{"id":9010,"date":"2020-09-21T11:30:51","date_gmt":"2020-09-21T04:30:51","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=9010"},"modified":"2022-02-28T14:03:22","modified_gmt":"2022-02-28T07:03:22","slug":"2-625-cam-do-nganh-dich-vu-ty-do-dang-cho-phap-ly","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/2-625-cam-do-nganh-dich-vu-ty-do-dang-cho-phap-ly\/","title":{"rendered":"2.625. C\u1ea7m \u0111\u1ed3 – ng\u00e0nh d\u1ecbch v\u1ee5 \u201ct\u1ef7 \u0111\u00f4\u201d \u0111ang ch\u1edd ph\u00e1p l\u00fd"},"content":{"rendered":"

(KH\u0110S) – D\u00f2ng v\u1ed1n n\u1ed9i v\u00e0 ngo\u1ea1i \u0111ang ti\u1ebfp t\u1ee5c \u0111\u1ea7u t\u01b0 \u0111\u1ec1u \u0111\u1eb7n v\u00e0o c\u00e1c chu\u1ed7i c\u1ea7m \u0111\u1ed3. S\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a ph\u00e2n kh\u00fac t\u00edn d\u1ee5ng ti\u00eau d\u00f9ng quy m\u00f4 h\u00e0ng t\u1ef7 USD n\u00e0y \u0111ang r\u1ea5t l\u1ed9n x\u1ed9n, l\u1ecfng l\u1ebbo, \u0111\u00f2i h\u1ecfi h\u00e0nh lang ph\u00e1p l\u00fd ph\u1ea3i ch\u1eb7t ch\u1ebd h\u01a1n.<\/h4>\n\n\n\n
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\u0110\u00e3 b\u1edbt \u201cx\u00e1m\u201d<\/strong><\/p>\n

V\u1edbi ti\u1ec1m l\u1ef1c t\u00e0i ch\u00ednh v\u00e0 kinh nghi\u1ec7m phong ph\u00fa trong l\u0129nh v\u1ef1c c\u1ea7m \u0111\u1ed3 v\u1ed1n ph\u1ed5 bi\u1ebfn \u1edf nhi\u1ec1u qu\u1ed1c gia, c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 ngo\u1ea1i kh\u00f4ng ch\u1ec9 mang l\u1ea1i ngu\u1ed3n v\u1ed1n \u0111\u00e1ng k\u1ec3, m\u00e0 c\u00f2n g\u00f3p ph\u1ea7n c\u1ea3i thi\u1ec7n th\u1ecb tr\u01b0\u1eddng\u00a0t\u00edn d\u1ee5ng<\/a>\u00a0ti\u00eau d\u00f9ng c\u1ea7m \u0111\u1ed3 c\u00f2n r\u1ea5t \u201cs\u01a1 khai\u201d \u1edf Vi\u1ec7t Nam.<\/p>\n

M\u1edbi \u0111\u00e2y, qu\u1ef9 \u0111\u1ea7u t\u01b0 Probus Opportunities (Probus) v\u00e0 Digi Ventures (DV) c\u00f4ng b\u1ed1 ho\u00e0n t\u1ea5t vi\u1ec7c \u0111\u1ea7u t\u01b0 v\u00e0o chu\u1ed7i c\u1ea7m \u0111\u1ed3 Vietmoney (Vietmoney). Qu\u1ef9 n\u00e0y \u0111\u1ed3ng n\u1eafm gi\u1eef 30% c\u1ed5 ph\u1ea7n t\u1ea1i Vietmoney v\u00e0 c\u00f3 nh\u00e2n s\u1ef1 tham gia v\u00e0o H\u0110QT Vietmoney. Tr\u01b0\u1edbc \u0111\u00f3,\u00a0Vietmoney \u0111\u00e3 ho\u00e0n th\u00e0nh vi\u1ec7c g\u1ecdi v\u1ed1n \u1edf v\u00f2ng h\u1ea1t gi\u1ed1ng (Pre-seeding) v\u1edbi s\u1ef1 tham gia c\u1ee7a qu\u1ef9 n\u1ed9i \u0111\u1ecba Indochine v\u00e0 c\u00e1c c\u00e1 nh\u00e2n trong n\u01b0\u1edbc. Chu\u1ed7i c\u1ea7m \u0111\u1ed3 Vietmoney ho\u1ea1t \u0111\u1ed9ng theo m\u00f4 h\u00ecnh O2O (Online to Offline), hi\u1ec7n c\u00f3 kho\u1ea3ng 12 chi nh\u00e1nh ho\u1ea1t \u0111\u1ed9ng t\u1ea1i TPHCM v\u00e0 B\u00ecnh D\u01b0\u01a1ng.<\/p>\n

