{"id":8993,"date":"2020-09-30T07:40:52","date_gmt":"2020-09-30T00:40:52","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=8993"},"modified":"2022-02-28T13:59:55","modified_gmt":"2022-02-28T06:59:55","slug":"2-628-nhung-nut-that-lon-trong-qua-trinh-xu-li-no-xau-cac-ngan-hang","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/2-628-nhung-nut-that-lon-trong-qua-trinh-xu-li-no-xau-cac-ngan-hang\/","title":{"rendered":"2.628. Nh\u1eefng n\u00fat th\u1eaft l\u1edbn trong qu\u00e1 tr\u00ecnh x\u1eed l\u00ed n\u1ee3 x\u1ea5u c\u00e1c ng\u00e2n h\u00e0ng"},"content":{"rendered":"

(VNB) – X\u1eed l\u00ed n\u1ee3 x\u1ea5u c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng trong 3 n\u0103m tr\u1edf l\u1ea1i \u0111\u00e2y \u0111\u00e3 ghi nh\u1eadn s\u1ef1 c\u1ea3i thi\u1ec7n r\u1ea5t l\u1edbn sau khi c\u00f3 Ngh\u1ecb quy\u1ebft 42. Tuy nhi\u00ean, v\u1eabn c\u00f2n nh\u1eefng n\u00fat th\u1eaft c\u1ea7n \u0111\u01b0\u1ee3c th\u00e1o g\u1ee1 \u0111\u1ec3 c\u00f3 th\u1ec3 kh\u01a1i th\u00f4ng m\u1ea1nh m\u1ebd h\u01a1n nh\u1eefng d\u00f2ng v\u1ed1n \u0111ang t\u1ed3n \u0111\u1ecdng n\u00e0y.<\/h4>\n

S\u00e1ng nay (30\/9), t\u1ea1i\u00a0 Di\u1ec5n \u0111\u00e0n To\u00e0n c\u1ea3nh ng\u00e2n h\u00e0ng Vi\u1ec7t Nam 2020 \u0111\u1ea1i di\u1ec7n Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) v\u00e0 c\u00e1c chuy\u00ean gia \u0111\u00e3 c\u00f9ng nhau th\u1ea3o lu\u1eadn v\u1ec1 qu\u00e1 tr\u00ecnh t\u00e1i c\u01a1 c\u1ea5u v\u00e0 x\u1eed l\u00ed n\u1ee3 x\u1ea5u trong th\u1eddi gian qua \u0111\u1eb7c bi\u1ec7t l\u00e0 khi c\u00f3 Ngh\u1ecb quy\u1ebft 42.<\/p>\n

Ph\u00e1t bi\u1ec3u t\u1ea1i Di\u1ec5n \u0111\u00e0n, Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c NHNN Nguy\u1ec5n Kim Anh kh\u1eb3ng \u0111\u1ecbnh Ngh\u1ecb quy\u1ebft 42 l\u00e0 v\u0103n b\u1ea3n c\u00f3 gi\u00e1 tr\u1ecb ph\u00e1p l\u00ed r\u1ea5t quan tr\u1ecdng, t\u1ea1o c\u01a1 ch\u1ebf \u0111\u1ed3ng b\u1ed9, th\u1ed1ng nh\u1ea5t, hi\u1ec7u qu\u1ea3, kh\u1ea3 thi nh\u1eb1m \u0111\u1ea3m b\u1ea3o quy\u1ec1n c\u1ee7a ch\u1ee7 n\u1ee3 trong x\u1eed l\u00ed n\u1ee3 x\u1ea5u.<\/p>\n

\"\"<\/p>\n

Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c NHNN Nguy\u1ec5n Kim Anh (Ngu\u1ed3n: Th\u1eddi b\u00e1o Kinh t\u1ebf S\u00e0i G\u00f2n).<\/em><\/p>\n

