{"id":7330,"date":"2021-12-07T14:15:51","date_gmt":"2021-12-07T07:15:51","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=7330"},"modified":"2022-02-23T15:37:23","modified_gmt":"2022-02-23T08:37:23","slug":"3-566-cuoi-nam-ngan-tin-dung-den-the-nao","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-566-cuoi-nam-ngan-tin-dung-den-the-nao\/","title":{"rendered":"3.566. Cu\u1ed1i n\u0103m, ng\u0103n t\u00edn d\u1ee5ng \u0111en th\u1ebf n\u00e0o?"},"content":{"rendered":"

(TT) – Theo B\u1ed9 C\u00f4ng an, c\u1ea3 n\u01b0\u1edbc hi\u1ec7n c\u00f3 26.942 c\u01a1 s\u1edf c\u1ea7m \u0111\u1ed3 v\u1edbi 40.483 ng\u01b0\u1eddi l\u00e0m ngh\u1ec1, qua ki\u1ec3m tra l\u1ef1c l\u01b0\u1ee3ng ch\u1ee9c n\u0103ng \u0111\u1ecba ph\u01b0\u01a1ng \u0111\u00e3 ph\u00e1t hi\u1ec7n h\u01a1n 11.300 c\u01a1 s\u1edf kinh doanh c\u00f3 d\u1ea5u hi\u1ec7u ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng \u0111en.<\/h3>\n
\"\"

Nhi\u1ec1u \u1ee9ng d\u1ee5ng vay ti\u1ec1n online bi\u1ebfn t\u01b0\u1edbng tr\u1edf th\u00e0nh m\u1ed9t d\u1ea1ng t\u00edn d\u1ee5ng \u0111en – \u1ea2nh: NH\u1eacT TH\u1ecaNH<\/p><\/div>\n

B\u1ed9 C\u00f4ng an nh\u1eadn \u0111\u1ecbnh tuy t\u00edn d\u1ee5ng \u0111en c\u00f3 gi\u1ea3m nh\u01b0ng c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng v\u1eabn r\u1ea5t ph\u1ee9c t\u1ea1p, c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111en “n\u00fap b\u00f3ng” c\u00f4ng ty t\u00e0i ch\u00ednh cho vay tr\u1ef1c tuy\u1ebfn ng\u00e0y c\u00e0ng ph\u1ed5 bi\u1ebfn.<\/p>\n

Nhi\u1ec1u chuy\u00ean gia cho r\u1eb1ng ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng \u0111en ch\u1ec9 c\u00f3 th\u1ec3 gi\u1ea3i quy\u1ebft b\u1eb1ng b\u00e0i to\u00e1n kinh t\u1ebf, c\u1ea7n th\u00fac \u0111\u1ea9y th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh vi m\u00f4 ph\u00e1t tri\u1ec3n, khuy\u1ebfn kh\u00edch, h\u1ee3p ph\u00e1p h\u00f3a ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c c\u00f4ng ty fintech (c\u00f4ng ty d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh).<\/p>\n

Vi\u1ec7c n\u00e0y kh\u00e1 c\u1ea5p thi\u1ebft trong b\u1ed1i c\u1ea3nh \u1ea3nh h\u01b0\u1edfng c\u1ee7a d\u1ecbch b\u1ec7nh, nhi\u1ec1u ng\u01b0\u1eddi d\u00e2n, doanh nghi\u1ec7p c\u1ea7n c\u00f3\u00a0ngu\u1ed3n “v\u1ed1n s\u1ea1ch”.<\/p>\n

Kinh doanh c\u1ea7m \u0111\u1ed3 tr\u01b0\u1edbc \u0111\u00e2y \u0111\u00e3 ph\u1ee9c t\u1ea1p v\u00e0 hi\u1ec7n nay c\u00f2n ph\u1ee9c t\u1ea1p h\u01a1n v\u00ec t\u00edn d\u1ee5ng \u0111en l\u1eeba \u0111\u1ea3o qua app nhan nh\u1ea3n. C\u00e1i g\u1ed1c l\u00e0 \u1edf h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh c\u00f2n nhi\u1ec1u ph\u1ee9c t\u1ea1p khi\u1ebfn ng\u01b0\u1eddi d\u00e2n, doanh nghi\u1ec7p ph\u1ea3i “chui sang” t\u00edn d\u1ee5ng \u0111en.<\/p>\n

\u00d4ng Nguy\u1ec5n Quang \u0110\u1ed3ng<\/em><\/strong><\/p>\n

 <\/p>\n

\u0110\u00f2i n\u1ee3 thu\u00ea n\u00fap b\u00f3ng c\u00f4ng ty b\u1ea3o v\u1ec7<\/strong><\/h3>\n

Trong b\u00e1o c\u00e1o g\u1eedi t\u1edbi Th\u1ee7 t\u01b0\u1edbng m\u1edbi \u0111\u00e2y, B\u1ed9 C\u00f4ng an cho bi\u1ebft th\u1eddi gian qua c\u00f4ng an m\u1ed9t s\u1ed1 \u0111\u1ecba ph\u01b0\u01a1ng ph\u1ea3n \u00e1nh nhi\u1ec1u chi nh\u00e1nh, c\u1eeda h\u00e0ng c\u1ee7a C\u00f4ng ty c\u1ea7m \u0111\u1ed3 F88 \u1edf m\u1ed9t s\u1ed1 \u0111\u1ecba ph\u01b0\u01a1ng ho\u1ea1t \u0111\u1ed9ng cho vay c\u1ea7m \u0111\u1ed3 t\u1ea1i c\u1eeda h\u00e0ng k\u1ebft h\u1ee3p cho vay tr\u1ef1c tuy\u1ebfn nh\u01b0ng thu nhi\u1ec1u kho\u1ea3n ph\u00ed, ti\u1ec1n ph\u1ea1t cao nh\u1eb1m l\u00e1ch quy \u0111\u1ecbnh v\u1ec1 l\u00e3i su\u1ea5t, \u0111\u1ed3ng th\u1eddi s\u1eed d\u1ee5ng ph\u01b0\u01a1ng th\u1ee9c \u0111\u00f2i n\u1ee3, nh\u1eafc n\u1ee3 g\u00e2y b\u1ee9c x\u00fac.<\/p>\n

D\u00f9 t\u1eeb ng\u00e0y 1-1-2021, ng\u00e0nh ngh\u1ec1 kinh doanh d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 thu\u00ea b\u1ecb c\u1ea5m ho\u1ea1t \u0111\u1ed9ng nh\u01b0ng m\u1ed9t s\u1ed1 doanh nghi\u1ec7p \u0111\u00f2i n\u1ee3 thu\u00ea ho\u1ea1t \u0111\u1ed9ng n\u00fap b\u00f3ng d\u01b0\u1edbi danh ngh\u0129a c\u00f4ng ty b\u1ea3o v\u1ec7, t\u01b0 v\u1ea5n lu\u1eadt, mua b\u00e1n n\u1ee3, \u1ee7y quy\u1ec1n \u0111\u00f2i n\u1ee3, s\u1eed d\u1ee5ng nh\u00e2n vi\u00ean \u0111\u00f2i n\u1ee3 thu\u00ea li\u00ean k\u1ebft v\u1edbi doanh nghi\u1ec7p, c\u01a1 s\u1edf cho vay \u0111\u1ec3 \u0111\u00f2i n\u1ee3.<\/p>\n

Trong n\u0103m 2021, c\u01a1 quan c\u00f4ng an c\u00e1c \u0111\u1ecba ph\u01b0\u01a1ng \u0111\u00e3 ti\u1ebfp nh\u1eadn, ph\u00e1t hi\u1ec7n 1.047 v\u1ee5 \u00e1n, v\u1ee5 vi\u1ec7c v\u00e0 1.718 ng\u01b0\u1eddi li\u00ean quan t\u1edbi t\u00edn d\u1ee5ng \u0111en, qua \u0111\u00f3 kh\u1edfi t\u1ed1 554 v\u1ee5, x\u1eed ph\u1ea1t h\u00e0nh ch\u00ednh 375 v\u1ee5.<\/p>\n

C\u00e1c t\u1ed9i danh li\u00ean quan t\u1edbi ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng \u0111en l\u00e0 gi\u1ebft ng\u01b0\u1eddi, c\u1ed1 \u00fd g\u00e2y th\u01b0\u01a1ng t\u00edch, l\u00e0m nh\u1ee5c ng\u01b0\u1eddi kh\u00e1c, b\u1eaft gi\u1eef ng\u01b0\u1eddi tr\u00e1i ph\u00e1p lu\u1eadt, x\u00e2m ph\u1ea1m ch\u1ed7 \u1edf c\u1ee7a ng\u01b0\u1eddi kh\u00e1c, c\u01b0\u1edbp t\u00e0i s\u1ea3n, b\u1eaft c\u00f3c, c\u01b0\u1ee1ng \u0111o\u1ea1t t\u00e0i s\u1ea3n, l\u1eeba \u0111\u1ea3o, h\u1ee7y ho\u1ea1i t\u00e0i s\u1ea3n, cho vay n\u1eb7ng l\u00e3i.<\/p>\n

