{"id":7478,"date":"2022-02-19T09:30:16","date_gmt":"2022-02-19T02:30:16","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=7478"},"modified":"2022-02-22T08:59:12","modified_gmt":"2022-02-22T01:59:12","slug":"2-962-som-luat-hoa-nghi-quyet-42-de-giai-bai-toan-xu-ly-no-xau-ngan-hang","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/2-962-som-luat-hoa-nghi-quyet-42-de-giai-bai-toan-xu-ly-no-xau-ngan-hang\/","title":{"rendered":"2.965. S\u1edbm lu\u1eadt ho\u00e1 Ngh\u1ecb quy\u1ebft 42 \u0111\u1ec3 gi\u1ea3i b\u00e0i to\u00e1n x\u1eed l\u00fd n\u1ee3 x\u1ea5u ng\u00e2n h\u00e0ng\u00a0"},"content":{"rendered":"(TT) – Ng\u00e0y 15\/8 t\u1edbi \u0111\u00e2y, Ngh\u1ecb quy\u1ebft 42\/2017\/QH14 c\u1ee7a Qu\u1ed1c h\u1ed9i v\u1ec1 th\u00ed \u0111i\u1ec3m x\u1eed l\u00fd n\u1ee3 x\u1ea5u s\u1ebd ch\u00ednh th\u1ee9c h\u1ebft hi\u1ec7u l\u1ef1c thi h\u00e0nh.<\/strong><\/p>\n

Trong khi \u0111\u00f3, d\u1ecbch COVID-19 l\u1ea7n th\u1ee9 t\u01b0 \u0111\u00e3 khi\u1ebfn ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t kinh doanh, l\u01b0u th\u00f4ng xu\u1ea5t kh\u1ea9u h\u00e0ng h\u00f3a c\u1ee7a doanh nghi\u1ec7p b\u1ecb \u0111\u00ecnh tr\u1ec7, \u1ea3nh h\u01b0\u1edfng t\u1edbi kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 c\u1ee7a kh\u00e1ch h\u00e0ng v\u00e0 l\u00e0m gia t\u0103ng \u00e1p l\u1ef1c n\u1ee3 x\u1ea5u, x\u1eed l\u00fd v\u00e0 thu h\u1ed3i n\u1ee3 x\u1ea5u \u0111\u1ed1i v\u1edbi h\u1ec7 th\u1ed1ng c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng. Trong 5 n\u0103m qua, ng\u00e0nh ng\u00e2n h\u00e0ng \u0111\u00e3 x\u1eed l\u00fd n\u1ee3 x\u1ea5u theo \u0110\u1ec1 \u00e1n c\u01a1 c\u1ea5u l\u1ea1i h\u1ec7 th\u1ed1ng c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng g\u1eafn v\u1edbi x\u1eed l\u00fd n\u1ee3 x\u1ea5u giai \u0111o\u1ea1n 2016-2020 theo Ngh\u1ecb quy\u1ebft 42\/2017\/QH14 v\u00e0 \u0111\u00e3 \u0111\u1ea1t \u0111\u01b0\u1ee3c nhi\u1ec1u k\u1ebft qu\u1ea3 kh\u1ea3 quan.<\/p>\n

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Kh\u00e1ch h\u00e0ng giao d\u1ecbch t\u1ea1i H\u1ed9i s\u1edf ch\u00ednh Vietcombank, H\u00e0 N\u1ed9i. \u1ea2nh minh h\u1ecda: Tr\u1ea7n Vi\u1ec7t\/TTXVN<\/p>\n

Vi\u1ec7c ti\u1ebfp t\u1ee5c duy tr\u00ec Ngh\u1ecb quy\u1ebft 42\/2017\/QH14 (Ngh\u1ecb quy\u1ebft 42) tri\u1ec7t \u0111\u1ec3 gi\u1ea3i quy\u1ebft n\u1ee3 x\u1ea5u – v\u1ed1n \u0111\u01b0\u1ee3c coi l\u00e0 “c\u1ee5c m\u00e1u \u0111\u00f4ng” l\u00e0m t\u1eafc ngh\u1ebdn s\u1ef1 ph\u00e1t tri\u1ec3n v\u00e0 t\u0103ng tr\u01b0\u1edfng c\u1ee7a n\u1ec1n kinh t\u1ebf \u0111ang l\u00e0 m\u1ed1i quan t\u00e2m r\u1ea5t l\u1edbn c\u1ee7a c\u1ea3 ng\u00e0nh ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh, c\u00e1c c\u01a1 quan qu\u1ea3n l\u00fd Nh\u00e0 n\u01b0\u1edbc. S\u00e1ng 19\/2 t\u1ea1i H\u00e0 N\u1ed9i, B\u00e1o Lao \u0110\u1ed9ng \u0111\u00e3 t\u1ed5 ch\u1ee9c h\u1ed9i th\u1ea3o tr\u1ef1c tuy\u1ebfn v\u1edbi ch\u1ee7 \u0111\u1ec1 \u201cC\u1ea7n Lu\u1eadt ho\u00e1 Ngh\u1ecb quy\u1ebft 42 \u0111\u1ec3 gi\u1ea3i b\u00e0i to\u00e1n x\u1eed l\u00fd n\u1ee3 x\u1ea5u ng\u00e2n h\u00e0ng\u201d.<\/p>\n

