{"id":7021,"date":"2021-07-18T16:02:02","date_gmt":"2021-07-18T09:02:02","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=7021"},"modified":"2022-02-24T11:28:05","modified_gmt":"2022-02-24T04:28:05","slug":"2-782-nha-bang-van-kiem-bon-nho-bao-hiem","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/2-782-nha-bang-van-kiem-bon-nho-bao-hiem\/","title":{"rendered":"2.782. Nh\u00e0 b\u0103ng v\u1eabn ki\u1ebfm b\u1ed9n nh\u1edd b\u1ea3o hi\u1ec3m"},"content":{"rendered":"(\u0110T) – D\u00f9 b\u1ecb Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, B\u1ed9 T\u00e0i ch\u00ednh c\u1ea3nh b\u00e1o v\u1ec1 hi\u1ec7n t\u01b0\u1ee3ng \u00e9p mua b\u1ea3o hi\u1ec3m, song v\u1edbi l\u1ee3i nhu\u1eadn kh\u1ed5ng l\u1ed3 t\u1eeb m\u1ea3ng n\u00e0y, c\u00e1c ng\u00e2n h\u00e0ng d\u1ef1 b\u00e1o ti\u1ebfp t\u1ee5c \u0111\u1ea9y m\u1ea1nh kinh doanh b\u1ea3o hi\u1ec3m.<\/strong><\/p>\n\n\n\n\n
\"\"<\/td>\n<\/tr>\n
Nhi\u1ec1u\u00a0ng\u00e2n h\u00e0ng<\/a>\u00a0\u0111ang ki\u1ebfm b\u1ed9n ti\u1ec1n t\u1eeb m\u1ea3ng kinh doanh b\u1ea3o hi\u1ec3m, nh\u01b0 VietinBank, SCB, VPBank…\u00a0\u1ea2nh: \u0110.T<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Nh\u1eefng h\u1ee3p \u0111\u1ed3ng ng\u00e0n t\u1ef7 b\u00e9o b\u1edf v\u1edbi nh\u00e0 b\u0103ng<\/strong><\/p>\n

Ng\u00e2n h\u00e0ng VietinBank v\u1eeba c\u00f4ng b\u1ed1 k\u1ebft qu\u1ea3 kinh doanh 6 th\u00e1ng v\u1edbi l\u1ee3i nhu\u1eadn \u01b0\u1edbc \u0111\u1ea1t 13.000 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 75% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m ngo\u00e1i. Con s\u1ed1 l\u1ee3i nhu\u1eadn n\u00e0y kh\u1ea3 n\u0103ng ch\u01b0a bao g\u1ed3m kho\u1ea3n ph\u00ed tr\u1ea3 tr\u01b0\u1edbc c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u00e1n b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd v\u1edbi Manulife k\u00fd k\u1ebft cu\u1ed1i n\u0103m ngo\u00e1i. Nh\u01b0 v\u1eady, 2 qu\u00fd cu\u1ed1i n\u0103m, VietinBank s\u1ebd ghi nh\u1eadn th\u00eam h\u00e0ng ng\u00e0n t\u1ef7 \u0111\u1ed3ng kho\u1ea3n ph\u00ed tr\u1ea3 tr\u01b0\u1edbc n\u00e0y.<\/p>\n

Ng\u00e2n h\u00e0ng SCB c\u0169ng cho bi\u1ebft k\u1ebft qu\u1ea3 kinh doanh 6 th\u00e1ng \u0111\u1ea7u n\u0103m r\u1ea5t kh\u1ea3 quan, nh\u1ea5t l\u00e0 m\u1ea3ng d\u1ecbch v\u1ee5. H\u1ebft qu\u00fd II\/2021, thu nh\u1eadp t\u1eeb d\u1ecbch v\u1ee5 c\u1ee7a Ng\u00e2n h\u00e0ng \u0111\u1ea1t 1.310 t\u1ef7 \u0111\u1ed3ng, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 78% t\u1ed5ng thu nh\u1eadp d\u1ecbch v\u1ee5 n\u0103m 2020. Trong \u0111\u00f3, doanh s\u1ed1 b\u1ea3o hi\u1ec3m \u0111\u1ea1t g\u1ea7n 1.000 t\u1ef7 \u0111\u1ed3ng, \u0111\u01b0a SCB tr\u1edf th\u00e0nh ng\u00e2n h\u00e0ng \u0111\u1ee9ng \u0111\u1ea7u th\u1ecb tr\u01b0\u1eddng v\u1ec1 t\u1ed1c \u0111\u1ed9 ph\u00e1t tri\u1ec3n kinh doanh m\u1ea3ng bancassurance.<\/p>\n