Ri\u00eang v\u1edbi ho\u1ea1t \u0111\u1ed9ng cho vay n\u1eb7ng l\u00e3i, c\u00f4ng an c\u00e1c \u0111\u1ecba ph\u01b0\u01a1ng \u0111\u00e3 kh\u1edfi t\u1ed1 539 v\u1ee5 \u00e1n, trong \u0111\u00f3 \u0111\u00e3 k\u1ebft lu\u1eadn \u0111i\u1ec1u tra, \u0111\u1ec1 ngh\u1ecb truy t\u1ed1 212 v\u1ee5, ra c\u00e1o tr\u1ea1ng truy t\u1ed1 193 v\u1ee5, \u0111\u00e3 x\u00e9t x\u1eed 113 v\u1ee5, tr\u1ea3 h\u1ed3 s\u01a1 \u0111i\u1ec1u tra b\u1ed5 sung 4 v\u1ee5, t\u1ea1m \u0111\u00ecnh ch\u1ec9 \u0111i\u1ec1u tra 3 v\u1ee5.<\/p>\n

C\u0169ng theo B\u1ed9 C\u00f4ng an, b\u00ean c\u1ea1nh c\u00e1c \u1ee9ng d\u1ee5ng (app), website cho vay ch\u00ednh th\u1ed1ng c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng, \u0111\u00e3 xu\u1ea5t hi\u1ec7n kho\u1ea3ng 200 \u1ee9ng d\u1ee5ng kh\u00f4ng r\u00f5 ngu\u1ed3n g\u1ed1c, c\u00f3 li\u00ean quan \u0111\u1ebfn ng\u01b0\u1eddi Trung Qu\u1ed1c, Indonesia, Nga c\u00f3 bi\u1ec3u hi\u1ec7n ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng \u0111en.<\/p>\n

C\u00e1c \u1ee9ng d\u1ee5ng n\u00e0y th\u01b0\u1eddng xuy\u00ean \u0111\u1ed5i t\u00ean, \u1ea9n th\u00f4ng tin \u0111\u1ec3 tr\u00e1nh s\u1ef1 theo d\u00f5i c\u1ee7a c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng.<\/p>\n

Trong \u0111\u00f3 c\u00f3 nhi\u1ec1u c\u00f4ng ty l\u1ee3i d\u1ee5ng c\u00f4ng ngh\u1ec7 ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng \u0111en bi\u1ebfn t\u01b0\u1edbng, c\u00f3 h\u01a1n 100 c\u00f4ng ty cho vay l\u1ea5y danh ngh\u0129a cho vay ngang h\u00e0ng \u0111\u1ec3 th\u1ef1c hi\u1ec7n ho\u1ea1t \u0111\u1ed9ng cho vay tr\u1ef1c tuy\u1ebfn nh\u01b0 Vnvon, sieudong, Eloan, Moneybank… C\u00e1c c\u00f4ng ty n\u00e0y h\u1ea7u h\u1ebft c\u00f3 v\u1ed1n \u0111\u1ea7u t\u01b0 t\u1eeb Trung Qu\u1ed1c,\u00a0Nga, Indonesia…<\/p>\n

\"\"<\/p>\n

Ng\u01b0\u1eddi d\u00e2n tra c\u1ee9u th\u00f4ng tin vay ti\u1ec1n t\u1ea1i trang web f88.vn – \u1ea2nh: QUANG \u0110\u1ecaNH<\/p>\n

 <\/p>\n

Si\u1ebft kinh doanh c\u1ea7m \u0111\u1ed3<\/strong><\/h3>\n

\u0110\u1ec3 ng\u0103n ch\u1eb7n ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng \u0111en, hi\u1ec7n B\u1ed9 C\u00f4ng an \u0111ang giao cho c\u00f4ng an c\u00e1c \u0111\u1ecba ph\u01b0\u01a1ng \u0111i\u1ec1u tra ho\u1ea1t \u0111\u1ed9ng cho vay tr\u1ef1c tuy\u1ebfn qua \u1ee9ng d\u1ee5ng \u0111i\u1ec7n tho\u1ea1i di \u0111\u1ed9ng t\u1ea1i H\u00e0 N\u1ed9i, TP.HCM v\u00e0 m\u1ed9t s\u1ed1 t\u1ec9nh th\u00e0nh.<\/p>\n

C\u01a1 quan c\u00f4ng an c\u0169ng l\u1eadp danh s\u00e1ch theo d\u00f5i 62 website, blog, t\u00e0i kho\u1ea3n m\u1ea1ng x\u00e3 h\u1ed9i c\u00f3 nghi v\u1ea5n ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng \u0111en.<\/p>\n

Theo B\u1ed9 C\u00f4ng an, c\u00f4ng vi\u1ec7c n\u00e0y c\u00f2n h\u1ea1n ch\u1ebf, kh\u00f3 kh\u0103n v\u00e0 b\u1eb1ng ch\u1ee9ng l\u00e0 qua 2 n\u0103m th\u1ef1c hi\u1ec7n ch\u1ec9 th\u1ecb c\u1ee7a Th\u1ee7 t\u01b0\u1edbng v\u1ec1 t\u0103ng c\u01b0\u1eddng ph\u00f2ng ng\u1eeba, \u0111\u1ea5u tranh v\u1edbi t\u1ed9i ph\u1ea1m v\u00e0 vi ph\u1ea1m ph\u00e1p lu\u1eadt li\u00ean quan \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng \u0111en, \u0111\u1ebfn nay m\u1edbi kh\u1edfi t\u1ed1 \u0111\u01b0\u1ee3c 1 v\u1ee5 \u00e1n cho vay n\u1eb7ng l\u00e3i d\u01b0\u1edbi h\u00ecnh th\u1ee9c cho vay qua app t\u1ea1i TP.HCM.<\/p>\n

\u0110\u1ec3 ng\u0103n ch\u1eb7n ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng \u0111en, \u0111\u1eb7c bi\u1ec7t \u1edf th\u1eddi \u0111i\u1ec3m sau d\u1ecbch COVID-19, B\u1ed9 C\u00f4ng an \u0111\u00e3 ch\u1ec9 \u0111\u1ea1o c\u00f4ng an c\u00e1c \u0111\u01a1n v\u1ecb, \u0111\u1ecba ph\u01b0\u01a1ng ph\u1ea3i tri\u1ec7t \u0111\u1ec3 thu h\u1ed3i ho\u1eb7c ki\u1ebfn ngh\u1ecb thu h\u1ed3i gi\u1ea5y ph\u00e9p ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c c\u01a1 s\u1edf kinh doanh d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 thu\u00ea.<\/p>\n

Qu\u1ea3n l\u00fd ch\u1eb7t c\u00e1c c\u01a1 s\u1edf kinh doanh c\u1ea7m \u0111\u1ed3, d\u1ecbch v\u1ee5 cho vay, kinh doanh t\u00e0i ch\u00ednh, x\u1eed l\u00fd nghi\u00eam c\u01a1 s\u1edf ho\u1ea1t \u0111\u1ed9ng kh\u00f4ng ph\u00e9p, bi\u1ebfn t\u01b0\u1edbng \u0111\u1ec3 ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng \u0111en, \u0111\u00f2i n\u1ee3 thu\u00ea. R\u00e0 so\u00e1t, tri\u1ec3n khai bi\u1ec7n ph\u00e1p qu\u1ea3n l\u00fd v\u1edbi ng\u01b0\u1eddi tham gia h\u1ee5i, h\u1ecd, bi\u00eau, ph\u01b0\u1eddng.<\/p>\n

B\u1ed9 C\u00f4ng an c\u0169ng \u0111\u1ec1 ngh\u1ecb Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc tham m\u01b0u Ch\u00ednh ph\u1ee7, Th\u1ee7 t\u01b0\u1edbng ban h\u00e0nh c\u00e1c v\u0103n b\u1ea3n ph\u00e1p lu\u1eadt v\u1ec1 qu\u1ea3n l\u00fd nh\u00e0 n\u01b0\u1edbc trong l\u0129nh v\u1ef1c ng\u00e2n h\u00e0ng c\u00f3 li\u00ean quan \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng cho vay d\u1ec5 ph\u00e1t sinh t\u00edn d\u1ee5ng \u0111en, trong \u0111\u00f3 c\u00f3 ho\u1ea1t \u0111\u1ed9ng cho vay tr\u1ef1c tuy\u1ebfn qua app, vay ngang h\u00e0ng v\u00e0 vi\u1ec7c ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i \u0111\u1ea7u t\u01b0 kinh doanh d\u1ecbch v\u1ee5 cho vay t\u1ea1i Vi\u1ec7t Nam.<\/p>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c – C\u00f4ng ty Lu\u1eadt ANVI – l\u1ea1i cho r\u1eb1ng ch\u1ec9 c\u1ea7n quy \u0111\u1ecbnh r\u00f5 ho\u1ea1t \u0111\u1ed9ng c\u1ea7m \u0111\u1ed3 kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e9p cho vay t\u00edn ch\u1ea5p, kh\u00f4ng \u0111\u01b0\u1ee3c cho vay th\u00f4ng qua c\u00e1c gi\u1ea5y t\u1edd t\u00f9y th\u00e2n v\u00e0 kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e9p th\u1ebf ch\u1ea5p b\u1eb1ng nh\u00e0, \u0111\u1ea5t, b\u1eb1ng b\u1ea5t k\u1ec3 t\u00e0i s\u1ea3n n\u00e0o, \u0111\u1ec3 ho\u1ea1t \u0111\u1ed9ng c\u1ea7m \u0111\u1ed3 tr\u1edf l\u1ea1i \u0111\u00fang ngh\u0129a c\u1ea7m \u0111\u1ed3. Nh\u01b0 v\u1eady kh\u00f4ng th\u1ec3 c\u00f3 t\u00edn d\u1ee5ng \u0111en\u00a0trong c\u1ea7m \u0111\u1ed3.<\/em><\/p>\n

