{"id":9864,"date":"2020-03-12T16:47:04","date_gmt":"2020-03-12T09:47:04","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=9864"},"modified":"2022-03-02T08:39:08","modified_gmt":"2022-03-02T01:39:08","slug":"2-924-ho-tro-tin-dung-khac-phuc-kho-khan-do-covid-19-quan-trong-la-trung-va-dung","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/2-924-ho-tro-tin-dung-khac-phuc-kho-khan-do-covid-19-quan-trong-la-trung-va-dung\/","title":{"rendered":"2.924. H\u1ed7 tr\u1ee3 t\u00edn d\u1ee5ng kh\u1eafc ph\u1ee5c kh\u00f3 kh\u0103n do Covid-19: Quan tr\u1ecdng l\u00e0 tr\u00fang v\u00e0 \u0111\u00fang"},"content":{"rendered":"

(\u0110T) – V\u1eeba t\u1ea1o \u0111i\u1ec1u ki\u1ec7n t\u1ed1i \u0111a v\u1ec1 th\u1ea9m quy\u1ec1n, v\u1eeba l\u00e0m r\u00f5 tr\u00e1ch nhi\u1ec7m c\u1ee7a c\u00e1c b\u00ean \u0111\u1ec3 b\u1ea3o \u0111\u1ea3m h\u1ed7 tr\u1ee3 \u0111\u00fang, kh\u00e1ch quan v\u00e0 kh\u00f4ng b\u1ecb l\u1ee3i d\u1ee5ng l\u00e0 quan \u0111i\u1ec3m x\u00e2y d\u1ef1ng v\u0103n b\u1ea3n ph\u00e1p l\u00fd l\u00e0m c\u01a1 s\u1edf cho c\u00e1c ng\u00e2n h\u00e0ng h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p. C\u00f3 \u00fd ki\u1ebfn cho r\u1eb1ng, th\u1ef1c thi \u0111i\u1ec1u n\u00e0y l\u00e0 kh\u00f4ng d\u1ec5 d\u00e0ng v\u00e0 vi\u1ec7c \u201cl\u00e1ch\u201d ch\u00ednh s\u00e1ch c\u00f3 th\u1ec3 x\u1ea3y ra, \u0111\u1eb7c bi\u1ec7t khi ngu\u1ed3n l\u1ef1c thanh ki\u1ec3m tra ch\u01b0a h\u1eb3n \u0111\u00e3 \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c.<\/strong><\/h4>\n

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Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111ang k\u00eau g\u1ecdi c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng c\u01a1 c\u1ea5u l\u1ea1i th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3, mi\u1ec5n, gi\u1ea3m l\u00e3i, gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3 cho c\u00e1c doanh nghi\u1ec7p ch\u1ecbu \u1ea3nh h\u01b0\u1edfng c\u1ee7a Covid-19. \u1ea2nh: L\u00ea Ti\u00ean<\/em><\/p>\n

S\u1ed1 li\u1ec7u t\u1eeb Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) cho bi\u1ebft, d\u1ef1 ki\u1ebfn c\u00f3 kho\u1ea3ng 950 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng d\u01b0 n\u1ee3 t\u00edn d\u1ee5ng c\u00f3 kh\u1ea3 n\u0103ng b\u1ecb \u1ea3nh h\u01b0\u1edfng do d\u1ecbch Covid-19, chi\u1ebfm kho\u1ea3ng 13% d\u01b0 n\u1ee3 c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng. \u0110\u1ec3 h\u1ed7 tr\u1ee3 c\u00e1c doanh nghi\u1ec7p v\u01b0\u1ee3t qua kh\u00f3 kh\u0103n do d\u1ecbch Covid-19 g\u00e2y ra, NHNN \u0111ang k\u00eau g\u1ecdi c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng th\u1ef1c hi\u1ec7n c\u01a1 c\u1ea5u l\u1ea1i th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3, mi\u1ec5n, gi\u1ea3m l\u00e3i, gi\u1eef nguy\u00ean nh\u00f3m n\u1ee3 v\u1edbi s\u1ed1 ti\u1ec1n \u01b0\u1edbc t\u00ednh \u1edf m\u1ee9c 285 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng.<\/p>\n

