{"id":9220,"date":"2021-06-23T15:14:10","date_gmt":"2021-06-23T08:14:10","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=9220"},"modified":"2022-02-28T15:25:55","modified_gmt":"2022-02-28T08:25:55","slug":"3-394-tin-dung-tang-bong-den-no-xau-tro-lai","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-394-tin-dung-tang-bong-den-no-xau-tro-lai\/","title":{"rendered":"3.394. T\u00edn d\u1ee5ng t\u0103ng, \u201cb\u00f3ng \u0111en\u201d n\u1ee3 x\u1ea5u tr\u1edf l\u1ea1i?"},"content":{"rendered":"(VTV1) – T\u00edn d\u1ee5ng n\u1eeda \u0111\u1ea7u n\u0103m cao g\u1ea5p \u0111\u00f4i c\u00f9ng k\u1ef3 n\u0103m 2020. V\u1ed1n cho vay nhi\u1ec1u, nh\u01b0ng DN gi\u1ea3i th\u1ec3, d\u1eebng ho\u1ea1t \u0111\u1ed9ng do d\u1ecbch c\u0169ng nhi\u1ec1u. T\u00edn d\u1ee5ng t\u0103ng c\u00f3 k\u00e9o theo b\u00f3ng \u0111en v\u1ec1 n\u1ee3 x\u1ea5u?<\/strong><\/p>\n

V\u1ed1n ng\u00e2n h\u00e0ng \u0111ang ch\u1ea3y v\u00e0o \u0111\u00e2u?<\/strong><\/p>\n

T\u00ednh \u0111\u1ebfn gi\u1eefa th\u00e1ng 6, t\u00edn d\u1ee5ng to\u00e0n n\u1ec1n kinh t\u1ebf \u0111\u00e3 t\u0103ng 5,1%, cao h\u01a1n nhi\u1ec1u so v\u1edbi m\u1ee9c t\u0103ng 2,2% c\u1ee7a c\u00f9ng k\u1ef3 n\u0103m 2020. B\u00e1o c\u00e1o m\u1edbi nh\u1ea5t v\u1eeba \u0111\u01b0\u1ee3c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u00f4ng b\u1ed1 cho th\u1ea5y nhu c\u1ea7u vay v\u1ed1n \u0111ang d\u1ea7n tr\u1edf l\u1ea1i. C\u00e2u h\u1ecfi \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi quan t\u00e2m l\u00fac n\u00e0y l\u00e0 ti\u1ec1n vay nhi\u1ec1u nh\u01b0 v\u1eady l\u00e0 v\u00e0o nh\u1eefng l\u0129nh v\u1ef1c n\u00e0o?<\/p>\n

V\u1edbi 2 l\u0129nh v\u1ef1c n\u00f3ng nh\u1ea5t hi\u1ec7n nay, b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u01b0\u1edbc t\u0103ng 6% v\u00e0 ch\u1ee9ng kho\u00e1n \u01b0\u1edbc t\u0103ng 3%. Tuy nhi\u00ean, theo Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, d\u01b0 n\u1ee3 ch\u1ee9ng kho\u00e1n chi\u1ebfm t\u1ef7 tr\u1ecdng nh\u1ecf, ch\u01b0a t\u1edbi 0,48%. C\u00f2n b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111ang c\u00f3 d\u1ea5u hi\u1ec7u h\u1ea1 nhi\u1ec7t, gi\u1ea3m d\u1ea7n v\u1ed1n cho vay \u0111\u1ea7u t\u01b0 kinh doanh d\u1ef1 \u00e1n b\u1ea5t \u0111\u1ed9ng s\u1ea3n, ch\u1ee7 y\u1ebfu t\u1eadp trung v\u00e0o nhu c\u1ea7u mua, s\u1eeda ch\u1eefa nh\u00e0 c\u1eeda.<\/p>\n