\"\"<\/p>\n

Ng\u01b0\u1eddi d\u00e2n kh\u00f3 kh\u0103n trong cu\u1ed9c s\u1ed1ng d\u1ec5 b\u1ecb c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng cho vay n\u1eb7ng l\u00e3i \u0111\u01b0a v\u00e0o “tr\u00f2ng” – \u1ea2nh: T\u1ef0 TRUNG<\/p>\n

 <\/p>\n

C\u1ea7n ph\u00e1t tri\u1ec3n th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh vi m\u00f4<\/strong><\/h3>\n

Trao \u0111\u1ed5i v\u1edbi Tu\u1ed5i Tr\u1ebb, lu\u1eadt s\u01b0 Nguy\u1ec5n Ti\u1ebfn L\u1eadp – v\u0103n ph\u00f2ng NHQuang & C\u1ed9ng s\u1ef1 – cho r\u1eb1ng b\u00ean c\u1ea1nh c\u00e1c bi\u1ec7n ph\u00e1p m\u1ea1nh t\u1eeb ph\u00eda ng\u00e0nh c\u00f4ng an, \u0111i\u1ec1u quan tr\u1ecdng nh\u1ea5t l\u00e0 c\u1ea7n n\u00e2ng cao nh\u1eadn th\u1ee9c ng\u01b0\u1eddi d\u00e2n v\u00e0 ph\u1ed5 bi\u1ebfn quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, khi c\u00f3 c\u00e1c khi\u1ebfu n\u1ea1i, t\u1ed1 c\u00e1o c\u1ee7a ng\u01b0\u1eddi d\u00e2n, doanh nghi\u1ec7p v\u1ec1 c\u00e1c v\u1ee5 vi\u1ec7c li\u00ean quan t\u1edbi t\u00edn d\u1ee5ng \u0111en th\u00ec c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng ph\u1ea3i v\u00e0o cu\u1ed9c kh\u1ea9n tr\u01b0\u01a1ng \u0111\u1ec3 x\u1eed l\u00fd.<\/p>\n

C\u1ea7n m\u1ed9t gi\u1ea3i ph\u00e1p \u0111\u1ed3ng b\u1ed9 h\u01a1n l\u00e0 ch\u1ec9 t\u1eadp trung si\u1ebft gi\u1ea5y ph\u00e9p kinh doanh c\u1ea7m \u0111\u1ed3 – lu\u1eadt s\u01b0 Nguy\u1ec5n Ti\u1ebfn L\u1eadp\u00a0khuy\u1ebfn ngh\u1ecb.<\/p>\n

C\u00f9ng quan \u0111i\u1ec3m n\u00e0y, \u00f4ng Nguy\u1ec5n Quang \u0110\u1ed3ng – vi\u1ec7n tr\u01b0\u1edfng Vi\u1ec7n Nghi\u00ean c\u1ee9u ch\u00ednh s\u00e1ch v\u00e0 ph\u00e1t tri\u1ec3n truy\u1ec1n th\u00f4ng – n\u00f3i th\u1ea5y lo n\u1ebfu B\u1ed9 C\u00f4ng an si\u1ebft kinh doanh c\u1ea7m \u0111\u1ed3 trong th\u1ef1c t\u1ebf th\u00ec ho\u1ea1t \u0111\u1ed9ng n\u00e0y s\u1ebd “chui l\u00ean m\u1ea1ng”.<\/p>\n

Kinh doanh c\u1ea7m \u0111\u1ed3 tr\u01b0\u1edbc \u0111\u00e2y \u0111\u00e3 ph\u1ee9c t\u1ea1p v\u00e0 hi\u1ec7n nay c\u00f2n ph\u1ee9c t\u1ea1p h\u01a1n v\u00ec t\u00edn d\u1ee5ng \u0111en l\u1eeba \u0111\u1ea3o qua app nhan nh\u1ea3n. C\u00e1i g\u1ed1c l\u00e0 \u1edf h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh c\u00f2n nhi\u1ec1u ph\u1ee9c t\u1ea1p khi\u1ebfn ng\u01b0\u1eddi d\u00e2n, doanh nghi\u1ec7p ph\u1ea3i “chui sang” t\u00edn d\u1ee5ng \u0111en.<\/p>\n

C\u0169ng theo lu\u1eadt s\u01b0 Nguy\u1ec5n Ti\u1ebfn L\u1eadp, d\u00f9 t\u1ea5t c\u1ea3 c\u00e1c h\u00e0nh vi li\u00ean quan \u0111\u1ebfn t\u00edn d\u1ee5ng \u0111en \u0111\u1ec1u vi ph\u1ea1m ph\u00e1p lu\u1eadt v\u1ec1 l\u00e3i su\u1ea5t \u00e1p d\u1ee5ng, c\u00e1ch th\u1ee9c thu h\u1ed3i n\u1ee3, s\u1eed d\u1ee5ng h\u00e0nh vi b\u1ea5t h\u1ee3p ph\u00e1p \u0111\u1ec3 thu n\u1ee3 nh\u01b0ng ngay c\u1ea3 khi \u0111\u01b0a ra m\u1ee9c x\u1eed ph\u1ea1t cao h\u01a1n v\u1edbi ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng \u0111en m\u00e0 x\u00e3 h\u1ed9i v\u1eabn c\u00f3 nhu c\u1ea7u th\u00ec ng\u01b0\u1eddi cho vay t\u00edn d\u1ee5ng \u0111en c\u00f3 th\u1ec3 ch\u1ea5p nh\u1eadn x\u1eed ph\u1ea1t \u0111\u1ec3 ho\u1ea1t \u0111\u1ed9ng, mi\u1ec5n\u00a0sao h\u1ecd c\u00f3 l\u00e3i.<\/p>\n

V\u00ec th\u1ebf, theo \u00f4ng Nguy\u1ec5n Quang \u0110\u1ed3ng, gi\u1ea3i ph\u00e1p quan tr\u1ecdng h\u01a1n hi\u1ec7n nay l\u00e0 c\u1ea7n ph\u1ea3i th\u00fac \u0111\u1ea9y, h\u1ee3p th\u1ee9c h\u00f3a ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c doanh nghi\u1ec7p fintech (ho\u1ea1t \u0111\u1ed9ng t\u00e0i ch\u00ednh vi m\u00f4), k\u1ec3 c\u1ea3 doanh nghi\u1ec7p cho vay ngang h\u00e0ng \u0111\u1ec3 khu v\u1ef1c phi ch\u00ednh th\u1ee9c l\u00e0 t\u00edn d\u1ee5ng \u0111en s\u1ebd t\u1ef1 \u0111\u1ed9ng thu nh\u1ecf l\u1ea1i.<\/p>\n

Mu\u1ed1n v\u1eady, c\u1ea7n x\u00e2y d\u1ef1ng m\u1ed9t khung ph\u00e1p l\u00fd r\u00f5 r\u00e0ng cho ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng vi m\u00f4 th\u00f4ng qua c\u00e1c c\u00f4ng ty fintech. Th\u1ecb tr\u01b0\u1eddng fintech, trong \u0111\u00f3 c\u00f3 cho vay quy m\u00f4 nh\u1ecf, \u0111ang ph\u00e1t tri\u1ec3n r\u1ea5t m\u1ea1nh nh\u01b0ng ch\u00fang ta nhi\u1ec1u khi v\u1eabn kh\u00f4ng th\u1eeba nh\u1eadn c\u00e1c c\u00f4ng ty fintech ho\u1ea1t \u0111\u1ed9ng h\u1ee3p ph\u00e1p.<\/p>\n

Hi\u1ec7n nay 100% c\u00f4ng ty \u0111\u00f2i n\u1ee3 thu\u00ea \u0111\u00e3 chuy\u1ec3n th\u00e0nh c\u00f4ng ty mua b\u00e1n n\u1ee3 m\u1ed9t c\u00e1ch h\u1ee3p ph\u00e1p. N\u00ean theo lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, t\u00edn d\u1ee5ng \u0111en c\u1ea7n \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft b\u1eb1ng quy lu\u1eadt kinh t\u1ebf, b\u1eb1ng cung c\u1ea7u, c\u1ea7n \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c nhu c\u1ea7u vay c\u1ee7a ng\u01b0\u1eddi d\u00e2n, doanh nghi\u1ec7p.\u00a0<\/em><\/p>\n

V\u00ec th\u1ebf, ph\u1ea3i th\u00fac \u0111\u1ea9y ph\u00e1t tri\u1ec3n ho\u1ea1t \u0111\u1ed9ng t\u00e0i ch\u00ednh vi m\u00f4 th\u00f4ng qua vi\u1ec7c t\u0103ng ho\u1ea1t \u0111\u1ed9ng cho vay ngang h\u00e0ng, l\u1eadp th\u00eam c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh vi m\u00f4 ngo\u00e0i h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng.\u00a0<\/em><\/p>\n

N\u1ebfu cho l\u1eadp th\u00eam t\u1eeb 700 – 1.000 c\u00f4ng ty t\u00e0i ch\u00ednh vi m\u00f4 th\u00ec c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng s\u1ebd v\u1eabn qu\u1ea3n \u0111\u01b0\u1ee3c ho\u1ea1t \u0111\u1ed9ng cho vay, trong khi ng\u01b0\u1eddi d\u00e2n c\u00f3 nhu c\u1ea7u\u00a0c\u00f3 ch\u1ed7 \u0111\u1ec3 vay.<\/em><\/p>\n

