u1ee3i nhu\u1eadn sau thu\u1ebf thu nh\u1eadp doanh nghi\u1ec7p \u0111\u1ed1i v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng l\u00e0 c\u00f4ng ty tr\u00e1ch nhi\u1ec7m h\u1eefu h\u1ea1n m\u1ed9t th\u00e0nh vi\u00ean do Nh\u00e0 n\u01b0\u1edbc l\u00e0m ch\u1ee7 s\u1edf h\u1eefu\u201d: Kho\u1ea3n 1 quy \u0111\u1ecbnh \u201c<em>Chia l\u00e3i cho c\u00e1c th\u00e0nh vi\u00ean g\u00f3p v\u1ed1n li\u00ean k\u1ebft theo quy \u0111\u1ecbnh c\u1ee7a h\u1ee3p \u0111\u1ed3ng (n\u1ebfu c\u00f3)<\/em>\u201d. C\u1ee5m t\u1eeb \u201cg\u00f3p v\u1ed1n li\u00ean k\u1ebft\u201d kh\u00f4ng c\u00f3 trong Lu\u1eadt C\u00e1c TCTD, Lu\u1eadt Doanh nghi\u1ec7p, Lu\u1eadt Th\u01b0\u01a1ng m\u1ea1i. \u0110\u1ec1 ngh\u1ecb s\u1eed d\u1ee5ng thu\u1eadt ng\u1eef \u201ch\u1ee3p t\u00e1c kinh doanh\u201d trong Lu\u1eadt Th\u01b0\u01a1ng m\u1ea1i. T\u01b0\u01a1ng t\u1ef1 l\u00e0 quy \u0111\u1ecbnh t\u1ea1i kho\u1ea3n 1, \u0110i\u1ec1u 23.<\/li>\n<li>\u0110i\u1ec1u 24 v\u1ec1 \u201cNguy\u00ean t\u1eafc s\u1eed d\u1ee5ng c\u00e1c qu\u1ef9\u201d: \u0110i\u1ec3m c, kho\u1ea3n 6 quy \u0111\u1ecbnh: \u201c<em>Chi tr\u1ee3 c\u1ea5p kh\u00f3 kh\u0103n th\u01b0\u1eddng xuy\u00ean, \u0111\u1ed9t xu\u1ea5t cho c\u00e1n b\u1ed9, nh\u00e2n vi\u00ean k\u1ec3 c\u1ea3 c\u00e1c c\u00e1n b\u1ed9, nh\u00e2n vi\u00ean \u0111\u00e3 v\u1ec1 h\u01b0u, m\u1ea5t s\u1ee9c c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng;<\/em>\u201d S\u1eed d\u1ee5ng t\u1eeb \u201c<em>v\u1ec1<\/em> h\u01b0u, m\u1ea5t s\u1ee9c\u201d l\u00e0 kh\u00f4ng \u0111\u00fang v\u1edbi quy \u0111\u1ecbnh c\u1ee7a B\u1ed9 lu\u1eadt Lao \u0111\u1ed9ng v\u00e0 Lu\u1eadt B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i, c\u1ea7n s\u1eeda l\u1ea1i l\u00e0 \u201c<em>ngh\u1ec9<\/em> h\u01b0u, m\u1ea5t s\u1ee9c\u201d.<\/li>\n<li>\u0110i\u1ec1u 30 v\u1ec1 \u201cK\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh\u201d: Kho\u1ea3n 1 quy \u0111\u1ecbnh: \u201c<em>T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng l\u00e0 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i do nh\u00e0 n\u01b0\u1edbc s\u1edf h\u1eefu 100% v\u1ed1n \u0111i\u1ec1u l\u1ec7 v\u00e0 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n do nh\u00e0 n\u01b0\u1edbc s\u1edf h\u1eefu tr\u00ean 50% v\u1ed1n \u0111i\u1ec1u l\u1ec7 ph\u1ea3i l\u1eadp k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh h\u00e0ng n\u0103m theo h\u01b0\u1edbng d\u1eabn c\u1ee7a B\u1ed9 T\u00e0i ch\u00ednh<\/em>\u201d. C\u1ea7n s\u1eed