\u0110\u1ebfn nay, Ngh\u1ecb quy\u1ebft 42 v\u00e0 Quy\u1ebft \u0111\u1ecbnh 1058 \u0111\u00e3 \u0111i v\u00e0o tri\u1ec3n khai \u0111\u01b0\u1ee3c h\u01a1n 3 n\u0103m, c\u00f3 th\u1ec3 kh\u1eb3ng \u0111\u1ecbnh c\u00e1c gi\u1ea3i ph\u00e1p \u0111\u1ed3ng b\u1ed9 trong 2 v\u0103n b\u1ea3n qui ph\u1ea1m tr\u00ean \u0111\u00e3 t\u1ea1o ra nh\u1eefng d\u1ea5u \u1ea5n r\u00f5 n\u00e9t v\u00e0 chuy\u1ec3n bi\u1ebfn t\u00edch c\u1ef1c trong c\u00f4ng t\u00e1c x\u1eed l\u00ed n\u1ee3 x\u1ea5u v\u00e0 c\u01a1 c\u1ea5u l\u1ea1i c\u00e1c TCTD.<\/p>\n

V\u1ec1 k\u1ebft qu\u1ea3 c\u01a1 c\u1ea5u l\u1ea1i h\u1ec7 th\u1ed1ng c\u00e1c TCTD g\u1eafn v\u1edbi x\u1eed l\u00ed n\u1ee3 x\u1ea5u, \u00f4ng Tr\u1ea7n \u0110\u0103ng Phi, Ph\u00f3 Ch\u00e1nh Thanh tra (C\u01a1 quan Thanh tra gi\u00e1m s\u00e1t ng\u00e2n h\u00e0ng \u2013 NHNN), cho bi\u1ebft \u0111\u1ebfn nay, khu\u00f4n kh\u1ed5 ph\u00e1p l\u00ed v\u1ec1 ti\u1ec1n t\u1ec7 v\u00e0 ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c ho\u00e0n thi\u1ec7n, ph\u00f9 h\u1ee3p v\u1edbi th\u00f4ng l\u1ec7 qu\u1ed1c t\u1ebf v\u00e0 th\u1ef1c t\u1ebf \u1edf Vi\u1ec7t Nam. T\u00ednh minh<\/p>\n

Sau khi Ngh\u1ecb quy\u1ebft s\u1ed1 42 c\u00f3 hi\u1ec7u l\u1ef1c (t\u1eeb 15\/8\/2017 \u0111\u1ebfn th\u00e1ng 8\/2020), k\u1ebft qu\u1ea3 thu h\u1ed3i t\u1eeb bi\u1ec7n ph\u00e1p b\u00e1n n\u1ee3 t\u0103ng g\u1ea5p h\u01a1n 4 l\u1ea7n so v\u1edbi giai \u0111o\u1ea1n tr\u01b0\u1edbc \u0111\u00f3 (t\u1eeb 2013 \u0111\u1ebfn ng\u00e0y 14\/8\/2017); thu h\u1ed3i n\u1ee3 t\u1eeb bi\u1ec7n ph\u00e1p x\u1eed l\u00ed TSB\u0110 t\u0103ng g\u1ea5p 1,5 l\u1ea7n.<\/p>\n

C\u00f9ng v\u1edbi \u0111\u00f3, t\u00ecnh tr\u1ea1ng s\u1edf h\u1eefu ch\u00e9o, \u0111\u1ea7u t\u01b0 ch\u00e9o trong h\u1ec7 th\u1ed1ng c\u00e1c TCTD \u0111\u00e3 \u0111\u01b0\u1ee3c x\u1eed l\u00ed m\u1ed9t b\u01b0\u1edbc quan tr\u1ecdng. T\u00ecnh tr\u1ea1ng c\u1ed5 \u0111\u00f4ng, nh\u00f3m c\u1ed5 \u0111\u00f4ng l\u1edbn thao t\u00fang, chi ph\u1ed1i ng\u00e2n h\u00e0ng v\u1ec1 c\u01a1 b\u1ea3n \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t, \u0111\u1ea9y m\u1ea1nh tho\u00e1i v\u1ed1n ngo\u00e0i ng\u00e0nh. To\u00e0n ng\u00e0nh ng\u00e2n h\u00e0ng ph\u1ea5n \u0111\u1ea5u cu\u1ed1i n\u0103m 2020 \u0111\u01b0a n\u1ee3 x\u1ea5u n\u1ed9i b\u1ea3ng v\u00e0 n\u1ee3 ti\u1ec1m \u1ea9n v\u1ec1 d\u01b0\u1edbi m\u1ee9c 3%.<\/p>\n

