{"id":7418,"date":"2021-09-13T17:03:58","date_gmt":"2021-09-13T10:03:58","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=7418"},"modified":"2022-03-02T09:03:23","modified_gmt":"2022-03-02T02:03:23","slug":"3-490-lum-xum-sao-ke-tai-khoan-tu-thien-luat-su-noi-gi","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-490-lum-xum-sao-ke-tai-khoan-tu-thien-luat-su-noi-gi\/","title":{"rendered":"3.490. L\u00f9m x\u00f9m sao k\u00ea t\u00e0i kho\u1ea3n t\u1eeb thi\u1ec7n: Lu\u1eadt s\u01b0 n\u00f3i g\u00ec?"},"content":{"rendered":"(VNF) –\u00a0 D\u01b0 lu\u1eadn g\u1ea7n \u0111\u00e2y \u0111ang x\u00f4n xao v\u1ec1 t\u1eeb kh\u00f3a \u201csao k\u00ea\u201d. Ph\u00e1p lu\u1eadt hi\u1ec7n quy \u0111\u1ecbnh nh\u01b0 th\u1ebf n\u00e0o v\u1ec1 vi\u1ec7c sao k\u00ea c\u00e1c t\u00e0i kho\u1ea3n c\u00e1 nh\u00e2n c\u0169ng nh\u01b0 vi\u1ec7c s\u1eed d\u1ee5ng t\u00e0i kho\u1ea3n c\u00e1 nh\u00e2n \u0111\u1ec3 k\u00eau g\u1ecdi t\u1eeb thi\u1ec7n? VietnamFinance \u0111\u00e3 c\u00f3 cu\u1ed9c trao \u0111\u1ed5i v\u1edbi Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI xoay quanh v\u1ea5n \u0111\u1ec1 n\u00e0y.<\/strong><\/p>\n

\"\"<\/p>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI.<\/p>\n

Ai \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u in sao k\u00ea t\u00e0i kho\u1ea3n t\u1eeb ng\u00e2n h\u00e0ng?<\/p>\n

    \n
  1. Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c cho hay theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt, ngo\u00e0i ch\u1ee7 t\u00e0i kho\u1ea3n v\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c ch\u1ee7 t\u00e0i kho\u1ea3n \u1ee7y quy\u1ec1n \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u sao k\u00ea t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng th\u00ec ch\u1ec9 c\u00e1c c\u00e1 nh\u00e2n, t\u1ed5 ch\u1ee9c \u0111\u01b0\u1ee3c ph\u00e1p lu\u1eadt cho ph\u00e9p c\u1ee5 th\u1ec3 m\u1edbi c\u00f3 quy\u1ec1n y\u00eau c\u1ea7u ng\u00e2n h\u00e0ng sao k\u00ea t\u00e0i kho\u1ea3n c\u1ee7a ng\u01b0\u1eddi kh\u00e1c.<\/li>\n<\/ol>\n

    C\u1ee5 th\u1ec3, theo \u0110i\u1ec1u 10 v\u1ec1 \u201cTh\u1ea9m quy\u1ec1n k\u00fd v\u0103n b\u1ea3n y\u00eau c\u1ea7u cung c\u1ea5p th\u00f4ng tin kh\u00e1ch h\u00e0ng, Ngh\u1ecb \u0111\u1ecbnh 117\/2018\/N\u0110-CP, ng\u00e0y 11\/9\/2018 c\u1ee7a Ch\u00ednh ph\u1ee7 v\u1ec1 vi\u1ec7c \u201cGi\u1eef b\u00ed m\u1eadt, cung c\u1ea5p th\u00f4ng tin kh\u00e1ch h\u00e0ng c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i\u201d, c\u00f3 10 nh\u00f3m c\u00e1 nh\u00e2n c\u1ee7a 10 nh\u00f3m c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n k\u00fd v\u0103n b\u1ea3n y\u00eau c\u1ea7u ng\u00e2n h\u00e0ng cung c\u1ea5p th\u00f4ng tin kh\u00e1ch h\u00e0ng n\u00f3i chung, sao k\u00ea t\u00e0i kho\u1ea3n n\u00f3i ri\u00eang, g\u1ed3m: c\u01a1 quan thanh tra, ki\u1ec3m to\u00e1n nh\u00e0 n\u01b0\u1edbc, vi\u1ec7n ki\u1ec3m s\u00e1t nh\u00e2n d\u00e2n, t\u00f2a \u00e1n nh\u00e2n d\u00e2n c\u00e1c c\u1ea5p, \u0111i\u1ec1u tra vi\u00ean c\u00e1c c\u01a1 quan \u0111i\u1ec1u tra, \u0111\u01a1n v\u1ecb nghi\u1ec7p v\u1ee5, c\u01a1 quan thi h\u00e0nh \u00e1n, c\u01a1 quan h\u1ea3i quan, c\u01a1 quan thu\u1ebf v\u00e0 c\u00e1c tr\u01b0\u1eddng h\u1ee3p kh\u00e1c do ph\u00e1p lu\u1eadt quy \u0111\u1ecbnh.<\/p>\n