d\u1ee5ng c\u1ee5m t\u1eeb \u201cNg\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i l\u00e0 doanh nghi\u1ec7p nh\u00e0 n\u01b0\u1edbc\u201d thay cho c\u1ee5m t\u1eeb n\u00e0y \u0111\u1ec3 b\u1ea3o \u0111\u1ea3m s\u1ef1 ng\u1eafn g\u1ecdn v\u00e0 th\u1ed1ng nh\u1ea5t v\u1edbi th\u00edch t\u1ea1i kho\u1ea3n 22, \u0110i\u1ec1u 4 v\u1ec1 \u201cGi\u1ea3i th\u00edch t\u1eeb ng\u1eef\u201d c\u1ee7a Lu\u1eadt Doanh nghi\u1ec7p: \u201c<em>Doanh nghi\u1ec7p nh\u00e0 n\u01b0\u1edbc l\u00e0 doanh nghi\u1ec7p trong \u0111\u00f3 Nh\u00e0 n\u01b0\u1edbc s\u1edf h\u1eefu tr\u00ean 50% v\u1ed1n \u0111i\u1ec1u l\u1ec7<\/em>.\u201d T\u01b0\u01a1ng t\u1ef1 l\u00e0 quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 34 v\u1ec1 \u201cTr\u00e1ch nhi\u1ec7m c\u1ee7a B\u1ed9 T\u00e0i ch\u00ednh\u201d.<\/li>\n<\/ul>\n<ol start=\"3\">\n<li><strong>K<\/strong><strong>h\u00f4ng th\u1ed1ng nh\u1ea5t trong D\u1ef1 th\u1ea3o:<\/strong><\/li>\n<\/ol>\n<ul>\n<li>\u0110i\u1ec1u 5 vi\u1ebft \u201cQu\u1ef9 th\u01b0\u1edfng Ban \u0111i\u1ec1u h\u00e0nh\u201d kh\u00f4ng th\u1ed1ng nh\u1ea5t v\u1edbi kho\u1ea3n 5, \u0110i\u1ec1u 22 v\u00e0 kho\u1ea3n 4, \u0110i\u1ec1u 24 vi\u1ebft \u201cQu\u1ef9 th\u01b0\u1edfng Ban qu\u1ea3n l\u00fd \u0111i\u1ec1u h\u00e0nh\u201d.<\/li>\n<li>\u0110i\u1ec1u 7 v\u1ec1 \u201cG\u00f3p v\u1ed1n, mua c\u1ed5 ph\u1ea7n\u201d nh\u1eafc \u0111\u1ebfn th\u1ea9m quy\u1ec1n c\u1ee7a c\u00e1c c\u1ea5p, kh\u00f4ng c\u00f3 T\u1ed5ng Gi\u00e1m \u0111\u1ed1c, nh\u01b0ng \u0110i\u1ec1u 32 v\u1ec1 \u201cTr\u00e1ch nhi\u1ec7m c\u1ee7a T\u1ed5ng gi\u00e1m \u0111\u1ed1c\u201d th\u00ec l\u1ea1i nh\u1eafc \u0111\u1ebfn c\u00f3 th\u1ea9m quy\u1ec1n c\u1ee7a T\u1ed5ng Gi\u00e1m \u0111\u1ed1c.<\/li>\n<li>N\u1ed9i dung kho\u1ea3n 2, \u0110i\u1ec1u 7 v\u1ec1 \u201cG\u00f3p v\u1ed1n, mua c\u1ed5 ph\u1ea7n\u201d tr\u00f9ng l\u1eb7p v\u1edbi n\u1ed9i dung kho\u1ea3n 3, \u0110i\u1ec1u 31 v\u1ec1 \u201cTr\u00e1ch nhi\u1ec7m c\u1ee7a H\u1ed9i \u0111\u1ed3ng qu\u1ea3n tr\u1ecb, H\u1ed9i \u0111\u1ed3ng th\u00e0nh vi\u00ean c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng\u201d tr\u00e1ch nhi\u1ec7m trong vi\u1ec7c g\u00f3p g\u1ed1n, mua c\u1ed5 ph\u1ea7n.