Hi\u1ec7u qu\u1ea3 t\u00edch c\u1ef1c\u00a0\u00a0<\/strong><\/p>\n

\u0110i\u1ec3m qua th\u1ef1c tr\u1ea1ng n\u1ee3 x\u1ea5u c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng hi\u1ec7n nay, Ti\u1ebfn s\u0129 C\u1ea5n V\u0103n L\u1ef1c, Chuy\u00ean gia kinh t\u1ebf tr\u01b0\u1edfng c\u1ee7a Ng\u00e2n h\u00e0ng \u0110\u1ea7u t\u01b0 v\u00e0 Ph\u00e1t tri\u1ec3n Vi\u1ec7t Nam (BIDV) cho hay, s\u1ed1 li\u1ec7u t\u1eeb Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc cho th\u1ea5y, cu\u1ed1i n\u0103m 2021 t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u n\u1ed9i b\u1ea3ng l\u00e0 1,9%, t\u0103ng 0,21 \u0111i\u1ec3m % so v\u1edbi cu\u1ed1i n\u0103m 2020 v\u00e0 n\u1ebfu t\u00ednh th\u00eamSao ch\u00e9p\u2318+C n\u1ee3 b\u00e1n cho C\u00f4ng ty Qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n (VAMC) th\u00ec t\u1ef7 l\u1ec7 n\u00e0y l\u00e0 3,9%. N\u1ee3 x\u1ea5u g\u1ed9p g\u1ed3m n\u1ee3 x\u1ea5u n\u1ed9i b\u1ea3ng, n\u1ee3 x\u1ea5u b\u00e1n cho VAMC ch\u01b0a \u0111\u01b0\u1ee3c x\u1eed l\u00fd v\u00e0 n\u1ee3 x\u1ea5u ti\u1ec1m \u1ea9n t\u1eeb c\u00e1c kho\u1ea3n c\u01a1 c\u1ea5u l\u1ea1i c\u0169ng t\u0103ng m\u1ea1nh t\u1eeb m\u1ee9c 5,1% cu\u1ed1i n\u0103m 2020 l\u00ean m\u1ee9c 7,31% v\u00e0o cu\u1ed1i n\u0103m 2021, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng m\u1ee9c 7,4% v\u00e0o cu\u1ed1i n\u0103m 2017 – th\u1eddi \u0111i\u1ec3m\u00a0 Ngh\u1ecb quy\u1ebft 42 b\u1eaft \u0111\u1ea7u c\u00f3 hi\u1ec7u l\u1ef1c.<\/p>\n

N\u1ee3 x\u1ea5u c\u1ee7a h\u1ec7 th\u1ed1ng c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng gia t\u0103ng l\u00e0 \u0111i\u1ec1u \u0111\u00e3 \u0111\u01b0\u1ee3c d\u1ef1 b\u00e1o tr\u01b0\u1edbc khi \u0111\u1ea1i d\u1ecbch COVID-19 b\u00f9ng ph\u00e1t. \u0110\u1eb7c bi\u1ec7t, l\u00e0n s\u00f3ng th\u1ee9 4 v\u1edbi bi\u1ebfn ch\u1ee7ng Delta trong n\u0103m 2021 \u0111\u00e3 g\u00e2y ra c\u00e1c t\u1ed5n th\u1ea5t n\u1eb7ng n\u1ec1 \u0111\u1ed1i v\u1edbi c\u00e1c ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t, kinh doanh c\u1ee7a doanh nghi\u1ec7p, sinh k\u1ebf v\u00e0 \u0111\u1eddi s\u1ed1ng c\u1ee7a ng\u01b0\u1eddi d\u00e2n. B\u00e1o c\u00e1o t\u00e0i ch\u00ednh n\u0103m 2021 m\u1edbi \u0111\u01b0\u1ee3c c\u00e1c ng\u00e2n h\u00e0ng c\u00f4ng b\u1ed1, n\u1ee3 x\u1ea5u c\u00f3 xu h\u01b0\u1edbng gia t\u0103ng r\u00f5 r\u1ec7t t\u1ea1i m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng nh\u01b0: VPBank t\u0103ng 60% so v\u1edbi n\u0103m 2020, Vietinbank l\u00e0 49%, VIB 58%, HDB 43%\u2026 B\u00ecnh qu\u00e2n s\u1ed1 d\u01b0 n\u1ee3 x\u1ea5u \u1edf 28 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i ni\u00eam y\u1ebft v\u00e0 Ng\u00e2n h\u00e0ng N\u00f4ng nghi\u1ec7p v\u00e0 Ph\u00e1t tri\u1ec3n n\u00f4ng th\u00f4n (Agribank) t\u0103ng 17,3% so v\u1edbi n\u0103m 2020.<\/p>\n