T\u00ecnh tr\u1ea1ng s\u1edf h\u1eefu ch\u00e9o chi ph\u1ed1i c\u1ee7a c\u00e1c \u00f4ng ch\u1ee7 ng\u00e2n h\u00e0ng \u0111\u00e3 \u0111\u01b0\u1ee3c NHNN nh\u1eadn di\u1ec7n v\u00e0 kh\u1eafc ph\u1ee5c, \u0111\u01b0a ra nh\u1eefng qui \u0111\u1ecbnh r\u1ea5t nghi\u00eam kh\u1eafc, h\u1ea1n ch\u1ebf nh\u1eefng ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea7u t\u01b0, cho vay s\u00e2n sau ti\u1ec1m \u1ea9n r\u1ee7i ro.<\/p>\n

\u00d4ng Tr\u1ea7n \u0110\u0103ng Phi, Ph\u00f3 Ch\u00e1nh Thanh tra – C\u01a1 quan Thanh tra Gi\u00e1m s\u00e1t NHNN.<\/p>\n

\"\"<\/p>\n

C\u00e1c di\u1ec5n gi\u1ea3 n\u00f3i v\u1ec1 qu\u00e1 tr\u00ecnh t\u00e1i c\u01a1 c\u1ea5u TCTD sau Ngh\u1ecb quy\u1ebft 42 (\u1ea2nh: Di\u1ec7p B\u00ecnh).<\/p>\n

\u00d4ng \u0110\u1ed7 Giang Nam, Ph\u00f3 T\u1ed5ng Gi\u00e1m \u0111\u1ed1c\u00a0C\u00f4ng ty Qu\u1ea3n l\u00ed t\u00e0i s\u1ea3n (VAMC), chia s\u1ebb s\u1ef1 kh\u00e1c bi\u1ec7t c\u01a1 b\u1ea3n c\u1ee7a th\u1eddi k\u00ec n\u00e0y so v\u1edbi th\u1eddi k\u00ec tr\u01b0\u1edbc \u0111\u00f3 l\u00e0 \u00fd th\u1ee9c c\u1ee7a ng\u01b0\u1eddi tr\u1ea3 n\u1ee3 t\u0103ng cao r\u00f5 r\u1ec7t. Vi\u1ec7c cho ph\u00e9p ng\u00e2n h\u00e0ng, VAMC th\u1ef1c hi\u1ec7n thu gi\u1eef t\u00e0i s\u1ea3n khi\u1ebfn s\u1ed1 ti\u1ec1n thu n\u1ee3 t\u1eeb bi\u1ec7n ph\u00e1p t\u1ef1 tr\u1ea3 n\u1ee3 t\u0103ng cao.<\/p>\n

M\u1eb7c d\u00f9 nh\u1eefng con s\u1ed1 thu h\u1ed3i n\u1ee3 x\u1ea5u c\u00f3 b\u01b0\u1edbc \u0111\u1ed9t ph\u00e1 nh\u01b0ng b\u00ean c\u1ea1nh \u0111\u00f3 v\u1eabn c\u00f2n nhi\u1ec1u v\u1ea5n \u0111\u1ec1 kh\u00f3 kh\u0103n, v\u01b0\u1edbng m\u1eafc \u0111ang c\u1ea3n tr\u1edf qu\u00e1 tr\u00ecnh x\u1eed l\u00ed n\u1ee3 x\u1ea5u c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng hi\u1ec7n nay.<\/p>\n