 <\/p>\n

Ch\u00fa \u00fd \u0111\u1ebfn ng\u01b0\u1eddi ngh\u00e8o sau d\u1ecbch<\/strong><\/h3>\n

\u00d4ng Cao Thanh B\u00ecnh, tr\u01b0\u1edfng Ban v\u0103n h\u00f3a – x\u00e3 h\u1ed9i H\u0110ND TP.HCM, cho r\u1eb1ng d\u00f9 TP.HCM c\u0169ng \u0111\u00e3 ban h\u00e0nh nhi\u1ec1u ch\u00ednh s\u00e1ch \u0111\u1ec3 h\u1ed7 tr\u1ee3 ng\u01b0\u1eddi d\u00e2n sau d\u1ecbch nh\u01b0ng v\u1ec1 l\u00e2u v\u1ec1 d\u00e0i \u0111\u1ec3 ng\u01b0\u1eddi d\u00e2n ti\u1ebfp t\u1ee5c c\u00e1c ho\u1ea1t \u0111\u1ed9ng lao \u0111\u1ed9ng s\u1ea3n xu\u1ea5t m\u01b0u sinh c\u1ea7n ph\u1ea3i \u0111\u01b0\u1ee3c quan t\u00e2m, nh\u1ea5t l\u00e0 trong giai \u0111o\u1ea1n kh\u00f3 kh\u0103n hi\u1ec7n nay.<\/p>\n

Trong c\u00e1c gi\u1ea3i ph\u00e1p \u0111\u01b0a ra, TP c\u00f3 \u0111\u1eb7t ra v\u1ea5n \u0111\u1ec1 l\u00e0m sao \u0111\u1ec3 h\u1ed9 ngh\u00e8o, h\u1ed9 kh\u00f3 kh\u0103n, h\u1ed9 c\u1eadn ngh\u00e8o ti\u1ebfp c\u1eadn \u0111\u01b0\u1ee3c c\u00e1c ngu\u1ed3n v\u1ed1n \u01b0u \u0111\u00e3i.<\/p>\n

Hi\u1ec7n nay, TP ch\u1ec9 \u0111\u1ea1o c\u00e1c ng\u00e0nh, c\u00e1c \u0111\u1ecba ph\u01b0\u01a1ng t\u1eadp trung r\u00e0 so\u00e1t th\u1ed1ng k\u00ea, ph\u00e2n lo\u1ea1i nhu c\u1ea7u c\u1ee7a h\u1ed9 ngh\u00e8o, h\u1ed9 c\u1eadn ngh\u00e8o, h\u1ed9 kh\u00f3 kh\u0103n \u0111\u1ec3 c\u00f3 ch\u00ednh s\u00e1ch an sinh x\u00e3 h\u1ed9i ph\u00f9 h\u1ee3p.<\/p>\n

Trong \u0111\u00f3 TP y\u00eau c\u1ea7u c\u00e1c \u0111\u01a1n v\u1ecb s\u1edbm tham m\u01b0u tr\u00ecnh UBND TP b\u1ed5 sung ngu\u1ed3n v\u1ed1n \u1ee7y th\u00e1c do ng\u00e2n h\u00e0ng ch\u00ednh s\u00e1ch x\u00e3 h\u1ed9i v\u1ec1 qu\u1ef9 vay v\u1ed1n gi\u1ea3i quy\u1ebft vi\u1ec7c l\u00e0m v\u00e0 qu\u1ef9 x\u00f3a \u0111\u00f3i gi\u1ea3m ngh\u00e8o.<\/p>\n

Song song, TP c\u0169ng ch\u1ec9 \u0111\u1ea1o c\u00e1c \u0111\u01a1n v\u1ecb v\u00e0 \u0111\u1eb7c bi\u1ec7t l\u00e0 ng\u00e2n h\u00e0ng ch\u00ednh s\u00e1ch x\u00e3 h\u1ed9i s\u1ebd t\u00ednh to\u00e1n ph\u01b0\u01a1ng \u00e1n gi\u00e3n n\u1ee3, khoanh n\u1ee3. \u0110\u1ed3ng th\u1eddi, t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho nh\u1eefng ng\u01b0\u1eddi gi\u00e3n n\u1ee3, khoanh n\u1ee3 \u0111\u01b0\u1ee3c ti\u1ebfp c\u1eadn ngu\u1ed3n v\u1ed1n \u0111\u1ec3 ph\u00e1t tri\u1ec3n. Kh\u00f4ng \u0111\u1ec3 th\u00e0nh n\u1ee3 x\u1ea5u d\u1ec5 d\u1eabn \u0111\u1ebfn c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng n\u00e0y \u0111i vay n\u00f3ng, vay t\u00edn d\u1ee5ng \u0111en.<\/p>\n

“Ki\u1ec3m so\u00e1t t\u00edn d\u1ee5ng \u0111en th\u00ec ph\u1ea3i t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho ng\u01b0\u1eddi d\u00e2n vay v\u1ed1n. Khi kh\u00f4ng c\u00f3 ngu\u1ed3n th\u00ec ng\u01b0\u1eddi d\u00e2n c\u0169ng s\u1ebd t\u00ecm \u0111\u1ebfn t\u00edn d\u1ee5ng \u0111en” – \u00f4ng B\u00ecnh c\u1ea3nh b\u00e1o.<\/p>\n

TH\u1ea2O L\u00ca<\/strong><\/p>\n

 <\/p>\n

T\u00edn d\u1ee5ng \u0111en c\u00f3 gi\u1ea3m nh\u01b0ng v\u1eabn c\u00f2n nhi\u1ec1u v\u1ee5 l\u1edbn<\/strong><\/h3>\n

Trong 2 n\u0103m th\u1ef1c hi\u1ec7n ch\u1ec9 th\u1ecb c\u1ee7a Th\u1ee7 t\u01b0\u1edbng v\u1ec1 t\u0103ng c\u01b0\u1eddng \u0111\u1ea5u tranh, ph\u00f2ng ng\u1eeba t\u1ed9i ph\u1ea1m li\u00ean quan t\u1edbi ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng \u0111en, c\u00f4ng an c\u00e1c \u0111\u1ecba ph\u01b0\u01a1ng \u0111\u00e3 thu h\u1ed3i 175 gi\u1ea5y ch\u1ee9ng nh\u1eadn, ph\u00e1t hi\u1ec7n 2.736 c\u01a1 s\u1edf vi ph\u1ea1m, x\u1eed ph\u1ea1t h\u00e0nh ch\u00ednh h\u01a1n 7,7 t\u1ec9 \u0111\u1ed3ng.<\/p>\n

Qua r\u00e0 so\u00e1t, c\u00f4ng an c\u00e1c \u0111\u1ecba ph\u01b0\u01a1ng c\u0169ng ph\u00e1t hi\u1ec7n m\u1ed9t s\u1ed1 c\u01a1 s\u1edf c\u1ea7m \u0111\u1ed3 s\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7, m\u1ea1ng x\u00e3 h\u1ed9i \u0111\u1ec3 ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng \u0111en, si\u1ebft n\u1ee3, \u0111\u00f2i n\u1ee3.<\/p>\n

V\u1edbi ho\u1ea1t \u0111\u1ed9ng \u0111\u00f2i n\u1ee3 thu\u00ea, \u0111\u1ebfn nay c\u00f4ng an c\u00e1c \u0111\u1ecba ph\u01b0\u01a1ng \u0111\u00e3 thu h\u1ed3i 122\/131 gi\u1ea5y ch\u1ee9ng nh\u1eadn kinh doanh d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 thu\u00ea \u0111\u00e3 c\u1ea5p tr\u00ean c\u1ea3 n\u01b0\u1edbc, c\u00f2n 9 tr\u01b0\u1eddng h\u1ee3p t\u1ea1i H\u00e0 N\u1ed9i, TP.HCM, Ngh\u1ec7 An, \u0110\u00e0 N\u1eb5ng, \u0110\u1ed3ng Nai, Tr\u00e0 Vinh \u0111ang ti\u1ebfp t\u1ee5c l\u00e0m th\u1ee7 t\u1ee5c thu h\u1ed3i.<\/p>\n

Qua \u0111i\u1ec1u tra, c\u00f4ng an c\u00e1c \u0111\u1ecba ph\u01b0\u01a1ng c\u0169ng ph\u00e1t hi\u1ec7n nhi\u1ec1u c\u00f4ng ty \u0111\u00f2i n\u1ee3 thu\u00ea \u0111\u00e3 chuy\u1ec3n \u0111\u1ed5i th\u00e0nh c\u00f4ng ty mua b\u00e1n n\u1ee3, c\u00f4ng ty kinh doanh d\u1ecbch v\u1ee5 b\u1ea3o v\u1ec7… \u0111\u1ec3 th\u1ef1c hi\u1ec7n \u0111\u00f2i n\u1ee3 thu\u00ea b\u1ea5t h\u1ee3p ph\u00e1p.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, c\u00f4ng an c\u00e1c \u0111\u1ecba ph\u01b0\u01a1ng c\u0169ng theo d\u00f5i 73 b\u0103ng nh\u00f3m t\u1ed9i ph\u1ea1m li\u00ean quan t\u1edbi t\u00edn d\u1ee5ng \u0111en, ph\u00e1t hi\u1ec7n 16 \u0111\u1ed1i t\u01b0\u1ee3ng c\u1ea7m \u0111\u1ea7u, 117 th\u00e0nh vi\u00ean c\u00f3 ti\u1ec1n \u00e1n, ti\u1ec1n s\u1ef1. \u0110\u1ebfn nay, c\u01a1 quan c\u00f4ng an \u0111\u00e3 l\u1eadp 65 h\u1ed3 s\u01a1 \u0111\u1ec3 qu\u1ea3n l\u00fd, l\u1eadp 9 chuy\u00ean \u00e1n \u0111\u1ea5u tranh, tri\u1ec7t ph\u00e1 16 b\u0103ng nh\u00f3m, kh\u1edfi t\u1ed1 \u0111i\u1ec1u tra 68 \u0111\u1ed1i t\u01b0\u1ee3ng.<\/p>\n