Tr\u01b0\u1edbc nh\u1eefng t\u00e1c \u0111\u1ed9ng ti\u00eau c\u1ef1c t\u1eeb d\u1ecbch COVID-19, Ch\u00ednh ph\u1ee7, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u00e3 tri\u1ec3n khai nhi\u1ec1u gi\u1ea3i ph\u00e1p thi\u1ebft th\u1ef1c v\u00e0 k\u1ecbp th\u1eddi gi\u00fap \u0111\u1ea3m b\u1ea3o an to\u00e0n cho ho\u1ea1t \u0111\u1ed9ng h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng v\u00e0 h\u1ed7 tr\u1ee3 c\u00e1c doanh nghi\u1ec7p v\u01b0\u1ee3t qua kh\u00f3 kh\u0103n nh\u01b0 ban h\u00e0nh c\u00e1c Th\u00f4ng t\u01b0 01\/03\/14 nh\u1eb1m th\u1ef1c hi\u1ec7n c\u01a1 c\u1ea5u l\u1ea1i n\u1ee3, mi\u1ec5n, gi\u1ea3m l\u00e3i, ph\u00ed nh\u1eb1m h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng ch\u1ecbu \u1ea3nh h\u01b0\u1edfng b\u1edfi \u0111\u1ea1i d\u1ecbch. K\u1ebft qu\u1ea3, l\u0169y k\u1ebf t\u1eeb cu\u1ed1i th\u00e1ng 1\/2020 \u0111\u1ebfn h\u1ebft n\u0103m 2021 \u0111\u00e3 c\u00f3 kho\u1ea3ng 616 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng n\u1ee3 \u0111\u00e3 \u0111\u01b0\u1ee3c c\u01a1 c\u1ea5u l\u1ea1i; mi\u1ec5n, gi\u1ea3m, h\u1ea1 l\u00e3i su\u1ea5t cho tr\u00ean 2,26 tri\u1ec7u kh\u00e1ch h\u00e0ng v\u1edbi t\u1ed5ng d\u01b0 n\u1ee3 h\u01a1n 3,9 tri\u1ec7u t\u1ef7 \u0111\u1ed3ng b\u1ecb \u1ea3nh h\u01b0\u1edfng b\u1edfi d\u1ecbch b\u1ec7nh.<\/p>\n

\u00d4ng Nguy\u1ec5n Qu\u1ed1c H\u00f9ng, T\u1ed5ng Th\u01b0 k\u00ed Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng nh\u1ea5n m\u1ea1nh, nh\u1edd c\u00f3 Ngh\u1ecb quy\u1ebft 42, t\u00ednh \u0111\u1ebfn cu\u1ed1i n\u0103m 2021, to\u00e0n h\u1ec7 th\u1ed1ng t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u00e3 x\u1eed l\u00fd \u0111\u01b0\u1ee3c tr\u00ean 1,3 tri\u1ec7u t\u1ef7 \u0111\u1ed3ng n\u1ee3 x\u1ea5u; trong \u0111\u00f3, giai \u0111o\u1ea1n 2012-2015 x\u1eed l\u00fd \u0111\u01b0\u1ee3c 493,1 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng; giai \u0111o\u1ea1n 2016-2021 x\u1eed l\u00fd \u0111\u01b0\u1ee3c tr\u00ean 800 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng.<\/p>\n

T\u1ed5ng n\u1ee3 x\u1ea5u \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh theo Ngh\u1ecb quy\u1ebft s\u1ed1 42 c\u1ee7a to\u00e0n h\u1ec7 th\u1ed1ng c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u00e3 x\u1eed l\u00fd \u0111\u01b0\u1ee3c kho\u1ea3ng 368,9 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng kh\u00f4ng bao g\u1ed3m n\u1ee3 x\u1ea5u x\u1eed l\u00fd b\u1eb1ng s\u1eed d\u1ee5ng d\u1ef1 ph\u00f2ng r\u1ee7i ro. S\u1ed1 n\u1ee3 x\u1ea5u \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh l\u00e0 \u0111\u01b0\u1ee3c x\u1eed l\u00fd thu h\u1ed3i trong giai \u0111o\u1ea1n t\u1eeb ng\u00e0y 15\/8\/2017 \u0111\u1ebfn cu\u1ed1i n\u0103m 2021, \u0111\u1ea1t trung b\u00ecnh kho\u1ea3ng 6,92 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng\/th\u00e1ng, cao h\u01a1n 3,94 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng\/th\u00e1ng so v\u1edbi giai \u0111o\u1ea1n tr\u01b0\u1edbc khi c\u00f3 Ngh\u1ecb quy\u1ebft s\u1ed1 42 (giai \u0111o\u1ea1n n\u0103m 2012 – 2017). T\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u n\u1ed9i b\u1ea3ng c\u1ee7a h\u1ec7 th\u1ed1ng t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng trong giai \u0111o\u1ea1n 2016-2021 \u0111\u01b0\u1ee3c duy tr\u00ec d\u01b0\u1edbi m\u1ee9c 3%.<\/p>\n

