{"id":7652,"date":"2021-10-25T17:20:59","date_gmt":"2021-10-25T10:20:59","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=7652"},"modified":"2022-02-20T19:52:19","modified_gmt":"2022-02-20T12:52:19","slug":"3-531-du-an-luat-kinh-doanh-bao-hiem-chu-trong-bao-ve-nguoi-mua-bao-hiem-la-nhan-van-va-dung-dan","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-531-du-an-luat-kinh-doanh-bao-hiem-chu-trong-bao-ve-nguoi-mua-bao-hiem-la-nhan-van-va-dung-dan\/","title":{"rendered":"3.531. D\u1ef1 \u00e1n Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m ch\u00fa tr\u1ecdng b\u1ea3o v\u1ec7 ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m l\u00e0 nh\u00e2n v\u0103n v\u00e0 \u0111\u00fang \u0111\u1eafn"},"content":{"rendered":"(TCTC) – Trao \u0111\u1ed5i v\u1ec1 s\u1ef1 c\u1ea7n thi\u1ebft s\u1eeda \u0111\u1ed5i D\u1ef1 \u00e1n Lu\u1eadt Kinh doanh B\u1ea3o hi\u1ec3m (s\u1eeda \u0111\u1ed5i), Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c – Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI cho r\u1eb1ng, D\u1ef1 \u00e1n Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m ch\u00fa tr\u1ecdng b\u1ea3o v\u1ec7 ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m l\u00e0 nh\u00e2n v\u0103n v\u00e0 \u0111\u00fang \u0111\u1eafn.<\/em><\/strong><\/p>\n

Trong phi\u00ean h\u1ecdp s\u00e1ng 22\/10, k\u1ef3 h\u1ecdp th\u1ee9 2, Qu\u1ed1c h\u1ed9i kho\u00e1 XV, th\u1eeba u\u1ef7 quy\u1ec1n c\u1ee7a Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 tr\u00ecnh b\u00e0y T\u1edd tr\u00ecnh v\u1ec1 d\u1ef1 \u00e1n Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m (s\u1eeda \u0111\u1ed5i), B\u1ed9 tr\u01b0\u1edfng B\u1ed9 T\u00e0i ch\u00ednh H\u1ed3 \u0110\u1ee9c Ph\u1edbc kh\u1eb3ng \u0111\u1ecbnh c\u1ea7n thi\u1ebft x\u00e2y d\u1ef1ng d\u1ef1 \u00e1n Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m (s\u1eeda \u0111\u1ed5i) nh\u1eb1m ho\u00e0n thi\u1ec7n quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt v\u1ec1 kinh doanh b\u1ea3o hi\u1ec3m; x\u1eed l\u00fd nh\u1eefng m\u00e2u thu\u1eabn, ch\u1ed3ng ch\u00e9o, b\u1ea5t c\u1eadp c\u1ee7a Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m v\u1edbi c\u00e1c v\u0103n b\u1ea3n quy ph\u1ea1m ph\u00e1p lu\u1eadt \u0111\u01b0\u1ee3c Qu\u1ed1c h\u1ed9i ban h\u00e0nh, \u0111\u1ea3m b\u1ea3o t\u00ednh th\u1ed1ng nh\u1ea5t, \u0111\u1ed3ng b\u1ed9 c\u1ee7a h\u1ec7 th\u1ed1ng ph\u00e1p lu\u1eadt.<\/p>\n