    T\u1ea5t c\u1ea3 c\u00e1 nh\u00e2n, c\u01a1 quan tr\u00ean \u0111\u1ec1u ph\u1ea3i tu\u00e2n th\u1ee7 theo c\u00e1c tr\u00ecnh t\u1ef1, th\u1ee7 t\u1ee5c, h\u1ed3 s\u01a1 quy \u0111\u1ecbnh r\u1ea5t chi ti\u1ebft. Ch\u1eb3ng h\u1ea1n, \u0110i\u1ec1u 9 v\u1ec1 \u201cH\u1ed3 s\u01a1 y\u00eau c\u1ea7u cung c\u1ea5p th\u00f4ng tin kh\u00e1ch h\u00e0ng\u201d c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh 117 quy \u0111\u1ecbnh r\u00f5 v\u0103n b\u1ea3n y\u00eau c\u1ea7u cung c\u1ea5p th\u00f4ng tin ph\u1ea3i c\u00f3 c\u00e1c n\u1ed9i dung nh\u01b0 c\u0103n c\u1ee9 ph\u00e1p l\u00fd; l\u00fd do, m\u1ee5c \u0111\u00edch y\u00eau c\u1ea7u; n\u1ed9i dung, ph\u1ea1m vi th\u00f4ng tin,\u2026.<\/p>\n

    V\u1ec1 l\u00fd do, m\u1ee5c \u0111\u00edch y\u00eau c\u1ea7u cung c\u1ea5p th\u00f4ng tin th\u00ec c\u00f3 th\u1ec3 l\u00e0 \u0111\u1ec3 ph\u1ee5c v\u1ee5 cho m\u1ee5c \u0111\u00edch thu th\u1eadp th\u00f4ng tin, t\u00e0i li\u1ec7u, ch\u1ee9ng c\u1ee9 ph\u1ee5c v\u1ee5 c\u00f4ng t\u00e1c gi\u1ea3i quy\u1ebft t\u1ed1 gi\u00e1c, tin b\u00e1o v\u1ec1 t\u1ed9i ph\u1ea1m, ki\u1ebfn ngh\u1ecb kh\u1edfi t\u1ed1; b\u1ea3o v\u1ec7 an ninh qu\u1ed1c gia; ph\u00f2ng ng\u1eeba, \u0111\u1ea5u tranh v\u1edbi c\u00e1c h\u00e0nh vi vi ph\u1ea1m ph\u00e1p lu\u1eadt theo ch\u1ee9c n\u0103ng, nhi\u1ec7m v\u1ee5 \u0111\u01b0\u1ee3c ph\u00e1p lu\u1eadt quy \u0111\u1ecbnh. Ri\u00eang \u0111\u1ed1i v\u1edbi c\u00e1c tr\u01b0\u1eddng h\u1ee3p \u0111\u1ec3 ph\u1ee5c v\u1ee5 cho vi\u1ec7c thanh tra, ki\u1ec3m to\u00e1n, x\u1eed ph\u1ea1t hay kh\u1edfi t\u1ed1, \u0111i\u1ec1u tra, truy t\u1ed1, x\u00e9t x\u1eed, thi h\u00e0nh \u00e1n th\u00ec ph\u1ea3i c\u00f3 v\u0103n b\u1ea3n li\u00ean quan k\u00e8m theo.<\/p>\n