<\/li>\n<li>\u0110i\u1ec1u 26 v\u1ec1 \u201cB\u00e1o c\u00e1o t\u00e0i ch\u00ednh\u201d, kho\u1ea3n 6, \u0110i\u1ec1u 31 v\u1ec1 \u201cTr\u00e1ch nhi\u1ec7m c\u1ee7a H\u1ed9i \u0111\u1ed3ng qu\u1ea3n tr\u1ecb, H\u1ed9i \u0111\u1ed3ng th\u00e0nh vi\u00ean c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng\u201d v\u00e0 kho\u1ea3n 5, \u0110i\u1ec1u 32 v\u1ec1 \u201cTr\u00e1ch nhi\u1ec7m c\u1ee7a T\u1ed5ng gi\u00e1m \u0111\u1ed1c (Gi\u00e1m \u0111\u1ed1c) t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng\u201d kh\u00f4ng th\u1ed1ng nh\u1ea5t v\u1ec1 tr\u00e1ch nhi\u1ec7m \u0111\u1ed1i v\u1edbi t\u00ednh ch\u00ednh x\u00e1c, trung th\u1ef1c c\u1ee7a b\u00e1o c\u00e1o t\u00e0i ch\u00ednh. C\u1ee5 th\u1ec3 \u0110i\u1ec1u 26 th\u00ec quy \u0111\u1ecbnh Ch\u1ee7 t\u1ecbch ho\u1eb7c T\u1ed5ng gi\u00e1m \u0111\u1ed1c ch\u1ecbu tr\u00e1ch nhi\u1ec7m, \u0110i\u1ec1u 31 th\u00ec quy \u0111\u1ecbnh H\u1ed9i \u0111\u1ed3ng ch\u1ecbu tr\u00e1ch nhi\u1ec7m v\u00e0 \u0110i\u1ec1u 32 th\u00ec T\u1ed5ng gi\u00e1m \u0111\u1ed1c ch\u1ecbu, trong \u0111\u00f3 quy \u0111\u1ecbnh 1 trong 2-3 \u0111\u1ed1i t\u01b0\u1ee3ng ch\u1ecbu tr\u00e1ch nhi\u1ec7m v\u00e0 c\u1ea3 3-4 \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1c nhau c\u00f9ng ch\u1ecbu. V\u00e0 cu\u1ed1i c\u00f9ng th\u00ec kh\u00f4ng th\u1ec3 x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c l\u00e0 tr\u00e1ch nhi\u1ec7m c\u1ee7a ai hay c\u1ee7a t\u1ea5t c\u1ea3 v\u00e0 tr\u00e1ch nhi\u1ec7m \u0111\u1ebfn \u0111\u00e2u.<\/li>\n<li>Ch\u1ee7 t\u1ecbch H\u1ed9i \u0111\u1ed3ng qu\u1ea3n tr\u1ecb ho\u1eb7c Ch\u1ee7 t\u1ecbch H\u1ed9i \u0111\u1ed3ng th\u00e0nh vi\u00ean ho\u1eb7c T\u1ed5ng gi\u00e1m \u0111\u1ed1c (Gi\u00e1m \u0111\u1ed1c) c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i ch\u1ecbu tr\u00e1ch nhi\u1ec7m n\u00e0y. T\u00ean ch\u01b0\u01a1ng VI vi\u1ebft \u201cT\u1ed5ng Gi\u00e1m \u0111\u1ed1c, Gi\u00e1m \u0111\u1ed1c\u201d c\u1ee7a TCTD, trong khi c\u00e1c ch\u1ed7 kh\u00e1c vi\u1ebft \u201cT\u1ed5ng Gi\u00e1m \u0111\u1ed1c (Gi\u00e1m \u0111\u1ed1c)\u201d.<\/li>\n<\/ul>\n<ol start=\"4\">\n<li><strong>K<\/strong><strong>h\u00f4ng r\u00f5 r\u00e0ng:<\/strong><\/li>\n<\/ol>\n<ul>\n<li>\u0110i\u1ec1u 3: Quy \u0111\u1ecbnh \u201c<em>Ch\u1ee7 t\u1ecbch H\u1ed9i \u0111\u1ed3ng qu\u1ea3n tr\u1ecb ho\u1eb7c Ch\u1ee7 t\u1ecbch H\u1ed9i \u0111\u1ed3ng th\u00e0nh vi\u00ean ho\u1eb7c T\u1ed5ng gi\u00e1m \u0111\u1ed1c ho\u1eb7c Gi\u00e1m \u0111\u1ed1c c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i ch\u1ecbu tr\u00e1ch nhi\u1ec7m tr\u01b0\u1edbc ph\u00e1p lu\u1eadt, tr\u01b0\u1edbc c\u00e1c c\u01a1 quan qu\u1ea3n l\u00fd Nh\u00e0 n\u01b0\u1edbc v\u1ec1 vi\u1ec7c ch\u1ea5p h\u00e0nh ch\u1ebf \u0111\u1ed9 t\u00e0i ch\u00ednh, k\u1ebf to\u00e1n, ki\u1ec3m to\u00e1n c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i<\/em>.