\u0110\u00e1ng ch\u00fa \u00fd, 3\/5 l\u0129nh v\u1ef1c s\u1ea3n xu\u1ea5t c\u00f3 t\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng cao h\u01a1n m\u1ee9c t\u0103ng chung, g\u1ed3m: xu\u1ea5t kh\u1ea9u, c\u00f4ng nghi\u1ec7p h\u1ed7 tr\u1ee3 v\u00e0 doanh nghi\u1ec7p \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 cao. \u01af\u1edbc \u0111\u1ebfn cu\u1ed1i th\u00e1ng 6, c\u00e1c l\u0129nh v\u1ef1c n\u00e0y t\u0103ng t\u01b0\u01a1ng \u1ee9ng 9%; 6,9% v\u00e0 14,5%.<\/p>\n

\"\"<\/p>\n

T\u00ednh \u0111\u1ebfn gi\u1eefa th\u00e1ng 6, t\u00edn d\u1ee5ng to\u00e0n n\u1ec1n kinh t\u1ebf \u0111\u00e3 t\u0103ng 5,1%. (\u1ea2nh minh h\u1ecda: B\u00e1o \u0110\u1ea7u t\u01b0)<\/p>\n

N\u1ebfu n\u00f3i v\u1ec1 t\u1ef7 tr\u1ecdng trong t\u1ed5ng d\u01b0 n\u1ee3, theo Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, qu\u00e1 n\u1eeda l\u01b0\u1ee3ng v\u1ed1n vay hi\u1ec7n nay l\u00e0 ch\u1ea3y v\u00e0o ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t kinh doanh thu\u1ed9c c\u00e1c ng\u00e0nh ngh\u1ec1 kh\u00e1c nhau.<\/p>\n

Nhu c\u1ea7u vay v\u1ed1n c\u1ee7a nhi\u1ec1u doanh nghi\u1ec7p t\u0103ng tr\u1edf l\u1ea1i<\/strong><\/p>\n

Ngo\u00e0i ra, v\u1ed1n cho vay n\u00f4ng nghi\u1ec7p n\u00f4ng th\u00f4n, cho vay doanh nghi\u1ec7p v\u1eeba v\u00e0 nh\u1ecf c\u0169ng t\u0103ng kho\u1ea3ng 4%. Nhi\u1ec1u doanh nghi\u1ec7p \u0111ang b\u1eaft \u0111\u1ea7u ph\u1ee5c h\u1ed3i tr\u1edf l\u1ea1i sau t\u00e1c \u0111\u1ed9ng t\u1eeb d\u1ecbch b\u1ec7nh c\u1ea7n v\u1ed1n cho s\u1ea3n xu\u1ea5t kinh doanh.<\/p>\n

\u0110\u1ec3 k\u00edch th\u00edch v\u1ed1n vay, nhi\u1ec1u ch\u01b0\u01a1ng tr\u00ecnh \u01b0u \u0111\u00e3i l\u00e3i su\u1ea5t th\u1ea5p \u0111\u01b0\u1ee3c \u0111\u01b0a ra. Nh\u01b0 Vietcombank, ch\u01b0a h\u1ebft 5 th\u00e1ng, nh\u01b0ng \u0111\u00e3 ho\u1ea1t th\u00e0nh m\u1ee5c ti\u00eau t\u00edn d\u1ee5ng c\u1ee7a c\u1ea3 6 th\u00e1ng. D\u1ef1 ki\u1ebfn, c\u00f3 th\u1ec3 cao h\u01a1n ch\u1ec9 ti\u00eau 10,5% c\u1ee7a c\u1ea3 n\u0103m.<\/p>\n

“Ch\u00fang t\u00f4i t\u1eadp trung v\u00e0o c\u00e1c l\u0129nh v\u1ef1c \u01b0u ti\u00ean, ph\u1ee5c v\u1ee5 s\u1ea3n xu\u1ea5t, l\u0129nh v\u1ef1c thi\u1ebft y\u1ebfu c\u1ee7a n\u1ec1n kinh t\u1ebf nh\u01b0: n\u0103ng l\u01b0\u1ee3ng t\u00e1i t\u1ea1o, d\u1ec7t may, da gi\u00e0y ph\u1ee5c v\u1ee5 xu\u1ea5t kh\u1ea9u”, Ph\u00f3 T\u1ed5ng Gi\u00e1m \u0111\u1ed1c Ng\u00e2n h\u00e0ng TMCP Ngo\u1ea1i th\u01b0\u01a1ng Vietcombank Nguy\u1ec5n Thanh T\u00f9ng cho bi\u1ebft.<\/p>\n