    C\u0169ng theo lu\u1eadt s\u01b0, trong b\u1ea5t c\u1ee9 tr\u01b0\u1eddng h\u1ee3p n\u00e0o, ng\u00e2n h\u00e0ng ph\u1ea3i c\u00f3 tr\u00e1ch nhi\u1ec7m b\u1ea3o m\u1eadt th\u00f4ng tin kh\u00e1ch h\u00e0ng. Kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 ki\u1ec7n n\u1ebfu ng\u00e2n h\u00e0ng l\u00e0m l\u1ed9 th\u00f4ng tin. Nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng cung c\u1ea5p th\u00f4ng tin kh\u00f4ng \u0111\u00fang quy \u0111\u1ecbnh c\u00f3 th\u1ec3 s\u1ebd b\u1ecb ph\u1ea1t ti\u1ec1n t\u1eeb 30 \u2013 40 tri\u1ec7u \u0111\u1ed3ng, ng\u00e2n h\u00e0ng b\u1ecb ph\u1ea1t t\u1eeb 40 – 80 tri\u1ec7u \u0111\u1ed3ng theo quy \u0111\u1ecbnh t\u1ea1i \u0110ie\u0302\u0300u 47 v\u1ec1 \u201cVi pha\u0323m quy \u0111i\u0323nh ve\u0302\u0300 che\u0302\u0301 \u0111o\u0323\u0302 ba\u0301o ca\u0301o, qua\u0309n ly\u0301 va\u0300 cung ca\u0302\u0301p tho\u0302ng tin\u201d, Nghi\u0323 \u0111i\u0323nh so\u0302\u0301 88\/2019\/N\u0110-CP nga\u0300y 14\/11\/2019 cu\u0309a Chi\u0301nh phu\u0309 “Quy \u0111i\u0323nh xu\u031b\u0309 pha\u0323t vi pha\u0323m ha\u0300nh chi\u0301nh trong li\u0303nh vu\u031b\u0323c tie\u0302\u0300n te\u0323\u0302 va\u0300 nga\u0302n ha\u0300ng”.<\/p>\n

    “Trong tr\u01b0\u1eddng h\u1ee3p do h\u1ec7 th\u1ed1ng b\u1ea3o m\u1eadt ch\u01b0a t\u1ed1t b\u1ecb tin t\u1eb7c x\u00e2m nh\u1eadp th\u00ec ng\u00e2n h\u00e0ng c\u0169ng v\u1eabn ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m. H\u01a1n n\u1eefa, d\u00f9 l\u1ed7i xu\u1ea5t ph\u00e1t t\u1eeb nh\u00e2n vi\u00ean hay c\u00f4ng ngh\u1ec7 th\u00ec c\u0169ng \u0111\u1ec1u \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn uy t\u00edn c\u1ee7a ng\u00e2n h\u00e0ng v\u00e0 l\u00f2ng tin c\u1ee7a kh\u00e1ch h\u00e0ng”, LS. Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c nh\u1ea5n m\u1ea1nh.<\/p>\n

      \n
    1. Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c c\u0169ng cho bi\u1ebft th\u00eam, ca\u0301 nha\u0302n b\u00ean ngo\u00e0i ng\u00e2n h\u00e0ng c\u00f3 h\u00e0nh vi la\u0300m lo\u0323\u0302 hoa\u0323\u0306c s\u1eed d\u1ee5ng tho\u0302ng tin kha\u0301ch ha\u0300ng kho\u0302ng \u0111u\u0301ng quy \u0111i\u0323nh c\u0169ng co\u0301 the\u0302\u0309 bi\u0323 pha\u0323t tie\u0302\u0300n tu\u031b\u0300 30-40 trie\u0323\u0302u \u0111o\u0302\u0300ng theo quy \u0111i\u0323nh ta\u0323i Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 88\/2019\/N\u0110-CP.<\/li>\n<\/ol>\n

      “Vi\u1ec7c c\u00f4ng b\u1ed1 sao k\u00ea t\u00e0i kho\u1ea3n c\u1ee7a ng\u01b0\u1eddi kh\u00e1c m\u00e0 kh\u00f4ng \u0111\u01b0\u1ee3c h\u1ecd \u0111\u1ed3ng \u00fd th\u00ec \u0111\u00f3 c\u0169ng ch\u00ednh l\u00e0 vi\u1ec7c s\u1eed d\u1ee5ng th\u00f4ng tin c\u1ee7a kh\u00e1ch h\u00e0ng kh\u00f4ng \u0111\u00fang quy \u0111\u1ecbnh”, \u00f4ng \u0110\u1ee9c n\u00f3i.<\/p>\n

