{"id":9172,"date":"2021-07-27T14:48:18","date_gmt":"2021-07-27T07:48:18","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=9172"},"modified":"2022-03-01T08:45:16","modified_gmt":"2022-03-01T01:45:16","slug":"3-439-ngan-hang-lai-ban-mon-no-1-trieu-dong-co-khach-mua-hay-chi-la-chieu-tro","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-439-ngan-hang-lai-ban-mon-no-1-trieu-dong-co-khach-mua-hay-chi-la-chieu-tro\/","title":{"rendered":"3.439. Ng\u00e2n h\u00e0ng l\u1ea1i b\u00e1n m\u00f3n n\u1ee3 1 tri\u1ec7u \u0111\u1ed3ng: C\u00f3 kh\u00e1ch mua hay ch\u1ec9 l\u00e0 chi\u00eau tr\u00f2?"},"content":{"rendered":"<h4>(DT) &#8211; VietinBank v\u1eeba th\u00f4ng b\u00e1o b\u00e1n c\u00e1c kho\u1ea3n n\u1ee3 ti\u00eau d\u00f9ng l\u1ea7n hai, trong \u0111\u00f3 c\u00f3 m\u00f3n n\u1ee3 h\u01a1n 71 tri\u1ec7u \u0111\u1ed3ng nh\u01b0ng c\u0169ng c\u00f3 m\u00f3n ch\u1ec9 h\u01a1n 1 tri\u1ec7u \u0111\u1ed3ng.<\/h4>\n<p>Ng\u00e0y 26\/7,\u00a0<a href=\"https:\/\/dantri.com.vn\/vietinbank.tag\">VietinBank<\/a>\u00a0ph\u00e1t \u0111i th\u00f4ng b\u00e1o b\u00e1n c\u00e1c kho\u1ea3n n\u1ee3 vay ti\u00eau d\u00f9ng l\u1ea7n hai c\u1ee7a 36 c\u00e1 nh\u00e2n \u0111\u1ec3 thu h\u1ed3i n\u1ee3 v\u1edbi t\u1ed5ng gi\u00e1 tr\u1ecb h\u01a1n 614 tri\u1ec7u \u0111\u1ed3ng. C\u00e1c kho\u1ea3n t\u00edn d\u1ee5ng ti\u00eau d\u00f9ng c\u00f3 gi\u00e1 tr\u1ecb kh\u00f4ng l\u1edbn, th\u01b0\u1eddng ch\u1ec9 5-10 tri\u1ec7u \u0111\u1ed3ng\/kho\u1ea3n n\u1ee3, c\u00e1 bi\u1ec7t c\u00f3 m\u1ed9t s\u1ed1 kho\u1ea3n n\u1ee3 ch\u1ec9 1 tri\u1ec7u \u0111\u1ed3ng, ho\u1eb7c l\u00ean t\u1edbi h\u01a1n 79 tri\u1ec7u \u0111\u1ed3ng.<\/p>\n<p>Do c\u00e1c kho\u1ea3n n\u1ee3 vay ti\u00eau d\u00f9ng n\u00ean kh\u00f4ng c\u00f3 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m. Ng\u00e2n h\u00e0ng rao b\u00e1n gi\u00e1 kh\u1edfi \u0111i\u1ec3m b\u1eb1ng v\u1edbi gi\u00e1 tr\u1ecb kho\u1ea3n n\u1ee3.<\/p>\n<p>Ng\u00e2n h\u00e0ng cho bi\u1ebft, kh\u00e1ch mua c\u00f3 th\u1ec3 mua l\u1ebb t\u1eebng m\u00f3n n\u1ee3 ho\u1eb7c t\u1ea5t c\u1ea3 kho\u1ea3n n\u1ee3 v\u00e0 ph\u1ea3i thanh to\u00e1n m\u1ed9t l\u1ea7n. Ng\u00e2n h\u00e0ng s\u1ebd l\u1ef1a ch\u1ecdn ng\u01b0\u1eddi mua tr\u1ea3 gi\u00e1 cao nh\u1ea5t v\u00e0 \u00edt nh\u1ea5t b\u1eb1ng gi\u00e1 kh\u1edfi \u0111i\u1ec3m t\u1eebng kho\u1ea3n n\u1ee3.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-9174 img-fluid img-fluid\" src=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/02\/93-450x347.png\" alt=\"\" width=\"450\" height=\"347\" srcset=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/02\/93-450x347.png 450w, https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/02\/93.png 660w\" sizes=\"auto, (max-width: 450px) 100vw, 450px\" \/><\/p>\n<p>Nh\u1eefng m\u00f3n n\u1ee3 cho vay ti\u00eau d\u00f9ng kh\u00f4ng c\u00f3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o \u0111\u01b0\u1ee3c VietinBank rao b\u00e1n l\u1ea7n th\u1ee9 2.