\u201d Nh\u01b0 v\u1eady, kh\u00f4ng r\u00f5 Ch\u1ee7 t\u1ecbch hay T\u1ed5ng gi\u00e1m \u0111\u1ed1c ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m tr\u01b0\u1edbc ph\u00e1p lu\u1eadt&#8230;<\/li>\n<li>\u0110i\u1ec1u 24 v\u1ec1 \u201cNguy\u00ean t\u1eafc s\u1eed d\u1ee5ng c\u00e1c qu\u1ef9\u201d:<\/li>\n<li>\u0110i\u1ec1u n\u00e0y quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 m\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng c\u1ee7a t\u1eebng qu\u1ef9 l\u00e0 \u0111\u00fang v\u1edbi TCTD l\u00e0 c\u00f4ng ty nh\u00e0 n\u01b0\u1edbc. C\u00f2n \u0111\u1ed1i v\u1edbi c\u00e1c TCTD kh\u00e1c l\u00e0 kh\u00f4ng r\u00f5 r\u00e0ng. N\u1ebfu c\u00e1c TCTD kh\u00e1c c\u0169ng tr\u00edch l\u1eadp c\u00e1c qu\u1ef9 t\u01b0\u01a1ng t\u1ef1, th\u00ec c\u00f3 ph\u1ea3i s\u1eed d\u1ee5ng theo \u201cnguy\u00ean t\u1eafc s\u1eed d\u1ee5ng c\u00e1c qu\u1ef9 hay kh\u00f4ng? Ch\u1eb3ng h\u1ea1n Qu\u1ef9 ph\u00fac l\u1ee3i kh\u00f4ng b\u1eaft bu\u1ed9c ph\u1ea3i c\u00f3 \u0111\u1ed1i v\u1edbi ng\u00e2n h\u00e0ng c\u1ed5 ph\u1ea7n, nh\u01b0ng n\u1ebfu c\u00f3 l\u1eadp qu\u1ef9 n\u00e0y, th\u00ec khi s\u1eed d\u1ee5ng c\u00f3 b\u1eaft bu\u1ed9c ph\u1ea3i \u201c<em>ph\u1ed1i h\u1ee3p v\u1edbi Ban ch\u1ea5p h\u00e0nh C\u00f4ng \u0111o\u00e0n c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng qu\u1ea3n l\u00fd, s\u1eed d\u1ee5ng qu\u1ef9 n\u00e0y<\/em>\u201d hay kh\u00f4ng? V\u00ec v\u1eady, c\u1ea7n ph\u1ea3i x\u00e1c \u0111\u1ecbnh r\u00f5 \u0111i\u1ec1u n\u00e0y.<\/li>\n<li>\u0110i\u1ec3m b v\u00e0 c, kho\u1ea3n 5 quy \u0111\u1ecbnh: \u201c<em>M\u1ee9c th\u01b0\u1edfng do H\u1ed9i \u0111\u1ed3ng th\u00e0nh vi\u00ean \u00a0c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng quy\u1ebft \u0111\u1ecbnh<\/em>\u201d l\u00e0 kh\u00f4ng h\u1ee3p l\u00fd, v\u00ec theo c\u01a1 ch\u1ebf ph\u00e2n c\u1ea5p qu\u1ea3n l\u00fd \u0111\u01b0\u1ee3c ph\u00e9p th\u00ec m\u1ee9c th\u01b0\u1edfng ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 do T\u1ed5ng gi\u00e1m \u0111\u1ed1c v\u00e0 Gi\u00e1m \u0111\u1ed1c chi nh\u00e1nh quy\u1ebft \u0111\u1ecbnh tr\u00ean c\u01a1 s\u1edf quy \u0111\u1ecbnh c\u1ee7a H\u1ed9i \u0111\u1ed3ng th\u00e0nh vi\u00ean.