      Ngo\u00e0i ra, nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng c\u00f2n c\u00f3 th\u1ec3 s\u1ebd b\u1ecb x\u1eed l\u00fd k\u1ef7 lu\u1eadt lao \u0111\u1ed9ng theo n\u1ed9i quy lao \u0111\u1ed9ng. N\u1ebfu g\u00e2y ra thi\u1ec7t h\u1ea1i cho kh\u00e1ch h\u00e0ng th\u00ec ph\u1ea3i b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt d\u00e2n s\u1ef1.<\/p>\n

      C\u00f3 b\u1eaft bu\u1ed9c ph\u1ea3i c\u00f4ng khai sao k\u00ea?<\/h2>\n

      M\u1ea1ng x\u00e3 h\u1ed9i c\u0169ng xu\u1ea5t hi\u1ec7n nhi\u1ec1u th\u00f4ng tin v\u1ec1 vi\u1ec7c thi\u1ebfu minh b\u1ea1ch trong gi\u1ea3i ng\u00e2n ti\u1ec1n t\u1eeb thi\u1ec7n c\u1ee7a c\u00e1c ngh\u1ec7 s\u0129. \u00c1p l\u1ef1c d\u01b0 lu\u1eadn \u0111\u00e3 khi\u1ebfn m\u1ed9t s\u1ed1 ng\u01b0\u1eddi n\u1ed5i ti\u1ebfng c\u00f4ng khai h\u00e0ng ngh\u00ecn trang v\u0103n b\u1ea3n sao k\u00ea t\u00e0i kho\u1ea3n li\u00ean quan t\u1edbi ho\u1ea1t \u0111\u1ed9ng t\u1eeb thi\u1ec7n. Tuy nhi\u00ean, theo quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt, h\u1ecd c\u00f3 b\u1eaft bu\u1ed9c ph\u1ea3i c\u00f4ng khai n\u1ed9i dung n\u00e0y?<\/p>\n

      Theo LS. Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, kho\u1ea3n 2, \u0110i\u1ec1u 14 v\u1ec1 \u201cB\u1ea3o m\u1eadt th\u00f4ng tin\u201d, Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng 2010 (\u0111\u00e3 \u0111\u01b0\u1ee3c s\u1eeda \u0111\u1ed5i, b\u1ed5 sung n\u0103m 2017) v\u00e0 Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 117\/2018\/N\u0110-CP n\u00f3i tr\u00ean \u0111\u00e3 quy \u0111\u1ecbnh, ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c c\u00e1 nh\u00e2n, t\u1ed5 ch\u1ee9c kh\u00e1c \u201cph\u1ea3i b\u1ea3o \u0111\u1ea3m b\u00ed m\u1eadt th\u00f4ng tin li\u00ean quan \u0111\u1ebfn t\u00e0i kho\u1ea3n, ti\u1ec1n g\u1eedi, t\u00e0i s\u1ea3n g\u1eedi v\u00e0 c\u00e1c giao d\u1ecbch c\u1ee7a kh\u00e1ch h\u00e0ng\u201d. Nh\u01b0 v\u1eady, sao k\u00ea t\u00e0i kho\u1ea3n c\u1ee7a kh\u00e1ch h\u00e0ng l\u00e0 th\u00f4ng tin m\u1eadt, kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e9p c\u00f4ng khai tr\u00e1i quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt.<\/p>\n

      “C\u00f2n b\u1ea3n th\u00e2n ng\u01b0\u1eddi c\u00f3 t\u00e0i kho\u1ea3n th\u00ec c\u00f4ng khai hay kh\u00f4ng l\u00e0 quy\u1ec1n c\u1ee7a h\u1ecd, ch\u1ee9 kh\u00f4ng c\u00f3 ngh\u0129a v\u1ee5 ph\u1ea3i c\u00f4ng khai. Nh\u01b0 v\u1eady, x\u00e9t d\u01b0\u1edbi g\u00f3c \u0111\u1ed9 ph\u00e1p l\u00fd, c\u00e1c ngh\u1ec7 s\u0129 kh\u00f4ng c\u00f3 ngh\u0129a v\u1ee5 ph\u1ea3i c\u00f4ng khai sao k\u00ea t\u00e0i kho\u1ea3n nh\u1eadn ti\u1ec1n t\u1eeb thi\u1ec7n”, \u00f4ng \u0110\u1ee9c cho bi\u1ebft.<\/p>\n

