{"id":6979,"date":"2021-07-29T14:10:04","date_gmt":"2021-07-29T07:10:04","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=6979"},"modified":"2022-02-24T11:31:41","modified_gmt":"2022-02-24T04:31:41","slug":"2-794-ngan-hang-ban-mon-no-tieu-dung-chi-480-nghin-dong-ai-mua","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/2-794-ngan-hang-ban-mon-no-tieu-dung-chi-480-nghin-dong-ai-mua\/","title":{"rendered":"2.794. Ng\u00e2n h\u00e0ng b\u00e1n m\u00f3n n\u1ee3 ti\u00eau d\u00f9ng ch\u1ec9 480 ngh\u00ecn \u0111\u1ed3ng, ai mua?"},"content":{"rendered":"

(DV) – VietinBank v\u1eeba th\u00f4ng b\u00e1o b\u00e1n c\u00e1c kho\u1ea3n n\u1ee3 ti\u00eau d\u00f9ng l\u1ea7n hai, trong \u0111\u00f3 c\u00f3 m\u00f3n n\u1ee3 h\u01a1n 71 tri\u1ec7u \u0111\u1ed3ng nh\u01b0ng c\u0169ng m\u00f3n n\u1ee3 ch\u01b0a \u0111\u1ebfn 500 ngh\u00ecn \u0111\u1ed3ng.<\/h4>\n

Ng\u00e2n h\u00e0ng rao b\u00e1n m\u00f3n n\u1ee3\u00a0vay ti\u00eau d\u00f9ng<\/a>\u00a0ch\u1ec9 480 ngh\u00ecn \u0111\u1ed3ng<\/h4>\n

VietinBank<\/a>\u00a0v\u1eeba ph\u00e1t \u0111i th\u00f4ng b\u00e1o b\u00e1n c\u00e1c kho\u1ea3n n\u1ee3 vay ti\u00eau d\u00f9ng l\u1ea7n hai c\u1ee7a 36 c\u00e1 nh\u00e2n \u0111\u1ec3 thu h\u1ed3i n\u1ee3 v\u1edbi t\u1ed5ng gi\u00e1 tr\u1ecb h\u01a1n 614 tri\u1ec7u \u0111\u1ed3ng.<\/p>\n

C\u00e1c kho\u1ea3n t\u00edn d\u1ee5ng ti\u00eau d\u00f9ng c\u00f3 gi\u00e1 tr\u1ecb kh\u00f4ng l\u1edbn, th\u01b0\u1eddng ch\u1ec9 5-10 tri\u1ec7u \u0111\u1ed3ng\/kho\u1ea3n n\u1ee3, c\u00e1 bi\u1ec7t c\u00f3 kho\u1ea3n n\u1ee3 ch\u1ec9 480 ngh\u00ecn \u0111\u1ed3ng, bao g\u1ed3m c\u1ea3 g\u1ed1c, l\u00e3i v\u00e0 l\u00e3i ph\u1ea1t.<\/p>\n

Do c\u00e1c kho\u1ea3n n\u1ee3 vay ti\u00eau d\u00f9ng n\u00ean kh\u00f4ng c\u00f3 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m.<\/p>\n

\"\"<\/p>\n

VietinBank v\u1eeba th\u00f4ng b\u00e1o b\u00e1n c\u00e1c kho\u1ea3n n\u1ee3 ti\u00eau d\u00f9ng l\u1ea7n hai, trong \u0111\u00f3 c\u00f3 m\u00f3n n\u1ee3 h\u01a1n 71 tri\u1ec7u \u0111\u1ed3ng nh\u01b0ng c\u0169ng m\u00f3n n\u1ee3 ch\u01b0a \u0111\u1ebfn 500 ngh\u00ecn \u0111\u1ed3ng. (\u1ea2nh: CTG)<\/p>\n