<\/li>\n<li>\u0110i\u1ec1u 26 v\u1ec1 \u201cB\u00e1o c\u00e1o t\u00e0i ch\u00ednh\u201d: Quy \u0111\u1ecbnh \u201c<em>Ch\u1ee7 t\u1ecbch H\u1ed9i \u0111\u1ed3ng qu\u1ea3n tr\u1ecb ho\u1eb7c Ch\u1ee7 t\u1ecbch H\u1ed9i \u0111\u1ed3ng th\u00e0nh vi\u00ean ho\u1eb7c T\u1ed5ng gi\u00e1m \u0111\u1ed1c (Gi\u00e1m \u0111\u1ed1c)<\/em><em> c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i ch\u1ecbu tr\u00e1ch nhi\u1ec7m v\u1ec1 t\u00ednh ch\u00ednh x\u00e1c, trung th\u1ef1c c\u1ee7a c\u00e1c b\u00e1o c\u00e1o n\u00e0y<\/em>.\u201d. Nh\u01b0 v\u1eady, kh\u00f4ng th\u1ec3 x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c l\u1ea3 Ch\u1ee7 t\u1ecbch hay T\u1ed5ng gi\u00e1m \u0111\u1ed1c ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m.<\/li>\n<li>\u0110i\u1ec1u 32 v\u1ec1 \u201cTr\u00e1ch nhi\u1ec7m c\u1ee7a T\u1ed5ng gi\u00e1m \u0111\u1ed1c (Gi\u00e1m \u0111\u1ed1c) t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng\u201d: Kho\u1ea3n 5 quy \u0111\u1ecbnh T\u1ed5ng gi\u00e1m \u0111\u1ed1c c\u00f3 tr\u00e1ch nhi\u1ec7m \u201c<em>X\u00e2y d\u1ef1ng c\u00e1c \u0111\u1ecbnh m\u1ee9c chi ph\u00ed ph\u00f9 h\u1ee3p v\u1edbi \u0111i\u1ec1u ki\u1ec7n kinh doanh c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng<\/em>\u201d. Vi\u1ec7c quy \u0111\u1ecbnh tr\u00e1ch nhi\u1ec7m x\u00e2y d\u1ef1ng l\u00e0 l\u00e0m thay c\u00f4ng vi\u1ec7c n\u1ed9i b\u1ed9 c\u1ee7a TCTD, l\u00e0 kh\u00f4ng c\u1ea7n thi\u1ebft, trong khi \u0111\u00f3 tr\u00e1ch nhi\u1ec7m (th\u1ea9m quy\u1ec1n) quy\u1ebft \u0111\u1ecbnh (th\u00f4ng qua) c\u00e1c \u0111\u1ecbnh m\u1ee9c n\u00e0y th\u00ec kh\u00f4ng r\u00f5 thu\u1ed9c v\u1ec1 c\u1ea5p n\u00e0o.<\/li>\n<\/ul>\n<ol start=\"5\">\n<li><strong>Kh\u00f4ng c\u00f3 n\u1ed9i dung th<\/strong><strong>\u1ef1c ch\u1ea5t<\/strong><strong>:<\/strong><\/li>\n<\/ol>\n<ul>\n<li>2\/3 s\u1ed1 \u0111i\u1ec1u c\u1ee7a d\u1ef1 th\u1ea3o kh\u00f4ng \u0111\u01b0a ra quy \u0111\u1ecbnh n\u00e0o c\u1ee5 th\u1ec3 ho\u1eb7c ch\u1ec9 nh\u1eafc l\u1ea1i nh\u1eefng \u0111i\u1ec1u \u0111\u01b0\u01a1ng nhi\u00ean v\u1ec1 ch\u1ebf \u0111\u1ed9 t\u00e0i ch\u00ednh c\u1ee7a c\u00e1c doanh nghi\u1ec7p, \u0111\u00e3 \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong Lu\u1eadt C\u00e1c TCTD, Lu\u1eadt Doanh nghi\u1ec7p v\u00e0 c\u00e1c v\u0103n b\u1ea3n quy ph\u1ea1m ph\u00e1p lu\u1eadt trong l\u0129nh v\u1ef1c thu\u1ebf, k\u1ebf to\u00e1n, t\u00e0i ch\u00ednh:<\/li>\n<li>\u0110i\u1ec1u 2. Nguy\u00ean t\u1eafc qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh;<\/li>\n<li>\u0110i\u1ec1u 6. S\u1eed d\u1ee5ng v\u1ed1n, t\u00e0i s\u1ea3n;<\/li>\n<li>\u0110i\u1ec1u 7. G\u00f3p v\u1ed1n, mua c\u1ed5 ph\u1ea7n;\u2026<\/li>\n<li>V\u00ec v\u1eady, l\u00e0 kh\u00f4ng c\u1ea7n thi\u1ebft, \u0111\u1ec1 ngh\u1ecb xem x\u00e9t b\u1ecf b\u1edbt, \u0111\u1ed3ng th\u1eddi t\u1eadp trung v\u00e0o vi\u1ec7c quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 nh\u1eefng v\u1ea5n \u0111\u1ec1 \u0111\u1eb7c th\u00f9, kh\u00e1c bi\u1ec7t c\u1ee7a c\u00e1c TCTD.