      Theo LS. Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, hi\u1ec7n nay ph\u00e1p lu\u1eadt c\u0169ng ch\u01b0a c\u00f3 quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 v\u1ec1 tr\u00e1ch nhi\u1ec7m c\u1ee7a c\u00e1 nh\u00e2n trong vi\u1ec7c ph\u1ea3i c\u00f4ng khai, minh b\u1ea1ch ho\u1ea1t \u0111\u1ed9ng ti\u1ebfp nh\u1eadn v\u00e0 s\u1eed d\u1ee5ng c\u00e1c kho\u1ea3n ti\u1ec1n t\u1eeb thi\u1ec7n.<\/p>\n

      “Nh\u01b0 v\u1eady, c\u00e1 nh\u00e2n l\u00e0m \u0111\u1ea7u m\u1ed1i ti\u1ebfp nh\u1eadn ti\u1ec1n t\u1eeb thi\u1ec7n c\u00f3 quy\u1ec1n quy\u1ebft \u0111\u1ecbnh th\u1eddi gian, s\u1ed1 ti\u1ec1n, c\u00e1ch th\u1ee9c trao t\u1eb7ng cho ng\u01b0\u1eddi nh\u1eadn, tr\u1eeb tr\u01b0\u1eddng h\u1ee3p c\u00f3 cam k\u1ebft ho\u1eb7c c\u00f3 tho\u1ea3 thu\u1eadn c\u1ee5 th\u1ec3 v\u1edbi c\u00e1c m\u1ea1nh th\u01b0\u1eddng qu\u00e2n”, \u00f4ng \u0110\u1ee9c b\u00e0y t\u1ecf.<\/p>\n

      C\u0169ng theo v\u1ecb lu\u1eadt s\u01b0 n\u00e0y, theo l\u1ebd th\u00f4ng th\u01b0\u1eddng nh\u1ea5t, ng\u01b0\u1eddi \u0111\u01b0\u1ee3c g\u1eedi g\u1eafm l\u00f2ng tin s\u1ebd c\u1ed1 g\u1eafng t\u1ed1i \u0111a vi\u1ec7c c\u00f4ng khai, minh b\u1ea1ch vi\u1ec7c nh\u1eadn v\u00e0 trao ti\u1ec1n t\u1eeb thi\u1ec7n c\u1ee7a m\u00ecnh \u0111\u1ec3 tr\u00e1nh m\u1ecdi s\u1ef1 nghi ng\u1edd, d\u1ecb ngh\u1ecb t\u1eeb m\u1ecdi ph\u00eda. C\u1ea7n\u00a0l\u01b0u \u00fd r\u1eb1ng, vi\u1ec7c sao k\u00ea ch\u1ee7 y\u1ebfu l\u00e0 ch\u1ed1t \u0111\u01b0\u1ee3c s\u1ed1 ti\u1ec1n \u0111\u00e3 nh\u1eadn v\u00e0o v\u00e0 s\u1ed1 ti\u1ec1n \u0111\u00e3 r\u00fat ra kh\u1ecfi t\u00e0i kho\u1ea3n, ch\u1ee9 h\u1ea7u nh\u01b0 kh\u00f4ng c\u00f3 \u00fd ngh\u0129a trong vi\u1ec7c ch\u1ee9ng minh vi\u1ec7c s\u1eed d\u1ee5ng ti\u1ec1n t\u1eeb thi\u1ec7n \u0111\u00fang hay sai v\u00e0 c\u00f3 b\u1ecb th\u1ea5t tho\u00e1t hay kh\u00f4ng.<\/p>\n

      \u0102n ch\u1eb7n, tr\u1ee5c l\u1ee3i ti\u1ec1n t\u1eeb thi\u1ec7n s\u1ebd b\u1ecb x\u1eed l\u00fd ra sao?<\/h2>\n

      Theo LS. Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, ch\u01b0a c\u00f3 quy \u0111\u1ecbnh v\u1ec1 tr\u00e1ch nhi\u1ec7m c\u1ee7a ng\u01b0\u1eddi trung gian l\u00e0m t\u1eeb thi\u1ec7n, n\u00ean c\u0169ng ch\u01b0a c\u00f3 quy \u0111\u1ecbnh x\u1eed ph\u1ea1t vi ph\u1ea1m h\u00e0nh ch\u00ednh v\u00e0 h\u00ecnh s\u1ef1 v\u1ec1 h\u00e0nh vi c\u1ee5 th\u1ec3 n\u00e0y.<\/p>\n