Ng\u00e2n h\u00e0ng cho bi\u1ebft, kh\u00e1ch mua c\u00f3 th\u1ec3 mua l\u1ebb t\u1eebng m\u00f3n n\u1ee3 ho\u1eb7c t\u1ea5t c\u1ea3 kho\u1ea3n n\u1ee3 v\u00e0 ph\u1ea3i thanh to\u00e1n m\u1ed9t l\u1ea7n.<\/p>\n

\u0110\u00e1ng ch\u00fa \u00fd, ng\u00e2n h\u00e0ng s\u1ebd l\u1ef1a ch\u1ecdn ng\u01b0\u1eddi mua tr\u1ea3 gi\u00e1 cao nh\u1ea5t v\u00e0 \u00edt nh\u1ea5t b\u1eb1ng gi\u00e1 kh\u1edfi \u0111i\u1ec3m t\u1eebng kho\u1ea3n n\u1ee3.<\/p>\n

Gi\u00e1 kh\u1edfi \u0111i\u1ec3m kh\u00f4ng bao g\u1ed3m c\u00e1c chi ph\u00ed li\u00ean quan \u0111\u1ebfn vi\u1ec7c chuy\u1ec3n quy\u1ec1n s\u1edf h\u1eefu\/ s\u1eed d\u1ee5ng t\u00e0i s\u1ea3n v\u00e0 c\u00e1c chi ph\u00ed kh\u00e1c (n\u1ebfu c\u00f3) khi th\u1ef1c hi\u1ec7n mua kho\u1ea3n n\u1ee3, c\u00e1c chi ph\u00ed n\u00e0y do ng\u01b0\u1eddi tr\u00fang \u0111\u1ea5u gi\u00e1 ch\u1ecbu. Vi\u1ec7c mua, b\u00e1n n\u1ee3 kh\u00f4ng thu\u1ed9c \u0111\u1ed1i t\u01b0\u1ee3ng ch\u1ecbu thu\u1ebf gi\u00e1 tr\u1ecb gia t\u0103ng.<\/p>\n

C\u00e1c kho\u1ea3n n\u1ee3 vay ti\u00eau d\u00f9ng ph\u1ee5c v\u1ee5 \u0111\u1eddi s\u1ed1ng c\u00f3 ngh\u0129a v\u1ee5 thanh to\u00e1n cho VietinBank theo c\u00e1c h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng \u0111\u00e3 k\u00fd. Do \u0111\u00f3, ng\u01b0\u1eddi mua nh\u1eefng kho\u1ea3n n\u1ee3 n\u00e0y s\u1ebd c\u00f3 quy\u1ec1n \u0111\u00f2i n\u1ee3.<\/p>\n

\"\"<\/p>\n

M\u1ed9t s\u1ed1 kho\u1ea3n n\u1ee3 ti\u00eau d\u00f9ng \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng rao b\u00e1n. (Ngu\u1ed3n: CTG)<\/p>\n

B\u00e1n n\u1ee3 ti\u00eau d\u00f9ng, ai mua?<\/h4>\n

VietinBank \u0111\u01b0\u1ee3c bi\u1ebft \u0111\u1ebfn l\u00e0 ng\u00e2n h\u00e0ng \u0111\u1ea7u ti\u00ean c\u00f4ng khai rao b\u00e1n c\u00e1c m\u00f3n n\u1ee3 cho vay ti\u00eau d\u00f9ng. Tr\u01b0\u1edbc \u0111\u00f3, v\u00e0o h\u1ed3i th\u00e1ng 5, ng\u00e2n h\u00e0ng n\u00e0y c\u0169ng rao b\u00e1n h\u00e0ng lo\u1ea1t kho\u1ea3n n\u1ee3 ti\u00eau d\u00f9ng .<\/p>\n

T\u1ea1i th\u1eddi \u0111i\u1ec3m \u0111\u00f3, \u0111\u1ea1i di\u1ec7n VietinBank cho hay \u0111\u00e2y l\u00e0 b\u01b0\u1edbc th\u1eed nghi\u1ec7m \u0111\u1ec3 k\u00edch ho\u1ea1t th\u1ecb tr\u01b0\u1eddng mua b\u00e1n n\u1ee3 cho vay ti\u00eau d\u00f9ng.<\/p>\n

