{"id":9178,"date":"2021-07-27T13:51:48","date_gmt":"2021-07-27T06:51:48","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=9178"},"modified":"2022-02-28T14:53:49","modified_gmt":"2022-02-28T07:53:49","slug":"3-438-ngan-hang-tiep-tuc-rao-ban-hang-loat-khoan-no-vay-tieu-dung-khong-tai-san-dam-bao","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-438-ngan-hang-tiep-tuc-rao-ban-hang-loat-khoan-no-vay-tieu-dung-khong-tai-san-dam-bao\/","title":{"rendered":"3.438. Ng\u00e2n h\u00e0ng ti\u1ebfp t\u1ee5c rao b\u00e1n h\u00e0ng lo\u1ea1t kho\u1ea3n n\u1ee3 vay ti\u00eau d\u00f9ng, kh\u00f4ng t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o"},"content":{"rendered":"

(CFF) – \u0110\u00e2y l\u00e0 c\u00e1c kho\u1ea3n n\u1ee3 vay ti\u00eau d\u00f9ng ph\u1ee5c v\u1ee5 \u0111\u1eddi s\u1ed1ng, kh\u00f4ng c\u00f3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o nh\u01b0ng \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng rao b\u00e1n v\u1edbi gi\u00e1 kh\u1edfi \u0111i\u1ec3m b\u1eb1ng v\u1edbi gi\u00e1 tr\u1ecb ghi s\u1ed5 c\u1ee7a kho\u1ea3n n\u1ee3.<\/h4>\n

VietinBank m\u1edbi \u0111\u00e2y th\u00f4ng b\u00e1o c\u00e1c kho\u1ea3n n\u1ee3 ti\u00eau d\u00f9ng c\u1ee7a 36 c\u00e1 nh\u00e2n \u0111\u1ec3 thu h\u1ed3i n\u1ee3 v\u1edbi t\u1ed5ng gi\u00e1 tr\u1ecb h\u01a1n 614 tri\u1ec7u \u0111\u1ed3ng. C\u00e1c kho\u1ea3n t\u00edn d\u1ee5ng ti\u00eau d\u00f9ng c\u00f3 gi\u00e1 tr\u1ecb kh\u00f4ng l\u1edbn, th\u01b0\u1eddng ch\u1ec9 5-10 tri\u1ec7u \u0111\u1ed3ng\/kho\u1ea3n n\u1ee3, c\u00e1 bi\u1ec7t c\u00f3 m\u1ed9t s\u1ed1 kho\u1ea3n n\u1ee3 ch\u1ec9 1 tri\u1ec7u \u0111\u1ed3ng, ho\u1eb7c l\u00ean t\u1edbi h\u01a1n 79 tri\u1ec7u \u0111\u1ed3ng. Do l\u00e0 kho\u1ea3n n\u1ee3 vay ti\u00eau d\u00f9ng n\u00ean kh\u00f4ng c\u00f3 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m.<\/p>\n

VietinBank rao b\u00e1n gi\u00e1 kh\u1edfi \u0111i\u1ec3m b\u1eb1ng v\u1edbi gi\u00e1 tr\u1ecb kho\u1ea3n n\u1ee3. Ng\u01b0\u1eddi mua kho\u1ea3n n\u1ee3 s\u1ebd ph\u1ea3i thanh to\u00e1n m\u1ed9t l\u1ea7n.<\/p>\n

Gi\u00e1 kh\u1edfi \u0111i\u1ec3m kh\u00f4ng bao g\u1ed3m c\u00e1c chi ph\u00ed li\u00ean quan \u0111\u1ebfn vi\u1ec7c chuy\u1ec3n quy\u1ec1n s\u1edf h\u1eefu\/ s\u1eed d\u1ee5ng t\u00e0i s\u1ea3n v\u00e0 c\u00e1c chi ph\u00ed kh\u00e1c (n\u1ebfu c\u00f3) khi th\u1ef1c hi\u1ec7n mua kho\u1ea3n n\u1ee3, c\u00e1c chi ph\u00ed n\u00e0y do ng\u01b0\u1eddi tr\u00fang \u0111\u1ea5u gi\u00e1 ch\u1ecbu. Vi\u1ec7c mua, b\u00e1n n\u1ee3 kh\u00f4ng thu\u1ed9c \u0111\u1ed1i t\u01b0\u1ee3ng ch\u1ecbu thu\u1ebf gi\u00e1 tr\u1ecb gia t\u0103ng.<\/p>\n