<\/p>\n<p>Gi\u00e1 kh\u1edfi \u0111i\u1ec3m kh\u00f4ng bao g\u1ed3m c\u00e1c chi ph\u00ed li\u00ean quan \u0111\u1ebfn vi\u1ec7c chuy\u1ec3n quy\u1ec1n s\u1edf h\u1eefu\/ s\u1eed d\u1ee5ng t\u00e0i s\u1ea3n v\u00e0 c\u00e1c chi ph\u00ed kh\u00e1c (n\u1ebfu c\u00f3) khi th\u1ef1c hi\u1ec7n mua kho\u1ea3n n\u1ee3, c\u00e1c chi ph\u00ed n\u00e0y do ng\u01b0\u1eddi tr\u00fang \u0111\u1ea5u gi\u00e1 ch\u1ecbu. Vi\u1ec7c mua, b\u00e1n n\u1ee3 kh\u00f4ng thu\u1ed9c \u0111\u1ed1i t\u01b0\u1ee3ng ch\u1ecbu thu\u1ebf gi\u00e1 tr\u1ecb gia t\u0103ng.<\/p>\n<p>C\u00e1c kho\u1ea3n n\u1ee3 vay ti\u00eau d\u00f9ng ph\u1ee5c v\u1ee5 \u0111\u1eddi s\u1ed1ng c\u00f3 ngh\u0129a v\u1ee5 thanh to\u00e1n cho VietinBank theo c\u00e1c h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng \u0111\u00e3 k\u00fd. Do \u0111\u00f3, ng\u01b0\u1eddi mua nh\u1eefng kho\u1ea3n n\u1ee3 n\u00e0y s\u1ebd c\u00f3 quy\u1ec1n \u0111\u00f2i n\u1ee3.<\/p>\n<p>Tr\u01b0\u1edbc \u0111\u00f3, v\u00e0o th\u00e1ng 5, ng\u00e2n h\u00e0ng n\u00e0y c\u0169ng \u0111\u00e3 rao b\u00e1n 9 kho\u1ea3n n\u1ee3 ti\u00eau d\u00f9ng. Trao \u0111\u1ed5i v\u1edbi ph\u00f3ng vi\u00ean\u00a0<em>D\u00e2n tr\u00ed<\/em>\u00a0th\u1eddi \u0111i\u1ec3m \u0111\u00f3, \u0111\u1ea1i di\u1ec7n VietinBank cho bi\u1ebft ng\u00e2n h\u00e0ng \u0111\u00e3 b\u00e1n xong 9 kho\u1ea3n n\u1ee3 ti\u00eau d\u00f9ng ph\u1ee5c v\u1ee5 \u0111\u1eddi s\u1ed1ng c\u1ee7a c\u00e1c c\u00e1 nh\u00e2n \u0111\u00e3 rao.<\/p>\n<p>&#8220;M\u1ed9t doanh nghi\u1ec7p \u0111\u00e3 mua h\u1ebft l\u00f4 n\u1ee3 n\u00e0y&#8221;, \u0111\u1ea1i di\u1ec7n VietinBank kh\u1eb3ng \u0111\u1ecbnh v\u00e0 cho bi\u1ebft kh\u00f4ng th\u1ec3 ti\u1ebft l\u1ed9 v\u1ec1 t\u00ean kh\u00e1ch h\u00e0ng.<\/p>\n<p>&#8220;Theo \u0111i\u1ec1u kho\u1ea3n b\u1ea3o m\u1eadt, kh\u00e1ch h\u00e0ng \u0111\u00f3 y\u00eau c\u1ea7u kh\u00f4ng ti\u1ebft l\u1ed9 danh t\u00ednh ra ngo\u00e0i. T\u00f4i c\u00f3 th\u1ec3 kh\u1eb3ng \u0111\u1ecbnh l\u00f4 n\u1ee3 \u0111\u00f3 \u0111\u00e3 b\u00e1n h\u1ebft, kh\u00e1ch mua l\u00e0 m\u1ed9t doanh nghi\u1ec7p. Tr\u00ean th\u1ef1c t\u1ebf nh\u1eefng m\u00f3n n\u1ee3 m\u00e0 ch\u00fang t\u00f4i v\u1eeba rao b\u00e1n kh\u00f4ng l\u1edbn so v\u1edbi nhu c\u1ea7u c\u1ee7a h\u1ecd&#8221;, v\u1ecb \u0111\u1ea1i di\u1ec7n n\u00f3i.