Theo v\u1ecb n\u00e0y, nhi\u1ec1u ng\u01b0\u1eddi ch\u1ec9 quen v\u1edbi nh\u1eefng kho\u1ea3n n\u1ee3 l\u1edbn v\u00e0 c\u00f3 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p, trong khi c\u00e1c kho\u1ea3n n\u1ee3 vay ti\u00eau d\u00f9ng ch\u01b0a \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng n\u00e0o ch\u00e0o b\u00e1n c\u00f4ng khai.<\/p>\n

Trong th\u1ef1c t\u1ebf, nhi\u1ec1u \u0111\u01a1n v\u1ecb c\u00f3 nhu c\u1ea7u mua kho\u1ea3n n\u1ee3 n\u00e0y, \u0111\u00f3 l\u00e0 nh\u1eefng t\u1ed5 ch\u1ee9c c\u00f3 gi\u1ea5y ph\u00e9p kinh doanh thu h\u1ed3i n\u1ee3.<\/p>\n

“Th\u1eadt ra, \u0111\u00e2y kh\u00f4ng ph\u1ea3i l\u00e0 nh\u1eefng kho\u1ea3n n\u1ee3 kh\u00f3 b\u00e1n. Ng\u00e2n h\u00e0ng v\u1eabn c\u00f3 th\u1ec3 ch\u00e0o b\u00e1n theo h\u00ecnh th\u1ee9c th\u1ecfa thu\u1eadn, nh\u01b0ng ch\u00fang t\u00f4i mu\u1ed1n ch\u00e0o b\u00e1n c\u00f4ng khai \u0111\u1ec3 ai c\u00f3 nhu c\u1ea7u v\u1eabn c\u00f3 th\u1ec3 mua \u0111\u01b0\u1ee3c, \u0111\u1ed3ng th\u1eddi \u0111\u1ec3 x\u00f3a \u0111i t\u00e2m l\u00fd c\u1ee9 kho\u1ea3n n\u1ee3 l\u1edbn, c\u00f3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o th\u00ec ng\u00e2n h\u00e0ng m\u1edbi thanh l\u00fd” – v\u1ecb n\u00e0y n\u00f3i.<\/p>\n

Vi\u1ec7c b\u00e1n c\u00e1c kho\u1ea3n n\u1ee3 l\u00e0 ho\u1ea1t \u0111\u1ed9ng b\u00ecnh th\u01b0\u1eddng c\u1ee7a ng\u00e2n h\u00e0ng \u0111\u1ec3 thu h\u1ed3i n\u1ee3. (\u1ea2nh:LT)<\/p>\n

\u0110\u1ee9ng \u1edf g\u00f3c \u0111\u1ed9 chuy\u00ean gia, lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c – Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI, h\u1ea7u h\u1ebft c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ec1u c\u00f3 c\u00f4ng ty mua b\u00e1n v\u00e0 thu h\u1ed3i n\u1ee3.\u00a0<\/em><\/p>\n

Do \u0111\u00f3, vi\u1ec7c b\u00e1n c\u00e1c kho\u1ea3n n\u1ee3 l\u00e0 ho\u1ea1t \u0111\u1ed9ng b\u00ecnh th\u01b0\u1eddng c\u1ee7a ng\u00e2n h\u00e0ng \u0111\u1ec3 thu h\u1ed3i n\u1ee3.\u00a0<\/em><\/p>\n

Tuy nhi\u00ean, theo \u00f4ng \u0110\u1ee9c, vi\u1ec7c gi\u00e1 b\u00e1n kho\u1ea3n n\u1ee3 vay ti\u00eau d\u00f9ng b\u1eb1ng tr\u1ecb gi\u00e1 s\u1ed5 s\u00e1ch (g\u1ed3m n\u1ee3 g\u1ed1c, n\u1ee3 l\u00e3i v\u00e0 l\u00e3i ph\u1ea1t) l\u00e0 nhi\u1ec7m v\u1ee5 b\u1ea5t kh\u1ea3 thi. Th\u1eadm ch\u00ed, theo \u00f4ng \u0110\u1ee9c, kh\u00f4ng c\u00f3 ai mua kho\u1ea3n n\u1ee3 n\u00e0y.\u00a0<\/em><\/p>\n