\u00d4ng Nguy\u1ec5n Th\u1ebf Hu\u00e2n, Th\u00e0nh vi\u00ean H\u0110QT VietinBank, cho bi\u1ebft ti\u1ebfn \u0111\u1ed9 x\u1eed l\u00ed thu h\u1ed3i n\u1ee3 qua to\u00e0 \u00e1n c\u00f2n r\u1ea5t ch\u1eadm, k\u00e9o d\u00e0i kho\u1ea3ng 12 – 18 th\u00e1ng th\u1eadm ch\u00ed c\u00f3 v\u1ee5 k\u00e9o d\u00e0i nhi\u1ec1u n\u0103m, ti\u1ebfn \u0111\u1ed9 thi h\u00e0nh \u00e1n c\u00f2n r\u1ea5t ch\u1eadm.<\/p>\n

“Khi ph\u00e1t sinh n\u1ee3 x\u1ea5u, \u0111i thu h\u1ed3i n\u1ee3 m\u00e0 kh\u00f4ng c\u00f3 s\u1ef1 h\u1ee3p t\u00e1c c\u1ee7a kh\u00e1ch h\u00e0ng th\u00ec c\u1ef1c k\u00ec kh\u00f3 kh\u0103n. Khi ki\u1ec7n ra to\u00e0, ng\u00e2n h\u00e0ng g\u1eb7p v\u00f4 v\u00e0n kh\u00f3 kh\u0103n, r\u1eafc r\u1ed1i khi kh\u00e1ch h\u00e0ng t\u1ea1o ra c\u00e1c tranh ch\u1ea5p m\u1edbi, \u0111\u1ec3 tr\u00ec ho\u00e3n, k\u00e9o d\u00e0i \u0111\u1ec3 ng\u00e2n h\u00e0ng ph\u1ea3i \u0111\u01b0a ra nh\u1eefng \u0111\u1ec1 ngh\u1ecb c\u00f3 l\u1ee3i cho h\u1ecd nh\u01b0 mi\u1ec5n, gi\u1ea3m l\u00e3i,…”, \u00f4ng Hu\u00e2n n\u00f3i.<\/p>\n

Trong ba n\u1ed9i dung quan tr\u1ecdng h\u1ed7 tr\u1ee3 cho vi\u1ec7c x\u1eed l\u00ed n\u1ee3 x\u1ea5u l\u00e0: quy\u1ec1n thu gi\u1eef t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p c\u1ee7a TCTD vi\u1ec7c x\u1eed l\u00ed n\u1ee3 x\u1ea5u v\u00e0 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o theo th\u1ee7 t\u1ee5c r\u00fat g\u1ecdn v\u00e0 vi\u1ec7c mua b\u00e1n n\u1ee3 x\u1ea5u th\u00ec m\u1edbi ch\u1ec9 c\u00f3 n\u1ed9i dung \u0111\u1ea7u ti\u00ean \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng. Hai ph\u1ea7n c\u00f2n l\u1ea1i g\u1ea7n nh\u01b0 kh\u00f4ng c\u00f3 chuy\u1ec3n bi\u1ebfn g\u00ec, theo Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI<\/em>.<\/p>\n