T\u00edn hi\u1ec7u t\u00edch c\u1ef1c theo B\u1ed9 C\u00f4ng an l\u00e0 s\u1ed1 c\u01a1 s\u1edf ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng \u0111en 2 n\u0103m qua gi\u1ea3m m\u1ea1nh. So v\u1edbi c\u00f9ng k\u1ef3 n\u0103m 2020, s\u1ed1 c\u01a1 s\u1edf c\u1ea7m \u0111\u1ed3 c\u00f3 ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng \u0111en trong 10 th\u00e1ng n\u0103m nay gi\u1ea3m 3.732 c\u01a1 s\u1edf.<\/p>\n

T\u01b0\u01a1ng t\u1ef1, s\u1ed1 c\u01a1 s\u1edf kinh doanh t\u00e0i ch\u00ednh c\u00f3 ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng \u0111en gi\u1ea3m 809 c\u01a1 s\u1edf, s\u1ed1 c\u01a1 s\u1edf huy \u0111\u1ed9ng v\u1ed1n l\u00e3i su\u1ea5t cao gi\u1ea3m 43 c\u01a1 s\u1edf, c\u01a1 s\u1edf d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 thu\u00ea gi\u1ea3m 55 c\u01a1 s\u1edf, s\u1ed1 b\u0103ng nh\u00f3m t\u1ed9i ph\u1ea1m li\u00ean quan t\u1edbi t\u00edn d\u1ee5ng \u0111en gi\u1ea3m 211 b\u0103ng nh\u00f3m.<\/p>\n

B.NG\u1eccC – M.H\u00d2A<\/strong><\/p>\n

\"\"<\/p>\n

C\u00f4ng an qu\u1eadn B\u00ecnh Th\u1ea1nh, TP.HCM \u0111\u1ecdc l\u1ec7nh b\u1eaft m\u1ed9t trong nh\u1eefng “c\u1ed9m c\u00e1n” c\u1ee7a \u0111\u01b0\u1eddng d\u00e2y t\u00edn d\u1ee5ng \u0111en t\u1ea1i TP – \u1ea2nh: CACC<\/p>\n

 <\/p>\n

Vay 24 t\u1ec9… tr\u1ea3 h\u01a1n 40 t\u1ec9 v\u1eabn ch\u01b0a h\u1ebft n\u1ee3<\/strong><\/h3>\n

B\u1ed9 C\u00f4ng an v\u1eeba tri\u1ec7t ph\u00e1 \u0111\u01b0\u1eddng d\u00e2y cho vay l\u00e3i n\u1eb7ng \u0111\u1ebfn 1.738%\/n\u0103m. “T\u00edn d\u1ee5ng \u0111en” kh\u00f4ng d\u1eebng l\u1ea1i \u1edf vi\u1ec7c d\u00e1n t\u1edd r\u01a1i v\u00e0o c\u1ed9t \u0111i\u1ec7n m\u00e0 \u0111ang c\u00f3 \u0111\u1ee7 m\u1ecdi h\u00ecnh th\u1ee9c l\u00f4i k\u00e9o n\u1ea1n nh\u00e2n.<\/p>\n

M\u1edbi \u0111\u00e2y, ng\u00e0y 4-12, C\u1ee5c C\u1ea3nh s\u00e1t h\u00ecnh s\u1ef1 (C02) B\u1ed9 C\u00f4ng an \u0111\u00e3 kh\u1edfi t\u1ed1 \u0110\u00e0o Xu\u00e2n Th\u1eafng (31 tu\u1ed5i, ng\u1ee5 huy\u1ec7n Nh\u00e0 B\u00e8, TP.HCM) c\u00f9ng 6 \u0111\u1ed3ng ph\u1ea1m v\u1ec1 t\u1ed9i “cho vay l\u00e3i n\u1eb7ng trong giao d\u1ecbch d\u00e2n s\u1ef1” do Th\u1eafng c\u1ea7m \u0111\u1ea7u.<\/p>\n

Th\u00e1ng 5-2020, Th\u1eafng c\u00f9ng m\u1ed9t s\u1ed1 \u0111\u00e0n em t\u1eeb H\u1ea3i Ph\u00f2ng v\u00e0o TP.HCM thu\u00ea \u0111\u1ecba \u0111i\u1ec3m \u0111\u1ec3 ho\u1ea1t \u0111\u1ed9ng cho vay l\u00e3i n\u1eb7ng.<\/p>\n

Th\u1eafng th\u01b0\u1eddng cho kh\u00e1ch vay v\u1edbi 2 h\u00ecnh th\u1ee9c: tr\u1ea3 ti\u1ec1n g\u00f3p theo ng\u00e0y, l\u00e3i su\u1ea5t t\u1eeb 282% – 1.738%\/n\u0103m; vay “l\u00e3i n\u1eb1m”, \u0111\u00f3ng ti\u1ec1n l\u00e3i 15 ng\u00e0y m\u1ed9t l\u1ea7n, l\u00e3i su\u1ea5t 5.000 \u0111\u1ed3ng\/1 tri\u1ec7u\/ng\u00e0y ho\u1eb7c 1,5%\/ng\u00e0y, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng m\u1ee9c l\u00e3i su\u1ea5t 180% – 547,5%\/n\u0103m.<\/p>\n

Nh\u00f3m Th\u1eafng \u0111\u00e3 cho h\u00e0ng tr\u0103m ng\u01b0\u1eddi vay v\u1edbi s\u1ed1 ti\u1ec1n l\u00ean t\u1edbi h\u00e0ng tr\u0103m t\u1ec9 \u0111\u1ed3ng v\u1edbi l\u00e3i su\u1ea5t “c\u1eaft c\u1ed5” nh\u01b0 anh P.C.L. vay 16,2 t\u1ec9 \u0111\u1ed3ng, l\u00e3i su\u1ea5t t\u1eeb 282% – 1.738%\/n\u0103m, thu l\u1ee3i b\u1ea5t ch\u00ednh tr\u00ean 5 t\u1ec9 \u0111\u1ed3ng; ch\u1ecb T.D.K. vay 24 t\u1ec9 \u0111\u1ed3ng, l\u00e3i su\u1ea5t t\u1eeb 144% – 491%\/n\u0103m, t\u1ed5ng s\u1ed1 ti\u1ec1n g\u1ed1c v\u00e0 l\u00e3i ph\u1ea3i tr\u1ea3 h\u01a1n 40 t\u1ec9 \u0111\u1ed3ng…<\/p>\n

T\u01b0\u01a1ng t\u1ef1, th\u00e1ng 4-2020, C\u00f4ng an TP.HCM tri\u1ec7t ph\u00e1 m\u1ed9t \u0111\u01b0\u1eddng d\u00e2y cho vay n\u1eb7ng l\u00e3i qua app c\u00f3 l\u00e3i su\u1ea5t 1.095%\/n\u0103m, v\u1edbi h\u01a1n 60.000 n\u1ea1n nh\u00e2n \u0111\u00e3 b\u1ecb “s\u1eadp b\u1eaby”. Trong n\u0103m 2021, C\u00f4ng an TP.HCM c\u0169ng nhi\u1ec1u l\u1ea7n \u0111i\u1ec1u tra, ph\u00e1t hi\u1ec7n nhi\u1ec1u \u0111\u1ed1i t\u01b0\u1ee3ng l\u00e0 ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i \u0111i\u1ec1u h\u00e0nh c\u00e1c app vay ti\u1ec1n, vay t\u00edn ch\u1ea5p v\u1edbi l\u00e3i “c\u1eaft c\u1ed5”.<\/p>\n

MINH H\u00d2A<\/strong><\/p>\n

 <\/p>\n

C\u1ea7n vai tr\u00f2 c\u1ee7a ng\u00e2n h\u00e0ng<\/strong><\/h3>\n

“Tr\u00ean th\u1ef1c t\u1ebf, t\u00edn d\u1ee5ng ti\u00eau d\u00f9ng ch\u00ednh th\u1ee9c c\u1ee7a nh\u00e0 n\u01b0\u1edbc c\u0169ng c\u00f3 nh\u1eefng c\u00e2u chuy\u1ec7n \u0111au l\u00f2ng. M\u1ed9t s\u1ed1 c\u00f4ng ty t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng cho vay v\u1eabn l\u00e3i su\u1ea5t cao, \u0111i \u0111\u00f2i n\u1ee3 c\u00f3 l\u00fac thu\u00ea \u0111\u1ea7u g\u1ea5u, \u00f4ng x\u0103m tr\u1ed5 \u0111\u1ebfn nh\u00e0 ng\u01b0\u1eddi vay \u0111\u1ec3 \u0111\u00f2i n\u1ee3” – \u00f4ng \u0110\u00e0o Minh T\u00fa, ph\u00f3 th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, chia s\u1ebb c\u00f9ng Tu\u1ed5i Tr\u1ebb.<\/p>\n