\u0110\u1ec3 c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng c\u00f3 c\u01a1 s\u1edf h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p, NHNN \u0111ang x\u00e2y d\u1ef1ng D\u1ef1 th\u1ea3o Th\u00f4ng t\u01b0 quy \u0111\u1ecbnh vi\u1ec7c th\u1ef1c hi\u1ec7n n\u1ed9i dung tr\u00ean. Quan \u0111i\u1ec3m c\u1ee7a NHNN l\u00e0 t\u1ea1o \u0111i\u1ec1u ki\u1ec7n t\u1ed1i \u0111a v\u1ec1 th\u1ea9m quy\u1ec1n tr\u00e1ch nhi\u1ec7m \u0111\u1ec3 c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng ph\u1ed1i h\u1ee3p c\u00f9ng v\u1edbi kh\u00e1ch h\u00e0ng vay v\u1ed1n xem x\u00e9t quy\u1ebft \u0111\u1ecbnh m\u1ee9c \u0111\u1ed9 th\u1eddi gian, h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p t\u00e1i c\u01a1 c\u1ea5u c\u00e1c kho\u1ea3n vay, c\u00e1c kh\u00f3 kh\u0103n do t\u00e1c \u0111\u1ed9ng c\u1ee7a d\u1ecbch b\u1ec7nh. \u0110\u1ed3ng th\u1eddi, th\u00f4ng t\u01b0 c\u0169ng s\u1ebd l\u00e0m r\u00f5 tr\u00e1ch nhi\u1ec7m c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng v\u00e0 kh\u00e1ch h\u00e0ng vay v\u1ed1n khi th\u1ef1c hi\u1ec7n ch\u00ednh s\u00e1ch h\u1ed7 tr\u1ee3 n\u00e0y, b\u1ea3o \u0111\u1ea3m \u0111\u00fang \u0111\u1ed1i t\u01b0\u1ee3ng, kh\u00e1ch quan v\u00e0 kh\u00f4ng b\u1ecb l\u1ee3i d\u1ee5ng.<\/p>\n

B\u00ecnh lu\u1eadn v\u1ec1 vi\u1ec7c ban h\u00e0nh th\u00f4ng t\u01b0 n\u00e0y, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI cho r\u1eb1ng, c\u1ea7n h\u1ebft s\u1ee9c c\u00e2n nh\u1eafc c\u00e1c quy \u0111\u1ecbnh b\u1edfi ho\u1ea1t \u0111\u1ed9ng cho vay l\u00e0 nghi\u1ec7p v\u1ee5 c\u1ee7a ng\u00e2n h\u00e0ng v\u1edbi c\u00e1c ti\u00eau chu\u1ea9n \u0111\u1ecbnh l\u01b0\u1ee3ng c\u1ee5 th\u1ec3, do \u0111\u00f3, vi\u1ec7c k\u00eau g\u1ecdi ng\u00e2n h\u00e0ng h\u1ed7 tr\u1ee3 cho doanh nghi\u1ec7p l\u00e0 c\u1ea7n thi\u1ebft nh\u01b0ng tr\u1edf th\u00e0nh quy \u0111\u1ecbnh mang t\u00ednh ph\u00e1p l\u00fd l\u00e0 vi\u1ec7c c\u1ea7n th\u1eadn tr\u1ecdng.<\/em><\/p>\n

\u201cDoanh nghi\u1ec7p l\u00e0 ngu\u1ed3n s\u1ed1ng c\u1ee7a ng\u00e2n h\u00e0ng. V\u00ec th\u1ebf, n\u1ebfu doanh nghi\u1ec7p c\u00f3 ti\u1ec1m n\u0103ng tr\u1ea3 n\u1ee3, c\u00e1c ng\u00e2n h\u00e0ng s\u1ebd cho vay, \u0111\u1eb7c bi\u1ec7t trong giai \u0111o\u1ea1n nhi\u1ec1u doanh nghi\u1ec7p t\u1ea1m d\u1eebng kinh doanh nh\u01b0 hi\u1ec7n nay. C\u00f2n trong tr\u01b0\u1eddng h\u1ee3p tri\u1ec3n v\u1ecdng kinh doanh c\u1ee7a doanh nghi\u1ec7p k\u00e9m, th\u00ec vi\u1ec7c cho vay g\u01b0\u1ee3ng \u00e9p s\u1ebd c\u00f3 th\u1ec3 \u0111\u1ec3 l\u1ea1i g\u00e1nh n\u1eb7ng l\u1edbn h\u01a1n cho c\u1ea3 ng\u00e2n h\u00e0ng\u201d, \u00f4ng \u0110\u1ee9c n\u00f3i.<\/em><\/p>\n