Chu\u1ed7i c\u1ea7m \u0111\u1ed3\u00a0F88<\/a>\u00a0c\u0169ng\u00a0v\u1eeba th\u00f4ng b\u00e1o nh\u1eadn th\u00eam 140 t\u1ef7 \u0111\u1ed3ng trong v\u00f2ng \u0111\u1ea7u t\u01b0 t\u0103ng tr\u01b0\u1edfng th\u1ee9 3 t\u1eeb hai qu\u1ef9 t\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf Mekong Enterprise Fund III (do Mekong Capital t\u01b0 v\u1ea5n qu\u1ea3n l\u00fd) v\u00e0 Granite Oak. N\u0103m 2019, c\u00e1c qu\u1ef9 n\u00e0y \u0111\u1ecbnh gi\u00e1 F88 x\u1ea5p x\u1ec9 2.100 t\u1ef7 \u0111\u1ed3ng. Tr\u01b0\u1edbc \u0111\u00f3, th\u00e1ng 2\/2020, F88 cho bi\u1ebft ho\u00e0n t\u1ea5t \u0111\u1ee3t ph\u00e1t h\u00e0nh tr\u00e1i phi\u1ebfu \u0111\u1ea7u ti\u00ean n\u0103m 2020, v\u1edbi gi\u00e1 tr\u1ecb g\u1ea7n 50 t\u1ef7 \u0111\u1ed3ng.<\/p>\n

Ng\u01b0\u1eddi B\u1ea1n V\u00e0ng l\u00e0 th\u01b0\u01a1ng hi\u1ec7u\u00a0m\u1edbi trong cu\u1ed9c \u0111ua gi\u00e0nh th\u1ecb ph\u1ea7n\u00a0cho vay<\/a>\u00a0c\u1ea7m c\u1ed1, v\u1edbi chu\u1ed7i 15 c\u1eeda h\u00e0ng \u1edf TPHCM v\u00e0 B\u00ecnh D\u01b0\u01a1ng ch\u1ec9 sau kho\u1ea3ng m\u1ed9t n\u0103m ho\u1ea1t \u0111\u1ed9ng. Chu\u1ed7i n\u00e0y c\u00f3\u00a0k\u1ebf ho\u1ea1ch ph\u00e1t tri\u1ec3n l\u00ean\u00a0200 c\u1eeda h\u00e0ng. Doanh nghi\u1ec7p c\u00f3\u00a0s\u1ef1 h\u1eadu thu\u1eabn chi\u1ebfn l\u01b0\u1ee3c c\u1ee7a c\u00f4ng ty V\u00e0ng B\u1ea1c \u0110\u00e1 qu\u00fd Ph\u00fa Nhu\u1eadn (PNJ), t\u1eadp trung v\u00e0o nh\u00f3m kh\u00e1ch h\u00e0ng c\u1ea7m c\u1ed1 trang s\u1ee9c. C\u00e1c c\u1eeda h\u00e0ng thu\u1ed9c chu\u1ed7i n\u00e0y ch\u1ee7 y\u1ebfu n\u1eb1m trong c\u00e1c trung t\u00e2m kim ho\u00e0n PNJ.<\/p>\n

V\u1edbi s\u1ef1 gia t\u0103ng \u0111\u1ea7u t\u01b0 c\u1ee7a c\u1ea3 d\u00f2ng v\u1ed1n n\u1ed9i v\u00e0 ngo\u1ea1i v\u00e0o th\u1ecb tr\u01b0\u1eddng c\u1ea7m \u0111\u1ed3, ph\u00e2n kh\u00fac t\u00edn d\u1ee5ng ti\u00eau d\u00f9ng tr\u1ecb gi\u00e1 h\u00e0ng\u00a0t\u1ef7 USD n\u00e0y\u00a0\u0111ang tr\u1edf n\u00ean c\u1ea1nh tranh r\u1ea5t \u201cn\u00f3ng\u201d. Ngo\u00e0i c\u00e1c t\u00ean tu\u1ed5i tr\u00ean, c\u00f2n r\u1ea5t nhi\u1ec1u chu\u1ed7i c\u1ea7m \u0111\u1ed3 thu h\u00fat \u0111\u01b0\u1ee3c\u00a0v\u1ed1n ngo\u1ea1i nh\u01b0: Camdonhanh \u0111\u01b0\u1ee3c qu\u1ea3ng c\u00e1o l\u00e0 s\u00e1ng l\u1eadp b\u1edfi qu\u1ef9 \u0111\u1ea7u t\u01b0 John Galt Ventures (M\u1ef9); \u0110\u1ed3ng Shop Sun c\u0169ng c\u00f4ng b\u1ed1 l\u00e0 c\u00f3 d\u00f2ng v\u1ed1n t\u1eeb nh\u00e0 \u0111\u1ea7u t\u01b0 Nh\u1eadt B\u1ea3n…<\/p>\n