\u00d4ng Nguy\u1ec5n Qu\u1ed1c H\u00f9ng, t\u1ed5ng th\u01b0 k\u00fd Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng, lo ng\u1ea1i t\u00e1c \u0111\u1ed9ng ti\u00eau c\u1ef1c t\u1eeb \u0111\u1ea1i d\u1ecbch COVID-19, t\u00ecnh h\u00ecnh t\u1ed9i ph\u1ea1m t\u00edn d\u1ee5ng \u0111en c\u00f3 chi\u1ec1u h\u01b0\u1edbng di\u1ec5n bi\u1ebfn ph\u1ee9c t\u1ea1p, tinh vi h\u01a1n nh\u01b0 l\u1ee3i d\u1ee5ng c\u00f4ng ngh\u1ec7 d\u1ee5 d\u1ed7 kh\u00e1ch h\u00e0ng cho vay tr\u00ean c\u00e1c app tr\u1ef1c tuy\u1ebfn, qua \u0111i\u1ec7n tho\u1ea1i…<\/p>\n

Ch\u00ednh v\u00ec th\u1ebf, c\u00e1c ng\u00e2n h\u00e0ng c\u0169ng ph\u1ea3i th\u1ea5y tr\u00e1ch nhi\u1ec7m v\u00e0 quy\u1ec1n l\u1ee3i c\u1ee7a m\u00ecnh trong vi\u1ec7c chia s\u1ebb c\u00f9ng ng\u01b0\u1eddi d\u00e2n, doanh nghi\u1ec7p v\u1ec1 ngu\u1ed3n “v\u1ed1n s\u1ea1ch”.<\/p>\n

\"\"<\/p>\n

Kh\u00e1ch h\u00e0ng ch\u1edd giao d\u1ecbch t\u1ea1i ng\u00e2n h\u00e0ng – \u1ea2nh: NG\u1eccC PH\u01af\u1ee2NG<\/p>\n

 <\/p>\n

H\u00e0nh lang ph\u00e1p l\u00fd\u00a0ph\u1ea3i r\u00f5 r\u00e0ng<\/strong><\/h3>\n

\u0110\u1ec3 gi\u1ea3i quy\u1ebft c\u0103n c\u01a1 v\u1ea5n n\u1ea1n t\u00edn d\u1ee5ng \u0111en, \u00f4ng T\u00fa cho r\u1eb1ng \u0111\u1eddi s\u1ed1ng v\u00e0 nh\u1eadn th\u1ee9c c\u1ee7a ng\u01b0\u1eddi d\u00e2n c\u0169ng c\u1ea7n \u0111\u01b0\u1ee3c n\u00e2ng cao.<\/p>\n

\u0110\u1ed3ng th\u1eddi, h\u00e0nh lang ph\u00e1p l\u00fd c\u1ea7n \u0111\u1ed3ng b\u1ed9, r\u00f5 r\u00e0ng, th\u1ec3 hi\u1ec7n s\u1ef1 th\u1ed1ng nh\u1ea5t trong vi\u1ec7c tr\u1ea5n \u00e1p, x\u1eed l\u00fd t\u1ed9i ph\u1ea1m li\u00ean quan \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng \u0111en. M\u1eb7t kh\u00e1c, h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh to\u00e0n di\u1ec7n ph\u1ea3i \u0111\u01b0\u1ee3c ho\u00e0n thi\u1ec7n v\u00e0 \u0111\u01b0\u1ee3c tri\u1ec3n khai r\u1ed9ng kh\u1eafp, \u0111\u00e1p \u1ee9ng k\u1ecbp th\u1eddi nhu c\u1ea7u vay v\u1ed1n cho m\u1ee5c \u0111\u00edch ch\u00ednh \u0111\u00e1ng c\u1ee7a ng\u01b0\u1eddi d\u00e2n.<\/p>\n

“T\u00edn d\u1ee5ng \u0111en s\u1eed d\u1ee5ng cho nh\u1eefng m\u1ee5c \u0111\u00edch kh\u00f4ng ch\u00ednh th\u1ee9c, ch\u00ednh \u0111\u00e1ng nh\u01b0 l\u00f4 \u0111\u1ec1, c\u1edd b\u1ea1c th\u00ec ph\u1ea3i d\u1eb9p c\u1ea3 ng\u01b0\u1eddi c\u00f3 nhu c\u1ea7u vay v\u00e0 ng\u01b0\u1eddi cho vay. C\u00f2n t\u00edn d\u1ee5ng ph\u1ee5c v\u1ee5 cu\u1ed9c s\u1ed1ng h\u1eb1ng ng\u00e0y b\u1ee9c thi\u1ebft th\u00ec ng\u01b0\u1eddi d\u00e2n ph\u1ea3i \u0111\u01b0\u1ee3c ti\u1ebfp c\u1eadn k\u00eanh ch\u00ednh\u00a0th\u1ee9c” – \u00f4ng T\u00fa n\u00f3i.<\/p>\n

N\u1ebfu nh\u01b0 ng\u00e2n h\u00e0ng t\u1ed5 ch\u1ee9c cho vay t\u1ed1t, qu\u1ea3n l\u00fd t\u1ed1t, c\u00f3 hi\u1ec7u qu\u1ea3, kh\u00f4ng \u0111\u1ec3 x\u1ea3y ra r\u1ee7i ro th\u00ec \u0111\u00e2y l\u00e0 th\u1ecb tr\u01b0\u1eddng ti\u1ec1m n\u0103ng. D\u01b0 n\u1ee3 t\u00edn d\u1ee5ng ti\u00eau d\u00f9ng cho vay tr\u1ef1c ti\u1ebfp ph\u1ee5c v\u1ee5 \u0111\u1eddi s\u1ed1ng \u0111\u1ebfn nay l\u00e0 g\u1ea7n 2 tri\u1ec7u t\u1ec9 \u0111\u1ed3ng tr\u00ean d\u01b0 n\u1ee3 10 tri\u1ec7u t\u1ec9 \u0111\u1ed3ng c\u1ee7a n\u1ec1n kinh t\u1ebf.<\/p>\n

 <\/p>\n

S\u1ebd c\u00f3 ngu\u1ed3n vay nhanh, kh\u00f4ng c\u1ea7n th\u1ebf ch\u1ea5p<\/strong><\/h3>\n

Theo \u00f4ng T\u00fa, x\u00e1c \u0111\u1ecbnh ti\u1ebfp t\u1ee5c m\u1edf r\u1ed9ng t\u00edn d\u1ee5ng ti\u00eau d\u00f9ng, ph\u1ee5c v\u1ee5 nhu c\u1ea7u v\u1ed1n ch\u00ednh \u0111\u00e1ng \u0111\u1eddi s\u1ed1ng c\u1ee7a ng\u01b0\u1eddi d\u00e2n, nh\u1ea5t l\u00e0 ng\u01b0\u1eddi kh\u00f3 kh\u0103n, y\u1ebfu th\u1ebf, trong th\u1eddi gian t\u1edbi Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc s\u1ebd ti\u1ebfp t\u1ee5c c\u00f3 nh\u1eefng ch\u00ednh s\u00e1ch khuy\u1ebfn kh\u00edch ho\u1ea1t \u0111\u1ed9ng n\u00e0y.<\/p>\n

\u0110\u01a1n c\u1eed t\u1ec9 l\u1ec7 d\u1ef1 tr\u1eef b\u1eaft bu\u1ed9c th\u1ea5p, h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng h\u1eb1ng n\u0103m \u0111\u01b0\u1ee3c \u01b0u ti\u00ean \u0111\u1ed1i v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i cho vay t\u00edn d\u1ee5ng ti\u00eau d\u00f9ng m\u1ed9t c\u00e1ch t\u00edch c\u1ef1c v\u00e0 hi\u1ec7u qu\u1ea3.<\/p>\n

V\u1ec1 nguy\u00ean t\u1eafc, \u00f4ng T\u00fa kh\u1eb3ng \u0111\u1ecbnh ch\u00ednh s\u00e1ch ph\u1ea3i \u0111\u1ea3m b\u1ea3o ng\u01b0\u1eddi vay v\u1ed1n s\u1ebd ti\u1ebfp c\u1eadn v\u1edbi l\u00e3i su\u1ea5t h\u1ee3p l\u00fd, th\u1ee7 t\u1ee5c, \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i, d\u1ec5 d\u00e0ng.<\/p>\n

\u0110\u1ed3ng th\u1eddi, c\u01a1 ch\u1ebf ch\u00ednh s\u00e1ch s\u1ebd gi\u00e1m s\u00e1t ch\u1eb7t ch\u1ebd \u0111\u1ec3 ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng ph\u00e1t tri\u1ec3n l\u00e0nh m\u1ea1nh v\u00e0 \u1ed5n \u0111\u1ecbnh. \u00d4ng T\u00fa c\u0169ng l\u01b0u \u00fd t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng c\u1ea7n c\u00f3 gi\u1ea3i ph\u00e1p qu\u1ea3n l\u00fd d\u00f2ng ti\u1ec1n v\u00e0 gi\u1ea3i ng\u00e2n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t, k\u1ebft n\u1ed1i gi\u1eefa ng\u01b0\u1eddi mua v\u1edbi ng\u01b0\u1eddi b\u00e1n h\u00e0ng… th\u00ec cho vay s\u1ebd r\u1ea5t an to\u00e0n.<\/p>\n