Nh\u01b0 v\u1eady, v\u1edbi nh\u1eefng k\u1ebft qu\u1ea3 \u0111\u1ea1t \u0111\u01b0\u1ee3c \u0111\u00e3 cho th\u1ea5y vai tr\u00f2, t\u1ea7m quan tr\u1ecdng c\u1ee7a Ngh\u1ecb quy\u1ebft s\u1ed1 42 trong qu\u00e1 tr\u00ecnh c\u01a1 c\u1ea5u l\u1ea1i h\u1ec7 th\u1ed1ng c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng g\u1eafn v\u1edbi x\u1eed l\u00fd n\u1ee3 x\u1ea5u, g\u00f3p ph\u1ea7n x\u1eed l\u00fd hi\u1ec7u qu\u1ea3 n\u1ee3 x\u1ea5u, thu h\u1ed3i v\u1ed1n cho c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u1ec3 t\u00e1i \u0111\u1ea7u t\u01b0, \u0111\u00e1p \u1ee9ng nhu c\u1ea7u v\u1ed1n cho ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t, kinh doanh c\u1ee7a n\u1ec1n kinh t\u1ebf.<\/p>\n

V\u01b0\u1edbng m\u1eafc trong th\u1ef1c ti\u1ec5n<\/strong><\/p>\n

Trong qu\u00e1 tr\u00ecnh tri\u1ec3n khai Ngh\u1ecb quy\u1ebft 42, \u00f4ng Phan Thanh H\u1ea3i, Ph\u00f3 T\u1ed5ng gi\u00e1m \u0111\u1ed1c BIDV cho hay, ng\u00e2n h\u00e0ng n\u00e0y c\u0169ng v\u01b0\u1edbng ph\u1ea3i kh\u00f4ng \u00edt kh\u00f3 kh\u0103n trong qu\u00e1 tr\u00ecnh x\u1eed l\u00fd n\u1ee3 x\u1ea5u do t\u00e1c \u0111\u1ed9ng ti\u00eau c\u1ef1c c\u1ee7a \u0111\u1ea1i d\u1ecbch COVID-19, do nh\u1eefng b\u1ea5t c\u1eadp trong thi h\u00e0nh \u00e1n; nh\u1ea5t l\u00e0 kh\u00f3 kh\u0103n trong th\u1ea9m \u0111\u1ecbnh gi\u00e1 kho\u1ea3n n\u1ee3 v\u00e0 x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m l\u00e0 quy\u1ec1n khai th\u00e1c kho\u00e1ng s\u1ea3n.<\/p>\n

Ngh\u1ecb quy\u1ebft 42\u00a0 ch\u01b0a quy \u0111\u1ecbnh ch\u1ebf t\u00e0i x\u1eed l\u00fd ho\u1eb7c c\u01a1 ch\u1ebf, c\u00e1ch th\u1ee9c ti\u1ebfn h\u00e0nh c\u01b0\u1ee1ng ch\u1ebf trong tr\u01b0\u1eddng h\u1ee3p b\u00ean b\u1ea3o \u0111\u1ea3m, b\u00ean gi\u1eef t\u00e0i s\u1ea3n kh\u00f4ng h\u1ee3p t\u00e1c. Do \u0111\u00f3, khi th\u1ef1c hi\u1ec7n quy\u1ec1n thu gi\u1eef t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m tr\u00ean th\u1ef1c t\u1ebf, t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng g\u1ea7n nh\u01b0 ph\u1ee5 thu\u1ed9c v\u00e0o s\u1ef1 ph\u1ed1i h\u1ee3p c\u1ee7a b\u00ean b\u1ea3o \u0111\u1ea3m.<\/p>\n

Th\u00eam n\u1eefa, ngo\u00e0i vi\u1ec7c l\u00e0 nh\u00e0 \u1edf ho\u1eb7c c\u00f4ng tr\u00ecnh g\u1eafn li\u1ec1n v\u1edbi \u0111\u1ea5t nh\u01b0 nh\u00e0 x\u01b0\u1edfng, nh\u00e0 kho… th\u00ec t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o c\u00f2n c\u00f3 th\u1ec3 l\u00e0 nh\u1eefng t\u00e0i s\u1ea3n kh\u00e1c nh\u01b0 v\u1eadt d\u1ee5ng, \u0111\u1ed3 \u0111\u1ea1c, thi\u1ebft b\u1ecb, d\u1ee5ng c\u1ee5, v\u1eadt t\u01b0,… Nh\u01b0ng, ph\u00e1p lu\u1eadt ch\u01b0a quy \u0111\u1ecbnh v\u1ec1 tr\u00ecnh t\u1ef1, th\u1ee7 t\u1ee5c th\u00f4ng b\u00e1o, c\u01b0\u1ee1ng ch\u1ebf th\u00e1o d\u1ee1, di d\u1eddi, b\u1ea3o qu\u1ea3n, x\u1eed l\u00fd… trong khi t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng v\u00e0 c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n ph\u1ea3i th\u1ef1c hi\u1ec7n c\u01b0\u1ee1ng ch\u1ebf \u0111\u1ed1i v\u1edbi c\u00e1c lo\u1ea1i t\u00e0i s\u1ea3n n\u00e0y.<\/p>\n