Ph\u01b0\u01a1ng th\u1ee9c b\u00e1n l\u00e0 b\u00e1n t\u1eebng kho\u1ea3n n\u1ee3, m\u1ed9t s\u1ed1 kho\u1ea3n n\u1ee3 ho\u1eb7c t\u1ea5t c\u1ea3 c\u00e1c kho\u1ea3n n\u1ee3. Ng\u00e2n h\u00e0ng s\u1ebd l\u1ef1a ch\u1ecdn ng\u01b0\u1eddi mua tr\u1ea3 gi\u00e1 cao nh\u1ea5t v\u00e0 \u00edt nh\u1ea5t b\u1eb1ng gi\u00e1 kh\u1edfi \u0111i\u1ec3m t\u1eebng kho\u1ea3n n\u1ee3.<\/p>\n

C\u00e1c kho\u1ea3n n\u1ee3 vay ti\u00eau d\u00f9ng ph\u1ee5c v\u1ee5 \u0111\u1eddi s\u1ed1ng c\u00f3 ngh\u0129a v\u1ee5 thanh to\u00e1n cho VietinBank theo c\u00e1c H\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng \u0111\u00e3 k\u00fd. Do \u0111\u00f3, ng\u01b0\u1eddi mua nh\u1eefng kho\u1ea3n n\u1ee3 n\u00e0y s\u1ebd c\u00f3 quy\u1ec1n \u0111\u00f2i n\u1ee3.<\/p>\n

Tr\u01b0\u1edbc \u0111\u00f3, h\u1ed3i th\u00e1ng 5, VietinBank c\u0169ng \u0111\u00e3 rao b\u00e1n c\u00e1c kho\u1ea3n n\u1ee3 ti\u00eau d\u00f9ng t\u01b0\u01a1ng t\u1ef1 nh\u01b0 tr\u00ean.<\/p>\n

\"\"<\/p>\n

Tr\u00ean th\u1ef1c t\u1ebf, ho\u1ea1t \u0111\u1ed9ng rao b\u00e1n c\u00e1c kho\u1ea3n n\u1ee3 v\u1eabn \u0111\u01b0\u1ee3c c\u00e1c ng\u00e2n h\u00e0ng th\u00f4ng b\u00e1o r\u1ea7m r\u1ed9 su\u1ed1t th\u1eddi gian qua, tuy nhi\u00ean, vi\u1ec7c ch\u00e0o b\u00e1n c\u00e1c kho\u1ea3n n\u1ee3 vay ti\u00eau d\u00f9ng l\u1ea1i r\u1ea5t hi\u1ebfm th\u1ea5y<\/p>\n

Ngo\u00e0i ra, nh\u1eefng kho\u1ea3n n\u1ee3 vay v\u1ed1n kinh doanh, c\u00f3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o th\u01b0\u1eddng \u0111\u01b0\u1ee3c rao b\u00e1n v\u1edbi gi\u00e1 kh\u1edfi \u0111i\u1ec3m th\u1ea5p h\u01a1n so v\u1edbi gi\u00e1 tr\u1ecb kho\u1ea3n n\u1ee3.<\/p>\n

Trong khi \u0111\u00f3, c\u00e1c kho\u1ea3n n\u1ee3 vay ti\u00eau d\u00f9ng k\u1ec3 tr\u00ean, kh\u00f4ng c\u00f3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o nh\u01b0ng gi\u00e1 b\u00e1n t\u1ed1i thi\u1ec3u c\u0169ng b\u1eb1ng v\u1edbi gi\u00e1 tr\u1ecb s\u1ed5 s\u00e1ch c\u1ee7a kho\u1ea3n n\u1ee3.<\/p>\n