Theo th\u1ed1ng k\u00ea \u0111\u01b0\u1ee3c c\u00f4ng b\u1ed1 b\u1edfi Forbes Vietnam, s\u1ed1 l\u01b0\u1ee3ng c\u1eeda h\u00e0ng c\u1ea7m \u0111\u1ed3 t\u1ea1i H\u00e0 N\u1ed9i x\u1ea5p x\u1ec9 1.700 v\u00e0 TPHCM kho\u1ea3ng 2.300. M\u1ed7i t\u1ec9nh, th\u00e0nh ph\u1ed1 \u0111\u1ec1u c\u00f3 c\u00e1c c\u01a1 s\u1edf kinh doanh c\u1ea7m \u0111\u1ed3 r\u1ea3i r\u00e1c, ho\u1ea1t \u0111\u1ed9ng ph\u00e2n m\u1ea3nh,\u00a0l\u00e3i su\u1ea5t<\/a>\u00a0m\u1ed7i n\u01a1i m\u1ed9t ki\u1ec3u v\u00e0 m\u00f4 h\u00ecnh c\u1eeda h\u00e0ng nh\u1ecf manh m\u00fan. Tuy nhi\u00ean, ng\u00e0nh c\u1ea7m \u0111\u1ed3 g\u1ea7n \u0111\u00e2y \u0111ang d\u1ea7n gi\u1ea3m b\u1edbt \u0111\u1ecbnh ki\u1ebfn v\u1ec1 l\u00e3i su\u1ea5t cao, \u0111\u00f2i n\u1ee3 g\u1eaft gao, thay v\u00e0o \u0111\u00f3 l\u00e0 nh\u1eefng chu\u1ed7i uy t\u00edn, giao d\u1ecbch v\u0103n minh. Th\u1ecb tr\u01b0\u1eddng c\u1ea7m \u0111\u1ed3 Vi\u1ec7t Nam \u0111ang d\u1ea7n b\u01b0\u1edbc ra \u00e1nh s\u00e1ng, tr\u1edf th\u00e0nh m\u1ea3nh \u0111\u1ea5t \u0111\u1ea7u t\u01b0 h\u1ea5p d\u1eabn.<\/p>\n

M\u1ed9t nghi\u00ean c\u1ee9u \u0111\u01b0a ra b\u1edfi Business Times cho bi\u1ebft, c\u00f3 kho\u1ea3ng 47 tri\u1ec7u ng\u01b0\u1eddi Vi\u1ec7t v\u1eabn ch\u01b0a c\u00f3 t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng v\u00e0 c\u0169ng ch\u01b0a t\u1eebng ti\u1ebfp x\u00fac v\u1edbi c\u00e1c d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng. N\u1ebfu m\u1ed7i ng\u01b0\u1eddi c\u00f3 nhu c\u1ea7u vay 10 tri\u1ec7u \u0111\u1ed3ng, quy m\u00f4 c\u1ee7a c\u00e1c th\u1ecb tr\u01b0\u1eddng c\u00f3 th\u1ec3 \u0111\u1ea1t m\u1ee9c 23,5 t\u1ef7 USD. X\u00e9t v\u1ec1 ti\u1ec1m n\u0103ng th\u1ecb tr\u01b0\u1eddng, m\u1ed9t b\u00e1o c\u00e1o \u01b0\u1edbc t\u00ednh quy m\u00f4 th\u1ecb tr\u01b0\u1eddng cho vay ti\u00eau d\u00f9ng c\u1ea7m \u0111\u1ed3 t\u1ea1i Vi\u1ec7t Nam c\u00f3 th\u1ec3 \u0111\u1ea1t t\u1eeb 20 – 30 t\u1ef7 USD.<\/p>\n