Hay nh\u01b0 vi\u1ec7c x\u1eed l\u00fd ngh\u0129a v\u1ee5 t\u00e0i ch\u00ednh t\u1ed3n \u0111\u1ecdng c\u1ee7a b\u00ean b\u1ea3o \u0111\u1ea3m, c\u0169ng \u0111\u1eb7t c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng v\u00e0o t\u00ecnh th\u1ebf “ti\u1ebfn tho\u00e1i l\u01b0\u1ee1ng nan” v\u00ec\u00a0n\u1ebfu th\u1ed1ng nh\u1ea5t \u0111\u01b0\u1ee3c v\u1edbi c\u01a1 quan thu\u1ebf v\u1ec1 vi\u1ec7c d\u00f9ng ti\u1ec1n thu \u0111\u01b0\u1ee3c t\u1eeb vi\u1ec7c x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m \u0111\u1ec3 thanh to\u00e1n c\u00e1c kho\u1ea3n \u00e1n ph\u00ed, ngh\u0129a v\u1ee5 thu\u1ebf c\u1ee7a b\u00ean b\u1ea3o \u0111\u1ea3m th\u00ec ch\u01b0a ph\u00f9 h\u1ee3p v\u1edbi Ngh\u1ecb quy\u1ebft 42. Ng\u01b0\u1ee3c l\u1ea1i, n\u1ebfu t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u1ec1 ngh\u1ecb kh\u00f4ng thanh to\u00e1n c\u00e1c kho\u1ea3n ngh\u0129a v\u1ee5 n\u00e0y th\u00ec l\u1ea1i kh\u00f4ng ho\u00e0n t\u1ea5t \u0111\u01b0\u1ee3c giao d\u1ecbch. \u0110i\u1ec1u n\u00e0y d\u1eabn \u0111\u1ebfn vi\u1ec7c b\u00ean mua \u0111\u1ec1 ngh\u1ecb h\u1ee7y giao d\u1ecbch mua b\u00e1n t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m v\u00e0 y\u00eau c\u1ea7u t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng ho\u00e0n tr\u1ea3 l\u1ea1i ti\u1ec1n mua t\u00e0i s\u1ea3n…<\/p>\n

\u0110\u1ed3ng t\u00ecnh v\u1edbi vi\u1ec7n d\u1eabn c\u1ee7a \u0111\u1ea1i di\u1ec7n BIDV, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI, Tr\u1ecdng t\u00e0i vi\u00ean Trung t\u00e2m tr\u1ecdng t\u00e0i qu\u1ed1c t\u1ebf Vi\u1ec7t Nam cho bi\u1ebft, v\u1ea5n \u0111\u1ec1 then ch\u1ed1t, quan tr\u1ecdng nh\u1ea5t m\u00e0 Ngh\u1ecb quy\u1ebft 42 mang l\u1ea1i l\u00e0 t\u00e1c \u0111\u1ed9ng \u0111\u1ebfn nh\u1eadn th\u1ee9c c\u1ee7a x\u00e3 h\u1ed9i v\u00e0 c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng. \u0110\u1eb7c bi\u1ec7t l\u00e0 \u00fd th\u1ee9c v\u1ec1 ngh\u0129a v\u1ee5 tr\u1ea3 n\u1ee3 c\u1ee7a ng\u01b0\u1eddi vay c\u0169ng nh\u01b0 tr\u00e1ch nhi\u1ec7m tr\u1ea3 n\u1ee3 thay, x\u1eed l\u00fd t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p c\u1ee7a ng\u01b0\u1eddi th\u1ee9 3 b\u1ea3o \u0111\u1ea3m ngh\u0129a v\u1ee5 tr\u1ea3 n\u1ee3 c\u1ee7a ng\u01b0\u1eddi vay. Vi\u1ec7c ch\u00e2y \u1ef3, tr\u00ec ho\u00e3n ngh\u0129a v\u1ee5 tr\u1ea3 n\u1ee3 v\u00e0 x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m c\u1ee7a kh\u00e1ch\u00a0h\u00e0ng vay v\u00e0 ng\u01b0\u1eddi c\u00f3 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p kh\u00f4ng c\u00f2n c\u00f3 l\u1ee3i nh\u01b0 tr\u01b0\u1edbc \u0111\u00e2y m\u00e0 th\u1eadm ch\u00ed tr\u1edf th\u00e0nh b\u1ea5t l\u1ee3i h\u01a1n.<\/em><\/p>\n

Vi\u1ec7c x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m li\u00ean quan \u0111\u1ebfn v\u1ea5n \u0111\u1ec1 r\u1ea5t quan tr\u1ecdng l\u00e0 quy\u1ec1n c\u1ee7a ch\u1ee7 s\u1edf h\u1eefu t\u00e0i s\u1ea3n. C\u00f3 quan \u0111i\u1ec3m lo ng\u1ea1i r\u1eb1ng, vi\u1ec7c thu gi\u1eef t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p l\u00e0 vi ph\u1ea1m quy\u1ec1n s\u1edf h\u1eefu.\u00a0X\u00e9t v\u1ec1 b\u1ea3n ch\u1ea5t, vi\u1ec7c ch\u1ee7 s\u1edf h\u1eefu t\u00e0i s\u1ea3n th\u1ef1c hi\u1ec7n giao d\u1ecbch th\u1ebf ch\u1ea5p l\u00e0 \u0111\u00e3 t\u1ef1 nguy\u1ec7n th\u1ecfa thu\u1eadn v\u00e0 ch\u1ea5p nh\u1eadn h\u1eadu qu\u1ea3 ph\u00e1p l\u00fd \u1ea3nh h\u01b0\u1edfng h\u1ea1n ch\u1ebf, b\u1ea5t l\u1ee3i \u0111\u1ebfn quy\u1ec1n s\u1edf h\u1eefu t\u00e0i s\u1ea3n v\u00e0 ch\u1ed7 \u1edf c\u1ee7a m\u00ecnh, m\u00e0 m\u1ee9c \u0111\u1ed9 cao nh\u1ea5t l\u00e0 ch\u1ea5p nh\u1eadn kh\u00f4ng c\u00f2n quy\u1ec1n s\u1edf h\u1eefu t\u00e0i s\u1ea3n v\u00e0 kh\u00f4ng c\u00f2n ch\u1ed7 \u1edf.\u00a0<\/em><\/p>\n