T\u1ea1i m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng kh\u00e1c, thu nh\u1eadp \u0111\u1ebfn t\u1eeb b\u1ea3o hi\u1ec3m c\u0169ng t\u0103ng m\u1ea1nh. C\u1ee5 th\u1ec3, Ng\u00e2n h\u00e0ng MSB b\u00e1o l\u00e3i tr\u01b0\u1edbc thu\u1ebf 6 th\u00e1ng \u0111\u1ea7u n\u0103m t\u0103ng g\u1ea5p 3 l\u1ea7n c\u00f9ng k\u1ef3, \u0111\u1ea1t 85% k\u1ebf ho\u1ea1ch c\u1ea3 n\u0103m v\u1edbi 2.800 t\u1ef7 \u0111\u1ed3ng.<\/p>\n

Theo nh\u1eadn \u0111\u1ecbnh c\u1ee7a C\u00f4ng ty ch\u1ee9ng kho\u00e1n SSI, nguy\u00ean nh\u00e2n khi\u1ebfn l\u1ee3i nhu\u1eadn c\u1ee7a MSB t\u0103ng m\u1ea1nh m\u1ed9t ph\u1ea7n l\u00e0 nh\u1edd ngu\u1ed3n ti\u1ec1n b\u1ed5 sung t\u1eeb ph\u00ed tr\u1ea3 tr\u01b0\u1edbc c\u1ee7a th\u1ecfa thu\u1eadn \u0111\u1ed9c quy\u1ec1n \u0111\u01b0\u1ee3c k\u00fd k\u1ebft g\u1ea7n \u0111\u00e2y v\u1edbi Prudential, \u01b0\u1edbc t\u00ednh kho\u1ea3ng 500 t\u1ef7 \u0111\u1ed3ng. Kh\u00f4ng ch\u1ec9 ph\u00ed tr\u1ea3 tr\u01b0\u1edbc, th\u01b0\u01a1ng v\u1ee5 b\u1eaft tay n\u00e0y c\u00f2n khi\u1ebfn doanh thu t\u1eeb ph\u00ed b\u00e1n b\u1ea3o hi\u1ec3m c\u1ee7a MSB \u0111\u01b0\u1ee3c d\u1ef1 \u0111o\u00e1n t\u0103ng 30-40%\/n\u0103m trong v\u00f2ng 5 n\u0103m t\u1edbi.<\/p>\n

\u0110\u1ed1i v\u1edbi Ng\u00e2n h\u00e0ng ACB, C\u00f4ng ty SSI \u01b0\u1edbc t\u00ednh l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf qu\u00fd II\/2021 t\u0103ng 58% so v\u1edbi c\u00f9ng k\u1ef3, nh\u1edd t\u00edn d\u1ee5ng t\u0103ng 19 – 20%, bi\u00ean l\u00e3i r\u00f2ng n\u1edbi r\u1ed9ng so v\u1edbi c\u00f9ng k\u1ef3 v\u00e0 doanh thu t\u1eeb ho\u1ea1t \u0111\u1ed9ng b\u00e1n ch\u00e9o b\u1ea3o hi\u1ec3m. K\u1ec3 t\u1eeb ng\u00e0y 1\/1\/2021, ACB ch\u00ednh th\u1ee9c ph\u00e2n ph\u1ed1i \u0111\u1ed9c quy\u1ec1n c\u00e1c s\u1ea3n ph\u1ea9m nh\u00e2n th\u1ecd c\u1ee7a Sunlife Vi\u1ec7t Nam, kho\u1ea3n ph\u00ed tr\u1ea3 tr\u01b0\u1edbc cho h\u1ee3p \u0111\u1ed3ng n\u00e0y l\u00e0 370 tri\u1ec7u USD (8.500 t\u1ef7 \u0111\u1ed3ng).<\/p>\n

Trong khi \u0111\u00f3, VPBank \u0111ang r\u00e1o ri\u1ebft ti\u1ebfn h\u00e0nh \u0111\u00e0m ph\u00e1n l\u1ea1i h\u1ee3p \u0111\u1ed3ng bancassurance v\u1edbi h\u00e3ng b\u1ea3o hi\u1ec3m AIA. \u01af\u1edbc t\u00ednh, sau khi k\u00fd k\u1ebft, VPBank s\u1ebd thu v\u1ec1 kho\u1ea3n ph\u00ed tr\u1ea3 tr\u01b0\u1edbc \u00edt nh\u1ea5t 6.000 – 7.000 t\u1ef7 \u0111\u1ed3ng.<\/p>\n