“Vi\u1ec7c m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng rao b\u00e1n c\u00e1c kho\u1ea3n n\u1ee3 ti\u00eau d\u00f9ng c\u00f3 th\u1ec3 hi\u1ec3u l\u00e0 mua b\u00e1n quy\u1ec1n \u0111\u00f2i n\u1ee3, m\u00e0 \u1edf \u0111\u00e2y, ch\u1ec9 c\u00f3 c\u00e1c c\u00f4ng ty \u0111\u00f2i n\u1ee3 thu\u00ea m\u1edbi mua b\u00e1n. C\u00f2n v\u1edbi nh\u1eefng \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1c th\u00ec khi mua b\u00e1n, h\u1ecd ph\u1ea3i h\u01b0\u1edbng t\u1edbi c\u00e1c t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m hay nh\u1eb1m t\u1edbi doanh nghi\u1ec7p.\u00a0<\/em><\/p>\n

Ch\u1eb3ng h\u1ea1n, doanh nghi\u1ec7p c\u00f3 m\u1ea3nh \u0111\u1ea5t l\u00e0 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m \u0111i k\u00e8m, th\u00ec vi\u1ec7c mua b\u00e1n c\u00e1c kho\u1ea3n n\u1ee3 ch\u00ednh l\u00e0 h\u01b0\u1edbng t\u1edbi m\u1ea3nh \u0111\u1ea5t \u1ea5y. B\u1edfi h\u1ecd th\u1ea5y, m\u1ea3nh \u0111\u1ea5t n\u00e0y c\u00f3 gi\u00e1 tr\u1ecb, ph\u00f9 h\u1ee3p nhu c\u1ea7u s\u1eed d\u1ee5ng, c\u00f3 th\u1ec3 l\u00e0m d\u1ef1 \u00e1n hay \u0111\u1ec3 s\u1ea3n xu\u1ea5t kinh doanh th\u00ec ng\u01b0\u1eddi ta m\u1edbi mua n\u1ee3”, \u00f4ng \u0110\u1ee9c n\u00f3i v\u00e0 cho r\u1eb1ng, ch\u1ec9 c\u00f3 c\u00f4ng ty con c\u1ee7a ng\u00e2n h\u00e0ng m\u1edbi mua c\u00e1c kho\u1ea3n n\u1ee3 ti\u00eau d\u00f9ng kh\u00f4ng c\u00f3 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m, nh\u1eb1m m\u1ee5c \u0111\u00edch gi\u00fap \u0111\u1ee1 cho “m\u1eb9”.<\/em><\/p>\n

C\u00f2n theo \u0111\u1ea1i di\u1ec7n C\u00f4ng ty T\u00e0i ch\u00ednh Fe Credit, vi\u1ec7c rao b\u00e1n c\u00e1c kho\u1ea3n n\u1ee3 vay ti\u00eau d\u00f9ng theo quy \u0111\u1ecbnh c\u0169ng \u0111\u01b0\u1ee3c doanh nghi\u1ec7p th\u1ef1c hi\u1ec7n th\u01b0\u1eddng xuy\u00ean. \u0110\u00e2y l\u00e0 m\u1ed9t nghi\u1ec7p v\u1ee5 trong qu\u00e1 tr\u00ecnh x\u1eed l\u00fd n\u1ee3. Khi c\u00f3 nhu c\u1ea7u thu h\u1ed3i v\u1ed1n cho ho\u1ea1t \u0111\u1ed9ng kinh doanh, c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh s\u1ebd rao b\u00e1n kho\u1ea3n n\u1ee3 vay. D\u00f9 v\u1eady, th\u1ecb tr\u01b0\u1eddng mua b\u00e1n n\u1ee3 \u1edf ph\u00e2n kh\u00fac n\u00e0y ch\u01b0a th\u1eadt s\u1ef1 nh\u1ed9n nh\u1ecbp.<\/p>\n