Trao \u0111\u1ed5i v\u1edbi ch\u00fang t\u00f4i, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c cho r\u1eb1ng \u0111\u00e2y l\u00e0 \u0111\u1ed9ng th\u00e1i kh\u00f3 hi\u1ec3u. B\u1edfi ngay c\u1ea3 nh\u1eefng kho\u1ea3n n\u1ee3 c\u00f3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o c\u0169ng r\u1ea5t kh\u00f3 x\u1eed l\u00fd.\u00a0<\/em><\/p>\n

“Ng\u00e2n h\u00e0ng kh\u00f4ng thu \u0111\u01b0\u1ee3c m\u1edbi ph\u1ea3i b\u00e1n n\u1ee3 x\u1ea5u \u0111i. Nh\u1eefng kho\u1ea3n n\u1ee3, n\u1ebfu c\u00f3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o t\u1ed1t, gi\u1ea5y t\u1edd ph\u00e1p l\u00fd ch\u1eb7t ch\u1ebd, c\u00f3 l\u1ef1c l\u01b0\u01a1ng thu h\u1ed3i n\u1ee3 th\u00ec ng\u00e2n h\u00e0ng \u0111\u00e3 thu \u0111\u01b0\u1ee3c r\u1ed3i, c\u00f2n l\u1ea1i r\u1ea5t kh\u00f3 x\u1eed l\u00fd. V\u00ed d\u1ee5, nh\u1eefng kho\u1ea3n n\u1ee3 d\u00f9 c\u00f3 t\u00e0i s\u1ea3n l\u00e0 d\u1ef1 \u00e1n, c\u00f4ng tr\u00ecnh,…c\u0169ng r\u1ea5t kh\u00f3 b\u00e1n v\u00ec ng\u01b0\u1eddi mua th\u01b0\u1eddng ph\u1ea3i c\u00f3 kh\u1ea3 n\u0103ng khai th\u00e1c, s\u1eed d\u1ee5ng t\u00e0i s\u1ea3n, c\u00f3 kh\u1ea3 n\u0103ng trong ng\u00e0nh ngh\u1ec1 \u0111\u00f3 m\u1edbi b\u1ecf ti\u1ec1n ra mua”, \u00f4ng n\u00f3i.\u00a0<\/em><\/p>\n

Trong khi \u0111\u00f3, nh\u1eefng kho\u1ea3n n\u1ee3 ti\u00eau d\u00f9ng, kh\u00f4ng c\u00f3 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m, LS. Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c \u0111\u1eb7t c\u00e2u h\u1ecfi, kh\u00f4ng hi\u1ec3u ng\u01b0\u1eddi mua v\u1ec1 \u0111\u1ec3 l\u00e0m g\u00ec, khi h\u1ecd ph\u1ea3i b\u1ecf ra nhi\u1ec1u chi ph\u00ed kh\u00e1c, v\u00e0 ch\u01b0a r\u00f5 thu l\u1ea1i kh\u00f4ng \u0111\u01b0\u1ee3c bao nhi\u00eau, l\u1ea1i c\u00f2n ph\u1ea3i mua c\u1ea3 g\u1ed1c, l\u00e3i, ph\u1ea1t.\u00a0<\/em><\/p>\n

“N\u1ebfu \u0111\u1ec3 th\u00eam nhi\u1ec1u n\u0103m, kho\u1ea3n n\u1ee3 \u0111\u00f3 c\u00f3 th\u1ec3 s\u1ebd l\u00ean h\u00e0ng t\u1ef7. Nh\u01b0ng li\u1ec7u c\u00f3 thu \u0111\u01b0\u1ee3c s\u1ed1 ti\u1ec1n \u0111\u00f3 \u00a0kh\u00f4ng? Trong khi \u0111\u00f2i n\u1ee3 thu\u00ea \u0111\u00e3 c\u1ea5m, ng\u01b0\u1eddi mua l\u1ea5y s\u1ee9c \u00e9p \u0111\u00e2u \u0111\u1ec3 \u0111\u00f2i n\u1ee3? V\u00e0 nh\u1ea5t l\u00e0 trong giai \u0111o\u1ea1n kh\u00f3 kh\u0103n hi\u1ec7n nay, thu nh\u1eadp ai ai c\u0169ng b\u1ecb \u1ea3nh h\u01b0\u1edfng b\u1edfi d\u1ecbch b\u1ec7nh”, \u00f4ng \u0110\u1ee9c cho bi\u1ebft.\u00a0<\/em><\/p>\n