C\u00f2n theo TS. Nguy\u1ec5n Tr\u00ed Hi\u1ebfu, chuy\u00ean gia t\u00e0i ch\u00ednh – ng\u00e2n h\u00e0ng, vi\u1ec7c l\u1ee3i d\u1ee5ng ch\u00ednh s\u00e1ch n\u00e0y ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 x\u1ea3y ra t\u1eeb c\u1ea3 ng\u00e2n h\u00e0ng v\u00e0 doanh nghi\u1ec7p. Ch\u1eb3ng h\u1ea1n, m\u1ed9t doanh nghi\u1ec7p c\u00f3 kho\u1ea3n vay \u0111\u00e3 \u0111\u1ebfn h\u1ea1n tr\u1ea3 n\u1ee3 nh\u01b0ng vin v\u00e0o l\u00fd do d\u1ecbch b\u1ec7nh v\u00e0 xin gia h\u1ea1n tr\u1ea3 n\u1ee3 d\u00f9 h\u1ecd kh\u00f4ng b\u1ecb \u1ea3nh h\u01b0\u1edfng. T\u1eeb ph\u00eda ng\u00e2n h\u00e0ng, ng\u00e2n h\u00e0ng c\u0169ng c\u00f3 th\u1ec3 d\u1ef1a v\u00e0o vi\u1ec7c cho ph\u00e9p gia h\u1ea1n, gi\u1eef nh\u00f3m n\u1ee3 \u0111\u1ec3 c\u01a1 c\u1ea5u l\u1ea1i n\u1ee3 qua \u0111\u00f3 gi\u1eef nguy\u00ean ho\u1eb7c gi\u1ea3m n\u1ee3 x\u1ea5u v\u00e0 gi\u1ea3m m\u1ee9c tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng r\u1ee7i ro.<\/p>\n

Tuy nhi\u00ean, theo v\u1ecb chuy\u00ean gia n\u00e0y, c\u00f3 th\u1ec3 ng\u0103n ch\u1eb7n vi\u1ec7c l\u1ee3i d\u1ee5ng ch\u00ednh s\u00e1ch b\u1eb1ng c\u00e1ch y\u00eau c\u1ea7u c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng b\u00e1o c\u00e1o NHNN c\u1ee5 th\u1ec3 v\u1ec1 s\u1ed1 l\u01b0\u1ee3ng, h\u1ea1n m\u1ee9c, l\u00fd do th\u1ef1c hi\u1ec7n gia h\u1ea1n, chuy\u1ec3n nh\u00f3m v\u1edbi t\u1eebng kho\u1ea3n vay c\u1ee5 th\u1ec3, sau \u0111\u00f3 NHNN th\u1ef1c hi\u1ec7n thanh ki\u1ec3m tra.<\/p>\n