Th\u1ef1c t\u1ebf, c\u00e1c kho\u1ea3n n\u1ee3 x\u1ea5u vay ti\u00eau d\u00f9ng c\u0169ng “\u1ebf \u1ea9m” v\u00e0 ph\u1ea3i h\u1ea1 gi\u00e1 sau c\u00e1c l\u1ea7n rao b\u00e1n.<\/p>\n

Ch\u1eb3ng h\u1ea1n, ng\u00e0y 17\/5 m\u1ed9t ng\u00e2n h\u00e0ng rao b\u00e1n kho\u1ea3n n\u1ee3 vay ti\u00eau d\u00f9ng c\u1ee7a 9 kh\u00e1ch h\u00e0ng v\u1edbi gi\u00e1 tr\u1ecb ghi s\u1ed5 h\u01a1n 75,5 tri\u1ec7u \u0111\u1ed3ng g\u1ed3m g\u1ed1c, l\u00e3i v\u00e0 l\u00e3i ph\u1ea1t. Trong \u0111\u00f3, kho\u1ea3n n\u1ee3 c\u00f3 gi\u00e1 tr\u1ecb cao nh\u1ea5t h\u01a1n 16 tri\u1ec7u \u0111\u1ed3ng, th\u1ea5p nh\u1ea5t ch\u1ec9 h\u01a1n 1 tri\u1ec7u \u0111\u1ed3ng.<\/p>\n

Hay nh\u01b0 m\u1ed9t kho\u1ea3n n\u1ee3 vay ti\u00eau d\u00f9ng n\u1eefa c\u1ee7a nh\u00f3m 15 kh\u00e1ch h\u00e0ng c\u0169ng \u0111\u00e3 \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng rao l\u1ea7n th\u1ee9 hai v\u1edbi gi\u00e1 gi\u1ea3m 15 tri\u1ec7u \u0111\u1ed3ng so v\u1edbi tr\u01b0\u1edbc \u0111\u00f3 v\u00e0i ng\u00e0y.<\/p>\n

H.Anh<\/strong><\/p>\n

\u2014\u2014\u2014\u2014\u2014-<\/em><\/strong><\/p>\n

D\u00e2n Vi\u1ec7t (Kinh t\u1ebf) 29-7-2021:<\/em><\/p>\n

https:\/\/danviet.vn\/ngan-hang-ban-mon-no-tieu-dung-chi-480-nghin-dong-ai-mua-20210729164147969.htm<\/em><\/a><\/p>\n

(249\/987)<\/em>","protected":false},"excerpt":{"rendered":"

(DV) – VietinBank v\u1eeba th\u00f4ng b\u00e1o b\u00e1n c\u00e1c kho\u1ea3n n\u1ee3 ti\u00eau d\u00f9ng l\u1ea7n hai, trong \u0111\u00f3 c\u00f3 m\u00f3n n\u1ee3 h\u01a1n 71 tri\u1ec7u \u0111\u1ed3ng nh\u01b0ng c\u0169ng m\u00f3n n\u1ee3 ch\u01b0a \u0111\u1ebfn 500 ngh\u00ecn \u0111\u1ed3ng. Ng\u00e2n h\u00e0ng rao b\u00e1n m\u00f3n n\u1ee3\u00a0vay ti\u00eau d\u00f9ng\u00a0ch\u1ec9 480 ngh\u00ecn \u0111\u1ed3ng VietinBank\u00a0v\u1eeba ph\u00e1t \u0111i th\u00f4ng b\u00e1o b\u00e1n c\u00e1c kho\u1ea3n n\u1ee3 vay ti\u00eau d\u00f9ng […]<\/p>\n","protected":false},"author":1,"featured_media":6980,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-6979","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n2.794. 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