Kh\u1ea3o s\u00e1t c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m m\u1edbi \u0111\u00e2y c\u1ee7a Vietnam Report cho th\u1ea5y, doanh thu k\u00eanh ph\u00e2n ph\u1ed1i b\u1ea3o hi\u1ec3m qua ng\u00e2n h\u00e0ng \u0111\u1ebfn nay \u0111\u00e3 x\u1ea5p x\u1ec9 b\u1eb1ng doanh thu t\u1eeb k\u00eanh \u0111\u1ea1i l\u00fd c\u1ee7a c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m. \u0110i\u1ec1u n\u00e0y cho th\u1ea5y, ph\u00e2n ph\u1ed1i b\u1ea3o hi\u1ec3m qua ng\u00e2n h\u00e0ng \u0111ang mang l\u1ea1i ngu\u1ed3n thu b\u00e9o b\u1edf cho nhi\u1ec1u ng\u00e2n h\u00e0ng.<\/p>\n

Th\u1ef1c t\u1ebf, r\u1ea5t nhi\u1ec1u ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c d\u1ef1 b\u00e1o l\u00e3i l\u1edbn n\u0103m nay \u0111\u1ec1u c\u00f3 c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u1ed9c quy\u1ec1n v\u1edbi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m, nh\u01b0 Vietcombank, VietinBank, ACB, echcombank, MSB, HDBank, SCB\u2026<\/p>\n

Trong m\u1ed9t b\u00e1o c\u00e1o ph\u00e1t h\u00e0nh g\u1ea7n \u0111\u00e2y, c\u00e1c chuy\u00ean gia c\u1ee7a C\u00f4ng ty Ch\u1ee9ng kho\u00e1n Yuanta Vi\u1ec7t Nam nh\u1eadn \u0111\u1ecbnh, m\u1eb7c d\u00f9 Covid-19 t\u00e1c \u0111\u1ed9ng ti\u00eau c\u1ef1c \u0111\u1ebfn n\u1ec1n\u00a0kinh t\u1ebf<\/a>, song k\u1ebft qu\u1ea3 kinh doanh ng\u00e2n h\u00e0ng n\u0103m nay v\u1eabn l\u1ea1c quan. M\u1ed9t trong nh\u1eefng l\u00fd do l\u00e0 nh\u1edd thu nh\u1eadp ph\u00ed c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng s\u1ebd t\u0103ng tr\u01b0\u1edfng t\u1ed1t nh\u1edd bancassurance ti\u1ebfp t\u1ee5c t\u0103ng tr\u01b0\u1edfng, c\u00e1c ng\u00e2n h\u00e0ng s\u1ebd ti\u1ebfp t\u1ee5c thu v\u1ec1 kho\u1ea3n ph\u00ed tr\u1ea3 tr\u01b0\u1edbc h\u00e0ng ng\u00e0n t\u1ef7 \u0111\u1ed3ng, ch\u01b0a k\u1ec3 doanh thu hoa h\u1ed3ng t\u1eeb b\u00e1n b\u1ea3o hi\u1ec3m.<\/p>\n

Kh\u00f3 c\u1ea5m ng\u00e2n h\u00e0ng \u201c\u00e9p\u201d kh\u00e1ch mua b\u1ea3o hi\u1ec3m<\/strong><\/p>\n

NHNN \u0111ang v\u1eadn \u0111\u1ed9ng c\u00e1c ng\u00e2n h\u00e0ng TMCP gi\u1ea3m l\u00e3i vay \u0111\u1ec3 h\u1ed7 tr\u1ee3\u00a0doanh nghi\u1ec7p<\/a>\u00a0trong b\u1ed1i c\u1ea3nh Covid-19 g\u00e2y \u1ea3nh h\u01b0\u1edfng n\u1eb7ng n\u1ec1 \u0111\u1ebfn n\u1ec1n kinh t\u1ebf. M\u1eb7c d\u00f9 l\u00e0n s\u00f3ng gi\u1ea3m s\u00e2u l\u00e3i su\u1ea5t kh\u00f3 di\u1ec5n ra, song vi\u1ec7c gi\u1ea3m l\u00e3i vay ph\u1ea7n n\u00e0o t\u00e1c \u0111\u1ed9ng \u0111\u1ebfn thu nh\u1eadp ng\u00e2n h\u00e0ng. Trong b\u1ed1i c\u1ea3nh n\u00e0y, nhi\u1ec1u kh\u1ea3 n\u0103ng, c\u00e1c ng\u00e2n h\u00e0ng s\u1ebd l\u1ea1i \u0111\u1ea9y m\u1ea1nh doanh thu ngo\u00e0i l\u00e3i, \u0111\u1eb7c bi\u1ec7t l\u00e0 m\u1ea3ng b\u1ea3o hi\u1ec3m.<\/p>\n