Theo Lu\u1eadt s\u01b0 Tr\u1ea7n Minh H\u1ea3i, hi\u1ec7n ch\u01b0a c\u00f3 th\u1ed1ng k\u00ea c\u1ee5 th\u1ec3 n\u00e0o, nh\u01b0ng th\u1ef1c t\u1ebf c\u00e1c fintech<\/a>cho vay ch\u1ea3y v\u1ec1 th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam ng\u00e0y c\u00e0ng nhi\u1ec1u, \u0111\u1eb7c bi\u1ec7t l\u00e0 sau khi m\u00f4 h\u00ecnh cho vay ngang h\u00e0ng t\u1ea1i Trung Qu\u1ed1c s\u1ee5p \u0111\u1ed5. Hi\u1ec7n t\u1ea1i, ngo\u00e0i c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng nh\u01b0 ng\u00e2n h\u00e0ng hay c\u00f4ng ty t\u00e0i ch\u00ednh, ti\u1ec7m c\u1ea7m \u0111\u1ed3 d\u1ec5 d\u00e0ng mang \u0111\u1ebfn \u201cv\u00e9 th\u00f4ng h\u00e0nh\u201d cho c\u00e1c t\u1ed5 ch\u1ee9c mu\u1ed1n ho\u1ea1t \u0111\u1ed9ng trong l\u0129nh v\u1ef1c t\u00edn d\u1ee5ng t\u1ea1i Vi\u1ec7t Nam.<\/p>\n\n\n\n
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C\u1ea7n ch\u1ebf t\u00e0i ch\u1eb7t ch\u1ebd h\u01a1n<\/strong><\/p>\n

Ti\u1ebfp n\u1ed1i xu h\u01b0\u1edbng \u201cl\u00e0m m\u1edbi\u201d ti\u1ec7m c\u1ea7m \u0111\u1ed3 hi\u1ec7n \u0111\u1ea1i, m\u1ed9t d\u00f2ng v\u1ed1n \u201cng\u1ea7m\u201d c\u0169ng ch\u1ea3y v\u00e0o \u0111\u00e2y nh\u01b0ng kh\u00f4ng ph\u1ea3i \u0111\u1ec3 ho\u1ea1t \u0111\u1ed9ng c\u1ea7m \u0111\u1ed3. Theo \u0111\u00f3, nhi\u1ec1u c\u00f4ng ty fintech cho vay \u0111\u00e3 s\u1eed d\u1ee5ng m\u00f4 h\u00ecnh kinh doanh c\u1ea7m \u0111\u1ed3 nh\u01b0 m\u1ed9t c\u00f4ng c\u1ee5 \u0111\u1ec3 h\u1ee3p ph\u00e1p h\u00f3a cho ch\u1ee9c n\u0103ng cho vay t\u00edn ch\u1ea5p chuy\u00ean nghi\u1ec7p.<\/p>\n

Theo th\u00f4ng tin t\u1ea1i h\u1ed9i th\u1ea3o v\u1ec1 khung ph\u00e1p l\u00fd cho c\u00e1c c\u00f4ng ty fintech g\u1ea7n \u0111\u00e2y do S\u1edf KH&CN TPHCM t\u1ed5 ch\u1ee9c, s\u1ed1 l\u01b0\u1ee3ng app cho vay tr\u1ef1c tuy\u1ebfn \u0111\u01b0\u1ee3c \u01b0\u1edbc t\u00ednh c\u00f3 th\u1ec3 l\u00ean t\u1edbi 150, trong \u0111\u00f3 nhi\u1ec1u app \u201cma\u201d ho\u1ea1t \u0111\u1ed9ng kh\u00f4ng gi\u1ea5y ph\u00e9p, kh\u00f4ng ch\u1ecbu b\u1ea5t k\u1ef3 s\u1ef1 qu\u1ea3n l\u00fd n\u00e0o c\u1ee7a ph\u00eda c\u01a1 quan nh\u00e0 n\u01b0\u1edbc. B\u1ed9 C\u00f4ng an c\u0169ng \u0111\u00e3 nhi\u1ec1u l\u1ea7n c\u1ea3nh b\u00e1o l\u1eeba \u0111\u1ea3o t\u00edn d\u1ee5ng \u0111en qua app cho vay, trong \u0111\u00f3 c\u00f3 ng\u01b0\u1eddi Trung Qu\u1ed1c tham gia \u0111i\u1ec1u h\u00e0nh.<\/p>\n