<\/li>\n<\/ul>\n<ol start=\"6\">\n<li><strong>Kh\u00f4ng \u0111\u00fang v\u1ec1 th\u1ec3 th\u1ee9c, k\u1ef9 thu\u1eadt so\u1ea1n th\u1ea3o:<\/strong><\/li>\n<\/ol>\n<ul>\n<li>C\u00f3 5\/37 \u0111i\u1ec1u kh\u00f4ng c\u00f3 t\u00ean g\u1ecdi (c\u00e1c \u0111i\u1ec1u 3, 5, 19, 36 v\u00e0 37) l\u00e0 kh\u00f4ng h\u1ee3p l\u00fd, c\u1ea7n \u0111\u01b0\u1ee3c \u0111\u1eb7t t\u00ean c\u1ee5 th\u1ec3, r\u00f5 r\u00e0ng.<\/li>\n<li>\u0110i\u1ec1u 4: T\u00ean \u0111i\u1ec1u l\u00e0 \u201cV\u1ed1n ho\u1ea1t \u0111\u1ed9ng c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng\u201d, nh\u01b0ng n\u1ed9i dung l\u1ea1i nh\u1eafc \u0111\u1ebfn c\u1ea3 \u201cchi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i\u201d. Do v\u1eady ho\u1eb7c ph\u1ea3i b\u1ecf c\u1ee5m t\u1eeb \u201cc\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng\u201d ho\u1eb7c th\u00eam c\u1ee5m t\u1eeb \u201cchi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i\u201d trong t\u00ean \u0110i\u1ec1u.<\/li>\n<li>\u0110i\u1ec1u 8 v\u1ec1 \u201cB\u1ea3o \u0111\u1ea3m an to\u00e0n v\u1ed1n\u201d:<\/li>\n<li>\u0110o\u1ea1n \u201c<em>T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i c\u00f3 tr\u00e1ch nhi\u1ec7m th\u1ef1c hi\u1ec7n c\u00e1c quy \u0111\u1ecbnh v\u1ec1 b\u1ea3o \u0111\u1ea3m an to\u00e0n v\u1ed1n ho\u1ea1t \u0111\u1ed9ng nh\u01b0 sau<\/em>\u201d kh\u00f4ng thu\u1ed9c kho\u1ea3n n\u00e0o trong m\u1ed9t \u0111i\u1ec1u \u0111\u01b0\u1ee3c b\u1ed1 c\u1ee5c th\u00e0nh c\u00e1c kho\u1ea3n. V\u00ec v\u1eady c\u1ea7n b\u1ecf \u0111o\u1ea1n n\u00e0y v\u00e0 s\u1eeda t\u00ean \u0110i\u1ec1u th\u00e0nh \u201c<em>Tr\u00e1ch nhi\u1ec7m th\u1ef1c hi\u1ec7n c\u00e1c quy \u0111\u1ecbnh v\u1ec1 b<\/em><em>\u1ea3o \u0111\u1ea3m an to\u00e0n v\u1ed1n<\/em><em> ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c TCTD, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i<\/em>\u201d.<\/li>\n<li>T\u01b0\u01a1ng t\u1ef1 nh\u01b0 tr\u00ean l\u00e0 \u0110i\u1ec1u 11 v\u1ec1 \u201cX\u1eed l\u00fd t\u1ed5n th\u1ea5t v\u1ec1 t\u00e0i s\u1ea3n\u201d, \u0110i\u1ec1u 17 v\u1ec1 \u201cC\u00e1c kho\u1ea3n kh\u00f4ng \u0111\u01b0\u1ee3c h\u1ea1ch to\u00e1n v\u00e0o chi ph\u00ed\u201d.