<\/p>\n<p>VietinBank \u0111\u01b0\u1ee3c bi\u1ebft \u0111\u1ebfn l\u00e0 ng\u00e2n h\u00e0ng \u0111\u1ea7u ti\u00ean c\u00f4ng khai rao b\u00e1n c\u00e1c m\u00f3n n\u1ee3 cho vay ti\u00eau d\u00f9ng. \u0110\u00e1nh gi\u00e1 v\u1ec1 vi\u1ec7c ng\u00e2n h\u00e0ng rao b\u00e1n c\u00e1c m\u00f3n n\u1ee3 cho vay ti\u00eau d\u00f9ng, Gi\u00e1m \u0111\u1ed1c Trung t\u00e2m qu\u1ea3n l\u00fd r\u1ee7i ro c\u1ee7a m\u1ed9t ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i Nh\u00e0 n\u01b0\u1edbc cho r\u1eb1ng \u0111\u00e2y l\u00e0 m\u1ed9t &#8220;\u00fd t\u01b0\u1edfng hay&#8221;.<\/p>\n<p>V\u1ecb n\u00e0y cho bi\u1ebft, trong qu\u00e1 tr\u00ecnh theo d\u00f5i v\u1ec1 cho vay v\u00e0 x\u1eed l\u00fd n\u1ee3 x\u1ea5u, nh\u1eadn th\u1ea5y h\u1ed3 s\u01a1 c\u00e1c kho\u1ea3n cho vay ti\u00eau d\u00f9ng kh\u00f4ng c\u00f3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o m\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng Nh\u00e0 n\u01b0\u1edbc th\u1ea9m \u0111\u1ecbnh, x\u1eed l\u00fd \u0111\u1ec3 cho kh\u00e1ch h\u00e0ng vay th\u01b0\u1eddng \u0111\u1ea7y \u0111\u1ee7 v\u00e0 \u0111\u1ea3m b\u1ea3o h\u01a1n \u0111\u1ed1i v\u1edbi nh\u00f3m ng\u00e2n h\u00e0ng t\u01b0 nh\u00e2n.<\/p>\n<p>V\u1eady ai s\u1ebd mua nh\u1eefng kho\u1ea3n n\u1ee3 cho vay ti\u00eau d\u00f9ng? V\u1ecb gi\u00e1m \u0111\u1ed1c tr\u00ean nh\u1eadn \u0111\u1ecbnh \u0111\u1ed1i t\u01b0\u1ee3ng mua c\u00e1c m\u00f3n n\u1ee3 cho vay ti\u00eau d\u00f9ng t\u1eeb ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 l\u00e0 c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng. V\u00ec c\u00e1c c\u00f4ng ty n\u00e0y \u0111ang nh\u00ecn v\u00e0o kh\u00e1ch h\u00e0ng c\u1ee7a ng\u00e2n h\u00e0ng, \u0111\u1eb7c bi\u1ec7t l\u00e0 c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i Nh\u00e0 n\u01b0\u1edbc \u0111\u1ec3 cho vay.<\/p>\n<p><em>Tuy nhi\u00ean, \u0111\u1ee9ng \u1edf g\u00f3c \u0111\u1ed9 gi\u1edbi chuy\u00ean gia, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c cho r\u1eb1ng: &#8220;Vi\u1ec7c c\u00e1c ng\u00e2n h\u00e0ng rao b\u00e1n kho\u1ea3n n\u1ee3 v\u00e0i tri\u1ec7u \u0111\u1ed3ng th\u00ec 99,99% l\u00e0 chi\u00eau tr\u00f2, c\u00f2n chi\u00eau tr\u00f2 g\u00ec th\u00ec r\u1ea5t kh\u00f3 \u0111o\u00e1n&#8221;.<\/em><\/p>\n<p><em>B\u1edfi theo \u00f4ng \u0110\u1ee9c, kh\u00f4ng c\u00f3 ai mua c\u00e1c kho\u1ea3n n\u1ee3 n\u00e0y c\u1ea3, n\u1ebfu mua th\u00ec ch\u1ec9 c\u00f3 &#8220;con xanh con \u0111\u1ecf&#8221; mua v\u1edbi m\u1ee5c \u0111\u00edch b\u1ea5t th\u01b0\u1eddng v\u00e0 \u00fd \u0111\u1ed3 nh\u1eadp nh\u00e8m.