\u0110\u1ed3ng th\u1eddi, c\u1ea3i c\u00e1ch m\u1ea1nh m\u1ebd th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh trong ho\u1ea1t \u0111\u1ed9ng kinh doanh b\u1ea3o hi\u1ec3m k\u1ebft h\u1ee3p v\u1edbi vi\u1ec7c c\u1ea3i c\u00e1ch to\u00e0n di\u1ec7n c\u00f4ng t\u00e1c qu\u1ea3n l\u00fd, ki\u1ec3m tra, thanh tra chuy\u00ean ng\u00e0nh, b\u1ea3o \u0111\u1ea3m th\u1ef1c hi\u1ec7n c\u00f3 hi\u1ec7u qu\u1ea3 c\u00f4ng t\u00e1c qu\u1ea3n l\u00fd nh\u00e0 n\u01b0\u1edbc v\u00e0 ph\u1ed1i h\u1ee3p gi\u1eefa c\u00e1c c\u01a1 quan qu\u1ea3n l\u00fd nh\u00e0 n\u01b0\u1edbc trong ph\u00e1t hi\u1ec7n, x\u1eed l\u00fd k\u1ecbp th\u1eddi, nghi\u00eam minh c\u00e1c h\u00e0nh vi vi ph\u1ea1m ph\u00e1p lu\u1eadt v\u1ec1 kinh doanh b\u1ea3o hi\u1ec3m; b\u1ea3o v\u1ec7 quy\u1ec1n v\u00e0 l\u1ee3i \u00edch h\u1ee3p ph\u00e1p c\u1ee7a nh\u00e0 \u0111\u1ea7u t\u01b0, kh\u00e1ch h\u00e0ng, s\u1ef1 an to\u00e0n c\u1ee7a c\u1ea3 h\u1ec7 th\u1ed1ng, ti\u1ebft gi\u1ea3m chi ph\u00ed x\u00e3 h\u1ed9i…<\/p>\n

\"\"<\/p>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c – Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI cho r\u1eb1ng, D\u1ef1 \u00e1n Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m ch\u00fa tr\u1ecdng b\u1ea3o v\u1ec7 ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m l\u00e0 nh\u00e2n v\u0103n v\u00e0 \u0111\u00fang \u0111\u1eafn.<\/em><\/p>\n

S\u1ef1 c\u1ea7n thi\u1ebft s\u1eeda \u0111\u1ed5i D\u1ef1 \u00e1n Lu\u1eadt Kinh doanh B\u1ea3o hi\u1ec3m kh\u00f4ng ch\u1ec9 nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 \u0111\u1ed3ng t\u00ecnh, t\u00e1n th\u00e0nh c\u1ee7a c\u00e1c \u0111\u1ea1i bi\u1ec3u Qu\u1ed1c h\u1ed9i m\u00e0 c\u00f2n t\u1eeb nhi\u1ec1u chuy\u00ean gia kinh t\u1ebf. Theo Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c – Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI, trong d\u1ef1 \u00e1n Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m (s\u1eeda \u0111\u1ed5i), quy\u1ec1n l\u1ee3i c\u1ee7a ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m \u0111\u00e3 \u0111\u01b0\u1ee3c nh\u1eafc \u0111\u1ebfn nhi\u1ec1u h\u01a1n, \u0111\u01b0\u1ee3c ch\u00fa tr\u1ecdng h\u01a1n. \u0110\u00e2y l\u00e0 \u0111i\u1ec1u nh\u00e2n v\u0103n v\u00e0 ph\u00f9 h\u1ee3p m\u00e0 Lu\u1eadt \u0111ang h\u01b0\u1edbng t\u1edbi. B\u1edfi, \u0111i\u1ec1u quan tr\u1ecdng nh\u1ea5t \u0111\u1ec3 x\u00e2y d\u1ef1ng \u0111\u01b0\u1ee3c m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ch\u00ednh l\u00e0 ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m, ng\u01b0\u1eddi mua hay c\u00f2n g\u1ecdi kh\u00e1ch h\u00e0ng. N\u1ebfu kh\u00f4ng c\u00f3 ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m, vi\u1ec7c kinh doanh b\u1ea3o hi\u1ec3m tr\u1edf n\u00ean v\u00f4 ngh\u0129a.<\/em><\/p>\n