“G\u00f3i t\u00edn d\u1ee5ng VN\u0110 cho vay ng\u1eafn h\u1ea1n v\u1edbi quy m\u00f4 l\u00ean t\u1edbi 350.000 t\u1ef7 \u0111\u1ed3ng, l\u00e3i su\u1ea5t cho vay n\u00e0y th\u1ea5p h\u01a1n l\u00e3i su\u1ea5t cho vay th\u00f4ng th\u01b0\u1eddng 1 – 2%. V\u1edbi g\u00f3i t\u00edn d\u1ee5ng trung d\u00e0i h\u1ea1n, v\u1edbi quy m\u00f4 65.000 t\u1ef7 \u0111\u1ed3ng, l\u00e3i su\u1ea5t cho vay t\u1ed1i thi\u1ec3u l\u00e0 7%”, Ph\u00f3 T\u1ed5ng Gi\u00e1m \u0111\u1ed1c Ng\u00e2n h\u00e0ng TMCP \u0110\u1ea7u t\u01b0 v\u00e0 Ph\u00e1t tri\u1ec3n Vi\u1ec7t Nam BIDV Tr\u1ea7n Long chia s\u1ebb.<\/p>\n

\u01af\u1edbc t\u00ednh, t\u1eeb \u0111\u1ea7u n\u0103m \u0111\u1ebfn nay, \u0111\u00e3 c\u00f3 h\u01a1n 3,5 tri\u1ec7u t\u1ef7 \u0111\u1ed3ng v\u1ed1n cho vay m\u1edbi v\u1edbi l\u00e3i su\u1ea5t th\u1ea5p h\u01a1n so v\u1edbi tr\u01b0\u1edbc khi c\u00f3 d\u1ecbch COVID-19.<\/p>\n

C\u1ea9n tr\u1ecdng nguy c\u01a1\u00a0<\/strong>n\u1ee3 x\u1ea5u<\/strong><\/a>\u00a0t\u0103ng tr\u1edf l\u1ea1i<\/strong><\/p>\n

Cho vay nhi\u1ec1u, nh\u01b0ng th\u1ed1ng k\u00ea k\u1ebft qu\u1ea3 kinh doanh qu\u00fd I c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng ni\u00eam y\u1ebft cho th\u1ea5y, t\u1ef7 l\u1ec7 n\u1ee3 c\u1ea7n ch\u00fa \u00fd \u0111\u00e3 t\u0103ng 16% sau khi li\u00ean t\u1ee5c gi\u1ea3m trong 3 qu\u00fd tr\u01b0\u1edbc \u0111\u00f3. \u0110\u00e2y l\u00e0 c\u00e1c kho\u1ea3n n\u1ee3 ch\u01b0a tr\u1edf th\u00e0nh n\u1ee3 x\u1ea5u, nh\u01b0ng c\u1ea7n theo d\u00f5i, c\u00f3 nguy c\u01a1 ti\u1ec1m \u1ea9n.<\/p>\n

G\u1ea7n 350.000 t\u1ef7 \u0111\u1ed3ng n\u1ee3 vay \u0111\u00e3 \u0111\u01b0\u1ee3c c\u00e1c ng\u00e2n h\u00e0ng c\u01a1 c\u1ea5u l\u1ea1i th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3 theo quy \u0111\u1ecbnh c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc nh\u1eb1m h\u1ed7 tr\u1ee3 cho ng\u01b0\u1eddi d\u00e2n, doanh nghi\u1ec7p kh\u00f4ng b\u1ecb chuy\u1ec3n nh\u00f3m n\u1ee3, c\u00f3 \u0111i\u1ec1u ki\u1ec7n kh\u1eafc ph\u1ee5c nh\u1eefng kh\u00f3 kh\u0103n t\u1eeb d\u1ecbch b\u1ec7nh. Tuy nhi\u00ean c\u0169ng \u0111\u1ed3ng ngh\u0129a, c\u00f2n nhi\u1ec1u kho\u1ea3n n\u1ee3 kh\u00f3 \u0111\u00f2i ch\u01b0a \u0111\u01b0\u1ee3c ghi nh\u1eadn ch\u00ednh x\u00e1c.<\/p>\n