\u0110\u1eb7c bi\u1ec7t, ph\u00f3 th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc th\u00f4ng tin ng\u00e0nh ng\u00e2n h\u00e0ng s\u1ebd k\u1ebft h\u1ee3p v\u1edbi B\u1ed9 C\u00f4ng an v\u1ec1 vi\u1ec7c s\u1eed d\u1ee5ng c\u01a1 s\u1edf d\u1eef li\u1ec7u d\u00e2n c\u01b0 qu\u1ed1c gia \u0111\u1ec3 ph\u1ee5c v\u1ee5 trong vi\u1ec7c x\u00e1c \u0111\u1ecbnh danh t\u00ednh, \u0111\u1ecbnh danh kh\u00e1ch h\u00e0ng. Tr\u00ean c\u01a1 s\u1edf \u0111\u00f3, c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng c\u00f3 th\u1ec3 cho vay nh\u1eefng m\u00f3n nh\u1ecf l\u1ebb nhanh, kh\u00f4ng c\u1ea7n th\u1ebf ch\u1ea5p, gi\u1ea3i ng\u00e2n r\u1ea5t nhanh.<\/p>\n

C\u00f9ng g\u00f3c nh\u00ecn v\u1edbi nhi\u1ec1u chuy\u00ean gia, \u00f4ng Nguy\u1ec5n V\u0103n T\u1ea5t – ph\u00f3 v\u1ee5 tr\u01b0\u1edfng V\u1ee5 Th\u1ef1c h\u00e0nh quy\u1ec1n c\u00f4ng t\u1ed1 v\u00e0 ki\u1ec3m s\u00e1t \u0111i\u1ec1u tra \u00e1n tr\u1eadt t\u1ef1 x\u00e3 h\u1ed9i (Vi\u1ec7n Ki\u1ec3m s\u00e1t nh\u00e2n d\u00e2n t\u1ed1i cao) – ki\u1ebfn ngh\u1ecb c\u00e1c ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng nh\u00e2n d\u00e2n c\u1ea7n m\u1edf r\u1ed9ng c\u00e1c kho\u1ea3n vay t\u00edn d\u1ee5ng ti\u00eau d\u00f9ng, c\u00f3 th\u00eam nhi\u1ec1u s\u1ea3n ph\u1ea9m cho vay nh\u1ecf, ng\u1eafn h\u1ea1n v\u1edbi th\u1ee7 t\u1ee5c \u0111\u01a1n gi\u1ea3n \u0111\u1ec3 ng\u01b0\u1eddi d\u00e2n ti\u1ebfp c\u1eadn.<\/p>\n

\u0110\u00e1ng ch\u00fa \u00fd, nh\u1eefng b\u0103ng nh\u00f3m chuy\u00ean cho vay l\u00e3i n\u1eb7ng \u0111\u01b0\u1ee3c t\u1ed5 ch\u1ee9c ch\u1eb7t ch\u1ebd, t\u1eadp h\u1ee3p nhi\u1ec1u \u0111\u1ed1i t\u01b0\u1ee3ng c\u00f3 ti\u1ec1n \u00e1n, ti\u1ec1n s\u1ef1, c\u00f4n \u0111\u1ed3 hung h\u00e3n, s\u1eb5n s\u00e0ng d\u00f9ng c\u00e1c th\u1ee7 \u0111o\u1ea1n t\u00e0n \u00e1c, tr\u00e1i ph\u00e1p lu\u1eadt v\u1edbi ng\u01b0\u1eddi vay v\u00e0 gia \u0111\u00ecnh h\u1ecd \u0111\u1ec3 thu h\u1ed3i c\u00e1c kho\u1ea3n ti\u1ec1n l\u00e3i v\u00e0 n\u1ee3 g\u1ed1c.<\/p>\n

V\u00ec th\u1ebf, r\u1ea5t c\u1ea7n c\u01a1 quan ch\u1ee9c n\u0103ng th\u01b0\u1eddng xuy\u00ean ki\u1ec3m tra \u0111\u1ed1i v\u1edbi c\u00e1c c\u01a1 s\u1edf c\u1ea7m \u0111\u1ed3, kinh doanh t\u00e0i ch\u00ednh, kh\u00f4ng \u0111\u1ec3 t\u00edn d\u1ee5ng \u0111en b\u00f9ng ph\u00e1t, l\u1ed9ng h\u00e0nh.<\/p>\n

L\u00ca THANH<\/strong><\/p>\n

————<\/p>\n

Tu\u1ed5i tr\u1ebb<\/em><\/strong>\u00a0(Kinh doanh) 07-12-2021:<\/em><\/strong><\/p>\n

https:\/\/tuoitre.vn\/cuoi-nam-ngan-tin-dung-den-the-nao-20211207084241149.htm<\/em><\/a><\/p>\n

(208\/3.497)<\/em><\/p>\n

\u00a0<\/strong>","protected":false},"excerpt":{"rendered":"