      Tuy nhi\u00ean, v\u00ec \u0111\u00f3 l\u00e0 quan h\u1ec7 d\u00e2n s\u1ef1, g\u1eafn li\u1ec1n v\u1edbi t\u00e0i s\u1ea3n n\u00ean n\u1ebfu c\u00f3 h\u00e0nh vi chi\u1ebfm \u0111o\u1ea1t th\u00ec s\u1ebd \u0111\u01b0\u1ee3c x\u1eed l\u00fd theo c\u00e1c quy \u0111\u1ecbnh li\u00ean quan v\u1ec1 vi\u1ec7c s\u1eed d\u1ee5ng kh\u00f4ng \u0111\u00fang m\u1ee5c \u0111\u00edch ho\u1eb7c l\u00e0m th\u1ea5t tho\u00e1t ti\u1ec1n t\u1eeb thi\u1ec7n.<\/p>\n

      “V\u1ec1 d\u00e2n s\u1ef1 th\u00ec c\u00f3 th\u1ec3 b\u1ecb kh\u1edfi ki\u1ec7n y\u00eau c\u1ea7u th\u1ef1c hi\u1ec7n tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 n\u1ebfu vi ph\u1ea1m cam k\u1ebft v\u1edbi ng\u01b0\u1eddi kh\u00e1c. N\u1ebfu c\u00f3 h\u00e0nh vi \u0103n ch\u1eb7n, t\u1ee9c l\u00e0 chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n t\u1eeb thi\u1ec7n th\u00ec c\u00f3 th\u1ec3 b\u1ecb x\u1eed l\u00fd h\u00ecnh s\u1ef1 tu\u1ef3 theo h\u00e0nh vi v\u00e0 t\u00ednh ch\u1ea5t, m\u1ee9c \u0111\u1ed9 vi ph\u1ea1m t\u01b0\u01a1ng \u1ee9ng v\u1edbi c\u00e1c t\u1ed9i l\u1eeba \u0111\u1ea3o hay t\u1ed9i l\u1ea1m d\u1ee5ng chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n c\u1ee7a c\u1ee7a ng\u01b0\u1eddi kh\u00e1c. Ngo\u00e0i ra, ng\u01b0\u1eddi vi ph\u1ea1m c\u00f2n c\u00f3 th\u1ec3 b\u1ecb x\u1eed l\u00fd theo c\u00e1c ch\u1ebf t\u00e0i kh\u00e1c li\u00ean quan \u0111\u1ebfn c\u00e1c h\u1ed9i \u0111o\u00e0n, danh hi\u1ec7u ngh\u1ec7 s\u1ef9 theo quy \u0111\u1ecbnh c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c v\u00e0 ph\u00e1p lu\u1eadt”, \u00f4ng \u0110\u1ee9c n\u00f3i.<\/p>\n

      Anh Phan<\/strong><\/p>\n

      ————–<\/p>\n

      Vietnam<\/em><\/strong> Finance (Di\u1ec5n \u0111\u00e0n VNF) 13-9-2021:<\/em><\/strong><\/p>\n

      https:\/\/vietnamfinance.vn\/lum-xum-sao-ke-tai-khoan-tu-thien-luat-su-noi-gi-20180504224258555.htm<\/em><\/a><\/p>\n

      (1.433\/1.433)<\/em>","protected":false},"excerpt":{"rendered":"

      (VNF) –\u00a0 D\u01b0 lu\u1eadn g\u1ea7n \u0111\u00e2y \u0111ang x\u00f4n xao v\u1ec1 t\u1eeb kh\u00f3a \u201csao k\u00ea\u201d. Ph\u00e1p lu\u1eadt hi\u1ec7n quy \u0111\u1ecbnh nh\u01b0 th\u1ebf n\u00e0o v\u1ec1 vi\u1ec7c sao k\u00ea c\u00e1c t\u00e0i kho\u1ea3n c\u00e1 nh\u00e2n c\u0169ng nh\u01b0 vi\u1ec7c s\u1eed d\u1ee5ng t\u00e0i kho\u1ea3n c\u00e1 nh\u00e2n \u0111\u1ec3 k\u00eau g\u1ecdi t\u1eeb thi\u1ec7n? VietnamFinance \u0111\u00e3 c\u00f3 cu\u1ed9c trao \u0111\u1ed5i v\u1edbi Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng […]<\/p>\n","protected":false},"author":7,"featured_media":7230,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-7418","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n3.490. 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