B\u00e0 Tr\u01b0\u01a1ng Th\u1ecb Thu Minh (C\u00f4ng ty Lu\u1eadt Vi\u1ec7t v\u00e0 c\u1ed9ng s\u1ef1) t\u01b0 v\u1ea5n ph\u00e1p l\u00fd m\u1ed9t c\u00f4ng ty fintech (vay tr\u1ef1c tuy\u1ebfn) cho bi\u1ebft, c\u00f3 hi\u1ec7n t\u01b0\u1ee3ng ng\u01b0\u1eddi ti\u00eau d\u00f9ng vay \u0111\u1ebfn 20 – 30 \u1ee9ng d\u1ee5ng m\u1ed9t l\u1ea7n. M\u1ed9t s\u1ed1 k\u1ebb l\u1ee3i d\u1ee5ng vay tr\u1ef1c tuy\u1ebfn nh\u01b0 m\u1ed9t k\u00eanh ki\u1ebfm ti\u1ec1n v\u00ec th\u1ee7 t\u1ee5c vay d\u1ec5 d\u00e0ng v\u00e0 nhanh ch\u00f3ng. T\u1eeb \u0111\u00f3 xu\u1ea5t hi\u1ec7n xu h\u01b0\u1edbng t\u1ed9i ph\u1ea1m m\u1edbi l\u00e0m gi\u1ea3 h\u1ed3 s\u01a1 vay hay vay ti\u1ec1n r\u1ed3i b\u00f9ng n\u1ee3. C\u00e1c n\u1ec1n t\u1ea3ng cho vay c\u0169ng kh\u00f3 c\u00f3 th\u1ec3 \u0111i ki\u1ec7n kh\u00e1ch h\u00e0ng d\u1ef1a tr\u00ean giao d\u1ecbch d\u00e2n s\u1ef1 v\u00ec chi ph\u00ed kh\u1edfi ki\u1ec7n \u0111\u1eaft \u0111\u1ecf trong khi c\u00e1c kho\u1ea3n vay t\u00edn ch\u1ea5p th\u01b0\u1eddng c\u00f3 quy m\u00f4 r\u1ea5t nh\u1ecf.<\/p>\n

Theo Lu\u1eadt s\u01b0 Tr\u1ea7n Minh H\u1ea3i, ho\u1ea1t \u0111\u1ed9ng cho vay bao g\u1ed3m c\u1ea3 c\u1ea7m \u0111\u1ed3 v\u00e0 fintech \u0111\u00e3 h\u00ecnh th\u00e0nh m\u1ed9t th\u1ecb tr\u01b0\u1eddng cho vay ti\u00eau d\u00f9ng, nh\u01b0ng l\u1ea1i thi\u1ebfu s\u1ef1 qu\u1ea3n l\u00fd r\u00f5 r\u00e0ng, thi\u1ebfu gi\u1edbi h\u1ea1n kinh doanh c\u1ee5 th\u1ec3, t\u1eeb \u0111\u00f3 d\u1eabn t\u1edbi s\u1ef1 b\u00e1t nh\u00e1o trong ho\u1ea1t \u0111\u1ed9ng. Tai ti\u1ebfng c\u1ee7a t\u00edn d\u1ee5ng \u0111en ho\u1ea1t \u0111\u1ed9ng trong m\u00f4i tr\u01b0\u1eddng d\u1eabn \u0111\u1ebfn s\u1ef1 b\u1ea5t \u1ed5n chung v\u00e0 g\u00e2y tai ti\u1ebfng chung cho c\u1ed9ng \u0111\u1ed3ng fintech cho vay. Hi\u1ec7n gi\u1edbi fintech cho vay \u0111ang \u201cng\u00f3ng\u201d c\u01a1 ch\u1ebf th\u1eed nghi\u1ec7m d\u00e0nh cho fintech (Sandbox). Sau khi l\u1ea5y \u00fd ki\u1ebfn c\u1ee7a c\u00e1c c\u00e1 nh\u00e2n v\u00e0 t\u1ed5 ch\u1ee9c, d\u1ef1 th\u1ea3o v\u1ec1 Ngh\u1ecb \u0111\u1ecbnh c\u01a1 ch\u1ebf th\u1eed nghi\u1ec7m n\u00e0y hi\u1ec7n \u0111ang tr\u00ecnh l\u00ean Ch\u00ednh ph\u1ee7. C\u00e1c fintech k\u1ef3 v\u1ecdng khi c\u00f3 h\u00e0nh lang ph\u00e1p l\u00fd, h\u1ecd s\u1ebd ch\u1ecbu s\u1ef1 gi\u00e1m s\u00e1t c\u1ee7a NHNN v\u00e0 c\u00f3 nh\u1eefng quy \u0111\u1ecbnh ri\u00eang \u0111\u1ec3 kh\u00f4ng ph\u1ea3i s\u1ed1ng \u201cb\u00e1m\u201d v\u00e0o c\u00e1c ti\u1ec7m c\u1ea7m \u0111\u1ed3 nh\u01b0 hi\u1ec7n nay.<\/p>\n