V\u1ec1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m hi\u1ec7n nay, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c r\u1ea5t quan ng\u1ea1i khi m\u00e0 b\u1ea3n h\u1ee3p \u0111\u1ed3ng qu\u00e1 d\u00e0i, qu\u00e1 kh\u00f3 hi\u1ec3u \u0111\u1ed1i v\u1edbi h\u1ea7u h\u1ebft ng\u01b0\u1eddi tham gia mua b\u1ea3o hi\u1ec3m. V\u00ec v\u1eady, ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m th\u01b0\u1eddng ch\u1ec9 bi\u1ebft k\u00fd t\u00ean, \u0111\u00f3ng ti\u1ec1n, c\u00f2n m\u1ecdi vi\u1ec7c gi\u00e1m \u0111\u1ecbnh, ki\u1ec3m tra, \u0111\u1ecbnh gi\u00e1… nhi\u1ec1u khi ph\u00f3 m\u1eb7c cho doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m. t\u1ea1i Lu\u1eadt Kinh doanh B\u1ea3o hi\u1ec3m hi\u1ec7n h\u00e0nh, m\u1ee5c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m d\u01b0\u1eddng nh\u01b0 \u0111ang thi\u00ean v\u1ec1 b\u1ea3o v\u1ec7 l\u1ee3i \u00edch, r\u1ee7i ro cho doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m nhi\u1ec1u h\u01a1n l\u00e0 b\u1ea3o v\u1ec7 kh\u00e1ch h\u00e0ng.<\/em><\/p>\n

\u201cKhi kh\u00e1ch h\u00e0ng b\u1ecf ti\u1ec1n ra mua b\u1ea3o hi\u1ec3m, k\u00fd t\u00ean v\u00e0o m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m th\u00ec ng\u01b0\u1eddi ta c\u1ea7n \u0111\u01b0\u1ee3c bi\u1ebft quy\u1ec1n l\u1ee3i c\u1ee7a m\u00ecnh nh\u01b0 th\u1ebf n\u00e0o. T\u00f4i \u0111\u00e3 t\u1eebng b\u1ea3o v\u1ec7 kh\u00e1ch h\u00e0ng v\u1edbi t\u01b0 c\u00e1ch lu\u1eadt s\u01b0 b\u1ea3o v\u1ec7 th\u00e2n ch\u1ee7, t\u1eebng ng\u1ed3i v\u1ecb tr\u00ed tr\u1ecdng t\u00e0i \u0111\u1ec3 ph\u00e2n x\u1eed c\u00e1c v\u1ee5 tranh ch\u1ea5p li\u00ean quan h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 ch\u1ee9ng ki\u1ebfn r\u1ea5t nhi\u1ec1u c\u00e2u chuy\u1ec7n thi\u1ebft k\u1ebf, m\u00f4i gi\u1edbi, t\u01b0 v\u1ea5n c\u1ee7a m\u1ed9t s\u1ed1 nh\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m kh\u00f4ng s\u00f2ng ph\u1eb3ng, r\u00f5 r\u00e0ng, \u0111\u1ea9y r\u1ee7i ro v\u1ec1 ph\u00eda kh\u00e1ch h\u00e0ng. Do \u0111\u00f3, vi\u1ec7c x\u00e2y d\u1ef1ng m\u1ed9t Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m m\u1edbi, ph\u00f9 h\u1ee3p v\u1edbi th\u1ef1c ti\u1ec5n, b\u1ea3o v\u1ec7 kh\u00e1ch h\u00e0ng, ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m l\u00e0 h\u1ebft s\u1ee9c c\u1ea7n thi\u1ebft v\u00e0 \u0111\u00fang \u0111\u1eafn\u201d, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c kh\u1eb3ng \u0111\u1ecbnh.<\/em><\/p>\n