<\/em><\/p>\n<p><em>Vi\u1ec7c m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng rao b\u00e1n c\u00e1c kho\u1ea3n n\u1ee3 ti\u00eau d\u00f9ng c\u00f3 th\u1ec3 hi\u1ec3u l\u00e0 mua b\u00e1n quy\u1ec1n \u0111\u00f2i n\u1ee3, m\u00e0 \u1edf \u0111\u00e2y, ch\u1ec9 c\u00f3 c\u00e1c c\u00f4ng ty \u0111\u00f2i n\u1ee3 thu\u00ea m\u1edbi mua b\u00e1n. C\u00f2n v\u1edbi nh\u1eefng \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1c th\u00ec khi mua b\u00e1n, h\u1ecd ph\u1ea3i h\u01b0\u1edbng t\u1edbi c\u00e1c t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m hay nh\u1eb1m t\u1edbi doanh nghi\u1ec7p.<\/em><\/p>\n<p><em>V\u1ecb lu\u1eadt s\u01b0 n\u00e0y v\u00ed d\u1ee5: &#8220;Doanh nghi\u1ec7p c\u00f3 m\u1ea3nh \u0111\u1ea5t l\u00e0 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m \u0111i k\u00e8m, th\u00ec vi\u1ec7c mua b\u00e1n c\u00e1c kho\u1ea3n n\u1ee3 ch\u00ednh l\u00e0 h\u01b0\u1edbng t\u1edbi m\u1ea3nh \u0111\u1ea5t \u1ea5y. B\u1edfi h\u1ecd th\u1ea5y, m\u1ea3nh \u0111\u1ea5t n\u00e0y c\u00f3 gi\u00e1 tr\u1ecb, ph\u00f9 h\u1ee3p nhu c\u1ea7u s\u1eed d\u1ee5ng, c\u00f3 th\u1ec3 l\u00e0m d\u1ef1 \u00e1n hay \u0111\u1ec3 s\u1ea3n xu\u1ea5t kinh doanh th\u00ec ng\u01b0\u1eddi ta m\u1edbi mua n\u1ee3. \u0110\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c, h\u1ecd nh\u1eafm t\u1edbi t\u00e0i s\u1ea3n, c\u00f2n mua n\u1ee3 theo ngh\u0129a l\u00e0 \u0111\u1ec3 \u0111i \u0111\u00f2i n\u1ee3 thu\u00ea th\u00ec l\u00e0 d\u1edf h\u01a1i. B\u1edfi ch\u1ec9 c\u00f3 c\u00f4ng ty con c\u1ee7a ng\u00e2n h\u00e0ng m\u1edbi mua, nh\u1eb1m m\u1ee5c \u0111\u00edch gi\u00fap \u0111\u1ee1 cho &#8220;m\u1eb9&#8221;.<\/em><\/p>\n<p><strong>Nguy\u1ec5n Hi\u1ec1n<\/strong><\/p>\n<p>\u2014\u2014\u2014\u2013<\/p>\n<p><em>D\u00e2n<\/em><em> tr\u00ed (T\u00e0i ch\u00ednh \u0111\u1ea7u t\u01b0) 27-7-2021:<\/em><\/p>\n<p><a href=\"https:\/\/dantri.com.vn\/kinh-doanh\/ngan-hang-lai-ban-mon-no-1-trieu-dong-co-khach-mua-hay-chi-la-chieu-tro-20210727180715335.htm\"><em>https:\/\/dantri.com.vn\/kinh-doanh\/ngan-hang-lai-ban-mon-no-1-trieu-dong-co-khach-mua-hay-chi-la-chieu-tro-20210727180715335.htm<\/em><\/a><\/p>\n<p><em>(238\/880)<\/em>","protected":false},"excerpt":{"rendered":"<p>(DT) &#8211; VietinBank v\u1eeba th\u00f4ng b\u00e1o b\u00e1n c\u00e1c kho\u1ea3n n\u1ee3 ti\u00eau d\u00f9ng l\u1ea7n hai, trong \u0111\u00f3 c\u00f3 m\u00f3n n\u1ee3 h\u01a1n 71 tri\u1ec7u \u0111\u1ed3ng nh\u01b0ng c\u0169ng c\u00f3 m\u00f3n ch\u1ec9 h\u01a1n 1 tri\u1ec7u \u0111\u1ed3ng. Ng\u00e0y 26\/7,\u00a0VietinBank\u00a0ph\u00e1t \u0111i th\u00f4ng b\u00e1o b\u00e1n c\u00e1c kho\u1ea3n n\u1ee3 vay ti\u00eau d\u00f9ng l\u1ea7n hai c\u1ee7a 36 c\u00e1 nh\u00e2n \u0111\u1ec3 thu h\u1ed3i n\u1ee3 v\u1edbi [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":9461,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-9172","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>3.439. 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