Tr\u01b0\u1edbc \u0111\u00f3, LS. Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c c\u0169ng \u0111\u1eb7t ra gi\u1ea3 thi\u1ebft, vi\u1ec7c rao b\u00e1n c\u00e1c kho\u1ea3n n\u1ee3 tr\u00ean ch\u1ec9 l\u00e0 m\u1ed9t c\u00e1ch “l\u00e1ch” c\u1ee7a d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 thu\u00ea khi d\u1ecbch v\u1ee5 n\u00e0y \u0111\u00e3 b\u1ecb c\u1ea5m. H\u1ea7u h\u1ebft c\u00e1c c\u00f4ng ty \u0111\u00f2i n\u1ee3 thu\u00ea sau khi Lu\u1eadt \u0110\u1ea7u t\u01b0 2020 c\u00f3 hi\u1ec7u l\u1ef1c kh\u00f4ng gi\u1ea3i th\u1ec3 m\u00e0 ch\u1ec9 chuy\u1ec3n \u0111\u1ed5i ho\u1ea1t \u0111\u1ed9ng sang mua b\u00e1n n\u1ee3 \u0111\u1ec3 h\u1ee3p ph\u00e1p ho\u00e1.<\/em><\/p>\n

Thu Thu\u1ef7<\/strong><\/p>\n

\u2014\u2014\u2014\u2013<\/p>\n

CafeF<\/em> (Ng\u00e2n h\u00e0ng) 27-7-2021:<\/em><\/p>\n

https:\/\/cafef.vn\/ngan-hang-tiep-tuc-rao-ban-hang-loat-khoan-no-vay-tieu-dung-khong-tai-san-dam-bao-202107271516197.chn<\/em><\/a><\/p>\n

(314\/728)<\/em>","protected":false},"excerpt":{"rendered":"

(CFF) – \u0110\u00e2y l\u00e0 c\u00e1c kho\u1ea3n n\u1ee3 vay ti\u00eau d\u00f9ng ph\u1ee5c v\u1ee5 \u0111\u1eddi s\u1ed1ng, kh\u00f4ng c\u00f3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o nh\u01b0ng \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng rao b\u00e1n v\u1edbi gi\u00e1 kh\u1edfi \u0111i\u1ec3m b\u1eb1ng v\u1edbi gi\u00e1 tr\u1ecb ghi s\u1ed5 c\u1ee7a kho\u1ea3n n\u1ee3. VietinBank m\u1edbi \u0111\u00e2y th\u00f4ng b\u00e1o c\u00e1c kho\u1ea3n n\u1ee3 ti\u00eau d\u00f9ng c\u1ee7a 36 c\u00e1 nh\u00e2n \u0111\u1ec3 thu […]<\/p>\n","protected":false},"author":1,"featured_media":9174,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-9178","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n3.438. Ng\u00e2n h\u00e0ng ti\u1ebfp t\u1ee5c rao b\u00e1n h\u00e0ng lo\u1ea1t kho\u1ea3n n\u1ee3 vay ti\u00eau d\u00f9ng, kh\u00f4ng t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/tieng-viet-3-438-ngan-hang-tiep-tuc-rao-ban-hang-loat-khoan-no-vay-tieu-dung-khong-tai-san-dam-bao\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]3.438. Ng\u00e2n h\u00e0ng ti\u1ebfp t\u1ee5c rao b\u00e1n h\u00e0ng lo\u1ea1t kho\u1ea3n n\u1ee3 vay ti\u00eau d\u00f9ng, kh\u00f4ng t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(CFF) – \u0110\u00e2y l\u00e0 c\u00e1c kho\u1ea3n n\u1ee3 vay ti\u00eau d\u00f9ng ph\u1ee5c v\u1ee5 \u0111\u1eddi s\u1ed1ng, kh\u00f4ng c\u00f3 t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o nh\u01b0ng \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng rao b\u00e1n v\u1edbi gi\u00e1 kh\u1edfi \u0111i\u1ec3m b\u1eb1ng v\u1edbi gi\u00e1 tr\u1ecb ghi s\u1ed5 c\u1ee7a kho\u1ea3n n\u1ee3. 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