M\u1eb7t kh\u00e1c, theo v\u1ecb chuy\u1ec7n gia n\u00e0y, vi\u1ec7c h\u1ed7 tr\u1ee3 t\u00edn d\u1ee5ng \u0111\u01b0\u1ee3c k\u1ef3 v\u1ecdng s\u1ebd gi\u00fap doanh nghi\u1ec7p kh\u00f4i ph\u1ee5c s\u1ea3n xu\u1ea5t kinh doanh tr\u01b0\u1edbc m\u1eaft, sau m\u1ed9t th\u1eddi gian m\u1ecdi chuy\u1ec7n s\u1ebd tr\u1edf l\u1ea1i b\u00ecnh th\u01b0\u1eddng v\u00e0 c\u00e1c doanh nghi\u1ec7p \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 s\u1ebd \u0111\u1ee7 kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3. Song th\u1ef1c t\u1ebf, kh\u00f4ng ai d\u00e1m n\u00f3i tr\u01b0\u1edbc \u0111\u01b0\u1ee3c di\u1ec5n bi\u1ebfn d\u1ecbch b\u1ec7nh v\u00e0 m\u1ee9c \u0111\u1ed9 t\u00e1c \u0111\u1ed9ng, bao nhi\u00eau doanh nghi\u1ec7p c\u00f3 th\u1ec3 h\u1ed3i ph\u1ee5c \u0111\u01b0\u1ee3c, bao nhi\u00eau doanh nghi\u1ec7p \u0111\u00e3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 v\u1eabn kh\u00f4ng th\u1ec3 g\u01b0\u1ee3ng d\u1eady. Khi \u0111\u00f3, n\u1ee3 x\u1ea5u s\u1ebd c\u00e0ng \u201cx\u1ea5u\u201d v\u00e0 tr\u1edf th\u00e0nh g\u00e1nh n\u1eb7ng v\u1edbi t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng.<\/p>\n

\u201cPh\u1ea7n l\u1edbn kh\u00f3 kh\u0103n c\u1ee7a doanh nghi\u1ec7p hi\u1ec7n nay l\u00e0 th\u1ecb tr\u01b0\u1eddng h\u00e0ng h\u00f3a, d\u1ecbch v\u1ee5. N\u1ebfu g\u1ee1 \u0111\u01b0\u1ee3c chuy\u1ec7n th\u1ecb tr\u01b0\u1eddng th\u00ec t\u1ef1 kh\u1eafc doanh nghi\u1ec7p s\u1ebd \u1ed5n. N\u00ean \u0111\u1eebng tr\u00f4ng mong nhi\u1ec1u v\u00e0o gi\u1ea3i ph\u00e1p h\u1ed7 tr\u1ee3 t\u00edn d\u1ee5ng, m\u00e0 n\u00ean k\u1ef3 v\u1ecdng v\u00e0o c\u00e1c gi\u1ea3i ph\u00e1p th\u00fac \u0111\u1ea9y s\u1ea3n xu\u1ea5t, ti\u00eau th\u1ee5 h\u00e0ng h\u00f3a, c\u00f9ng v\u1edbi c\u00e1c ch\u00ednh s\u00e1ch v\u1ec1 thu\u1ebf v\u00e0 c\u1ea3i c\u00e1ch th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh\u201d, \u00f4ng Hi\u1ebfu nh\u1ea5n m\u1ea1nh.<\/p>\n

Xu\u00e2n Y\u1ebfn<\/strong><\/p>\n

\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2013<\/p>\n

\u0110\u1ea5u th\u1ea7u (T\u00e0i ch\u00ednh) 12-3-2020:<\/em><\/strong><\/p>\n

https:\/\/baodauthau.vn\/tai-chinh\/ho-tro-tin-dung-khac-phuc-kho-khan-do-covid19-quan-trong-la-trung-va-dung-123576.html<\/em><\/a><\/p>\n

(152\/867)<\/em>","protected":false},"excerpt":{"rendered":"

(\u0110T) – V\u1eeba t\u1ea1o \u0111i\u1ec1u ki\u1ec7n t\u1ed1i \u0111a v\u1ec1 th\u1ea9m quy\u1ec1n, v\u1eeba l\u00e0m r\u00f5 tr\u00e1ch nhi\u1ec7m c\u1ee7a c\u00e1c b\u00ean \u0111\u1ec3 b\u1ea3o \u0111\u1ea3m h\u1ed7 tr\u1ee3 \u0111\u00fang, kh\u00e1ch quan v\u00e0 kh\u00f4ng b\u1ecb l\u1ee3i d\u1ee5ng l\u00e0 quan \u0111i\u1ec3m x\u00e2y d\u1ef1ng v\u0103n b\u1ea3n ph\u00e1p l\u00fd l\u00e0m c\u01a1 s\u1edf cho c\u00e1c ng\u00e2n h\u00e0ng h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p. C\u00f3 \u00fd ki\u1ebfn […]<\/p>\n","protected":false},"author":1,"featured_media":9865,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-9864","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n2.924. 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