<\/li>\n<li>\u0110i\u1ec1u 9 v\u1ec1 \u201cKi\u1ec3m k\u00ea, \u0111\u00e1nh gi\u00e1 l\u1ea1i t\u00e0i s\u1ea3n\u201d:<\/li>\n<li>\u0110i\u1ec1u n\u00e0y \u0111\u01b0\u1ee3c chia th\u00e0nh 2 kho\u1ea3n ho\u00e0n to\u00e0n kh\u00f4ng c\u00f3 s\u1ef1 li\u00ean quan \u0111\u1ebfn nhau. Nh\u01b0 v\u1eady, c\u1ea7n t\u00e1ch th\u00e0nh 2 \u0111i\u1ec1u ri\u00eang l\u00e0 \u201cKi\u1ec3m k\u00ea t\u00e0i s\u1ea3n\u201d v\u00e0 \u201c\u0110\u00e1nh gi\u00e1 l\u1ea1i t\u00e0i s\u1ea3n\u201d;<\/li>\n<li>B\u1ed1 c\u1ee5c \u0111i\u1ec3m a v\u00e0 b, kho\u1ea3n 1 c\u1ee7a D\u1ef1 th\u1ea3o l\u00e0 thi\u1ebfu l\u00f4-gic (kho\u1ea3n b ch\u1ec9 l\u00e0 m\u1ed9t ti\u1ebft c\u1ee7a \u0111i\u1ec3m a);<\/li>\n<li>\u0110i\u1ec1u 10 v\u1ec1 \u201cKh\u1ea5u hao t\u00e0i s\u1ea3n c\u1ed1 \u0111\u1ecbnh\u201d: C\u1ea7n ph\u00e2n th\u00e0nh 2 kho\u1ea3n, v\u00ec n\u1ed9i dung g\u1ed3m 2 v\u1ea7n \u0111\u1ec1 ri\u00eang.<\/li>\n<li>\u0110i\u1ec1u 14 v\u1ec1 \u201cThanh l\u00fd t\u00e0i s\u1ea3n\u201d: Kho\u1ea3n 1 c\u00f3 quy \u0111\u1ecbnh \u201ct\u00e0i s\u1ea3n \u0111\u00e3 s\u1eed d\u1ee5ng v\u01b0\u1ee3t qu\u00e1 th\u1eddi gian s\u1eed d\u1ee5ng\u201d c\u1ea7n s\u1eeda t\u1eeb \u201cth\u1eddi gian\u201d th\u00e0nh \u201cth\u1eddi h\u1ea1n\u201d \u0111\u1ec3 b\u1ea3o \u0111\u1ea3m s\u1ef1 ch\u00ednh x\u00e1c.<\/li>\n<li>\u0110i\u1ec1u 22 v\u1ec1 \u201cPh\u00e2n ph\u1ed1i l\u1ee3i nhu\u1eadn sau thu\u1ebf thu nh\u1eadp doanh nghi\u1ec7p \u0111\u1ed1i v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng l\u00e0 c\u00f4ng ty tr\u00e1ch nhi\u1ec7m h\u1eefu h\u1ea1n m\u1ed9t th\u00e0nh vi\u00ean do Nh\u00e0 n\u01b0\u1edbc l\u00e0m ch\u1ee7 s\u1edf h\u1eefu\u201d: \u0110i\u1ec3m c, kho\u1ea3n 5 vi\u1ebft \u201cTr\u00edch t\u1ed1i \u0111a kh\u00f4ng qu\u00e1 ba th\u00e1ng l\u01b0\u01a1ng\u201d, l\u00e0 th\u1eeba 1 trong 2 t\u1eeb \u201ct\u1ed1i \u0111a\u201d ho\u1eb7c \u201ckh\u00f4ng qu\u00e1\u201d.<\/li>\n<li>\u0110i\u1ec1u 30 v\u1ec1 \u201cK\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh\u201d: Sau \u0111i\u1ec3m c, kho\u1ea3n 1 quy \u0111\u1ecbnh m\u1ed9t \u0111o\u1ea1n \u201c<em>C\u00e1c k\u1ebf ho\u1ea1ch n\u00eau tr\u00ean ph\u1ea3i \u0111\u01b0\u1ee3c H\u1ed9i \u0111\u1ed3ng qu\u1ea3n tr\u1ecb, H\u1ed9i \u0111\u1ed3ng th\u00e0nh vi\u00ean c\u1ee7a TCTD ph\u00ea duy\u1ec7t<\/em>&#8230;\u201d. \u0110o\u1ea1n v\u0103n n\u00e0y g\u1eafn li\u1ec1n v\u1edbi n\u1ed9i dung c\u1ee7a kho\u1ea3n 1, nh\u01b0ng kh\u00f4ng th\u1ec3 \u0111\u1ec3 \u1edf cu\u1ed1i kho\u1ea3n, \u0111\u1ed3ng th\u1eddi l\u1eabn v\u1edbi \u0111i\u1ec3m c nh\u01b0 hi\u1ec7n nay, kh\u00f4ng b\u1ea3o \u0111\u1ea3m s\u1ef1 l\u00f4-gic t\u1ed1i thi\u1ec3u. V\u00ec v\u1eady c\u1ea7n t\u00e1ch th\u00e0nh m\u1ed9t kho\u1ea3n ri\u00eang.