X\u00e9t v\u1ec1 h\u1eadu qu\u1ea3 ph\u00e1p l\u00fd c\u1ee7a vi\u1ec7c b\u1ea3o \u0111\u1ea3m, nh\u1ea5t l\u00e0 tr\u01b0\u1eddng h\u1ee3p ph\u1ea3i x\u1eed l\u00fd t\u00e0i s\u1ea3n \u0111\u1ec3 th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 b\u1ea3o \u0111\u1ea3m, c\u00f3 th\u1ec3 coi quy\u1ec1n b\u1ea3o \u0111\u1ea3m t\u01b0\u01a1ng t\u1ef1 nh\u01b0 quy\u1ec1n \u0111\u1ecbnh \u0111o\u1ea1t t\u00e0i s\u1ea3n. Lu\u1eadt Doanh nghi\u1ec7p n\u0103m 2020 c\u0169ng c\u00f3 m\u1ed9t quy \u0111\u1ecbnh gi\u00e1n ti\u1ebfp r\u1eb1ng quy\u1ec1n b\u1ea3o \u0111\u1ea3m l\u00e0 quy\u1ec1n \u0111\u1ecbnh \u0111o\u1ea1t. \u0110\u00f3 l\u00e0 th\u00e0nh vi\u00ean g\u00f3p v\u1ed1n c\u1ee7a c\u00f4ng ty h\u1ee3p danh c\u00f3 quy\u1ec1n \u201c\u0111\u1ecbnh \u0111o\u1ea1t ph\u1ea7n v\u1ed1n g\u00f3p c\u1ee7a m\u00ecnh b\u1eb1ng c\u00e1ch \u0111\u1ec3 th\u1eeba k\u1ebf, t\u1eb7ng cho, th\u1ebf ch\u1ea5p, c\u1ea7m c\u1ed1 v\u00e0 c\u00e1c h\u00ecnh th\u1ee9c kh\u00e1c theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt v\u00e0 \u0110i\u1ec1u l\u1ec7 c\u00f4ng ty\u201d. V\u00ec v\u1eady, c\u00f3 th\u1ec3 coi quy\u1ec1n b\u1ea3o \u0111\u1ea3m b\u1eb1ng t\u00e0i s\u1ea3n l\u00e0 m\u1ed9t d\u1ea1ng quy\u1ec1n \u0111\u1ecbnh \u0111o\u1ea1t t\u00e0i s\u1ea3n c\u00f3 \u0111i\u1ec1u ki\u1ec7n. \u0110i\u1ec1u ki\u1ec7n trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y l\u00e0 khi ph\u1ea3i x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m \u0111\u1ec3 th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 b\u1ea3o \u0111\u1ea3m.<\/em><\/p>\n

N\u1ee3 x\u1ea5u c\u00f3 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m, nh\u1ea5t l\u00e0 n\u1ee3 x\u1ea5u c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, tuy c\u00f3 kh\u1ea3 n\u0103ng thu h\u1ed3i, nh\u01b0ng l\u1ea1i g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n, v\u01b0\u1edbng m\u1eafc tr\u00ean th\u1ef1c t\u1ebf, n\u00ean r\u1ea5t c\u1ea7n c\u01a1 ch\u1ebf ph\u00e1p l\u00fd h\u1ed7 tr\u1ee3 \u0111\u1ec3 x\u1eed l\u00fd; trong \u0111\u00f3, t\u1eadp trung v\u00e0o vi\u1ec7c x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m c\u1ee7a kho\u1ea3n n\u1ee3. C\u00f9ng v\u1edbi \u0111\u00f3, c\u1ea7n c\u00f3 s\u1ef1 ho\u00e0n thi\u1ec7n c\u00e1c quy tr\u00ecnh, th\u1ee7 t\u1ee5c v\u00e0 c\u01a1 ch\u1ebf \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong Ngh\u1ecb quy\u1ebft 42 \u0111\u1ec3 tr\u00e1nh vi\u1ec7c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng l\u1ee3i d\u1ee5ng v\u1ecb th\u1ebf, l\u1ea1m quy\u1ec1n v\u00e0 ti\u00eau c\u1ef1c g\u00e2y thi\u1ec7t h\u1ea1i cho ng\u01b0\u1eddi c\u00f3 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p.<\/em><\/p>\n