\"\"<\/p>\n

Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc y\u00eau c\u1ea7u c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng ph\u1ea3i \u0111i \u0111\u00f4i v\u1edbi ki\u1ec3m so\u00e1t ch\u1ea5t l\u01b0\u1ee3ng. (\u1ea2nh minh h\u1ecda: B\u00e1o \u0110\u1ea7u t\u01b0)<\/p>\n

“Ch\u00fang ta \u0111ang t\u1ea1o c\u01a1 ch\u1ebf h\u1ed7 tr\u1ee3 nh\u01b0ng v\u00f4 h\u00ecnh l\u1ea1i gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3, coi l\u00e0 n\u1ee3 t\u1ed1t th\u00ec \u0111\u1ebfn m\u1ed9t l\u00fac n\u00e0o \u0111\u00f3 kh\u00f4ng gi\u1eef \u0111\u01b0\u1ee3c th\u00ec n\u1ee3 n\u00f3 s\u1ebd b\u00f9ng ra”, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty lu\u1eadt ANVI Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c nh\u1eadn \u0111\u1ecbnh.<\/em><\/p>\n

“Kho\u1ea3ng 1\/3 c\u00f3 th\u1ec3 tr\u1edf th\u00e0nh n\u1ee3 x\u1ea5u. Nh\u01b0 v\u1eadt t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng c\u1ea7n l\u01b0u t\u00e2m \u0111\u1ebfn ch\u1ed7 n\u00e0y v\u00e0 \u0111\u01b0\u01a1ng nhi\u00ean ph\u1ea3i tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng r\u1ee7i ro”, \u00f4ng C\u1ea5n V\u0103n L\u1ef1c, Th\u00e0nh vi\u00ean H\u1ed9i \u0111\u1ed3ng t\u01b0 v\u1ea5n ch\u00ednh s\u00e1ch t\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7 qu\u1ed1c gia, cho hay.<\/p>\n

\u0110\u1ec3 ch\u1ee7 \u0111\u1ed9ng d\u1ef1 ph\u00f2ng nguy c\u01a1 n\u00e0y, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 y\u00eau c\u1ea7u d\u00f9 kh\u00f4ng chuy\u1ec3n nh\u00f3m n\u1ee3, c\u00e1c ng\u00e2n h\u00e0ng v\u1eabn ph\u1ea3i tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng 30% trong n\u0103m nay, 60% cho n\u0103m sau v\u00e0 \u0111\u1ebfn 2023 ph\u1ea3i tr\u00edch l\u1eadp h\u1ebft.<\/p>\n

V\u1edbi c\u00e1c kho\u1ea3n cho vay m\u1edbi, nhi\u1ec1u ng\u00e2n h\u00e0ng \u0111\u00e3 ph\u00e2n lo\u1ea1i, l\u1ef1a ch\u1ecdn c\u00e1c nh\u00f3m ng\u00e0nh c\u00f3 kh\u1ea3 n\u0103ng ph\u1ee5c h\u1ed3i, \u01b0u ti\u00ean gi\u1ea3i ng\u00e2n tr\u01b0\u1edbc. S\u00e0ng l\u1ecdc ngay t\u1eeb \u0111\u1ea7u gi\u00fap c\u00e1c ng\u00e2n h\u00e0ng tr\u00e1nh nguy c\u01a1 ph\u1ea3i d\u1ecdn r\u00e1c n\u1ee3 x\u1ea5u sau n\u00e0y.<\/p>\n

Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u0169ng y\u00eau c\u1ea7u c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng ph\u1ea3i \u0111i \u0111\u00f4i v\u1edbi ki\u1ec3m so\u00e1t ch\u1ea5t l\u01b0\u1ee3ng. M\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng \u0111\u00e3 b\u1ecb Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc ch\u1ec9 m\u1eb7t, \u0111\u1eb7t t\u00ean, c\u1ea3nh b\u00e1o khi c\u00f3 d\u1ea5u hi\u1ec7u t\u0103ng t\u00edn d\u1ee5ng n\u00f3ng \u1edf l\u0129nh v\u1ef1c r\u1ee7i ro nh\u01b0 b\u1ea5t \u0111\u1ed9ng s\u1ea3n, ch\u1ee9ng kho\u00e1n.<\/p>\n