<\/li>\n<li>D\u1ea5u cu\u1ed1i c\u00e2u kh\u00f4ng ch\u00ednh x\u00e1c (kh\u00f4ng c\u00f3 d\u1ea5u ch\u1ea5m c\u00e2u, d\u1ea5u ch\u1ea5m th\u00e0nh ch\u1ea5m ph\u1ea3y v\u00e0 ng\u01b0\u1ee3c l\u1ea1i).<\/li>\n<li>C\u00e1c t\u1eeb \u201ch\u00e0ng ng\u00e0y\u201d, \u201ch\u00e0ng qu\u00fd\u201d v\u00e0 \u201ch\u00e0ng n\u0103m\u201d (trong nhi\u1ec1u \u0111i\u1ec1u), c\u1ea7n ph\u1ea3i s\u1eeda th\u00e0nh \u201ch\u1eb1ng ng\u00e0y\u201d, \u201ch\u1eb1ng qu\u00fd\u201d v\u00e0 \u201ch\u1eb1ng n\u0103m\u201d cho \u0111\u00fang v\u1edbi Lu\u1eadt C\u00e1c TCTD c\u0169ng nh\u01b0 ch\u00ednh t\u1ea3.<\/li>\n<\/ul>\n<p><em>\u00a0<\/em><\/p>\n<p><em>Tr\u00e2n tr\u1ecdng tham gia!<\/em><\/p>\n<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;<\/p>\n<p><strong><em>\u0110\u1ecba ch\u1ec9 li\u00ean h\u1ec7:<\/em><\/strong><\/p>\n<p><em>\u0110C:\u00a0<\/em><em>C\u00f4ng ty Lu\u1eadt\u00a0<\/em><em>ANVI, t\u1ea7ng 2, T\u00f2a nh\u00e0 Savina, s\u1ed1 1 \u0110inh L\u1ec5, ph\u1ed1 Tr\u00e0ng Ti\u1ec1n, qu\u1eadn Ho\u00e0n Ki\u1ebfm,\u00a0<\/em><em>HN<\/em><\/p>\n<p><em>FB: Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c (www.facebook.com\/LSTruongThanhDuc)<\/em><\/p>\n<p><em>E-mail: duc.tt\u00a0@anvilaw.com<\/em><\/p>\n<p><em>Web: www.anvilaw.com<\/em><\/p>\n<p><em>\u0110T: 090.345.9070<\/em>","protected":false},"excerpt":{"rendered":"<p>(ANVI) &#8211; G\u00f3p \u00fd D\u1ef1 th\u1ea3o Ngh\u1ecb \u0111\u1ecbnh v\u1ec1 Ch\u1ebf \u0111\u1ed9\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 H\u00e0 N\u1ed9i 09-10-2011 t\u00e0i ch\u00ednh \u0111\u1ed1i v\u1edbi c\u00e1c TCTD &nbsp; Theo \u0111\u1ec1 ngh\u1ecb c\u1ee7a V\u1ee5 Ph\u00e1p lu\u1eadt, V\u0103n ph\u00f2ng Ch\u00ednh ph\u1ee7, t\u00f4i xin g\u00f3p \u00fd v\u00e0o D\u1ef1 th\u1ea3o Ngh\u1ecb \u0111\u1ecbnh v\u1ec1 Ch\u1ebf \u0111\u1ed9 t\u00e0i ch\u00ednh \u0111\u1ed1i v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":6498,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[18,26],"tags":[],"class_list":["post-5890","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-chi-phong-van","category-legal-media"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - 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