C\u00f2n Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI <\/em>th\u00ec cho r\u1eb1ng, v\u1ec1 nguy\u00ean t\u1eafc, m\u1ecdi chi ph\u00ed \u0111\u1ebfn vay c\u1ea7m \u0111\u1ed3 \u0111\u1ec1u ph\u1ea3i t\u00ednh l\u00e0 l\u00e3i su\u1ea5t, ch\u1ee9 kh\u00f4ng ph\u1ea3i chi ph\u00ed ngo\u00e0i l\u00e3i. Hi\u1ec7n do thi\u1ebfu ph\u00e1p l\u00fd n\u00ean c\u00e1c ti\u1ec7m c\u1ea7m \u0111\u1ed3 l\u00e1ch lu\u1eadt cho vay t\u00e1ch l\u00e3i su\u1ea5t v\u00e0 c\u00e1c lo\u1ea1i ph\u00ed. \u0110\u1ec3 ng\u0103n ch\u1eb7n \u201ct\u00edn d\u1ee5ng \u0111en\u201d, c\u00f3 th\u1ec3 nghi\u00ean c\u1ee9u \u0111\u01b0a ra tr\u1ea7n l\u00e3i su\u1ea5t cho vay (bao g\u1ed3m c\u1ea3 l\u00e3i su\u1ea5t v\u00e0 c\u00e1c lo\u1ea1i ph\u00ed), \u0111\u01b0a ra c\u00e1c ch\u1ebf t\u00e0i x\u1eed ph\u1ea1t th\u1eadt nghi\u00eam t\u1ed9i ph\u1ea1m cho vay n\u1eb7ng l\u00e3i. \u0110\u1eb7c bi\u1ec7t, c\u1ea7n t\u0103ng c\u01b0\u1eddng gi\u00e1o d\u1ee5c t\u00e0i ch\u00ednh, n\u00e2ng cao hi\u1ec3u bi\u1ebft c\u1ee7a ng\u01b0\u1eddi d\u00e2n v\u1ec1 d\u1ecbch v\u1ee5 t\u00edn d\u1ee5ng, gi\u00fap ng\u01b0\u1eddi d\u00e2n bi\u1ebft \u0111\u1ebfn c\u00e1c k\u00eanh t\u00edn d\u1ee5ng ch\u00ednh th\u1ee9c c\u0169ng nh\u01b0 nh\u1eadn di\u1ec7n t\u00edn d\u1ee5ng \u0111en.<\/p>\n

TUY\u1ebeT V\u00c2N<\/strong><\/p>\n

\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014<\/em><\/p>\n

Khoa h\u1ecdc & \u0110\u1eddi s\u1ed1ng (Kinh t\u1ebf) 21-9-2020:<\/em><\/p>\n

https:\/\/khoahocdoisong.vn\/cam-do-nganh-dich-vu-ty-do-dang-cho-phap-ly-150085.html<\/em><\/a><\/p>\n

(140\/1.361)<\/em>","protected":false},"excerpt":{"rendered":"

(KH\u0110S) – D\u00f2ng v\u1ed1n n\u1ed9i v\u00e0 ngo\u1ea1i \u0111ang ti\u1ebfp t\u1ee5c \u0111\u1ea7u t\u01b0 \u0111\u1ec1u \u0111\u1eb7n v\u00e0o c\u00e1c chu\u1ed7i c\u1ea7m \u0111\u1ed3. S\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a ph\u00e2n kh\u00fac t\u00edn d\u1ee5ng ti\u00eau d\u00f9ng quy m\u00f4 h\u00e0ng t\u1ef7 USD n\u00e0y \u0111ang r\u1ea5t l\u1ed9n x\u1ed9n, l\u1ecfng l\u1ebbo, \u0111\u00f2i h\u1ecfi h\u00e0nh lang ph\u00e1p l\u00fd ph\u1ea3i ch\u1eb7t ch\u1ebd h\u01a1n. \u0110\u00e3 b\u1edbt \u201cx\u00e1m\u201d V\u1edbi […]<\/p>\n","protected":false},"author":1,"featured_media":9011,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-9010","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n2.625. 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