Cho vay lu\u00f4n song h\u00e0nh v\u1edbi r\u1ee7i ro n\u1ee3 x\u1ea5u. Th\u1ef1c t\u1ebf, c\u00e1c ng\u00e2n h\u00e0ng \u0111ang ph\u1ea3i x\u1eed l\u00fd kh\u1ed1i n\u1ee3 x\u1ea5u kh\u1ed5ng l\u1ed3, h\u1ec7 l\u1ee5y t\u1eeb vi\u1ec7c t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng n\u00f3ng nh\u1eefng n\u0103m tr\u01b0\u1edbc.<\/p>\n

\u01af\u1edbc t\u00ednh, t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u n\u1ed9i b\u1ea3ng chi\u1ebfm kho\u1ea3ng 1,9% t\u1ed5ng d\u01b0 n\u1ee3. D\u00f9 r\u1eb1ng \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m n\u00e0y, t\u00ednh trong t\u1ed5ng d\u01b0 n\u1ee3 c\u1ee7a c\u1ea3 n\u01b0\u1edbc, qu\u00e1 n\u1eeda l\u01b0\u1ee3ng v\u1ed1n vay v\u1eabn d\u00e0nh cho c\u00e1c ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t kinh doanh, nh\u01b0 kh\u1eb3ng \u0111\u1ecbnh c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc. Tuy nhi\u00ean ch\u00ednh c\u01a1 quan n\u00e0y c\u0169ng nh\u1ea5n m\u1ea1nh, \u0111\u1ec3 ki\u1ec3m so\u00e1t n\u1ee3 x\u1ea5u, gi\u1ea3i ph\u00e1p hi\u1ec7u qu\u1ea3 nh\u1ea5t v\u1eabn n\u1eb1m \u1edf ch\u00ednh s\u1ef1 ch\u1ee7 \u0111\u1ed9ng c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng, trong vi\u1ec7c x\u00e9t duy\u1ec7t m\u1ed7i h\u1ed3 s\u01a1 t\u00edn d\u1ee5ng.<\/p>\n

 <\/p>\n

VTV1 (T\u00e0i ch\u00ednh Kinh doanh) t\u1ed1i 23-6-2021:<\/em><\/strong><\/p>\n

https:\/\/vtv.vn\/kinh-te\/tin-dung-tang-bong-den-no-xau-tro-lai-2021062400290882.htm<\/em><\/a><\/p>\n

https:\/\/vtv.vn\/video\/tai-chinh-kinh-doanh-toi-23-6-2021-506991.htm<\/em><\/a><\/p>\n

 <\/p>\n

(46\/1.100)<\/em>","protected":false},"excerpt":{"rendered":"

(VTV1) – T\u00edn d\u1ee5ng n\u1eeda \u0111\u1ea7u n\u0103m cao g\u1ea5p \u0111\u00f4i c\u00f9ng k\u1ef3 n\u0103m 2020. V\u1ed1n cho vay nhi\u1ec1u, nh\u01b0ng DN gi\u1ea3i th\u1ec3, d\u1eebng ho\u1ea1t \u0111\u1ed9ng do d\u1ecbch c\u0169ng nhi\u1ec1u. T\u00edn d\u1ee5ng t\u0103ng c\u00f3 k\u00e9o theo b\u00f3ng \u0111en v\u1ec1 n\u1ee3 x\u1ea5u? V\u1ed1n ng\u00e2n h\u00e0ng \u0111ang ch\u1ea3y v\u00e0o \u0111\u00e2u? T\u00ednh \u0111\u1ebfn gi\u1eefa th\u00e1ng 6, t\u00edn d\u1ee5ng to\u00e0n […]<\/p>\n","protected":false},"author":7,"featured_media":9233,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-9220","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n3.394. 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