Khuy\u1ebfn ngh\u1ecb s\u1eeda \u0111\u1ed5i<\/strong><\/p>\n

T\u1eeb g\u00f3c \u0111\u1ed9 chuy\u00ean m\u00f4n v\u00e0 c\u0169ng xu\u1ea5t ph\u00e1t t\u1eeb nhu c\u1ea7u c\u1ee7a th\u1ef1c ti\u1ec5n tr\u01b0\u1edbc \u00e1p l\u1ef1c n\u1ee3 x\u1ea5u \u0111ang v\u00e0 s\u1ebd di\u1ec5n bi\u1ebfn c\u0103ng th\u1eb3ng h\u01a1n khi Ngh\u1ecb quy\u1ebft 42 h\u1ebft hi\u1ec7u l\u1ef1c th\u1ef1c thi v\u00e0o th\u00e1ng 8 n\u0103m nay, c\u00e1c chuy\u00ean gia v\u00e0 \u0111\u1ea1i di\u1ec7n c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u1ec1u th\u1ed1ng nh\u1ea5t ki\u1ebfn ngh\u1ecb, ph\u1ea3i s\u1edbm lu\u1eadt ho\u00e1 Ngh\u1ecb quy\u1ebft 42 v\u00e0 ho\u00e0n thi\u1ec7n h\u1ec7 th\u1ed1ng ph\u00e1p lu\u1eadt v\u1ec1 x\u1eed l\u00fd n\u1ee3 x\u1ea5u, t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o \u0111\u1ec3 h\u1ed7 tr\u1ee3 t\u00edch c\u1ef1c h\u01a1n cho c\u00f4ng t\u00e1c x\u1eed l\u00fd n\u1ee3 x\u1ea5u l\u00e0 \u0111i\u1ec1u c\u1ea5p thi\u1ebft hi\u1ec7n nay.<\/p>\n

Theo \u0111\u1ea1i di\u1ec7n Ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n \u0110\u1ea1i ch\u00fang Vi\u1ec7t Nam (PVcomBank), d\u1ef1a tr\u00ean hi\u1ec7u qu\u1ea3 th\u1ef1c t\u1ebf trong qu\u00e1 tr\u00ecnh x\u1eed l\u00fd n\u1ee3 x\u1ea5u, PVcomBank \u0111\u1ec1 xu\u1ea5t ti\u1ebfp t\u1ee5c duy tr\u00ec Ngh\u1ecb quy\u1ebft s\u1ed1 42; \u0111\u1ed3ng th\u1eddi lu\u1eadt h\u00f3a v\u0103n b\u1ea3n n\u00e0y \u0111\u1ec3 t\u1ea1o h\u00e0nh lang ph\u00e1p l\u00fd nh\u1eb1m ph\u00e1t huy nh\u1eefng \u0111i\u1ec3m ph\u00f9 h\u1ee3p v\u00e0 t\u00edch c\u1ef1c \u0111\u00e3 c\u00f3. Song song \u0111\u00f3, b\u1ed5 sung m\u1ed9t s\u1ed1 \u0111i\u1ec3m m\u00e0 Ngh\u1ecb quy\u1ebft 42 ch\u01b0a \u0111\u1ec1 c\u1eadp \u0111\u1ec3 th\u00e1o g\u1ee1 nh\u1eefng kh\u00f3 kh\u0103n, v\u01b0\u1edbng m\u1eafc c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng hi\u1ec7n nay; \u0111i\u1ec1u ch\u1ec9nh quan h\u1ec7 x\u00e3 h\u1ed9i c\u1ee7a c\u00e1c ch\u1ebf \u0111\u1ecbnh ph\u00e1p lu\u1eadt n\u00f3i chung theo quy \u0111\u1ecbnh c\u1ee7a Ngh\u1ecb quy\u1ebft 42 nh\u1eafm t\u1edbi m\u1ee5c \u0111\u00edch ki\u1ec3m so\u00e1t v\u00e0 \u0111i\u1ec1u ch\u1ec9nh t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u trong quan h\u1ec7 t\u00edn d\u1ee5ng c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng.<\/p>\n

Ti\u1ebfn s\u0129 C\u1ea5n V\u0103n L\u1ef1c khuy\u1ebfn ngh\u1ecb,\u00a0Ch\u00ednh ph\u1ee7 n\u00ean xem x\u00e9t \u0111\u1ec1 xu\u1ea5t Qu\u1ed1c h\u1ed9i s\u1edbm t\u1ed5ng k\u1ebft Ngh\u1ecb quy\u1ebft 42, ti\u1ebfn t\u1edbi lu\u1eadt h\u00f3a Ngh\u1ecb quy\u1ebft 42 tr\u00ean c\u01a1 s\u1edf r\u00e0 so\u00e1t, ho\u00e0n thi\u1ec7n v\u00e0 h\u1ec7 th\u1ed1ng h\u00f3a c\u00e1c quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt li\u00ean quan. Ho\u1eb7c, \u00edt nh\u1ea5t l\u00e0 gia h\u1ea1n trong kho\u1ea3ng th\u1eddi gian 3 n\u0103m \u0111\u1ec3 chu\u1ea9n b\u1ecb cho d\u1ef1 th\u1ea3o lu\u1eadt, c\u0169ng nh\u01b0 k\u1ecbp th\u1eddi th\u00e1o g\u1ee1 nh\u1eefng v\u01b0\u1edbng m\u1eafc n\u00eau tr\u00ean.<\/p>\n