\u00d4ng \u0110\u1ee9c c\u0169ng ch\u1ec9 ra r\u1eb1ng cho t\u1edbi th\u1eddi \u0111i\u1ec3m hi\u1ec7n t\u1ea1i v\u1eabn ch\u01b0a c\u00f3 v\u1ee5 n\u00e0o \u0111\u01b0\u1ee3c x\u1eed l\u00ed theo th\u1ee7 t\u1ee5c r\u00fat g\u1ecdn; th\u1ecb tr\u01b0\u1eddng mua b\u00e1n n\u1ee3 th\u1eadt s\u1ef1 h\u1ea7u nh\u01b0 ch\u01b0a di\u1ec5n ra tr\u00ean th\u1ef1c t\u1ebf. Do \u0111\u00f3, \u00f4ng cho r\u1eb1ng c\u1ea7n ti\u1ebfp t\u1ee5c s\u1eeda Ngh\u1ecb quy\u1ebft, s\u1eeda lu\u1eadt \u0111\u1ec3 th\u00e1o g\u1ee1 nh\u1eefng v\u01b0\u1edbng m\u1eafc n\u00e0y, th\u00fac \u0111\u1ea9y qu\u00e1 tr\u00ecnh x\u1eed l\u00ed n\u1ee3 x\u1ea5u.<\/p>\n

Chuy\u00ean gia kinh t\u1ebf C\u1ea5n V\u0103n L\u1ef1c cho r\u1eb1ng \u0111i\u1ec1u c\u00e1c ng\u00e2n h\u00e0ng c\u1ea7n nh\u1ea5t trong qu\u00e1 tr\u00ecnh x\u1eed l\u00ed n\u1ee3 hi\u1ec7n t\u1ea1i l\u00e0 s\u1ef1 \u0111\u1ed3ng h\u00e0nh quy\u1ebft li\u1ec7t h\u01a1n t\u1eeb c\u00e1c b\u1ed9 ban ng\u00e0nh, \u0111\u1ea9y m\u1ea1nh vi\u1ec7c cho vay t\u00e1i c\u1ea5p v\u1ed1n t\u1eeb NHNN v\u00e0 \u0111i\u1ec1u ch\u1ec9nh vi\u1ec7c gi\u00e3n, ho\u00e3n n\u1ee3 theo Th\u00f4ng t\u01b0 01 \u1edf m\u1ee9c \u0111\u1ed9 ph\u00f9 h\u1ee3p.<\/p>\n

Di\u1ec7p B\u00ecnh<\/strong><\/p>\n

\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014<\/em><\/p>\n

VietnamBiz (T\u00e0i ch\u00ednh) 30-9-2020:<\/em><\/p>\n

https:\/\/vietnambiz.vn\/nhung-nut-that-lon-trong-qua-trinh-xu-li-no-xau-cac-ngan-hang-20200930105145308.htm<\/em><\/a><\/p>\n

(148\/954)<\/em>","protected":false},"excerpt":{"rendered":"

(VNB) – X\u1eed l\u00ed n\u1ee3 x\u1ea5u c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng trong 3 n\u0103m tr\u1edf l\u1ea1i \u0111\u00e2y \u0111\u00e3 ghi nh\u1eadn s\u1ef1 c\u1ea3i thi\u1ec7n r\u1ea5t l\u1edbn sau khi c\u00f3 Ngh\u1ecb quy\u1ebft 42. Tuy nhi\u00ean, v\u1eabn c\u00f2n nh\u1eefng n\u00fat th\u1eaft c\u1ea7n \u0111\u01b0\u1ee3c th\u00e1o g\u1ee1 \u0111\u1ec3 c\u00f3 th\u1ec3 kh\u01a1i th\u00f4ng m\u1ea1nh m\u1ebd h\u01a1n nh\u1eefng d\u00f2ng v\u1ed1n \u0111ang t\u1ed3n \u0111\u1ecdng […]<\/p>\n","protected":false},"author":1,"featured_media":8997,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-8993","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n2.628. Nh\u1eefng n\u00fat th\u1eaft l\u1edbn trong qu\u00e1 tr\u00ecnh x\u1eed l\u00ed n\u1ee3 x\u1ea5u c\u00e1c ng\u00e2n h\u00e0ng - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/tieng-viet-2-628-nhung-nut-that-lon-trong-qua-trinh-xu-li-no-xau-cac-ngan-hang\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]2.628. 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