(TT) – Theo B\u1ed9 C\u00f4ng an, c\u1ea3 n\u01b0\u1edbc hi\u1ec7n c\u00f3 26.942 c\u01a1 s\u1edf c\u1ea7m \u0111\u1ed3 v\u1edbi 40.483 ng\u01b0\u1eddi l\u00e0m ngh\u1ec1, qua ki\u1ec3m tra l\u1ef1c l\u01b0\u1ee3ng ch\u1ee9c n\u0103ng \u0111\u1ecba ph\u01b0\u01a1ng \u0111\u00e3 ph\u00e1t hi\u1ec7n h\u01a1n 11.300 c\u01a1 s\u1edf kinh doanh c\u00f3 d\u1ea5u hi\u1ec7u ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng \u0111en. B\u1ed9 C\u00f4ng an nh\u1eadn \u0111\u1ecbnh tuy t\u00edn d\u1ee5ng \u0111en […]<\/p>\n","protected":false},"author":7,"featured_media":7334,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-7330","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n3.566. Cu\u1ed1i n\u0103m, ng\u0103n t\u00edn d\u1ee5ng \u0111en th\u1ebf n\u00e0o? - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/3-566-cuoi-nam-ngan-tin-dung-den-the-nao\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]3.566. Cu\u1ed1i n\u0103m, ng\u0103n t\u00edn d\u1ee5ng \u0111en th\u1ebf n\u00e0o?[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(TT) – Theo B\u1ed9 C\u00f4ng an, c\u1ea3 n\u01b0\u1edbc hi\u1ec7n c\u00f3 26.942 c\u01a1 s\u1edf c\u1ea7m \u0111\u1ed3 v\u1edbi 40.483 ng\u01b0\u1eddi l\u00e0m ngh\u1ec1, qua ki\u1ec3m tra l\u1ef1c l\u01b0\u1ee3ng ch\u1ee9c n\u0103ng \u0111\u1ecba ph\u01b0\u01a1ng \u0111\u00e3 ph\u00e1t hi\u1ec7n h\u01a1n 11.300 c\u01a1 s\u1edf kinh doanh c\u00f3 d\u1ea5u hi\u1ec7u ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng \u0111en. B\u1ed9 C\u00f4ng an nh\u1eadn \u0111\u1ecbnh tuy t\u00edn d\u1ee5ng \u0111en […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/vi\/3-566-cuoi-nam-ngan-tin-dung-den-the-nao\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2021-12-07T07:15:51+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-02-23T08:37:23+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/02\/Screen-Shot-2022-02-17-at-14.19.02.png\" \/>\n\t<meta property=\"og:image:width\" content=\"684\" \/>\n\t<meta property=\"og:image:height\" content=\"424\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Tr\u01b0\u01a1ng Thu H\u1eb1ng\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tr\u01b0\u01a1ng Thu H\u1eb1ng\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"26 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/3-566-cuoi-nam-ngan-tin-dung-den-the-nao\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/3-566-cuoi-nam-ngan-tin-dung-den-the-nao\\\/\"},\"author\":{\"name\":\"Tr\u01b0\u01a1ng Thu H\u1eb1ng\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/3ed6356b2b43ea929d46dfbdac9c841c\"},\"headline\":\"3.566. Cu\u1ed1i n\u0103m, ng\u0103n t\u00edn d\u1ee5ng \u0111en th\u1ebf n\u00e0o?\",\"datePublished\":\"2021-12-07T07:15:51+00:00\",\"dateModified\":\"2022-02-23T08:37:23+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/3-566-cuoi-nam-ngan-tin-dung-den-the-nao\\\/\"},\"wordCount\":5272,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/3-566-cuoi-nam-ngan-tin-dung-den-the-nao\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/02\\\/Screen-Shot-2022-02-17-at-14.19.02.png\",\"articleSection\":[\"Ph\u1ecfng v\u1ea5n\",\"T\u01b0 li\u1ec7u ANVI\"],\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/anvilaw.com\\\/vi\\\/3-566-cuoi-nam-ngan-tin-dung-den-the-nao\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/3-566-cuoi-nam-ngan-tin-dung-den-the-nao\\\/\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/3-566-cuoi-nam-ngan-tin-dung-den-the-nao\\\/\",\"name\":\"[:vi]3.566. Cu\u1ed1i n\u0103m, ng\u0103n t\u00edn d\u1ee5ng \u0111en th\u1ebf n\u00e0o?[:] - ANVI Law Firm\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/3-566-cuoi-nam-ngan-tin-dung-den-the-nao\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/3-566-cuoi-nam-ngan-tin-dung-den-the-nao\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/02\\\/Screen-Shot-2022-02-17-at-14.19.02.png\",\"datePublished\":\"2021-12-07T07:15:51+00:00\",\"dateModified\":\"2022-02-23T08:37:23+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/3-566-cuoi-nam-ngan-tin-dung-den-the-nao\\\/#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/anvilaw.com\\\/vi\\\/3-566-cuoi-nam-ngan-tin-dung-den-the-nao\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/3-566-cuoi-nam-ngan-tin-dung-den-the-nao\\\/#primaryimage\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/02\\\/Screen-Shot-2022-02-17-at-14.19.02.png\",\"contentUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/02\\\/Screen-Shot-2022-02-17-at-14.19.02.png\",\"width\":684,\"height\":424},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/3-566-cuoi-nam-ngan-tin-dung-den-the-nao\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"3.566. Cu\u1ed1i n\u0103m, ng\u0103n t\u00edn d\u1ee5ng \u0111en th\u1ebf n\u00e0o?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#website\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\",\"name\":\"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI\",\"description\":\"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm\",\"publisher\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\"},\"alternateName\":\"anvilaw.com\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"vi\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#organization\",\"name\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\",\"alternateName\":\"ANVI\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"contentUrl\":\"https:\\\/\\\/anvilaw.com\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"width\":3493,\"height\":1535,\"caption\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\"},\"image\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/facebook.com\\\/anvilawfirm\",\"https:\\\/\\\/x.com\\\/anvilawfirm\",\"https:\\\/\\\/www.youtube.com\\\/@anvilawfirm\",\"https:\\\/\\\/www.youtube.com\\\/@lsduc_anvi\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/3ed6356b2b43ea929d46dfbdac9c841c\",\"name\":\"Tr\u01b0\u01a1ng Thu H\u1eb1ng\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/8a1dd94c1d11e35c4c80b442ca4ef4e6aaee413a43ee9f7311c8534fc1aa358b?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/8a1dd94c1d11e35c4c80b442ca4ef4e6aaee413a43ee9f7311c8534fc1aa358b?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/8a1dd94c1d11e35c4c80b442ca4ef4e6aaee413a43ee9f7311c8534fc1aa358b?s=96&d=mm&r=g\",\"caption\":\"Tr\u01b0\u01a1ng Thu H\u1eb1ng\"},\"sameAs\":[\"http:\\\/\\\/hangtt\"],\"url\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/author\\\/hangtt\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"[:vi]3.566. Cu\u1ed1i n\u0103m, ng\u0103n t\u00edn d\u1ee5ng \u0111en th\u1ebf n\u00e0o?[:] - ANVI Law Firm","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/anvilaw.com\/vi\/3-566-cuoi-nam-ngan-tin-dung-den-the-nao\/","og_locale":"vi_VN","og_type":"article","og_title":"[:vi]3.566. Cu\u1ed1i n\u0103m, ng\u0103n t\u00edn d\u1ee5ng \u0111en th\u1ebf n\u00e0o?[:] - ANVI Law Firm","og_description":"(TT) – Theo B\u1ed9 C\u00f4ng an, c\u1ea3 n\u01b0\u1edbc hi\u1ec7n c\u00f3 26.942 c\u01a1 s\u1edf c\u1ea7m \u0111\u1ed3 v\u1edbi 40.483 ng\u01b0\u1eddi l\u00e0m ngh\u1ec1, qua ki\u1ec3m tra l\u1ef1c l\u01b0\u1ee3ng ch\u1ee9c n\u0103ng \u0111\u1ecba ph\u01b0\u01a1ng \u0111\u00e3 ph\u00e1t hi\u1ec7n h\u01a1n 11.300 c\u01a1 s\u1edf kinh doanh c\u00f3 d\u1ea5u hi\u1ec7u ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng \u0111en. B\u1ed9 C\u00f4ng an nh\u1eadn \u0111\u1ecbnh tuy t\u00edn d\u1ee5ng \u0111en […]","og_url":"https:\/\/anvilaw.com\/vi\/3-566-cuoi-nam-ngan-tin-dung-den-the-nao\/","og_site_name":"ANVI Law Firm","article_publisher":"https:\/\/facebook.com\/anvilawfirm","article_published_time":"2021-12-07T07:15:51+00:00","article_modified_time":"2022-02-23T08:37:23+00:00","og_image":[{"width":684,"height":424,"url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/02\/Screen-Shot-2022-02-17-at-14.19.02.png","type":"image\/png"}],"author":"Tr\u01b0\u01a1ng Thu H\u1eb1ng","twitter_card":"summary_large_image","twitter_creator":"@anvilawfirm","twitter_site":"@anvilawfirm","twitter_misc":{"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi":"Tr\u01b0\u01a1ng Thu H\u1eb1ng","\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"26 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/anvilaw.com\/vi\/3-566-cuoi-nam-ngan-tin-dung-den-the-nao\/#article","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/3-566-cuoi-nam-ngan-tin-dung-den-the-nao\/"},"author":{"name":"Tr\u01b0\u01a1ng Thu H\u1eb1ng","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/3ed6356b2b43ea929d46dfbdac9c841c"},"headline":"3.566. Cu\u1ed1i n\u0103m, ng\u0103n t\u00edn d\u1ee5ng \u0111en th\u1ebf n\u00e0o?","datePublished":"2021-12-07T07:15:51+00:00","dateModified":"2022-02-23T08:37:23+00:00","mainEntityOfPage":{"@id":"https:\/\/anvilaw.com\/vi\/3-566-cuoi-nam-ngan-tin-dung-den-the-nao\/"},"wordCount":5272,"commentCount":0,"publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/3-566-cuoi-nam-ngan-tin-dung-den-the-nao\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/02\/Screen-Shot-2022-02-17-at-14.19.02.png","articleSection":["Ph\u1ecfng v\u1ea5n","T\u01b0 li\u1ec7u ANVI"],"inLanguage":"vi","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/anvilaw.com\/vi\/3-566-cuoi-nam-ngan-tin-dung-den-the-nao\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/anvilaw.com\/vi\/3-566-cuoi-nam-ngan-tin-dung-den-the-nao\/","url":"https:\/\/anvilaw.com\/vi\/3-566-cuoi-nam-ngan-tin-dung-den-the-nao\/","name":"[:vi]3.566. Cu\u1ed1i n\u0103m, ng\u0103n t\u00edn d\u1ee5ng \u0111en th\u1ebf n\u00e0o?[:] - ANVI Law Firm","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/#website"},"primaryImageOfPage":{"@id":"https:\/\/anvilaw.com\/vi\/3-566-cuoi-nam-ngan-tin-dung-den-the-nao\/#primaryimage"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/3-566-cuoi-nam-ngan-tin-dung-den-the-nao\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/02\/Screen-Shot-2022-02-17-at-14.19.02.png","datePublished":"2021-12-07T07:15:51+00:00","dateModified":"2022-02-23T08:37:23+00:00","breadcrumb":{"@id":"https:\/\/anvilaw.com\/vi\/3-566-cuoi-nam-ngan-tin-dung-den-the-nao\/#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/anvilaw.com\/vi\/3-566-cuoi-nam-ngan-tin-dung-den-the-nao\/"]}]},{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/3-566-cuoi-nam-ngan-tin-dung-den-the-nao\/#primaryimage","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/02\/Screen-Shot-2022-02-17-at-14.19.02.png","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/02\/Screen-Shot-2022-02-17-at-14.19.02.png","width":684,"height":424},{"@type":"BreadcrumbList","@id":"https:\/\/anvilaw.com\/vi\/3-566-cuoi-nam-ngan-tin-dung-den-the-nao\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/anvilaw.com\/vi\/"},{"@type":"ListItem","position":2,"name":"3.566. Cu\u1ed1i n\u0103m, ng\u0103n t\u00edn d\u1ee5ng \u0111en th\u1ebf n\u00e0o?"}]},{"@type":"WebSite","@id":"https:\/\/anvilaw.com\/vi\/#website","url":"https:\/\/anvilaw.com\/vi\/","name":"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI","description":"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm","publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"alternateName":"anvilaw.com","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/anvilaw.com\/vi\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"vi"},{"@type":"Organization","@id":"https:\/\/anvilaw.com\/vi\/#organization","name":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm","alternateName":"ANVI","url":"https:\/\/anvilaw.com\/vi\/","logo":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","width":3493,"height":1535,"caption":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/facebook.com\/anvilawfirm","https:\/\/x.com\/anvilawfirm","https:\/\/www.youtube.com\/@anvilawfirm","https:\/\/www.youtube.com\/@lsduc_anvi"]},{"@type":"Person","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/3ed6356b2b43ea929d46dfbdac9c841c","name":"Tr\u01b0\u01a1ng Thu H\u1eb1ng","image":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/secure.gravatar.com\/avatar\/8a1dd94c1d11e35c4c80b442ca4ef4e6aaee413a43ee9f7311c8534fc1aa358b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/8a1dd94c1d11e35c4c80b442ca4ef4e6aaee413a43ee9f7311c8534fc1aa358b?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/8a1dd94c1d11e35c4c80b442ca4ef4e6aaee413a43ee9f7311c8534fc1aa358b?s=96&d=mm&r=g","caption":"Tr\u01b0\u01a1ng Thu H\u1eb1ng"},"sameAs":["http:\/\/hangtt"],"url":"https:\/\/anvilaw.com\/vi\/author\/hangtt\/"}]}},"_links":{"self":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/7330","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/comments?post=7330"}],"version-history":[{"count":0,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/7330\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media\/7334"}],"wp:attachment":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media?parent=7330"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/categories?post=7330"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/tags?post=7330"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}