Tr\u01b0\u1eddng h\u1ee3p Qu\u1ed1c h\u1ed9i xem x\u00e9t, th\u00f4ng qua vi\u1ec7c lu\u1eadt h\u00f3a Ngh\u1ecb quy\u1ebft 42 th\u00ec sau khi Lu\u1eadt X\u1eed l\u00fd n\u1ee3 x\u1ea5u \u0111\u01b0\u1ee3c ban h\u00e0nh v\u00e0 tri\u1ec3n khai \u00e1p d\u1ee5ng, Ch\u00ednh ph\u1ee7, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u0169ng nh\u01b0 c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng c\u00f3 li\u00ean quan s\u1ebd c\u00f3 c\u01a1 s\u1edf \u0111\u1ec3 t\u1ed5ng k\u1ebft th\u1ef1c ti\u1ec5n, nghi\u00ean c\u1ee9u v\u00e0 \u0111\u1ec1 xu\u1ea5t ban h\u00e0nh \u0111\u1ed3ng b\u1ed9 c\u00e1c ngh\u1ecb \u0111\u1ecbnh, th\u00f4ng t\u01b0 quy \u0111\u1ecbnh, h\u01b0\u1edbng d\u1eabn c\u1ee5 th\u1ec3. T\u1eeb \u0111\u00f3, gi\u1ea3i quy\u1ebft c\u00e1c v\u1ea5n \u0111\u1ec1, v\u01b0\u1edbng m\u1eafc ph\u00e1t sinh xoay quanh vi\u1ec7c x\u1eed l\u00fd n\u1ee3 x\u1ea5u c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng.<\/p>\n

“Vi\u1ec7c \u0111\u1ed3ng b\u1ed9 h\u1ec7 th\u1ed1ng lu\u1eadt v\u00e0 c\u00e1c v\u0103n b\u1ea3n d\u01b0\u1edbi lu\u1eadt li\u00ean quan \u0111\u1ebfn x\u1eed l\u00fd n\u1ee3 x\u1ea5u s\u1ebd l\u00e0 ti\u1ec1n \u0111\u1ec1 quan tr\u1ecdng \u0111\u1ec3 x\u00e2y d\u1ef1ng h\u00e0nh lang ph\u00e1p l\u00fd c\u1ea7n thi\u1ebft, h\u00ecnh th\u00e0nh m\u1ed9t m\u00f4i tr\u01b0\u1eddng kinh t\u1ebf l\u00e0nh m\u1ea1nh, ho\u1ea1t \u0111\u1ed9ng c\u1ea5p t\u00edn d\u1ee5ng v\u00e0 x\u1eed l\u00fd n\u1ee3 chuy\u00ean nghi\u1ec7p, b\u00e0i b\u1ea3n cho Vi\u1ec7t Nam, g\u00f3p ph\u1ea7n n\u00e2ng cao m\u1ee9c \u0111\u1ed9 an to\u00e0n, l\u00e0nh m\u1ea1nh c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng Vi\u1ec7t Nam”, \u00f4ng Phan Thanh H\u1ea3i, \u0111\u1ea1i di\u1ec7n Ng\u00e2n h\u00e0ng BIDV g\u00f3p \u00fd.<\/p>\n

Ng\u1ecdc Qu\u1ef3nh<\/strong>\u00a0<\/em><\/strong>(TTXVN)<\/em><\/strong><\/p>\n

————-<\/em><\/strong><\/p>\n

T\u00edn<\/em><\/strong> t\u1ee9c (Kinh t\u1ebf) 19-02-2022 (511\/2.343):<\/em><\/strong><\/p>\n

https:\/\/baotintuc.vn\/kinh-te\/som-luat-hoa-nghi-quyet-42-de-giai-bai-toan-xu-ly-no-xau-ngan-hang-20220219121550869.htm<\/em><\/a><\/p>\n

 ","protected":false},"excerpt":{"rendered":"

(TT) – Ng\u00e0y 15\/8 t\u1edbi \u0111\u00e2y, Ngh\u1ecb quy\u1ebft 42\/2017\/QH14 c\u1ee7a Qu\u1ed1c h\u1ed9i v\u1ec1 th\u00ed \u0111i\u1ec3m x\u1eed l\u00fd n\u1ee3 x\u1ea5u s\u1ebd ch\u00ednh th\u1ee9c h\u1ebft hi\u1ec7u l\u1ef1c thi h\u00e0nh. Trong khi \u0111\u00f3, d\u1ecbch COVID-19 l\u1ea7n th\u1ee9 t\u01b0 \u0111\u00e3 khi\u1ebfn ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t kinh doanh, l\u01b0u th\u00f4ng xu\u1ea5t kh\u1ea9u h\u00e0ng h\u00f3a c\u1ee7a doanh nghi\u1ec7p b\u1ecb \u0111\u00ecnh tr\u1ec7, […]<\/p>\n","protected":false},"author":2,"featured_media":7479,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-7478","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n2.965. 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