Nh\u00ecn chung, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c \u0110\u1ee9c cho r\u1eb1ng, c\u00e1c n\u1ed9i dung trong d\u1ef1 \u00e1n Lu\u1eadt ph\u00f9 h\u1ee3p v\u1edbi ch\u1ee7 tr\u01b0\u01a1ng c\u1ee7a Nh\u00e0 n\u01b0\u1edbc, quy \u0111\u1ecbnh c\u1ee7a Hi\u1ebfn ph\u00e1p n\u0103m 2013 v\u00e0 t\u01b0\u01a1ng th\u00edch v\u1edbi \u0111i\u1ec1u ki\u1ec7n th\u1ef1c ti\u1ec5n c\u0169ng nh\u01b0 c\u00e1c \u0111i\u1ec1u \u01b0\u1edbc qu\u1ed1c t\u1ebf.<\/em><\/p>\n

Trong khi \u0111\u00f3, theo PGS., TS. \u0110inh Tr\u1ecdng Th\u1ecbnh (H\u1ecdc vi\u1ec7n T\u00e0i ch\u00ednh), sau nhi\u1ec1u bi\u1ebfn \u0111\u1ed9ng kinh t\u1ebf, s\u1ef1 s\u1ee5t gi\u1ea3m, \u0111\u1ee9t g\u00e3y c\u1ee7a chu\u1ed7i c\u01b0ng \u1ee9ng to\u00e0n c\u1ea7u do \u1ea3nh h\u01b0\u1edfng c\u1ee7a \u0111\u1ea1i d\u1ecbch COVID-19, vi\u1ec7c s\u1eeda \u0111\u1ed5i v\u00e0 s\u1edbm ban h\u00e0nh Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m (s\u1eeda \u0111\u1ed5i) v\u1edbi nhi\u1ec1u \u0111i\u1ec1u kho\u1ea3n ti\u1ebfn b\u1ed9 s\u1ebd nh\u01b0 \u201cli\u1ec1u v\u1eafc xin th\u1ec3 ch\u1ebf\u201d gi\u00fap th\u1ecb tr\u01b0\u1eddng v\u00e0 c\u1ed9ng \u0111\u1ed3ng doanh nghi\u1ec7p kinh doanh b\u1ea3o hi\u1ec3m ph\u00e1t tri\u1ec3n m\u1ea1nh m\u1ebd trong giai \u0111o\u1ea1n h\u1ed9i nh\u1eadp m\u1edbi. B\u1edfi v\u00ec, Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m sau khi s\u1eeda \u0111\u1ed5i \u0111\u00e3 x\u1eed l\u00fd nh\u1eefng m\u00e2u thu\u1eabn, ch\u1ed3ng ch\u00e9o, b\u1ea5t c\u1eadp c\u1ee7a Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m v\u1edbi c\u00e1c v\u0103n b\u1ea3n quy ph\u1ea1m ph\u00e1p lu\u1eadt hi\u1ec7n h\u00e0nh, b\u1ea3o \u0111\u1ea3m t\u00ednh th\u1ed1ng nh\u1ea5t, \u0111\u1ed3ng b\u1ed9 c\u1ee7a h\u1ec7 th\u1ed1ng ph\u00e1p lu\u1eadt\u2026<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, khi d\u1ef1 th\u1ea3o Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m (s\u1eeda \u0111\u1ed5i) \u0111\u01b0\u1ee3c ban h\u00e0nh v\u1edbi c\u00e1c quy \u0111\u1ecbnh m\u1edbi nh\u1eb1m t\u0103ng c\u01b0\u1eddng b\u1ea3o v\u1ec7, c\u00e2n b\u1eb1ng quy\u1ec1n l\u1ee3i c\u1ee7a ng\u01b0\u1eddi tham gia v\u00e0 ng\u01b0\u1eddi kinh doanh b\u1ea3o hi\u1ec3m trong th\u1eddi gian t\u1edbi s\u1ebd khi\u1ebfn c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m r\u1ed9ng l\u1ed1i ph\u00e1t tri\u1ec3n, do th\u1ecb tr\u01b0\u1eddng kinh doanh s\u1ebd c\u1ea1nh tranh c\u00f4ng b\u1eb1ng h\u01a1n, s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m c\u0169ng \u0111a d\u1ea1ng v\u00e0 phong ph\u00fa h\u01a1n. Khi quy\u1ec1n l\u1ee3i c\u1ee7a ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c b\u1ea3o \u0111\u1ea3m, th\u00ec nhi\u1ec1u ng\u01b0\u1eddi mua tin d\u00f9ng…<\/p>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c c\u0169ng cho r\u1eb1ng vi\u1ec7c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m kh\u00f4ng c\u1ea7n gi\u1ea5y ch\u1ee9ng nh\u1eadn \u0111\u0103ng k\u00fd kinh doanh m\u00e0 ch\u1ec9 c\u1ea7n gi\u1ea5y ph\u00e9p th\u00e0nh l\u1eadp v\u00e0 ho\u1ea1t \u0111\u1ed9ng l\u00e0 kh\u00f4ng ph\u00f9 h\u1ee3p. \u201c\u0110\u00e3 kinh doanh th\u00ec ph\u1ea3i \u0111\u0103ng k\u00fd kinh doanh, kh\u00f4ng th\u1ec3 c\u00f3 chuy\u1ec7n c\u1ee9 c\u1ea5p m\u1ed9t gi\u1ea5y ph\u00e9p th\u00e0nh l\u1eadp, ho\u1ea1t \u0111\u1ed9ng r\u1ed3i ch\u1eb3ng trong m\u1ed9t h\u1ec7 th\u1ed1ng d\u1eef li\u1ec7u qu\u1ed1c gia, c\u0169ng ch\u1eb3ng trong m\u1ed9t d\u1eef li\u1ec7u doanh nghi\u1ec7p n\u00e0o c\u1ea3. Doanh nghi\u1ec7p \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i, hay ng\u00e2n h\u00e0ng c\u0169ng \u0111\u00e3 thay \u0111\u1ed5i, c\u00f3 \u0111\u0103ng k\u00fd kinh doanh m\u1ea5y ch\u1ee5c n\u0103m nay r\u1ed3i, \u0111\u00e3 \u0111\u1ebfn l\u00fac doanh nghi\u1ec7p trong l\u0129nh v\u1ef1c b\u1ea3o hi\u1ec3m c\u0169ng c\u1ea7n thay \u0111\u1ed5i\u201d, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c n\u00f3i.<\/em><\/p>\n