Nguy\u1ec5n Tr\u00ed Hi\u1ebfu, chuy\u00ean gia ng\u00e2n h\u00e0ng cho r\u1eb1ng, vi\u1ec7c nh\u00e0 b\u0103ng \u0111a d\u1ea1ng h\u00f3a ngu\u1ed3n thu, \u0111\u1ea9y m\u1ea1nh b\u00e1n ch\u00e9o b\u1ea3o hi\u1ec3m l\u00e0 r\u1ea5t t\u00edch c\u1ef1c, nh\u1eb1m gi\u1ea3m ph\u1ee5 thu\u1ed9c v\u00e0o t\u00edn d\u1ee5ng. Trong cu\u1ed9c \u0111ua c\u1ea1nh tranh b\u00e1n ch\u00e9o b\u1ea3o hi\u1ec3m, \u00f4ng Hi\u1ebfu cho r\u1eb1ng, l\u1ee3i th\u1ebf s\u1ebd thu\u1ed9c v\u00e0o nh\u1eefng ng\u00e2n h\u00e0ng c\u00f3 t\u1ec7p kh\u00e1ch h\u00e0ng t\u1ed1t, m\u1ea1ng l\u01b0\u1edbi r\u1ed9ng.<\/p>\n

M\u1eb7c d\u00f9 v\u1eady, theo ph\u1ea3n \u00e1nh c\u1ee7a c\u00e1c kh\u00e1ch h\u00e0ng, hoa h\u1ed3ng b\u00e9o b\u1edf t\u1eeb b\u1ea3o hi\u1ec3m khi\u1ebfn nhi\u1ec1u ng\u00e2n h\u00e0ng \u0111ang c\u00f3 hi\u1ec7n t\u01b0\u1ee3ng \u00e9p kh\u00e1ch h\u00e0ng mua b\u1ea3o hi\u1ec3m m\u1edbi \u0111\u01b0\u1ee3c gi\u1ea3i ng\u00e2n v\u1ed1n.<\/p>\n

M\u1edbi \u0111\u00e2y, NHNN Chi nh\u00e1nh TP HCM \u0111\u00e3 c\u00f3 v\u0103n b\u1ea3n y\u00eau c\u1ea7u c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng tr\u00ean \u0111\u1ecba b\u00e0n r\u00e0 so\u00e1t, t\u0103ng c\u01b0\u1eddng ki\u1ec3m tra, ki\u1ec3m so\u00e1t n\u1ed9i b\u1ed9 \u0111\u1ed1i v\u1edbi ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m t\u1ea1i \u0111\u01a1n v\u1ecb; x\u1eed l\u00fd nghi\u00eam tr\u01b0\u1eddng h\u1ee3p \u00e9p kh\u00e1ch h\u00e0ng mua b\u1ea3o hi\u1ec3m c\u00e1c lo\u1ea1i kh\u00f4ng th\u1ef1c s\u1ef1 c\u1ea7n thi\u1ebft khi c\u1ea5p t\u00edn d\u1ee5ng; b\u1ea3o \u0111\u1ea3m ph\u00ea duy\u1ec7t h\u1ed3 s\u01a1, gi\u1ea3i ng\u00e2n \u0111\u00fang quy \u0111\u1ecbnh.<\/p>\n

Tr\u01b0\u1edbc \u0111\u00f3, B\u1ed9\u00a0T\u00e0i ch\u00ednh<\/a>\u00a0v\u00e0 NHNN c\u0169ng \u0111\u00e3 c\u00f3 v\u0103n b\u1ea3n y\u00eau c\u1ea7u doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m v\u00e0 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i kh\u00f4ng \u0111\u01b0\u1ee3c \u00e9p bu\u1ed9c kh\u00e1ch h\u00e0ng mua b\u1ea3o hi\u1ec3m. Tuy nhi\u00ean, t\u00ecnh tr\u1ea1ng n\u00e0y v\u1eabn t\u00e1i di\u1ec5n nhi\u1ec1u n\u0103m nay.<\/p>\n

Trao \u0111\u1ed5i v\u1edbi b\u00e1o ch\u00ed, l\u00e3nh \u0111\u1ea1o c\u00e1c ng\u00e2n h\u00e0ng TMCP kh\u1eb3ng \u0111\u1ecbnh kh\u00f4ng \u00e9p kh\u00e1ch h\u00e0ng mua b\u1ea3o hi\u1ec3m, m\u00e0 ch\u1ec9 khuy\u1ebfn kh\u00edch kh\u00e1ch h\u00e0ng tham gia b\u1ea3o hi\u1ec3m. Tuy v\u1eady, r\u1ea5t nhi\u1ec1u ng\u00e2n h\u00e0ng \u0111\u00e3 \u00e1p ch\u1ec9 ti\u00eau b\u00e1n b\u1ea3o hi\u1ec3m cho t\u1eebng nh\u00e2n vi\u00ean, n\u00ean hi\u1ec7n t\u01b0\u1ee3ng \u00e9p mua b\u1ea3o hi\u1ec3m v\u1eabn di\u1ec5n ra c\u00f4ng khai.<\/p>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt An Vi cho r\u1eb1ng, hoa h\u1ed3ng b\u1ea3o hi\u1ec3m qu\u00e1 cao khi\u1ebfn nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng t\u00ecm m\u1ecdi c\u00e1ch \u0111\u1ec3 kh\u00e1ch h\u00e0ng k\u00fd h\u1ee3p \u0111\u1ed3ng. Trong qu\u00e1 tr\u00ecnh t\u01b0 v\u1ea5n, nhi\u1ec1u nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng c\u0169ng kh\u00f4ng ph\u00e2n t\u00edch r\u00f5 r\u00e0ng, minh b\u1ea1ch cho kh\u00e1ch h\u00e0ng, d\u1eabn t\u1edbi hi\u1ec7n t\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng \u0111\u00f3ng ti\u1ec1n m\u1ed9t n\u0103m, sau \u0111\u00f3 b\u1ecf h\u1ee3p \u0111\u1ed3ng. N\u1ebfu t\u00ecnh tr\u1ea1ng n\u00e0y x\u1ea3y ra, th\u00ec kh\u00f4ng ch\u1ec9 kh\u00e1ch h\u00e0ng, m\u00e0 c\u1ea3 ng\u00e2n h\u00e0ng c\u0169ng b\u1ecb thi\u1ec7t.<\/em><\/p>\n

Theo \u00f4ng \u0110\u1ee9c, hoa h\u1ed3ng b\u00e1n b\u1ea3o hi\u1ec3m hi\u1ec7n nay cao phi l\u00fd. V\u00ec v\u1eady, \u0111\u1ec3 b\u1ea3o hi\u1ec3m nh\u1eafm t\u1edbi nhu c\u1ea7u th\u1ef1c c\u1ee7a kh\u00e1ch h\u00e0ng, gi\u1ea3m b\u1edbt t\u00ecnh tr\u1ea1ng \u00e9p kh\u00e1ch mua b\u1ea3o hi\u1ec3m, B\u1ed9 T\u00e0i ch\u00ednh c\u1ea7n \u0111\u01b0a ra quy \u0111\u1ecbnh gi\u1ea3m hoa h\u1ed3ng b\u1ea3o hi\u1ec3m, gi\u00fap th\u1ecb tr\u01b0\u1eddng l\u00e0nh m\u1ea1nh h\u01a1n.<\/em><\/p>\n

Doanh thu k\u00eanh ph\u00e2n ph\u1ed1i b\u1ea3o hi\u1ec3m qua ng\u00e2n h\u00e0ng \u0111\u1ebfn nay \u0111\u00e3 x\u1ea5p x\u1ec9 b\u1eb1ng doanh thu t\u1eeb k\u00eanh \u0111\u1ea1i l\u00fd c\u1ee7a c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m. \u0110i\u1ec1u n\u00e0y cho th\u1ea5y, ph\u00e2n ph\u1ed1i b\u1ea3o hi\u1ec3m qua ng\u00e2n h\u00e0ng \u0111ang mang l\u1ea1i ngu\u1ed3n thu b\u00e9o b\u1edf cho nhi\u1ec1u ng\u00e2n h\u00e0ng.<\/strong><\/p>\n

\u00a0<\/strong>Ngu\u1ed3n: Vietnam Report<\/p>\n

H\u00e0 T\u00e2m<\/strong><\/p>\n

\u2014\u2014\u2014\u2014\u2014-<\/em><\/strong><\/p>\n

\u0110\u1ea7u t\u01b0 (Ng\u00e2n h\u00e0ng) 18-7-2021:<\/em><\/strong><\/p>\n

https:\/\/baodautu.vn\/nha-bang-van-kiem-bon-nho-bao-hiem-d147369.html<\/em><\/a><\/p>\n

(142\/1.240)<\/em>","protected":false},"excerpt":{"rendered":"

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