Tu\u1ea5n Ph\u00f9ng – Th\u1ee7y Nguy\u1ec5n<\/em><\/strong><\/p>\n

\n

T\u1ea1p<\/em><\/strong> ch\u00ed T\u00e0i ch\u00ednh (Tin t\u1ee9c) 25-10-2021:<\/em><\/strong><\/p>\n

https:\/\/tapchitaichinh.vn\/su-kien-noi-bat\/du-an-luat-kinh-doanh-bao-hiem-chu-trong-bao-ve-nguoi-mua-bao-hiem-la-nhan-van-va-dung-dan-340467.html<\/em><\/a><\/p>\n

(648\/1.107)<\/em>","protected":false},"excerpt":{"rendered":"

(TCTC) – Trao \u0111\u1ed5i v\u1ec1 s\u1ef1 c\u1ea7n thi\u1ebft s\u1eeda \u0111\u1ed5i D\u1ef1 \u00e1n Lu\u1eadt Kinh doanh B\u1ea3o hi\u1ec3m (s\u1eeda \u0111\u1ed5i), Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c – Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI cho r\u1eb1ng, D\u1ef1 \u00e1n Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m ch\u00fa tr\u1ecdng b\u1ea3o v\u1ec7 ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m l\u00e0 nh\u00e2n v\u0103n v\u00e0 \u0111\u00fang \u0111\u1eafn. Trong […]<\/p>\n","protected":false},"author":7,"featured_media":7436,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-7652","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n3.531. 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